Flexibility that endeavours to give you the best of both Short Term and Long Term

Transcription

1 Reliance Capital Asset Management Limited A Reliance Capital Company August 2015 Flexibility that endeavours to give you the best of both Short Term and Long Term Reliance Dynamic Bond Fund (An open ended income scheme) Market conditions keep changing with time. Presenting Reliance Dynamic Bond Fund. It invests in Debt and Money Market Instruments with moderate risk. An all-weather debt fund** Takes active view of interest rate scenario Ideal for investing in bond funds, without having to time the markets ( ) *VU[HJ[ `V\Y MPUHUJPHS HK]PZVY MVY M\Y[OLY KL[HPSZ c Call Download Free App Follow us on Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Windows logo is a trademark of Microsoft Corp. This product is suitable for investors who are seeking*: Income over long term Investment in Debt and Money Market Instruments 0U]LZ[VYZ ZOV\SK JVUZ\S[ [OLPY MPUHUJPHS HK]PZVYZ PM PU KV\I[ HIV\[ ^OL[OLY [OL WYVK\J[ PZ Z\P[HISL MVY [OLT Investors understand that their principal will be at Moderate risk **Reliance Dynamic Bond Fund is an all-weather fund as it endeavours to change duration and the portfolio characteristics to take advantage of constantly changing fixed income scenario. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

2 Investors are requested to review product labels for respective schemes which are provided below at the time of Invest. NAME OF SCHEMES This product is suitable for investors who are seeking* EQUITY Reliance Top 200 Fund long term capital growth An open ended Diversified Equity investment in equity and equity related securities of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index Reliance Vision Fund long term capital growth An open ended Equity Growth investment in equity and equity related instruments through a research based approach Reliance Quant Plus Fund long term capital growth An open ended Equity investment in active portfolio of stocks selected from CNX Nifty Index on the basis of a mathematical model Reliance Focused Large Cap Fund An open ended Diversified Equity Reliance Growth Fund An open ended Equity Growth Reliance Equity Opportunities Fund An open ended Diversified Equity Reliance Index Fund Nifty Plan An Open Ended Index Linked Reliance Index Fund Sensex Plan An Open Ended Index Linked Reliance NRI Equity Fund An open-ended Diversified Equity Reliance Mid & Small Cap Fund An Open Ended Diversified Equity Reliance Regular Savings Fund - Equity Option An open ended Reliance Regular Savings Fund - Balanced Option An open ended Reliance Tax Saver (ELSS) Fund An open ended Equity Linked Savings Reliance Small Cap Fund An Open Ended Equity Reliance Equity Savings Fund An Open Ended Equity Reliance Retirement Fund - Wealth Creation (An open ended notified tax savings cum pension scheme with no assured returns) Reliance Banking Fund An open ended Banking Sector Reliance Diversified Power Sector Fund An open ended Power Sector Reliance Media & Entertainment Fund An open ended Media & Entertainment sector Reliance Pharma Fund An open ended Pharma Sector Reliance Japan Equity Fund An open-ended diversified equity Reliance US Equity Opportunities Fund An open ended Diversified Equity Reliance Arbitrage Advantage Fund An open ended Arbitrage long term capital growth Investment in concentrated portfolio of equity & equity related instruments up to 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments. long term capital growth investment in equity and equity related instruments through a research based approach long term capital growth investment in equity and equity related securities long term capital growth investment in equity and equity related securities and portfolios replicating the composition of the NIFTY, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of the Sensex, subject to tracking errors long term capital growth investment in equity and equity related instruments primarily drawn from companies of S&P BSE 200 Index long term capital growth investment in equity and equity related securities including derivatives long term capital growth investment in equity and equity related securities long term capital growth investment in equity and equity related instruments and fixed income instruments long term capital growth investment in equity and equity related securities long term capital growth investment in equity and equity related securities of small cap companies Income and Capital Appreciation over long term Investment predominantly in arbitrage opportunities between cash & derivative market and in unhedged equity Long term growth and capital appreciation Investing primarily in Equity and