Youth and Children Inclusiveness In Micro-finance & Livelihood Approach
|
|
- Marcus Taylor
- 6 years ago
- Views:
Transcription
1 Youth and Children Inclusiveness In Micro-finance & Livelihood Approach Presenter: Udaya Laxmi Pradhanang Education Team Leader Himalaya Country Office Nepal Program Save the Children US
2 Youth & Children Inclusiveness in Livelihood & Micro-finance Approach Introduction: Although youth and children are playing very important role in family and household economy, still their contributions are not recognized at institution level. The youth and adolescents are potential to learn for financial and livelihood activities if environment are supportive to them. They are considered dependent family member in term of economic activities. This paper discussed about how youth, children/adolescents participate in livelihood activities and link with micro-finance institutions. Save the Children US has initiated youth & children inclusive livelihood and micro-finance approach in partnership with financial-intermediary NGOs and savings and credit cooperatives particularly in Siraha district of Nepal. This approach has focused to readiness to access continuum process for youth and adolescents livelihood development In this approach, learning sessions, training, mentoring, counseling and coaching are key elements to establish linkage with micro-finance services for youth and adolescents. The financial institutions are found very confident if youth and children are already prepared for the livelihood activities. The objective of the paper is to share the experience of youth and adolescent inclusive livelihood support strategy and how this strategy has increased to access in financial-intermediary NGO's saving and loan services for the youth and adolescents. Access of micro-finance services in Nepal : Like in other country in South Asia, many studies and research has found that the Micro-finance program has made a remarkable contribution to poverty alleviation in Nepal. No doubt those micro-finance institutions are providing financial services to rural poor households living in below subsistence economy. The micro-finance rural development banking program, financial intermediary NGOs and savings and credit cooperatives extends their collator free credit services generally targets to married and household heads either in the form of group guaranty and with collator to individuals. The quarterly newsletter of Rural Micro-finance Development Center data showed that around 2,048,742 rural people have already access to microfinance services in Nepal, which is 8.09% of the total population and 26.1% of those are living below the poverty line, of which 1,233,058 are women, representing 9.37% of all Nepalese women. This information has clearly shows that unmarried youth and male youth cannot access to financial services provided by the micro-finance institutions. So this is obvious that micro-finance institutions does not target to youth population for their service. Key issue : a. Lack of access to financial services Many micro-finance institutions are still unable to provide their services to the youth especially male and unmarried adolescents who are living below poverty line. The micro-finance services are predominantly the mothers and female members of unemployed youth and adolescent not the direct service and access to youth and adolescent themselves. Such micro-finance policy practice will never be truly successful in lifting youth and their families out of poverty.
3 b. Social practice: The social and culture practices allows that mostly head of households and senior old family members are the authority of financial transitions either business or any other economic activities. Youth specially male and unmarried female youths are unable to go for financial services even though many financial institutions and their services available. Even though the financial service providers generally claim that their services are extended to the subsistence households in Nepal. c. Lack of disaggregate data base system in financial institution : The disaggregated data base system for youth clients between the ages of 15 to 25 years old are not available in existing system. d. Lack of policy provision for child saving in micro-finance institutions: Childhood is the foundation of learning and gaining experience for future life. Engagement with financial institution since childhood provides learning opportunity, build confident in making economic decisions for future life. In term of children's perspective, microfinance institutions have no mandatory provision in the current policy and strategy. There are few NGOs and INGOs who had initiated the child saving scheme. Rational of youth inclusiveness livelihood approach: a. Size of youth population: In Nepal, approximately, 21% of the total population is youth aged between 15 to 24 years (CBS Report 2005). 44% of total population is children of below age of 18 years. Approximately, 31% of total population in Nepal is living below the poverty line. 24% of total population is living less than $1 per day and youth with high unemployment. b. Unemployment: Around 47% of the economically active total population is out of work, and half of this unemployed population is youth. Youth are dependent to household heads. They are unable to engage in self employment though they have enthusasium and courage. Many conflict related studies have found that exclusion of youth engagement in economic activities is one of serious reason behind emerging the 12 years long armed conflict in Nepal. In this current post conflict situation, youth unemployment is serious concern of government as well as NGOs, financial institutions, micro-finance companies. c. Poverty: The socio-economic life of youth is challenging even before armed conflict began in Nepal. Critical mass youths living with subsistence farming and below poverty are not mainstreaming in the households economic development. The youth who have no access to financial services are living in below poverty line and they have no collator to do any kind of economic activity for their own benefit and self employment.
