FINO Financial Literacy Program
|
|
- Violet Howard
- 6 years ago
- Views:
Transcription
1 FINO Financial Literacy Program
2 Problems to Service BoP Foolproof Identity Illiterate Populace Infrastructure Accessibility & Reach Information Gap Product Delivery Through Biometric Smart Cards, POT Machines & Mobiles Achieved More Than 57mn Customers In 6 Years Clients Bank At The Doorstep FINO provides end-to-end technology and operational solutions to Financial Institutions, revolutionizing the way their services reach the bottom of pyramid(bop) customers, through its unique products Social Impact A Unique Identity for Every Indian Regular Employment & Prompt Payments Fast & Secure Payment to Villagers Healthcare for All FINO Products
3 Project Objective To improve knowledge to evaluate various savings options To increase knowledge of customers to evaluate financial products To bring change in the financial attitude of people and to empower customers to make informed financial decisions To increase trust & confidence among customers To enhance the capabilities of the agents FINANCIAL INCLUSION FINANCIAL LITERACY FINO FINANCIAL WELL BEING
4 Introduction Process Flow: Development of FE tools Training of Trainers Agent Training Intervention(Delivering FL Workshops for Bandhus and End Beneficiaries) Training Plan: Training of Trainers(2 Full Day Training) No. of Batches 1 No of Trainers to be trained 10 Training for BCs(2 Full Day Training) No. of batches 10 No. of bandhus trained per batch 10 Total no. of bandhus trained 100 Training for Beneficiaries( 3 Day 2 hrs workshop) No. of workshops per bandhu 1 No. of beneficiaries per workshop 15 Total no. of workshops 100 Total no. of beneficiaries trained 1503 FINO 4
5 Delivery Channel Administrative channel Training Training Feedback Feedback Delivery channel for FLP FINO 5
6 Content Training Module Contents Financial Planning and Budgeting Saving and Investment Borrowing and Loan Management Mitigating Risk and Insurance Discussion about objective of session How to keep track of income and expenses Creation of personal budget and its categories Importance of regular saving and diff between saving and investment Importance of saving account and diff avenues of saving Long term saving and planning for major future event Concepts of wise borrowing planning personal loan mgmt Planning for emergency needs to avoid overindebtness Meaning and usefulness of insurance Discussion on diff insurance products like life insurance, health insurance, crop insurance etc Pension planning for target segment Formal Financial Services Knowhow Basic knowhow about Banking services and insurance co. Need for including oneself in formal financial system FINO 6
7 FE Tools Leaflets Comic Flipchart Audio Visual Games FINO
8 Client Feedback Feedback on quality of training 22% 10% 31% Very good Good Average 37% Scope for improvement Sample : 388 respondents FINO 8
9 Effect on Institution Institutionalization: FL becoming an integral part of FINO s value chain Nurture client relationship & respond to their demands Effective tool for internal departments in FINO Focus on field staff motivation 1 INCREASED RESPONSIVENESS FINO FINO Increased interest among banks, regulatory bodies and other players in the industry 2 CLIENT RELEVANCE FINO FINO FINO 9 3 INCREASED CUSTOMER ENGAGEMENT Awareness among customers Increased skills, knowledge and confidence among the FINO bandhus
10 Front Staff Feedback 44% Overall Bandhu & Trainer Feedback 0% 16% 40% Poor Average Good The instructor was able to explain the concepts in an easy to understand manner The length of the training program was comfortable Strongly Agree Agree Neutral Very good Disagree Strongly disagree 0 0 FINO 10
11 Challenges FE tools had dependency on availability of electricity Bandhu engagement Gather shorlisted end beneficiaries Lack of time Lack of interest Festivals impact attendence FINO 11
12 Things Worked Well Choice of FE tools Role of Incentives Games and Q&A Timing FINO 12
13 Key Learning's Importance as Other Financial Product Client as a Partner Understand the Socio Economic Context Success Factors Continuous Field Monitoring Active Support from Field Staff Access to Financial Services FINO
14 We Teach People to Bank with Smile FINO
15 Financial Inclusion Network and Operations, India Thank You. For more information, please log on to No part of these presentations shall be reproduced, copied, forwarded to any third party either in print or in electronic form without prior express consent of the company. FINO 15