equity related instruments and balance in fixed income securities so as to help the investor in achieving the retirement goals long term capital growth investment in equity and equity related securities of companies in banking sector and companies engaged in allied activities related to banking sector long term capital growth investment in equity and equity related securities of companies in power sector long term capital growth investment in equity and equity related securities of media and entertainment and other associated companies long term capital growth investment in equity and equity related Securities of pharma & other associated companies long term capital growth investment in equity and equity related securities of companies listed on recognized stock exchange of Japan long term capital growth Investment in equity and equity related securities of companies listed on recognized stock exchanges in the US. income over short term income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment Investors understand that their principal will be at Moderately High risk Investors understand that their principal will be at High risk *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately Low risk 2 Fundamentals August 2015

3 Investors are requested to review product labels for respective schemes which are provided below at the time of Investments. NAME OF SCHEMES DEBT Reliance Liquidity Fund An Open-Ended Liquid This product is suitable for investors who are seeking* Income over short term Investment in debt and money market instruments Reliance Liquid Fund - Treasury Plan An Open-Ended Liquid Reliance Liquid Fund - Cash Plan An Open-Ended Liquid Income over short term Investment in debt and money market instruments Income over short term Investment in debt and money market instruments Investors understand that their principal will be at Low risk Reliance Money Manager Fund An Open-Ended Income Reliance Medium Term Fund An Open-Ended Income with no assured returns Reliance Floating Rate Fund - Short Term Plan An Open-Ended Income Reliance Short Term Fund A Open-Ended Income Reliance Banking & PSU Debt Fund An Open-Ended Income Reliance Interval Fund A Debt Oriented Interval Reliance Regular Savings Fund -Debt Option An Open-Ended Reliance Corporate Bond Fund An Open-Ended Income Reliance Income Fund A Open-Ended Income Reliance Dynamic Bond Fund A Open-Ended Income Reliance Gilt Securities Fund An Open-Ended Government Securities Reliance Monthly Income Plan An Open-Ended Fund. Monthly income is not assured & is subject to the availability of distributable surplus Income over short term Investment in debt and money market instruments Income over short term Investment in debt and money market instruments with tenure not exceeding 3 years Income over short term Investment predominantly in floating rate and money market instruments with tenure exceeding 3 months but upto a maturity of 3 years and fixed rate debt securities Income over short term Investment in debt and money market instruments, with the scheme would have maximum weighted average duration between years Income over short to medium term Investment in debt and money market instruments of various maturities, consisting predominantly of securities Issued by banks, public sector undertaking and public financial institutions Regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals Investment in fixed income securities, money market and g-sec instruments Income over medium term Investment predominantly in debt instruments having maturity of more than 1 year and money market instruments Income over medium term Investment predominantly in corporate bonds of various Maturities and across ratings that would include all debt Securities issued by entities such as banks, public sector undertakings, municipal corporations, bodies corporate, companies etc. Income over long term Investment in debt and money market instruments Income over long term Investment in debt and money market instruments Income over long term Investment in government securities Regular income and capital growth over long term Investment in debt & money market instruments and equities & equity related securities Investors understand that their principal will be at Moderately Low risk Investors understand that their principal will be at Moderate risk Reliance Retirement Fund - Income Generation (An open ended notified tax savings cum pension scheme with no assured returns) Income over long term along with capital growth Investing primarily in fixed income securities and balance in equity and equity related instruments so as to help the investor in achieving the retirement goals EQUITY ETF R*Shares Opportunities ETF An Open Ended