Investment update June, 2014

Transcription

1 Investment update June, 2014

2 INVESTMENT SOLUTIONS FOR YOU & YOUR FAMILY. NOW YOUR DREAM WON T REMAIN A DREAM. SBI Mutual Fund offers a wide range of products and regular investment in Mutual Funds helps you achieve a peaceful retired life. For more details, please visit Call: SMS: Ô SBIMFÕ to Follow us: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

3 From the Managing or s Desk Dinesh Kumar Khara MD & CEO Our country s hopes of a stable government coming into power became a reality on May 16 with the Bharatiya Janata Party (BJP) winning 282 seats independently and the BJP-led National Democratic Alliance (NDA) securing 336 out of 543 seats. Sentiments got a further boost on hopes that the new government would bring in more reforms, stimulate the domestic growth rate, enhance the overall business environment and lift investor confidence. Domestic equity indices rode high in May on the back of encouraging domestic and global cues. Key benchmarks CNX Nifty and S&P BSE Sensex soared 7.97% and 8.03% respectively. FIIs continued to support the markets, evident from the strong inflows during the month. FIIs net bought equities worth Rs 16,512 cr in May compared with buying of Rs 10,182 cr in the previous month. On the international front, optimism about the US economy following the release of the positive economic data and the US Federal Reserve s confidence in the US economic prospects by further reducing its monthly bond buying program to $45 bn from $55 bn gave sentiments a shot in the arm. India s gross domestic product (GDP) for the fourth quarter of the financial year (FY14) grew at 4.6%, same as in the previous quarter. For the entire fiscal, the economy grew at 4.7%, higher than the decade low growth of 4.5% in the previous fiscal. In FY14, fiscal deficit reduced to 4.5% of the country's GDP at Rs 5.08 lakh cr, down from 4.9% in the previous fiscal. The current account deficit (CAD) narrowed to 1.7% of GDP, or $32.4 bn, in the latest fiscal, from 4.7% in FY13. CAD narrowed to $1.2 bn or 0.2% of GDP for the March quarter. Wholesale price index (WPI) inflation eased to 5.20% in April from 5.70% in March; the fall was led by decline in inflation in the overall food segment - slipped to 8.64% in April from a high of 9.9% in March. However, retail inflation measured by the consumer price index (CPI) rose to 8.59% in April following 8.31% growth in March. All S&P BSE sectoral indices ended higher in May except for S&P BSE Healthcare and S&P BSE IT. The S&P BSE Realty (top performer) and S&P BSE Power indices soared nearly 36% and 28%, respectively, on anticipation that the new government might fast-track hindered projects, introduce reforms and revive the economy. The S&P BSE Healthcare index was the top loser, down 4.11%, as investors shunned the defensive bets. The S&P BSE IT index fell 3.39% following strengthening of the rupee against the dollar and sell-off in IT major Infosys. In June, the equity market is expected to be guided by the news flow on the policy front by the new government. Retail participation in the equity market is expected to increase, which would influence the market. Domestic macro-economic data and normal onset of monsoons would also have a bearing on investor sentiments.

4 I guess every investor is a slave to his or her own psychology, but the nervous types' behaviour is specially self-destructive. At every fluctuation in the market they'll feel happy that they've saved their profits. However, eventually, when the market is much higher, they'll invest again. At that point, they'll be at real risk and would have missed out the most profitable part of the coming bull run. There are those who stay invested at all times, even when they shouldn't. There are those who never invest in equities. And there are these nervous ones who manage to combine the worst of all worlds. Regardless of what the future brings, make no mistake--fixed income returns in India will barely be able to cover the inflation rate. To get real returns from one's investments, there is no alternative to equities or equity-backed investments like mutual funds. However, the cure for the nervousness this induces in some people is to invest regularly, so that your gains and losses get smoothed out. And be prepared to take a little rough with the smooth. The flavour for equity by the retail investors is also encouraged by gold having lost its sheen. To offer convenience in investing in Mutual Funds, we have started offering our m-easy platform. Our m-easy service doesn t stress you whilst transacting or even while keeping track of your investments. In the Missed Call Facility, investor has to call on the toll free number and after 5 seconds the call gets disconnected automatically and a call back is arranged. So now you don t have to get caught up in the hassles of making a call and can enjoy more free time. As we embark on our next phase of growth we continue to look forward to you being part of this exciting journey. We would be glad to hear from you on our dedicated customer care numbers (MTNL/BSNL users only) and from Monday to Saturday (8am to 10pm) and please do feel free to write to us on customer.delight@sbimf.com with any aspect of our business that you think we can improve on. Alternatively you can also visit your nearest Investor Service Centre / Investor Service Desk for any assistance. Best Regards, Dinesh Kumar Khara Managing or & Chief Executive Officer

5 Market Overview Navneet Munot ED & CIO India elected its Prime Minister with unprecedented majority for the ruling party witnessed first time in last 30 years. The government has swiftly flung into action. The message on governance is clear with a smaller and younger cabinet, strategically consolidated ministries, and execution checklist that concentrates on immediate deliverables. The leadership has given right signals to both the domestic as well as international stakeholders in India s socio-economic progress. The statesmanship to involve SAARC neighbors in the oath ceremony also has demonstrated the intent to seize trade initiatives in the region. On ground, we expect the government to build serious momentum on ensuring better governance, fiscal discipline and execution machinery. The new government will focus on clearing the execution logjam and creating feel good environment which can help reviving the investments. While some of the critical reforms like dealing with labour laws, land acquisition and selling loss-making PSUs may take time, there are several low hanging fruits like resolving the Coal and iron ore mining issues which can have positive consequences. This should initiate an impulse of positive reflexivity which in medium term enables revival of the investment cycle earlier than expected. With structural growth drivers firmly in place, a decisive and determined leadership can unleash the entrepreneurial spirit and take the growth potential to the next level. We expect coordinated continuum in fiscal and monetary policy as both government and RBI would like to anchor inflationary expectations. Globally, the environment is factoring a better performance of the developed world over 2HCY While the tapering by US Fed has been absorbed, the markets would remain buoyant to any further liquidity release from Euro zone and Japan. In a world full of uncertainties and searching for growth, India remains in a sweet spot on account of its promise to begin a journey where growth is set to mean revert sooner. From just being a highlight of Emerging market investor set, India can become a favored investment destination of global portfolios as well as FDI flows. Domestic investors have been either exiting or absent from the equities in recent past. As equities begin their sustainable recovery phase, we expect a gradual rise in domestic savings into productive financial assets. This should provide further legs to the current rally. These accelerated flows can act as a dual catalyst providing a case for further rerating of India and concurrently providing growth capital that can sort some of the issues in stressed sectors of corporate India. Market valuations are in line with the historical averages but we believe that a large section is still using a rear-view mirror rather than looking forward to the possibilities. The estimated earnings CAGR for FY-14-FY16 stands at 15%. Corporate earnings are most elastic to changes in real growth; we believe as real growth picks up, earnings will see upgrades and capital efficiencies will expand. An improving earnings outlook, rising Return on equity and falling cost of capital should drive a more sustained valuation rerating. In the short term, the anchor on-ground shifts to, progress of SW monsoon and the prebudget interactions of the government.

6 While retaining our belief in bottom-up stock picking as the best option to deliver long term results for equity investors, we have proactively been expanding our coverage universe to benefit from the valuation gap that exists down the market cap curve for the same quality. There has been a tactical tilt of increasing weight of cyclicals into our portfolios. We are increasing our intensity of engagement in sectors and companies that stand to benefit from - industrial recovery, improving agronomy, consumption enablers, manufacturing exports and new-gen aspirational opportunities at the bottom of the pyramid. The RBI maintained status quo on policy rates as expected in the Bi-monthly policy statements. Over the last quarter, the RBI monetary policy framework has been guided by the Dr. Urjit Patel Committee recommendations. In line with the same, the RBI has expanded the Term repo facility and simultaneously reduced the Export credit refinance facility available at the repo rate. The cut in SLR by 50bps, which can also be seen as part of a medium term market development measure is intended to reduce the pre-emption of bank reserves. This would enable the banking system to fund the credit needs as investment recovery picks up. The near term impact of the SLR cut may not be material as the banking system SLR remains much in excess of the regulatory prescription of 22.5% of NDTL. While the RBI guidance maintains the disinflation glidepath of 6% CPI by January 16, policy stance seems to have been conditioned by expectations of supply side initiatives and policy reforms on the food supply chain along with better quality fiscal adjustment by the government. A stable to appreciating bias in the currency also is expected to offset some of the negative spill-over effects on inflation due to possibility of adverse weather or any other geo political uncertainties. Even as the central bank has held out the scope for potential rate cuts if disinflation trend is faster than expected, the base case scenario remains for an extended period of pause in policy rates. Market momentum has remained positive over the last month, with strong FII debt flows continuing post the election results. FII net debt flows were about Rs 201 billion last month, with strong flows seen in the Gilt category since the election results. FII interest has been reinforced by the strong election mandate and a stable currency even as in the context of soft global rates, the yield spreads remain very attractive. In the near term, this positive momentum helped by the relatively more neutral / dovish stance of the RBI as perceived by the market may prevent any sharp uptick in yields. Macro fundamentals especially relating to external sector have improved significantly over the last few months even as core CPI has trended lower. A directional move in bond yields would be dependent on a more consistent and durable easing in CPI inflation and also the fiscal stance. The Union Budget to be presented in July would provide better clarity regarding the prospects of medium term fiscal deficit trends and the likely market borrowings for funding the same. Globally, the bond yields have been softening across developed and emerging markets. With the decisive political mandate, the view on rupee has turned distinctly positive. We expect foreign flows to continue given the relative attractiveness of bond yields and an appreciating currency. We have increased duration considering the changed dynamics post the election results and the global environment. We would remain alert to any material changes in market stance and also look to signs of a more durable and credible fiscal consolidation in the Union Budget which balances the need for expenditure curtailment with productive plan spending especially on the supply side, for a more directional duration stance. Navneet Munot Executive or & CIO SBI Funds Management Private Limited

7 EQUITY SCHEMES SNAPSHOT Fund Name SBI Magnum Balanced Fund SBI Magnum Taxgain Scheme SBI Magnum Multicap Fund SBI Magnum Equity Fund SBI Nifty Index Fund (Previously known as SBI Magnum Index Fund) SBI Magnum Multiplier Plus Scheme SBI Blue Chip Fund SBI Contra Fund (Previously known as SBI MSFU - Contra Fund) SBI Emerging Businesses Fund (Previously known as SBI MSFU - Emerging Businesses Fund) SBI FMCG Fund (Previously known as SBI MSFU - FMCG Fund) Type of the Scheme Balanced Scheme An Openended Equity Linked Savings Scheme Scheme An Open ended Equity Scheme Index Fund Equity Scheme Scheme Equity Fund Equity Fund Equity Fund Inception Date 31/12/ /03/ /09/ /01/ /02/ /02/ /02/ /07/ /10/ /07/1999 Mr. R. Srinivasan Mr. Dinesh Ahuja Mr. Jayesh Shroff Mr. Richard D'souza Mr. R. Srinivasan Mr. Raviprakash Sharma Mr. Jayesh Shroff Ms. Sohini Andani Mr. R. Srinivasan Mr. R. Srinivasan Mr. Saurabh Pant Jan-2012 Oct-2008 Dec-2011 May-2009 Feb-2011 Jun-2007 Sep-2010 Jun-2011 May-2009 Jun-2011 Ideal Investment Horizon 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + Minimum Investment Amount ` 5000 & in multiples of ` 1 ` 500 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 ` 5000 & in multiples of ` 1 Additional Investment Amount ` 1000 & in multiples of ` 1 ` 500 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil NIL For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil 1.00% for exit within 7 business days from the date of investment. For exit after 7 business days from the date of investment Nil Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Nil Available,,,,,,,,, (Minimum Amount) Monthly - ` 500/month - Minimum ` 12 months; 1000 & in multiples of ` ` 1000/month months; minimum six ` 1500/quarter months (or) - minimum ` 4 quarters 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in minimum one year Dates 20th/25th/30t h (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30t h (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) CRISIL Balanced Fund Index S&P BSE 100 Index S&P BSE 500 Index CNX Nifty Index CNX NIFTY Index S&P BSE 200 Index S&P BSE 100 Index S&P BSE 100 Index S&P BSE 500 Index S&P BSE FMCG Index Please consult your financial advisor before investing.