4 d. Potential human resources for capital formation: Youth are very potential human resources are mobilized for social sector not for economic development. Youths have lack of knowledge for entrepreneurship and technical skills for self employment. Youths though they are economically active, unable to start economic activity independently due no access to fund, lack of knowledge of entrepreneurship and technical skills and cannot start for self employment. e. Lack of entrepreneurship skills: The micro-finance institutions provide financial service in term of providing credit, loan and saving services but they have no plans and policies for the microentrepreneurship development, micro-enterprise service and linkage with the service centers and also not focused to youth assuming that youth are mobile and not collator. The micro-finance institutions have not recognized the potentiality, capacity and supporting to households in economic activities. Youth and Adolescent inclusive livelihood program approach of Save the Children US: Many microfinance institutions, youth-serving organizations, policy makers, and international donors are exploring the use of microfinance as a livelihood development strategy for youth. Research and practice show the need to explore youth inclusive microfinance from the "readiness" and "access" perspective. Microentrepreneurship, micro-enterprise and micro-finance services are interlinked and complement each other and contribute in improving the economic status. To promote the youth inclusive livelihood approach, Save the Children has developed partnership Experience of Save the Children US in implementation of approach in partnership with Micro-finance intermediate NGO in Siraha district : In the year 2006, Save the Children has initiated youth and adolescent livelihood with micro-finance linkage approach in Siraha district in partnership with the Shreejana Community Development Service Center an NGO working for micro-finance intermediately services. The objective of this project is to build confident and capacity of youth and adolescents for readiness to access micro-credit services and to bring about positive changes in the lives of socially and economically marginalized adolescents; particularly dalits and girls at-risk through sustainable livelihood support. Overall Objectives: Create and expand savings and credit groups among women and adolescents in targeted districts Specific Objectives of the project:
5 To establish community based and micro enterprises based learning center thru Participatory Learning Action (PLA) approach To provide business counseling who decided and are engaged into microenterprise and self employment activity. To develop vocational skills, micro-enterprise development skills of youth and adolescents on viable sub-sectors. To establish linkage with the Micro-credit for saving and loan for microenterprise initiation Major activities : a. Micro-enterprise based Literacy course: The course is designed for 9 months based on the potential market. The participants are linked to micro-finance institutions and started group and personal saving, gain technical skill and will have access to get credit/loan from MFIs b. Sub-sector analysis and facilitation support: Sub-sector study and analysis conducted and based on the sub sector, necessary facilitation support provided. c. Vocational skill training based on market and interest of youth d. Business start up training and Business awareness Campaign e. Linkage with micro-finance institution and cooperatives: When youth and adolescents are ready for financial services, they will be linked to microfinance. Achievement of this approach in two year period in 2006 and 2007 : 291 Participatory Learning and Action Centers graduates were linked with micro-finance institution for credit program. (181 were linked with Shreejana Community Development Center and 110 linkages with saving and credit cooperatives). 285 unmarried and male youth are still unable to take micro credit services in any micro finance institutions. Challenge: Youth male & female are still not mainstreamed in micro-finance because of no provision of youth and children member in micro-finance? It is still ad hock and policy needs to be develop. The micro-finance policy and strategy are not youth friendly and youth inclusiveness. No child saving policy with the micro-finance Youth mobility Recommendations: Youth livelihood program can be success if they are prepared to ready first and support major three steeps in the micro-finance policy and strategy : i. Livelihood Planning This first step involves effective livelihood guidance efforts led by families, schools and other community institutions serving youth to support
6 community-based career counseling and livelihood planning resources for young men and women. ii. Livelihood Readiness The second step focuses livelihood based participatory literacy learning and action learning sessions. This learning sessions will ready and build the capacity and confident and able to develop business plan market linkage for livelihood activities as well as linkage with the microfinance. This programming involve linking out-of-school youth with non-formal basic education and employability skills iii. Livelihood Access The final step in youth livelihood development involves efforts to promote the accessibility of employment and self-employment services to youth supporting the development of commercially-viable, youth-friendly financial products and services and linkage with micro-finance institutions. Conclusion: This approach has build confident and capacity of youth and adolescents for livelihood readiness. They had started IGP activities, micro-enterprise. They learned the entrepreneurship skills, vocational skills training, saving collection and business plan development. Finally youth are able to get in touch with the financial intermediately NGO and also with the cooperatives for their livelihood activities.