Index Exchange Traded Fund R*Shares Banking ETF An open-ended, exchange listed, index linked scheme R*Shares Consumption ETF An Open Ended Index Exchange Traded Fund R*Shares Sensex ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] R*Shares CNX 100 ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] long term capital growth investment in equity and equity related securities and portfolios replicating the composition of CNX Opportunities Index, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of CNX Bank Index, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of CNX Consumption Index, subject to tracking errors long term capital growth Investment in equity and equity related securities and portfolios replicating the composition of S&P BSE Sensex Index, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of CNX 100 Index, subject to tracking errors R*Shares Nifty ETF long term capital growth An Open Ended Index Exchange Traded Fund [Rajiv Gandhi investment in equity and equity related securities and portfolios replicating the composition of CNX Nifty Equity Savings (RGESS) Qualified ] Index, subject to tracking errors R*Shares NV20 ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] long term capital growth investment in equity and equity related securities and portfolios replicating the composition of NV20 Index, subject to tracking errors *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately High risk Investors understand that their principal will be at High risk Investors understand that their principal will be at Moderately High risk Fundamentals August

4 Investors are requested to review product labels for respective schemes which are provided below at the time of Investments. NAME OF SCHEMES This product is suitable for investors who are seeking* GOLD Reliance Gold Savings Fund (An Open Ended Fund of Fund ) Long term capital growth Returns that are commensurate with the performance of R*Shares Gold ETF through investment in securities of R*Shares Gold ETF R* Shares Gold ETF (An Open ended Gold Exchange Traded Fund ) Long term capital growth Returns that are commensurate with the returns provided by physical gold through investment in physical gold and gold related securities as permitted by regulators from time to time. Investors understand that their principal will be at Moderately High risk CLOSE-ENDED DEBT FUNDS Reliance Dual Advantage Fixed Tenure Fund A close-ended Hybrid Income over long term Returns and growth with the object of limiting interest rate volatility through investment in debt & money market instruments and equity & equity-related instruments including derivatives Reliance Fixed Horizon Fund* A close-ended Income Returns and growth over the term of the Fund Limiting interest rate volatility by investment in debt, money market and G-sec instruments maturing on or before the date of maturity of the scheme Investors understand that their principal will be at Moderate risk * FMP <= 1100 days tenure and minimum 65% high credit exposure (AAA/A1+ or Gilts), as specified at the time of launch of scheme Investors understand that their principal will be at Moderately Low risk *All FMP with >1100 days tenure, and not fulfilling above conditions Investors understand that their principal will be at Moderate risk CLOSE-ENDED EQUITY FUNDS Reliance Equity Linked Savings Fund Series 1 A 10 years close-ended Equity linked Savings Reliance Capital Builder Fund A close-ended Equity oriented Reliance Close Ended Equity Fund A close-ended Equity oriented long term capital growth Investment in equity & equity-related securities long term capital growth Investment in diversified portfolio of equity & equity-related instruments with small exposure to fixed income securities long term capital growth Investment in diversified portfolio of equity & equity-related instruments with small exposure to fixed income securities *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately High risk 4 Fundamentals August 2015

5 Equity Diversified Large Cap Reliance Vision Fund Reliance Top 200 Fund Reliance Quant Plus Fund Reliance NRI Equity Fund Reliance Focused Large Cap Fund Index Reliance Index Fund - Nifty Plan Reliance Index Fund - Sensex Plan Diversified Mid Cap & Small Cap Reliance Growth Fund Reliance Mid & Small Cap Fund Reliance Small Cap Fund Diversified Multi Cap Reliance Regular Savings Fund Equity Option Reliance Equity Opportunities Fund Balanced Reliance Regular Savings Fund Balanced Option Reliance Equity Savings Fund Sector Reliance Banking Fund Reliance Diversified Power Sector Fund Reliance Media & Entertainment Fund Reliance Pharma Fund Tax Saver Reliance Tax Saver (ELSS) Fund Arbitrage Reliance Arbitrage Advantage