Learning Journey. FINO Fintech Foundation
Learning Journey FINO Fintech Foundation Leveraging technology-enabled banking agent distribution networks Contents Project Basics... 1 About the project... 1 Project Updates... 3 Key Indicators... 3 What
More informationScale and Efficiency through Innovation. Pranav Prashad Microinsurance Innovation Facility International Labour Organization 15 October, 2012
Scale and Efficiency through Innovation Pranav Prashad Microinsurance Innovation Facility International Labour Organization 15 October, 2012 The Hurdles in Micro Business Infrastructure Accessibility Education
More informationCompulsory Group Training Tool
Compulsory Group Training Tool www.smartcampaign.org November 2012, New Delhi, India Introduction The majority of microfinance institutions (MFI) in Asia adopt a Grameen-style lending methodology. Prior
More informationM2i s Experience in Microfinance
M2i s Experience in Microfinance Title Duration Client Page Implementation of Risk Management International Finance June 2012-May 2015 Framework in 5 MFIs Corporation 3 Adaptation of Global Risk International
More informationWhat s cooking. in the communication kitchen. Created by the Aon Hewitt Communication Practice
What s cooking in the communication kitchen Reach People Inspire Action Get Results Created by the Aon Hewitt Communication Practice Aon Hewitt Limited 2014 In today s session Key ingredients for an effective
More informationAadhaar Enabled Administration of Health Insurance in Sikkim, India. Pompy Sridhar 12 th International Microinsurance Conference 2016
Aadhaar Enabled Administration of Health Insurance in Sikkim, India Pompy Sridhar 12 th International Microinsurance Conference 2016 Agenda The following will be discussed What is Aadhaar Rationale for
More informationMeasuring financial literacy: the Malaysian case 1
IFC Workshop on Financial Inclusion Indicators Co-hosted by Bank Negara Malaysia 5 6 Nov 2012, Sasana Kijang, Kuala Lumpur Measuring financial literacy: the Malaysian case 1 Ooi See Eim, Central Bank of
More informationDemand & Distribution of Micro. November 10 th, 2011
Demand & Distribution of Micro Insurance in India November 10 th, 2011 Agenda Micro Insurance Outreach in India Indian regulatory framework About us :ICICI Prudential Life Insurance Company Ltd. Our Micro
More informationFinancial Literacy Roadshow: A vehicle for stakeholder-tailored education in Inclusive Risk Protection
9 th International Microinsurance Conference 12-14 November / Jakarta, Indonesia Financial Literacy Roadshow: A vehicle for stakeholder-tailored education in Inclusive Risk Protection Dr. Antonis Malagardis,
More informationToday, 69% of adults around the world have an account Adults with an account (%), 2017
Today, 69% of adults around the world have an account Adults with an account (%), 2017 Account ownership rose from 51% to 69% 2011-2017 1.2 billion more banked 2 Women Poor Young Unemployed The gender
More informationMonday, September 10, 2012
OECD-Bangko Sentral Ng Pilipinas Asian Seminar on Financial Literacy and Inclusion: Addressing the Upcoming Challenges 11 12 September 2012, Cebu, Philippines 1 2 3 Financial education (FE) initiatives
More informationAvailable online at ScienceDirect. Procedia Economics and Finance 11 ( 2014 )
Available online at www.sciencedirect.com ScienceDirect Procedia Economics and Finance 11 ( 2014 ) 472 480 Symbiosis Institute of Management Studies Annual Research Conference (SIMSARC13) Perspective of
More informationFinancial Inclusion and India-Challenges, Opportunities
Financial Inclusion and India-Challenges, Opportunities New Horizon College, 3 RD A Cross, 2 nd A main, Kasturinagar, Bangalore-560003. Abstract In recent times Financial Inclusion and Inclusive Growth
More informationIncreasing Trends in Usage of E-Banking Payment Systems by Bank Customers
Increasing Trends in Usage of E-Banking Payment Systems by Bank Customers ISBN: 978-1-943295-02-9 Narinder Kumar Bhasin Anupama R Amity University (nkbhasin@amity.edu) (anupamar@amity.edu) Indian banking
More informationCreditSmart Module 10: Planning for Your Future
Table of Contents CreditSmart Module 10: Planning for Your Future Welcome to Freddie Mac s CreditSmart Initiative... 4 Program Structure... 4 Using the Instructor Guides... 5 Lesson Concepts and Icons...
