Systematic Investment Plan

Transcription

1 July, 2011 Big happiness comes in small investments with Systematic Investment Plan 100/- / Rs.500/- 4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai Tel.: Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the schemes will be achieved. As with any investment in securities, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets and money markets. Past performance of the Sponsor / Investment Manager / Mutual Fund does not indicate the future performances of the schemes and may not necessarily provide a basis of comparison with other investments. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Statutory Details: Constitution: LIC Nomura Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. Trustee: LIC Nomura Mutual Fund Trustee Company Private Ltd. Investment Manager: LIC Nomura Mutual Fund Asset Management Company Ltd.

2 SCHEMES Bond Fund G-Sec Fund Savings Plus Fund Children s Fund Launch Date 26th March 99 15th November 99 29th May 03 26th September 01 Investment Objective The primary investment objective of the scheme is to generate an attractive returns for its investors by investing in a portfolio of quality Securities and Money Market Instruments. The primary investment objective of the scheme is to generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the Central and/or State Government and/or any security unconditionally guaranteed by the Central/State Government for repayment of Principal and Interest and/or Reverse Repos in such securities as and when permitted by RBI. The investment objective of the scheme is to generate income by investing in a quality short term debt securities. There can be no assurance that the investment objective of the scheme will be realized. The investment objective of the scheme is to provide long term growth of capital through a judicious mix of investments in quality Securities and Equities with relatively low levels of risk. Type - Gilt - Short Term Balanced Plans PF / Regular Options Growth Entry Load Exit Load Minimum Investment Rs. 5000/- Regular Plan: Rs. 5,000/- PF Plan: Rs /- Rs. 5000/- Rs. 5000/- Liquidity NAV Declaration Special Facilities Nomination Dividend Frequency Quarterly Quarterly Monthly / Daily / Weekly As and when available Liquid Fund Monthly Income Plan Unit Linked Insurance Scheme Floating Rate Fund - STP Launch Date 11th March 02 1st June / 03 19th June 89 15th March 2004 Objective The investment objective of the scheme is to generate reasonable returns with low risk and high liquidity through judicious mix of investment in Money Market Instruments and quality Instruments The investment objective of the scheme is to generate regular income by investing mainly in quality and Money Market Instruments. It also seeks to generate Capital Appreciation in a long term by investing in / related instruments. There can be no assurance that the investment objective of the scheme will be realized. The scheme seeks to generate long term capital appreciation and offer tax benefits u/s 80C of the Income Tax Act, 1961 as well as additional benefits of life cover and free accident insurance cover. The investment objective of the scheme is to generate consistent return by investing mainly in floating rate instruments/fixed rate instruments swapped for floating rate return so a to minimize the interest rate risk for the investors Type - Liquid Insurance linked tax saving - Floating Plans Single Premium-5/10 year term Regular Contribution-10/15 year term Options Monthly Div./Quarterly Div. Yearly Div./Growth Dividend Re-investment Entry Load Exit Load Minimum Investment Rs /- Rs. 5000/- Rs /- under Single Premium Rs. 1000/- under Regular Premiumyearly option, Rs. 100/- under Regular Premium - monthly option Rs. 5,000/- and thereafter in multiples of Rs. 500/-. Liquidity Redemption on all business days Redemption on all business days Redemption on all business days Redemption on all business days NAV Declaration On all days On all days Special Facilities STP SIP / STP Nomination Dividend Frequency Daily Monthly / Quarterly / Yearly As and when available Daily / Weekly 2

3 SNAPSHOT Index Fund Growth Fund Balanced Fund Fund 14th November 02 1st September 99 1st January 91 16th April 98 The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty/Sensex based on the plans, by investing in the respective index stocks subject to tracking errors The main investment objective of the scheme is to provide capital growth by investing mainly in equities and also in debt and other permitted instruments of capital and money markets. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. The investment objective of the scheme is to provide regular returns and capital appreciation according to the selection of plan by investing in debt and equity instruments. The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. - Index - Diversified Balanced - Diversified Sensex / Nifty / Sensex Advantage Rs. 2000/- Rs. 2000/- Rs. 1000/- Rs. 2000/- As and when available As and when available As and when available As and when available Opportunities Fund Tax Plan Floater MIP Income Plus Fund 31st January 2005 The investment objective of the scheme is to provide capital growth in long term with reasonable risk levels by investing mainly in companies which are in sector/s which have high growth potential at that point of time. - Diversified 1st January 1997 The investment objective of the scheme is to provide capital growth along with tax rebate u/s 80C to our investors through prudent investments in the stock markets. ELSS 21st September 2004 The investment objective of the scheme is to generate regular income by investing mainly in floating rate instruments / fixed rate instruments swapped for floating rate return so as to minimize the interest rate risk and at the same time aiming at generating capital appreciation in a long term by investing in / related instruments 28th May 2007 The investment objective of the scheme is to provide reasonable possible current income conisst6ent with preservation of capital and providing liquidity from investing in a diversified portfolio of short-term money market and debt securities. Monthly Div. / Quarterly Div. / Yearly Div. / Growth Rs. 5000/- Rs. 500/- Rs. 5000/- Rs. 5,00,000/- Redemption on all business days Redemption on all business days STP As and when available As and when available Monthly / Quarterly / Yearly Daily / Weekly / Monthly SIP: Systematic Investment Plan; SWP: Systematic Withdrawal Plan; STP: Systematic Transfer Plan; AWOCA: Automatic Withdrawal of Capital Appreciation Note : SWP & AWOCA are available under growth options only. 3