Fund International Reliance Japan Equity Fund Reliance US Equity Opportunities Fund ETF R*Shares Banking ETF R*Shares Sensex ETF R*Shares CNX 100 ETF R*Shares Opportunities ETF R*Shares Nifty ETF R*Shares Consumption ETF R*Shares NV20 ETF Fixed Income Liquid Reliance Liquidity Fund Reliance Liquid Fund Treasury Plan Reliance Liquid Fund Cash Plan Ultra Short Term Reliance Money Manager Fund Reliance Medium Term Fund Reliance Banking & PSU Debt Fund Short Term Reliance Floating Rate Fund Short Term Plan Reliance Short Term Fund Long Term Reliance Regular Savings Fund Debt Option Reliance Corporate Bond Fund Reliance Income Fund Dynamic Reliance Dynamic Bond Fund Gilt Reliance Gilt Securities Fund MIP Reliance Monthly Income Plan Gold ETF R*Shares Gold ETF FOF Reliance Gold Savings Fund Retirement Fund Reliance Retirement Fund - Wealth Creation Reliance Retirement Fund - Income Generation Fundamentals August

6 Equity : Diversified Large Cap Reliance Vision Fund The primary investment objective of the is to achieve long term growth of capital by investing in equity and equity related securities through a research based investment approach. However, there can be no assurance that the investment objective of the will be realized, as actual market movements may be at variance with anticipated trends. Type Open-ended Equity Growth of allotment Oct-1995 Inception Oct-1995 Quarterly AAUM: ( in Crores) 3, (30/06/2015) Minimum Investment: 5000 and in multiples of Re. 1 thereafter Fund Manager Ashwani Kumar Entry Load*: Not Applicable Exit Load** (w.e.f. 24th Aug 2009) 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units Nil if redeemed or switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme S&P BSE 100 Index PORTFOLIO COMPOSITION AS ON 31ST JULY % SECTOR ALLOCATION AS ON 31ST JULY 2015 figures in % Cash and Other Receivables 2.13% Industry Classification as per AMFI. 6 Fundamentals August 2015 Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prefixed by the word S&P.It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged. PORTFOLIO OF RELIANCE VISION FUND Holdings Weightage INFOSYS LTD 9.61 TVS MOTOR COMPANY LTD 8.14 LARSEN & TOUBRO LTD 7.23 STATE BANK OF INDIA 5.82 ICICI BANK LTD 5.54 MARUTI SUZUKI INDIA LTD 4.72 BEML LTD 4.16 TATA STEEL LTD 3.64 AXIS BANK LTD 3.42 SIEMENS LTD 3.35 TATA MOTORS LTD 3.23 HDFC BANK LTD 3.06 BHARAT FORGE LTD 2.99 CUMMINS INDIA LTD 2.97 DIVI'S LABORATORIES LTD 2.92 BHARAT HEAVY ELECTRICALS LTD 2.76 ABB INDIA LTD 2.64 HONEYWELL AUTOMATION INDIA LTD 2.37 ALSTOM T&D INDIA LTD 2.22 AUTOMOTIVE AXLES LTD 2.04 ULTRATECH CEMENT LTD 1.79 CANARA BANK 1.59 HCL TECHNOLOGIES LTD 1.48 LINDE INDIA LIMITED 1.37 UPL LIMITED 1.33 BANK OF BARODA 1.28 INDIAN OIL CORPORATION LTD 1.28 FEDERAL-MOGUL GOETZE (INDIA) LTD Equity Less Than 1% of Corpus 3.85 Sub Total of Derivatives, Cash and Other Receivables 2.13 VOLATILITY MEASURES: Beta: Standard Deviation: R Squared: Sharpe Ratio : Portfolio Turnover Ratio (Times): 0.81 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/07/2012 with 7.40% Risk Free returns (taken as 91days T-bill yield as on 31/07/2015). AS ON 31ST JULY 2015 Reliance Vision Fund - Direct Plan Bonus Option Reliance Vision Fund - Direct Plan Growth Option Reliance Vision Fund - Institutional Plan Reliance Vision Fund - Bonus Plan Reliance Vision Fund - Plan Reliance Vision Fund - Growth Plan Reliance Vision Fund - Direct Plan Option Plan Direct Plan DIVIDEND HISTORY Record Rate (Re/ Cum *Ex- Unit) 16-Jan Mar Mar Mar Mar Mar Nov Mar Mar Oct Jan Oct Mar Dec Mar Dec Jun Feb Dec Sep Jun Feb Jan Mar Mar "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of 10. * on the 1st transaction day after Record, which includes the mark to market impact also." as at June 30, 2015 () Performance of Reliance Vision Fund Growth Option as on 30/06/2015 Per Unit () Returns Current Value of Standard Investment of Rs in the # # ## Since inception till June 30, ,460 89,040 77,160 June 30, 2014 to June 30, June 28, 2013 to June 30, June 29, 2012 to June 28, Since Inception - 08/10/1995 # - S&P BSE 100 Index ## - S&P BSE Sensex Index Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared. Face of value of scheme is 10/- per unit. Face of Value of Reliance Money Manager Fund is 1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is 1000/- per unit w.e.f 5th Aug Face value of R*Shares Gold ETF is 100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the of the previous date is considered for computation of return. SPECIAL FEATURE Reliance Any Time Money Card Note : Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. Note : Fundamental attribute change w.e.f. September 7, For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013.

