Stop trying to time the market! Invest in a P/E based strategy

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2 Pramerica Power Goals : Details as on 2 nd June 2014 This information/disclosure is made at the discretion of Pramerica Asset Managers Private Limited ( the AMC ) and is for information purpose only. This information/disclosure does disclosure is solely to enhance the transparency of the product/facility offered by the AMC and should not be treated as an endorsement in any manner whatsoever. This disclosure is not Stop trying to time the market! Invest in a P/E based strategy Variation* from long-term Average PE Enter % Equity Allocation 40% 60% 80% 100% 100% 100% Variation* from long-term Average PE Exit + Re-Enter Asset Allocation - Move from Equity to Debt Asset Allocation - Move from Debt to Equity Above 40% 100% Between 31% to 40% 50% Between 21% to 30% Between 11% to 20% Between 1% to 10% Between -10% to 0% 10% Between -20% to -11% 50% Less than -20% 100% Historic P/E Strategy for Variation Band 1% to 10% SIP 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Lumpsum 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Data Source: sustained in the future. The information contained herein is provided by Pramerica Asset Managers Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not There can be no assurance that any forecast made herein will be actually realized. be contrary to local law or regulation. 2

3 Market Round Up: Fixed Income Mahendra Jajoo, Executive Director & CIO - Fixed Income which had fought the elections on the twin issues of development and good governance Mahendra Jajoo Executive Director & CIO - Fixed Income contribution from invisibles. Outlook immediate hopes of a rate cut, further room for easing in short term rates remain limited.

4 Market Round-Up : Equity B P Singh, Executive Director & CIO - Equity The much anticipated general elections results were out this month and the verdict reformation of the economy. B P Singh Executive Director & CIO - Equity decline in imports continued. 4QFY14 results here. Outlook

5 Pramerica Liquid Fund (An open-ended liquid scheme) through a portfolio of debt and money market instruments. (BLUE) 31 st May 2014 instruments. However, there is no assurance guarantee any returns Mahendra Jajoo monthly) NAV as on 31st May 2014 ` ` Minimum Additional Purchase Amount ` ` CRISIL Rating ** ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT 1.13 Cash & Cash Equivalents Net Current Assets 3.06 RATED CRISIL AAAmfs ** DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on March 31st Growth Option Scheme Benchmark Additional Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark Additional (%)^ #(%) mark*(%) ` st ^ Past performance may or may not be sustained in the future **

6 Pramerica Ultra Short Term Bond Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a low assure or guarantee any returns Mahendra Jajoo monthly) Benchmark Index ` ` Minimum Additional Amount ` ` CRISIL Rating ** ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT RATED CRISIL AAAmfs ** Cash & Cash Equivalents Net Current Assets 0.62 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark Additional ` st ^ Past performance may or may not be sustained in the future **

7 Pramerica Short Term Income Fund (An open-ended income scheme) portfolio of Debt Securities and Money Market Instruments of short term maturity. (BLUE) However, there is no assurance that the investment scheme does not assure or guarantee any returns Mahendra Jajoo Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS CORPORATE DEBT Net Current Assets 0.51 RATED CRISIL AAAmfs ** ` ` Minimum Additional Purchase Amount ` ` Exit Load: CRISIL Rating ** ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Quarterly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) Value of Investment of ` 10000/- Scheme Benchmark Additional ` st ^ Past performance may or may not be sustained in the future **

8 Pramerica Short Term Floating Rate Fund (An Open Ended Income Scheme) (BLUE) To generate regular income through investment in a portfolio comprising primarily in short maturity However, there is no assurance that the investment Mahendra Jajoo Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS Cash & Cash Equivalents Net Current Assets Monthly) Benchmark Index ` ` Minimum Additional Amount ` ` ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) ^ Past performance may or may not be sustained in the future manager.

9 Pramerica Treasury Advantage Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a and debt instruments. However, there is no assure or guarantee any returns. Mahendra Jajoo monthly) Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 7.48 CORPORATE DEBT Oriental Hotels Tata Teleservices Cash & Cash Equivalents Net Current Assets 3.43 ` ` Minimum Additional Purchase Amount ` ` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) ^ Past performance may or may not be sustained in the future manager.