4 Market Review DEBT MARKET REVIEW Tight liquidity condition persisted during the month of June 2011 owing to advance tax outflows with Call, Repo & CBLO rates for the month of May 2011 ending at 7.85%, 8.00% & 7.40% respectively. CBLO rates ranged from 0.03% % on the last day of the month as banks borrowed heavily from the RBI to shore up their balance sheets to meet their quarterly targets. RBI infused Rs. 1,04,690 crores in the repo auction and absorbed Rs.2, 600 crores through reverse repo auction. Inflation seems sticky and sees no respite to tame even after RBI hiked interest rates continuously. May 2011 inflation rose to 9.06% compared to 8.66% for the previous month. India's food inflation rate dipped sharply to 7.78 per cent for the week ended June 18th 2011 from 9.13 per cent for the previous week. RBI's Mid-Quarter Monetary Policy Review: June 2011 Complimenting the market's expectation, the RBI in its midquarter policy review hiked (for the tenth consecutive time) the Repo rate by 25 bps to 7.50% and consequent to the same effect the Reverse Repo rate will automatically stand at 6.50%. PSU Banks issued 1 month, 3 months and September maturity CD's at 8.20%, 8.40% and 8.35% respectively. The 10-year bond (7.80% GS 2021) yield ended at 8.33%. up by 1 bps, on expectations of rising inflation after hike in petrol and diesel prices. The bond traded in a range of 8.32% %. Nervousness is likely to prevail, with the 10-year bond likely to trade in a range of 8.30% %, with an upward bias. The yield on the 11 year security, 8.13% GS 2022 was at 8.42% as on The 10-year AAA Corporate Bond yield was at 9.62% as on 30 June Outlook: Domestic inflation remains high and much above the comfort zone of the Reserve Bank. Inflation would remain the primary concern of the Reserve Bank of India in the coming months. We expect RBI to hike policy rates to reign in inflation. EQUITY MARKET REVIEW In the midst of global uncertainty, the Indian stock markets moved up on the back of FII buying and softening of crude oil prices. The broad indices viz. BSE-Sensex and Nifty-50 closed at and gaining 1.85 % and 1.57% respectively. Sectoral indices: BSE Indices As on As on % Change BSESN NSEI CG FMCG BANK POWER TECK IT IT CON. DURABLES BSE BSE BSE PSU MID CAP SMALL CAP AUTO METALS OIL REAL ESTATE The major indices moved up mainly due to upward movement of sectors like Capital goods (up by 6.21%), FMCG (up by 4.85%), banks (up by 2.22%) and Power (2.20%). However, the real estate sector was down by 7.26% and oil by 4.02%. The Mid-cap and small-cap indices underperformed the major indices. Macro Economy: India's Index of Eight core industries having a combined weight of 37.9 % in the Index of Industrial Production (IIP) with base in May registered a growth of 5.3 %, down from the 7.4 % registered in May last year, despite significant growth in electricity and crude oil. Although there was a slight improvement over a 5.2% growth in the previous month, the core sector output has shown a moderating trend. India's exports logged an annual increase of 56.93% to reach $25.94 billion in May, while imports were $40.91 billion, a 54.08% rise over a year ago. Exports have been one of the bright areas to support the overall economic activities. On the other hand, the food price index rose 9.13% and the fuel price index climbed 12.84% in the year to 11 June In the previous week, annual food and fuel inflation stood at 8.96% and 12.84% respectively. The primary articles price index was up 12.62% compared with an annual rise of 12.86% a week earlier. Inflation seems to be sticky and RBI is expected to raise the policy rates further while there has been a moderation of industrial output. Institutional Activities: The inflow of FIIs for June 2011 was worth Rs crore against the outflow Rs crore in May The Domestic Mutual Funds were net buyers to the tune of Rs crore in June 2011 following the inflow of Rs crore in May'11. Outlook: Indian share indices will take cues from progress in monsoon, trend in oil prices, and quarterly earnings for further direction in the short term. These factors seem to be driving sentiment of FIIs who led the gains towards the end of June'11. Since the market multiple has come down to its long term historical average, the economic risks appear to be discounted in the market to some extent. 4

5 LIC NOMURA MF LIQUID FUND An Open-ended Liquid Scheme Bonds / Debentures Commercial Paper Rating % to Rs Cr NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Avg. Maturity (in month) : 0.53 Avg. Duration (in month) : 0.50 Expense Ratio (as on 30/06/2011) : 0.55% Money Market & Other 7.80% Certificate Of Deposit PUNJAB NATIONAL BANK PR VIJAYA BANK PR CANARA BANK A I D B I P ORIENTAL BANK OF COMMERCE P ING VYSYA BANK P ANDHRA BANK PR CANARA BANK P UCO BANK P STATE BANK OF MYSORE A CENTRAL BANK OF INDIA PR INDIAN OVERSEAS BANK A CORPORATION BANK P I D B I BANK P PUNJAB AND SIND BANK A AXIS BANK P H D F C BANK PR Bank Deposits AAA, AA+, P1+ or Equivalent 92.20% GROSS DIVIDEND HISTORY (RS./UNIT) Month Gross Dividend Month Gross Dividend Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May June % Last 3 year 6.76% Since Inception ( ) 6.71% Benchmark (C) Fund ~LX) Return () 7.18% Cash 'n' Call, Current Assets & Receivables 7.80 RATINGS OF LIC NOMURA MF LIQUID FUND Rating: Credit Risk Rating mfa1+ by ICRA AAAmmf(ind) by Fitch ICRA reserves the right to suspend, withdraw or revise the above rating at any time on the basis of new information or unavailability of information of such circumstances, which ICRA believes, may have an impact on the aforesaid rating assigned. All Fitch Credit Ratings are subject to certain Limitations and Disclaimers. Please read these Limitations and Disclaimers by following this link: 5

6 LIC NOMURA MF INCOME PLUS FUND An Open-ended Scheme Rating % to Bonds / Debentures H U D C O AA 0.68 Commercial Paper Certificate of Deposits PUNJAB NATIONAL BANK PR VIJAYA BANK PR STATE BANK OF HYDERABAD A UNION BANK OF INDIA P UCO BANK P Cash 'n' Call, Current Assets & Receivables Rs Cr 6.96% Last 3 years 6.93% Since Inception 7.41% Benchmark (C Fund ~ LX) Return - last 1 year 7.18% NAV (Rs.) as on 30/06/2011 Daily Dividend : Weekly Dividend : Monthly Dividend : Growth : Expense Ratio (as on 30/06/2011) : 0.52% Avg. Maturity (in months) : 0.25 Avg. Duration (in months) : 0.24 GROSS DIVIDEND DECLARED (RS./UNIT) Month Daily Weekly Monthly Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Money Market & Other 38.18% P1, AA--, A+ or Equivalent 0.68% AAA, AA+, P1+ or Equivalent 61.14% RATINGS OF LIC NOMURA MF INCOME PLUS FUND Rating: Credit Risk Rating mfa1 by ICRA AA+(ind) by Fitch ICRA reserves the right to suspend, withdraw or revise the above rating at any time on the basis of new information or unavailability of information of such circumstances, which ICRA believes, may have an impact on the aforesaid rating assigned. All Fitch Credit Ratings are subject to certain Limitations and Disclaimers. Please read these Limitations and Disclaimers by following this link: R I L 7.99 L & T 7.30 INFOSYS TECHNOLOGIES 5.47 HOUSING DEVELOPMENT FINANCE CORPN 4.12 O N G C 4.06 S B I 3.84 G A I L 3.68 TATA STEEL 3.68 STERLITE INDUSTRIES 3.35 H D F C BANK 3.34 TATA POWER 3.07 TATA CONSULTANCY SERVICES 3.06 TATA MOTORS 3.06 AXIS BANK 3.01 B H E L 2.88 BANK OF BARODA 2.71 I T C 2.63 LUPIN 2.48 M & M 2.35 RANBAXY LABORATORIES 2.28 SUN PHARMACEUTICALS 2.21 WIPRO 2.06 IDFC 2.04 H L L 1.97 I C I C I BANK 1.62 I D B I 1.35 H P C L 1.11 LIC NOMURA MF TOP 100 An Open ended Fund. % to % to NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 2.34% POWER FINANCE CORPORATION 1.02 H C L TECHNOLOGIES 1.01 BHARAT FORGE 0.94 UNION BANK OF INDIA 0.80 BHARTI AIRTEL 0.72 JINDAL STEEL & POWER 0.66 MUNDRA PORT & SEZ 0.64 CIPLA 0.61 KOTAK MAHINDRA BANK 0.59 HINDALCO 0.58 SIEMENS 0.54 RELIANCE INFRASTRUCTURE 0.51 BIOCON 0.43 S A I L 0.43 SESA GOA 0.42 INDIAN HOTELS 0.15 VIJAYA BANK 0.08 ZEE TELEFILMS 0.00 Total TOTAL - DEBT 0.00 Bank Deposits Cash 'n' Call, Current Assets & Receivables % Rs Cr -1.34% Last 3 years 6.46% Since Inception -6.11% Benchmark (CNX 100) Return % 96.83% 6