7 Equity : Diversified Large Cap Reliance Top 200 Fund (Formerly Reliance Equity Advantage Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Type Open-ended Diversified Equity of allotment Aug-2007 Inception Aug-2007 Quarterly AAUM ( in Crores):.. 1, (30/06/2015) Minimum Investment: and in multiples of Re. 1 thereafter Fund Manager Ashwani Kumar, Sailesh Raj Bhan Entry Load*: Not Applicable Exit Load** (w.e.f. from 20 April,2015) 1% if redeeemed/switched out on or before completion of 1 year from the date of allotment of units - Nil if redeemed/switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme PORTFOLIO COMPOSITION AS ON 31ST JULY % figures in % Cash and Other Receivables 0.74% SECTOR ALLOCATION AS ON 31ST JULY 2015 Industry Classification as per AMFI S&P BSE 200 Index Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prefixed by the word S&P. It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged. PORTFOLIO OF RELIANCE TOP 200 FUND Holdings Weightage HDFC Bank Ltd 7.68 Icici Bank Ltd 5.97 Infosys Ltd 4.96 Reliance Industries Ltd 4.68 Tata Motors Ltd 4.55 State Bank Of India 4.46 Axis Bank Ltd 4.34 Hcl Technologies Ltd 4.20 Maruti Suzuki India Ltd 3.79 Indian Oil Corporation Ltd 3.67 Divi's Laboratories Ltd 3.64 Larsen & Toubro Ltd 3.54 Cummins India Ltd 3.16 Alstom T&D India Ltd 3.13 Punjab National Bank 2.98 Bharat Forge Ltd 2.64 The Indian Hotels Company Ltd 2.63 Zee Entertainment Enterprises Ltd 2.49 Cadila Healthcare Ltd 2.25 Mahindra & Mahindra Ltd 2.25 Bharat Heavy Electricals Ltd 2.20 Abb India Ltd 2.18 United Spirits Ltd 2.07 Sun Pharmaceuticals Industries Ltd 1.90 Bharat Petroleum Corporation Ltd 1.83 Aditya Birla Nuvo Ltd 1.74 Wipro Ltd 1.69 Thermax Ltd 1.30 Lupin Ltd 1.12 Equity Less Than 1% Of Corpus 6.22 Grand Total Cash And Other Receivables 0.74 VOLATILITY MEASURES: Beta: Standard Deviation: R Squared: Sharpe Ratio : Portfolio Turnover Ratio (Times): 0.65 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/07/2012 with 7.40% Risk Free returns (taken as 91days T-bill yield as on 31/07/2015). AS ON 31ST JULY 2015 Fundamentals August 2015 Reliance Top 200 Fund - Direct Plan Bonus Option Reliance Top 200 Fund - Direct Plan Growth Option Reliance Top 200 Fund - Institutional Bonus Plan Reliance Top 200 Fund - Bonus Plan Reliance Top 200 Fund - Plan Reliance Top 200 Fund - Growth Plan Reliance Top 200 Fund - Direct Plan Option Plan Direct Plan DIVIDEND HISTORY Record Rate (Re/ Unit) Cum *Ex- 23-Jan Jan Feb Feb Jan Jan "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of 10. * on the 1st transaction day after Record, which includes the mark to market impact also. " as at June 30, 2011 () Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011 Per Current Value of Standard Investment of Unit () Returns Rs in the # # ## Since inception till June 30, ,425 12,825 12,482 June 30, 2010 to June 30, June 30, 2009 to June 30, June 30, 2008 to June 30, Since Inception - 09/08/2007 # - CNX Nifty Index ## - S&P BSE Sensex Index as at June 30, 2015 () Performance of Reliance Top 200 Fund - Growth Option as on 30/06/2015 Per Unit () Returns # Current Value of Standard Investment of Rs in the # ## Since inception till June 30, ,692 17,816 17,529 June 30, 2014 to June 30, June 28, 2013 to June 30, June 29, 2012 to June 28, Since Inception - 26/08/2011 # - S&P BSE 200 Index ## - S&P BSE Sensex Index Reliance Equity Advantage Fund was launched on 9th Aug Subsequently the key features of the have been changed w.e.f Aug, Accordingly, above performance is calculated from Aug 26, 2011 and the was renamed as Reliance Top 200 Fund. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared. Face of value of scheme is 10/- per unit. Face of Value of Reliance Money Manager Fund is 1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is 1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is 100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. 7