More informationNATIONAL FINANCIAL LITERACY PROGRAMME TRINIDAD & TOBAGO
NATIONAL FINANCIAL LITERACY PROGRAMME TRINIDAD & TOBAGO Presented By: Ladi Franklin SUMMARY Financial Literacy in context Objectives Achievements Key Success Factors Challenges 2 FINANCIAL LITERACY IN
More informationNational Strategy for Financial Education: Thailand Experience
National Strategy for Financial Education: Thailand Experience 2014 IFIE-IOSCO Global Investor Education Conference Washington, D.C., USA Saovanee Suwannarong Director- Financial Literacy Department Securities
More informationFinancial Literacy and Consumer Protection Necessary Foundation for Financial Inclusion
Financial Literacy and Consumer Protection Necessary Foundation for Financial Inclusion Trinity to make Financial Stability Possible Financial Inclusion Consumer Protection Financial Literacy Globally,
More informationOverview. Financial Systems approach to microfinance Basic roles and functions of government and donors at various points within the financial sector
Overview Financial Systems approach to microfinance Basic roles and functions of government and donors at various points within the financial sector The Borders of Microfinance are Blurring Khan bank serving
More informationFinancing SME s Alternative Strategies. CAFRAL Conference on SME s - September 7 th 2012
Financing SME s Alternative Strategies CAFRAL Conference on SME s - September 7 th 2012 Table of Contents Section 1: Importance of MSME s to the economy Section 2: Market Opportunity Section 3: Industry
More informationAccess to Financial Services to the Rural Household Enterprises A Study of Srikakulam District, Andhra Pradesh
Access to Financial Services to the Rural Household Enterprises A Study of Srikakulam District, Andhra Pradesh Ch. Ganga Bhavani *, Prof.P. Veni** * Research Scholar, Department of Commerce and Management
More informationINDIA LOW INCOME HOUSING FINANCE PROJECT. Request for Expressions of Interest
INDIA LOW INCOME HOUSING FINANCE PROJECT Request for Expressions of Interest Capacity building for housing finance lending to informal borrowers and making use of informal property as loan collateral Loan
More informationK C Chakrabarty: Financial literacy and consumer protection
K C Chakrabarty: Financial literacy and consumer protection Remarks by Dr K C Chakrabarty, Deputy Governor of the Reserve Bank of India, in a panel discussion on Financial literacy and consumer protection,
More informationP9 Record Retention Policy 2018 [1]
ITC First P9 Record Retention Policy 2018 [1] May 2018 ITC First Trading name for ITC First Aid Ltd Registered in England Company Number 5750596 VAT Number 928 7798 51 Postal Address ITC First Victoria
More informationUNITED BANK OF INDIA FINANCIAL RESULTS FY
29 th April, 2011 UNITED BANK OF INDIA FINANCIAL RESULTS FY 2010-11 PRESS RELEASE 1. Table of Contents Highlights for Q4 ended March 31, 2011 (Q4 FY11) Highlights for FY ended March 31, 2011 (FY11) Other
More informationMicroinsurance Work for Small Farmers
Microinsurance Work for Small Farmers For Workshop on Climate Resilience on Agriculture July 10, 2012 Yoko Doi, Financial Specialist Financial and Private Sector Development Unit World Bank Jakarta Office
More informationInvestors Perception And Attitude Towards Mutual Fund As An Investment Option
Investors Perception And Attitude Towards Mutual Fund As An Investment Option Priyanka Sharma, Assistant Professor, Pacific University, Udaipur, Rajasthan, India Payal Agrawal, Assistant Professor, Pacific
More informationYour Voice 2014, BCLC s Employee Survey Comprehensive Report
Your Voice, BCLC s Employee Survey Comprehensive Report 1 Methodology was the sixth year of conducting Your Voice, the employee engagement survey for All employees are invited to participate with the following
More informationTRAIN-THE-TRAINER PROGRAM
STRATEGY TOOLS MASTER FACILITATOR TRAIN-THE-TRAINER PROGRAM 2 S T R A T E G Y T O O L S M A S T E R F A C I L I T A T O R T R A I N I N G What is the Strategy Tools Master Facilitator Program? The Strategy
