Lincoln National Life Ins Co
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- Lorraine Thomas
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1 Group Affiliation: Address: Lincoln Financial Group 1500 Market Street Suite 30 Philadelphia PA Phone: Domicile: NAIC Number: Year Established: Company Type: Ratings Assets & Liabilities A.M. Best Company(Best's Rating, 15 ratings) Standard & Poor's(Fin. Strength, 20 ratings) Moody's(Fin. Strength, 21 ratings) Fitch Ratings(Fin. Strength, 21 ratings) Weiss(Safety Rating, 16 ratings) Comdex Ranking(Percentile in Rated Companies) Invested Asset Distribution Total Invested Assets Total Admitted Assets Total Liabilities Separate Accounts Total Surplus & AVR As % of General Account Assets 221,258, ,785, ,169,294 8,497, % 5 Year Investment Yields 91,430,225 Non-Performing Assets Bonds In or Near Default Problem Mortgages Real Estate Acquired by Foreclosure Total Non-Performing Assets/Surplus & AVR As a Percent of Invested Assets Stock 5 Year Average 4.82% Bond Quality 1.1% 0.0% 0.0% 1.1% 0.1% Income & Earnings Total Income Net Premiums Written Earnings Before Dividends and Taxes Net Operating Earnings 24,568,738 17,172, , ,316 Data for Year-End 2016 from the life insurance companies' statutory annual statements. All dollar amounts are in thousands. All ratings shown are current as of October 02, Presented by: Greg Roumpos, KS, Advisors Excel, 2950 SW McClure Rd., 2950 SW McClure Rd., Topeka, KS Phone: Fax: david.byers@advisorsexcel.com Page 1 of 5
2 List of Company Ratings Company: Domicile: Established: 15 A.M. Best Company Rating Superior. Assigned to companies that have, in our opinion, a superior ability to meet their ongoing obligations to policyholders. Standard & Poor's Financial Strength Rating An insurer rated 'AA' has VERY STRONG financial security characteristics, differing only slightly from those rated higher. Moody's Financial Strength Rating Insurance companies rated A offer good financial security. However, elements may be present which suggest a susceptibility to impairment sometime in the future. Fitch Ratings' Insurer Financial Strength Rating Strong. 'A' IFS ratings denote a low expectation of ceased or interrupted payments. They indicate strong capacity to meet policyholder and contract obligations. This capacity may, nonetheless, be more vulnerable to changes in circumstances or in economic conditions than is the case for higher ratings. Weiss Safety Rating Good. The company offers good financial security and has the resources to deal with a variety of adverse economic conditions. It comfortably exceeds the minimum levels for all of our rating criteria, and is likely to remain healthy for the near future. However, in the event of a severe recession or major financial crisis, we feel that this assessment should be reviewed to make sure that the firm is still maintaining adequate financial strength. Comdex Ranking - VitalSigns Composite Index The Comdex gives the average percentile ranking of this company in relation to all other companies that have been rated by the rating services. The Comdex Ranking is the percentage of companies that are rated lower than this company. Watch list identifiers follow the ratings if the company is on the rating service's watch list. The identifier indicates a possible upgrade (w+), downgrade (w-), or unknown change (w). The ratings on this report are current as of October 02, These ratings have been selected by your life insurance advisor from among the ratings assigned to this insurer. Presented by: Greg Roumpos, KS, Advisors Excel, 2950 SW McClure Rd., 2950 SW McClure Rd., Topeka, KS Phone: Fax: david.byers@advisorsexcel.com Page 2 of 5
3 Ratings Comparison 1 Company Name State A.M. Best S&P Moody's Fitch Weiss Comdex Ranking Watch list identifiers follow the ratings if the company is on the rating service's watch list. The identifier indicates a possible upgrade (w+), downgrade (w -), or unknown change (w). The Numerical Equivalence is the number which is shown in parentheses next to each rating indicating where that rating ranks within that particular rating service's scale. The total number of ratings available is listed in parentheses after the ratings service. All ratings shown are current as of October 02, Presented by: Greg Roumpos, KS, Advisors Excel, 2950 SW McClure Rd., 2950 SW McClure Rd., Topeka, KS Phone: Fax: david.byers@advisorsexcel.com Page 3 of 5
4 Ratings History - (NAIC #65676) Ratings Changes from September 2012 to September 2017 * - Represents Not Rated or Dropped Rating. company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice Current ratings as of October 02, This information represents only one aspect of a company's performance. Presented by: Greg Roumpos, KS, Advisors Excel, 2950 SW McClure Rd., 2950 SW McClure Rd., Topeka, KS Phone: Fax: david.byers@advisorsexcel.com Page 4 of 5
5 Ratings History - (NAIC #65676) Ratings Changes from September 2012 to September 2017 * - Represents Not Rated or Dropped Rating. Current ratings as of October 02, This information represents only one aspect of a company's performance. Presented by: Greg Roumpos, KS, Advisors Excel, 2950 SW McClure Rd., 2950 SW McClure Rd., Topeka, KS Phone: Fax: david.byers@advisorsexcel.com Page 5 of 5
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