8 EQUITY SCHEMES SNAPSHOT Fund Name SBI IT Fund (Previously known as SBI MSFU - IT Fund) SBI Pharma Fund (Previously known as SBI MSFU - Pharma Fund) SBI Magnum COMMA Fund Fund invests in stocks of commodity based companies SBI Magnum Global Fund SBI Magnum Midcap Fund SBI Arbitrage Opportunities Fund SBI Infrastructure Fund (Previously known as SBI Infrastructure Fund- Series 1) SBI PSU Fund SBI EDGE Fund SBI SMALL AND MIDCAP FUND* Type of the Scheme Equity Fund Equity Fund Equity Scheme Scheme Scheme Equity Scheme Scheme Equity Fund Hybrid Scheme Equity Scheme Inception Date 14/07/ /07/ /08/ /09/ /03/ /11/ /07/ /07/ /10/ /09/2009 Mr. Anup Upadhyay Mr. Tanmaya Desai Mr. Ajit Dange Mr. R. Srinivasan Ms. Sohini Andani Mr. Neeraj Kumar Mr. Ajit Dange Mr. Ajit Dange Mr. Dinesh Balachandran Mr. Ruchit Mehta Mr. R. Srinivasan Jun-2011 Jun-2011 Feb-2011 May-2009 July-2010 Oct-2012 Jun-2011 Feb-2012 Oct Nov Ideal Investment Horizon 3 Year + 3 Year + 3 Year + 3 Year + 3 Year + 1 Year + 3 Year + 3 Year + 3 Year + 3 Year + Minimum Investment Amount ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000 & in ` 5000/- and in Additional Investment Amount ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in ` 1000 & in Nil Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 7 business days from the date of allotment %; For exit after 7 business days from the date of allotment - Nil For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the date of allotment - Nil For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the date of allotment - Nil Available,,,,,,,,, (Minimum Amount) Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in minimum one year Monthly - Monthly - Minimum ` Minimum ` 1000 & in 1000 & in minimum six minimum six months (or) months (or) minimum ` 500 minimum ` 500 & in multiples & in multiples of of ` 1 thereafter ` 1 thereafter for minimum for minimum one year one year Quarterly - Quarterly - Minimum ` Minimum ` 1500 & in 1500 & in minimum one minimum one year year Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 minimum one year Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in multiples of ` 1 minimum one year Quarterly - Minimum ` 1500 & in multiples of ` 1 minimum one year Dates 20th/25th/30th (in case of February last business day) 20th/25th/30t h (in case of February last business day) 20th/25th/30t h (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 5th/10th/15th / 20th/25th/30 th (in case of February last business day) 20th/25th/30th (in 20th/25th/30th (in case of February case of February last business day) last business day) S&P BSE - IT Index S&P BSE HEALTH CARE Index CNX Commodities Index S&P BSE Midcap S&P BSE Midcap CRISIL Liquid Fund Index CNX Infrastructure Index S&P BSE PSU INDEX S&P BSE Sensex 33%, Crisil Composite Bond Fund Index 33%, Price of Gold 33% S&P BSE Small Cap Index Please consult your financial advisor before investing. *Pursuant to acquisition of Daiwa Industry Leaders Fund (DILF) from Daiwa Mutual Fund, w.e.f. Nov 16, 2013 the name of the scheme was changed to SBI Small & Midcap Fund.

9 Investment Objective To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Record Date Nav ( `) (in `/Unit) 21- Mar-14 (Reg Plan) Nov Nov-07 LAST DIVIDENDS Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION 14/02/2006 ` Crores Ms. Sohini Andani Sep-2010 Over 16 years S&P BSE 100 Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil (w.e.f. April 03, 2014) Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 15.67% : 0.81 : 0.95 : 0.35 : 1.07 : 2.28% : 1.67% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Stock Name Of HDFC BANK LIMITED 7.78% LARSEN & TOUBRO LIMITED 5.35% MOTHERSON SUMI SYSTEMS LIMITED 5.23% TATA CONSULTANCY SERVICES LTD. 4.55% ICICI BANK LTD 3.59% STATE BANK OF INDIA 3.35% RELIANCE INDUSTRIES LIMITED 3.24% BHARTI AIRTEL LTD 3.17% DIVIS LABORATORY LIMTIED 3.09% TECH MAHINDRA LIMITED 2.99% Total 42.35% Long term investment SECTORAL BREAKDOWN (in %) Large Cap Cash & Other Current Assets SBI Blue Chip Fund Midcap Investment in equity shares of companies whose market capitalization is atleast equal to or more than the least market capitalized stock of S&P BSE 100 index to provide long term capital growth opportunities. High risk. (Brown) TELECOM PHARMA METALS MEDIA & ENTERTAINMENT IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES ENERGY CONSUMER GOODS CONSTRUCTION CHEMICALS CEMENT & CEMENT PRODUCTS AUTOMOBILE % % % 1

10 Investment Objective To provide investors long term capital appreciation along with the liquidity of an open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. 31/12/1995 ` Crores s Mr. R. Srinivasan -Equity Mr. Dinesh Ahuja -Debt Jan-2012 Mr. R. Srinivasan -Over 20 years Mr. Dinesh Ahuja -Over 13 years CRISIL Balanced Fund Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil. Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Stock Name DEBT EQUITY Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Of GOVERNMENT OF INDIA 16.00% POWER FINANCE CORPORATION LTD 3.99% HDFC BANK LIMITED 7.47% STATE BANK OF INDIA 3.65% REPCO HOME FINANCE LTD 3.58% SUNDARAM-CLAYTON LTD. 3.45% ICICI BANK LTD 3.39% UNITED SPIRITS LTD 3.19% DB CORP LIMITED 2.98% EICHER MOTORS LIMITED 2.87% Total 50.58% Record Date Nav ( `) (in `/Unit) 21-Mar-14 (Reg Plan) Dec-13 (Reg Plan) Oct-13 (Reg Plan) Jun-13 (Reg Plan) Mar-13 (Reg Plan) Sept Mar Nov-09 7-Nov Nov-05 SECTORAL BREAKDOWN (in %) SERVICES PHARMA METALS MEDIA & ENTERTAINMENT IT LAST DIVIDENDS ASSET ALLOCATION Large Cap Midcap Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable % 14.93% 23.15% Other Assets Small cap 33.77% Other Assets comprise of Cash 3.38% & Debt 24.77% ` 5000 & in INDUSTRIAL MANUFACTURING FINANCIAL SERVICES ` 1000 & in ENERGY CONSUMER GOODS Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 13.33% : 0.99 : 0.86 : 0.37 : 0.25 : 2.41% : 1.71% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Magnum Balanced Fund Investment in a mix of debt and equity through stocks of high growth companies and relatively safe portfolio of debt to provide both long term capital appreciation and liquidity. High risk. (Brown) CONSTRUCTION AUTOMOBILE

11 Investment Objective To provide investors maximum growth opportunity through well researched investments in Indian equities, PCDs and FCDs from selected industries with high growth potential and in Bonds. 30/09/1994 ` Crores Mr. R. Srinivasan May-2009 Over 20 years S&P BSE Midcap For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of SHRIRAM CITY UNION FINANCE LTD 5.02% PAGE INDUSTRIES LIMITED 4.06% PROCTER & GAMBLE HYGIENE & HEALTH CARE LTD. 3.85% FAG BEARINGS INDIA LTD. 3.62% KENNAMETAL INDIA LTD 3.44% REDINGTON (INDIA) LTD. 3.22% SUNDARAM FINANCE LTD 3.18% INFO EDGE (INDIA) LIMITED 3.15% CRISIL LTD 3.05% MRF LTD 2.88% Total 35.45% 06-Jun-14 (Reg Plan) May Mar Mar-07 SECTORAL BREAKDOWN (in %) TEXTILES SERVICES PHARMA MEDIA & ENTERTAINMENT IT LAST DIVIDENDS Record Date Nav (in `/Unit) ASSET ALLOCATION Large Cap Small Cap Midcap ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable % 10.88% 9.32% 73.03% Cash & Other Current Assets ` 5000 & in INDUSTRIAL MANUFACTURING FINANCIAL SERVICES ` 1000 & in FERTILISERS & PESTICIDES CONSUMER GOODS Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : : 15.37% : 0.61 : 0.86 : 0.55 : 0.56 : 2.24% : 1.61% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment AUTOMOBILE SBI Magnum Global Fund Investments in Indian equities, PCDs and FCDs from selected industries with high growth potential to provide investors maximum growth opportunity. High risk. (Brown) 3

12 Investment Objective To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. Midcap companies are those companies whose market capitalization at the time of investment is lower than the last stock in the CNX Nifty Index less 20% (upper range) and above ` 200 crores. 29/03/2005 ` Crores Ms. Sohini Andani July-2010 Over 16 years S&P BSE Midcap For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation : 18.83% Beta : 0.75 R- Squared : 0.88 Sharpe Ratio : 0.60 Portfolio Turnover* : 0.56 : 2.52% : 1.93% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of MOTHERSON SUMI SYSTEMS LIMITED 4.27% PAGE INDUSTRIES LIMITED 3.74% FEDERAL BANK LTD 3.49% THE RAMCO CEMENTS LTD 3.48% BRITANNIA INDUSTRIES LIMITED 3.31% SWARAJ ENGINES LIMITED 3.30% PERSISTENT SYSTEMS LIMITED 3.04% SKF INDIA LIMITED 2.96% CARBORUNDUM UNIVERSAL LTD. 2.89% LIC HOUSING FINANCE LTD 2.78% Total 33.25% Long term investment Record Date Nav ( `) (in `/Unit) 08-Aug-13 (Reg-Plan) Dec-07 SECTORAL BREAKDOWN (in %) TEXTILES SERVICES PHARMA MEDIA & ENTERTAINMENT IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES FERTILISERS & PESTICIDES ENERGY CONSUMER GOODS CONSTRUCTION CHEMICALS CEMENT & CEMENT PRODUCTS AUTOMOBILE LAST DIVIDENDS ASSET ALLOCATION Large Cap Small Cap Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable SBI Magnum MidCap Fund Midcap Cash & Other Current Assets Investment in diversified basket of equity stocks of Midcap companies to provide opportunities for long term growth in capital. High risk. (Brown) % % 10.36% 78.62%

13 Investment Objective To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. 01/01/1991 ` Crores Mr. R. Srinivasan May-2009 Over 20 years CNX Nifty Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio An open ended Equity Fund Portfolio Turnover* : 16.36% : 0.87 : 0.96 : 0.17 : 0.84 : : 2.23% : 1.65% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of ICICI BANK LTD 10.12% HDFC BANK LIMITED 9.82% RELIANCE INDUSTRIES LIMITED 9.52% TATA MOTORS LTD 6.73% ITC LIMITED 5.20% INFOSYS LIMITED 5.05% STATE BANK OF INDIA 4.82% TATA CONSULTANCY SERVICES LTD. 4.65% LARSEN & TOUBRO LIMITED 4.61% AXIS BANK LTD. 4.48% Total 64.98% Long term investment 02-May-14 (Reg Plan) Dec Jan Dec-09 7-Nov-07 3-Oct-06 Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. SECTORAL BREAKDOWN (in %) PHARMA METALS IT FINANCIAL SERVICES ENERGY CONSUMER GOODS CONSTRUCTION CEMENT & CEMENT PRODUCTS AUTOMOBILE LAST DIVIDENDS Record Date Nav (in `/Unit) ASSET ALLOCATION Large Cap SBI Magnum Equity Fund Investments in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities. ( `) Other Current Assets High risk. (Brown) % 96.16%

14 Investment Objective The prime objective of this scheme is to deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investments made in the scheme under Section 80 C of the Incometax Act, It also seeks to distribute income periodically depending on distributable surplus. 31/03/1993 ` Crores Mr. Jayesh Shroff Oct-2008 Over 10 years S&P BSE 100 Index NIL ` 500/month - 12 months ` 1000/month - 6 months ` 1500/quarter - 4 quarters ` 500 & in ` 500 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 16.35% : 0.84 : 0.94 : 0.35 : 0.24 : 2.02% : 1.59% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of HDFC BANK LIMITED 7.92% ICICI BANK LTD 6.69% TATA CONSULTANCY SERVICES LTD. 5.78% RELIANCE INDUSTRIES LIMITED 5.14% TATA MOTORS LTD 4.62% LARSEN & TOUBRO LIMITED 4.45% STATE BANK OF INDIA 3.65% VA TECH WABAG LIMITED 3.33% HDFC LIMITED 3.15% CESC LTD. 3.11% Total 47.85% Long term investment Record Date Nav ( `) (in `/Unit) 28-Mar-14 (Reg Plan) Mar-13 (Reg Plan) 22-Mar Mar Mar May Feb-08 SECTORAL BREAKDOWN (in %) LAST DIVIDENDS ASSET ALLOCATION Large Cap Small Cap Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. SBI Magnum Taxgain Scheme Midcap Other Current Assets Investment in a portfolio of equity shares, while offering deduction under Section 80 C of IT Act, High risk. (Brown) TEXTILES TELECOM SERVICES PHARMA METALS IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES FERTILISERS & PESTICIDES ENERGY CONSUMER GOODS CONSTRUCTION CEMENT & CEMENT PRODUCTS AUTOMOBILE % 0.83% 0.78% % 6

15 Equity Fund (Previously known as SBI MSFU - Emerging Businesses Fund) Investment Objective The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus. 11/10/2004 ` Crores Mr. R. Srinivasan May-2009 Over 20 years S&P BSE 500 Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil. Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of HDFC BANK LIMITED 9.45% SHRIRAM CITY UNION FINANCE LTD 8.26% 3M INDIA LIMITED 7.23% PROCTER & GAMBLE HYGIENE & HEALTH CARE LTD. 6.78% GOODYEAR INDIA LIMITED 6.10% PAGE INDUSTRIES LIMITED 5.54% UNITED SPIRITS LTD 5.49% AGRO TECH FOODS LTD. 4.82% DIVIS LABORATORY LIMTIED 4.67% ELGI EQUIPMENTS LTD. 4.30% Total 62.63% Record Date Nav (in `/Unit) 26-Apr-13 (Reg Plan) Mar Jul Mar Oct-05 SECTORAL BREAKDOWN (in %) TEXTILES SERVICES PHARMA INDUSTRIAL MANUFACTURING FINANCIAL SERVICES CONSUMER GOODS CONSTRUCTION CHEMICALS CEMENT & CEMENT PRODUCTS AUTOMOBILE LAST DIVIDENDS ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable ASSET ALLOCATION 25.76% Large Cap Small Cap % 51.89% Midcap % Other Current Assets Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : : 17.15% : 0.74 : 0.69 : 0.54 : 0.59 : 2.18% : 1.48% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Emerging Businesses Fund Investments in companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive to participate in growth potential of Indian businesses. High risk. (Brown) 7

