Essential Contract Drafting and Review Week for Non-Lawyers

Transcription

1 C L A R I D E N 1-4 August 2016 Knowledge for the world business leaders Shangri-La Hotel, Singapore Essential Contract Drafting and Review Week for Non-Lawyers 2 Separately Bookable Seminars in 1 Location Protect Your Organization with Effective Drafting of Critical Contract Clauses 1-2 August 2016 (Monday & Tuesday) Byron Xavier Leading authority in commercial law with extensive familiarity and experience in drafting and negotiating contract variations, managing disputes and claims and providing legal advice with a pragmatic commercial perspective Over 17 years of legal expertise in delivering unique, commercially-driven solutions for clients including MNCs, SMEs, trade associations and start-ups for a wide range of transactions, including channel and logistics contracts, intellectual property licenses, outsourcing contracts and crossborder supply agreements Former General Legal Counsel at Epson Corporation managing all legal matters across multiple jurisdictions in both Southeast Asia and South Asia Program B: Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Achieve Effective Risk Allocation and Mitigation Through Improved Contracting Practices 3-4 August 2016 (Wednesday & Thursday) Eric Pesik Head of Legal and Compliance for Asia Pacific at Seagate Technology for more than 15 years, providing strategic advice to management on relationships with key suppliers and customers and training to internal stakeholders on legal risk and compliance Highly sought after speaker and workshop trainer at international conferences on topics related to Risk Management, Compliance, and Contract Drafting Featured in Asia Legal Business magazine and HRM Asia magazine Admitted to California State Bar Association, United States Supreme Court and United States Court of International Trade

2 Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers Program A: 1-2 August 2016 (Monday & Tuesday) Shangri-La Hotel, Singapore Byron Xavier Founder and Managing Director Xavier & Associates LLC Leading authority in commercial law with extensive familiarity and experience in drafting and negotiating contract variations, managing disputes and claims and providing legal advice with a pragmatic commercial perspective Over 17 years of legal expertise in delivering unique, commercially-driven solutions for clients including MNCs, SMEs, trade associations and start-ups for a wide range of transactions, including channel and logistics contracts, intellectual property licenses, outsourcing contracts and crossborder supply agreements Former General Legal Counsel at Epson Corporation managing all legal matters across multiple jurisdictions in both Southeast Asia and South Asia Byron Xavier is a leading authority in commercial law and currently the director of Xavier & Associates LLC. With more than 17 years of legal experience, Byron is noted for his considerable expertise as Former General Counsel at Epson Singapore Pte Ltd, where he was responsible for overseeing and managing all of Epson s subsidiaries legal matters across Southeast Asia and South Asia, including drafting and negotiating contracts across multiple jurisdictions, managing civil and criminal litigation, directing intellectual property registration, enforcement and brand protection strategies, developing and implementing compliance policies, providing advice on legal risks and handling all other general corporate matters. Having spent time both as a practising trial lawyer and as regional General Counsel for a multi-national corporation, Byron has developed an in-depth understanding of how to blend legal solutions with commercial realities in order to help clients meet their business objectives. With a wide clientele which includes MNCs, SMEs, trade associations and start-ups seeking advice on intellectual property licenses, developing outsourcing contracts and cross-border supply agreements, Byron has developed extensive familiarity and experience in advising on, drafting and negotiating contract variations and managing disputes and claims utilizing various forms of dispute resolution mechanisms through a myriad of commercial transactions and legal documentation including channel and logistics contracts. 2

