Cigna Healthy Rewards Looking for more healthy choices? WE LL HELP.

Transcription

1 Cigna Healthy Rewards Looking for more healthy choices? WE LL HELP. From acupuncture to natural supplements. Aerobic classes to therapeutic massage. You and your family have health choices like never before. And as part of our ongoing efforts to help people make healthy choices that lead to healthier lifestyles, the Cigna Healthy Rewards* program offers discounts on a wide variety of health programs and services and it s available at no additional cost if you have a Cigna life, accident, disability, critical illness or accidental injury plan. Reward yourself Cigna Healthy Rewards gives you more health care choices and saves you money. There s no time limit or maximum to Healthy Rewards, so you and your covered family members can use them whenever you need them. Enjoy instant savings when you visit a participating provider or shop online. No referrals. No claim forms. No catch. You value your health enough to make smart choices. A better, healthier lifestyle is only a click away. Simply visit the Healthy Rewards website to print out a wallet card that you and your covered family members can present to any Healthy Rewards provider to get your discount /12 Offered by: Connecticut General Life Insurance Company, Life Insurance Company of North America and Cigna Life Insurance Company of New York.

2 The following Healthy Rewards programs are available to you and your family members. Weight management and nutrition Healthyroads weight management program Registered dietitian network Jenny Craig Vision and hearing care Vision exams, eyewear and contacts LASIK vision correction Hearing exams and aids Tobacco cessation Healthyroads tobacco cessation program Alternative medicine Acupuncture Chiropractic care Massage therapy Mind/body Healthyroads mind/body program Fitness Fitness club memberships Just Walk 10,000 Steps-a-Day Vitamins, health and wellness products Drugstore.com ChooseHealthy.com To take advantage of Healthy Rewards savings, go to Cigna.com/rewards (password: savings) or call us at * Some Healthy Rewards programs are not available in all states. If your Cigna plan includes coverage for any of these services, this program is in addition to, not instead of, your plan benefits. Healthy Rewards programs are separate from your medical coverage. A discount program is NOT insurance, and the member must pay the entire discounted charge. Cigna and Healthy Rewards are registered service marks, and the Tree of Life logo and GO YOU are service marks of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided exclusively by such operating subsidiaries, including, Life Insurance Company of North America, Cigna Life Insurance Company of New York, and Connecticut General Life Insurance Company, and not by Cigna Corporation. All models are used for illustrative purposes only / Cigna. Some content provided under license.

3 Cigna identity theft program Your identity cannot be replicated, BUT IT CAN BE STOLEN. Identity theft is America s fastest growing crime, victimizing almost 11 million people a year. 1 It s also a silent crime often taking a year or more to be discovered, leaving victims with a cumbersome, time-intensive process to restore their credit records and good name. If you have a Cigna Group life, accident, disability, critical illness or accident injury plan, our identity theft program is available to help if this serious crime impacts you. Valuable help when you need it most Our identity theft program provides: A review of credit information to determine if an identity theft has occurred An identity theft resolution kit and an identity theft affidavit for credit bureaus and creditors Help with reporting an identity theft to credit reporting agencies Assistance with placing a fraud alert on credit reports, and cancellation and replacement of lost or stolen credit cards Assistance with replacement of lost or stolen documents Access to free credit reports Education on how to identify and avoid identity theft $1,000 cash advance to cover financial shortages if needed 2 Emergency message relay Help with emergency travel arrangements and translation services Not sure how to get started? No matter where or when you come under the attack of identity theft, Cigna s services are here for you. We assist with credit card fraud, and financial or medical identity theft We provide real-time, one-on-one assistance 24 hours a day, 365 days a year in every country in the world 3 You ll have unlimited access to our personal case managers until your problem is resolved Our website offers helpful information to reduce your risk of identity theft before it happens /12 Offered by: Connecticut General Life Insurance Company, Life Insurance Company of North America and Cigna Life Insurance Company of New York.

4 Safeguard yourself against identity theft These important tips can help reduce your risk of identity theft. Keep only one or two credit cards in your wallet, and only identification you actually need. Do not carry your Social Security card. Review your bank and credit card statements monthly for signs of suspicious activity. Do not hand over your debit or credit cards to anyone and cancel all unused accounts. Give your Social Security number only when absolutely necessary. Promptly remove mail from your mailbox and deposit outgoing mail in post office collection boxes. Tear or shred charge receipts, copies of credit applications, insurance forms, physician statements, checks and bank statements, expired charge cards that you re discarding and credit offers you get in the mail. Secure personal information at home and at work and keep your purse or wallet in a safe place. Don t keep computers online when not in use, use antivirus software and a firewall, and be cautious about opening attachments and downloading files. If you suspect you might be a victim of identity theft, call us now at Our personal case managers are standing by to help you. Please indicate that you are a member of Cigna identity theft program and group # Javelin Strategy and Research, January, Provided with confirmation of reimbursement and if traveling more than 100 miles from home. 3. Assistance with U.S. bank accounts only. Cigna identity theft services are provided under a contract with Europ Assistance USA. Presented here are highlights of the identity theft program. Full terms, conditions and exclusions are contained in applicable service agreement. Cigna is registered service marks, and the Tree of Life logo and GO YOU are service marks, of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries, including Life Insurance Company of North America, Cigna Life Insurance Company of New York and Connecticut General Life Insurance Company, and not by Cigna Corporation. All models are used for illustrative purposes only / Cigna. Some content provided under license.

