INTEREST RATE BULLETIN OF PIRAEUS BANK BULGARIA SA FOR INDIVIDUALS IN FORCE AS OF

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1 INTEREST RATE BULLETIN OF PIRAEUS BANK BULGARIA SA FOR INDIVIDUALS IN FORCE AS OF TERM DEPOSITS Product Minimum amount 1.1. SHORT-TERM DEPOSITS 1 week 2 weeks 1 month 3 months 6 months 12 months Piraeus Standard 0,01 0,50% 1,00% 1,50% 2,25% 2,75% 3,50% Piraeus Gold ,01 0,75% 1,25% 1,80% 2,50% 3,00% 3,80% Piraeus Standard 0,01 0,50% 1,00% 1,25% 2,00% 2,50% 3,00% Piraeus Gold ,01 0,75% 1,25% 1,50% 2,25% 2,75% 3,25% Piraeus Standard USD 0,01 0,25% 0,75% 1,00% 1,25% 1,75% 2,25% Piraeus Gold USD ,01 0,50% 1,00% 1,25% 1,50% 2,00% 2,50% Piraeus Standard GBP 0,01 0,25% 0,75% 1,00% 1,25% 1,75% 2,25% Piraeus Gold GBP ,01 0,50% 1,00% 1,25% 1,50% 2,00% 2,50% Piraeus Standard CHF 0,01 0,25% 0,75% 1,00% 1,25% 1,75% 2,25% Piraeus Gold CHF ,01 0,50% 1,00% 1,25% 1,50% 2,00% 2,50% For term deposits with amount over or /USD there is possibility for negotiable interest rate. Product Minimum amount 1.2. DEPOSIT 30+ (3 PERIODS BY 3 MONTHS) 1st period 2nd period 3rd period Piraeus Standard 0,01 2,75% 3,00% 3,25% Piraeus Gold ,01 3,10% 3,30% 3,50% Piraeus Standard 0,01 2,50% 2,75% 3,00% Piraeus Gold ,01 2,75% 3,00% 3,25% Piraeus Standard USD 0,01 1,75% 2,00% 2,25% Piraeus Gold USD ,01 2,00% 2,25% 2,50% Minimum amount 1.3. DEPOSIT SPRINT (3 PERIODS BY 1 MONTH) 1st period 2nd period 3rd period ,25% 2,50% 2,75% ,00% 2,25% 2,50% USD ,50% 1,75% 2,00% Minimum amount 1.4. DEPOSIT I CHOOSE 6 months 12 months ,50% 3,85% ,00% 3,60% USD ,50% 2,75% 1.5. PROMOTIONAL 4-MONTHS DEPOSIT Minimum amount 500 3,25% 250 2,75% USD 250 2,00% 1.6. DEPOSIT 30 3 MONTHS Product Minimum amount Piraeus Standard 0,01 2,75% Piraeus Gold ,01 3,10% Piraeus Standard 0,01 2,50% Piraeus Gold ,01 2,75% Piraeus Standard USD 0,01 1,75% Piraeus Gold USD ,01 2,00% В сила от / In force as of

2 Product Minimum amount 1 base 1.7. DEPOSIT 10 for every month Piraeus Standard ,50% 1,65% 1,80% 1,95% 2,10% 2,25% 2,40% 2,55% 2,70% 2,85% 3,00% 3,15% Piraeus Gold ,01 1,80% 1,98% 2,16% 2,34% 2,52% 2,70% 2,88% 3,06% 3,24% 3,42% 3,60% 3,78% Piraeus Standard ,25% 1,38% 1,51% 1,64% 1,77% 1,90% 2,03% 2,16% 2,29% 2,42% 2,55% 2,68% Piraeus Gold ,01 1,50% 1,65% 1,80% 1,95% 2,10% 2,25% 2,40% 2,55% 2,70% 2,85% 3,00% 3,15% Piraeus Standard USD ,00% 1,10% 1,20% 1,30% 1,40% 1,50% 1,60% 1,70% 1,80% 1,90% 2,00% 2,10% Piraeus Gold USD ,01 1,25% 1,38% 1,51% 1,64% 1,77% 1,90% 2,03% 2,16% 2,29% 2,42% 2,55% 2,68% Product Minimum amount 1.8. DEPOSIT PIRAEUS ADVANCE 1 month 3 months 6 months 12 months Piraeus Advance Standard ,25% 2,00% 2,50% 3,25% Piraeus Advance Gold ,01 1,50% 2,25% 2,75% 3,60% Piraeus Advance Standard 500 1,00% 1,75% 2,25% 2,75% Piraeus Advance Gold ,01 1,25% 2,00% 2,50% 3,00% Piraeus Advance Standard USD 500 0,75% 1,00% 1,50% 2,00% Piraeus Advance Gold USD ,01 1,00% 1,25% 1,75% 2,25% MONTHS DEPOSIT Minimum amount 500 3,70% 250 3,40% USD 250 2,50% MONTHS DEPOSIT Minimum amount ,80% 500 3,50% USD 500 2,70% DEPOSIT PIRAEUS MAXIMUM 3 YEARS Minimum amount Interest rate for the whole deposit period 0,01 11,70% ,01 12,00% 0,01 10,65% 5 000,01 10,95% USD 0,01 8,40% USD 5 000,01 9,00% NOTICE DEPOSIT Minimum amount ,00% ,00% USD ,50% Withdrawal is allowed only two days notice PIRAEUS CHILDHOOD for every year after 5th 3,00% 4,00% 4,50% 5,00% 5,00% 5,00% 2,00% 3,00% 3,50% 4,00% 4,00% 4,00% USD 2,00% 2,50% 3,00% 3,50% 3,50% 3,50% After the majority of titular the deposit should be transferred to savings account DEPOSIT PIRAEUS TRANSFORM Minimum amount ,01 3,00% 5 000,01 3,00% USD 5 000,01 3,00% В сила от / In force as of