10 Pramerica Credit Opportunities Fund (An Open-ended debt scheme) credit spectrum (BLUE) across the credit spectrum. The scheme would the fund. However, there is no assurance that the and the scheme does not assure or guarantee any returns. : : Mahendra Jajoo Facilities (under Dividend Option) `) ` ` Minimum Additional Purchase Amount ` ` Exit Load: ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 0.46 CORPORATE DEBT Peninsula Land Ltd Tata Teleservices GILTS 1.79 Cash & Cash Equivalents 7.88 Net Current Assets 0.44 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) ^ Past performance may or may not be sustained in the future manager.

11 Pramerica Dynamic Liquid Bond Fund (An Open open-ended Ended Income liquid scheme) Scheme) money market instruments. (BLUE) returns through active management of a portfolio does not assure or guarantee any returns. Mahendra Jajoo Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 7.02 CORPORATE DEBT GILTS Cash & Cash Equivalents Net Current Assets 8.80 `) ` ` Minimum Additional Amount ` ` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Quarterly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on March 31st Growth Option NAV Per Unit $ Scheme (%)^ Benchmark #(%) Additional Benchmark*(%) ^ Past performance may or may not be sustained in the future manager.

12 Pramerica Dynamic Monthly Income Fund (An open-ended income scheme) to generate regular returns through investment primarily in Debt and Money Market Instruments and to generate capital appreciation by investing in equity and equity related instruments. Monthly Income is not assured & is subject to availability of distributable surplus. (YELLOW) However, there is no assurance that the investment B P Singh investment management & Mahendra Jajoo Portfolio Ratings/Sector % of Net Assets DEBT MONEY MARKET INSTRUMENTS CORPORATE DEBT Cash & Cash Equivalents Net Current Assets 6.10 EQUITY Petroleum Products Pharmaceuticals Petroleum Products Pharmaceuticals Aurobindo Pharma Pharmaceuticals Minerals/Mining Pharmaceuticals Tech Mahindra Ltd. Lupin Ltd. Pharmaceuticals HCL Technologies Ltd. ` ` Minimum Additional Purchase Amount ` ` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on March 31st Growth Option Scheme Benchmark Additional Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark Additional (%)^ #(%) mark*(%)

13 Pramerica Income Fund (An Open Ended Debt Scheme) This product is suitable for investors who are seeking*: To generate returns in medium to long term through investments in debt and money market instruments. (BLUE) The scheme will endeavor to generate returns in medium to long term through investments in debt Mahendra Jajoo Portfolio Ratings % of Net Assets CORPORATE DEBT 9.23 GILTS Cash & Cash Equivalents 1.79 Net Current Assets 2.80 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Past performance may or may not be sustained in future. ` ` Minimum Additional Purchase Amount ` ` Exit Load: `

14 Pramerica Large Cap Equity Fund (An open-ended equity scheme) (earlier known as Pramerica Equity Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) long term capital appreciation by predominantly including derivatives of large cap companies. The securities of other than large cap companies However, there is no assurance that the investment B P Singh investment management Portfolio Ratings/Sector % of Net Assets EQUITY Petroleum Products HCL Technologies Ltd. Pharmaceuticals Pharmaceuticals Tata Power Company Ltd. Power Pharmaceuticals Power Minerals/Mining Minerals/Mining Lupin Ltd. Pharmaceuticals Tech Mahindra Ltd. Oil Aurobindo Pharma Pharmaceuticals Tata Motors Ltd. Auto Alembic Pharmaceuticals Ltd. Pharmaceuticals Cipla Ltd. Pharmaceuticals Auto Petroleum Products DEBT 4.14 Cash & Cash Equivalents 6.50 Net Current Assets ` ` Minimum Additional Purchase Amount ` ` Exit Load: ` Performance as on March 31st Growth Option Scheme Benchmark Additional Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark Additional (%)^ #(%) mark*(%)

