Innovation in FinTech

Transcription

1 Innovation in FinTech The new era of digital wealth is here. Margaret J. Hartigan CEO and Co-Founder

2 About us Marstone is a comprehensive online investment and financial planning platform that provides an innovative and intuitive experience for institutions and individual consumers. The media and the financial industry have given the term robo advisor to platforms such as ours, since the entire investing experience can be done digitally, without human assistance. FOR FINANCE PROFESSIONALS : Powered by Marstone Our entry into the marketplace is with our institutional investment solution, called Powered by Marstone. This white-label solution allows banks, brokerages, and other financial institutions to quickly and costeffectively launch and brand their own consumer-facing digital wealth service. FOR CONSUMERS AND INVESTORS: Marstone s own branded RIA offering includes direct-to-consumer robo-advice along with a variety of other financial tools. We combine gamification and hyper-personalization with each user s own goals and aspirations, allowing investors to make decisions with greater knowledge and confidence. FOR FINANCIAL PLANNING: Financial Planning tool Our goal-based financial planning tool is an advanced, interactive solution that lets users plan for their futures in the unconventional ways everyone s lives unfold. Currently live and on-boarding institutional clients Launching 2017

3 The Marstone digital wealth solution

4 Creating a Marstone investment portfolio takes just a few simple steps. Your new portfolio Most Conservative PROFILE 5 Push me a bit. Most Aggressive ASSETS 60% EQUITIES OPEN ALL CLOSE ALL Vanguard Total Stock Market ETF (VTI) YOUR INTERESTS ishares Core MSCI EAFE ETF (IEFA) FIXED INCOME (BONDS) 1% Clean Water Alternative Energy ishares Core MSCI Emerging Market ETF (IEMG) Social Responsibility (STOCKS) 29% INPUTS ishares iboxx US Investment Grade Corporate Bond ETF (LQD) ishares 3-7 Year US Treasury Bond ETF (IEI) ishares J.P. Morgan USD Emerging Markets Bond ETF (EMB) ishares iboxx US High Yield Corporate Bond ETF (HYG) YOUR TIMING Less than 3 years 75% = $33, More than 3 years 25% = $11, CREATE PDF AIM Short Term Treasury Reserve Fund PRINT CASH EQUIVALENTS 10% ipath Dow Jones UBS Commodity Total Return (DFP) Vanguard REIT ETF (VNQ) FIND ANOTHER PORTFOLIO CHANGE AMOUNT ALTERNATIVE INVESTMENTS SAVE THIS PORTFOLIO ANALYSIS ATTRIBUTES OPEN ALL BENEFITS DRAWBACKS CLOSE ALL Invest now. $45, PERFORMANCE $45, initial investment INVEST

5 We demystify finance by helping people see themselves in their money. Account list Company Account type Balance Performance Nickname Marstone Grayson college Lucy Investment Cash XXX-XXX-807 XXX-1285 $14, $ First Republic Bank Fidelity Grandma Brill Safari 2018 Money Market Investment XXX-XXX-6789 XXX-XXX-239 $14, $1,823.05

6 Strategic partners are key. Marstone + Pershing Marstone + IBM In June 2015, Pershing, a BNY Mellon Company, announced its strategic partnership with Marstone through the launch of our Powered by Marstone digital wealth solution. We partnered with IBM because we realize that safety and scalability are of the utmost importance for any financial firm. This expertise is crucial for the international banks and brokerage firms who already use and trust IBM s products and services.

7 Marstone is a contemporary, user-driven, digital investment advisory that enables everyone to take control of their finances with easy-to-use, feature-rich tools. We offer do-it-yourself portfolio building, outside account aggregation and analysis, interactive financial mapping, and many other useful and innovative features. The Marstone platform is available directly to consumers and individual investors, and can also be licensed for institutional use. Marstone, Inc. 740 Broadway, Suite 1002 New York, NY info@marstone.com 2016 Marstone, Inc. All Rights Reserved. Marstone and the Marstone logo are trademarks of Marstone, Inc. Patent Pending