More informationEFFECT OF CORPORATE SOCIAL RESPOSIBILITY ON FINANCIAL PERFORMANCE OF SELECTED INDIAN COMMERCIAL BANKS- AN ANALYSIS
www.elkjournals.com EFFECT OF CORPORATE SOCIAL RESPOSIBILITY ON FINANCIAL PERFORMANCE OF SELECTED INDIAN COMMERCIAL BANKS- AN ANALYSIS Prof. Ranjana S. Upashi Assistant Professor BET S Global Business
More informationDeepali Pant Joshi: Financial intermediation for all economic growth with equity
Deepali Pant Joshi: Financial intermediation for all economic growth with equity Speech by Dr Deepali Pant Joshi, Executive Director of the Reserve Bank of India, at the Financial Inclusion Conclave of
More informationLeveraging India s Biometric Enabled National Identity System for Sustainable Micro Health Insurance in Sikkim, India
Leveraging India s Biometric Enabled National Identity System for Sustainable Micro Health Insurance in Sikkim, India Pompy Sridhar June 28, 2017 Agenda The following will be discussed What is Aadhaar
More informationDocumentation of implementation processes. Pilot project - Providing out patient healthcare to complement Rashtriya Swasthya Bima Yojana (RSBY)
Documentation of implementation processes Payment of premium and Risk pooling Pilot project - Providing out patient healthcare to complement Rashtriya Swasthya Bima Yojana (RSBY) June 2012 Dr. Raja Bollineni
More informationAnil Swarup Additional Secretary & Director General Ministry of Labour and Employment Government of India
Health Insurance for the poor India s Rashtriya Swathya Bima Yojana Anil Swarup Additional Secretary & Director General Ministry of Labour and Employment Government of India STRUCTURE OF THE PRESENTATION
More informationROLE OF BUSINESS CORRESPONDENTS IN BANKING SECTOR ACTIVITIES
ROLE OF BUSINESS CORRESPONDENTS IN BANKING SECTOR ACTIVITIES K.Subha, Research Scholar, Alagappa Institute of Management, Alagappa University Karaikudi Abstract The RBI has permitted banks to use the services
More informationRISK AVERSION AND AGRICULTURAL DECISION MAKING UNDER UNCERTAINTY: EVIDENCE FROM RURAL CÔTE D IVOIRE
RISK AVERSION AND AGRICULTURAL DECISION MAKING UNDER UNCERTAINTY: EVIDENCE FROM RURAL CÔTE D IVOIRE Euphrasie B.H. KOUAME United Nations University Institute for Natural Resources in Africa Problem statement
More informationAn Introduction To Banking Liquidity Risk And Asset Liability Management
An Introduction To Banking Liquidity Risk And Asset Liability Management We have made it easy for you to find a PDF Ebooks without any digging. And by having access to our ebooks online or by storing it
More informationEnhancing Budget Literacy in Russia: Approaches, Latest Developments and First Lessons Learnt
Enhancing Budget Literacy in Russia: Approaches, Latest Developments and First Lessons Learnt Deputy Director, Budget Policy Department Минфин России Andrey Alexeevich Blokhin 2 Building a multidimensional
More informationFinancial Education on Risk Management and Insurance
Financial Education on Risk Management and Insurance Jennefer Sebstad Microfinance Opportunities OECD-Brazil International Conference on Financial Education Rio de Janeiro December 15, 2009 Overview Brief
More informationST.JOSEPH S COLLEGE OF COMMERCE (AUTONOMOUS) DEPARTMENT OF COMMERCE
ST.JOSEPH S COLLEGE OF COMMERCE (AUTONOMOUS) DEPARTMENT OF COMMERCE TEACHING LESSON PLAN FOR THEORY AND PRACTICE OF BANKING B.Com 4 th Semester (November, 05 to March, 06) Subject Objective: To help students
More informationCommercial Insurers in Microinsurance: Recent Trends
Commercial Insurers in Microinsurance: Recent Trends Introduction In the latter half of 0, the authors of this study approached roughly 00 entities that have commercial interest in microinsurance. companies
More informationFlorida Financial Literacy Initiative - Grant Application
8/13/2018 FormAssembly.com : Responses RESPONSE #116494033 SUBMITTED ON 08/10/2018 03:42:56 PM - Grant Application Organization Name Consumer Credit Counseling Services Inc. / Florida Consumer Program
More informationInsurance Technology and Longevity Risk. Jennifer Li-Ling Wang Vice President of National Chenghgchi University Chairman of Fintech Research Center
