AS 1851:2012 The Use and Adoption of the New Standard The impacts and challenges for the fire protection and property management industries.
|
|
- Erick Welch
- 5 years ago
- Views:
Transcription
1 AS 1851:2012 The Use and Adoption of the New Standard The impacts and challenges for the fire protection and property management industries.
2 The use and adoption of AS1851:2012 Facility Managers Perspective Glenn Talbot Managing Director Verified Phillip Warren General Manager Verified
3 What will be covered today What You Need To Know The Critical Bits Scope where the standard starts and stops Managing Base Line Data Managing Defects Annual Compliance Statements Better Maintenance Outcomes Greater Efficiency The Importance Of Controlling The Process The End Game
4 What You Need To Know Does the FM need to know it back to front? NO But there are some important parts Section 1 is critical AS1851:2012 is a MAINTENANCE standard Maintain what is installed No requirement to upgrade systems AS 1851:2012 Clause 1.9 Absent elements or components of a system or systems that were not required as part of an approved design to a Standard that is now superseded need not be Retrofitted and the related routine service activity shall not be considered a defect or nonconformance.
5 Scope
6 Managing Base Line Data Baseline data needed to establish performance benchmarks But what is it (from original design)? Can be re-established during first year What was required + If you haven t got the data? Obtain the original building documentation Original installer - commissioning information Council information, permits Generate costly? Once it IS KNOWN the information must stay with the Building and the FM needs to ensure this occurs! When not known report as nonconformance
7 Managing Defects
8 Annual Compliance Statements The FM or Building Owner responsible for annual compliance statements Yearly condition reports simplify this process System or equipment identification Approved design standard Defects & nonconformances outstanding Summary of relevant service records Statement of condition Missed service activities Sign off by responsible entity and service provider
9 Better Maintenance Outcomes Clarity of tasks New table structure aids understanding of requirements Consistent approach nationally No interpretations Reference to installation standards removed Certifier sign off maintain installed systems Field technicians should not be interpreting Use FPA as reference Measurement of service provider performance Clearer definition of due dates, date structures and tolerances Easier to hold service providers to account value
10 Greater Efficiency Increased test periods = reduction in cost Systems Previous Standards AS1851:2012 Sprinklers Pump Sets Weekly (monthly conditional) Weekly (monthly conditional) Monthly Monthly Sprinklers 3 yearly 5 yearly Improved sustainability outcomes with reduced water consumption Combining of like sections
11 The Importance Of Controlling The Process Greater focus on data and records Need to be available and current Belong to the building owner (FM) Record actual results Reporting is vital Benefits of reduced frequencies BUT Critical now to manage dates Changeover of service providers what happens to critical dates? Take control of this aspect Understanding your liability When contractor tells you of a defect Building owner (FM) liable FM has to act manage risks
12 The End Game When implemented correctly the new standard will: Deliver best practice maintenance of your fire safety systems Improve efficiency and reduce costs Provide a consistent approach nationally Improve environmental sustainability Up to 75% reduction in water usage Ensure you have all the information needed to sign off In the event of a fire you re covered!
Position Statement. Adoption and use of AS
Version 1.1 Approved for release December 2012 1.0 Australian Standard AS 1851 has undergone extensive development and technical enhancement in recent years culminating in the release of the 2012 edition.