3 1.15. PIRAEUS CASH MANAGER PROGRAM - INDIVIDUALS COMBINATION OF SAVINGS ACCOUNT AND WEEKLY TERM DEPOSIT Product Minimum amount PIRAEUS CASH MANAGER SAVINGS ACCOUNT PIRAEUS CASH MANAGER WEEKLY TERM DEPOSIT In case of breach of weekly deposit contract conditions, applicable interest rate 0,2% 2. CURRENT ACCOUNTS 250 1,50% 125 1,25% USD 125 1,00% ,80% ,50% USD ,25% 2.1. PIRAEUS EXPRESS CURRENT ACCOUNT USD 0,10% 0,10% , ,00 0,20% 0,30% 0,30% over ,00 0,30% 0,40% 0,40% 2.2 CURRENT ACCOUNT,, USD, AUD, CAD, GBP, DKK, CHF, NOK, RON, SEK, JPY 0,00% 3. SAVINGS ACCOUNTS 3.1. SAVINGS ACCOUNT AUTONOMY AUTONOMY USD up to 2 000,00 1,00% up to 1 000,00 0,50% 0,30% 2 000, ,00 2,50% 1 000, ,00 1,50% 1,50% , ,00 2,80% 5 000, ,00 2,40% 2,00% over ,00 3,10% over ,00 2,80% 2,60% AUTONOMY + USD up to ,00 2,50% up to ,00 2,00% 1,75% over ,00 3,50% over ,00 3,00% 3,00% 3.2. PIRAEUS FAIR PLAY for every year After the 4th up to ,00 OLP + 0,25% OLP + 0,50% OLP + 0,75% OLP + 1,00% over ,00 OLP + 0,75% OLP + 1,00% OLP + 1,25% OLP + 1,50% up to ,00 BIR + 0,25% BIR + 0,50% BIR + 0,75% BIR + 1,00% over ,00 BIR + 0,75% BIR + 1,00% BIR + 1,25% BIR + 1,50% OLP - Floating base rate for accounts Bulgarian National Bank. BIR - Base rate for accounts European Central Bank. Fixed Rate. PBB accepts fixed level of BNB OLP valid from till on the level of 1,50%. PBB accepts fixed level of ECB BIR valid from till on the level of 1,00%. *As of PBB accepts fixed levels of OLP of BNB and BIR of ECB as follows: - OLP of BNB 1,00% - BIR of ECB 0,75% 3.3. SAVINGS ACCOUNT Like savings account USD CAD, GBP, DKK, CHF, NOK, RON, SEK, JPY up to 500,00 0,00% 0,00% 0,00% 0,00% 500, ,00 0,40% 0,50% 0,35% 0,00% over 5 000,00 0,75% 0,60% 0,55% 0,00% 3.4. SAVINGS ACCOUNT - PAYROLL up to 1 000,00 2,00% over 1 000,00 2,00% for amount up to 1 000,00 and 2,50% for surplus above 1 000,00 В сила от / In force as of

4 3.5. SAVINGS ACCOUNT - 13TH PENSION 3,75% 4. OTHER ACCOUNTS 4.1. SPECIAL ACCOUNTS Account type up to ,00 1,50% PIRAEUS PACKAGE PRIVATE BAILIFF , ,00 2,50% over ,00 4,00% up to ,00 1,00% , ,00 2,00% over ,00 3,00% 4.2. CARD ACCOUNTS Account type CARD ACCOUNT any 0,20% CARD ACCOUNT - PAYROLL up to 1 000,00 2,00% over 1 000,00 2,00% for amount up to 1 000,00 and 2,50% for surplus above 1 000, OTHER ACCOUNTS Account type , ,00 0,20% over ,00 0,30% ESCROW ACCOUNT , ,00 0,30% USD , ,00 0,30% , ,00 0,20% over ,00 0,30% , ,00 0,30% THIRD PARTY USD , ,00 0,30% CURRENT ACCOUNT FOR FARMERS up to 1000,00 0,00% over 1000,00 2,00% В сила от / In force as of