Ghana : Financial services for women entrepreneurs in the informal sector
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized No. 136 June 1999 Findings occasionally reports on development initiatives not assisted
More informationCARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING
CARE GLOBAL VSLA REACH 2017 AN OVERVIEW OF THE GLOBAL REACH OF CARE S VILLAGE SAVINGS AND LOANS ASSOCIATION PROGRAMING December 2017 SCALE CARE has promoted Village Savings and Loan Associations (VSLAs)
More informationImplementing the SDGs: A Global Perspective. Nik Sekhran Director, Sustainable Development Bureau for Policy and Programme Support, October 2016
Implementing the SDGs: A Global Perspective Nik Sekhran Director, Sustainable Development Bureau for Policy and Programme Support, October 2016 SITUATION ANALYSIS State of the World today Poverty and Inequality
More informationBANKING WITH THE POOR
BANKING WITH THE POOR - Self Help Group Approach in India. by Ashok Kumar Valaboju M.Sc (Agric.), MBA, CAIIB Senior Branch Manager, Andhra Bank, Gurazala branch, Guntur Dist AP- India India has been fast
More informationPreliminary results of the EMN- MFC Microcredit Overview Survey
#emnac2016 Preliminary results of the EMN- MFC Microcredit Overview Survey 2014-15 Diego Dagradi Fondazione Giordano Dell Amore 22 countries 1 149 MFIs Microcred it providers Partic ipants % of answ ers
More informationCONTENTS. Introduction 01. Organizational Setup Of Employment Department 03. Self Help Group (SHG) Of Engineers Scheme 04
CONTENTS Introduction 01 Organizational Setup Of Employment Department 03 Self Help Group (SHG) Of Engineers Scheme 04 Registration Of Unemployed Youth 05 Career Counseling 06 Job Awareness Programmes
More informationGender Issues in SME Finance: Philippines
2011/GFPN/WKSP/023 Session 7 Gender Issues in SME Finance: Philippines Submitted by: Philippines Workshop on Microfinance Best Practices Ha Noi, Viet Nam 7-8 April 2011 Gender Issues in SME Finance: Philippines
More informationThe 21 st -Century Economic Reality for American Women. Women s s Legislative Network of NCSL Financial Stability Postconference December 13, 2008
The 21 st -Century Economic Reality for American Women Women s s Legislative Network of NCSL Financial Stability Postconference December 13, 2008 Overview of FRS Community Affairs Overview The Community
More informationCredit for Water and Sanitation Improvements: a Case Study of Women s Self-Help Groups in Tamil Nadu, India
Credit for Water and Sanitation Improvements: a Case Study of Women s Self-Help Groups in Tamil Nadu, India Executive summary In 2003, WaterPartners initiated a program which utilized micro-finance to
More informationInformation note. Revitalization of the Palestinian Fund for Employment and Social Protection
INTERNATIONAL LABOUR ORGANIZATION REGIONAL OFFICE FOR ARAB STATES Information note Revitalization of the Palestinian Fund for Employment and Social Protection Implementing Partners: Ministry of Labour,
More informationLessons learned from implementing Microfinance in a post-tsunami environment SRI LANKA. Dr. Dirk Steinwand
Lessons learned from implementing Microfinance in a post-tsunami environment SRI LANKA Dr. Dirk Steinwand Microfinance in South Asia Today and Tomorrow December 5-7, 2005, New Dehli Pre-Tsunami MF landscape
More informationModule 4: Earnings, Inequality, and Labour Market Segmentation Gender Inequalities and Wage Gaps
Module 4: Earnings, Inequality, and Labour Market Segmentation Gender Inequalities and Wage Gaps Anushree Sinha Email: asinha@ncaer.org Sarnet Labour Economics Training For Young Scholars 1-13 December
More informationEVALUATIONS OF MICROFINANCE PROGRAMS
REPUBLIC OF SOUTH AFRICA GOVERNMENT-WIDE MONITORING & IMPACT EVALUATION SEMINAR EVALUATIONS OF MICROFINANCE PROGRAMS SHAHID KHANDKER World Bank June 2006 ORGANIZED BY THE WORLD BANK AFRICA IMPACT EVALUATION
More informationOUR MicroLending. Changes in US & Cuba: The impact on Florida. Opening doors to your future. The Microcredit Impact October 13, 2011
OUR MicroLending Opening doors to your future Changes in US & Cuba: The impact on Florida The Microcredit Impact October 13, 2011 The Question: What People know about Microcredit? That somewhere near India
More informationThe Team. Brigitte Ryder. Bobby Madhav. Sipho Silinda. Lindi Makapela
1 The Team Bobby Madhav Sipho Silinda Brigitte Ryder Lindi Makapela 2 Can Microfinance / Credit be delivered in a sustainable manner to the poor from a South African perspective? 3 Content 1 2 3 4 5 6
More informationAfrican Journal of Hospitality, Tourism and Leisure Vol. 1 (3) - (2011) ISSN: Abstract
African Journal of Hospitality, Tourism and Leisure Vol. 1 (3) - (2011) ISSN: 1819-2025 Micro-Women Entrepreneurship and its potential for hospitality and tourism related enterprises amongst others: a
More informationWomen in the Egyptian Labor Market An Analysis of Developments from 1988 to 2006
Women in the Egyptian Labor Market An Analysis of Developments from 1988 to 2006 1 B Y R A G U I A S S A A D P O P U L A T I O N C O U N C I L A N D F A T M A E L - H A M I D I U N I V E R S I T Y O F
More informationLIST OF TABLES Census wise Sex Ratio in India 100
LIST OF TABLES 1. 1.1 Progress of Microfinance as on 31 st March 2009. 05 2. 2.1 3. 2.2 Share of rural household debt by source of credit, All India, 1951-1991 Advances to Agriculture and Other Priority
More informationE Distribution: GENERAL. Executive Board Second Regular Session. Rome, October September 2007 ORIGINAL: ENGLISH
