Aviva Group Investor. November 2018 IN ULIP PRODUCTS THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO SHALL BE BORNE BY THE POLICY HOLDER

Transcription

1 IN ULIP PRODUCTS THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO SHALL BE BORNE BY THE POLICY HOLDER Aviva Group Investor Disclaimer/Disclosure Aviva Life Insurance Company India Limited Aviva Towers,Sector road,opp.golf Course, DLF Phase-V,Sector 43,Gurgoan,Haryana Tel:+91(0) , Fax: +91(0) Registered office:2ndfloor,prakashdeep Building, 7,Tolstoy Marg, New Delhi

2 Pension Debt Fund ULGF00310/03/2006GROUPDEBTF122 Investment Objective: The investment objective of the debt fund is to provide progressive Goverment Securities 61.22% capital growth with relatively lower investment risks 7.17% GOI % 6.84% GOI % The risk profile for this fund is Low 6.05% GOI % NAV as on November 30,2018: % GOI % Inception Date: 10-Mar % GOI % Fund Manager: Nitin Garg 8.33% GOI % 8.3% GOI % Fund v/s Benchmark Return (%) 8.4% GOI % 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * 9.23% GOI % Portfolio return 1.44% 3.04% 2.10% 2.04% 6.92% 8.34% 8.08% GOI % Benchmark** 1.86% 4.28% 3.77% 3.81% 7.41% 7.27% 0.20% Corporate Bonds 27.36% Indiabulls Housing Finance Ltd. 3.79% Targeted Asset Allocation (%) Dewan Housing Finance Corporation Ltd. 2.82% Security Type Min Max L&T Infra Debt Fund Ltd. 2.64% Debt Securities 60.00% % Adani Ports and Special Economic Zone Ltd. 2.39% Money Market Instruments & Cash 0.00% 40.00% LIC Housing Finance Ltd. 2.00% Reliance Capital Ltd. 1.96% Mahindra & Mahindra Ltd. 1.75% LIC Housing Finance Ltd. 1.66% Shriram Transport Finance Co. Ltd. 1.61% Asset Class Wise AUM L&T Fincance Corporation Ltd 1.55% Asset Class AUM (in Cr.) 5.19% Equity 0.00 Cash and Money Markets 11.42% Debt Portfolio Total % Total Modified Duration # Security Type Duration Fixed Income Investments % % Goverment Securities Corporate Bonds Cash and Money Markets Warehousing & support activit. for transp. 2.39% 31.32% 5.88% 1.95% Manf. of motor vehic,trailr & semitrailr 1.75% 60.84% Electricity, gas, steam and air conditioning supply 0.28% 11.30% Sovereign AAA AA+ AA **Benchmark return is CRISIL Composite Bond Index