16 Equity Fund (Previously known as SBI MSFU - FMCG Fund) Investment Objective To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. There are four sub-funds dedicated to specific investment themes viz. Information Technology, Pharmaceuticals, FMCG, Contrarian (investment in stocks currently out of favour) and Emerging Businesses. 14/07/1999 ` Crores Mr. Saurabh Pant Jun-2011 Over 5 years S&P BSE FMCG Index Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of ITC LIMITED 44.05% UNITED SPIRITS LTD 7.65% COLGATE PALMOLIVE INDIA LIMITED 7.27% PROCTER & GAMBLE HYGIENE & HEALTH CARE LTD. 6.79% KANSAI NEROLAC PAINTS LTD 5.47% VST INDUSTRIES LTD 5.08% AGRO TECH FOODS LTD. 4.93% EMAMI LIMITED 3.90% V.I.P.INDUSTRIES LTD 3.00% HAWKINS COOKERS LTD 2.45% Total 90.60% CONSUMER GOODS Record Date Nav (in `/Unit) 17-May-13 Reg Plan 3-Mar-06 SECTORAL BREAKDOWN (in %) LAST DIVIDENDS ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable % ASSET ALLOCATION Large Cap Small Cap 13.53% -0.20% Midcap 61.14% Cash & Other Current Assets ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 14.62% : 0.86 : 0.88 : 0.94 : 0.63 : : 2.57% : 1.92% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI FMCG Fund Equity Investments in stock of FMCG sector of the economy to provide sector specific growth opportunities. High risk. (Brown) 8

17 Investment Objective To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. There are four sub-funds dedicated to specific investment themes viz. Information Technology, Pharmaceuticals, FMCG, Contrarian (investment in stocks currently out of favour) and Emerging Businesses. 14/07/1999 ` Crores Mr. Tanmaya Desai Jun-2011 Over 5 years S&P BSE HEALTH CARE Index Nil Equity Fund (Previously known as SBI MSFU - Pharma Fund) Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of SUN PHARMACEUTICAL INDUSTRIES LIMITED 25.19% LUPIN LIMITED 11.74% AUROBINDO PHARMA LIMITED 8.53% DR.REDDY'S LABORATORIES LIMITED 7.67% DIVIS LABORATORY LIMTIED 7.05% IPCA LABORATORIES LTD. 5.89% CADILLA HEALTHCARE LIMITED 5.61% RANBAXY LABORATORIES LIMITED 5.39% STRIDES ARCOLAB LTD 3.40% NATCO PHARMA LTD. 3.27% Total 83.74% PHARMA SECTORAL BREAKDOWN (in %) ASSET ALLOCATION 22.95% Large Cap Small Cap 4.35% 1.52% % Cash & Other Current Assets ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 12.68% : 0.88 : 0.89 : 0.83 : 0.82 : : 2.56% : 1.76% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Pharma Fund Equity Investments in stock of Pharmaceuticals sector of the economy to provide sector specific growth opportunities. High risk. (Brown) 9

18 Equity Fund (Previously known as SBI MSFU - IT Fund) Investment Objective To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. There are four sub-funds dedicated to specific investment themes viz. Information Technology, Pharmaceuticals, FMCG, Contrarian (investment in stocks currently out of favour) and Emerging Businesses. 14/07/1999 ` Crores Mr. Anup Upadhyay Jun-2011 Over 5 years S&P BSE - IT Index Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of INFOSYS LIMITED 28.95% TATA CONSULTANCY SERVICES LTD % TECH MAHINDRA LIMITED 12.23% HCL TECHNOLOGIES LIMITED 8.03% WIPRO LIMITED 6.54% NIIT TECHNOLOGIES LTD. 2.82% INFO EDGE (INDIA) LIMITED 2.40% MINDTREE LIMITED 2.05% CMC LTD. 1.93% THINKSOFT GLOBAL SERVICES LTD 1.75% Total 93.32% IT Record Date Nav ( `) (in `/Unit) 08-Aug-13 (Reg Plan) 4-Jul-07 SECTORAL BREAKDOWN (in %) LAST DIVIDENDS Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION 9.19% Large Cap Small Cap 1.75% 6.68% % Cash & Other Current Assets ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 22.19% : 0.86 : 0.98 : 0.34 : 0.84 : 2.70% : 2.13% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI IT Fund Equity Investments in stock of IT sector of the economy to provide sector specific growth opportunities. High risk (Brown) 10

19 Investment Objective To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. There are four sub-funds dedicated to specific investment themes viz. Information Technology, Pharmaceuticals, FMCG, Contrarian (investment in stocks currently out of favour) and Emerging Businesses. 14/07/1999 ` Crores Mr. R. Srinivasan Jun-2011 Over 20 years S&P BSE 100 Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil. Equity Fund (Previously known as SBI MSFU - Contra Fund) Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of ICICI BANK LTD 7.67% HDFC BANK LIMITED 7.31% RELIANCE INDUSTRIES LIMITED 6.56% TATA MOTORS LTD 4.93% INFOSYS LIMITED 3.90% STATE BANK OF INDIA 3.87% ITC LIMITED 3.79% TATA CONSULTANCY SERVICES LTD. 3.69% MERCK (INDIA) LIMITED 3.65% LARSEN & TOUBRO LIMITED 3.35% Total 48.72% Record Date Nav (in `/Unit) 29-Nov-13 (Reg Plan) Oct Oct Aug Jul May May-07 SECTORAL BREAKDOWN (in %) SERVICES PHARMA METALS IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES ENERGY CONSUMER GOODS LAST DIVIDENDS ASSET ALLOCATION Large Cap Small Cap Midcap ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable % 6.16% 4.29% % Cash & Other Current Assets ` 5000 & in CONSTRUCTION AUTOMOBILE ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 16.95% : 0.86 : 0.93 : : 0.53 : 2.10% : 1.53% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Contra Fund Equity Investments in contrarian stocks which are currently out of favour in the market to provide maximum growth opportunities. High risk. (Brown) 11

20 Investment Objective To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum and in debt and money market instruments. Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Record Date Nav (in `/Unit) 15-Mar-13 (Reg Plan) Jan Jan-07 LAST DIVIDENDS ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION 29/09/2005 ` Crores Mr. Richard D'souza Dec-2011 Over 19 years S&P BSE 500 Index For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 18.29% : 0.93 : 0.96 : 0.18 : 0.60 : 2.52% : 1.87% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Stock Name Of RELIANCE INDUSTRIES LIMITED 6.08% ICICI BANK LTD 5.79% HDFC BANK LIMITED 5.78% TATA MOTORS LTD 3.83% OIL & NATURAL GAS CORPN LTD 3.21% INFOSYS LIMITED 2.95% AXIS BANK LTD. 2.72% TATA CONSULTANCY SERVICES LTD. 2.70% KOTAK MAHINDRA BANK LIMITED 2.34% TATA STEEL LTD 2.31% Total 37.70% Long term investment SECTORAL BREAKDOWN (in %) TELECOM SERVICES PHARMA METALS MEDIA & ENTERTAINMENT IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES FERTILISERS & PESTICIDES ENERGY CONSUMER GOODS CONSTRUCTION CEMENT & CEMENT PRODUCTS AUTOMOBILE Large Cap Small Cap SBI Magnum Multicap Fund Midcap Other Current Assets Investment in diversified basket of equity stocks spanning the entire market capitalization spectrum to provide both long term growth opportunities and liquidity High risk. (Brown) % 8.89% 2.29% % 12

21 Investment Objective To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme. The scheme will invest in a diversified portfolio of equities of high growth companies. 28/02/1993 ` Crores Mr. Jayesh Shroff Jun-2007 Over 10 years S&P BSE 200 Index Nil (w.e.f. April 03, 2014) Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of HDFC BANK LIMITED 7.67% ICICI BANK LTD 7.07% TATA CONSULTANCY SERVICES LTD. 4.68% RELIANCE INDUSTRIES LIMITED 3.85% BLUE DART EXPRESS LIMITED 3.73% LARSEN & TOUBRO LIMITED 3.57% LUPIN LIMITED 3.38% TATA MOTORS LTD 3.36% TATA COMMUNICATIONS LIMITED 3.25% HCL TECHNOLOGIES LIMITED 2.92% Total 43.48% Record Date Nav (in `/Unit) 1-Oct Oct Aug May-05 LAST DIVIDENDS ASSET ALLOCATION Large Cap Small cap Midcap ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable % 2.57% 7.67% 58.89% Cash & Other Current Assets Other Current Assets comprise of Futures 1.14% Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : : 16.24% : 0.82 : 0.93 : 0.32 : 0.61 : 2.21% : 1.88% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SECTORAL BREAKDOWN (in %) TELECOM SERVICES PHARMA MEDIA & ENTERTAINMENT IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES FERTILISERS & PESTICIDES ENERGY CONSUMER GOODS CONSTRUCTION CHEMICALS CEMENT & CEMENT PRODUCTS AUTOMOBILE SBI Magnum Multiplier Plus 1993 Investments in diversified portfolio of equities of high growth companies to provide a blend of long term capital appreciation and liquidity. High risk. (Brown)

22 (Previously known as SBI Magnum Index Fund) (Name changed w.e.f 14/03/2013) Investment Objective The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the CNX Nifty index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of CNX Nifty index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks. 04/02/2002 ` Crores Mr. Raviprakash Sharma Feb-2011 Over 11 years CNX NIFTY Index 1.00% for exit within 7 business days from the date of investment. For exit after 7 business days from the date of investment Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 17.85% : 0.97 : 1.00 : 0.10 : 1.64 : 1.50% : 1.10% Tracking Error : 0.34% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of ITC LIMITED 7.26% RELIANCE INDUSTRIES LIMITED 6.78% ICICI BANK LTD 6.34% HDFC BANK LIMITED 5.68% INFOSYS LIMITED 5.50% HDFC LIMITED 5.29% LARSEN & TOUBRO LIMITED 4.87% TATA CONSULTANCY SERVICES LTD. 4.23% TATA MOTORS LTD 2.88% STATE BANK OF INDIA 2.78% Total 51.62% Long term investment Record Date Nav (in `/Unit) 23-Mar Mar-05 SECTORAL BREAKDOWN (in %) TELECOM PHARMA METALS IT INDUSTRIAL MANUFACTURING FINANCIAL SERVICES ENERGY CONSUMER GOODS CONSTRUCTION CEMENT & CEMENT PRODUCTS AUTOMOBILE LAST DIVIDENDS ( `) Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable SBI Nifty Index Fund ASSET ALLOCATION Large Cap Other Current Assets comprise of Futures 4.73% Passive Investment in stocks comprising the CNX Nifty Index in the same proportion as in the index to achieve returns equivalent to the Total returns Index of CNX Nifty Index High risk. (Brown) % 93.19% Other Current Assets 14

23 Reg-Plan Reg-Plan Dir-Plan Dir-Plan Record Date Nav (in `/Unit) 15-Mar Jul Nov-06 LAST DIVIDENDS ( `) Investment Objective To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments. 08/08/2005 ` Crores Mr. Ajit Dange Feb-2011 Over 16 years CNX Commodities Index TOP 10 HOLDINGS Stock Name Of NTPC LIMITED 8.67% RELIANCE INDUSTRIES LIMITED 7.70% OIL & NATURAL GAS CORPN LTD 6.84% COAL INDIA LIMITED 5.37% TATA STEEL LTD 5.15% SESA STERLITE LIMITED 5.05% USHA MARTIN LIMITED 4.18% SAGAR CEMENTS LIMITED 4.17% OIL INDIA LIMITED 4.13% ADHUNIK METALIKS LTD. 3.83% Total 55.09% Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION 23.89% 15.40% Large Cap Small Cap 0.75% Midcap 59.96% Cash & Other Current Assets For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil. Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in SECTORAL BREAKDOWN (in %) METALS FERTILISERS & PESTICIDES 9.31 ENERGY CONSUMER GOODS 5.77 CHEMICALS ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 22.85% : 0.85 : 0.93 : : 0.61 : 2.55% : 1.94% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Magnum Comma Fund Equity Investments in a portfolio of stocks of companies engaged in the commodity business within Oil & Gas, Metals, Materials and Agriculture Sectors of the economy to provide growth and possibility of consistent returns. High risk. CEMENT & CEMENT PRODUCTS (Brown)

24 Investment Objective The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Under takings and in debt and money market instruments issued by PSUs and others. 07/07/2010 ` Crores Mr. Ajit Dange Feb 2012 Over 16 years S&P BSE PSU INDEX For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of NTPC LIMITED 10.81% COAL INDIA LIMITED 10.04% OIL & NATURAL GAS CORPN LTD 9.59% STATE BANK OF INDIA 8.60% OIL INDIA LIMITED 6.28% POWER GRID CORPORATION LTD 6.18% GUJARAT STATE FERT. & CHEM. LTD 5.53% NMDC LTD 4.60% BHARAT PETROLEUM CORPORATION LTD 3.53% GAIL (INDIA) LTD 3.19% Total 68.35% SECTORAL BREAKDOWN (in %) METALS INDUSTRIAL MANUFACTURING FINANCIAL SERVICES FERTILISERS & PESTICIDES ENERGY % ASSET ALLOCATION Large Cap 7.95% Cash & Other Current Assets Midcap 71.22% ` 5000 & in ` 1000 & in CONSTRUCTION Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 23.34% : 0.82 : 0.96 : : 0.64 : 2.54% : 2.23% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI PSU Fund Investments in diversified basket of equity stocks and debt of domestic Public Sector Undertakings to provide long term growth in capital with improved liquidity. High risk. (Brown) 16