Executive Board Second Regular Session Rome, 22 26 October 2007! E Distribution: GENERAL 11 September 2007 ORIGINAL: ENGLISH Cost (United States dollars) Current budget Increase Revised budget WFP food
More informationSOCIAL PROTECTION: ROLE OF MICRO FINANCE. A.R. Kemal
SOCIAL PROTECTION: ROLE OF MICRO FINANCE A.R. Kemal Social Safety Nets Because of the rising unemployment and poverty levels the Social safety nets have assumed great significance. They are required for
More informationfiji Regional Forum Gender-responsive Budgeting in Asia and the Pacific
fiji Regional Forum Gender-responsive Budgeting in Asia and the Pacific Held at the United Nations Conference Centre in Bangkok, Thailand on the 18 th July, 2017 Context International Treaties: Convention
More informationMontenegro. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Montenegro Introduction The 2015 Human Development Report (HDR) Work for Human
More informationMICROFINANCE PERCEPTION A STUDY WITH SPECIAL REFERENCE TO SALALAH, SULTANATE OF OMAN
49 ABSTRACT MICROFINANCE PERCEPTION A STUDY WITH SPECIAL REFERENCE TO SALALAH, SULTANATE OF OMAN DR. M. KRISHNA MURTHY*; S.VARALAKSHMI** *Salalah College of Technology, Department of Business Studies,
More informationSerbia. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Serbia Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationSubsidy & Economic Reform & Social protection. 30 October 2018
Subsidy & Economic Reform & Social protection 30 October 2018 Non Inclusive Growth & Poor Targeting Fuel subsidies (6% of GDP): were not only higher than health and education public expenditures combined,
More informationIJMT Volume 2, Issue 8 ISSN:
Women Entrepreneurship Development through SHG in Latur District Dr. P.N. Sagar* Prof. Dhananjay Gaikwad** Abstract: The Self Help Groups (SHG) Strategy is one of the instruments for empowerment of women
More informationOman. Country coverage and the methodology of the Statistical Annex of the 2015 HDR
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Oman Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationVSLA for financial education An effective tool for exit strategy from social protection to economic self reliance. Presented by: Glycerie Niyibizi
VSLA for financial education An effective tool for exit strategy from social protection to economic self reliance Presented by: Glycerie Niyibizi International Conference: Graduation and Social Protection
More information1. ECONOMIC ACTIVITY
1. ECONOMIC ACTIVITY This section presents the data characterizing the economic activity of 15-75 years old population during the observation period. 1.1. BASIC CONCEPTS (DEFINITIONS) Economically active
More informationDeterminants of financial inclusion for youth entrepreneurship: Evidences from Addis Ababa City and Shirka Wereda, Ethiopia.
Determinants of financial inclusion for youth entrepreneurship: Evidences from Addis Ababa City and Shirka Wereda, Ethiopia. Presented By: degife ketema (CBMS Ethiopia project leader) June, 2018 Key Term
More informationEaSI European Union Programme for Employment and Social Innovation E.TASSA DG EMPL/C2
EaSI European Union Programme for Employment and Social Innovation 2014-2020 E.TASSA DG EMPL/C2 emanuela.tassa@ec.europa.eu European Union programme for Employment and Social Innovation EaSI is a financing
More informationCOPTIC ORPHANS AUDITED FINANCIAL STATEMENTS. For the years ended December 31, 2017 and 2016
AUDITED FINANCIAL STATEMENTS TABLE OF CONTENTS Page Report of Independent Auditors 1-2 Financial Statements Statements of Financial Position 3 Statements of Activities 4 Statements of Functional Expenses
More informationBriefing note for countries on the 2015 Human Development Report. Lesotho
Human Development Report 2015 Work for human development Briefing note for countries on the 2015 Human Development Report Lesotho Introduction The 2015 Human Development Report (HDR) Work for Human Development
More informationSocial Protection and Jobs in Nepal. Jasmine Rajbhandary Senior Social Protection Specialist World Bank September 5, 2018
Social Protection and Jobs in Nepal Jasmine Rajbhandary Senior Social Protection Specialist World Bank September 5, 2018 Outline 1. Framework and context 2. Status in Nepal 3. Policy priorities linked
More informationFinancial Access to Micro and Small Enterprise Operators: The Case of Youth-Owned Firms in Ethiopia
Financial Access to Micro and Small Enterprise Operators: The Case of Youth-Owned Firms in Ethiopia Tassew Woldehanna 1 Abstract The government of Ethiopia has been providing financial access to micro
More informationCommunity Managed Revolving Fund (Sustainable mechanism of microfinance practices to disadvantaged community)
Community Managed Revolving Fund (Sustainable mechanism of microfinance practices to disadvantaged community) A paper presented in Micro Finance Summit 2008 New departure in expanding the outreach of Micro-finance
More informationEGGE EC s Expert Group on Gender and Employment
EGGE EC s Expert Group on Gender and Employment Assessment of the National Action Plans for Employment from a Gender Perspective Germany 2003 EWERC, Manchester School of Management, UMIST Copyright Disclaimer:
More informationGFA Microfinance Business School (MBS) Manila, Philippines
GFA Microfinance Business School (MBS) Manila, Philippines Project Overview To assist 1,200 of the poorest of the poor urban slum dweller families to break the cycle of poverty through a unique combination
More informationBudget 2012 What Does it Mean for Women s Economic Equality?