3 Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers Program A: 1-2 August 2016 (Monday & Tuesday) Shangri-La Hotel, Singapore EXECUTIVE SUMMARY Program: Dates: Location: Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers 1-2 August 2016 Shangri-La Hotel, Singapore Early Bird 1 (Register & pay by 6 June 2016): Early Bird 2 (Register & pay by 4 July 2016): Regular Tuition Fee: S$2,595 S$2,795 S$2,895 Group discount of 10% for 2nd participant from the same organization. For limited time only by 4 July 2016 register 3 participants and the 4th participant will receive a complimentary seat (One discount scheme applies). Note: GST is applicable only to participants from Singapore registered companies. Check your eligibility for 40% Cash Back at IRAS website. Program Essence: According to a 2015 research done by the International Association for Contract and Commercial Management, the top three most negotiated contract terms are limitations of liability, indemnification, and pricing. However, many non-legal professionals lack the critical skills to draft these clauses accurately and concisely, therefore leaving their companies exposed to significant legal risks and liabilities. Designed for non-legal professionals, this comprehensive two-day executive program will equip you with strong contract skills that will allow you to review and draft your contract s critical terms and conditions. Led by Byron Xavier, a leading authority in commercial law with over 17 years of experience, this program will show you how to draft concise, clear and unambiguous contract terms and conditions coherently by understanding the legal language and the local contract law context. You will be able to develop a sound grasp of legal clauses that are critical to all contract types, including Limitation of Liabilities, Indemnity and Payment clauses. You will subsequently build a solid understanding of the meaning and intent of these clauses in order to effectively assess their implications to your organization to avoid litigation and disputes. In addition, you will obtain a framework and checklist for reviewing contracts effectively so as to identify risks and plan for appropriate risk mitigation strategies and dispute resolution methods in the event of a breach or termination of contract. Throughout this program, you will be exposed to a variety of practical exercises and case studies based on real-life commercial contracts, such that you will be able to draft and review contracts effectively to help your organization ensure its contracts are enforceable and protect your organization s interest. 3

4 Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers Program A: 1-2 August 2016 (Monday & Tuesday) Shangri-La Hotel, Singapore PROGRAM INTRODUCTION Contracts are the main mechanism through which businesses interact with each other from procurement to production, service delivery, finance, IT and HR every aspect of a business entity involves one or another form of contracts. Hence, effective contract management has become an essential part of determining business success. Drafting and reviewing contracts are the initial steps in contract management that help organizations reduce and mitigate legal risks in an early stage. Non-legal professionals often face difficulties in comprehending legal jargons and interpreting legal writing accurately when tasked to draft and review contracts. With the increasing number and complexity of commercial contracts, they also fail to understand the most critical terms in a given type of contract. This hinders them from drafting effective and fit-for-purpose contracts and prevents them from identifying and mitigating contractual risks from early contractual stages, which may leave organizations exposed to contractual risks and liabilities that could have been avoided. It is thus important for managers to be equipped with the essential legal knowledge and skills to draft and review contracts effectively. Designed for non-legal professionals, this comprehensive two-day executive program will equip you with strong contract skills that will allow you to review and draft your contract s critical terms and conditions. Led by Byron Xavier, a leading authority in commercial law with over 17 years of experience, this program will show you how to draft concise, clear and unambiguous contract terms and conditions coherently by understanding the legal language and the local contract law context. You will be able to develop a sound grasp of legal clauses that are critical to all contract types, including Limitation of Liabilities, Indemnity and Payment clauses. You will subsequently build a solid understanding of the meaning and intent of these clauses in order to effectively assess their implications to your organization to avoid litigation and disputes. In addition, you will obtain a framework and checklist for reviewing contracts effectively so as to identify risks and plan for appropriate risk mitigation strategies and dispute resolution methods in the event of a breach or termination of contract. Throughout this program, you will be exposed to a variety of practical exercises and case studies based on real-life commercial contracts, such that you will be able to draft and review contracts effectively to help your organization ensure its contracts are enforceable and protect your organization s interest. WHO WILL BENEFIT THE MOST This program is designed for non-legal professionals who deal with contracts and need to draft and review various types of commercial contracts on a regular basis, including but not limited to: Contract Managers Commercial Managers Claim Managers Sales Managers Purchasing Managers Supply Managers Project Managers Business Development Managers LEARNING HIGHLIGHTS By the end of this program, you will be able to: Clearly understand legal jargons, special terms and legal writing style Learn about the fundamentals of contract law and understand what constitutes an enforceable and legally binding contract Understand the conditions that negate the enforceability of a contract and how to avoid such conditions Grasp a set of contractual clauses that are essential to all contracts and understand their meaning, purpose and implication on contractual relationship and risk allocation Distinguish between different types of contracts and contractual terms that are similar, for example, insurance, indemnification, limitation of liabilities, etc. Build basic legal writing skills to draft accurate, concise and non-ambiguous contract terms Learn to systematically review contracts to identify and mitigate risks to protect the company s interest 4