3 Pension Secure Fund ULGF00113/07/2005GROUPSECUR122 Investment Objective: To provide progressive return on the investment Equities 12.23% HDFC Bank Ltd. 1.93% Reliance Industries Ltd. 1.68% The risk profile for this fund is Low ICICI Bank Ltd. 0.97% NAV as on November 30,2018: Infosys Ltd. 0.80% Inception Date: 13-Jul-05 Larsen & Toubro Ltd. 0.60% Fund Manager: Jayesh Sundar, Nitin Garg Housing Development Finance Corporation Ltd. 0.57% Tata Consultancy Services Ltd. 0.56% Fund v/s Benchmark Return (%) ITC Ltd. 0.52% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Axis Bank Ltd. 0.39% Portfolio return 2.05% 2.78% 2.82% 4.38% 7.81% 8.60% Reliance Mutual Fund 0.38% Benchmark** 2.37% 3.79% 4.35% 5.84% 8.19% 7.93% 3.83% Goverment Securities 40.29% 7.17% GOI % Targeted Asset Allocation (%) 6.05% GOI % Security Type Min Max 8.4% GOI % Debt Securities 40.00% % 6.84% GOI % Equity 0.00% 20.00% 6.90% GOI % Money Market Instruments & Cash 0.00% 40.00% 8.28% GOI % 9.15% GOI % 8.3% GOI % 8.33% GOI % Asset Class Wise AUM 8.08% GOI % Asset Class AUM (in Cr.) Corporate Bonds 36.64% Equity 8.14 Food Corporation of India 7.37% Debt LIC Housing Finance Ltd. 4.64% Total Indiabulls Housing Finance Ltd. 3.57% Dewan Housing Finance Corporation Ltd. 3.07% Modified Duration # Housing Development Finance Corporation Ltd. 2.28% Security Type Duration L&T Infra Debt Fund Ltd. 2.22% Fixed Income Investments 3.48 L&T Fincance Corporation Ltd 2.20% Shriram Transport Finance Co. Ltd. 1.94% Adani Ports and Special Economic Zone Ltd. 1.84% Reliance Capital Ltd. 1.72% 5.79% Cash and Money Markets 10.84% Portfolio Total % % 31.15% Equities Goverment Securities Corporate Bonds Cash and Money Markets Wholesale trd, except of motor vehicles and motorcycles Warehousing & support activit. for transp. 1.96% 7.37% 45.12% 7.03% 1.96% Compt prgm, consult. & related activit. Manf. of coke & refined petrol. prod. Manf. of motor vehic,trailr & semitrailr 1.74% 1.68% 1.52% 45.89% Civil engineering 0.64% Manf. of tobacco prod. 0.52% Mutual Funds 0.38% Sovereign AAA AA+ AA 12.75% **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX

4 Pension Balanced Fund ULGF00210/03/2006GROUPBALAN122 Investment Objective: To provide capital growth by availing opportunities in debt and Equities 31.11% equity markets and providing a good balance between risk and return. HDFC Bank Ltd. 4.38% Reliance Industries Ltd. 3.79% The risk profile for this fund is Medium ICICI Bank Ltd. 2.43% NAV as on November 30,2018: Infosys Ltd. 2.04% Inception Date: 10-Mar-06 ITC Ltd. 1.87% Fund Manager: Jayesh Sundar, Nitin Garg Housing Development Finance Corporation Ltd. 1.44% Tata Consultancy Services Ltd. 1.42% Fund v/s Benchmark Return (%) Larsen & Toubro Ltd. 1.32% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Kotak Mahindra Bank Ltd. 1.21% Portfolio return 2.70% 2.62% 3.24% 6.75% 8.85% 8.55% Axis Bank Ltd. 1.04% Benchmark** 2.86% 3.30% 4.85% 7.75% 8.87% 8.55% 10.17% Goverment Securities 33.10% 7.17% GOI % Targeted Asset Allocation (%) 6.05% GOI % Security Type Min Max 8.4% GOI % Debt Securities 15.00% 90.00% 6.90% GOI % Equity 0.00% 45.00% 6.84% GOI % Money Market Instruments & Cash 0.00% 40.00% 9.15% GOI % 7.16% GOI % 8.3% GOI % 8.33% GOI % Asset Class Wise AUM 8.08% GOI % Asset Class AUM (in Cr.) Corporate Bonds 23.28% Equity 9.44 Mahindra & Mahindra Ltd. 4.36% Debt Food Corporation of India 2.74% Total LIC Housing Finance Ltd. 2.62% Indiabulls Housing Finance Ltd. 2.60% Modified Duration # L&T Fincance Corporation Ltd 1.61% Security Type Duration Reliance Capital Ltd. 1.57% Fixed Income Investments 3.55 Housing Development Finance Corporation Ltd. 1.33% Adani Ports and Special Economic Zone Ltd. 1.01% Shriram Transport Finance Co. Ltd. 0.98% L&T Infra Debt Fund Ltd. 0.81% 3.65% Cash and Money Markets 12.51% Portfolio Total % % 27.05% 33.1 Equities Goverment Securities Corporate Bonds Cash and Money Markets Manf. of motor vehic,trailr & semitrailr Compt prgm, consult. & related activit. 5.88% 4.60% 2.28% 4.80% Manf. of coke & refined petrol. prod. Wholesale trd, except of motor vehicles and motorcycles 3.79% 2.74% 44.76% Manf. of tobacco prod. 1.87% 48.16% Civil engineering Warehousing & support activit. for transp. 1.40% 1.32% Mutual Funds 0.79% Sovereign AAA AA AA % **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX

5 Pension Growth Fund ULGF00410/03/2006GROUPGROWT122 Investment Objective: To provide high capital growth by investing higher element of assets Equities 48.99% in the equity market. Reliance Industries Ltd. 5.22% Kotak Mahindra Mutual Fund 3.90% The risk profile for this fund is High HDFC Bank Ltd. 3.76% NAV as on November 30,2018: Infosys Ltd. 3.27% Inception Date: 10-Mar-06 ITC Ltd. 3.23% Fund Manager: Jayesh Sundar, Nitin Garg ICICI Bank Ltd. 2.67% Housing Development Finance Corporation Ltd. 2.27% Fund v/s Benchmark Return (%) Tata Consultancy Services Ltd. 2.26% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Reliance Mutual Fund 2.21% Portfolio return 3.11% 2.07% 3.47% 9.34% 9.87% 10.04% Larsen & Toubro Ltd. 2.09% Benchmark** 3.43% 2.72% 5.38% 9.99% 9.62% 9.00% 18.11% Goverment Securities 19.35% 6.05% GOI % Targeted Asset Allocation (%) 7.17% GOI % Security Type Min Max 6.84% GOI % Debt Securities 20.00% 60.00% 6.90% GOI % Equity 20.00% 60.00% 8.79% Gujarat SDL % Money Market Instruments & Cash 0.00% 60.00% 9.15% GOI % 8.33% GOI % 8.3% GOI % 8.4% GOI % Asset Class Wise AUM 8.08% GOI % Asset Class AUM (in Cr.) Corporate Bonds 19.18% Equity 6.52 Mahindra & Mahindra Ltd. 4.14% Debt 6.79 Housing Development Finance Corporation Ltd. 2.28% Total LIC Housing Finance Ltd. 2.24% L&T Infra Debt Fund Ltd. 1.85% Modified Duration # L&T Fincance Corporation Ltd 1.83% Security Type Duration Indiabulls Housing Finance Ltd. 1.48% Fixed Income Investments 3.31 Reliance Capital Ltd. 1.43% Adani Ports and Special Economic Zone Ltd. 0.77% Dewan Housing Finance Corporation Ltd. 0.77% Shriram Transport Finance Co. Ltd. 0.75% 1.64% Cash and Money Markets 12.48% Portfolio Total % % Compt prgm, consult. & related activit. 7.47% 19.35% Equities Goverment Securities Corporate Bonds Cash and Money Markets Manf. of motor vehic,trailr & semitrailr 6.78% Mutual Funds 6.11% 2.86% 6.00% Manf. of coke & refined petrol. prod. 5.22% Manf. of tobacco prod. 3.23% 38.66% Civil engineering 2.22% 52.48% Warehousing & support activit. for transp. Manuf of pharmicals,mdicinl chmcal & btancl pro 1.26% 1.19% Sovereign AAA AA AA % **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX

6 Pension Cash Fund ULGF00531/03/2006GROUPCASHF122 Investment Objective: The investment objective is to provide progressive returns with very Corporate Bonds 5.23% low risk of market movement. Capital First Ltd 4.79% Dewan Housing Finance Corporation Ltd. 0.44% The risk profile for this fund is Low Cash and Money Markets 94.77% NAV as on November 30,2018: Portfolio Total % Inception Date: 31-Mar-06 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.46% 2.69% 5.14% 5.22% 5.88% 7.95% Benchmark** 0.64% 3.84% 7.45% 7.04% 7.23% 7.59% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 20.00% Money Market Instruments & Cash 80.00% % Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 2.07 Total 2.07 Modified Duration # Security Type Duration Fixed Income Investments % Corporate Bonds Cash and Money Markets 4.81% 4.84% 5.23% 90.35% 4.70% AA+ AAA Sovereign **Benchmark return is CRISIL Liquid Fund Index Return

7 Pension Short Term Debt Fund ULGF00613/02/2009GROUPSDEBT122 Investment Objective: The investment objective of this fund is to provide security to Corporate Bonds 4.00% investments with progressive returns. Dewan Housing Finance Corporation Ltd. 4.00% Cash and Money Markets 96.00% The risk profile for this fund is Low Portfolio Total % NAV as on November 30,2018: Inception Date: 13-Feb-09 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.48% 2.85% 5.57% 5.43% 6.76% 7.43% Benchmark** 0.64% 3.84% 7.45% 7.04% 7.23% 7.48% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 50.00% Money Market Instruments & Cash 0.00% % Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 0.25 Total 0.25 Modified Duration # Security Type Duration Fixed Income Investments % 4.00% 87.61% 87.61% Corporate Bonds Treasury Bills Cash and Money Markets 4.00% 11.69% 88.31% 8.39% AAA Sovereign **Benchmark for this fund is CRIISL Liquid Fund Index

8 Disclaimer Benchmark Indices Provided by CRISIL The composite indices are computed based on notional Asset allocation (weights for sub indices) provided by Aviva from time to time. Such weights for the sub indices would impact the return of the composite index. CRISIL does not take responsibility of variations in the returns due to such changes in weights for sub indices. CRISIL Indices are the sole property of CRISIL Limited (CRISIL) indices shall not be copied, retransmitted or redistributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of indices, based on data obtained for any errors or for the results obtained from the Disclaimer CAGR- Compounded Annualised Growth Rate a sale. Tax are as per applicable tax laws which are subject to change. Unit linked Life Insurance unit-linked life insurance policies are subject to investment risks associated with capital markets and the NAVs the capital of the units may go up or down based on the performance of the fund and factors market. The insured is responsible for his/her decisions. Aviva Life Insurance Company India Limited is only the name of the Insurance Company and the various funds under this contract are the names of the unit linked life insurance contract and do not in any way indicate the quality of the contract, its future prospects or Intermediary or policy document issued by the insurance company. The premiums and funds are subject to certain charges related to the fund or to the premium paid and there is a possibility of increase in charges. The under this contract are the names of the funds and do not in any way indicate the quality various funds of these plans, their future prospects and returns. Unit-linked funds are subject to market risks and there is no guaranteed/ assured results. Aviva Trade logo displayed above belongs to Aviva Brands Limited and is used by Aviva Life Insurance Company India Limited under License. BEWARE AND FICTITIOUS or FRAUDULENT OFFERS. IRDAI BEWARE OF OF SPURIOUS SPURIOUS PHONE / FRAUDCALLS PHONE CALLS! to public that premiums. IRDAIsuch doesphone not announce any bonus. Publicareceiving such phone calls are requested to lodge a Public receiving calls are requested to lodge police complaint. police complaint along with details of phone call, number. CIN: U66010DL2000PLC customerservices@avivaindia.com Advt. No. Dec 2/18 IRDAI Registration Number: 122 Aviva Life Insurance Company India Limited Aviva Tower, Sector Road, Opp. Golf Course, Sector 43, Gurgaon, Haryana Tel: +91(0) , Fax: +91(0) Life Insurance A Joint Venture between Dabur Invest Corp and Aviva International Holdings Limited Registered O ce: 2nd Floor, Prakashdeep Building, 7 Tolstoy Marg, New Delhi