Budget 2012 What Does it Mean for Women s Economic Equality? Budgets are about choices, prioritizing one spending item over another. Funding tax cuts rather than public services, or flashy F-35s rather
More informationCouncil for Gender Equality A Japanese government consultative body to address important national issues
The 1st Meeting of the ASEAN +3 Committee on Women Bandar Sri Begawan, Brunei Darussalam Reducing the Feminization of Poverty with the Rights Based Approach Keiko TAKEGAWA Deputy Director-General Gender
More informationServices provided to an array of population groups including the weakest and most vulnerable segments
State of Israel Ministry of Social Affairs and Services Research, Planning and Training Division Budget, Indicators and Data sources Miri Bensimhoun, Yekutiel Sabah Division of Research, Planning and Training
More informationBudget, Indicators and Data sources
State of Israel Ministry of Social Affairs and Services Research, Planning and Training Division Budget, Indicators and Data sources Miri Bensimhoun, Yekutiel Sabah Division of Research, Planning and Training
More informationPromoting a lifelong work career by enabling employment for vulnerable youth
Norwegian Ministry of Labour Promoting a lifelong work career by enabling employment for vulnerable youth The Healthy Workplaces Summit 2017, Bilbao, Spain, Wednesday 22. November 2017 Mrs. Trude Eliassen
More informationThe Strategy for Development of the. Microfinance Sector in Sudan. A Central Bank Initiative
The Strategy for Development of the Microfinance Sector in Sudan A Central Bank Initiative Abda Y. El-Mahdi Managing Director Unicons Consultancy Ltd. The Status of the Microfinance Sector in Sudan A growing
More informationEmployment and Social Protection in the New Demographic Context
Employment and Social Protection in the New Demographic Context Open-ended ended working group on ageing New York, 19 April 2011 Mariangels Fortuny Employment Policy Department Krzysztof Hagemejer Social
More informationChild and Youth Finance International: Financial Education and Inclusion
Child and Youth Finance International: Financial Education and Inclusion Jeroo Billimoria Managing Director OECD Financial Literacy Conference Madrid, Spain 10-11 March 2012 1 Our Dream Every child and
More informationChanging Population Age Structures and Sustainable Development
Changing Population Age Structures and Sustainable Development Report of the Secretary-General to the 50 th session of the Commission on Population and Development (E/CN.9/2017/2) Population Division,
More informationThe Moldovan experience in the measurement of inequalities
The Moldovan experience in the measurement of inequalities Veronica Nica National Bureau of Statistics of Moldova Quick facts about Moldova Population (01.01.2015) 3 555 159 Urban 42.4% Rural 57.6% Employment
More informationMICRO INSURANCE IN INDIA PERSPECTIVES AND CHALLENGES. M Kalyanasundaram Chief Executive INAFI-INDIA
MICRO INSURANCE IN INDIA PERSPECTIVES AND CHALLENGES M Kalyanasundaram Chief Executive INAFI-INDIA E-mail: indiainafi@touchtelindia.net Poverty & Micro Finance Poverty A state of deprivation A state of
More informationMicrofinance: Coping Up with Emerging Banking Needs
Microfinance: Coping Up with Emerging Banking Needs Smt. Hiral Trivedi 2-A, Bhagyoday Society, City ring road, Nr. Talaja Jagat naka, Bhavnagar. Received Feb. 16, 2015 Accepted March. 01, 2015 ABSTRACT
More informationMALAWI. 2016/17 Social Welfare Budget Brief. March 2017 KEY MESSAGES
March 2017 MALAWI Social Welfare Budget Brief KEY MESSAGES Overall Budget for the Ministry of Gender, Children, Disability and Social Welfare (MoGCDSW) declined by 15% in nominal terms and 38% in real
More informationMicrofinance, Economic Justice and Citizen Capacity: The Case of SEWA Bank
Microfinance, Economic Justice and Citizen Capacity: The Case of SEWA Bank Nanci Lee Civicus Conference Gabarone, Botswana March 24, 2004 Under what circumstances is microfinance Economic Justice? Background
More informationBROAD DEMOGRAPHIC TRENDS IN LDCs
BROAD DEMOGRAPHIC TRENDS IN LDCs DEMOGRAPHIC CHANGES are CHALLENGES and OPPORTUNITIES for DEVELOPMENT. DEMOGRAPHIC CHALLENGES are DEVELOPMENT CHALLENGES. This year, world population will reach 7 BILLION,
More informationPrograms and Resources to Advance Women s Entrepreneurship. U.S. Small Business Administration Answers Resources Support For Your Small Business