More informationBY BROTHERHOOD MUTUAL A STRESS-FREE PROCEDURAL GUIDE. End-of-Year Payroll, Simplified 1
BY BROTHERHOOD MUTUAL BY BROTHERHOOD MUTUAL End-of-Year Payroll, Simplified A STRESS-FREE PROCEDURAL GUIDE End-of-Year Payroll, Simplified 1 Welcome to End-of-Year Payroll, Simplified The key to successfully
More informationInternet Banking Disclosure
Internet Banking Disclosure 1. The Service. In consideration of the Online Banking services ("Services") to be provided by Stanton State Bank ("BANK"), as described from time to time in information distributed
More informationREQUEST FOR QUALIFICATIONS FOR A GUARANTEED ENERGY SAVINGS CONTRACT
Introduction REQUEST FOR QUALIFICATIONS FOR A GUARANTEED ENERGY SAVINGS CONTRACT COUNTY OF CHESTER, PENNSYLVANIA 313 W. MARKET STREET, SUITE 5402 WEST CHESTER, PA 19382 The County of Chester is requesting
More informationTECHNICAL GUIDE A GUIDE TO FINANCING ENERGY MANAGEMENT
TECHNICAL GUIDE A GUIDE TO FINANCING ENERGY MANAGEMENT Table of Contents 1. Introduction 1 2. What is Energy Management Financing? 2 3. Barriers to Investing in Energy Management 3 1. Initial Costs 3 2.
More informationGrinder Pump Policy Approved by County Council May 11, 2011
1.0 BACKGROUND Grinder Pump Policy Approved by County Council May 11, 2011 Oxford County (the County ) is responsible for municipally owned water and wastewater services for communities within the County.
More informationAccountants who care
Accountants who care Decimal Accountancy is a forward thinking firm lead by a qualified and experienced Chartered Management Accountant, based in London. We provide a personalised business service to support
More informationBraindumps.PRINCE2-Foundation.150.QA
Braindumps.PRINCE2-Foundation.150.QA Number: PRINCE2-Foundation Passing Score: 800 Time Limit: 120 min File Version: 29.1 http://www.gratisexam.com/ I was a little apprehensive at first about an online
More informationATTACHMENT A - STATEMENT OF WORK INVITATION TO BID FOR FIRE SPRINKLER SYSTEM INSPECTIONS ITB NO.: DMS-14/15-004
4050 Esplanade Way Tallahassee, Florida 32399-0950 Tel: 850.488.2786 Fax: 850. 922.6149 Rick Scott, Governor Craig J. Nichols, Agency Secretary ATTACHMENT A - STATEMENT OF WORK INVITATION TO BID FOR FIRE
More informationMarket Contract Terms
Market Contract Terms Electricity Market Retail Contract between Aurora Energy and you Aurora Energy Pty Ltd l ABN 85 082 464 622 21 Kirksway Place, Battery Point Tasmania 7004 Ph: 1300 132 003 Fax: (03)
More informationTerms & Conditions. Our commitment to you! Electricity Customers (VIC, NSW, QLD, SA, WA)
Terms & Conditions Our commitment to you! Electricity Customers (VIC, NSW, QLD, SA, WA) Introduction This Agreement is about the sale and supply of electricity to you as an Embedded Network customer. This
More informationAudio Sessions. Session 3 PRECONSTRUCTION. Construction Contract Administration Education Program
Audio Sessions Session 3 PRECONSTRUCTION Education Program Certified Construction Contract Administrator (CCCA) Preparatory Course 2011 www.csinet.org This presentation is protected by US and International
More informationPROGRAMMED MAINTENANCE Planned Maintenance Program
PROGRAMMED MAINTENANCE Planned Maintenance Program Proposal Number: H-62-ALLS PM Prepared for: Allstate Insurance 4699 Salem Ave. Dayton, OH 45416 Prepared by: Acme Industrial Mechanical, Inc 9823 Main
More informationDocument A201 TM 2007 SP
AIA Document A201 TM 2007 SP General Conditions of the Contract for Construction, for use on a Sustainable Project for the following PROJECT: (Name and location or address) THE OWNER: (Name, legal status
More informationSite-Specific Health and Safety Agreement
: Company Site Name Complete pre-start This agreement establishes the basis on which businesses (including trades and other organisations) agree to work on a specific construction site. A Site-Specific
More informationCommercial Office Building LEED Accreditation: An Owner s Perspective
Commercial Office Building LEED Accreditation: An Owner s Perspective Background / Goals As the popularity and acceptance of the green building concept continues to grow, many owners and developers of
More informationPOSITION DESCRIPTION
State of Michigan Civil Service Commission Capitol Commons Center, P.O. Box 30002 Lansing, MI 48909 Position Code 1. DEPSPL2L17N POSITION DESCRIPTION This position description serves as the official classification
More informationSmart. Secure. Simple. Investing with FormulaFolios. Invest. Smarter.