5 Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers Program A: 1-2 August 2016 (Monday & Tuesday) Shangri-La Hotel, Singapore PROGRAM AGENDA DAY ONE Principals of Contract Formation What is a Contract and why is it necessary? Elements of a Valid Contract o Offer & Acceptance, Intention, Consideration, Capacity Types of Contracts o Written and Verbal Contracts o Common Types of Contracts Validity of a Contract o Vitiating Factors Mistake, Misrepresentation, Frustration, Capacity, Illegality The Contract Life Cycle Structure of a Contract Basic Structure of a Business Contract o Component Parts of a Contract o Identifying Necessary Elements Consideration / Contract Terms and Conditions What is Consideration? Distinguishing Terms, Conditions and Warranties Express vs. Implied Terms Dissecting a Contractual Document How do the Component Parts of a Contract work? Common Clauses in Contracts o Payment Terms o Delivery Terms o Representations and Warranties o Consequential Damages/ Indemnity Clauses o Limitation of Liability Clauses o Integration/ Whole Agreement Clauses o Liquidated Damages Clauses o Jurisdiction and Choice of Law Clauses o Third Party Clauses Execution and Formalities Identifying Obligations Parties Obligations and Parties Liabilities Interactive Workshop 1 Structuring a Basic Contract 5

6 Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers Program A: 1-2 August 2016 (Monday & Tuesday) Shangri-La Hotel, Singapore DAY TWO Breach of Contract / Termination of Contract What is a Breach of Contract? Types of Breach o Repudiatory Breach o Anticipatory Breach Remedies for Breach o Type of Damages o Equitable Remedies o Other Remedies Termination of Contract o Expiry and Discharge of Contract o Other Forms of Termination Forms of Dispute Resolution o Adjudication o Arbitration o Mediation Specific Contracts & Issues Pre-contractual Documents o Letters of Intent, Memorandum of Understanding, Requests for Proposals and Tenders Implied Contracts Electronic Contracts Quotations, Purchase Orders, Invoices, Delivery Orders Counter-part Agreements Service Agreements Sale and Purchase Agreements Intellectual Property Licences Non-disclosure Agreements (NDAs) Reviewing Your Contracts Contract Review Process Checklist for Enforceability o Penalty Clauses/ Liquidated Damages o Frustration o Mistake o Breach of Conditions and Essential Terms o Misrepresentations o Capacity o Illegality Checklist: Contract Clauses for Risks, Ambiguities and Conflicts Practical Tips Question & Answer Session Interactive Workshop 2 Drafting A Negotiated Contract 6

7 Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Program B: 3-4 August 2016 (Wednesday & Thursday) Shangri-La Hotel, Singapore Eric Pesik Associate General Counsel and Compliance Officer Seagate Technology International Head of Legal and Compliance for Asia Pacific at Seagate Technology for more than 15 years, providing strategic advice to management on relationships with key suppliers and customers and training to internal stakeholders on legal risk and compliance Highly sought after speaker and workshop trainer at international conferences on topics related to Risk Management, Compliance, and Contract Drafting Featured in Asia Legal Business magazine and HRM Asia magazine Admitted to California State Bar Association, United States Supreme Court and United States Court of International Trade Eric Pesik is the Associate General Counsel for Seagate Technology International. With more than 15 years of experience, Eric acts as the strategic legal advisor to top management in Asia, where he manages a portfolio of complex, high-value commercial relationships with key suppliers and customers, conducts corporate due diligence for cross-border acquisition targets in Asia Pacific and manages divestitures of subsidiary manufacturing operations. Eric also develops and delivers in-house legal and compliance training across Asia. Eric is a highly sought after speaker at international conferences, such as CFO Asia Congress and the American Conference Institute s 3rd Asia Pacific Summit on Anti-Corruption, Compliance and Risk Management. Eric s expertise ranges from risk management, compliance, anti-corruption to contract drafting. He actively shares his legal knowledge through university teaching at the University of Buffalo School of Management, Regent Business School and Monterey School of Law as well as through various public workshops. As an experienced legal professional, Eric has been featured in Asia Legal Business magazine and the HRM Asia magazine, notably for his experience as an in-house counsel and his various invaluable legal advice. Eric was admitted to California State Bar Association, the United States Supreme Court and the United States Court of International Trade in 1997, 2003 and 2011 respectively. 7

