Features and Benefits Guide Your Schwab Institutional Statement. A complete and easy way to view your portfolio.

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1 Your Schwab Institutional Statement. A complete and easy way to view your portfolio. This guide shows you how to review your account holdings and activity. You ll learn how to: Quickly access changes in your account value Keep track of crucial data you need for tax planning Understand the optional features available on this statement

2 Use the Market Monitor section to gain insight into your portfolio. Market Monitor Rates provides important rate information that is relevant to your account. The money market fund yield is the seven-day annualized yield. Indices lists are popular indicators of overall market performance and allow you to check the performance of your portfolio against them. These indices are not total market return indices because they do not include reinvested dividends and distributions. U/A DTD 08//97 FBO R JONES Need help reading this statement? Visit for more information. ABCDEFGHIJKLMNOPQRSTU DANA JONES MAIN STREET ANYTOWN, NY USA Market Monitor Rates Yield Schwab MMF 0.0% Schwab Govt MMF 0.0% Deposit Accounts: Interest Rate as of 06/5 Z 0.0% Margin Loan Rate % Treasury Bill 6 Months 0.6% Treasury Bill 0 Year 4.04% Indices Year To Date Change Dow Jones Industrial Average 6.9% Standard & Poor s 500 Index.7% Schwab 000 Index.% NASDAQ Composite Index 8.89% JUNE 0, 009 Your Independent Investment Manager and/or Advisor JOHN Q. ADVISOR FINANCIAL CONSULTING 4 MAIN STREET SAN FRANCISCO, CA 94 USA (45) The custodian of your brokerage account is Charles Schwab & Co., Inc. For questions about this statement, please contact your Independent Investment Manager and/or Advisor. XYZ Managed Portfolios XYZ Investment Management Inc. XYZ Moderately Aggressive Table of Contents Page Change in Account Value... Asset Composition... Gain or (Loss) Summary... Account Notes... Income Summary... Margin Loan Information... Investment Detail...4 Realized Gain or (Loss)... Transaction Detail...4 Money Funds Detail... 7 Charles Schwab Bank Deposit Accounts Activity... 7 Trades Pending Settlement...8 Pending Corporate Actions...8 Open Orders...8 Endnotes for Your Account...9 Advisor Logo Page of 9 Display of this field is optional. If you have questions, please speak with your advisor.

3 See highlights of your account at a glance. Change in Account Value is organized by transaction type and corresponds to the underlying Transaction Detail sections. For example, the value displayed for Deposits & Withdrawals matches the total amount in the Transaction Detail Deposits & Withdrawals section. Cash Value of Purchases & Sales and Investments Purchased/Sold offset each other in the Change in Account Value section because purchases and sales for investments have no effect on the overall account value. Income Reinvested is the amount of dividends and capital gains that are reinvested. Money market dividends are automatically reinvested. 4 Change in Value of Investments reflects the change in value that is attributed to market growth or decline. It is calculated by removing the effects of deposits, withdrawals, fees, charges, transfers and income that has been reinvested from the Change in Account Value (Ending Value minus Starting Value). The formula is as follows: Ending Value Starting Value = Change in Account Value Deposits & Withdrawals Dividends & Interest Fees & Charges Transfers Income Reinvested = Change in Value of Investments 5 Accrued Interest represents the interest for your fixed income holdings that has accrued but has not yet been received. Ending Value with Accrued Interest is for reference only; accrued interest is included in the actual account value. Display of this field is optional. If you have questions, please speak with your advisor. n this sample is hypothetical and not intended to refle urate reflection of the transactions and balances that U/A DTD 08//97 FBO R JONES JUNE 0, 009 Change in Account Value This Period Year to Date Account Value ($) over Last Months [in Thousands] 5 Transaction Detail Deposits & Withdrawals Transaction Date Starting Value $,95,75.5 $,80,045.4 Cash Value of Purchases & Sales (6,84.0) (75,500.00) Investments Purchased/Sold 6, , Deposits & Withdrawals (889.90) 0,0.40 Dividends & Interest Z , Fees & Charges (70.5) (84.7) Transfers 4, ,580.5 Income Reinvested (47.97) (895.65) Change in Value of Investments 4 45, ,886.8 Ending Value on 6/0/009 $,45,84.80 $,45,84.80 Accrued Interest 5, Ending Value with Accrued Interest $,5,.74 Total Change in Account Value Including Deposits and Withdrawals Including Deposits, Withdrawals, and Accrued Interest $50,08.9 $55,560. $65,789.8 Asset Composition Market Value % of Account Assets Overview Cash, Money Market & Deposit Accounts X, Z $64, % Money Market Funds [Non-Sweep] 45,78.70 % Fixed Income,045,098.9 % Equities,50, % Bond Funds 5, % Equity Funds 49,4.74 % Other Assets 4, % Total Assets Long,5, Options Short (6,50.00) Total Assets Short (6,50.00) Margin Loan Balance 0.00 Total Account Value Accrued Interest Total Value with Accrued Interest $,45,84.80 $5, $,5,.74 SAMP Process Date Activity Description Location Credit/(Debit) 06/9/09 06/9/09 Funds Paid SCHWAB ONE CHECK 004 (86.54) 06/4/09 06/9/09 Visa Purchase CLAY S DEPT STORE # KENOSHA WI (6.6) Total Deposits & Withdrawals (889.90) 00% 7/08 8/08 9/08 0/08 /08 /08 /09 /09 /09 4/09 5/09 6/09 % Cash, MMFs & Deposit Accounts X,Z % MMFs [Non-Sweep] % Fixed Income 7% Equities 5% Bond Funds % Equity Funds 0% Other Assets Gain or (Loss) Summary Realized Gain or (Loss) This Period Short-Term $65.7 Long-Term $,05.6 b Unrealized Gain or (Loss) to Date All investments $408,76.4 bi Values may not reflect all of your gains/losses. Account Notes Advisor Logo Page of 9

