GLOBAL TRANSACTION BANKING

Transcription

1 GLOBAL TRANSACTION BANKING SERVICE CATALOGUE SLOVENIA PAYMENT & CASH MANAGEMENT TRADE FINANCE FX LINKED TO TRANSACTION

2 GLOBAL TRANSACTION BANKING SOCIETE GENERALE: ONE OF THE LEADING FINANCIAL SERVICES GROUPS IN EUROPE With its diversified universal banking model, the Group combines financial solidity and a sustainable growth strategy with the ambition of being a relationship focused bank, a leader in its markets, close to its customers, and recognized for the quality and commitment of its teams. Société Générale has been playing a vital role in the economy for more than 150 years. With more than 148,000 employees, based in 76 countries, the group has/serves 32 million clients throughout the world on a daily basis. ACKNOWLEDGING PERFORMANCE AND SERVICE QUALITY Bank of the Year 2017 SLOVENIA Bank of the Year 2017 in Slovenia according to THE BANKER MAGAZINE SKB Best Bank in Slovenia in 2017 according to Euromoney SKB GROUP PROFILE SKB Bank is a development-oriented universal bank, providing a comprehensive and diversified range of high-quality banking products and services, through various distribution channels, including 56 outlets across Slovenia as well as modern banking channels like e-banking, telephone banking, the ATM network, payment and credit cards. SKB Bank, as a retail bank, offers a wide variety of financial services to its clients (individuals, and small, mid and large entities) and does not deal with any financial instruments on its own account. Companies SKB Leasing and SKB Leasing Select complement the banking services with the leasing products. They offer all leasing products, apart from real-estate leasing, to individuals as well as to companies through the branch network of SKB Bank, located in large regional centers and also through sales agents. SKB Leasing and SKB Leasing Select also share with the SKB Bank some services in order to benefit from all possible synergies. The SKB Group pays special attention to building comprehensive and long-term relationships with its customers. SKB BANK The quality of our services, based on excellence in execution and expert advisory, is enhanced by our responsiveness to client needs and by continually improving the locations in our network. For each segment of clients, we look for specific strategies with dedicated sales approaches and corresponding managerial support lines. At all stages of the sales process we try to develop a comprehensive and standardized approach. As a subsidiary of the Group Société Générale, we receive strong support in terms of transfers of technology and business opportunities and can also give access to the broad international network of Société Générale to Slovenian companies, in particular for developing business in Central, Eastern and South-Eastern Europe. A GLOBAL AND HIGH-PERFORMANCE OFFER Global Transaction Banking (GTB) integrates business activities such as payments & cash management, international trade finance and related currency services. These various areas of expertise are provided to corporate and financial institutions, from multinational companies to large or medium sized companies that conduct business internationally. Our experienced and dynamic teams and our robust networks, together with our diverse product range, will help you optimize the daily management of your transactions and commercial operations.

3 PAYMENTS & CASH MANAGEMENT In an ever-changing and competitive environment, reliable and efficient cash management is a major factor for the success of your commercial transactions. We have therefore designed domestic and international solutions for corporations to improve their payment methods, monitor their accounts, manage their transactions remotely and pool their cash. SIMPLE AND SECURE ACCESS TO TRANSPARENT FINANCIAL OPERATIONS Managing your operations on SKB transaction account enables simple, transparent and secure execution of cash deposits, withdrawals and non-cash payment services in domestic and foreign currencies. OPTIMISE YOUR CASH FLOWS Interbank pooling of funds allows SKB corporate clients effective cash-flow management from a group in Slovenia or abroad, irrespective of the bank with which they have opened accounts. l Centralizing the payment functions of the group and current insight into the monetary funds and transactions of subsidiaries; l optimization of interest income due to the concentration of excess cash in the central account; l optimization of interest expenses due to more efficient management of the short-term liquidity of the group (lowering the cost of short-term external financing); l timely and transparent operations via accounts in the group and a faster money circulation; l automatic cover of negative balance on the subordinated accounts, or provision of zero or target balance. SKB SWEEP l It allows corporate clients to automatically transfer funds between accounts in SKB based on their expected target balance on account l SWEEP service is designed for companies that have more active SKB transaction accounts, large companies with a network of branch offices and enables: - streamline and facilitate the management of funds; - maintenance of target balance; - the concentration of funds in one account; SKB HAS DEVELOPED A RANGE OF MODERN E-BANKING SERVICES Domestic solutions l PRO SKB NET internet banking, provides companies with secure and efficient management of their transaction accounts as well as simple and cost-effective daily banking operations. It is a web-based solution, accessible from any computer with an internet connection in real time with a 24/7 access to your accounts. l MULTI SKB NET is an advanced internet banking solution, which enables management of several transaction accounts at different banks. It is a reliable PC based solution, so you can easily process also large amounts of data, enabling also host to host connectivity. It is available in Slovenian or English language. l MOJ@SKB is a mobile banking application which enables secure view and management of your finances at any place or time. It can be installed on your mobile telephone and/or tablet. International solutions l SogeCash Web provides a multi-language solution for managing your positions, optimizing your flow and managing your cash anywhere in the world regardless of the currency and the banks where your accounts are held. l SWIFTNet if you are an international based multi-banked group, located in several countries and would like to centralize your financial flows as well as having an oversight of your cash positions, then SWIFTNet meets all your needs.

