PNC Corporate Profile

Transcription

1 PNC Corporate Profile PNC US FOOTPRINT (as of 1/1/2014) EMPLOYEES: More than 54,400 in the U.S. and abroad Retail footprint Additional C&IB offices plus locations in Canada and the UK SIZE BY BRANCHES: 5 th largest U.S. bank by branches CUSTOMERS: Approximately 6.6 million checking account customers LOCATIONS: Branches Approximately 2,780 in 19 states and the District of Columbia ATMS: Approximately 7,400 machines INTERNET ADDRESS: FINANCIAL PERFORMANCE (as of 1/1/14) $1.1 billion in Net Income $320 billion in Assets $127 billion Assets Under Management $221 billion in Deposits $42 billion Shareholder Equity As of January 1, 2014

2 PNC Corporate Profile Retail Banking Consumer and small business banking Asset Management Group Individual wealth and institutional investment management Corporate & Institutional Banking Financial services for companies and government agencies Residential Mortgage Banking Originator of first lien residential mortgage loans nationwide BlackRock Publicly traded asset management firm (onequarter ownership stake) One of the largest banks in the United States based on deposits and branches Ranked among top small business lenders PNC was the first major U.S. bank to design and build bank branches based on U.S. Green Building Council Standards One of the top 10 bank wealth managers according to Barron s One of the top Treasury Management providers in the country and Government agencies Top 5 arranger of traditional middle market loan syndications Harris Williams, leading M&A advisory firm for middle market One of the nation s top retail lenders and servicers The world s largest publicly traded asset management firm

3 Accelerate Cash Flow Accelerate Receivables Improve Payment Practices Invest Excess Cash Leverage Online Technology Ensure Access to Credit Get cash into the business faster by giving customers more ways to pay. Leverage every opportunity to streamline customer payment processing, for example getting next day funding on card payment transactions. Automate employee/business owner activities for more efficient receivables workflows. More effectively manage your vendor and supplier relationships with greater control over timing of payments. Reduce time and expense, be better organized for getting cash where and when it needs to go. Automate employee/business owner activities for more efficient payables workflows. Make the most of your cash to meet business as well as investment and retirement (owner & employees) needs; realize your short and long term goals. For business needs, put cash to work without sacrificing liquidity. See and project cash to make informed decisions on use; identify current and future opportunities to use cash flow for helping you achieve more. Better understand the ups and downs of cash flow inherent in your operating cycle. Be prepared for business & economic cycles by planning and forecasting cash flow. Get the needed visibility into your cash flow to make good decisions and more quickly identify potential risk. Seamlessly interact with simple or detailed views of cash flow data past, present and future. Get customized financing solutions tailored to your immediate and longer term cash flow needs and for the long term success of your business. Project cash shortages and capital needs in advance, to make better and more informed decisions about using cash versus credit, both for immediate cash flow needs or longer term strategic needs.

4 PNC Value Proposition CFO- Cash Flow Options Building your Brand Networking Achieving your goals Community Involvement

5 PNC Corporate Profile CREDIT RATINGS (as of 6/30/2014) Moody s The PNC Financial Services Group, Inc. Standard & Poor s Senior Debt A3 A- A+ Subordinated Debt Baa1 BBB+ A Fitch Preferred Stock Baa3 BBB BBB- PNC Bank, N.A Subordinated Debt A3 A- A Long-term Deposits A2 A AA- Short-term Deposits P-1 A-1 F1+ COMMERCIAL LOAN GROWTH (2Q14/2Q13) (as of 6/30/2014) *Ratings are subject to change depending on financial and other factors. Other subsidiaries and banks in The PNC Financial Services Group, Inc. may have different ratings. This is not a complete list. Note: PNC data represents C&IB business, JPM data represents Commercial Banking business, all other data represents commercial loans from the balance sheet Loan Commitments Clients Commercial $14+ billion 10,600+ Middle Market $19+ billion 3,400+ Large Corporate $28+ billion 800+ Public Finance $15+ billion 2,400+ Healthcare $10+ billion 600+ Business Credit $23+ billion 1,000+ Real Estate Banking $38+ billion 2,900+ Equipment Finance $5+ billion 9,000+ (as of June 30, 2014)

6 PNC Awards & Recognition The PNC Financial Services Group has been recognized nationally and regionally for its accomplishments and success as a diversified financial services firm that reflects the needs, values and aspirations of our customers, employees, communities and shareholders. High Performance Franchise - Most Admired Companies, Fortune Magazine (2013) - Fortune 200 company (2013) Employer of Choice - Great Workplace Award for Employee Engagement, Gallup (2013) Best Companies for Working Mothers, Working Mother (2013) - Top 50 Companies for Executive Women, National Association for Female Executives (2013) - Top 125 Companies for Employee Training, Training magazine (2013) - Top 100 Veteran Friendly Companies, U.S. Veterans magazine (2013) Community - The BCA 10: Best Businesses Partnering with the Arts in America, Business Committee of the Arts, a division of Americans for the Arts (2013) - Corporate Champion Award for PNC s Grow Up Great Early Education Initiative, National Head Start Association (2011) - Outstanding Overall CRA Rating, Office of the Comptroller of the Currency (2009) 6