How long would you expect most of your money to be invested before you would need to access it?

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1 Risk Profiler Q&A Your Name What is your name? Your Age What age are you? Length of Investment How long would you expect most of your money to be invested before you would need to access it? 1 5 Years 5 10 Years Years 15 Years 20 Years More than 20 Years Goals What is your investment objective? I am looking for higher returns than I could potentially get in a deposit account, but I can t afford to take too much of a risk with my money. I am aiming to achieve significant returns and I m willing to accept the higher potential of loss associated with higher risk investments. I want to achieve long-term growth and realise I must take some risk to achieve this. My main aim is to protect my initial capital investment.

2 Familiarity with Investment Markets How familiar are you with investment markets? I understand that the value of investments may go down as well as up and that different investments are subject to different risks and have different potential returns. I have enough experience to understand the importance of diversification but my main aim is the low risk growth of my investment. I am an experienced investor and I am willing to take risk with my investment to generate growth. I am not very familiar with investment markets and I prefer investments with guarantees and/or more predictable retur ns. Investment Knowledge I take an interest in what s happening in investment markets Strongly Agree Agree Disagree Strongly Disagree Investments Held Which of these statements most applies to you I currently actively manage a portfolio of higher risk investments I have previously owned higher risk investments and found this to be a good experience I have previously owned higher risk investments and found this to be a bad experience I have mostly invested in deposit accounts and I do not wish to take any risk with my investments in the future Investment Scenarios If you invested 10,000 today, what potential value looks most attractive to you in 7 years time? Between 9,950-12,298 Between 7,107-15,039 Between 6,650-17,138 Between 8,705-13,160

3 Loss Aversion If you were placed in a fund with the potential to make both large losses and gains, how would you feel? Very uncomfortable Uncomfortable Excited by the prospect of high returns Accepting that to generate high returns I have to take the risk of large losses Short-Term Falls How do you feel about falls in the value of your investment over the short-term? I can accept short-term falls in return for the potential of better returns I am very uncomfortable with short-term falls I accept modest short-term falls Taking Risks I am not concerned with short-term falls as I expect to invest my money over the medium (5-10 years) to long-term (10 years+) If you could increase your chances of generating higher returns by taking more risk, what would you do? Take slightly more risk with some of my investment to generate slightly higher returns Take more risk with all of my investment to generate higher returns. Take more risk with some of my investment to generate higher returns. Nothing - my goal is to protect my initial investment.

4 Important information This Risk Profiler is for illustrative purposes only and is designed purely as an indicator that may help Financial Brokers/customers understand how comfortable they are with accepting certain levels of risk before investing. It is important to note that there is no one definitive approach in determining the Risk Profile of an individual and as such, the results of this Risk Profiler cannot be relied upon. The output of this Risk Profiler does not constitute any kind of personal advice and should never be relied upon when making a decision in relation to a particular financial product or strategy. It is also important to note that risk profiling is only one element of the overall financial planning process. This tool does not provide Financial Brokers or customers with financial advice of any kind about a particular financial product or strategy and is not a substitute for a detailed financial plan. Please note that Aviva Life & Pensions UK Limited will not collect any personal data inputted on this Risk Profiler. The importance of obtaining professional advice Before making any investment decision, we recommend the customers speak with a Financial Broker who can make a detailed assessment of their financial situation, help them define their investment goals and help them in selecting financial products and/or strategies that may suit their risk and return preferences. This tool is not in any way a substitute for such advice. Aviva Life & Pensions UK Limited accepts no responsibility for any action taken as a result of completing this Risk Profiler. Broker: Client: Date: / / Date: / /

5 Retirement Investments Insurance Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is authorised by the Prudential Regulation Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules. Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is also regulated in the UK: by the Prudential Regulation Authority for prudential rules and, to a limited extent, by the Financial Conduct Authority for applicable UK conduct rules. Registered Branch Office in Ireland (No ) at One Park Place, Hatch Street, Dublin 2. Tel (01) Web Registered in England ( ) at Wellington Row, York, YO90 1WR