7 LIC NOMURA MF SAVINGS PLUS FUND An open-ended income scheme PORTFOLIO (as on 30 /06/2011) Rating % to Instruments H U D C O AA 0.36 Commercial Papers Certificate of Deposit PUNJAB NATIONAL BANK PR CORPORATION BANK P CANARA BANK A ANDHRA BANK PR Avg. Maturity (in month) : 0.21 Avg. Duration (in month) : 0.19 Expense Ratio (as on 30/06/2011) : 0.68% Month DIVIDEND DECLARED (Dividend Option) Gross Div. (Rs./Unit) Monthly Weekly Daily Nov Dec Jan Feb Mar Apr-07 May-07 Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb % Last 3 years 6.60% Since Inception 5.85% Benchmark (C Fund ~LX) Return 7.18% Money Market & Other 51.99% Month Gross Div. (Rs./Unit) Monthly Weekly Daily Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Cash 'n' Call, Current Assets & Receivables AAA, AA+, P1+ or Equivalent 48.01% Rs Cr NAV (Rs.) as on 30/06/2011: Daily Dividend : ; Monthly Dividend: ; Weekly Dividend: ; Growth: LIC NOMURA MF CHILDREN S FUND An Open-ended Scheme for Children Rating % to R I L 8.33 M & M 6.51 H D F C BANK 4.64 TATA STEEL 4.52 S A I L 3.83 TATA MOTORS 3.69 HINDALCO 3.36 VOLTAS 2.96 INDIAN HOTELS 2.87 JINDAL STEEL & POWER 2.42 AXIS BANK 2.39 SESA GOA 2.09 B H E L 1.90 HERO HONDA MOTORS 1.74 I F C I 1.70 STERLITE INDUSTRIES 1.56 CHAMBAL FERTILISERS & CHEMICALS 1.49 MUNDRA PORT & SEZ 1.20 G A C L 0.99 DENA BANK 0.84 GUJRAT NRE COKE 0.83 I T C 0.75 L & T 0.68 TATA CONSULTANCY SERVICES 0.44 ALLAHABAD BANK 0.37 ANDHRA BANK 0.25 B P C L 0.14 Total PUNJ LLOYD AA SHRIRAM TRANSPORT FINANCE AA Total Commercial Paper/ Bank Deposits Cash 'n' Call, Current Assets & Receivables 3.14 Rs Cr Expense Ratio (as on 30/06/2011) : 2.25% NAV (Rs.) as on 30/06/2011 : Avg. Maturity (in years) : 1.33 Avg. Duration (in years) : % Last 3 years -5.55% Since inception (12/11/2001) 5.47% Benchmark (C BalanceEx ) Return 6.04% 3.14% % 62.48% 7

8 LIC NOMURA MF FLOATING RATE FUND - STP An Open-ended Income Fund Bonds / Debentures Commercial Paper PORTFOLIO (as on 30 /06/2011) Rating % to Certificate Of Deposit CORPORATION BANK P STATE BANK OF MYSORE A PUNJAB NATIONAL BANK PR I D B I P ORIENTAL BANK OF COMMERCE P % Last 3 year 6.87% Since Inception 6.92% Benchmark (C Fund ~LX) Return 7.18% Expense Ratio (as on 30/06/2011) : 0.60% Avg. Maturity (in month) : 0.07 Avg. Duration (in month) : 0.07 GROSS DIVIDEND DECLARED (Rs. Per Unit) Month Weekly Daily Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Month Weekly Daily Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr Month Weekly Daily May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Cash 'n' Call, Current Assets & Receivables Money Market & Other 88.95% AAA, AA+, P1+ or Equivalent 11.05% Rs Cr NAV (Rs.) as on 30/06/2011: Daily Dividend : ; Weekly Dividend: ; Growth: LIC NOMURA MF INDIA VISION FUND An Open-ended Growth Scheme % to INFOSYS TECHNOLOGIES 7.89 L & T 7.29 HOUSING DEVELOPMENT FINANCE CORPN 6.54 TATA CONSULTANCY SERVICES 6.08 R I L 5.88 I T C 5.12 I C I C I BANK 5.01 S B I 3.83 HINDALCO 3.56 O N G C 3.28 TATA MOTORS 3.26 RANBAXY LABORATORIES 3.14 YES BANK 2.92 TATA STEEL 2.85 SUN PHARMACEUTICALS 2.79 I D B I 2.68 POWER TRADING CORPORATION 2.60 M & M 2.46 AXIS BANK 1.93 IDFC 1.84 BHARTI AIRTEL 1.63 SESA GOA 1.59 B H E L 1.53 H P C L 1.49 NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 2.50% 0.57% Last 3 years 0.57% Since Inception -3.02% Benchmark (BSE 200) Return % COAL INDIA LIMITED 1.43 H D F C BANK 1.17 G A I L 1.16 H C L TECHNOLOGIES 0.97 ORIENTAL BANK OF COMMERCE 0.93 TATA TEA 0.90 BANK OF BARODA 0.65 KOTAK MAHINDRA BANK 0.63 BHARAT FORGE 0.60 ASHOK LEYLAND 0.46 JUBILANT ORGANOSYS 0.44 IRB INFRASTRUCTURE DEVELOPERS 0.40 B P C L 0.36 STERLITE INDUSTRIES 0.31 VIJAYA BANK 0.26 Total TOTAL - DEBT 0.00 Commercial Paper / Bank Deposits Cash 'n' Call, Current Assets & Receivables % 97.85% % to Rs Cr 8