8 Equity: Diversified Large Cap Reliance Quant Plus Fund (Formerly Known as Reliance Index Fund) The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from CNX Nifty on the basis of a mathematical model. Type...Open-ended Equity of allotment Apr-2008 Inception Apr-2008 Quarterly AAUM ( in Crores): (30/06/2015) Minimum Investment: 5000 and in multiples of Re. 1 thereafter Fund Manager...Krishan Daga Entry Load*:... Not Applicable Exit Load**...(w.e.f. 5th June 2015) 0.25% of the applicable if redeemed or switched out on or before completion of 1 Month from the date of allotment of units PORTFOLIO COMPOSITION AS ON 31ST JULY 2015 Debt, Cash and Other Receivables 2.73% figures in % 97.27% There shall be no exit load after completion of 1 month from the date of allotment of units. *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor ** If charged, the same shall be credited to the scheme...cnx Nifty Index Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prefixed by the word S&P.It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged. PORTFOLIO OF RELIANCE QUANT PLUS FUND Holdings Weightage State Bank Of India 7.94 Infosys Ltd 7.82 Icici Bank Ltd 7.76 Axis Bank Ltd 7.67 Larsen & Toubro Ltd 7.66 HDFC Bank Ltd 7.62 Reliance Industries Ltd 6.73 ITC Ltd 5.53 Maruti Suzuki India Ltd 5.23 Tata Motors Ltd 4.48 Tata Consultancy Services Ltd 4.43 Asian Paints Ltd 4.31 Sun Pharmaceuticals Industries Ltd 4.02 Coal India Ltd 3.78 HCL Technologies Ltd 3.69 Lupin Ltd 3.17 Ultratech Cement Ltd 2.97 Bharat Petroleum Corporation Ltd 2.26 Equity Less Than 1% of Corpus 0.19 Sub Total of Cash and Other Receivables 2.73 VOLATILITY MEASURES: Beta: Standard Deviation: R Squared: Sharpe Ratio : Portfolio Turnover Ratio (Times): 1.53 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/07/2012 with 7.40% Risk Free returns (taken as 91days T-bill yield as on 31/07/2015). AS ON 31ST JULY 2015 Reliance Quant Plus Fund - Direct Plan Bonus Option Reliance Quant Plus Fund - Direct Plan Growth Option Reliance Quant Plus Fund - Bonus Plan Reliance Quant Plus Fund - Plan Reliance Quant Plus Fund - Growth Plan Reliance Quant Plus Fund - Direct Plan Option DIVIDEND HISTORY Record Rate (Re/ Unit) Cum *Ex- 24-Jun Plan 15-Feb Mar Direct 24-Jun Plan "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of 10. * on the 1st transaction day after Record, which includes the mark to market impact also. " SECTOR ALLOCATION AS ON 31ST JULY 2015 Industry Classification as per AMFI. as at June 30, 2015 () Performance of Reliance Quant Plus Fund - Growth Option as on 30/06/2015 Per Current Value of Standard Investment Unit () Returns of Rs in the # # ## Since inception till June 30, ,666 16,874 16,853 June 30, 2014 to June 30, June 28, 2013 to June 30, June 29, 2012 to June 28, Since Inception - 18/04/2008 # - CNX Nifty Index ## - S&P BSE Sensex Index Reliance Index Fund Sensex Plan and Nifty Plan was launched on Feb 8,2005. Subsequently the trustees of RMF (w.e.f. April 18,2008) changed the features of the scheme and renamed the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus Fund please refer addendum to the offer document dated 17th March 08. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared. Face of value of scheme is 10/- per unit. Face of Value of Reliance Money Manager Fund is 1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is 1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is 100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. 8 Fundamentals August 2015