Programs and Resources to Advance Women s Entrepreneurship Focus on Women s Entrepreneurship Since it was established in response to an executive order in 1979, the U.S. Small Business Administration s
More informationធន គ រជ ត ន កម ព ជ NATIONAL BANK OF CAMBODIA
1 ធន គ រជ ត ន កម ព ជ NATIONAL BANK OF CAMBODIA Financial Inclusion in Cambodia: Issues and Challenges December 7-8, 2017 Presented by: Khou Vouthy (Ph.D.) Deputy Director General The views expressed in
More informationBanking the Unbanked in Fiji : The ANZ Bank and UNDP Partnership Model
Banking the Unbanked in Fiji : The ANZ Bank and UNDP Partnership Model Prepared by Jeff Liew 1 World Bank Global Conference on Access to Finance : Building Inclusive Financial Systems Washington DC, 30-31
More informationFinancial Inclusion in Nepal: Current Situation, Past Attempts and Current Policies
Financial Inclusion in Nepal: Current Situation, Past Attempts and Current Policies Dr. Chiranjibi Nepal, Governor, Nepal Rastra Bank, Prepared for First High-Level Follow-up Dialogue on Financing for
More informationDemographics and Population by Sex TOTAL POPULATION: MALE: FEMALE: CENTRAL DIVISION WESTERN DIVISION
F A C T S H E E T O N E Social Protection Schemes in Fiji 5 FEB, 2019 Source: Fiji Bureau of Statistics 2017 Population and Housing Census 1 Demographics and Population by Sex TOTAL POPULATION: 884887
More informationIND (1) * = Mandatory Field (must not be left blank) SICAP IRIS: INDIVIDUAL BENEFICIARY TEMPLATE: V7 ( ) 1.
IND (1) 1. PERSONAL DETAILS File Status: Dormant Open Closed PI Ref: Lot*: (if your PI has more than one Lot insert Lot name for the individual) First Name*: 2. REGISTRATION / CONSENT Date of Registration
More informationwww. epratrust.com Impact Factor : p- ISSN : e-issn : January 2015 Vol - 3 Issue- 1
www. epratrust.com Impact Factor : 0.998 p- ISSN : 2349-0187 e-issn : 2347-9671 January 2015 Vol - 3 Issue- 1 ROLE AND IMPACT OF MICROFINANCE ON WOMEN SELF HELP GROUPS (SHGS) WITH SPECIAL REFERENCE TO
More information1 Social Development Fund, the executing agency at the time of appraisal, was merged into the Micro, Small and
Arab Republic of Egypt FY2016 Ex-Post Evaluation of Japanese ODA Loan Project Micro Enterprise Assistance Project External Evaluator: Yukiko Sueyoshi, Global Link Management Inc. 0. Summary The objective
More informationNATIONAL SOCIAL REPORT Estonia
NATIONAL SOCIAL REPORT 2014 Estonia Table of contents Introduction... 3 A decisive impact on the eradication of poverty and social exclusion... 3 Recent reforms in social inclusion policies... 4 People
More informationIslamic Microfinance in Pakistan
Islamic Microfinance in Pakistan Salman Ahmed Shaikh Introduction Islamic banking and finance industry has achieved substantial growth on a global scale since the dawn of the new millennium. In the middle
More information2014 Progress Report on the Prince Edward Island Social Action Plan July 2014
2014 Progress Report on the Prince Edward Island Social Action Plan July 2014 I am pleased to present the second annual Progress Report on the Prince Edward Island Social Action Plan. Through the Social
More informationRURAL ENTERPRISE DEVELOPMENT SECTOR
RURAL ENTERPRISE DEVELOPMENT SECTOR Final Documentation Report People Women Empowerment Program Report Generated by: Monitoring Evaluation & Research Section Rural Credit Enterprise Development Sector
More informationCOUNTRY PRESENTATION NEPAL
Strengthening the Development Results and Impact of the Paris Declaration through work on Gender Equality, Social Exclusion and Human Rights London, 12-13 March 2008 Workshop Jointly Organized by: United
More informationThe MPI as a governance tool to support the achievement of the SDGs
The MPI as a governance tool to support the achievement of the SDGs Revisiting socio-economic policies to address poverty in all its dimensions in Middle Income Countries, Beirut, May 2018 Diego Zavaleta
More informationRetrospect and Prospects. Secretary Ministry of Planning and Development Government of Pakistan
1 st ADB-Asia Pacific Think Tank Forum Beijing, 30-31 October, 2013 Inclusive Growth in Asia: Pakistan s s Experience Retrospect and Prospects Secretary Ministry of Planning and Development Government
More informationTable 1 Project cost summary (United States dollars) I. Investment costs A. Civil works Local Foreign Total % Foreign exchange % Total base costs Civil works 10 112.0 2 528.0 12 640.0 20 28 Design and
More informationAre Pakistan s Women Entrepreneurs Being Served by the Microfinance Sector?