9 LIC NOMURA MF MONTHLY INCOME PLAN EQUITY Rating % to B H E L 2.81 STERLITE INDUSTRIES 2.68 R I L 2.47 WIPRO 1.51 TATA STEEL 1.20 S B I 1.18 G A I L 1.08 H P C L 0.98 RANBAXY LABORATORIES 0.80 M & M 0.69 JUBILANT ORGANOSYS 0.58 IRB INFRASTRUCTURE DEVELOPERS 0.56 CANARA BANK 0.49 UNION BANK OF INDIA 0.29 TOTAL - EQUITY DEBT Rating % to RURAL ELECTRIFICATION CORPORATION AAA 9.83 MUNDRA PORT & SEZ AA PUNJ LLOYD AA SHRIRAM TRANSPORT FINANCE AA 7.43 DECCAN CHRONICLE AA 2.99 RURAL ELECTRIFICATION CORPORATION AAA 7.03 MAGMA FINCORP AA RELIANCE CAPITAL AAA 9.79 TOTAL - DEBT Commercial Paper / Bank Deposits Cash 'n' Call, Current Assets & Receivables 5.92 Rs Cr NAV (Rs.) as on 30/06/2011 Monthly Income : ; Yearly Income : ; Quarterly : ; Growth : Avg. Maturity (in years) : 2.39 Avg. Duration (in years) : 2.15 Expense Ratio (as on 30/06/2011) : 1.92% An Open-ended Monthly Income Scheme w.e.f. 01/06/2003 Month Frequency GrossDiv. (Rs/Unit) Jun-05 Monthly Jun-05 Quarterly Jul-05 Monthly Aug-05 Monthly Sep-05 Monthly Sep-05 Quarterly Oct-05 Monthly Nov-05 Monthly Dec-05 Monthly Dec-05 Quarterly Jan-06 Monthly Feb-06 Monthly Mar-06 Monthly Mar-06 Quarterly Mar-06 Yearly Apr-06 Monthly May-06 Monthly Jun-06 Monthly Jun-06 Quarterly Jul-06 Monthly Aug-06 Monthly Sep-06 Monthly Sep-06 Quarterly Oct-06 Monthly Nov-06 Monthly Dec-06 Monthly Dec-06 Quarterly Jan-07 Monthly Feb-07 Monthly 5.92% LIC NOMURA MF SYSTEMATIC ASSET ALLOCATION FUND An open-ended Scheme % 3.06% Last 3 years 7.26% Since Inception 9.47% Benchmark (C MiPex) Return () 5.03% DIVIDEND DECLARED Month Frequency GrossDiv. (Rs/Unit) Mar-07 Monthly Mar-07 Quarterly Mar-07 Yearly Apr-07 Monthly May-07 Monthly Jun-07 Monthly Jun-07 Quarterly Jul-07 Monthly Aug-07 Monthly Sep-07 Monthly Sep-07 Quarterly Oct-07 Monthly Nov-07 Monthly Dec-07 Monthly Dec-07 Quarterly Jan-08 Monthly Feb-08 Monthly Mar-08 Monthly Mar-08 Quarterly Mar-08 Yearly Apr-08 Monthly May-08 Monthly Jun-08 Monthly Jul-08 Monthly Aug-08 Monthly Spet-08 Monthly Sep-08 Quarterly Oct-08 Monthly Nov-08 Monthly % Month Frequency GrossDiv. (Rs/Unit) Dec-08 Monthly Jan-09 Monthly Feb-09 Monthly Mar-09 Monthly Apr-09 Monthly Apr-09 Yearly May-09 Monthly May-09 Quarterly Jun-09 Monthly Jun-09 Quarterly Jul-09 Monthly Aug-09 Monthly Sep-09 Monthly Sep-09 Quarterly Oct-09 Monthly Nov-09 Monthly Nov-09 Quarterly Dec-09 Monthly Mar-10 Monthly Mar-10 Quarterly Mar-10 Yearly Apr-10 Monthly May-10 Monthly Jun-10 Monthly Jun-10 Quarterly Jul-10 Monthly Sep-10 Monthly Sep-10 Quarterly Jun-11 Yearly % to R I L 8.58 INFOSYS TECHNOLOGIES 6.84 L & T 5.90 TATA STEEL 5.82 H D F C BANK 4.64 TATA CONSULTANCY SERVICES 4.34 B H E L 3.76 HOUSING DEVELOPMENT FINANCE CORPN 3.62 I T C 3.57 S B I 3.54 M & M 3.51 G A I L 3.44 CIPLA 3.40 TATA MOTORS 3.29 BHARTI AIRTEL 3.20 HERO HONDA MOTORS 2.76 N T P C 2.51 RANBAXY LABORATORIES 2.21 JINDAL STEEL & POWER 1.92 AXIS BANK 1.90 TATA POWER 1.73 SESA GOA 1.66 IDFC 1.64 A C C 1.55 INDIAN HOTELS 1.37 BANK OF BARODA 1.28 NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 2.19% STERLITE INDUSTRIES 1.24 O N G C 1.21 VOLTAS 1.20 MUNDRA PORT & SEZ 1.19 H P C L 1.17 B P C L 1.15 NEYVELI LIGNITE CORPORATION 1.07 HINDALCO 1.06 DENA BANK 0.40 G A C L 0.39 ALLAHABAD BANK 0.09 ANDHRA BANK 0.06 TOTAL - EQUITY TOTAL - DEBT 0.00 Commercial Paper / Bank Deposits Cash 'n' Call, Current Assets & Receivables % 98.20% % to Rs Cr -0.54% Last 3 years 1.87% Since Inception 0.52% Benchmark (C BalanceEx) Return % 9

10 LIC NOMURA MF FLOATER MIP An Open-ended income Scheme Rating % to B H E L 2.09 M & M 1.54 H D F C BANK 1.46 TATA STEEL 1.33 R I L 1.31 L & T 1.20 H P C L 1.16 CIPLA 1.01 BANK OF BARODA 0.95 H C L TECHNOLOGIES 0.72 IDFC 0.67 TATA CONSULTANCY SERVICES 0.60 HINDALCO 0.59 RANBAXY LABORATORIES 0.59 BIOCON 0.58 S B I 0.53 SESA GOA 0.51 CANARA BANK 0.38 INDIAN HOTELS 0.28 JUBILANT ORGANOSYS 0.28 POWER TRADING CORPORATION 0.23 Bond/Debenture MUNDRA PORT & SEZ AA 8.11 RELIANCE CAPITAL AAA 2.14 DECCAN CHRONICLE AA SHRIRAM TRANSPORT FINANCE AA PUNJ LLOYD AA MAGMA FINCORP AA RELIANCE CAPITAL AAA 8.01 Certificate of Deposit ANDHRA BANK PR Cash 'n' Call, Current Assets & Receivables 8.54 Rs Cr NAV (Rs.) as on 30/06/2011 Monthly Income : ; Yearly Income : ; ; Quarterly : Growth : Expense Ratio (as on 30 /06/2011) : 1.38% Avg. Maturity (in years) : 1.29 Avg. Duration (in years) : % Last 3 years 9.25% Since Inception 9.69% Benchmark (C MiPex) Return - last 1 year 5.03% Month Frequency Gross Div. (Rs/Unit) Dec-06 Monthly Dec-06 Quarterly Jan-07 Monthly Feb-07 Monthly Mar-07 Monthly Mar-07 Quarterly Mar-07 Yearly Apr-07 Monthly May-07 Monthly Jun-07 Monthly Jun-07 Quarterly Jul-07 Monthly Aug-07 Monthly Sep-07 Monthly Sep-07 Quarterly Oct-07 Monthly Nov-07 Monthly Dec-07 Monthly Dec-07 Quarterly Jan-08 Monthly Feb-08 Monthly Mar-08 Monthly Mar-08 Quarterly Mar-08 Yearly % % DIVIDEND HISTORY Month Frequency Gross Div. (Rs/Unit) Apr-08 Monthly May-08 Monthly Jun-08 Monthly Jun-08 Quarterly Jul-08 Monthly Aug-08 Monthly Sep-08 Monthly Sep-08 Quarterly Oct-08 Monthly Nov-08 Monthly Dec-08 Monthly Jan-09 Monthly Feb-09 Monthly Mar-09 Monthly Apr-09 Monthly Apr-09 Quarterly Apr-09 Yearly May-09 Monthly May-09 Monthly May-09 Monthly May-09 Quarterly Jun-09 Monthly Jun-09 Quarterly Jul-09 Monthly Month (Rs/Unit) Aug-09 Monthly Sep-09 Monthly Oct-09 Quarterly Oct-09 Monthly Nov-09 Monthly Dec-09 Quarterly Dec-09 Monthly Jan-10 Monthly Mar-10 Monthly Mar-10 Quarterly Mar-10 Yearly Apr-10 Monthly May-10 Monthly Jun-10 Monthly Jun-10 Quarterly Jul-10 Monthly Aug-10 Monthly Sep-10 Monthly Sep-10 Quarterly Oct-10 Monthly Nov-10 Monthly Jun-11 Monthly Jun-11 Quarterly Jun-11 Yearly % Frequency Gross Div. LIC NOMURA MF INFRASTRUCTURE FUND An Open-ended Scheme 10 NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: % to L & T 9.50 R I L 8.74 B H E L 7.19 HOUSING DEVELOPMENT FINANCE CORPN 6.71 I C I C I BANK 5.88 G A I L 4.55 TATA STEEL 3.86 O N G C 3.73 S B I 3.69 H D F C BANK 3.58 JINDAL STEEL & POWER 3.46 M & M 3.20 STERLITE INDUSTRIES 3.07 BHARTI AIRTEL 2.85 TATA MOTORS 2.23 TATA POWER 1.78 S A I L 1.75 INDIAN HOTELS 1.68 I D B I 1.68 IDEA CELLULAR 1.63 KOTAK MAHINDRA BANK 1.54 HERO HONDA MOTORS 1.28 HINDALCO 1.23 M U L 1.18 SESA GOA 1.10 H P C L 1.01 UNION BANK OF INDIA 1.00 Expense Ratio (as on 30/06/2011) : 2.42% -5.18% Last 3 years 6.08% Since Inception -3.36% Benchmark (BSE 100) Return % 1.73% Mkt. Value (Rs. Lakhs) I O C L 1.00 BHARAT FORGE 0.99 A C C 0.97 VOLTAS 0.95 N M D C 0.78 B P C L 0.71 ORIENTAL BANK OF COMMERCE 0.67 ANDHRA BANK 0.64 JSW STEEL 0.60 BANK OF INDIA 0.56 GUJRAT NRE COKE 0.51 AXIS BANK 0.44 IDFC 0.20 G A C L 0.18 Total TOTAL - DEBT 0.00 Bank Deposits 0.00 Cash 'n' Call, Current Assets & Receivables % Rs Cr