Insurance Technology and Longevity Risk Jennifer Li-Ling Wang Vice President of National Chenghgchi University Chairman of Fintech Research Center The Impact of InsurTech WEF FinTech report in 2015 state
More informationEverFi - Financial Literacy
EverFi - Financial Literacy EverFi - Financial Literacy teaches, assesses and certifies students in critical financial concepts through the latest online, interactive curriculum including 3D gaming, animations,
More informationFinancing Energy Efficiency Projects for SMEs
Financing Energy Efficiency Projects for SMEs UNEP Workshop: Corporate Social Responsibility & Sustainable reporting Mumbai, Tuesday the 5 th December 2006 1 SMEs In India Industries with investment upto
More informationD E S I G N I N G S C A L A B L E A N D S U S T A I N A B L E F I N A N C I A L E D U C A T I O N I N T E R V E N T I O N S
R E S E R V E B A N K O F I N D I A D E S I G N I N G S C A L A B L E A N D S U S T A I N A B L E F I N A N C I A L E D U C A T I O N I N T E R V E N T I O N S U M A S H A N K A R P R I N C I P A L C H
More informationBajaj Allianz Micro Insurance Initiative - India Case Study
Bajaj Allianz Micro Insurance Initiative - India Case Study 9th International Micro Insurance Conference 2013 14 th November 2013, Jakarta Presented by - Yogesh Gupta Senior Vice President & Head Business
More informationWelcome to Presentation of Twelfth Five Year Plan and Annual Plan Proposal Madhya Pradesh. May 11, 2012
Welcome to Presentation of Twelfth Five Year Plan and Annual Plan Proposal Madhya Pradesh May 11, 2012 1 ACHIEVEMENTS OF ELEVENTH PLAN (ECONOMY) Targets and Achievement Sector Target for Growth Expected
More informationRetirement Planning for Federal Employees
Retirement Planning for Federal Employees 2-Day Seminar There is More Power Together www.intupower.com/fers Retirement Planning for Federal Employees The most effective course to maximize your Federal
More informationCommunity level impacts of financial inclusion in Kenya with particular focus on poverty eradication and employment creation
Community level impacts of financial inclusion in Kenya with particular focus on poverty eradication and employment creation By Matu Mugo Central Bank of Kenya UN Expert Group Meeting 8 th to 11 th May
More informationBank of Mauritius. National Payment Switch
Bank of Mauritius National Payment Switch January 2016 1 Introduction The Bank of Mauritius (Bank) is empowered under the Bank of Mauritius Act to safeguard the safety, soundness and efficiency of payment,
More informationF U T U R E O F W O R K
H E A L T H W E A L T H C A R E E R F U T U R E O F W O R K Milan Taylor Partner, Mercer G E O P O L I T I C A L V O L AT I L I T Y G L O B A L T R E N D N O T J U S T U S What is on our employees minds?
More informationTechnology s role in microfinance to improve financial inclusion in the post-conflict regions of Sri Lanka. Mithula Guganeshan Perampalam Suthaharan
Technology s role in microfinance to improve financial inclusion in the post-conflict regions of Sri Lanka Mithula Guganeshan Perampalam Suthaharan Microfinance, a key enabler of financial inclusion Financial
More informationWomen s Economic Empowerment Update
Gender Equality and Financial Services for the Poor Women s Economic Empowerment Update 2018 Bill & Melinda Gates Foundation AREAS I WILL COVER TODAY The Gates Foundation s new Gender Equality Strategy:
More informationInstitutional Retirement and Trust. Educating participants
Institutional Retirement and Trust Educating participants Why participants need retirement education Workers with 401(k) plans... Have saved 4 times more than those without access when they saved consistently.
More informationAPPENDIX A INVESTORS ATTITUDE TOWARDS STOCK MARKET: A STUDY WITH REFERENCE TO MADURAI CITY QUESTIONNAIRE. a) Male b) Female
APPENDIX A INVESTORS ATTITUDE TOWARDS STOCK MARKET: A STUDY WITH REFERENCE TO MADURAI CITY I. Personal Profile QUESTIONNAIRE 1. Name : 2. Gender a) Male b) Female 3. Age a) Below 2 years b) 26 3 years
More informationMEMBER SOLUTIONS. Partnering with Employers and Old Mutual retirement fund members to achieve the financial futures they deserve.