5 TERMS AND CONDITIONS FOR ACCOUNTS AND DEPOSITS 1. Piraeus Bank Bulgaria AD /below referred to as the Bank/ shall accrue interest on the amounts by the accounts and deposits with interest rates defined within the present Interest bulletin. 2. The Bank shall have the right to change unilaterally the interest rate applicable to the respective payment accounts provided there is a valid reason including under the conditions of the General Terms and Conditions of Piraeus Bank Bulgaria AD as the customers shall be informed for such a change via notifications posted in the specified for the purpose places within the bank offices as well as by announcement of the new interest rates in the Internet site of Bank / In case of disagree of the customer with the unilateral change of the applicable interest rate, the customer shall have the right to close its account, in 7 days term /seven days term/ as of the date of announcement of the change as on the amount available by the account shall be accrued interest rate as per the applicable to the respective time interest rate. In case that the customer does not terminate early the account or the deposit in the abovementioned 7 days term it is agreed that the customer accepts explicitly the change in the interest rate. The interest rates changes by the current, card and savings accounts and deposit products irrespectively of the their type or name shall be in effect and shall be applicable as of the next maturity date that follows the date of the Bank for their change. 3. The term of the notification in case of closing the deposit by a customer is one working day. 4. The interests shall be calculated on basis ACT /365 days, meaning the accruing of the interest shall be carried out presuming that the every month of the period from the opening up to the closing of the account shall consist of the actual number of calendar days as the year shall be considered as consisted of 365 days. 5. The deposits and the accounts opened at the Bank are guaranteed by the participation of the Bank in the Fund for Guaranteeing of Deposits in the Banks /FGDB, shortly referred to as the Fund/ under the rules of the Guaranteeing of the Deposits in the Banks Law. The Fund shall guarantee the payment of the deposited amounts and the funds by the accounts of one person in the Bank, despite of their number and the amount, up to /one hundred ninety six thousands levs/ together for the principal and the interest under all deposits and accounts. The Fund shall pay the guaranteed amounts of the deposits and the accounts through a commercial bank assigned by the managing board of the Fund. The payment of amounts by the Fund shall start not later than 20 working days as of the date of the decision of the Bulgarian National Bank for deprivation of the issued banking activity license. 6. No deposits with the Bank shall be paid up to the amounts guaranteed where held by: 6.1. Any person who or which has been granted preferential interest terms departing from the declared terms and conditions which the Bank is obligated to apply to all depositors therewith; 6.2. Any person holding shares securing thereto more than 5 per cent of the votes in the Shareholders' General Meeting of the Bank; 6.3. Any member of the Bank's management or supervisory board, or of the Board of Directors, as the case may be, any managerial agent, and any member of the internal controls bodies thereof; 6.4. Any natural person, who is partner in the specialized auditing entities selected or appointed according to the procedure established in the law to certify the Bank's annual financial statement; 6.5. The spouses and any lineal and collateral relatives up to the second degree of consanguinity to any persons covered under Items 6.2, 6.3 and 6.4 above; 6.6. Any bank, should the money have been placed on a deposit on its own behalf and for its own account; 6.7. Financial institutions under Article 3 of the Credit Institutions Act; 6.8. Any insurer; 6.9. Any pension fund or social insurance fund, except for supplementary compulsory retirement insurance funds; Any investment intermediary, should the money has been placed on a deposit on its own behalf and for its own account; Any closed-end investment company, collective investment schemes and special investment purpose companies; The State or any institution of State; Any municipality; The Bank Deposit Insurance Fund; Security Investor Compensation Fund, and the Guarantee Fund under Article 287 of the Insurance Code. 7. No guarantee shall be provided in respect of any deposits which have arisen out of or which are related to any transactions and actions constituting "money laundering" within the meaning given by Article 2 of the Measures against Money Laundering Act, if the doer has been convicted by an effective sentence. 8. The grounds for the exclusions covered under the abovementioned conditions shall be established circumstantially as at the date of the decision of the Bulgarian National Bank for the deprivation of the banking activity license. 9. The information regarding the deposit products whose offering is ceased shall be published on the internet site of the Bank. 10. The present Interest Bulletin and Terms and Conditions for the Deposits and the Accounts shall be considered as inseparable part of each Bank s deposit contract. 11. The General Terms and Conditions shall be applicable for all not-settled by the present Conditions cases. В сила от / In force as of