Are Pakistan s Women Entrepreneurs Being Served by the Microfinance Sector? Mehnaz Safavian, South Asia Finance and Private Sector The World Bank Group April 23rd, 2013 Are Pakistan s Women Entrepreneurs
More informationWomen and Social Security
PWESCR works to promote women s human rights, especially in the context of economic, social and cultural rights, by bringing a gender framework to policy, law and practice at local, national, regional
More informationE- ISSN X ISSN MICRO FINANCE-AN IMPERATIVE FOR FINANCIAL INCLUSION IN INDIA
MICRO FINANCE-AN IMPERATIVE FOR FINANCIAL INCLUSION IN INDIA Dr.K.Jayalakshmi PDF(ICSSR),Dept. of Commerce,S.K.University, Anantapur. Andhra Pradesh. Abstract Financial inclusion is a flagship programme
More informationYouth Outreach 2011 UNRWA's Microfinance Portfolio
Youth Outreach 2011 UNRWA's Microfinance Portfolio Focus Note March 2012 Note on Youth Outreach in UNRWA s Microfinance Portfolio Introduction As part of its commitment to pioneering the development of
More informationLocalizing The Sustainable Development Goals Through CBMS in Botswana: The Case Of Gabane Village
Localizing The Sustainable Development Goals Through CBMS in Botswana: The Case Of Gabane Village Authors: Happy Siphambe (Team Leader), Malebogo Bakwena (Deputy Team Leader), Lexi Setlhare, Mavis Kolobe,
More informationCZECH REPUBLIC Overview of the tax-benefit system
CZECH REPUBLIC 2004 1. Overview of the tax-benefit system Czech citizens are secured (protected) by three social security systems, i.e. by the social insurance, state social support and social assistance.
More informationPOLICY BRIEF Gender Analysis of the Ministry of Gender, Children, Disability and Social Welfare Budgets,
POLICY BRIEF Gender Analysis of the Ministry of Gender, Children, Disability and Social Welfare Budgets, 2009-2015 A call for equal and meaningful distribution of the National Cake October 2015 The Ministry
More information2017 Gender Pay. 4 April 2018
2017 Gender Pay 4 April 2018 2017 Gender pay gap: Summary The statutory Gender Pay Gap Reporting analysis, which is provided in accordance with statutory reporting requirements, illustrates the gap between
More informationUNCTAD S LDCs REPORT 2013 Growth with Employment for Inclusive & Sustainable Development
UNCTAD S LDCs REPORT 2013 Growth with Employment for Inclusive & Sustainable Development Media briefing on the Occasion of the Global Launch Dhaka: 20 November 2013 Outline q q q q q q q Information on
More informationExamples of active labour market policies
Examples of active labour market policies Celine Peyron Bista 20 October 2015 Malacca Unemployment Protection Course, Module 1.2 Content of the presentation The difference between active and passive policies
More informationParticipation, Empowerment and Networks How people cooperate in restoration: Role of microfinance and its impact. Pornprapa Sakulsaeng 食料生産管理学
食料生産管理学 Participation, Empowerment and Networks How people cooperate in restoration: Role of microfinance and its impact Pornprapa Sakulsaeng 1 Contents Introduction Concept of microfinance Microfinance
More informationDOES MICRO CREDIT CREATE SOCIAL AND ECONOMIC DEVELOPMENT
Forcim KOLA & Bajram KORSITA & Arjan ABAZI - DOES MICRO CREDIT CREATE SOCIAL AND ECONOMIC DEVELOPMENT DOES MICRO CREDIT CREATE SOCIAL AND ECONOMIC DEVELOPMENT Forcim KOLA PhD Candidatee kolaforcim@gmail.com
More informationPUBLIC EMPLOYMENT POLICY-5
PUBLIC EMPLOYMENT POLICY-5 EMPLOYMENT TYPES AND POLICIES IN TURKEY Prof. Dr. Doğan Nadi Leblebici http://yunus.hacettepe.edu.tr/~nadi Public employment policies can be classified into two: 1. Active employment
More informationANNEX ANNEX. to the. Proposal for a COUNCIL DECISION. on guidelines for the employment policies of the Member States
EUROPEAN COMMISSION Brussels, 22.11.2017 COM(2017) 677 final to the Proposal for a COUNCIL DECISION on guidelines for the employment policies of the Member States EN EN Guideline 5: Boosting the demand
More informationParticipation, Empowerment and Networks How people cooperate in restoration: Role of microfinance and its impact. Pornprapa Sakulsaeng
Participation, Empowerment and Networks How people cooperate in restoration: Role of microfinance and its impact Pornprapa Sakulsaeng 1 Contents Introduction Concept of microfinance Microfinance development
More informationEU Cohesion Policy- ESF
EU Cohesion Policy- ESF 2014-2020 Cohesion policy EU Cohesion Policy 2014-2020: 1/3 of the EU budget The reforms agreed for the 2014-2020 period are designed to maximise the impact of the available EU
