REGIONAL FINANCIAL SERVICES MERGERS & ACQUISITIONS UPDATE
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1 REGIONAL FINANCIAL SERVICES MERGERS & ACQUISITIONS UPDATE SOUTHEAST REGION Q
2 REGIONAL M&A TRANSACTION STATISTICS 8 Number of Regional Whole Bank & Thrift Transactions '17 YTD Sep Regional Average Deal Value to Tangible Book % 16% 14% 12% 1% 8% 6% 4% 2% % Regional Average Deal Value to Assets 1.4% 12.9% 14.3% 13.% 16.4% 16.5% % 1% 8% 6% 4% 2% % Regional Average Deal Value to LTM Earnings Regional Average Tangible Book Premium to Core Deposits % 5.5% 6.7% 5.3% 9.5% 11.2% Note: Includes all whole bank transactions in Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, Virgin Islands, Virginia and West Virginia 2
3 NATIONAL M&A TRANSACTION STATISTICS 3 Number of National Whole Bank & Thrift Transactions '8 '9 '1 '11 '12 '17 YTD Sep National Average Deal Value to Tangible Book '8 '9 '1 '11 '12 '13 '14 '15 '16 '17 YTD Sep National Average Deal Value to LTM Earnings '8 '9 '1 '11 '12 '13 '14 '15 '16 '17 YTD Sep BKD CORPORATE FINANCE SERVICES Company Sales & Divestitures Management Buyouts Debt & Equity Recapitalizations Mergers & Acquisitions Affiliations Succession Planning & Strategic Options Analysis 3
4 NATIONAL M&A TRANSACTION STATISTICS BY ASSET SIZE National Average Deal Value to Tangible Book National Average Deal Value to LTM Earnings Less than $1B Greater than $1B Less than $1B Greater than $1B NATIONAL M&A TRANSACTION STATISTICS BY PERFORMANCE National Average Deal Value to Tangible Book by Performance National Average Deal Value to LTM Earnings by Performance* Negative ROAA ROAA of.% to.99% ROAA of.% to.99% ROAA Greater than 1.% ROAA Greater than 1.% *Deal value to LTM earnings for negative ROAA transactions are not meaningful and therefore are not presented in this chart. 4
5 Transactions Branches Sold NATIONAL BRANCH M&A TRANSACTION STATISTICS Number of National Branch Transactions & Branches Sold '8 '9 '1 '11 '12 ' YTD Sep % National Branch Average Franchise Premium to Deposits 6.% 5.% 5.79% 4.% 4.47% 4.58% 4.57% 3.% 2.% 3.12% 3.58% 3.26% 2.52% 2.68% 3.63% 2.79% 1.%.% '8 '9 '1 '11 '12 5
6 REGIONAL PUBLICLY TRADED BANKING COMPANIES Name Ticker State Total Assets ($) Total Equity ($) Stock Price 9/3/18 Price Change YTD Price to Tangible Book Price to LTM Earnings Dividend Yield Return on Return on Assets (%) Equity (%) Equity/ Assets (%) Bank of America Corporation BAC NC 2,338,833, 262,158, % Capital One Financial Corp. COF VA 362,99, 5,638, % BB&T Corporation BBT NC 222,885, 3,7, % SunTrust Banks, Inc. STI GA 211,276, 24,139, % Regions Financial Corporation RF AL 124,578, 14,77, % First Horizon National Corp. FHN TN 4,635,924 4,741, % First Citizens BancShares, Inc. FCNC.A NC 34,954,659 3,499, % Synovus Financial Corp. SNV GA 32,75,1 3,4, % BankUnited, Inc. BKU FL 31,513,636 3,74, % Hancock Holding Company HWC MS 28,98,175 2,978, % Pinnacle Financial Partners, Inc. PNFP TN 24,557,545 3,897, % United Bankshares, Inc. UBSI WV 19,187,643 3,251, % Simmons First National Corp. SFNC AR 16,281,264 2,183, % Home BancShares, Inc. HOMB AR 14,912,738 2,341, % South State Corporation SSB SC 14,522,215 2,368, % Average -2.3% NATIONAL FAILED BANK STATISTICS Source: Federal Deposit Insurance Corporation 24 '8 '9 '1 '11 '
7 FINANCIAL SERVICES CONTACT INDUSTRY FOCUS ABOUT US Wyatt Jenkins Vice President Springfield, MO The professionals of BKD Corporate Finance, LLC (BKDCF) have more than years of combined experience helping company owners plan for and execute their growth and exit strategies. From managing the sale of a company to negotiating the acquisition of a competitor or raising debt and equity capital to improve financial and operational flexibility, BKDCF can help you to develop a specific course of action for achieving your desired results. Financial Services Health Care Manufacturing & Distribution Business Services BKD Office BKD/BKDCF Office Construction & Engineering Energy BKDCF, a wholly owned subsidiary of BKD, LLP, helps companies and stockholders go beyond their numbers by creating value through investment banking solutions that include mergers, acquisitions, sales, recapitalizations, management buyouts and financings. Founded in 1994, BKDCF is staffed with experienced investment bankers and financial analysts. In addition, the firm draws on the resources of BKD with its network of accountants, auditors, tax professionals, business consultants and industry-specific consultants. BKDCF is a member of the Financial Industry Regulatory Authority and the Securities Investor Protection Corporation. Consumer Services & Products 7 Technology, Media & Telecom
8 BKD SERVICES Abundant services. Sheer precision. BKD, LLP offers a full range of services and industry-focused expertise to provide you with insightful solutions and help you stay a cut above the competition. FINANCIAL ASSURANCE Audit, review & compilations Benchmarking Internal audit Internal control studies SEC filings SOX 44 compliance CONSULTING Accounting outsourcing Bankruptcy consulting Budgeting & financial planning Cost accounting Employee benefit plan structuring & administering ESOP feasibility analysis Forecasts & projections FEDERAL & STATE TAX PLANNING & COMPLIANCE Compensation planning Corporate tax planning Inventory tax planning R&D tax credit enhancements Real estate cost segregation studies Restructuring planning State & local tax planning FORENSICS & VALUATION CONSULTING Bankruptcy services Business valuations Fraud prevention Litigation support INTERNATIONAL TAX STRATEGIES DISC Expatriate assignment services Foreign tax credit planning Global structuring support Indirect global taxes Transfer pricing INVESTMENT & FINANCIAL PLANNING Estate & gift planning Family tax planning Investment management Personal wealth planning Retirement planning TRANSACTION SERVICES Federal, state & local tax diligence Financial diligence Operations diligence Technology diligence GROWTH & ADVISORY INVESTMENT BANKING Mergers & acquisitions Company sales & divestitures Debt & equity recapitalizations Management buyouts Affiliations Succession planning Strategic options analysis ECONOMIC DEVELOPMENT Expansion projects Grants & public incentives INTERNATIONAL MARKET Development Exporting Direct investment Licensing Acquisitions OPERATIONS MANAGEMENT PERFORMANCE ENHANCEMENT ADVICE & KNOW-HOW (PEAK) METHODOLOGY Business process improvement Decision costing Inventory optimization Lean manufacturing Profit improvement TECHNOLOGY APPLICATIONS SOFTWARE Best-Abra MAS 9, & 5 Microsoft CRM Microsoft Dynamics AX Microsoft Dynamics GP IT SERVICES IT assessments & planning IT control reviews Project management assistance Security solutions & penetration testing STRATEGIC TECHNOLOGY E-business planning IT assessments & planning Systems selection & implementation 8
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