15 Pramerica Dynamic Asset Allocation Fund (An open-ended dynamic asset scheme) (earlier known as Pramerica Dynamic Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) term capital appreciation by investing in an However, there is no assurance that the investment scheme does not assure or guarantee any returns B P Singh investment management & Mahendra Jajoo ` ` Minimum Additional Purchase Amount ` ` Exit Load: be copied, transmitted or redistributed in any manner the data obtained from sources, which it considers and is not responsible for any errors or for the results ` Portfolio Ratings/Sector % of Net Assets EQUITY Petroleum Products Pharmaceuticals Cipla Ltd. Pharmaceuticals Pharmaceuticals Tata Motors Ltd. Auto HCL Technologies Ltd. Pharmaceuticals Cement Lupin Ltd. Pharmaceuticals Power Minerals/Mining Oil Tech Mahindra Ltd. Cement Aurobindo Pharma Pharmaceuticals Tata Power Company Ltd. Power Alembic Pharmaceuticals Ltd. Pharmaceuticals Auto DEBT CORPORATE DEBT Cash & Cash Equivalents Net Current Assets Performance as on March 31st Growth Option Scheme Benchmark Additional Value of Investment of ` 10000/- NAV Per Bench- Unit $ Scheme Benchmark Additional (%)^ #(%) mark*(%) ^ Past performance may or may not be sustained in the future

16 Pramerica Midcap Opportunities Fund (An open-ended equity scheme) to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of mid cap companies. (BROWN) mid cap companies. However, there is no assurance B P Singh investment management. Ratio ` ` thereafter Minimum Additional Purchase Amount ` ` thereafter Portfolio Ratings/Sector % of Net Assets EQUITY Pharmaceuticals Auto Ancillaries Trading Transportation Construction Aurobindo Pharma Pharmaceuticals Transportation Lupin Ltd. Pharmaceuticals Transportation Cadila Healthcare Pharmaceuticals TATA Tea Limited Hindustan Construction Co. Minerals / Mining Pharmaceuticals Madras Cement Cement Transportation Transportation Tech Mahindra Ltd. Tata Power Company Ltd. Power Construction Pharmaceuticals Chemicals Alembic Pharmaceuticals Ltd. Pharmaceuticals Plastic Products Transportation Mind Tree Ltd Hotels Pesticides Triveni Turbine Ltd DEBT Cash & Cash Equivalents Net Current Assets Exit Load: `

17 Performance of all the schemes Funds managed by Mr. Mahendra Jajoo Since Inception CAGR Return Inv Value of ` 10,000 March 31st, 2011 to March 31st, 2012 Absolute Inv Value of ` 10,000 March 31st, 2012 to March 31st, 2013 Absolute Inv Value of ` 10,000 March 31st, 2013 to March 31st, 2014 Absolute Inv Value of ` 10,000 Pramerica Liquid Fund Growth 9.10% 13, % 10, % 10, % 10, Pramerica Ultra Short Term Bond Fund Growth 9.17% 13, % 10, % 10, % 10, Pramerica Short Term Income Fund - Growth 9.27% 13, % 11, % 10, % 10, Pramerica Dynamic Monthly Income Fund - Growth # 6.59% 12, % 10, % 10, % 10, Pramerica Dynamic Asset Allocation Fund Growth # 2.35% 10, % 9, % 10, % 11, Funds managed by Mr. Brahmaprakash Singh Since Inception CAGR Return Inv Value of ` 10,000 March 31st, 2011 to March 31st, 2012 Absolute Inv Value of ` 10,000 March 31st, 2012 to March 31st, 2013 Absolute Inv Value of ` 10,000 March 31st, 2013 to March 31st, 2014 Absolute Inv Value of ` 10,000 Pramerica Large Cap Equity Fund Growth $ 0.75% 10, % 8, % 10, % 11, Pramerica Dynamic Asset Allocation Fund Growth $ 2.35% 10, % 9, % 10, % 11, Pramerica Dynamic Monthly Income Fund - Growth $ 6.59% 12, % 10, % 10, % 10, Funds managed by Mr. Mahendra Jajoo Since Inception (CAGR Return) March 31st, 2011 to March 31st, 2012 (Absolute ) March 31st, 2012 to March 31st, 2013 (Absolute ) March 31st, 2013 to March 31st, 2014 (Absolute ) Pramerica Treasury Advantage Fund - Growth 8.81% NA 17.77% 8.27% Pramerica Credit Opportunities Fund - Growth 9.20% NA 10.01% 7.54% Pramerica Dynamic Bond Fund - Growth 6.33% NA 9.24% 3.06% Pramerica Short Term Floating Rate Fund - Growth 9.32% NA 9.42% 9.11% three years. Mutual Fund investments are subject to market risks, read all scheme related documents carefully

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