8 Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Program B: 3-4 August 2016 (Wednesday & Thursday) Shangri-La Hotel, Singapore EXECUTIVE SUMMARY Program: Dates: Location: Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations 3-4 August 2016 Shangri-La Hotel, Singapore Early Bird 1 (Register & pay by 6 June 2016): Early Bird 2 (Register & pay by 4 July 2016): Regular Tuition Fee: S$2,595 S$2,795 S$2,895 Group discount of 10% for 2nd participant from the same organization. For limited time only by 4 July 2016 register 3 participants and the 4th participant will receive a complimentary seat (One discount scheme applies). Note: GST is applicable only to participants from Singapore registered companies. Check your eligibility for 40% Cash Back at IRAS website. Program Essence: Contract risks are often hidden from the untrained eyes during the contract review stage. Whether they are poor or perverse incentives, bad planning and demand management, ill-informed buying, deliberate contract manipulation, embedded options, complex pricing structures or miscommunications, these complex features can often bring significant risks to the contract, especially when the other party fails to meet the agreed-upon performance level. This intensive two-day program is designed for non-legal professionals to equip you with strong contractual knowledge in order to help you identify and mitigate legal risks arising from contracts. Led by Eric Pesik, an international lawyer with more than 15 years of experience, this program will show you how to identify risk-related contractual provisions and assess the relevant risks during each stage of the contract lifecycle, thus allowing you to focus on the risk-related portions and vet contracts more efficiently. You will also learn to transfer and mitigate risks, using indemnity, insurance, warranty, liability limitations and other tools, so as to effectively reduce risks and manage your organization s potential loss in the event of contract failures. Coupled with hands-on exercises and real-life case studies, this program will help you identify the contractual risks faced by the involved parties to make appropriate risk assessment for your organization in order to assume and achieve equitable risk allocation, which will ease the negotiation process. In the event of a contract breach, you will also know how to establish recovery and resolve the breach through effective dispute resolution mechanism. At the end of the program, you will be able to identify and assess contractual risks and eventually use contracts as an effective risk allocation tool to transfer appropriate risks to your counterparty and reduce your organization s risk exposure. 8

9 Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Program B: 3-4 August 2016 (Wednesday & Thursday) Shangri-La Hotel, Singapore PROGRAM INTRODUCTION Contract risk is still one of the key business challenges facing businesses today. Every day businesses enter into a myriad of contracts ranging from procurement, sales to finance; it is thus important for professionals to assess the risk on entering the contract and manage contract risks effectively in order to reduce the overall risk exposure. However, many corporate managers still lack a systematic understanding of contract risks that can arise from critical risk-related clauses and the strategies that can be used to effectively mitigate or transfer these risks. This might leave organizations open to potential disputes, litigation and subsequently financial losses. It is therefore crucial for managers to learn and explore various risk-related contract clauses and methods for risk mitigation. This intensive two-day program is designed for non-legal professionals to equip you with strong contractual knowledge in order to help you identify and mitigate legal risks arising from contracts. Led by Eric Pesik, an international lawyer with more than 15 years of experience, this program will show you how to identify risk-related contractual provisions and assess the relevant risks during each stage of the contract lifecycle, thus allowing you to access and evaluate contracts more efficiently. You will also learn to transfer and mitigate risks, using indemnity, insurance, warranty, liability limitations and other tools, so as to effectively reduce risks and manage your organization s potential loss in the event of contract failures. Coupled with hands-on exercises and real-life case studies, this program will help you identify the contractual risks faced by the involved parties to make appropriate risk assessment for your organization in order to assume and achieve equitable risk allocation, which will ease the negotiation process. At the end of the program, you will be able to identify and assess contractual risks and eventually use contracts as an effective risk allocation tool to transfer appropriate risks to your counterparty and reduce your organization s risk exposure. WHO WILL BENEFIT THE MOST This program is designed for non-legal professionals who are responsible for reviewing contracts and managing legal risks for the company, including but not limited to: Legal Risk Managers Contract Managers Commercial Managers Legal Counsels Claim Managers Sales Managers Procurement Managers Supply Managers Project Managers Business Development Managers LEARNING HIGHLIGHTS By the end of this program, you will be able to: Understand legal terms and jargons pertaining to contractual risks Identify risk-related contractual provisions Understand how risks can arise from different contractual clauses during each stage of the contract lifecycle Understand the risks faced by both parties of the contract Learn to decide appropriate risk allocation in a contract and identify risks relevant to your organization Understand the concept of Commercial General Liability Insurance and the various types of insurance Distinguish between indemnity, insurance, guarantee, warranty and limitations of liability Learn to devise a risk transfer strategy, using indemnity, insurance and other risk mitigation methods under different circumstances Explore other dispute resolution methods, such as arbitration and mediation 9