11 LIC NOMURA MF BOND FUND An Open-ended Scheme PORTFOLIO (as on 30 /06/2011) Rating % to DEBT I R F C AAA I O C L AA PUNJ LLOYD AA JET AIRWAYS (JUS TRUST) AAA 2.82 SHRIRAM TRANSPORT FINANCE AA 0.15 RURAL ELECTRIFICATION CORPORATION AAA MAGMA FINCORP AA ANDHRA BANK AAA(SO) 0.46 Certificate of Deposit PUNJAB NATIONAL BANK PR FEDERAL BANK AA FEDERAL BANK P COMMERCIAL PAPER/ BANK DEPOSIT Cash 'n' Call, Current Assets & Receivables Rs Cr DIVIDEND HISTORY Month Gross Div. (Rs./Unit) Month Gross Div. (Rs./Unit) Jul Jul Nov Oct Mar Jan Jul Mar Oct Jul Jan Oct Jun Jan Sep Mar Dec Jul Mar Oct Jun Jan Sep Mar Dec Jul Mar Oct Jul Jan Oct Mar Jan Jul Mar Oct % Last 3 years 8.02% Since inception ( ) 8.64% Benchmark (C CompBex) Return () 4.58% PORTFOLIO RATING ANALYSIS Money Market 10.30% AAA 34.96% NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Avg. Maturity (in years) : 2.76 Avg. Duration (in years) : 2.48 Expense Ratio (as on 30 /06/2011) : 1.50% AA, AA-, A, PR1+(SO) & Others 41.79% AA % AAA (SO) 0.46% LIC NOMURA MF G-SEC FUND An Open-ended Gilt Scheme Securities Rating % to DIVIDEND HISTORY I O C L AA NATIONAL HOUDING BANK AAA Securitised GSEC 8.08% 02/08/2022. (SGF F.V.RS.5.00 CR) Sovereign GSEC 8.13% 21/09/2022_ Sovereign 5.27 Certificate Of Deposit Cash 'n' Call, Current Assets & Receivables Month Gross Div. (Rs./Unit) Month Gross Div. (Rs./Unit) Mar Jul Nov Mar Jul Oct Jan Apr Jun Sep Dec Mar Jun Sep Mar Jul Oct Jan Jan-10 (PF Option) 0.50 Mar-10 (PF Option) 0.05 Rs Cr NAV (Rs.) as on 30/06/2011 Reg.: Reg.Gr.: ; PF-Div ; PF-Gr. : Avg. Maturity (in years) : 2.40 Avg. Duration (in years) : 2.16 Expense Ratio (as on 30/06/2011) : 1.15% 5.34% Last 3 years 4.97% Since inception ( ) 7.46% Benchmark (I Sec Composite Gilt) Return 4.87% 11