4 See highlights of your account at a glance. (Continued) 6 Historical View of Account Value provides a quick snapshot of changes over the last months. 7 Asset Composition offers clear portfolio details and charts. It helps you manage risk by allowing you to continually check if you still have the right mix of assets for your risk tolerance and goals. 8 % of Account Assets column shows the percentage of each investment type relative to the overall value of the account. These figures correspond to the Overview pie chart to the right. 9 Gain or (Loss) Summary recaps all closing transactions that created realized gains and losses, as well as the total unrealized gains and losses for investments in the account. U/A DTD 08//97 FBO R JONES JUNE 0, 009 Change in Account Value This Period Year to Date 6 Account Value ($) over Last Months [in Thousands] Starting Value $,95,75.5 $,80,045.4 Cash Value of Purchases & Sales (6,84.0) (75,500.00) Investments Purchased/Sold 6, , Deposits & Withdrawals (889.90) 0,0.40 Dividends & Interest Z , Fees & Charges (70.5) (84.7) Transfers 4, ,580.5 Income Reinvested (47.97) (895.65) Change in Value of Investments 45, ,886.8 Ending Value on 6/0/009 $,45,84.80 $,45,84.80 Accrued Interest 5, Ending Value with Accrued Interest $,5,.74 Total Change in Account Value Including Deposits and Withdrawals Including Deposits, Withdrawals, and Accrued Interest $50,08.9 $55,560. $65, Asset Composition Market Value 8 % of Account Assets Overview Cash, Money Market & Deposit Accounts X, Z $64, % Money Market Funds [Non-Sweep] 45,78.70 % Fixed Income,045,098.9 % Equities,50, % Bond Funds 5, % Equity Funds 49,4.74 % Other Assets 4, % Total Assets Long,5, Options Short (6,50.00) Total Assets Short (6,50.00) Margin Loan Balance 0.00 Total Account Value Accrued Interest Total Value with Accrued Interest $,45,84.80 $5, $,5,.74 00% 7/08 8/08 9/08 0/08 /08 /08 /09 /09 /09 4/09 5/09 6/09 % Cash, MMFs & Deposit Accounts X,Z % MMFs [Non-Sweep] % Fixed Income 7% Equities 5% Bond Funds % Equity Funds 0% Other Assets 9 Gain or (Loss) Summary Realized Gain or (Loss) This Period Short-Term $65.7 Long-Term $,05.6 b Unrealized Gain or (Loss) to Date All investments $408,76.4 bi Values may not reflect all of your gains/losses. Account Notes Advisor Logo Page of 9 Display of this field is optional. If you have questions, please speak with your advisor.