Smart. Secure. Simple. Investing with FormulaFolios. Invest Smarter. FormulaFolios is one of the fastest-growing private companies in the country. 1 We ve managed this success by offering investors with
More informationAIA Document A201 TM 1997
AIA Document A201 TM 1997 General Conditions of the Contract for Construction for the following PROJECT: (Name and location or address): A201 conversion Michigan State University East Lansing, MI THE OWNER:
More informationAppendix Special Conditions for Open Source Software Software and Services
Appendix Special Conditions for Open Source Software Software and Services 23.3-5559-17 Page 2 (9) Contents 1 Applicability...3 2 Special Notes on Contract Documents...3 3 Framework Agreement Contractor's
More informationSaratoga Springs Housing Authority. Request for Proposal - Energy Performance Contracting Consultant
Saratoga Springs Housing Authority Request for Proposal - Energy Performance Contracting Consultant 5-17-2018 1) The Saratoga Springs Housing Authority (SSHA) is seeking qualifications from interested
More informationPlain Language Mortgage Documents CBA Commitment. Prepared by the Canadian Bankers Association
Plain Language Mortgage Documents CBA Commitment Prepared by the Canadian Bankers Association March 7, 2000 Our commitment: Plain Language Mortgage Documents Members of the Canadian Bankers Association
More informationACCIDENT REPORTING POLICY
ACCIDENT REPORTING POLICY POLICY: Accident Reporting Policy ISSUE: 5 ISSUED: October 2016 REVIEWED: October 2019 RELATED POLICIES All Health & Safety related Policies. SCOPE OF POLICY This policy applies
More informationAIA Document A201 TM 1997
AIA Document A201 TM 1997 General Conditions of the Contract for Construction for the following PROJECT: (Name and location or address): Project University of Maine at Farmington THE OWNER: (Name and address):
More informationUnited Nations Environment Programme
UNITED NATIONS United Nations Environment Programme Distr. GENERAL UNEP/OzL.Pro/ExCom/72/20 10 April 2014 EP ORIGINAL: ENGLISH EXECUTIVE COMMITTEE OF THE MULTILATERAL FUND FOR THE IMPLEMENTATION OF THE
More informationREQUEST FOR QUALIFICATIONS GUARANTEED ENERGY SAVINGS CONTRACT RFQ #
Name: Lackawanna County Address: 200 Adams Ave Address: Scranton PA 18503 Introduction REQUEST FOR QUALIFICATIONS GUARANTEED ENERGY SAVINGS CONTRACT RFQ # 345-12-1 Lackawanna County is requesting Qualifications
More informationCondition Monitoring and Condition Based Maintenance
(July 2018) Condition Monitoring and Condition Based Maintenance 1. General 1.1 Application 1.2 Definitions 1.3 Condition Monitoring (CM) 1.4 Condition Based Maintenance (CBM) 2. Procedures and Conditions
More informationGrow your business 2016 Issue 07
2016 ISSUE 07 CONTENTS Have you considered a wealth analysis? The decision to lease vs. buy is still important today. Managing time is essential for small business success. Have you considered a wealth
More informationQUICKEN ONLINE BANKING WITH COMERICA AGREEMENT FOR PERSONAL COMPUTER
QUICKEN ONLINE BANKING WITH COMERICA AGREEMENT FOR PERSONAL COMPUTER By using Quicken Online Banking with Comerica, you agree to this Agreement (the Agreement ). Please read it carefully and keep a copy
More informationCONTRACTOR S RESPONSIBILITY FOR PROJECT SAFETY [Major Construction Category]
CONTRACTOR S RESPONSIBILITY FOR PROJECT SAFETY [Major Construction Category] RFP Language Contract Language 1. Contractor recognizes the importance of performing the Work in a safe and responsible manner
More informationELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES
ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Electronic Fund Transfers we are capable of handling for consumers are indicated below, some of which may not apply to your account. Some
More informationSummary of main changes to terms and conditions
Summary of main changes to terms and conditions Introduction Since you joined the pension plan, we have changed how we manage it on a day-to-day basis to take into account changes in legislation, regulation
More informationProposed Amendment to Rules Governing Data Service Organizations, Minnesota Rules chapter 2705
This document is made available electronically by the Minnesota Legislative Reference Library as part of an ongoing digital archiving project. http://www.leg.state.mn.us/lrl/sonar/sonar.asp Minnesota Department
More informationSHEARWATER POOL COMMITTEE CHARTER
SHEARWATER POOL COMMITTEE CHARTER The Shearwater Board of Directors ( Board ) has formed the Pool Committee ( Committee ) to assist in ensuring growth, prosperity and a sense of belonging in the community.