12 LIC NOMURA MF OPPORTUNITIES FUND An Open-ended Growth Scheme % to R I L 7.41 INFOSYS TECHNOLOGIES 7.06 I C I C I BANK 6.87 HOUSING DEVELOPMENT FINANCE CORPN 5.13 S B I 4.67 I T C 4.67 TATA STEEL 4.43 H D F C BANK 4.40 L & T 4.38 B H E L 3.65 TATA MOTORS 2.89 TATA CONSULTANCY SERVICES 2.87 O N G C 2.66 M & M 2.64 BHARTI AIRTEL 2.40 HINDALCO 2.20 G A I L 2.14 INDIAN HOTELS 2.10 N M D C 1.86 M U L 1.80 SESA GOA 1.78 STERLITE INDUSTRIES 1.73 DR REDDYS LABORATORIES 1.68 POWER GRID CORPORATION OF INDIA 1.59 I O C L 1.43 JINDAL STEEL & POWER 1.41 RANBAXY LABORATORIES 1.31 WIPRO 1.31 AXIS BANK 1.25 H C L TECHNOLOGIES 1.20 KOTAK MAHINDRA BANK 1.17 S A I L 1.15 POWER TRADING CORPORATION 0.96 B P C L 0.77 LIC NOMURA MF EQUITY FUND An Open-ended Scheme Rs Cr NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 2.07% % to DIVIDEND HISTORY Month Dividend (Rs./Unit) Feb Oct Nov % Last 3 year 9.37% Since Inception 10.34% Benchmark (BSE-200) Return 2.96% % to R I L 8.40 I T C 7.78 INFOSYS TECHNOLOGIES 6.13 I C I C I BANK 5.76 H D F C BANK 5.05 HOUSING DEVELOPMENT FINANCE CORPN 4.50 L & T 4.13 TATA CONSULTANCY SERVICES 3.73 S B I 3.05 KOTAK MAHINDRA BANK 3.04 O N G C 2.85 B H E L 2.81 AXIS BANK 2.72 TATA STEEL 2.57 TATA MOTORS 2.53 WIPRO 2.19 M & M 2.15 STERLITE INDUSTRIES 1.77 BHARTI AIRTEL 1.67 G A I L 1.61 SESA GOA 1.49 HINDALCO 1.47 HERO HONDA MOTORS 1.39 INDIAN HOTELS 1.15 I O C L 1.07 DR REDDYS LABORATORIES 1.05 H C L TECHNOLOGIES 1.04 M U L 1.03 S A I L 1.02 VIDEOCON INDUSTRIES 0.96 RELIANCE INFRASTRUCTURE 0.92 RANBAXY LABORATORIES 0.85 N T P C 0.85 VOLTAS 0.83 POWER GRID CORPORATION OF INDIA 0.75 ANDHRA BANK 0.71 COAL INDIA LIMITED 0.70 CIPLA 0.70 N M D C 0.67 UNION BANK OF INDIA 0.62 I F C I 0.58 PUNJAB NATIONAL BANK 0.57 I D B I 0.50 BHARAT FORGE 0.35 JINDAL STEEL & POWER 0.34 YES BANK 0.33 H P C L 0.29 BHARAT FORGE 0.75 ANDHRA BANK 0.62 PUNJAB NATIONAL BANK 0.53 CIPLA 0.48 BANK OF BARODA 0.42 ALLAHABAD BANK 0.24 Total Total Bank Deposits Cash 'n' Call, Current Assets & Receivables 1.99 % to TATA POWER 0.27 JUBILANT ORGANOSYS 0.26 CHAMBAL FERTILISERS & CHEMICALS 0.21 G A C L 0.21 B P C L 0.21 SIEMENS 0.15 ULTRA TECH CEMCO 0.14 MOIL LTD 0.03 VIJAYA BANK 0.01 Total Total 0.00 Bank Deposits Cash 'n' Call, Current Assets & Receivables 1.85 Rs Cr 3.05% Last 3 years 11.39% Since Inception 9.29% Benchmark (Sensex) Return 6.47% Expense Ratio (as on 30 /06/2011) : 1.59% NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: DIVIDEND HISTORY Month Dividend (Rs./Unit) Mar Mar Nov Oct Nov % 98.15% 12

13 LIC NOMURA MF INDEX FUND An Open-ended Index Linked Scheme NIFTY PLAN - PORTFOLIO (as on 30 /06/2011) R I L 8.86 INFOSYS TECHNOLOGIES 8.20 I C I C I BANK 7.38 I T C 6.32 L & T 5.71 HOUSING DEVELOPMENT FINANCE CORPN 5.37 H D F C BANK 5.25 S B I 3.63 TATA CONSULTANCY SERVICES 3.52 BHARTI AIRTEL 2.78 TATA STEEL 2.38 O N G C 2.17 H L L 2.06 TATA MOTORS 2.04 AXIS BANK 1.95 M & M 1.90 B H E L 1.89 JINDAL STEEL & POWER 1.48 STERLITE INDUSTRIES 1.40 N T P C 1.39 HINDALCO 1.36 TATA POWER 1.24 WIPRO 1.24 G A I L 1.16 DR REDDYS LABORATORIES 1.13 BAJAJ AUTO 1.11 SUN PHARMACEUTICALS 1.10 HERO HONDA MOTORS 1.04 KOTAK MAHINDRA BANK 0.99 CIPLA 0.98 IDFC 0.92 POWER GRID CORPORATION OF INDIA 0.91 M U L 0.90 PUNJAB NATIONAL BANK 0.84 GRASIM INDUSTRIES 0.78 H C L TECHNOLOGIES 0.70 CAIRN INDIA 0.68 G A C L 0.65 SESA GOA 0.64 JAIPRAKSH ASSOCIATES 0.53 A C C 0.53 B P C L 0.49 RANBAXY LABORATORIES 0.49 S A I L 0.47 SIEMENS 0.45 DLF 0.45 RELIANCE INFRASTRUCTURE 0.44 RELIANCE CAPITAL 0.38 RELIANCE POWER LTD 0.37 RELIANCE COMMUNICATION 0.37 Total Total Cash 'n' Call, Current Assets & Receivables 0.97 Rs Cr NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 1.16% Last 6 months % 6.61% Last 3 years 9.79% Since Inception 14.21% Benchmark NSE - Nifty Return (Last 6 months) % Benchmark NSE - Nifty Return () 6.30% SENSEX PLAN % to % to R I L INFOSYS TECHNOLOGIES 9.36 I C I C I BANK 8.31 I T C 7.24 L & T 6.60 H D F C BANK 6.16 HOUSING DEVELOPMENT FINANCE CORPN 6.12 TATA CONSULTANCY SERVICES 4.57 S B I 4.53 BHARTI AIRTEL 3.47 O N G C 3.09 TATA STEEL 2.70 TATA MOTORS 2.47 H L L 2.45 B H E L 2.31 M & M 2.27 N T P C 2.04 JINDAL STEEL & POWER 1.80 WIPRO 1.69 STERLITE INDUSTRIES 1.68 HINDALCO 1.60 SENSEX PLAN % to TATA POWER 1.43 BAJAJ AUTO 1.34 HERO HONDA MOTORS 1.24 CIPLA 1.14 M U L 1.10 JAIPRAKSH ASSOCIATES 0.63 DLF 0.59 RELIANCE INFRASTRUCTURE 0.52 RELIANCE COMMUNICATION 0.46 Total Cash 'n' Call, Current Assets & Receivables 0.42 Rs Cr NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30 /06/2011) : 1.37% Last 6 months % s 6.82% Last 3 years 10.94% Since Inception 15.83% Benchmark BSE - Sensex Return (Last 6 months) % Benchmark BSE - Sensex Return (s) 6.47% SENSEX ADVT. PLAN % to R I L 9.58 INFOSYS TECHNOLOGIES 8.41 I C I C I BANK 7.44 I T C 6.47 L & T 5.91 H D F C BANK 5.49 HOUSING DEVELOPMENT FINANCE CORPN 5.48 TATA CONSULTANCY SERVICES 4.11 S B I 4.08 BHARTI AIRTEL 3.11 O N G C 2.79 SESA GOA 2.70 TATA STEEL 2.28 H L L 2.21 B H E L 2.08 KOTAK MAHINDRA BANK 2.04 TATA MOTORS 2.00 M & M 1.86 N T P C 1.83 STERLITE INDUSTRIES 1.67 JINDAL STEEL & POWER 1.63 WIPRO 1.52 HINDALCO 1.44 IDFC 1.39 TATA POWER 1.28 BAJAJ AUTO 1.20 HERO HONDA MOTORS 1.10 CIPLA 1.02 M U L 0.99 G A C L 0.85 JAIPRAKSH ASSOCIATES 0.56 DLF 0.53 RELIANCE INFRASTRUCTURE 0.46 IDEA CELLULAR 0.42 RELIANCE COMMUNICATION 0.41 Total Cash 'n' Call, Current Assets & Receivables 3.64 Rs Cr NAV (Rs.) as on 30/06/2011: Dividend: ; Growth: Expense Ratio (as on 30/06/2011) : 1.50% 5.32% Last 3 years 11.17% Since Inception 14.97% Benchmark BSE - Sensex Return () 6.47% DIVIDEND HISTORY Month Dividend (Rs./Unit) Nifty Sensex Sensex Advt. Jan Aug Nov Jan Feb Nov Feb Mar Mar Jan