9 Equity: Diversified Large Cap Reliance NRI Equity Fund The investment objective of the is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The may also invest in large IPO s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market. Type Open-ended Diversified Equity of allotment: Nov-2004 Inception Nov-2004 Quarterly AAUM ( in Crores): (30/06/2015) Minimum Investment: 5,000 and in multiples of Re 1 thereafter Fund Manager: Omprakash Kuckian Entry Load* Not Applicable Exit Load** (w.e.f. 24th Aug 2009) 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units Nil if redeemed or switched out after completion of 1 year from the date of allotment of units PORTFOLIO COMPOSITION AS ON 31ST JULY % figures in % Cash and Other Receivables 0.97% SECTOR ALLOCATION AS ON 31ST JULY 2015 *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme S&P BSE 200 Index Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prefixed by the word S&P.It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged. PORTFOLIO OF RELIANCE NRI EQUITY FUND Holdings Weightage % HDFC Bank Ltd 5.91 Larsen & Toubro Ltd 5.71 Reliance Industries Ltd 5.33 Cummins India Ltd 5.31 Infosys Ltd 4.58 State Bank Of India 4.31 HCL Technologies Ltd 4.25 Tata Motors Ltd 4.08 ICICI Bank Ltd 4.02 Bharat Petroleum Corporation Ltd 3.94 Glenmark Pharmaceuticals Ltd 3.77 Abb India Ltd 3.69 Maruti Suzuki India Ltd 3.68 Lupin Ltd 3.61 Aditya Birla Nuvo Ltd 3.51 Ultratech Cement Ltd 3.35 Adani Ports And Special Economic Zone Ltd 3.11 Multi Commodity Exchange Of India Ltd 3.08 Housing Development Finance Corporation 3.06 Ltd Axis Bank Ltd 3.05 Power Grid Corporation Of India Ltd 3.02 Thermax Ltd 2.78 Idea Cellular Ltd 2.76 Container Corporation Of India Ltd 2.62 Bharat Forge Ltd 2.44 Canara Bank 2.06 The Indian Hotels Company Ltd 2.01 Equity Less Than 1% Of Corpus 0.00 Sub Total Of Cash and Other Receivables 0.97 VOLATILITY MEASURES: Beta: Standard Deviation: R Squared: Sharpe Ratio : Portfolio Turnover Ratio (Times): 0.58 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/07/2012 with 7.40% Risk Free returns (taken as 91days T-bill yield as on 31/07/2015). AS ON 31ST JULY 2015 Reliance NRI Equity Fund - Direct Plan Bonus Option Reliance NRI Equity Fund - Direct Plan Growth Option Reliance NRI Equity Fund - Bonus Plan Reliance NRI Equity Fund - Plan Reliance NRI Equity Fund - Growth Plan Reliance NRI Equity Fund - Direct Plan Option DIVIDEND HISTORY Record Rate (Re/ Unit) Cum *EX 23-Jan Jan Jan Mar Plan 3-Mar Sep Mar Jan Aug Aug Direct 23-Jan Plan 17-Jan "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of 10. * on the 1st transaction day after Record, which includes the mark to market impact also." as at June 30, 2015 () Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 30/06/2015 Per Current Value of Standard Unit () Returns Investment of Rs in the # # ## Since inception till June 30, ,645 44,621 46,327 June 30, 2014 to June 30, June 28, 2013 to June 30, June 29, 2012 to June 28, Since Inception - 16/11/2004 # - S&P BSE 200 Index ## - S&P BSE Sensex Index Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared. Face of value of scheme is 10/- per unit. Face of Value of Reliance Money Manager Fund is 1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is 1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is 100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the of the previous date is considered for computation of returns. Industry Classification as per AMFI. Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. Fundamentals August

10 Equity: Diversified Large Cap Reliance Focused Large Cap Fund (Formerly as Reliance Equity Fund) The primary investment objective of the scheme is to generate long-term capital growth by predominantly investing in an active and concentrated portfolio of equity & equity related instruments up to 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments. The secondary objective of the scheme is to generate consistent returns by investing in debt & money market securities. Type Open-ended Diversified Equity of allotment Mar-2006 Inception Mar-2006 Quarterly AAUM ( in Crores): 1, (30/06/2015) Minimum Investment: 5000 and in multiples of Re. 1 thereafter Fund Manager Omprakash Kuckian Entry Load*: Not Applicable Exit Load** (w.e.f. 