4 TRADE FINANCE Capitalise on the reach of our service and the expertise of our global network to secure international success. SKB offers both traditional trade products (documentary collections, documentary credits, bank guarantees and Stand by Letters of Credit) and structured solutions based on our recognized expertise in Structured Trade Finance. We have taken advantage of the breadth of our international network to develop genuine expertise in financing international trade. A dedicated team Our complete range of products and services will support every stage of your development, achieving your objectives: l entering new markets or setting up operations abroad; l optimizing the management of your financial flows; l securing your transactions; l financing your international development. AN IN-DEPTH KNOWLEDGE OF LOCAL MARKETS Our local and international teams have in-depth knowledge of local markets and can build customized relationships with you. TRADE FINANCE AT GLANCE Documentary Letter of credit, Stand by Letter of Credit / Import & Export l Issuance; l Advising. Bank guarantee / Import & Export l Issuance; l Advising; l Processing of claims under Export guarantees. Documentary collection / Import & Export Acting as: l Presenting bank; l Collecting bank. Receivables financing l Confirmation and Discounting of Export Letter of Credit; l Purchase of receivables. Consultancy and advisory service

5 FX LINKED TO TRANSACTIONS Because of globalization and high volatility on the financial markets currency trading issues are now of the utmost importance. The two main issues facing corporations and banks trading on the foreign exchange market are: l Limiting the foreign exchange risk related to currency volatility, l Properly identifying currency trading circuits. Changes in exchange rates are very lively and the moment in which decision to buy and sell is made, it can have a significant impact on your business results. SKB is supporting trading with 17 most important global currencies. Whether it is a draft for a supplier, payment for a delivery made outside the euro zone or payments in «exotic» currencies, there is a foreign exchange risk at every step of the production chain. To ward against this risk of loss, we have created a very wide range of currency hedging instruments designed to eliminate or to mitigate fluctuations in currency prices, depending on your management objectives. From conventional foreign exchange transactions to the most complex structured transactions, our experts have a set of products to meet your needs. Société Générale s trading room specialists offer tailor-made solutions for these issues that meet the needs of your business. In SKB bank we want to facilitate your way to information on the movement of the exchange rate and at the same time enable quick access to the conclusion of foreign exchange transactions. SKB as part of Société Générale group (SG) uses the benefits of a diversified business network and offers its customers fast and secure services under competitive conditions. SG offers one of the largest and most advanced networks in the field of banking all over the world.

6 CONTACTS YOUR TRADE FINANCE CONTACT l Name: Andreja Ulaga l Tel: +386 (0) l Andreja.Ulaga@skb.si YOUR PAYMENT AND CASH MANAGEMENT CONTACT l Name: Gregor Pogačnik l Tel: +386 (0) l Gregor.Pogacnik@skb.si YOUR CONTACT l Name: Zlatko Jamnik l Tel: +386 (0) l Zlatko.Jamnik@skb.si The SKB Bank approves products in accordance with its business policy. SKB d. d. Ajdovščina 4 SI 1513 Ljubljana, Slovenia l VAT number: SI l SKB TEL: l Fax: l