5 Life Assistance Program 24/7 Self-service support at your fingertips. Educational materials on work/life topics such as caregiving, daily living and working smarter are available online, including a savings center and relocation center. Special features. Try using the online skill builders or attend a webinar to help you learn new skills and adopt positive work/life balance habits for good. Call us any time, any day or go online for confidential assistance, information or resources to help resolve life s challenges. Whatever life throws at you throw it our way. Life Assistance Program Life Assistance Program 1. Some Healthy Rewards programs are not available in all states. If your Cigna plan includes coverage for any of these services, this program is in addition to, not instead of, your plan benefits. A discount program is NOT insurance, and you must pay the entire discounted charge. Cigna, the Tree of Life logo and GO YOU are registered service marks of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries and not by Cigna Corporation. Such operating subsidiaries include Connecticut General Life Insurance Company, Cigna Health and Life Insurance Company, Life Insurance Company of North America, Cigna Life Insurance Company of New York, Cigna Behavioral Health, Inc., and HMO or service company subsidiaries of Cigna Health Corporation h 06/ Cigna. Some content provided under license h 06/14

6 Life. Just when you think you have it figured out, along comes a challenge. But whether those challenges are big or small, your Life Assistance & Work/Life Support Program is available to help you and your family find a solution and restore your peace of mind. Call us any time, any day. We re just a phone call away whenever you need us at no additional cost to you. An advocate is ready to help assess your needs and develop a solution to help resolve your concerns. He or she can also direct you to an array of resources in your community and online tools. Visit a specialist. For face-to-face assistance, you have three sessions available to you and your household members. Call us to request a referral. Reward yourself. Access your Healthy Rewards 1 discount program for discounts on a range of health and wellness services and products from participating providers. Achieve work/life balance. Get extra support for handling life s demands. Call for a referral to a service in your community or advice on topics such as: Legal consultation. Receive a 30-minute free consultation and up to a 25% discount on select fees. Parenting. Receive guidance on child development, sibling rivalry, separation anxiety and much more. Senior care. Learn about challenges and solutions associated with caring for an aging loved one. Child care. Whether you need care all day or just after school, find a place that s right for your family. Pet care. From grooming to boarding to veterinary services, find what you need to care for your pet. Temporary back-up care. Don t let an unplanned event get the best of you find back-up child care. Life Assistance Program 24/7 Call us or reach us online Contact us to get the assistance you need to help resolve life s challenges. These are just a few examples of the support available to you. Call to get the assistance you need to help resolve life s challenges Visit us at: Call us or reach us online Contact us to get the assistance you need to help resolve life s challenges.

7 Cigna will preparation program Difficult legal decisions JUST GOT A LITTLE EASIER. Preparing a will is a critical step to protecting your family s financial future. That s why we offer will preparation services at no additional cost if you have a Cigna life, accident, disability, critical illness or accidental injury plan. The death of a family member can be a confusing and conflicting time. There are many tasks and decisions to make all when emotions and stress are high, time limited and energy may be low. Planning in advance helps relieve these uncertainties for family members left behind and ensures that your wishes are known. Not sure how to get started? Don t worry. Cigna s Will Center is secure, easy to use and available to you and your spouse seven days a week, 365 days a year. Phone representatives are also available to assist you via a toll-free number. 1 Once you re registered on the site, you can: Follow an intuitive, interactive, question-and-answer process to create state-specific legal documents tailored to your needs Create and maintain your personalized legal documents in an estate plan Preview, edit, download and print your legal documents for execution Access resources and tools to help with the funeral planning process /12 Offered by: Connecticut General Life Insurance Company, Life Insurance Company of North America and Cigna Life Insurance Company of New York.

8 CignaWillCenter.com Visit CignaWillCenter.com to register and immediately start building your own personalized estate and funeral plan, including: Last will and testament: Determine what s to be done with your property when you die, and name the executor of your estate and a guardian for your minor children Living will: Outline your wishes regarding the use of extraordinary life support or other life-sustaining medical treatment Health care power of attorney: Allow someone to make medical decisions if you are unable Financial power of attorney: Allow someone to make financial decisions on your behalf if you are unable Medical authorization for minors: Empower medical personnel to treat your child if you are not present Funeral planning resources: Informational guidebooks in-depth, easy-tounderstand information to help you prepare your or a loved one s end-of-life wishes Personal information organizer tool keep important personal data, account information, contacts, and end-of-life wishes all in one place To access all these valuable tools and services, go to CignaWillCenter.com 1. Legal advice is not provided. Registrations and customized documents are maintained for two years, which allows individuals to easily make revisions to their legal documents as their personal situation changes. Will preparation services are independently administered by ARAG. Cigna does not provide legal services and makes no representations or warranties as to the quality of the information on the ARAG website or the services of ARAG. Cigna is registered service marks, and the Tree of Life logo and GO YOU are service marks, of Cigna Intellectual Property, Inc., licensed for use by Cigna Corporation and its operating subsidiaries. All products and services are provided by or through such operating subsidiaries, including Life Insurance Company of North America, Cigna Life Insurance Company of New York and Connecticut General Life Insurance Company, and not by Cigna Corporation. All models are used for illustrative purposes only / Cigna. Some content provided under license.