25 Investment Objective To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. 06/07/2007 ` Crores Mr. Ajit Dange Jun-2011 AN OPEN - ENDED GROWTH SCHEME (Previously known as SBI Infrastructure Fund - Series 1) Over 16 years CNX Infrastructure Index Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of LARSEN & TOUBRO LIMITED 11.02% NTPC LIMITED 9.99% POWER GRID CORPORATION LTD 8.03% BHARTI AIRTEL LTD 5.97% IDEA CELLULAR LTD 5.15% IRB INFRASTRUCTURE DEVELOPERS LTD 5.13% GAMMON INFRASTRUCTURE PROJECTS LTD. 4.61% VOLTAS LTD 3.89% ICICI BANK LTD 3.69% COAL INDIA LIMITED 3.22% Total 60.71% 21.91% ASSET ALLOCATION 11.78% Large Cap Small Cap 6.62% Midcap Cash and Other Current Assets 59.69% For exit within 1 year from the date of allotment - 1 %; For exit after 1 year from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in SECTORAL BREAKDOWN (in %) TELECOM SERVICES 3.32 METALS 5.75 INDUSTRIAL MANUFACTURING 2.96 FINANCIAL SERVICES 8.91 ENERGY ` 5000 & in ` 1000 & in CONSTRUCTION Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 25.99% : 0.82 : 0.91 : : 0.96 : 2.44% : 1.90% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Long term investment SBI Infrastructure Fund Equity Investments in stock of companies directly or indirectly involved in the infrastructure growth of the Indian economy to provide long term capital growth opportunities. High risk. (Brown) 17

26 Investment Objective To provide capital appreciation and regular income for unit holders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments. 03/11/2006 ` Crores Mr. Neeraj Kumar Oct-2012 Over 15 years CRISIL Liquid Fund Index For exit within 7 business days from the date of allotment %; For exit after 7 business days from the date of allotment - Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in Standard Deviation Beta R- Squared Sharpe Ratio Portfolio Turnover* : 0.69% : 0.11 : : 0.16 : : 1.32% : 0.84% Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: 91- days Treasury Bill yield (8.50% as on 30th May,14). Basis for Ratio Calculation: 3 years Monthly Data Reg-Plan Reg-Plan Dir-Plan Dir-Plan TOP 10 HOLDINGS Stock Name Of HDFC BANK LIMITED 10.33% LUPIN LIMITED 9.64% RELIANCE INDUSTRIES LIMITED 9.36% GRASIM INDUSTRIES LIMITED 9.21% CENTURY TEXTILES AND INDUSTRIES LIMITED 7.22% INDUSIND BANK LTD 4.31% PUNJAB NATIONAL BANK 4.18% TATA STEEL LTD 2.43% BANK OF INDIA 2.20% IDFC LIMITED 1.77% Total 60.64% Short term investment Record Date Nav (in `/Unit) 30-May-14 (Reg Plan) 30-May-14 (Dir Plan) 15-Apr-14 (Reg Plan) 15-Apr-14 (Dir Plan) 26-Mar May Dec-09 6-Aug-09 SECTORAL BREAKDOWN (in %) TELECOM PHARMA METALS FINANCIAL SERVICES ENERGY CONSUMER GOODS CEMENT & CEMENT PRODUCTS AUTOMOBILE LAST DIVIDENDS ( `) Face value: 10 ` Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable ASSET ALLOCATION Large Cap Other Current Assets SBI Arbitrage Opportunities Fund Midcap Total Assets comprise of Futures 68.69% Investments to exploit profitable arbitrage opportunities between the spot and derivative market segments to provide capital appreciation and regular income. High risk. (Brown) % 10.71% % 18

27 SBI EDGE FUND-REG-PLAN-DIV SBI EDGE FUND-DIR-PLAN-DIV SBI EDGE FUND-DIR-PLAN-GR SBI EDGE FUND-REG-PLAN-GR Investment Objective The investment objective of the fund is to generate growth & capital appreciation by investing in Equity, Gold ETF and Debt & Money market instruments. 08/10/2012 ` Crores Mr. Dinesh Balachandran (For Debt & Gold ETF) & Mr. Ruchit Mehta (Equity & Equity ETF). Oct Mr. Dinesh Balachandran Over 11 years Mr. Ruchit Mehta Over 7 years S&P BSE Sensex 33%, Crisil Composite Bond Fund Index 33%, Price of Gold 33% For exit within one year from the date of allotment -1% For exit after one year from the date of allotment Nil Not Applicable Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ` 5000 & in ` 1000 & in : 1.69% : 1.40% TOP HOLDINGS Stock Name Of GOLD ETF SBI MF 33.45% DEBT GOVERNMENT OF INDIA 18.46% EQUITY ITC LIMITED 3.40% RELIANCE INDUSTRIES LIMITED 3.38% ICICI BANK LTD 3.13% HDFC BANK LIMITED 2.92% INFOSYS LIMITED 2.75% HDFC LIMITED 2.62% LARSEN & TOUBRO LIMITED 2.51% TATA CONSULTANCY SERVICES LTD. 2.47% Total 75.08% NCA/CBLO/REVERSE REPO GOLD ETF EQUITY SHARES DATED GOVT SECURITIES ASSET CLASS BREAKDOWN (in %) SBI EDGE Fund Long term capital appreciation and current income RATINGS BREAKDOWN NCA(Incl. Cash,Deposits) Investment in equity and equity related instruments, Gold ETF, as well as fixed income securities (debt and money market securities). M edium risk. (Yellow) SOV,AAA and Equivalent Scheme has invested upto 70.80% in other assets (other than fixed income assets) % SBI EDGE Fund is created restructuring SBI Magnum Income Plus Fund Savings Plan & Merging SBI Magnum NRI Investment Fund Flexi Asset Plan into SBI EDGE Fund 18.46% 19

28 SBI SMALL & MIDCAP-REG-DIV SBI SMALL & MIDCAP-DIR-DIV SBI SMALL & MIDCAP-DIR-GR SBI SMALL & MIDCAP REG-GR Investment Objective The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies 09/09/2009 ` Crores Mr. R. Srinivasan Nov Over 20 years TOP HOLDINGS Stock Name Of UNITED SPIRITS LTD 6.76% HAWKINS COOKERS LTD 6.08% GREAT EASTERN SHIPPING COMPANY LIMITED 5.65% KCP LIMITED 4.44% SHRIRAM CITY UNION FINANCE LTD 4.14% KEWAL KIRAN CLOTHING LTD. 4.07% THINKSOFT GLOBAL SERVICES LTD 3.95% TECHNO ELECTRIC & ENGINEERING CO.LT 3.79% BUTTERFLY GANDHIMATHI APPLIANCES LTD 3.54% HIKAL LTD. 3.50% Total 45.92% RATINGS BREAKDOWN 6.34% 6.76% 29.83% 57.07% Large Cap Midcap Small Cap Other Current Assets S&P BSE Small Cap Index For exit within one year from the date of allotment -1% For exit after one year from the date of allotment Nil Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in thereafter for Quarterly - Minimum ` 1500 & in ASSET CLASS BREAKDOWN (in %) TEXTILES 5.96 SERVICES 9.03 PHARMA 8.73 MEDIA & ENTERTAINMENT 2.88 IT 3.95 INDUSTRIAL MANUFACTURING FINANCIAL SERVICES 4.14 ENERGY 3.45 CONSUMER GOODS CONSTRUCTION 3.79 CHEMICALS 2.75 CEMENT & CEMENT PRODUCTS 4.44 AUTOMOBILE ` 5000 & in ` 1000 & in : 2.70% : 1.96% Pursuant to acquisition of Daiwa Industry Leaders Fund (DILF) from Daiwa Mutual Fund, the name of the scheme was changed to SBI Small & Midcap Fund. long term capital appreciation SBI SMALL AND MIDCAP FUND Investment in diversified portfolio of predominantly in equity and equity-related securities of small & midcap companies. High risk. (Brown) 20

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30 Debt and Liquid Schemes Snapshot Fund Name SBI Ultra Short Term Debt Fund SBI Short Term Debt Fund SBI Magnum Monthly Income Plan* SBI Premier Liquid Fund SBI Magnum Children's Benefit Plan SBI Magnum Income Fund SBI Magnum Gilt Fund - Short Term SBI Magnum Gilt Fund - LT Type of the Scheme Income Scheme Income Scheme Debt Fund Liquid Fund Income Scheme Debt Fund Gilt Fund Gilt Fund Inception Date 27/7/ /7/ /04/ /11/ /02/ /11/ /12/ /12/2000 Mr. Rajeev Radhakrishnan Mr. Rajeev Radhakrishnan Mr. Ruchit Mehta -Equity Mr. Dinesh Ahuja -Debt Mr. Rajeev Radhakrishnan Mr. Rajeev Radhakrishnan Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Dinesh Ahuja Jun-2008 Jun-2008 July-2011 May-2010 Jun-2008 Jan-2011 Jan-2011 Jan-2011 Ideal Investment Horizon 1 Week + 6 Month + 1 Year + 1 Day + 3 Year + 1 Year + 6 Month + 1 Year + Minimum Investment Amount ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 50,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in Additional Investment Amount ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 10,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in NIL For exit within 90 days from the date of allotment %, For exit after 90 Days from the date of allotment - Nil For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil NIL Within 1 year :3%, Within 2 years :2%, Within 3 year :1%, above 3 years: NIL. For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil CDSC % for exit within 15 days from the date of investment For exit within 15 days from the date of allotment %; For exit after 15 days from the date of allotment - Nil Available,,,,, Bonus,, (Minimum Amount) Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1, Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1, Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 Dates 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) CRISIL Liquid Fund Index CRISIL Short Term Bond Fund Index CRISIL MIP Blended Index CRISIL Liquid Fund Index CRISIL MIP Blended Index CRISIL Composite Bond Fund Index I-Sec Si-BEX Index I-Sec Li-BEX Index Please consult your financial advisor before investing. *Monthly Income is not assured and is subject to the availability of distributable surplus. 21

31 Debt and Liquid Schemes Snapshot Fund Name Type of the Scheme SBI MMIP Floater* An open ended debt scheme SBI MIF -FRP - Savings Plus Bond Plan Debt Fund SBI MIF - Floating Rate Plan -LTP Debt Fund SBI Dynamic Bond Fund Income Scheme SBI Savings Fund Previously known as SBI Magnum Income Plus Fund - Investment Income Scheme SBI Magnum Instacash Fund Liquid Fund SBI Magnum Instacash Fund -Liquid Floater Liquid Fund SBI TREASURY ADVANTAGE FUND^ An open-ended Income scheme SBI BENCHMARK Gsec FUND $ An open-ended Gilt scheme Inception Date 21/12/ /07/ /07/ /02/ /11/ /05/ /10/ /10/ /04/2011 Mr. Ruchit Mehta -Equity Mr. Dinesh Ahuja -Debt Mr. R. Arun Mr. R. Arun Mr. Dinesh Ahuja Mr. Ruchit Mehta -Equity Mr. Dinesh Ahuja -Debt Mr. Rajeev Radhakrishnan Mr. R. Arun Mr. Rajeev Radhakrishnan Mr. Dinesh Ahuja July-2011 Apr-2012 Apr-2012 Jan-2011 July-2011 May-2010 Apr-2012 Nov-2013 Nov-2013 Ideal Investment Horizon 1 Year + 1 Month + 6 month + 1 Year + 1 Year + 1 Day + 1 Day + 3 Month + 1 Year + Minimum Investment Amount ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in ` 5,000 & in Additional Investment Amount ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in ` 1,000 & in For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining i n v e s t m e n t : 1.00% For exit after one year from the date of allotment Nil For exit within 3 business days from the date of allotment % For exit after 3 business days from the date of allotment - Nil 0.50% for exit within 6 Months from the date of allotment. For exit after 6 months from the date of allotment - Nil For exit within 6 months from the date of allotment For 10% of investment : Nil For remaining investment: 0.50% For exit after six months from the date of allotment Nil (w.e.f. June 06, 2014) For exit within 1 year from the date of allotment- 1.00%; For exit after 1 year from the date of allotment- Nil 0.10% for exit within 3 business days from the date of allotment For exit within 1month from the date of allotment- 0.50%; For exit on or after 1 month from the date of allotment- Nil For exit within 6 months from the date of allotment- 0.50%; For exit after 6 months from the date of allotment- Nil NIL Available,,,,,,,,, (Minimum Amount) Monthly - Minimum `1000 Monthly - Minimum `1000 Monthly - Minimum `1000 Monthly - Minimum `1000 & in multiples of & in multiples of & in multiples of & in multiples of `1 minimum six months (or) `1 minimum six months (or) `1 minimum six months (or) `1 minimum six months (or) minimum `500 & minimum `500 & minimum `500 & minimum `500 in multiples of `1 minimum one year, Quarterly - Minimum `1500 in multiples of `1 minimum one year, Quarterly - Minimum `1500 in multiples of `1 minimum one year, Quarterly - Minimum `1500 & in multiples of `1 minimum one year, Quarterly - Minimum `1500 & in multiples of & in multiples of & in multiples of & in multiples of `1 minimum one year `1 minimum one year `1 minimum one year `1 minimum one year Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 minimum one year, Quarterly - Minimum `1500 & in multiples of `1 minimum one year Monthly - Monthly - Minimum `1000 Minimum `1000 & in multiples of & in multiples of `1 `1 minimum six minimum six months (or) months (or) minimum `500 & minimum `500 & in multiples of in multiples of `1 `1 minimum one minimum one year, year, Quarterly - Quarterly - Minimum `1500 Minimum `1500 & in multiples of & in multiples of `1 `1 minimum one minimum one year year Dates 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) 20th/25th/30th (in case of February last business day) CRISIL MIP Blended Index CRISIL Liquid Fund Index CRISIL Liquid Fund Index CRISIL Composite Bond Fund Index CRISIL MIP Blended Index CRISIL Liquid Fund Index CRISIL Liquid Fund Index CRISIL 1 Year CD Index CRISIL 10 Year GILT Index Please consult your financial advisor before investing. *Monthly Income is not assured and is subject to the availability of distributable surplus. ^Pursuant to acquisition of Daiwa Treasury Advantage Fund (DTAF) from Daiwa Mutual Fund, the name of the scheme was changed to SBI Treasury Advantage Fund. $ Pursuant to acquisition of Daiwa Government Securities Fund Short Term Plan, the name of the scheme was changed to SBI Gsec Fund. 22

