l k into VSP Direct. No vision insurance? Look into VSP Direct for affordable individual and family vision insurance.
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1 No vision insurance? l k into VSP Direct. Look into VSP Direct for affordable individual and family vision insurance. When you enroll in individual vision insurance through ehealth, you ll enjoy the best value on your eyecare. As the only national not-for-profit vision care company, we reinvest in the things you value most the best care at the lowest out-of-pocket cost. You ll like what you see when you look at VSP. Lowest Out-of-pocket Cost You ll enjoy the lowest out-of-pocket cost in individual vision care, saving you hundreds on your eye exam and glasses. Convenient Locations With more than 30,000 network doctors, you re sure to find a VSP doctor close to you. Visit the Find a Doctor section on vsp.com to locate a VSP doctor near you. Great Selection in Eyewear With the largest choice in frames, you ll find the pair that s right for you and your budget. Satisfaction Guaranteed We guarantee your satisfaction. That s why we re consumers #1 choice in vision care. 1 If you re not 100% happy, we ll make it right. Don t wait. Enroll through ehealth now. Contact us. ehealthinsurance.com or Save with VSP coverage: Without VSP Coverage * With VSP Coverage Eye Exam $152 $15 Frame $120 Single Vision Lenses Anti-reflective Coating Light-to-dark Tinting (Photochromic Lenses) Impact-resistant Lenses (Polycarbonate Lenses) $84 $25 $108 $69 $101 $70 $54 $31 Annual Plan Cost ** N/A $182 Total $619 $392 * Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. This chart represents typical savings for VSP members when they see a VSP doctor. ** Plan costs vary by state. Typical Annual Savings $227 with a VSP Doctor
2 Look and see why over 65 million members love VSP, and you will too: Eye exam: fully covered after a $15 copay Prescription lenses: fully covered after a $25 copay Frames: a wide-selection covered up to $120, plus 20% savings on the amount over your allowance. And, maximize your benefit with an extra $20 toward your allowance when you purchase a featured frame brand, 2 giving you even more fully covered frame options to choose from Contact lenses (instead of glasses): $120 allowance toward contacts Lens enhancements: an average of 20%-25% savings on lens enhancements Exclusive Member Extras As a VSP member, you ll enjoy exclusive savings and promotions on eyecare, including laser vision correction services. The average savings are 15% off the regular price or 5% off the promotional price. Discounts are only available from contracted facilities. As an added bonus, you or any family member can enjoy savings of up to $1,200 per hearing aid compared to retail pricing on state-of-the-art digital hearing aids through TruHearing. For more information visit vsp.truhearing.com. Or call and be sure to mention that you re a VSP member. 3 Look! It s easy. Enrollment through ehealth is a simple process. 4 And, once you re enrolled, your great benefits are easy to use. Visit ehealthinsurance.com or call to enroll. Enroll in VSP Direct through ehealth today. You ll be glad you did. 1. Ipsos National Vision Plan Member Research, Before purchase, ask your VSP doctor about qualifying frame brands. Brands are subject to change 3. Applies using wavefront technology with the microkeratome surgical device only. Other LASIK procedures may be performed at an additional cost to the member. VSP Laser VisionCare discounts are only available from VSP-contracted facilities 4. This insurance policy has exclusions and limitations. For costs and complete coverage details, call Terms and conditions and availability may vary from state to state according to state law Vision Service Plan. All rights reserved. VSP is a registered trademarks, VSP Direct is a trademark, and VSP Laser VisionCare is a service mark of Vision Service Plan. All other brands and marks are the property of their respective owners. JOB#16735CM 5/14
3 By enrolling in VSP s Individual Vision Care Policy, you indicate you have read the following terms and conditions of the plan. Terms & Conditions THIS POLICY PROVIDES VISION BENEFITS ONLY. Monthly Payment Option: If you selected the monthly payment option for the annual benefit term, you agreed to pay the required annual premium in twelve (12) payments. The first payment will be withdrawn from your credit card or checking account at the time of enrollment and the remainder eleven (11) payments will be withdrawn on or around the 15 th of each month. If you enroll between the 15 th and last day of the month and choose to expedite your enrollment by selecting the current month effective date, you will be charged for current month and the following month at time of enrollment. If payment is not received for any reason, VSP may cancel your coverage after 30 days from when your premium was due. You are responsible to update your payment information by calling Member Services at Renewal: This Policy is renewable at the option of the Policyholder and will automatically renew so long as premiums are paid in a timely manner, the Policyholder has not performed an act or practice that constitutes fraud and VSP continues to offer this plan. VSP will not cancel coverage under the Policy because of a Covered Person s health status requirements for vision care services. You will be notified on or around sixty (60) days prior to your auto-renewal. To make changes to your current plan, call Member Services at prior to your policy renewal date. If payment is not received for any reason, VSP may cancel your plan after thirty (30) days from when your premium was due. Right to Return the Policy: You are permitted to return the Policy within thirty (30) days of its delivery to you and have the premium paid refunded, less the processing fee, if after examination of the Policy you are not satisfied with it for any reason. If you return the Policy to VSP at its home office it shall be void from the beginning. This means that you will be responsible for payment in full of any services received or materials purchased from the Policy effective date to the date the Policy is voided. Other Insurance Coverage: VSP cannot coordinate plan benefits payable under this Policy with any other private or government insurance plan, including any other plan underwritten by VSP. Grace Period: Unless, not less than thirty (30) days prior to the premium due date VSP has delivered to the Policyholder, or has mailed to the Policyholder s last address as shown by VSP s records, written notice of its intention not to renew this Policy beyond the period for which the premium has been accepted, a grace period of thirty-one (31) days will be granted for the payment of each premium falling due after the first premium. Limitations, Exclusions & Exceptions: Some brands of spectacle frames and lenses may be unavailable for purchase as Plan Benefits, or may be subject to additional limitations. Covered Persons may obtain details regarding frame brand availability from their VSP Preferred Provider or by calling VSP s Customer Care Division at Copayments and other out-of-pocket expenses apply to the eye examination and/or to the purchase of most materials. Services or materials of a cosmetic nature are not covered under this policy. Medical services and supplies are not covered under this policy. Each person covered under this policy will have higher out of pocket expenses if they use a doctor who is not part of VSP s provider network. VSP will not cancel coverage under this plan because of a covered person s health status or requirements for vision care service. Covered persons shall report any complaints and/or grievances by selecting one of these options:
4 In writing to VSP, 3333 Quality Drive Rancho Cordova CA ; By calling VSP s Member Services at ; Online at VSP.com by completing a member grievance form; or Through your VSP doctor.
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l k into VSP Direct. No vision insurance? Look into VSP Direct for affordable individual and family vision insurance.
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