10 Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Program B: 3-4 August 2016 (Wednesday & Thursday) Shangri-La Hotel, Singapore PROGRAM AGENDA DAY ONE Contract Risk Management Contracts as a Tool for Risk Management Lifecycle of a Contract Contract Management Process Contract Risk Management Process Type of Risks Risk Exposure for Both Parties of the Contract Identifying Contract Risks from Contract Formation Contract Formation - What Makes a Valid and Enforceable Contract? Governing Law and Jurisdiction International, National, Local, Industry-Specific Laws, and Regulations Categories of Contractual Obligations - Warranties, Covenants, Representations, Conditions, and Recitals Top Negotiated Contract Terms Identifying Contract Risks During Contract Fulfilment Breach of Warranties or Covenants Misrepresentations Material Adverse Changes Failure of Conditions Negligence and Standards of Care Anticipatory Breach Unforeseen Circumstances - Frustration, Natural Disasters & Force Majeure Changes and Variation to Contract Scope Technical and Exogenous Risks - Financial Risks, Tax Liability, Currency Fluctuations, Etc. Business Risk Assessment Quantifying Risk Objectively Identifying Contract Strengths and Weaknesses Probability or Likelihood of Occurrence Magnitude or Impact of Loss Effectiveness of Controls Risk Velocity Multidimensional Risk Matrix Applying Risk Weighed Approach to Portfolio of Contracts 10

11 Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations Program B: 3-4 August 2016 (Wednesday & Thursday) Shangri-La Hotel, Singapore DAY TWO Types of Contract Damages Goods Versus Services Contract Damages The Benefit of the Bargain and Failure of Consideration Incidental and Consequential Damages Special Damages Liquidated Damages Third Party Claims Reducing Risk Exposure Through Limitations of Liability and Indemnification Limitation on Types of Liability Limitation on Amounts of Liability Indemnification Cross Indemnities Limited Liability Clause Vs. Indemnity Vs. Guarantees Vs. Warranties Reducing Risk Exposure Through Insurance The Purpose of Insurance Insurable Risks - What Insurance Covers and What It Doesn t Insurance Jargons Limits on Cover Duty to Disclose Information Meaning of All Risks Types of Commercial Insurance - Commercial General Liability, Professional Liability, Environmental Impairment, Property, Builders Risk Who Arranges? Who is Covered? Subcontractor Insurance Bank Guarantees Other Risk Transfer Strategies and Dispute Resolution International Chamber of Commerce Incoterms Service Level Agreements Early Termination Disputes and Litigation Alternative Dispute Resolution - Arbitration, Mediation, Etc. Insolvency and Bankruptcy 11