14 LIC NOMURA MF GROWTH FUND An Open-ended Growth Scheme % to I T C 7.60 INFOSYS TECHNOLOGIES 6.74 L & T 6.24 R I L 5.75 S B I 4.52 H D F C BANK 4.51 I C I C I BANK 3.73 TATA CONSULTANCY SERVICES 3.63 HOUSING DEVELOPMENT FINANCE CORPN 3.42 B H E L 3.10 M & M 2.95 TATA STEEL 2.89 TATA MOTORS 2.67 O N G C 2.53 WIPRO 2.08 G A I L 2.03 S A I L 1.83 STERLITE INDUSTRIES 1.79 AXIS BANK 1.76 INDIAN HOTELS 1.74 HINDALCO 1.64 BHARTI AIRTEL 1.40 HERO HONDA MOTORS 1.36 SESA GOA 1.20 KOTAK MAHINDRA BANK 1.19 IDFC 1.17 DR REDDYS LABORATORIES 1.11 JINDAL STEEL & POWER 1.06 M U L 1.04 I D B I 1.01 RANBAXY LABORATORIES 0.92 H C L TECHNOLOGIES 0.84 ANDHRA BANK 0.74 COAL INDIA LIMITED 0.65 CIPLA 0.65 VOLTAS 0.65 UNION BANK OF INDIA 0.62 N M D C 0.62 NEYVELI LIGNITE CORPORATION 0.56 BALARAMPUR CHINI MILLS 0.54 BHARAT FORGE 0.53 G A C L 0.40 B E M L 0.40 PUNJAB NATIONAL BANK 0.39 JSW STEEL 0.38 B P C L 0.28 YES BANK 0.27 N T P C 0.26 TATA POWER 0.22 SIEMENS 0.17 Rs Cr % to JUBILANT ORGANOSYS 0.17 VIJAYA BANK 0.09 MADRAS CEMENT 0.06 POWER TRADING CORPORATION 0.03 Total Total Bank Deposits Commercial Paper / Bank Deposit Cash 'n' Call, Current Assets & Receivables 5.87 NAV (Rs.) as on 30/06/2011: DIVIDEND: ; GROWTH: % Last 3 year 14.34% Since Inception 8.82% Benchmark (Sensex) Return - last 1 year 6.47% Expense Ratio (as on 30 /06/2011) : 1.61% Month DIVIDEND HISTORY Dividend (Rs./Unit) Oct % 94.13% LIC NOMURA MF TAX PLAN An Open-ended ELSS 14 Rating % to INFOSYS TECHNOLOGIES 7.58 I T C 7.32 R I L 6.55 H D F C BANK 5.50 I C I C I BANK 4.99 TATA CONSULTANCY SERVICES 4.92 S B I 4.83 TATA STEEL 3.97 BHARTI AIRTEL 3.71 HOUSING DEVELOPMENT FINANCE CORPN 3.67 B H E L 3.47 L & T 3.30 JINDAL STEEL & POWER 2.72 O N G C 2.61 M & M 2.38 KOTAK MAHINDRA BANK 2.14 TATA MOTORS 2.07 SESA GOA 1.84 G A I L 1.66 AXIS BANK 1.42 INDIAN HOTELS 1.41 DR REDDYS LABORATORIES 1.20 VOLTAS 1.16 S A I L 1.08 CONCOR 1.07 M R F 1.01 I O C L 0.94 M U L 0.90 WIPRO 0.87 PUNJAB NATIONAL BANK 0.86 RANBAXY LABORATORIES 0.85 BHARAT FORGE 0.81 CIPLA 0.75 TATA POWER 0.68 RURAL ELECTRIFICATION CORPORATION 0.61 IDFC 0.51 B P C L 0.51 HINDALCO 0.47 BANK OF BARODA 0.45 UNION BANK OF INDIA 0.38 MUNDRA PORT & SEZ 0.38 N M D C 0.28 ALLAHABAD BANK 0.26 IDEA CELLULAR 0.21 DIVIDEND HISTORY Month Dividend (Rs./Unit) Mar Mar Aug Mar Oct May Oct Rating % to VIJAYA BANK 0.18 ANDHRA BANK 0.14 H P C L 0.04 Total Total Commercial Paper Bank Deposits Cash 'n' Call, Current Assets & Receivables 5.35 Rs Cr NAV (Rs.) as on 30/06/2011; Dividend: ; Growth: Last 3 years 4.26% 9.75% Since Inception 8.17% Benchmark (Sensex) Return 6.47% Expense Ratio (as on 30 /06/2011) : 2.20% 5.35% 94.65%

15 LIC NOMURA MF UNIT LINKED INSURANCE SCHEME An Open-ended Insurance linked Tax Saving Scheme EQUITY Rating % to EQUITY B H E L 5.74 TATA POWER 5.62 O N G C 5.25 INFOSYS TECHNOLOGIES 4.98 R I L 4.89 L & T 3.45 H D F C BANK 2.92 HOUSING DEVELOPMENT FINANCE CORPN 2.63 TATA CONSULTANCY SERVICES 2.39 M & M 1.88 TATA STEEL 1.66 G A I L 1.59 H P C L 1.55 CIPLA 1.54 S B I 1.50 TATA MOTORS 1.47 TATA TEA 1.40 LUPIN 1.05 H C L TECHNOLOGIES 0.96 JINDAL STEEL & POWER 0.89 STERLITE INDUSTRIES 0.79 M U L 0.65 DR REDDYS LABORATORIES 0.60 PUNJAB NATIONAL BANK 0.59 IDFC 0.51 I C I C I BANK 0.43 INDIAN HOTELS 0.29 UNION BANK OF INDIA 0.23 I D B I 0.21 JUBILANT ORGANOSYS 0.11 TOTAL - EQUITY Rs Cr NAV (Rs.) as on 30/06/2011 : Expense Ratio (as on 30 /06/2011) : 1.98% DEBT Rating 2.34% Last 3 years 6.59% Since Inception 10.97% Benchmark (C BalanceEx) Return () 6.04% GROSS DIVIDEND RECORD (RS./UNIT) % to I R F C AAA 0.83 MUNDRA PORT & SEZ AA 1.88 DECCAN CHRONICLE AA 5.53 PUNJ LLOYD AA 5.44 SHRIRAM TRANSPORT FINANCE AA 4.33 DR REDDYS LABORATORIES AA RURAL ELECTRIFICATION CORPORATION AAA 1.62 MAGMA FINCORP AA RELIANCE CAPITAL AAA 3.11 TOTAL - DEBT Certificate of Deposit FEDERAL BANK AA FEDERAL BANK P Total Certificate of Deposit 7.17 Commercial Paper 0.00 TOTAL - Commercial Paper 0.00 Cash 'n' Call, Current Assets & Receivables Year Rate (18 months) % % Year Rate % Avg. Maturity (in years) : 2.06 Avg. Duration (in years) : 1.85 LIC NOMURA MF BALANCED FUND An Open-ended Balanced Scheme EQUITY DEBT % to H C L TECHNOLOGIES 7.00 H L L 6.63 G A I L 5.69 HINDALCO 5.45 I D B I 4.68 RANBAXY LABORATORIES 4.65 YES BANK 4.31 L & T 3.92 LUPIN 3.86 SESA GOA 3.64 UNION BANK OF INDIA 3.61 POWER TRADING CORPORATION 3.44 G A C L 2.29 IDFC 2.25 H P C L 1.71 TATA STEEL 1.31 O N G C 1.18 JUBILANT ORGANOSYS 0.93 Total Rating % to PUNJ LLOYD AA 8.60 MAGMA FINCORP AA TOTAL - DEBT Bank Deposits Certificate of Deposits ANDHRA BANK PR Total Certificate of Deposits 0.89 Cash 'n' Call, Current Assets & Receivables 6.88 Rs Cr Expense Ratio (as on 30/06/2011) : 2.10% NAV (Rs.) as on 30/06/2011 : Dividend: ; Growth: Avg. Maturity (in years) : 1.49 Avg. Duration (in years) : % Last 3 years 7.46% Since Inception 7.31% Benchmark (C BalanceEx) Return () 6.04% DIVIDEND HISTORY Month Dividend (Rs./Unit) Nov Mar Aug Nov Feb Apr Sep Jan Oct % 7.77% 66.56% 15