32 Investment Objective To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity / residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. 27/7/2007 ` Crores Mr. Rajeev Radhakrishnan Jun-2008 Over 10 years CRISIL Liquid Fund Index NIL Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in multiples of ` 1 SBI USTDF-INST-DAILY DIV SBI USTDF-INST-MTHLY DIV SBI USTDF-INST-WKLY DIV SBI USTDF-INST-GR SBI USTDF-REG PLAN-DAILY DIV SBI USTDF-DIR PLAN-DAILY DIV SBI USTDF-DIR PLAN-FORTNIGHTLY DIV TOP 10 HOLDINGS Issuer Name Of RESERVE BANK OF INDIA 11.26% BANK OF INDIA 10.32% BANK OF BARODA 8.48% CORPORATION BANK 7.67% UNION BANK OF INDIA 6.63% HDFC LIMITED 5.97% IDBI BANK 5.37% JSW STEEL LIMITED 4.66% L&T INFRA DEVELOPMENT PROJECTS LTD 4.19% CANARA BANK 4.08% Total 68.62% NCA/CBLO/REVERSE REPO TREASURY BILLS NON-CONVERTIBLE DEBENTURE COMMERCIAL PAPER ASSET ALLOCATION (in %) SBI USTDF-REG PLAN-FRTNGT DIV SBI USTDF-REG PLAN-MTHLY DIV SBI USTDF-REG PLAN-WKLY DIV SBI USTDF-REG PLAN-GR SBI USTDF-DIR PLAN-GROWTH SBI USTDF-DIR PLAN-MONTHLY DIV SBI USTDF-DIR PLAN-WEEKLY DIV RATING BREAKDOWN SOV,AAA and Equivalent AA % 0.26% 4.05% 95.08% NCA (Incl. Cash, Deposits) Below AA+ ` 5,000 & in CERTIFICATE OF DEPOSITS ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 0.27 : 0.29 years : 8.83 : 0.44% : 0.36% Following Plans of SBI Short Horizon Debt Fund-Ultra Short Term Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Short Horizon Debt Fund-Ultra Short Term Fund-Institutional Plan- & Daily / Monthly/Weekly/Fortnightly. income for short term SBI Ultra Short Term Debt Fund Investment in Debt and Money Market securities Low risk. (Blue) 23

33 Investment Objective To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments. 27/7/2007 ` Crores Mr. Rajeev Radhakrishnan Jun-2008 Over 10 years CRISIL Short Term Bond Fund Index For exit within 90 days from the date of allotment %, For exit after 90 Days from the date of allotment - Nil SBI STDF-REG PLAN-MTHLY DIV SBI STDF-REG PLAN-WKLY DIV SBI STDF-REG PLAN-GR SBI STDF-REG PLAN-FORTNGT DIV SBI STDF-RETL-FORTNGT DIV SBI STDF-RETL-WKLY DIV TOP 10 HOLDINGS Issuer Name Of LIC HOUSING FINANCE LTD 12.41% RURAL ELECTRIFICATION CORP LTD 9.06% POWER FINANCE CORPORATION LTD 8.68% HDFC LIMITED 7.89% NATIONAL BK FOR AGRI & RURAL DEVPT 7.66% FOOD CORPORATION OF INDIA 7.20% CANARA BANK 6.48% PUNJAB NATIONAL BANK 4.92% GOVERNMENT OF INDIA 4.27% EXPORT-IMPORT BANK OF INDIA 3.53% Total 72.11% SBI STDF-RETL-MTHLY DIV SBI STDF-RETL-GR SBI STDF-DIR PLAN-WEEKLY DIV SBI STDF-DIR PLAN-FORTNIGHTLY DIV SBI STDF-DIR PLAN-GROWTH SBI STDF-DIR PLAN-MONTHLY DIV RATING BREAKDOWN SOV,AAA and Equivalent AA % 3.49% 8.40% 77.59% NCA (Incl. Cash, Deposits) Below AA+ Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in multiples of ` 1 ASSET ALLOCATION (in %) NCA/CBLO/REVERSE REPO SECURITISED DEBT -DISCOUNTED 0.85 NON-CONVERTIBLE DEBENTURE DATED GOVT SECURITIES ` 5,000 & in ` 1,000 & in CERTIFICATE OF DEPOSITS Modified Duration Average Maturity Avg. Portfolio Yield : 1.93 : 2.54 years : 9.00 : 1.08% : 0.69% Following Plans of SBI Short Horizon Debt Fund- Short Term Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Short Horizon Debt Fund- Short Term Fund-Retail Plan- & Weekly/ Fortnightly/ Monthly/. income for short term SBI Short Term Debt Fund Investment in Debt and Money Market securities Low risk. (Blue) 24

34 Debt *Monthly Income is not assured and is subject to the availability of distributable surplus. SBI MMIP-Reg Plan SBI MMIP-Dir Plan SBI MMIP-Reg Plan-Monthly DIV SBI MMIP-Dir Plan-Annual Div SBI MMIP-Reg Plan-Quarterly DIV SBI MMIP-Dir Plan-Monthly Div SBI MMIP-Reg Plan-Annual DIV SBI MMIP-Dir Plan-Quarterly Div Investment Objective To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. 09/04/2001 ` Crores s Mr. Ruchit Mehta - Equity Mr. Dinesh Ahuja - Debt July-2011 Mr. Ruchit Mehta - Over 7 years Mr. Dinesh Ahuja - Over 13 years CRISIL MIP Blended Index For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in multiples of ` 1 TOP 10 HOLDINGS Issuer Name Of GOVERNMENT OF INDIA 26.04% POWER FINANCE CORPORATION LTD 11.02% NATIONAL BK FOR AGRI & RURAL DEVPT 10.80% RURAL ELECTRIFICATION CORP LTD 7.50% SHRIRAM TRANSPORT FINANCE CO. LTD. 7.42% TATA CAPITAL FINANCIAL SERVICES LTD 6.32% FULLERTON INDIA CREDIT COMPANY LTD 5.62% L&T SHIPBUILDING LTD. 3.64% TATA SONS LTD 1.87% POWER GRID CORPORATION LTD 1.81% Total 82.03% NCA/CBLO/REVERSE REPO NON-CONVERTIBLE DEBENTURE EQUITY SHARES DATED GOVT SECURITIES CERTIFICATE OF DEPOSITS ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent AA+ NCA (Incl. Cash, Deposits) Scheme has invested upto 14.29% in Equity shares % 63.37% % ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 3.05 : 4.35 years : 9.18 : 2.29% : 1.54% SBI Magnum Monthly Income Plan* Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). Medium risk. (Yellow) 25

35 Liquid Scheme SBI SPLF-REG PLAN-DAILY-DIV SBI SPLF-REG PLAN-FORTNGT-DIV SBI SPLF-REG PLAN-GR SBI SPLF-REG PLAN-WEEKLY DIV SBI SPLF-INST-DAILY-DIV SBI SPLF-INST-FORTNGT-DIV SBI SPLF-INST-GR SBI SPLF-INST-WKLY-DIV SBI SPLF-DIR PLAN-DAILY DIV SBI SPLF-DIR PLAN-GROWTH SBI SPLF-DIR PLAN-WEEKLY DIV SBI SPLF-DIR PLAN FORTNIGHTLY DIV Investment Objective To provide attractive returns to the Magnum holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. 24/11/2003 ` Crores Mr. Rajeev Radhakrishnan May-2010 Over 10 years CRISIL Liquid Fund Index NIL TOP 10 HOLDINGS Issuer Name Of UCO BANK 5.03% SESA STERLITE LIMITED 4.19% PUNJAB & SINDH BANK 4.09% BAJAJ FINANCE LIMITED 3.73% IDBI BANK 3.63% BHARAT ALUMINIUM CO LTD 3.56% ADITYA BIRLA NUVO LIMITED 2.91% STEEL AUTHORITY OF INDIA LTD 2.33% INDIABULLS HOUSING FINANCE LTD 2.32% TATA CAPITAL FINANCIAL SERVICES LTD 2.11% Total 33.88% NCA/CBLO/REVERSE REPO SHORT TERM DEPOSITS TREASURY BILLS COMMERCIAL PAPER ASSET ALLOCATION (in %) RATING BREAKDOWN 7.15% SOV,AAA and Equivalent 92.85% NCA (Incl. Cash, Deposits) ` 50,000 & in CERTIFICATE OF DEPOSITS BILLS RE- DISCOUNTING ` 10,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 0.06 : 0.07 years : 8.81 : 0.22% : 0.14% Following Plans of SBI Premier Liquid Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Premier Liquid Fund Institutional Plan & / Weekly & Fortnightly. income for short term SBI Premier Liquid Fund Investment in Debt and Money Market securities Low risk. (Blue) 26

36 SBI MCBP-Reg Plan SBI MCBP-Dir Plan Investment Objective To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. 21/02/2002 ` Crores Mr. Rajeev Radhakrishnan Jun-2008 Over 10 years CRISIL MIP Blended Index Within 1 year :3%, Within 2 years :2%, Within 3 year :1%, above 3 years: NIL. Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in minimum one year Quarterly - Minimum ` 1500 & in minimum one year ` 5,000 & in TOP 10 HOLDINGS Issuer Name Of DEBT MAHINDRA VEHICLE MANUFACTURERS LIMITED 13.29% GOVERNMENT OF INDIA 10.87% DEEPAK FERTILIZERS & PETROCHEMICALS LTD 8.00% POWER FINANCE CORPORATION LTD 7.94% FULLERTON INDIA CREDIT COMPANY LTD 7.39% NATIONAL BK FOR AGRI & RURAL DEVPT 7.37% RURAL ELECTRIFICATION CORP LTD 7.34% INDIAN RAILWAY FINANCE CORPORATION LTD 4.61% IDFC LIMITED 2.59% EQUITY VA TECH WABAG LIMITED 1.85% Total 71.25% NCA/CBLO/REVERSE REPO SECURITISED DEBT -DISCOUNTED NON-CONVERTIBLE DEBENTURE ASSET ALLOCATION (in %) EQUITY SHARES DATED GOVT SECURITIES RATING BREAKDOWN SOV,AAA and Equivalent AA+ NCA (Incl. Cash, Deposits) Below AA+ Scheme has invested upto 22.57% in Equity shares % 8.03% % 7.39% ` 1,000 & in Modified Duration : 2.46 Average Maturity : 3.81 years Avg. Portfolio Yield : : 2.45% : 1.62% SBI Magnum Children' Benefit Plan Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). Medium risk. (Yellow) 27

37 SBI MIF - Reg Plan-BONUS SBI MIF - Reg Plan-DIV SBI MIF - Reg Plan-GR SBI MIF - Reg Plan-QTR DIV SBI MIF - Dir Plan-DIV SBI MIF - Dir Plan-GR SBI MIF - Dir Plan-QTR DIV SBI MIF - Dir Plan-BONUS Investment Objective To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. 25/11/1998 ` Crores Mr. Dinesh Ahuja Jan-2011 Over 13 years CRISIL Composite Bond Fund Index For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Bonus TOP 10 HOLDINGS Issuer Name Of GOVERNMENT OF INDIA 55.02% HDFC LIMITED 7.53% GOVERNMENT OF INDIA 6.42% POWER FINANCE CORPORATION LTD 4.27% RURAL ELECTRIFICATION CORP LTD 4.06% EXPORT-IMPORT BANK OF INDIA 3.57% HINDALCO INDUSTRIES LIMITED 2.46% NATIONAL BK FOR AGRI & RURAL DEVPT 2.32% FULLERTON INDIA CREDIT COMPANY LTD 2.32% TATA MOTORS LTD 2.17% Total 90.16% NCA/CBLO/REVERSE REPO NON-CONVERTIBLE DEBENTURE ASSET ALLOCATION (in %) 2.45 RATING BREAKDOWN SOV,AAA and Equivalent AA % 87.06% 0.68% 9.81% NCA (Incl. Cash, Deposits) Below AA+ Monthly - Minimum ` 1000 & in minimum six months (or) minimum ` 500 & in minimum one year Quarterly - Minimum ` 1500 & in minimum one year INFLATION INDEXED BONDS 6.42 DATED GOVT SECURITIES ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 5.20 : 8.09 years : 8.65 : 1.79% : 1.60% income for medium term SBI Magnum Income Fund Investment in Debt and Money Market securities Low risk. (Blue) 28