12 ESSENTIAL CONTRACT DRAFTING AND REVIEW WEEK FOR NON-LAWYERS 1-4 August 2016 Shangri-La Hotel, Singapore REGISTRATION PAGE C L A R I D E N Knowledge for the world business leaders PROGRAM FEES Program Program A : Drafting and Reviewing Contracts Critical Terms and Conditions for Non-Lawyers (1-2 August) Program B: Identifying Contract Risks and Reducing Exposure Through Indemnification, Insurance, Warranties and Liabilities Limitations (3-4 August) GROUP DISCOUNTS 1st Early Bird Fee Per Participant (If payments & registrations are received by 6 June 2016) S$2,595 S$2,595 2nd Early Bird Fee Per Participant (If payments & registrations are received by 4 July 2016) S$2,795 S$2,795 Regular Fee S$2,895 S$2,895 Group discount of 10% for 2nd participant from the same organization. For limited time only by 4 July 2016 register 3 participants and the 4th participant will receive a complimentary seat (One discount scheme applies). Note: GST is applicable for Singapore-registered companies. Booking Contact (Approving Manager) Mr/Mrs/Ms: Job Title: Department: Telephone: Fax: Organization: Address: Postal Code: I would like to receive more information on hotel accommodation using Clariden Global coporate rate. Please register the following participant for this seminar. (Please tick to select your seminar(s). You may tick more than one.) 1st Participant Name (Mr/Mrs/Ms): Job Title: Department: Telephone: Fax: Date of Birth: Program(s): A B 2nd Participant Name (Mr/Mrs/Ms): Job Title: Department: Telephone: Fax: Date of Birth: Program(s): A B 3rd Participant Name (Mr/Mrs/Ms): Job Title: Department: Telephone: Fax: Date of Birth: Program(s): A B 4th Participant Name (Mr/Mrs/Ms): Job Title: Department: Telephone: Fax: Date of Birth: Program(s): A VENUE AND ACCOMMODATION INFORMATION Shangri-La Hotel, Singapore 1-4 August Orange Grove Road, Singapore Tel : Fax : Website : B 4 WAYS TO REGISTER admissions@claridenglobal.com Fax: Call: Website: PAYMENT METHODS BY CHEQUE / BANK DRAFT : Made payable to CLARIDEN GLOBAL PTE LTD and mail to: 3 International Business Park, #04-29, Nordic European Centre, Singapore BY TELEGRAPHIC TRANSFER TO: Bank Name: DBS BANK Bank Branch code: 027 Bank Address: 6 Shenton Way, DBS Building, Singapore Bank Account No: Bank Account name: CLARIDEN GLOBAL PTE LTD SWIFT Code: DBSSSGSG Please note that all bank charges are to be borne by participants. Please ensure CLARIDEN GLOBAL PTE LTD receives the full invoiced amount. Note: Please include invoice number on all payment types and your company s name in your payment instructions for our reference. CREDIT CARD: To make payment by credit card, please call our client services hotline at HOW TO REGISTER AND PAY An invoice and registration confirmation will be sent within 7 days, please contact us if you have not heard from us within 7 days. Payment can be made by credit card, by bank transfer or by cheque. ALL PAYMENTS MUST BE RECEIVED IN ADVANCE OF THE EVENT. ACCOMMODATION Accommodation is not included in the program fee but you will be entitled to use our corporate rate for your accommodation. Information will be sent along with your registration confirmation. ENJOY 40% CASHBACK Productivity and innovation Credit (PIC) scheme allows registered Singaporean businesses to claim 40% cash back or enjoy 400% tax deduction for training. For more information, please visit CANCELLATIONS AND SUBSTITUTIONS Once we have received your booking, the place(s) are confirmed. No refunds will be made for any cancellations, however, program credits of equivalent value only applicable for Clariden Global events will be provided. Credits can only be redeemed for 1 program and is valid for only one (1) year from date of issue. Substitution with a qualified candidate is allowed by providing at least 5 working days of advance notice to Clariden Global. One time substitution is allowed with no charges. Subsequent substitutions will be charged 10% admin fee. ALL CANCELLATIONS MUST BE RECEIVED IN WRITTEN FORM PLEASE NOTE: CLARIDEN GLOBAL PTE LTD reserves the right to change the content and timing of the programme, the speakers and the date and venue due to reasons beyond their control. If in the unlikely event that the course is cancelled, CLARIDEN GLOBAL PTE LTD will refund the full amount and disclaim any further liability. ENQUIRIES: If you have any queries about registration or payment please do not hesitate to contact our client services department on PRIVATE DISCLOSURE STATEMENT: Any information provided by you in relation to this event is being collected by CLARIDEN GLOBAL PTE LTD and will be held in the strictest confidence. It will be added to our database for the primary purpose of providing you with information about future events and services. Visit us at for upcoming events FOR OFFICIAL USE FEE RECEIVED REFERENCE: L6223_6224/ZY/KC