5 Get an overview of your income and margin account. Income Summary highlights the income generated by your account activity. Information is broken down into the current period and year-to-date, showing both federally taxable and tax-exempt income. Cash Dividends includes both cash dividends and short-term capital gains, which are reported in Box a of IRS Form 099 and taxed as original income. (Longterm capital gains are reported under Total Capital Gains.) Accrued Interest Paid is interest paid during the purchase of the bond. 4 Interest Paid on Margin Loan represents the interest you have paid on margin loans. Certain margin loan interest may be deductible; please consult your tax advisor. 5 Margin Loan Information helps you effectively track your margin loan. Visit schwab.com/marginloans for more information on this feature. 6 Margin Loan Balance is the opening margin loan balance for the statement period. 7 Funds Available to Withdraw is the amount of money that can be borrowed and withdrawn from the account. 8 Securities Buying Power is the amount of money that can be borrowed to purchase investments on margin in the account. 4 5 Income Summary U/A DTD 08//97 FBO R JONES This Period JUNE 0, 009 Deposit Account Interest Money Funds Dividends Cash Dividends Treasury Bond Interest Total Capital Gains Total Income ,487.6 Accrued Interest Paid (.5) 0.00 (4.47) Interest Paid on Margin Loan This Period 0.00 Interest Paid on Margin Loan Year to Date.8 Certain income in this category may qualify for state tax exemption; consult your tax advisor. Certain margin loan interest may be deductible; consult your tax advisor. Amounts reported as Cash Dividends in the Income Summary may include substitute payments in lieu of income. 4 Certain accrued interest paid on taxable bonds may be deductible; consult your tax advisor. Margin Loan Information Year to Date Federally Tax-Exempt Federally Taxable Federally Tax-Exempt Federally Taxable Margin Loan Balance Funds Available to Withdraw* Securities Buying Power* Margin Loan Rates Vary by Balance This Period 0.00,458,4.00,96, % 9.75% The opening margin loan balance for the statement period was $0.00. *Values include any cash plus the amount available using margin borrowing Page of 9 4

6 Quickly view detailed information on your current assets. Cost Basis represents the amount paid for the investment, including applicable commissions, fees and adjustments. Adjusted Cost Basis shows the amortized cost basis (for bonds bought at a premium) or the accreted cost basis (for bonds bought at a discount). Unrealized Gain or (Loss) is the increase (or decrease) in the value of a stock or other investment that is not realized because the investment has not yet been sold. It is calculated by subtracting the Cost Basis or Adjusted Cost Basis from the Market Value. 4 Yield to Maturity represents the average annual return on a fixed income investment, assuming the investment is held to maturity and all interest payments are reinvested at the same rate. This value is calculated based on the original cost basis and does not account for amortization and accretion. 5 Accrued Interest represents the interest for your fixed income holdings that has accrued but has not yet been received. 6 Estimated Yield shows the amount of annual interest on a bond divided by the amount paid for it, expressed as a percentage. 7 Estimated Annual Income is a projection of dividend income that may be earned for a particular investment during the next 65 days. 8 Total Cost Basis is the total amount paid for the investment, calculated at the asset sub-category, category or entire account level. Investment Detail Fixed Income U/A DTD 08//97 FBO R JONES Par Market Price Market Value Adjusted Cost Basis JUNE 0, 009 Page 5 of 9 Quantity Market Price Market Value Equities Cost Basis % of Account Assets Accounting Method Fixed Income: First In First Out [FIFO] Unrealized Gain or (Loss) Estimated Annual Income US Treasuries Cost Basis Yield to Maturity TREASURY NOTE 7. 5% (M) 6, ,097.50,04.9 i <%,054. bi DUE 06/5/ i N/A y CALLABLE ON 09/0/09 AT 05 CUSIP: XX4987BBB MOODY S: AAA Accrued Interest: 8.74 TREASURY NOTE 5.5% (M), ,98.50,995.4 <% (.84) b 0.50 DUE 06/5/0, % CALLABLE ON 09/0/09 AT 05 CUSIP: XX4987YYY MOODY S: AAA Accrued Interest: 4.49 TREASURY NOTE VAR (M), ,98.50 N/A <% N/A DUE 06/5/0,06.50 N/A CALLABLE ON 09/0/09 AT 05 CUSIP: XX4987YYY MOODY S: AAA Total US Treasuries 0, ,08.5 i <%,96.47 bi , i Total Accrued Interest for US Treasuries:. Investment Detail Equities U/A DTD 08//97 FBO R JONES % of Account Assets Unrealized Gain or (Loss) JUNE 0, 009 Estimated Yield Estimated Annual Income AMERICAN MANUFACTURING 6.40% , <% (,400.00).70% PERPETUAL MATURITY 8, Accounting Method Equities: First In First Out [FIFO] SER M PFD SYMBOL: ANM+M ENWORKS (M) 4, ,46.50 %, % SYMBOL: ENW 40,96.50 NEW YORK SH REP ORD NATIONAL COMPUTERS (M), , % 5, % SYMBOL: NCM 98, TELE-OPS 7, , %, % (M) i SYMBOL: OPS 447, i ADR REP ORD Total Equities,50, % 4,59.60 i Total Cost Basis: 75,494.0 i 8 5 Estimated Annual Income ( EAI ) and Estimated Yield ( EY ) calculations are for informational purposes only. The actual income and yield might be lower or higher than the estimated amounts. EY is based upon EAI and the current price of the security and will fluctuate. For certain types of securities, the calculations could include a return of principal or capital gains in which case EAI and EY would be overstated. EY and EAI are not promptly updated to reflect when an issuer has missed a regular payment or announced changes to future payments, in which case EAI and EY will continue to display at a prior rate Page 0 of 9 Display of this field is optional. If you have questions, please speak with your advisor. 5