38 Short Term Plan Fund SBI MGST-Reg Plan SBI MGST-Reg Plan SBI MGST-Dir Plan SBI MGST-Dir Plan Investment Objective To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government. TOP HOLDINGS Issuer Name Of RESERVE BANK OF INDIA 68.48% GOVERNMENT OF INDIA 26.40% Total 94.89% RATING BREAKDOWN 5.11% 30/12/2000 ` Crores Mr. Dinesh Ahuja Jan-2011 Over 13 years I-Sec Si-BEX Index CDSC % for exit within 15 days from the date of investment. ASSET ALLOCATION (in %) NCA/CBLO/REVERSE REPO 5.11 SOV,AAA and Equivalent 94.89% NCA (Incl. Cash, Deposits) Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 TREASURY BILLS DATED GOVT SECURITIES ` 5,000 & in ` 1,000 & in Modified Duration : 2.11 Average Maturity : 2.85 years Avg. Portfolio Yield : 8.59 : 0.95% : 0.68% income for short term SBI Magnum Gilt Fund Short Term Plan Investment in Debt and Money Market securities Low risk. (Blue) 29

39 Long Term Plan Fund SBI MAGNUM GILT FUND DPF SBI MAGNUM GILT FUND DPF SBI MAGNUM GILT FUND DPF SBI MAGNUM GILT FUND GPF SBI MAGNUM GILT FUND GPF SBI MAGNUM GILT FUND GPF SBI MAGNUM GILT FUND DPFR SBI MAGNUM GILT FUND-Reg Plan-GPFR SBI MAGNUM GILT FUND-Dir Plan-Div SBI MAGNUM GILT FUND-Reg Plan-Div SBI MAGNUM GILT FUND-Reg Plan-Gr SBI MAGNUM GILT FUND-Dir Plan-Gr Investment Objective To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government. 30/12/2000 ` Crores Mr. Dinesh Ahuja Jan-2011 Over 13 years I-Sec Li-BEX Index For exit within 15 days from the date of allotment %; For exit after 15 days from the date of allotment - Nil TOP HOLDINGS Issuer Name Of GOVERNMENT OF INDIA 99.16% Total 99.16% ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent 0.84% 99.16% NCA (Incl. Cash, Deposits) Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1 Quarterly - Minimum `1500 & in multiples of `1 NCA/CBLO/REVERSE REPO DATED GOVT SECURITIES ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 6.50 : years : 8.67 : 1.25% : 1.03% Following Plans of SBI Magnum Gilt Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Magnum Gilt Fund - Long term - PF - Fixed Period - 1 year, 2 years & 3 years- / and PF - - /. income for medium term SBI Magnum Gilt Fund Long Term Plan Investment in Debt and Money Market securities Low risk. (Blue) 30

40 Debt *An open-ended debt scheme. Monthly Income is not assured and is subject to the availability of distributable surplus. * SBI MMIP-FLOATER-REG Plan-GROWTH SBI MMIP-FLOATER-REG Plan-MTHLY-DIV SBI MMIP-FLOATER-REG Plan-QTRLY-DIV SBI MMIP-FLOATER-REG Plan-ANNUAL-DIV SBI MMIP-FLOATER-Dir Plan-QTRLY DIV SBI MMIP-FLOATER-Dir Plan-MTHLY DIV SBI MMIP-FLOATER-Dir Plan-GROWTH SBI MMIP-FLOATER-Dir Plan-Annual DIV Investment Objective To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives. 21/12/2005 ` 8.48 Crores s Mr. Ruchit Mehta - Equity Mr. Dinesh Ahuja - Debt July-2011 Mr. Ruchit Mehta - Over 7 years Mr. Dinesh Ahuja - Over 13 years CRISIL MIP Blended Index For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in multiples of ` 1 ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 0.46 : 0.50 years : 9.60 : 2.45% : 1.97% TOP 10 HOLDINGS Issuer Name Of DEBT BANK OF INDIA 12.00% CANARA BANK 11.99% UCO BANK 11.94% ING VYSYA BANK LTD % RURAL ELECTRIFICATION CORP LTD 9.97% CORPORATION BANK 9.81% AXIS BANK LTD. 9.69% EQUITY RATNAMANI METALS & TUBES LTD. 2.12% NRB BEARINGS LTD 1.83% APAR INDUSTRIES LTD. 1.77% Total 81.36% NCA/CBLO/REVERSE REPO ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent SBI Magnum Monthly Income Plan Floater* Long term capital appreciation and current income NCA (Incl. Cash, Deposits) Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). Medium risk. EQUITY SHARES COMMERCIAL PAPER CERTIFICATE OF DEPOSITS (Yellow) % 75.64% Scheme has invested upto 13.59% in Equity shares

41 Savings Plus Bond Plan Debt Fund SBI MIF-FRP-SPBP-Reg Plan-DD SBI MIF-FRP-SPBP-Dir Plan-DD SBI MIF-FRP-SPBP-Reg Plan-DIV SBI MIF-FRP-SPBP-Dir Plan-DIV SBI MIF-FRP-SPBP-Reg Plan-WD SBI MIF-FRP-SPBP-Dir Plan-GR SBI MIF-FRP-SPBP-Reg Plan-GR SBI MIF-FRP-SPBP-Dir Plan-WD Investment Objective To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. 19/07/2004 ` Crores Mr. R. Arun Apr-2012 Over 6 years CRISIL Liquid Fund Index For exit within 3 business days from the date of allotment % For exit after 3 business days from the date of allotment - Nil Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in minimum one year TOP 10 HOLDINGS Issuer Name Of GODREJ PROPERTIES LTD 9.22% S D CORPORATION PRIVATE LTD 9.05% JSW STEEL LIMITED 7.20% GODREJ INDUSTRIES LIMITED 6.74% ESSEL MINING & INDUSTRIES LTD 6.43% AFCONS INFRASTRUCTURE LTD 6.29% INDIABULLS HOUSING FINANCE LTD 5.56% DEWAN HOUSING FINANCE CORPORATION LTD. 5.24% JM FIN PRODUCTS LTD 4.38% ALKEM LABS LTD 3.75% Total 63.85% NCA/CBLO/REVERSE REPO ZERO COUPON BOND NON-CONVERTIBLE DEBENTURE COMMERCIAL PAPER CERTIFICATE OF DEPOSITS ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent AA % 78.96% 11.00% NCA (Incl. Cash, Deposits) ` 5,000 & in ` 1,000 & in Modified Duration : 0.28 Average Maturity : 0.31 years Avg. Portfolio Yield : 9.22 : 1.00% : 0.52% SBI Magnum Income Fund Floating Rate Plan Savings Plus Bond Plan income for medium term Investment in Floating rate Debt/Money Market securities Low risk. (Blue) 32

42 Income Scheme SBI SDBF-Reg Plan SBI SDBF-Reg Plan SBI SDBF-Dir Plan SBI SDBF-Dir Plan Investment Objective To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. 09/02/2004 ` Crores Mr. Dinesh Ahuja Jan-2011 Over 13 years CRISIL Composite Bond Fund Index For exit within 6 months from the date of allotment For 10% of investment : Nil For remaining investment: 0.50% For exit after six months from the date of allotment Nil (w.e.f. June 06, 2014) Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in minimum one year ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 5.28 : 8.16 years : 8.51 : 1.78% : 1.13% TOP 10 HOLDINGS Issuer Name Of GOVERNMENT OF INDIA 66.05% POWER FINANCE CORPORATION LTD 7.39% GOVERNMENT OF INDIA 6.21% LIC HOUSING FINANCE LTD 4.82% RURAL ELECTRIFICATION CORP LTD 2.76% TATA SONS LTD 2.48% EXPORT-IMPORT BANK OF INDIA 2.34% NATIONAL BK FOR AGRI & RURAL DEVPT 1.38% POWER GRID CORPORATION LTD 1.24% FULLERTON INDIA CREDIT COMPANY LTD 0.91% Total 95.57% NCA/CBLO/REVERSE REPO NON-CONVERTIBLE DEBENTURE INFLATION INDEXED BONDS DATED GOVT SECURITIES income for medium term ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent AA+ SBI Dynamic Bond Fund Investment in Debt/Money Market/Corporate Bonds/Government securities Low risk. COMMERCIAL PAPER CERTIFICATE OF DEPOSITS (Blue) % 1.75% 95.63% NCA (Incl. Cash, Deposits)

43 Income Debt Fund SBI MIF-FRLTP-Reg Plan-Daily Div SBI MIF-FRLTP-Dir Plan-Daily Div SBI MIF-FRLTP-Reg Plan SBI MIF-FRLTP-Dir Plan SBI MIF-FRLTP-Reg Plan SBI MIF-FRLTP-Dir Plan Investment Objective To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. 19/07/2004 ` Crores Mr. R. Arun Apr-2012 Over 6 years CRISIL Liquid Fund Index 0.50% for exit within 6 Months from the date of allotment. For exit after 6 months from the date of allotment - Nil Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in multiples of ` 1 Issuer Name TOP HOLDINGS Of ORIENTAL BANK OF COMMERCE 12.73% PUNJAB NATIONAL BANK 12.26% BANK OF INDIA 12.26% INDIAN OVERSEAS BANK 12.26% CANARA BANK 12.25% CORPORATION BANK 10.29% UNION BANK OF INDIA 10.29% UCO BANK 9.14% VIJAYA BANK 6.84% Total 98.32% NCA/CBLO/REVERSE REPO CERTIFICATE OF DEPOSITS ASSET ALLOCATION (in %) 1.68 RATING BREAKDOWN SOV,AAA and Equivalent 1.68% 98.32% NCA (Incl. Cash, Deposits) ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 0.70 : 0.76 years : 8.84 : 0.87% : 0.38% Following Plans of SBI Magnum Income Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Magnum Income Fund Floating Rate LTP -Institutional Plan- /. income for medium term SBI Magnum Income Fund Floating Rate Plan Long Term Plan Investment in Floating rate Debt/Money Market securities Low risk. (Blue) 34

44 An open-ended income scheme (Previously known as SBI Magnum Income Plus Fund - Investment) SBI REGULAR SAVINGS FUND-REG PLAN-DIVIDEND SBI REGULAR SAVINGS FUND-REG PLAN-GROWTH SBI REGULAR SAVINGS FUND-DIR PLAN-GROWTH SBI REGULAR SAVINGS FUND-DIR PLAN-DIVIDEND Investment Objective To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments. 12/11/2003 ` Crores s Mr. Ruchit Mehta - Equity Mr. Dinesh Ahuja - Debt July-2011 Mr. Ruchit Mehta - Over 7 years Mr. Dinesh Ahuja - Over 13 years CRISIL MIP Blended Index For exit within one (1) year from the date of allotment % For exit after one (1) year from the date of allotment - Nil. Monthly - Minimum ` 1000 & in multiples of ` 1 minimum six months (or) minimum ` 500 & in Quarterly - Minimum ` 1500 & in minimum one year Issuer Name DEBT TOP 10 HOLDINGS Of RURAL ELECTRIFICATION CORP LTD 18.14% SUNDARAM BNP PARIBAS HOME FINANCE 13.96% L&T SHIPBUILDING LTD % DEEPAK FERTILIZERS & PETROCHEMICALS LTD 11.61% EXPORT-IMPORT BANK OF INDIA 10.18% NATIONAL BK FOR AGRI & RURAL DEVPT 5.76% EQUITY LARSEN & TOUBRO LIMITED 1.70% OIL & NATURAL GAS CORPN LTD 1.70% TATA MOTORS LTD 1.70% STATE BANK OF INDIA 1.67% Total 79.08% NCA/CBLO/REVERSE REPO NON-CONVERTIBLE DEBENTURE EQUITY SHARES ASSET ALLOCATION (in %) RATING BREAKDOWN 11.61% 13.96% SOV,AAA and Equivalent AA+ 7.94% NCA (Incl. Cash, Deposits) Below AA+ Scheme has invested upto 19.75% in Equity shares % ` 5,000 & in ` 1,000 & in Modified Duration : 1.90 Average Maturity : 2.38 years Avg. Portfolio Yield : 9.50 : 2.45% : 1.99% SBI Savings Fund Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). Medium risk. (Yellow) 35