More informationOnline Banking Internet Agreement
Online Banking Internet Agreement 1. THE SERVICE In consideration of the Online Banking services (Services) to be provided by Stockmens Bank (Bank) as described from time to time in information distributed
More informationPrivate Circuit Service Specific Terms and Conditions
Private Circuit Service Specific Terms and Conditions Private Circuits are permanently connected, point-to-point, or point-to-multipoint digital communication links dedicated exclusively to a particular
More informationThe Toler Firm LLC A Construction Law Firm Timothy N. Toler September 23, 2015
The Toler Firm LLC A Construction Law Firm Timothy N. Toler September 23, 2015 Negotiating 8 Key Contract Clauses from the Contractor s Perspective (Part 1 of 2) 1 This is the first of a two-part overview
More informationTangible Property Repair Regulations
Tangible Property Repair Regulations Effective 2014 and modified February 2015 Presented by Charlotte Clark o 1329 South 800 East, Orem, UT 84097 // p 801.225.6900 // w squire.com What do the regulations
More informationCONTRACTOR S RESPONSIBILITY FOR PROJECT SAFETY [Major Construction Category]
CONTRACTOR S RESPONSIBILITY FOR PROJECT SAFETY [Major Construction Category] RFP Language Contract Language 1. Contractor recognizes the importance of performing the work in a safe and responsible manner
More informationCalifornia Bank of Commerce. Online Banking and Mobile Banking Services Agreement
California Bank of Commerce This (this Agreement ) describes the rights and obligations of California Bank of Commerce ( CBC ) as the provider, and your rights and obligations, as a user, of CBC s Online
More informationNotice of a public hearing
Notice of a public hearing Dear Benicia Resident and/or Business Owner, You are receiving a revised Notice of a Public Hearing to increase the water and sewer rates and add water meter replacement fees.