7 Find important data for tax planning and reporting purposes. Realized Gain or (Loss) is shown for investments you ve sold during the statement period. Sold investments are removed using the accounting method set within the account. This information can assist you in tax preparation and planning. Data for each closing transaction are displayed as one record, which means that multiple closing tax lots for the same investment are combined into one record. Accounting Method determines how the cost basis is calculated for individual accounts and/or investments, as well as the order in which lots are closed. Cost Basis represents the amount paid for the investment, including applicable commissions, fees and adjustments. 4 Adjusted Cost Basis represents the amortized cost basis (for bonds bought at a premium) or the accreted cost basis (for bonds bought at a discount). 5 Adjusted Realized Gain or (Loss) is the realized gain (or loss) that is calculated using the Adjusted Cost Basis. Realized Gain or (Loss) Short Term U/A DTD 08//97 FBO R JONES Quantity/Par Acquired/ Opened Sold/ Closed Total Proceeds Cost Basis JUNE 0, 009 Accounting Method Mutual Funds Average All Other Investments: First In First Out [FIFO] Realized Gain or (Loss) NATIONAL COMPUTERS: NCM /5/09 06/09/09 0,5. 9, Total Short Term 0,5. 9, Long Term Quantity/Par Acquired/ Opened Sold/ Closed Total Proceeds Cost Basis Realized Gain or (Loss) NATIONAL COMPUTERS: NCM /0/9 06/09/09 5,800.00,600.00,00.00 TREASURY NOTE 7.5% 0: XX4987BBB Schwab has provided accurate realized gain and loss information whenever possible for most investments. Cost Basis data may be incomplete or unavailable for some of your holdings. If all data for a given investment is not available, the investment will not be listed here. Adjusted Adjusted 0, multiple 06/0/09 0,06.5 0,96.00 (4.75) 0,09.64 (48.9) b Total Long Term 5,86.5,896.00,965.5,809.64,05.6 b Total Realized Gain or (Loss) 6,94.58,777.6, ,690.80,70.78 b Page of 9 Display of this field is optional. If you have questions, please speak with your advisor. 6