45 SBI MICF-Reg Plan-Cash Plan SBI MICF-Reg Plan-Weekly Div SBI MICF-Reg Plan-Daily Div SBI MICF-Dir Plan-Cash SBI MICF-Dir Plan-Daily Div SBI MICF-Dir Plan-Weekly Div TOP 10 HOLDINGS RATING BREAKDOWN Investment Objective To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity. 21/05/1999 ` Crores Mr. Rajeev Radhakrishnan May-2010 Over 10 years CRISIL Liquid Fund Index 0.10% for exit within 3 business days from the date of allotment Issuer Name Of MAHINDRA & MAHIDRA FIN. SER. LTD % RURAL ELECTRIFICATION CORP LTD 5.52% SIDBI LIMITED 5.52% KOTAK MAHINDRA PRIME LTD 5.52% BHARAT ALUMINIUM CO LTD 5.51% POWER FINANCE CORPORATION LTD 5.51% CENTURY TEXTILES AND INDUSTRIES LIMITED 5.51% ALLAHABAD BANK 5.48% BAJAJ FINANCE LIMITED 4.68% UCO BANK 4.12% Total 58.39% NCA/CBLO/REVERSE REPO SHORT TERM DEPOSITS NON-CONVERTIBLE DEBENTURE COMMERCIAL PAPER CERTIFICATE OF DEPOSITS ASSET ALLOCATION (in %) SOV,AAA and Equivalent AA % 0.17% 89.39% NCA (Incl. Cash, Deposits) ` 5,000 & in ` 1,000 & in Modified Duration : 0.06 Average Maturity : 0.06 years Avg. Portfolio Yield : 8.89 : 0.28% : 0.18% income for short term SBI Magnum InstaCash Fund Investment in Debt and Money Market securities Low risk. (Blue) 36

46 Liquid Fund SBI MICF-LIQUID LFP-REG PLAN-GROWTH SBI MICF-LIQUID LFP-REG PLAN-WEEKLY DIV SBI MICF-LIQUID LFP-REG DAILY DIV SBI MICF-LIQUID LFP-DIR PLAN-GROWTH SBI MICF-LIQUID LFP-DIR PLAN-DAILY DIV SBI MICF-LIQUID LFP-DIR PLAN-WEEKLY DIV Investment Objective To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments. 01/10/2002 ` Crores Mr. R. Arun Apr-2012 Over 6 years CRISIL Liquid Fund Index For exit within 1month from the date of allotment- 0.50%; For exit on or after 1 month from the date of allotment- Nil TOP HOLDINGS Issuer Name Of DENA BANK 29.30% IDBI BANK 23.44% ANDHRA BANK 18.31% INDIAN OIL CORPORATION LTD % YES BANK LTD % Total 96.64% NCA/CBLO/REVERSE REPO COMMERCIAL PAPER CERTIFICATE OF DEPOSITS ASSET ALLOCATION (in %) RATING BREAKDOWN SOV,AAA and Equivalent 3.36% 96.64% NCA (Incl. Cash, Deposits) ` 5,000 & in ` 1,000 & in Modified Duration Average Maturity Avg. Portfolio Yield : 0.04 : 0.05 years : 8.65 : 0.45% : 0.20% income for short term SBI Magnum InstaCash Fund Liquid Floater Investment in Debt and Money Market securities Low risk. (Blue) 37

47 SBI TAF-REG PLAN-DAILY DIV SBI TAF-REG PLAN-GROWTH SBI TAF-REG PLAN-MTHLY DIV SBI TAF-REG PLAN-WEEKLY DIV SBI TAF-DIR PLAN-DAILY DIV SBI TAF-DIR PLAN-GROWTH SBI TAF-DIR PLAN-WEEKLY DIV Investment Objective The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities. 09/10/2009 ` Crores Mr. Rajeev Radhakrishnan Nov-2013 Over 10 years CRISIL 1 Year CD Index For exit within 6 months from the date of allotment- 0.50%; For exit after 6 months from the date of allotment- Nil Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1, Quarterly - Minimum `1500 & in multiples of `1 ` 5,000 & in ` 1,000 & in TOP HOLDINGS Issuer Name Of KOTAK MAHINDRA PRIME LTD 13.89% GODREJ PROPERTIES LTD 13.00% S D CORPORATION PRIVATE LTD 10.34% BAJAJ FINANCE LIMITED 9.05% ESSEL MINING & INDUSTRIES LTD 5.29% AFCONS INFRASTRUCTURE LTD 5.17% HDFC LIMITED 4.46% CORPORATION BANK 3.13% DEEPAK FERTILIZERS & PETROCHEMICALS LTD 2.76% IDFC LIMITED 2.56% Total 69.64% Income over short term ASSET ALLOCATION (in %) SBI TREASURY ADVANTAGE FUND RATING BREAKDOWN To generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities. Low risk. NCA/CBLO/REVERSE REPO ZERO COUPON BOND SECURITISED DEBT -DISCOUNTED NON-CONVERTIBLE DEBENTURE COMMERCIAL PAPER CERTIFICATE OF DEPOSITS (Blue) SOV,AAA and Equivalent NCA(Incl. Cash and Deposits) Below AA AA % % 5.14% % Modified Duration Average Maturity Avg. Portfolio Yield : 0.54 : 0.60 years : 9.11 : 0.86% : 0.37% Pursuant to acquisition of Daiwa Treasury Advantage Fund (DTAF) from Daiwa Mutual Fund, the name of the scheme was changed to SBI Treasury Advantage Fund. 38

48 SBI GSEC FUND-REG PLAN-GR SBI GSEC FUND-REG PLAN-DIV SBI GSEC FUND-DIR PLAN-GR SBI GSEC FUND-DIR PLAN-DIV Investment Objective The Scheme seeks to generate credit riskfree returns by investing predominantly in government securities with average maturity of 10 years. TOP HOLDINGS Issuer Name Of GOVERNMENT OF INDIA 95.30% Total 95.30% RATING BREAKDOWN 4.70% 08/04/2011 ` 0.10 Crores Mr. Dinesh Ahuja Nov-2013 Over 13 years CRISIL 10 Year GILT Index NIL ASSET ALLOCATION (in %) NCA/CBLO/REVERSE REPO 4.70 SOV,AAA and Equivalent 95.30% NCA(Incl. Cash, Deposits and Equity) Monthly - Minimum `1000 & in multiples of `1 minimum six months (or) minimum `500 & in multiples of `1, Quarterly - Minimum `1500 & in multiples of `1 ` 5,000 & in ` 1,000 & in SBI BENCHMARK GSEC FUND Credit risk free returns over medium to long term. Investing predominantly in government securities with average maturity of 10 years. Low risk. DATED GOVT SECURITIES (Blue) Modified Duration Average Maturity Avg. Portfolio Yield : 6.06 : 9.05 years : 8.60 : 0.60% : 0.50% Pursuant to acquisition of Daiwa Government Securities Fund Short Term Plan from Daiwa Mutual Fund, the name of the scheme was changed to SBI Gsec Fund. 39

49 Comparative Performance for all Schemes Funds Managed by Mr. Richard D'souza Dec-2011 Returns (INR) Funds Managed by Mr. Anup Upadhyay Jun-2011 Returns (INR) SBI Magnum MultiCap Fund SBI IT Fund S&P BSE 500 Index (Scheme ) S&P BSE - IT Index (Scheme ) S&P BSE SENSEX (Additional ) Funds Managed by Ms. Sohini Andani July-2010 SBI Magnum MidCap Fund - S&P BSE Midcap Index (Scheme ) S&P BSE SENSEX (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan S&P BSE SENSEX (Additional ) Funds Managed by Mr. Ajit Dange Feb-2011 SBI Magnum Comma Fund - CNX Commodities Index (Scheme ) S&P BSE SENSEX (Additional ) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 1/1/2013. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Sep-2010 Returns (INR) Jun-2011 Returns (INR) SBI Blue Chip Fund SBI Infrastructure Fund S&P BSE 100 Index (Scheme ) CNX Infrastructure Index (Scheme ) S&P BSE SENSEX (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan S&P BSE SENSEX (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Funds Managed by Mr. Raviprakash Sharma Feb-2011 SBI Nifty Index Fund - CNX NIFTY Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Feb-2012 SBI PSU Fund - S&P BSE PSU INDEX (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan

50 Comparative Performance for all Schemes Funds Managed by Mr. R. Srinivasan May-2009 Returns (INR) Nov-2013 Returns (INR) SBI Magnum Equity Fund SBI Small & Midcap Fund CNX Nifty Index (Scheme ) S&P BSE Small Cap Index (Scheme ) S&P BSE SENSEX (Additional ) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 27/11/2006. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan May-2009 SBI Magnum Global Fund S&P BSE Midcap Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 27/06/2005. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan May-2009 SBI Emerging Businesses Fund - S&P BSE 500 Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Jun-2011 SBI Contra Fund S&P BSE 100 (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 06/05/2005. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan S&P BSE SENSEX (Additional ) Funds Managed by Mr. R. Srinivasan & Mr. Dinesh Ahuja Jan-2012 SBI Magnum Balanced Fund CRISIL Balanced Fund Index (Scheme ) S&P BSE SENSEX (Additional ) Funds Managed by Mr. Jayesh Shroff SBI Magnum Multiplier Plus Scheme 1993 S&P BSE 200 Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 25/05/2005. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan SBI Magnum Taxgain Scheme S&P BSE 100 Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 19/01/2005. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan Jun-2007 Oct calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Returns (INR) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 07/05/2007. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan

51 Funds Managed by Mr. Saurabh Pant Jun-2011 Comparative Performance for all Schemes Returns (INR) Jan-2011 Returns (INR) SBI FMCG Fund S&P BSE FMCG Index (Scheme ) SBI Dynamic Bond Fund - CRISIL Composite Bond Fund Index (Scheme ) S&P BSE SENSEX (Additional ) Funds Managed by Mr. Tanmaya Desai Jun-2011 SBI Pharma Fund S&P BSE HEALTH CARE Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated fordividend option andin INRarepoint-to-point (PTP) returns calculated onastandard investment of10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 31/12/2004. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan Funds Managed by Mr. Neeraj Kumar Oct-2012 SBI Arbitrage Opportunities Fund - CRISIL Liquid Fund Index (Scheme ) S&P BSE SENSEX (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance calculated for Plan Funds Managed by Mr. Dinesh Ahuja Jan-2011 SBI Magnum Income Fund - CRISIL Composite Bond Fund Index (Scheme ) calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. It is assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV. option introduced on 1/1/2013. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performance of dividend plan for investor would be net of dividend distribution tax as applicable. Performance calculated for Plan Returns (INR) CRISIL 10 Year Gilt Index (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-.Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan Jan-2011 SBI Magnum Gilt Fund - Short Term - I-Sec Si-BEX * (Scheme ) CRISIL 1 Year T-Bill Index (Additional ) SBI Magnum Gilt Fund - Long Term - I-Sec Li-BEX * (Scheme ) CRISIL 10 Year Gilt Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. *Returns for scheme benchmark index I-Sec SI-BEX have been calculated using CRISIL Fund Analyzer. Performance calculated for Plan Jan Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. *Returns for scheme benchmark index I-Sec LI-BEX have been calculated using CRISIL Fund Analyzer. Performance calculated for Plan Nov-2013 SBI Gsec Fund CRISIL 10 Year GILT Index (Scheme ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for long - term debt schemes is used for comparison purposes. Performance calculated for Plan CRISIL 10 Year Gilt Index (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan

52 Funds Managed by Mr. Ruchit Mehta - Mr. Dinesh Ahuja July-2011 SBI Magnum Monthly Income Plan - Floater - CRISIL MIP Blended Index (Scheme ) CRISIL 1 Year T-Bill Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan Comparative Performance for all Schemes Funds Managed by Mr. Rajeev Radhakrishnan Jun-2008 SBI Ultra Short Term Debt Fund CRISIL Liquid Fund Index (Scheme ) CRISIL 1 Year T-Bill Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan July-2011 SBI Magnum Monthly Income Plan - CRISIL MIP Blended Index (Scheme ) CRISIL 10 Year Gilt Index (Additional ) July-2011 SBI Savings Fund - CRISIL MIP Blended Index (Scheme ) CRISIL 10 Year Gilt Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-.Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan Funds Managed by Mr. Dinesh Balachandran - Mr. Ruchit Mehta Oct-2012 SBI EDGE Fund S&P BSE Sensex, Crisil Composite Bond Fund Index, Prices of Gold (Scheme ) Crisil 10 year Gilt Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan. Jun-2008 SBI Short Term Debt Fund CRISIL Short Term Bond Fund Index (Scheme ) CRISIL 1 Year T-Bill Index (Additional ) PTP Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan Jun-2008 SBI Magnum Children's Benefit Plan - CRISIL MIP Blended Index (Scheme ) CRISIL 10 Year Gilt Index (Additional ) Absolute Returns CAGR Returns Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan Nov-2013 SBI Treasury Advantage Fund CRISIL 1 Year CD Index (Scheme ) CRISIL 1 Year T-Bill Index (Additional ) Returns (INR) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan

53 Funds Managed by Mr. Rajeev Radhakrishnan (Contd.) May Days 15 Days 30 Days Comparative Performance for all Schemes Since Inception SBI Magnum InstaCash Fund - plan CRISIL Liquid Fund Index (Scheme ) SA Returns SA Returns SA Returns Absolute Returns Absolute Returns Absolute Returns CAGR Returns PTP Returns (INR) CRISIL 1 Year T-Bill Index (Additional ) calculated for cash plan and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan May Days 15 Days 30 Days Since Inception SBI Premier Liquid Fund - CRISIL Liquid Fund Index (Scheme ) SA Returns SA Returns SA Returns Absolute Returns Absolute Returns Absolute Returns CAGR Returns PTP Returns (INR) CRISIL 1 Year T-Bill Index (Additional ) calculated for growth option and in INR are point-topoint (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan Funds Managed by Mr. R. Arun April Days 15 Days 30 Days Since Inception SBI Magnum InstaCash Fund - Liquid Floater - CRISIL Liquid Fund Index (Scheme ) SA Returns SA Returns SA Returns Absolute Returns Absolute Returns Absolute Returns CAGR Returns PTP Returns (INR) CRISIL 1 Year T-Bill Index (Additional ) calculated for growth option and in INR are point-topoint (PTP) returns calculated on a standard investment of 10,000/-. Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan April-2012 SBI Magnum Income Fund - Floating Rate Plan - Long Term Plan - CRISIL Liquid Fund Index (Scheme ) Returns (INR) April-2012 SBI Magnum Income Fund - Floating Rate Plan - Savings Plus Bond Plan - CRISIL Liquid Fund Index (Scheme ) Returns (INR) CRISIL 1 Year T-Bill Index (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-.Additional benchmark as prescribed by SEBI for long-term debt schemes is used for comparison purposes. Performance calculated for Plan CRISIL 1 Year T-Bill Index (Additional ) calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-.Additional benchmark as prescribed by SEBI for short-term debt schemes is used for comparison purposes. Performance calculated for Plan