More informationEmployment and Income Generation in Informal Sector: A Case of Street Vendors of Kathmandu Nepal
Employment and Income Generation in Informal Sector: A Case of Street Vendors of Kathmandu Nepal Dipak Bahadur Adhikari Patan Multiple Campus, Tribhuvan University, Nepal Email:dipakadhikari10@yahoo.com
More informationCommissioner General Of Samurdhi Ministry of Economic Development Si Sri Lanka
Chandra Wickramasinghe Commissioner General Of Samurdhi Ministry of Economic Development Si Sri Lanka Country Profile The Democratic Socialist Republic of Sri Lanka A Picturesque Tropical Island in South
More informationCAMPAIGNING IN ZAMBIA
CAMPAIGNING IN ZAMBIA Understanding the challenges faced by children affected by poverty Background/context: Zambia has a population of just over 15 million people 1, of which half are under the age of
More informationEvaluation of the effects of the active labour measures on reducing unemployment in Romania
National Scientific Research Institute for Labor and Social Protection Evaluation of the effects of the active labour measures on reducing unemployment in Romania Speranta PIRCIOG, PhD Senior Researcher
More informationIntergenerational Solidarity in the 21st Century a Growing Challenge for Governments and NGOs
1 Intergenerational Solidarity in the 21st Century a Growing Challenge for Governments and NGOs UNECE Conference on MIPAA and RIS implementation (Vienna, September 2012) Irene Hoskins, President 2006 2012,
More informationNEPAL'S DEMOGRAPHIC ISSUES. Trilochan Pokharel Nepal Administrative Staff College
NEPAL'S DEMOGRAPHIC ISSUES Trilochan Pokharel pokharel.trilochan@gmail.com Nepal Administrative Staff College Presentation Outline 2 1. Key highlights of Nepal based on different sources 2. Future demographic
More informationvol. 15 no. 1 April Studies (IJRS) International Journal of Rural 2008 ISSN Article 8 Page 1 of 7
Self Help through Microfinance: A Paradigm Shift in Orissa, India Debadutta Kumar Panda Director, Development Research Trust Bhubaneswar-751010, India E-mail: debaximb@yahoo.co.in debadutta@mpassociates.in
More informationSAMRUDHI Micro Fin Society
SAMRUDHI Micro Fin Society Update & Renewal for Asha fellowship SAMRUDHI is a responsible civil society to work with the rural & urban poor women to reinforce their efforts to rise, remain, above the poverty
More informationMALAWI. SWTS country brief October Main findings of the ILO SWTS
MALAWI SWTS country brief October 2015 The ILO Work4Youth project worked with the National Statistical Office of Malawi to implement two rounds of the School-to-work transition survey (SWTS) in 2012 (August
More informationCentral Bank of Sudan Microfinance Unit
Central Bank of Sudan Microfinance Unit Role & Mission April 2007 Mutwakil Bakri Why Microfinance Matters? Poverty Map in Sudan: 76% Under Poverty Line,70% in Rural Deprived Areas Demand Gap:only 1-3%
More informationUN-OHRLLS COUNTRY-LEVEL PREPARATIONS
UN-OHRLLS COMPREHENSIVE HIGH-LEVEL MIDTERM REVIEW OF THE IMPLEMENTATION OF THE ISTANBUL PROGRAMME OF ACTION FOR THE LDCS FOR THE DECADE 2011-2020 COUNTRY-LEVEL PREPARATIONS ANNOTATED OUTLINE FOR THE NATIONAL
More informationSession C Ownership and Alignment. Gender responsive Budgets in Morocco: illustration of the Paris Declaration Alignment and Ownership principles
WORKSHOP ON DEVELOPMENT EFFECTIVENESS IN PRACTICE: APPLYING THE PARIS DECLARATION TO ADVANCING GENDER EQUALITY, ENVIRONMENTAL SUSTAINABILITY AND HUMAN RIGHTS DUBLIN, IRELAND 26-27 APRIL 2007 Session C
More informationSocial Protection Floor an update on ILO and international agenda
Social Protection Floor an update on ILO and international agenda Krzysztof Hagemejer Social Security Department December 7, 2010 1 Structure of the presentation Need for social security, right to social
More informationRemain, Retrain or Retire: Options for older workers following job loss
Remain, Retrain or Retire: Options for older workers following job loss John Deutsch Institute, Retirement Policy Issues in Canada October 27, 2007 Overview Overview: Options for older workers following
More informationCASE STUDY 2: GENDER BUDGET INITIATIVE: THE CASE OF TANZANIA
CASE STUDY 2: GENDER BUDGET INITIATIVE: THE CASE OF TANZANIA Background This case illustrates the potential of collective action for influencing and gaining a seat at the negotiation table of governments
More information