More informationRETAIL SPECIFIC NEWS Keeping you in the know
Autumn 2014 EDITION RETAIL SPECIFIC NEWS Keeping you in the know Important Information -- Please keep in in a safe place This Edition of Retail Specific Card Scheme Updates Tel: 0845 702 3344 Card Scheme
More informationDomestic Terms & Conditions
Domestic Terms & Conditions Version 2.0 19 December 2018 Pg 01 Contents 01 Summary of Principle Terms 02 Defined Terms 03 Section 1 This Contract 04 Section 2 Deemed Contract 05 Section 3 Contract Acceptance
More informationBruce Hobby, Associate AIA Fanning Howey George Kacan, AIA, REFP, LEED AP Fanning Howey. Contributions from: Collin Sandifer
Bruce Hobby, Associate AIA Fanning Howey George Kacan, AIA, REFP, LEED AP Fanning Howey Contributions from: Collin Sandifer TAC Agenda 1. Definitions What do we know? - What do we need to know? 2. Case
More informationTerms and conditions for large and corporate businesses for the supply of gas and electricity ( corporate terms )
Terms and conditions for large and corporate businesses for the supply of gas and electricity ( corporate terms ) October 2018 Version 10 (Ref: TC 10/18) britishgas.co.uk/business British Gas Trading Limited
More informationFirst Trust and Savings Bank. Online Banking (Internet) Agreement
First Trust and Savings Bank Online Banking (Internet) Agreement PLEASE READ THIS AGREEMENT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS. 1. The Service. In consideration of the Online Banking services ("Services")
More informationActualtests.PRINCE2Foundation.120questions
Actualtests.PRINCE2Foundation.120questions Number: PRINCE2 Passing Score: 800 Time Limit: 120 min File Version: 4.8 http://www.gratisexam.com/ PRINCE2 Foundation PRINCE2 Foundation written Exam 1. Dump
More informationContract appendix: Health and Safety (HAS)
Based on the fundamental principle of perpetuating a preventive mindset and effective control of operational risks, this contract appendix establishes the legal and managerial principles for maintaining
More informationRequest for Proposal on Qualifications (RFP/Q) Juniata County Government
Request for Proposal on Qualifications (RFP/Q) For Energy Performance Contracting Services For Juniata County Government Proposals Due June 5, 2015 by 4:00 p.m. Request for Qualifications: Energy Performance
More informationKENNEBUNK SAVINGS BANK
KENNEBUNK SAVINGS BANK ONLINE BANKING SERVICE AGREEMENT AND DISCLOSURE (Including Electronic Funds Transfers Your Rights & Responsibilities) PLEASE READ THESE TERMS CAREFULLY. BY ENROLLING IN AND USING
More informationPRINCE2-PRINCE2-Foundation.150q
PRINCE2-PRINCE2-Foundation.150q Number: PRINCE2-Foundation Passing Score: 800 Time Limit: 120 min File Version: 6.0 Exam PRINCE2-Foundation Version: 6.0 Exam A QUESTION 1 What process ensures focus on
More informationPolicy for Occupational Health, Safety and Environment Requirements for Contracted Construction and Maintenance Work
Policy for Occupational Health, Safety and Environment Requirements for Contracted Construction and Maintenance Work Policy Statement Rationale Construction and Maintenance work undertaken by contracted
More informationTERMS AND CONDITIONS. Page 19 of 28
TERMS AND CONDITIONS The following are the general terms and conditions that will apply if you decide to acquire the S-Pay Service. In these terms and conditions, you are referred to as the Client and
More informationONE-OFF WITHDRAWAL FORM (DIFFERENTIATED STRATEGY)
INVESTMENT BOND ONE-OFF WITHDRAWAL FORM (DIFFERENTIATED STRATEGY) Phoenix Wealth, Unit Linked Life & Pensions, PO Box 1393, Peterborough, PE2 2TP. What is this form for? This form is for owners or Trustees
More informationNEC3 ECC Introductory Training
NEC3 ECC Introductory Training John Rayner House Keeping and Safety Fire Alarm Toilets Mobile phones Please remember to switch all mobile phones to silent 1 Introductions John Rayner Name: NEC3 Knowledge:
More informationTacoma Power Conservation Contractor Agreement
Tacoma Power THIS AGREEMENT is made and entered into this day of, 2012 ( Effective Date ) by and between the City of Tacoma, Department of Public Utilities, Light Division, Tacoma Power (hereinafter referred
More informationENTERPRISE RISK MANAGEMENT (ERM) POLICY Republic Glass Holdings Corporation. Purpose. Goals