54 Disclaimer for data from CRISIL'S FUND ANALYSER: CRISIL has taken due care and caution in compilation of the Data contained in the CRISIL'S FUND ANALYSER. The Data in the CRISIL'S FUND ANALYSER has been obtained by CRISIL from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of any Data in the CRISIL'S FUND ANALYSER and is not responsible for any errors or omissions or for the results obtained from the use of such Data. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL'S FUND ANALYSER. CRISIL or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained in the CRISIL'S FUND ANALYSER or any data generated from the CRISIL'S FUND ANALYSER. Disclaimer: This investment update is for information purpose only and is not an offer to sell or a solicitation to buy any mutual fund units/securities. These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party. All opinions and estimates included in this schemes guide constitute our view as of this date and are subject to change without notice. Neither SBI Funds Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their own investigations and take professional advice on their own. In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed in-house. Information gathered and material used in this document is believed to be from reliable sources published by third parties. While such publications are believed to be reliable, however, neither the AMC, its officers, the trustees, the Fund nor any of their affiliates or representatives assume any responsibility of the accuracy, reasonableness and/or completeness of any information. For data referred to of any third party in this material no such party will assume any liability for the same. Further, all opinion included in this newsletter are as of date and are subject to change without any notice. All recipients of this material should seek appropriate professional advice and carefully read the scheme information document/ statement of additional information and before dealing and or transacting in any of the products referred to in this material make their own investigation.the Fund, the AMC and Trustees and any of its directors, officers, employees and other personnel shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner whatsoever. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material. Disclaimer of SBI Nifty Index Fund: The SBI Nifty Index Fund offered by SBI Funds Management Private Limited is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL) and its affiliates. IISL do not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of SBI Nifty Index Fund or any member of the public regarding the advisability of investing in securities generally or in the SBI Nifty Index Fund linked to CNX Nifty Index or particularly in the ability of the CNX Nifty Index to track general stock market performance in India. Please read the full Disclaimers in relation to the CNX Nifty Index in the Scheme Information Document. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Asset Management Company: SBI Funds Management Private Limited (A joint venture between SBI & AMUNDI) CIN Nos: U65990MH1992PTC Trustee Company: SBI Mutual Fund Trustee Company Private Limited CIN Nos: U65991MH2003PTC Registered Office: 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai Tel.: partnerforlife@sbimf.com www. sbimf.com

55 INVESTOR SERVICE CENTRES / INVESTOR SERVICE DESKS / INVESTOR SERVICE POINTS NORTH Investor Service Centres: Chandigarh: (0172) Gurgaon: (0124) Jaipur: (0141) / Kanpur: (0512) Lucknow: , Ludhiana: (0161) New Delhi: (011) Investor Service Desks: Aligarh: (0571) Ambala: (0171) Bathinda: (0164) Dehradun: (0135) Dhanbad: (0326) Dharamshala: (01892) Faizabad Faridabad: (0129) Ferozepur: Ghaziabad: Gorakhpur: (0551) Gulbarga: Haldwani: Hissar: Hosiharpur: Jabalpur: (0761) Jalandhar: (0181) Jammu: (0191) Jhansi: Jodhpur: (0291) ,(0291) Leh: Meerut: Moradabad: (0591) Muzzaffarpur: Panchakula: Panipat: (0180) Pathankot: Patiala: Rohtak: (0126) Saharanpur: Shimla: (0177) Sonepat: Udaipur: Varanasi: Investor Service Points: Nehru Place (Delhi): (011) Noida: (0120) Pitam Pura (Delhi): (011) SOUTH Investor Service Centres: Bangalore: / / / / Chennai: (044) / 3383, / 3385 Coimbatore: (0422) Ernakulam: (0484) , , Hyderabad: (040) Thrivanthapuram: / / Vijayawada: / Investor Service Desks: Bareilly: Belgaum: Bellary: Calicut: , Cuttack: Davangere: Guntur: Hubli: Kannur Kollam: na Kottayam: Kurnool: Madurai: (0452) Mangalore: (0824) Mysore: (0821) Nellore: Pondichery: Rajahmundry: (0883) Salem: Shimoga: Thiruchirapalli: Thrissur: Thrissur: Tinsukia: Tirunelveli: Tirupati (0877) Vellore: Vishakapatnam: Warangal: EAST Investor Service Centres: Bhubaneshwar: (0674) /501 Guwahati: (0361) Kolkata: / / Patna: (0612) Raipur: (0771) / Ranchi: (0651) Investor Service Desks: Agartala: (0381) Asansol: Balasore: (0678) Bhagalpur: (0641) Bhilai: (0788) / Bokaro: Bokaro: (06542) Burdwan: Darbhanga: (0627) Dimapur: (0386) Durgapur: / 192 Gaya: (0631) Hazaribagh: (06546) Imphal: (0385) Itanagar: (0360) Jamshedpur: (0657) Jorhat: (0376) Kalyani: Kharagpur: (03222) Malda: Port Blair: Rourkela: (0661) Sambalpur: (0663) Shillong: Silchar: (0384) Siliguri: (0353) Sriganganagar: WEST Investor Service Centres: Ahmedabad: (079) / Bhopal: (0755) Goa: (0832) / Indore: (0731) Mumbai: (022) Nagpur: (0712) Pune: (020) Surat: (0261) / / Vadodara: (0265) Investor Service Desks: Agra: (0562) / Ajmer: (0145) Allahabad: (0532) Alwar: (0144) Amravati: Amritsar:(0183) Anand: (02692) Aurangabad: (0240) Bavnagar: (0278) Bharuch: (02642) Bhilwara: (0148) Bhuj: (02832) Bilaspur: (07752) Gandhidham: (02836) Gwalior (0751) Jalgaon: Jamnagar: (0288) Junagadh: (0285) Kolhapur: (0231) Korba: Kota: (0744) Margao: Mehsana: (02762) Nadiad: (0268) Nashik: (0253) / Navsari: (02637) Raipur: (0771) / Rajkot: (0281) Ratlam: Sagar: (0758) Solapur: Srinagar: (0194) Valsad: (02632) Vapi: (0260) Investor Service Points: Borivali (Mumbai): (022) / Chinchwad: (020) Kalyan: (0251) / Thane: (022) / Vashi: (022) /

56 History Of Debt Funds SBI Magnum Gilt Fund Short Term Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - Plan - 28-Feb Mar Mar Apr Apr May May SBI Magnum Income Fund - FRP - Savings Plus Bond Plan Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - Plan - 28-Feb Mar Mar Apr Apr May May SBI Magnum Monthly Income Plan - Floater Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Reg.Plan - Monthly Div Plan - Monthly Div Reg.Plan - Monthly Div Plan - Monthly Div Reg.Plan - Monthly Div Plan - Monthly Div 28-Mar Mar Apr Apr May May SBI Ultra Short Term Debt Fund - Retail Plan Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Retail Plan Retail Plan - Dir - Mthly Div Retail Plan Retail Plan - Dir - Mthly Div Retail Plan Retail Plan - Dir - Mthly Div Mar Mar Apr Apr May May SBI Magnum Monthly Income Plan Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div SBI Short Term Debt Fund Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div 29-Nov Dec Jan Feb Mar Apr May Apr May Mar Apr May SBI Short Term Debt Fund - Retail Plan Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Retail Plan - Dir Mthly Div Retail Plan - Mthly Div Retail Plan - Dir Mthly Div Retail Plan - Mthly Div Retail Plan - Dir Mthly Div Retail Plan - Mthly Div 28-Mar Mar Apr Apr May May SBI Savings Fund - Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - Plan - Plan - 26-Jun Sep Dec Mar Dec Dec Mar Mar Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named w.e.f. 01/01/2013

57 History Of Debt Funds Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - 26-Dec Mar Dec Dec Mar Mar SBI Magnum Monthly Income Plan - Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div SBI Magnum Income Fund - Floating Rate Plan - Long Term Plan - Quarterly 26-Dec Mar Dec Dec Mar Mar Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - SBI Dynamic Bond Fund - Quarterly 26-Dec Mar Jan Jan Mar Mar SBI Magnum Gilt Fund - Long Term Div-PF Fixed 3 Years Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Div-PF Fixed 3 Years Div-PF Fixed 3 Years Div-PF Fixed 3 Years Div-PF Fixed 3 Years Div-PF Fixed 3 Years 26-Sep Dec Mar Dec Mar SBI Magnum Income Fund - Half Yearly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - SBI EDGE Fund - Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - SBI Magnum Monthly Income Plan - Floater - Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div Plan - Qtr Div 26-Dec Mar Dec Dec Mar Mar Jun Sep Dec Mar Jun Sep Mar Sep Mar Mar Mar SBI Magnum Gilt Fund - Long Term - PF Fixed 1 Year Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) - PF Fixed 1 Year - PF Fixed 1 Year - PF Fixed 1 Year - PF Fixed 1 Year - PF Fixed 1 Year 26-Sep Dec Mar Dec Mar Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) - PF - PF - PF - PF - PF SBI Magnum Gilt Fund - Long Term 26-Sep Dec Mar Dec Mar SBI Magnum Gilt Fund - Long Term Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan - Plan - 26-Dec Mar Dec Dec Mar Mar Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named w.e.f. 01/01/2013

58 History Of Debt Funds SBI Magnum Monthly Income Plan - Annual Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Annual Div Plan - Annual Div Plan - Annual Div Plan - Annual Div 30-Mar Mar Mar Mar Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Mthly Div Plan - Mthly Div Plan - Mthly Div Plan - Div Plan - Div Plan - Div Plan - Div SBI Treasury Advantage Fund - Monthly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - Plan Jan Feb Mar Apr May SBI Magnum Gilt Fund - Long Term Div-PF Fixed 2 Years Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Div-PF Fixed 2 Years Div-PF Fixed 2 Years Div-PF Fixed 2 Years Div-PF Fixed 2 Years Div-PF Fixed 2 Years 26-Sep Dec Mar Dec Mar SBI Ultra Short Term Debt Fund 31-Oct Nov Dec Jan Jan Feb Feb SBI Magnum Income Fund - Quarterly Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Plan - Plan - Plan - 03-Jan Jan Mar Mar SBI Magnum Monthly Income Plan - Floater - Annual Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Plan - Annual Div Plan - Annual Div Plan - Annual Div Plan - Annual Div SBI Ultra Short Term Debt Fund - Institutional Plan Scheme Name Record Date Individual Corporate Nav (in Rs./Unit) (in Rs./Unit) Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Institutional Plan - Mthly Div Mar Mar Mar Mar Nov Dec Oct Nov Dec Jan Feb Mar Apr May Pursuant to payment of dividend, the NAV of Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named w.e.f. 01/01/2013

59 SBI MAGNUM MIDCAP FUND DELIVERED 41.84% RETURNS IN ONE YEAR* HAVE YOU GAINED FROM IT YET? INVEST NOW! SBI Magnum Midcap Fund has beaten the benchmark of midcap funds and given an incredible returns of 41.84% in the last one year (as on 31st March 2014). Hence SBI Magnum Midcap Fund has made a mark for itself in this category. So with a performer as good as this, you can now truly relax. *29 Mar Mar Mar Mar Mar Mar 2012 CAGR Returns PTP Returns (INR) SBI Magnum Midcap Fund , CNX Midcap Index (Scheme ) , S&P BSE SENSEX (Additional ) , calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of `10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performances calculated for Plan. NAV as on 31/03/14: ` ; as on 28/03/2013: ` ; as on 30/03/2012: `21.76; as on 31/03/11: ` Since inception NAV is assumed `10/-. The fund manager is Sohini Andani. The returns of the other schemes managed by Sohini Andani are given below. Toll-free: SMS: Ô SBIMFÕ to Visit: Follow us: SBI Magnum MidCap Fund Long-term investment. Investment in diversified basket of equity stocks of Midcap companies to provide opportunities for long-term growth in capital. High risk (Brown). Note: Risk may be represented as: Investors understand that their principal will be at Low risk (Blue) Medium risk (Yellow) High risk (Brown) 29 Mar Mar Mar Mar Mar Mar 2012 CAGR Returns PTP Returns (INR) SBI Blue Chip Fund (Managing since Sep- 2010) , S&P BSE 100 Index (Scheme ) , S&P BSE SENSEX (Additional ) , calculated for growth option and in INR are point-to-point (PTP) returns calculated on a standard investment of `10,000/-. Additional benchmark as prescribed by SEBI for equity schemes is used for comparison purposes. Performances calculated for Plan. NAV as on 31/03/14: ` ; as on 28/03/2013: ` ; as on 30/03/2012: `13.78; as on 31/03/11: ` Since inception NAV is assumed ` 10/-. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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