8 Get a categorized view of monthly transactions. Transaction Detail shows detailed transaction information, including quantities, prices, and trade and settlement dates. This helps you review monthly transactions against the Change in Account Value section. Purchases & Sales represents all buy and sell transactions within the statement period. Deposits & Withdrawals represents all non-securities deposits and withdrawals made, including Visa and miscellaneous credit/debit transactions, ATM fees, journal credits from and debits made to your other Schwab accounts, and Schwab One checks written from your account. 4 Dividends & Interest represents dividends, interest, and capital gains distributions. It also includes miscellaneous income such as cash and noncash liquidations, forfeitures, return of capital, and partnership distributions. 5 Fees & Charges represents all fees charged, including advisor management fees, and fee adjustments made to the account. 6 Transfers represents the total dollar value of investments transferred in or out of your account as of the date of the transfer. 7 Money Funds Detail outlines all transactions specific to the money market funds for the entire statement period. It also shows the quantity of shares purchased and sold. Transaction Detail Deposits & Withdrawals U/A DTD 08//97 FBO R JONES Transaction Detail Purchases & Sales (continued) JUNE 0, 009 Bond Funds Activity Settle Date Trade Date Transaction Description Quantity Unit Price Total Amount 06/0/09 06/0/09 Reinvested Shares INCOME FUND: YYXXX (69.8) Total Bond Funds Activity (69.8) Equity Funds Activity Settle Date Trade Date Transaction Description Quantity JONES CHARITABLE Unit TRUST Price Total Amount U/A DTD 08//97 FBO R JONES 06/0/09 06/0/09 Reinvested Shares TWENTY-FIRST FUND: YTENW (.) Total Equity Funds Activity (.) Total Purchases & Sales Transaction Detail Dividends & Interest 6,84.0 Transaction Date 06/09/09 06/5/09 Dividend SCHWAB MONEY MARKET FUND: SXXXX Transaction Process 06/0/09 06/0/09 Cap Gain Rein INCOME FUND: YYXXX 69.8 Date Date Activity Description Location Credit/(Debit) 06/0/09 For Reinvest FUND: YTENW 06/0/09 Div TWENTY-FIRST. 06/0/09 06/0/09 Bond Interest TREASURY NOTE 56.5 ONE CHECK 004 (86.54) 06/9/09 06/9/09 Funds Paid SCHWAB 06/5/09 06/5/09 XXXXXX-XXXXXX Bank Interest X, Z BANK INT 78. DEPT STORE KENOSHA (6.6) 06/4/09 06/9/09 Visa Purchase CLAY S # WI 06/6/09 For Reinvest VXXXX 06/8/09 Div VALUE ADVANTAGE FUND: Total Deposits & Withdrawals Total Dividends & Interest (889.90) Transaction Date JUNE 0, 009 Process Date Activity Description Credit/(Debit) Transaction Detail Fees & Charges Process Date Activity Description Credit/(Debit) 06/5/09 06/5/09 Advisor Fee* MGMT FEE TO ADVISOR (70.5) Total Fees & Charges (70.5) Page 5 of 9 Transaction Detail Transfers 6 Settle Date Trade Date Transaction Description Quantity Unit Price Total Amount 06/9/09 06/9/09 Account Transfer HOTEL CORP , Total Transfers 4, Total Transaction Detail,6.70 U/A DTD 08//97 FBO R JONES Money Funds Detail ment in this sample is hypothetical and not intended to reflect the share price of any existing company. Values and calculations on the n accurate reflection of the transactions and balances that appear on the statement. All figures used are for illustration purposes only. 7 5 SCHWAB MONEY MARKET FUNDS ACTIVITY JUNE 0, 009 Page 6 of 9 Settle Date Transaction Quantity Unit Price Purchase/Debit Sale/Credit Opening # of Shares: 89, /08/09 Shares Redeemed 9, , /09/09 Shares Purchased 5, , /09/09 Dividend /09/09 Shares Redeemed 0, ,.68 Closing # of Shares: 44, Total SCHWAB MONEY MARKET FUNDS ACTIVITY 5, ,070.8 Total Money Funds Detail 5, ,070.8 Charles Schwab Bank Deposit Accounts Activity Transaction Date Transaction Description Withdrawal Deposit Balance X, Z Opening Balance X, Z /09/09 Auto Transfer BANK CREDIT FROM BROKERAGE X, Z 0,.68 0,.68 06/5/09 Auto Transfer BANK CREDIT FROM BROKERAGE ,5.57 X 06/5/09 Interest Paid BANK INTEREST 78. 0,60.80 X, Z 06/5/09 Auto Transfer BANK CREDIT FROM BROKERAGE , X 06/5/09 Auto Transfer BANK TRANSFER TO BROKERAGE 0, /5/09 Auto Transfer BANK TRANSFER TO BROKERAGE , /6/09 Auto Transfer BANK TRANSFER TO BROKERAGE 6.6 0,

9 Stay up-to-date with pending transactions. Trades Pending Settlement lists trades that were executed but not yet settled by the last day of the statement period. Pending Corporate Actions lists all corporate actions that are pending (e.g., pending dividends) as of the last day of the statement period. Open Orders lists all outstanding open orders on the account. Note: Transactions listed in these sections are not included in the Ending Account Value. Trades Pending Settlement U/A DTD 08//97 FBO R JONES JUNE 0, 009 Transaction Quantity Trade Date Settle Date Unit Price Purchase/Debit Sale/Credit National Computer: NCM Bought /9/09 07/0/ ,4.00 Total Trades Pending Settlement 4,4.00 Pending transactions are not included in account value. Pending Corporate Actions Transaction Quantity Payable Date Rate Per Share Share Distribution Cash Distribution TeleOps: OPS Cash Dividend /5/ Total Pending Corporate Actions Pending transactions are not included in account value. Open Orders Transaction Quantity Order Date Market Price Limit Price Will Expire TeleOps: OPS Buy, /0/ //09 Page 8 of 9 8

10 Questions? For more information, please call your independent investment advisor or contact Schwab Signature Alliance at to speak with a Client Service Specialist. Individual names used in the sample statement are fictional and are not intended to reflect any existing individual. Any referenced securities and/or allocations are for the purposes of illustration only and are not, nor should they be construed as, recommendations to buy, sell or continue to hold any investment or investment type. The material in the gain/loss section is provided for informational purposes only and is not intended as tax or legal advice. Please consult your tax advisor. 009 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. Schwab Institutional is a division of Charles Schwab & Co., Inc. DTS ( ) GDE487-0 (08/09)