Purpose This Enterprise Risk Management Policy (the ERM policy) provides the framework for managing risks across ( RGHC or the Company ). It contains the policies to guide employees, management and the
More informationEssex Online Banking Agreement and Electronic Funds Transfer Disclosure
Essex Online Banking Agreement and Electronic Funds Transfer Disclosure This Online Banking Agreement and Electronic Funds Transfer Disclosure ( Agreement and Disclosure ) provides information about the
More informationWater Connections Guidelines & Application October 2017
Public Works Menlo Park Municipal Water Water Connections Guidelines & Application October 2017 There will be additional fees to install a new water meter or to upsize an existing water meter. Submit your
More informationPO Box Providence, RI Toll Free Phone: ONLINE BANKING DISCLOSURE & AGREEMENT
PO Box 6808 - Providence, RI 02940 Toll Free Phone: 1-800-398-8472 ONLINE BANKING DISCLOSURE & AGREEMENT General Online Banking: You may: Perform account inquiries on checking, savings, certificate and
More informationUnited Nations Environment Programme
UNITED NATIONS United Nations Environment Programme Distr. GENERAL 6 June 2017 EP ORIGINAL: ENGLISH EXECUTIVE COMMITTEE OF THE MULTILATERAL FUND FOR THE IMPLEMENTATION OF THE MONTREAL PROTOCOL Seventy-ninth
More informationEnsuring that processes are safe and productive Machine Safeguarding Assessments
Ensuring that processes are safe and productive Machine Safeguarding Assessments Safeguarding Assessment Start by assessing the machine or process. 1. Why should I have a formal assessment done? To help
More informationOnline and Electronic Banking Services Agreement
Online and Electronic Banking Services Agreement January 14, 2015 In this Agreement, the words "you" or "your" mean the member or business that has enrolled in Evergreen Credit Union's Online and Electronic
More informationREACTIVE REPAIRS & PLANNED MAINTENANCE POLICY SUMMARY
REACTIVE REPAIRS & PLANNED MAINTENANCE POLICY SUMMARY CONTENTS INTRODUCTION Page 3 OUR COMMITMENT TO IMPROVING & UPGRADING OUR HOUSES Page 4 WHAT ARE THE CLASSIFICATIONS OF REPAIR AND PLANNED MAINTENANCE?
More informationSHOPRITE MONEY (POWERED BY STANDARD BANK) TERMS OF USE (Version effective from 1 February 2017) IMPORTANT NOTICE
SHOPRITE MONEY (POWERED BY STANDARD BANK) TERMS OF USE (Version effective from 1 February 2017) IMPORTANT NOTICE (1) Shoprite Checkers (Pty) Limited and its group of companies in South Africa (we, us or
More informationStandard FHA Risk Sharing Execution
Standard FHA Risk Sharing Execution The Standard FHA Risk Sharing execution for Multifamily Affordable transactions provides better pricing while retaining the ease of working with your Fannie Mae Lender.
More informationWarehouse Money Visa Card Terms and Conditions
Warehouse Money Visa Card Terms and Conditions 1 01 Contents 1. About these terms 6 2. How to read this document 6 3. Managing your account online 6 4. Managing your account online things you need to
More informationNBT Online Banker Terms and Conditions
These NBT Online Banker ( ) set forth the terms and conditions that will apply to you as a user of NBT Online Banker and Personal Financial Manager ( SYSTEM ). By use of NBT Online Banker and Personal
More informationWestern Power Distribution: consumerled pension strategy
www.pwc.com Western Power Distribution: consumerled pension strategy Workstream 3: Stakeholder engagement Phase 2 Domestic and Business bill-payers focus groups October 2016 Contents Workstream overview
More informationContractor Safety Management Element November 2018
Contractor Safety Management Element November 2018 Table of Contents 1.0 Purpose... 1 2.0 Scope... 1 3.0 Definitions... 1 4.0 Roles and Responsibilities... 2 4.1 Project Management Team... 2 4.2 Contractors...
More informationWarm ups *What are two examples of people not included in the unemployment rate?
Warm ups 8.31.2017 *What are two examples of people not included in the unemployment rate? *What are the four major types of spending used to calculate GDP? Lesson Objective: *describe four phases of business
More informationRisk Management Framework
Risk Management Framework Anglican Church, Diocese of Perth November 2015 Final ( Table of Contents Introduction... 1 Risk Management Policy... 2 Purpose... 2 Policy... 2 Definitions (from AS/NZS ISO 31000:2009)...