24th Aug 2009) 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units PORTFOLIO COMPOSITION AS ON 31ST JULY % figures in % Cash and Other Receivables 1.23% SECTOR ALLOCATION AS ON 31ST JULY 2015 Industry Classification as per AMFI. 10 Fundamentals August 2015 Nil if redeemed or switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ /09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme CNX Nifty Index Note : Due to modification in licensing agreement between the third party service providers, the name of applicable benchmark indices have been revised. Therefore, the usage of words S&P mentioned in various indices related to IISL stands deleted and wherever the name of BSE has been mentioned in the benchmark indices, the same shall be prefixed by the word S&P.It may be noted that the above mentioned modification is only a name change and all other features related to benchmark remain unchanged. PORTFOLIO OF RELIANCE FOCUSED LARGE CAP FUND Holdings Weightage % Hdfc Bank Ltd 7.32 Reliance Industries Ltd 6.16 Ultratech Cement Ltd 5.53 Larsen & Toubro Ltd 5.50 Cummins India Ltd 5.26 Infosys Ltd 5.20 State Bank Of India 4.74 Max India Ltd 4.34 Icici Bank Ltd 4.25 Arvind Ltd 4.19 Siemens Ltd 3.83 Maruti Suzuki India Ltd 3.80 Lupin Ltd 3.72 Adani Ports And Special Economic Zone Ltd 3.72 Tata Motors Ltd 3.71 Hcl Technologies Ltd 3.51 Divi's Laboratories Ltd 3.44 Cadila Healthcare Ltd 3.31 Zee Entertainment Enterprises Ltd 3.15 Bharat Heavy Electricals Ltd 2.69 Idfc Ltd Bharti Airtel Ltd 2.57 Crompton Greaves Ltd 2.26 Canara Bank 2.19 Jet Airways (India) Ltd 1.76 Equity Less Than 1% Of Corpus 0.00 Sub Total Of Cash And Other Receivables 1.23 VOLATILITY MEASURES: Beta: Standard Deviation: R Squared: Sharpe Ratio : Portfolio Turnover Ratio (Times): 0.38 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/07/2012 with 7.40% Risk Free returns (taken as 91days T-bill yield as on 31/07/2015). AS ON 31ST JULY 2015 Reliance Focused Large Cap Fund - Direct Plan Bonus Option Reliance Focused Large Cap Fund - Direct Plan Growth Option Reliance Focused Large Cap Fund - Bonus Plan Reliance Focused Large Cap Fund - Plan Reliance Focused Large Cap Fund - Growth Plan Reliance Focused Large Cap Fund - Direct Plan Option DIVIDEND HISTORY Record as at December 31, 2013 () Performance of Reliance Equity Fund - Growth Option as on 31/12/2013 Per Current Value of Standard Unit () Returns Investment of Rs in the # # ## Since inception till December 31, ,162 18,438 18,723 December 31, 2012 to December 31, December 30,2011 to December 31, December 31, 2010 to December 30, (30.11) (24.62) (24.64) Since Inception - 30/03/2006 # - CNX Nifty Index ## - S&P BSE Sensex Index as at June 30, 2015 () Performance of Reliance Focused Large Cap Fund - Growth Option as on 30/06/2015 Per Current Value of Standard Unit () Returns Investment of Rs in the # # ## Since inception till June 30, ,154 13,202 13,020 June 30, 2014 to June 30, Since Inception - 22/01/2014 # - CNX Nifty ## - S&P BSE Sensex Reliance Equity Fund was launched on 30th March Subsequently the key features of the have been changed w.e.f Jan 22, 2014 and the was renamed as Reliance Focused Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated Dec. 13, 2013 Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth Returns (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), Returns for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared. Face of value of scheme is 10/- per unit. Face of Value of Reliance Money Manager Fund is 1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is 1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is 100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. Rate (Re/ Unit) Cum *Ex- 20-Feb Plan 21-Feb Feb Direct Plan 21-Feb "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of 10. * on the 1st transaction day after Record, which includes the mark to market impact also."