16 PLACE ADDRESS LANDLINE MOBILE AHMEDABAD Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, AHMEDABAD / / / BANGALORE No.4, Canara Mutual Building (Opp. Cash Pharmacy), 2nd Floor, Residency Road, BANGALORE / / / / BHUBANESHWAR OCHC Building, Ground Floor, 24-Janpath, Unit-3, BHUBANESHWAR CHENNAI 15, Anna Salai, Next to V.G.P. Bldg., CHENNAI / / / / DEHRADUN 110, Tagore Villa, Chakrata Road, DEHRADUN / / / ERNAKULAM 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, KOCHI / / / GOA T 9/10, 3rd floor, Alfran Plaza, Opp. Don Bosco High School, M. G. Road, Panaji, GOA / / GURGAON Office No. 202, 1st Floor, AKD Tower, Near HUDA Office, Sector 14, GURGAON / / GUWAHATI C/o LIC of India, Jeevan Deep Building, M. L. Nehru Road, Panbazar, GUWAHATI / / HUBLI 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, HUBLI / / HYDERABAD House No , 4th Floor, Jeevan Jyoti Building, Basheerbagh, HYDERABAD / / / INDORE U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, INDORE / / / JAIPUR A, 3rd floor, Ganpati Plaza, M. I. Road, JAIPUR / / KANPUR Jeevan Vikas, Ground Floor, 16/98, M.G. Road, KANPUR / / / / / / KOLKATA Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, KOLKATA / / / / / / / LUCKNOW 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, LUCKNOW / / / / LUDHIANA Rm No , 1st Fl, S.C.O. 18, Opp. Stock Exch., Feroze Gandhi Mkt, LUDHIANA / / MADURAI 2nd Floor, LIC Bldg., Door No. 3, West Marret Street, MADURAI / MANGALORE No. 6, Gr. Floor, Popular Building, K S Rao Road, MANAGALORE / / MUMBAI - I Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, MUMBAI / / / / / / / / MUMBAI - II 103, First Floor, A Wing, BSEL Tech Park, Opp. Vashi Railway Station, NAVI MUMBAI / / / NAGPUR Jeevan Seva Bldg., Mount Road, Sadar, NAGPUR / / NASHIK Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, NASHIK / / NEW DELHI 7th Floor, Jeevan Prakash, 25 K.G. Marg, NEW DELHI / / / / / / / / PATNA Ground floor, Jeevan Jyothi Bldg. Exhibition Road, PATNA / / / PUNE C/o LIC of India, Pune D.O.-I,6/7, Shivaji Nagar,University Road, PUNE / / RAIPUR SF-22-23, Millennium Plaza, Near Indian Coffee House, G.E. Road, RAIPUR C.G / / / RAJKOT 721, Star Chamber, Harihar Chowk, RAJKOT / RANCHI Narsaria Tower, 2nd Floor, Opp. Lalpur Police Station, Post Lalpur, RANCHI / / Name of Place Mobile No. Name of Place Mobile No. Name of Place Mobile No. Name of Place Mobile No. AGRA : AHMEDNAGAR : AJMER : ALAPUZHA : ALLAHABAD : AMRAVATI : AMRITSAR : AURANGABAD : BANKURA : BEHRAMPORE : BELGAUM : BELLARY : BILASPUR : BHAGALPUR : BHILAI : BHILWARA : BHOPAL : BHUJ : BIKANER : BOKARO : BURDWAN : CALICUT : CHANDIGARH : CHANDRAPUR : COIMBATORE : DALTONGANJ : DAVANGERE : DEOGHAR : DHANBAD : GAYA : GORAKHPUR : GULBARGA : GWALIOR : HALDWANI : HASSAN : JABALPUR : JAGDALPUR : JALGAON : JAMMU : JAMSHEDPUR : JALPAIGURI : JHANSI : JODHPUR : KARIMNAGAR : KARWAR : KHARAGPUR : KOLHAPUR : AREA OFFICES BUSINESS CENTRE KOTA : KOTTAYAM : MADGAON : MADIKERI : MALDA : MANDI : MEERUT : MEHSANA : MORADABAD : MYSORE : MUZAFFARPUR : NANDED : NELLORE : NOIDA : PANIPAT : PONDHICHERRY : RAICHUR : RAJAHMUNDRY : SAHARANPUR : SALEM : SAMBALPUR : SATARA : SATNA : SHAHDOL : SHILLONG : SHIMLA : SHIMOGA : SURAT : SILIGURI : THANE : THRISSUR : TIRUNELVELI : TRICHY : TRIVANDRUM : UDAIPUR : UDUPI : VADODARA : VAPI : VARANASI : VISHAKHAPATNAM : VIJAYWADA : WARANGAL : Investment Manager: LIC NOMURA MUTUAL FUND ASSET MANAGEMENT COMPANY LIMITED 4th Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai Tel. : Fax : corp.office@licnomuramf.com visit us at Statutory Details: Constitution: LIC Nomura Mutual Fund has been set up as a Trust sponsored by Life Insurance Corporation of India. Trustee: LIC Nomura Mutual Fund Trustee Company Private Ltd. Investment Manager: LIC Nomura Mutual Fund Asset Management Company Ltd. Risk Factors: Mutual Fund and Securities Investments are subject to market risks and there is no assurance and no guarantee that the objectives of the schemes will be achieved. As with any investment in securities, the NAV of the units issued under the scheme can go up or down depending on the factors and forces affecting the capital markets and money markets. Past performance of the Sponsor / Investment Manager / Mutual Fund does not indicate the future performances of the schemes and may not necessarily provide a basis of comparison with other investments. The Sponsor is not responsible for or liable to any loss resulting from the operations of the scheme beyond their initial contribution of Rs.2 Cr towards the setting up of the Mutual Fund. Please read the Scheme Information Document, Statement of Additional Information carefully before investing. Designed by: Printania Offset Pvt. Ltd.