More informationGeneral Terms and Conditions for Purchasing
General Terms and Conditions for Purchasing 1. Applicability and Conclusion of Contract These Terms and Conditions for Purchasing apply to all business transactions with the supplier or other contractors
More informationWhat happens during the Foreclosure Process in St. Johns County Florida?
What happens during the Foreclosure Process in St. Johns County Florida? 1) A Notice of Default is filed by the bank usually after 3 missed mortgage payments. You can dispute the validity of the debt and/or
More informationSmart. Secure. Simple.
Smart. Secure. Simple. mart At FormulaFolios, we believe there is a Smarter Way to Invest. 1 The cornerstone of a great financial plan is having a sound investment process. We believe in using smart formulas
More informationSUPPLEMENTARY INFORMATION DOCUMENT The NFU Mutual Select Investment Plan The NFU Mutual Select Individual Savings Account (ISA) INVESTMENTS
SUPPLEMENTARY INFORMATION DOCUMENT The NFU Mutual Select Investment Plan The NFU Mutual Select Individual Savings Account (ISA) INVESTMENTS SUPPLEMENTARY INFORMATION DOCUMENT The NFU Mutual Select Investment
More information2 The Contractor s main responsibilities
Core Clauses 2 The Contractor s responsibilities Providing the Service 20 20.1 The Contractor Provides the Service in accordance with the Service Information. 20.2 In Providing the Service, the Contractor
More informationANZ Royal Bank Internet Banking Business Maintenance Form
Please fill out this form to make changes to the Entity s ANZ Royal Bank Internet Banking service. Please complete the sections listed next to the changes you d like to make to your ANZ Royal Bank Internet
More informationMathematics questions will account for 18% of the ASP exam.
1 Mathematics questions will account for 18% of the ASP exam. This lesson will help prepare you for those questions and includes several sample questions for practice. 2 Ok, before we start this question,
More informationVisa Reloadable Prepaid Card Terms and Conditions
Visa Reloadable Prepaid Card Terms and Conditions These are your Prepaid Card Terms and Conditions. "Agreement" means these Visa Prepaid Card Terms and Conditions. "We" "us" and "our" refer to Chessie
More informationThese are your General Purpose Card Terms and Conditions
These are your General Purpose Card Terms and Conditions "Agreement" means these Visa General Purpose Card Terms and Conditions. "We" "us" and "our" refer to First South Financial Credit Union. "You" and
More informationApproval of the Annual Report to the Board on the Power Supply Hedging Program Policy
FOR CONSIDERATION September 27, 2018 TO: FROM: SUBJECT: The Board of Trustees Thomas Falcone Approval of the Annual Report to the Board on the Power Supply Hedging Program Policy Requested Action The Board
More informationGeneral Conditions for Construction GCC201. Contract Type: Document No. for the following PROJECT: (Name and location or address) EXAMPLE
Page 1 of 37 for the following PROJECT: (Name and location or address) EXAMPLE THE OWNER: (Name and address) Example, THE ARCHITECT: (Name and address) TABLE OF ARTICLES 1 GENERAL PROVISIONS 2 OWNER 3
More informationBEST PRACTICE 3: System Water Loss Control Overview Why a Best Practice? State Planning Requirements
BEST PRACTICE 3: System Loss Control Foundational best practice Utility operations - implemented by water utilities on their own system Customer participation not applicable Overview loss control is the
More informationFidelity BillPay SERVICE AGREEMENT
Fidelity BillPay SERVICE AGREEMENT Fidelity BillPay Service Agreement This Fidelity BillPay Service Agreement (the Agreement ) governs your use of the Fidelity BillPay Service (the Service ) and supersedes
More informationFlexibility Options for Energy Performance Contracts (EPC)
Flexibility Options for Energy Performance Contracts (EPC) Horizon 2020 Grant Agreement No. 696040 Deliverable D2.6 This project has received funding from the European Union s Horizon 2020 research and
More informationSession #12 Trading in
Forex System Development Workshop Session #12 Trading in Title the goes Lion s hereden www.fxrenew.com FX Renew Disclaimer The information on this site is not directed at residents in any country or jurisdiction
More informationPROFIT-AND-LOSS EFFECTS WHEN THE OIL PRICE FALLS AND THE MARKET IS IN BACKWARDATION
Appendix 4.2 Stack-and-Roll Hedge: Profit-and-Loss Effects To better understand the profit-and-loss effects of a stack-and-roll hedge and the risks associated with it, let s assume MGRM sells a string
More informationVisa Reloadable Prepaid Card Terms And Conditions
Visa Reloadable Prepaid Card Terms And Conditions "Agreement" means these Visa Prepaid Card Terms and Conditions. "We" "us" and "our" refer to Sioux Falls Federal Credit Union. "You" and "your" refer to
More informationALL ABOUT RETIREMENT Your future comes FIRST
ALL ABOUT RETIREMENT Your future comes FIRST This brochure outlines some of the things you ll need to consider when planning for retirement, including how much you need. We ll explain how you can boost
More informationCross-border VAT changes January changes to EC Sales Lists (ESLs) HMRC guidance
Cross-border VAT changes 2010 1 January changes to EC Sales Lists (ESLs) HMRC guidance Introduction This HMRC guidance document sets out how the new regime and procedures for ESLs (or recapitulative statements
More informationVisa General Purpose & Student Reloadable Prepaid Card Terms and Conditions
Visa General Purpose & Student Reloadable Prepaid Card Terms and Conditions These are your Prepaid Card Terms and Conditions. Agreement means these Visa Prepaid Card Terms and Conditions. We us and our
More informationPart 1 - GENERAL. HySpeed Broadband Ltd. 1. About your agreement with us. - Your agreement with us (the Agreement ) consists of:
Part 1 - GENERAL 1. About your agreement with us - Your agreement with us (the Agreement ) consists of: o This set of terms and conditions (the Terms ); o Our Fair and Acceptable Usage Policy (the Fair
More informationThe Client Facilitator Tax Year 2017
The Client Facilitator Tax Year 2017 This training supplements the Tax Aide Policies and Procedures training whichis required for all AARP Foundation Tax Aide Volunteers Goal Ensure Client Facilitators
More informationTERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS
TERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS Understanding your Energy Agreement with us Queensland July 2015 TERMS AND CONDITIONS FOR STANDARD RETAIL CONTRACTS SMALL CUSTOMERS Preamble This contract
More informationStandard Form of Agreement Between Owner and Contractor for a Residential or Small Commercial Project
Document A105 2007 Standard Form of Agreement Between Owner and Contractor for a Residential or Small Commercial Project AGREEMENT made as of the in the year (In words, indicate day, month and year.) BETWEEN
More informationCity Council City of Maywood Maywood, California
Independent Auditor s Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing
More informationDocument A SP General Conditions of the Contract for Construction, for use on a Sustainable Project, Construction Manager as Adviser Edition
Document A232 2009 SP General Conditions of the Contract for Construction, for use on a Sustainable Project, Construction Manager as Adviser Edition for the following PROJECT: (Name, and location or address)
More informationBuild My Savings. Account Disclosure - California
Build My Savings Account Disclosure - California With the Build My Savings account from BBVA Compass, you can build an account that makes saving easy for you, and then rewards you for sticking to your
More informationGREY AREAS FOR GREEN CONSTRUCTION
STRATEGIC OUTCOMES PRACTICE TECHNICAL ADVISORY BULLETIN December 2009 GREY AREAS FOR GREEN CONSTRUCTION Green certainly is in: 75% of CEOs would build green facilities despite the credit crisis, according
More information