MEMBER SOLUTIONS Partnering with Employers and Old Mutual retirement fund members to achieve the financial futures they deserve. HELPING TO CREATE A BETTER FUTURE FOR ALL As one of southern Africa s oldest
More informationMainstreaming Micro-Insurance Schemes: Role of Insurance Companies in Nepal
Economic Literature, Vol. XI (4046), June 203 Mainstreaming MicroInsurance Schemes: Role of Insurance Companies in Nepal Puspa Raj Sharma, Ph. D * ABSTRACT Microinsurance refers to the relatively short
More informationAn Overview of CPIC s Digitalization Effort and Progress. Chengdu November 15, 2018
An Overview of CPIC s Digitalization Effort and Progress Chengdu November 15, 2018 Digital empowerment based on customer footprints Key interaction journeys between customers and insurance company Inquiry
More informationTraining Guide. Premium Increases and Alterations. Verison 7
Training Guide Premium Increases and Alterations Verison 7 *These accreditations belong to Avelo FS Limited **This accreditation belongs to Avelo FS Limited and Avelo Portal Limited Adviser Office Workbooks
More informationCOURSE INFORMATION SHEET
COURSE INFORMATION SHEET ASSESSOR & INTERNAL QUALITY ASSURANCE CONTINUAL PROFESSIONAL DEVELOPMENT TRAINING PROGRAMME OUTLINE CPD Title: Assessor Workshop CPD Title: Internal Quality Assurance Workshop
More informationSTUDY OF PMJDY ACCOUNT HOLDERS
STUDY OF PMJDY ACCOUNT HOLDERS Contents Objective of the Study Methodology adopted Analysis and key findings from the Study Summary of Findings Disclaimer 2 Contents Objective of the Study Methodology
More informationACADEMY MANAGEMENT DEVELOPMENT PROGRAMME ON EQUITY RESEARCH. Management Development Programme Series 2018
Management Development Programme Series 2018 MANAGEMENT DEVELOPMENT PROGRAMME ON EQUITY RESEARCH Venue: Madurai 07 July 2018 Time:9.00 AM to 6.00 PM ONE DAY WORKSHOP ON EQUITY RESEARCH ABOUT NSE NSE Academy
More informationUttar Pradesh State Report. Conducting an Assessment Study of design and delivery of Financial Literacy among poor. Submitted to
Uttar Pradesh State Report On Conducting an Assessment Study of design and delivery of Financial Literacy among poor Submitted to by BASIX Equity for Equity BASICS Ltd., Ascent Tower, Opp. Karvy Consultancy,
More informationFinancial inclusion and credit unions ZOE DIXON, TRANSACT, TOYNBEE HALL
Financial inclusion and credit unions ZOE DIXON, TRANSACT, TOYNBEE HALL What is financial inclusion? Financial inclusion is a state in which all people have access to appropriate, desired financial products
More informationStructure of the presentation
Structure of the presentation Issues in Financial Literacy in India Financial Access-itself an important Communication Channel A different mix of content of Financial Literacy material for financially
More informationInstructors Who Taught Courses During the Fall 2005 Semester. Fall Semester 2005 Course and Teaching Evaluations
TEMPLE UNIVERSITY Philadelphia, Pennsylvania 19122 A Commonwealth INTEROFFICE MEMORANDUM OFFICE OF THE PROVOST Ira M. Schwartz Phone: (215) 24-4775 Provost Fax: (215) 24-5816 E-mail: ira.schwartz@temple.edu
More informationDEC CDM Innovation for Success Themes and Outcomes
DEC 2015 CDM Innovation for Success Themes and Outcomes To meet the objectives set out in Ontario s Conservation First Framework 8.7 TWh in savings by 2020 and 30 TWh by 2032 the sector is required to
More informationInstructors Who Taught Courses During the Spring 2006 Semester. Spring Semester 2006 Course and Teaching Evaluations
TEMPLE UNIVERSITY Philadelphia, Pennsylvania 19122 A Commonwealth INTEROFFICE MEMORANDUM OFFICE OF THE PROVOST Ira M. Schwartz Phone: (215) 204-4775 Provost Fax: (215) 204-5816 E-mail: ira.schwartz@temple.edu
More information1. In your opinion, what are the ideal qualities of an insurance leader?
SECTION B : 5 SHORT ESSAY QUESTIONS (TO BE COMPLETED BY THE CANDIDATE) 1. In your opinion, what are the ideal qualities of an insurance leader? The ideal qualities of an insurance leader revolves around
More informationEMPOWERING FINANCIAL INCLUSION THROUGH FINANCIAL LITERACY
Abstract EMPOWERING FINANCIAL INCLUSION THROUGH FINANCIAL LITERACY The term financial inclusion means availability of banking services at an affordable cost to disadvantaged and low-income groups. The
More informationInstructors Who Taught Courses During the Spring 2007 Term. Spring 2007 Course and Teaching Evaluations
TEMPLE UNIVERSITY Philadelphia, Pennsylvania 19122 A Commonwealth INTEROFFICE MEMORANDUM OFFICE OF THE PROVOST Richard M. Englert Phone: (215) 204-4775 Interim Provost Fax: (215) 204-5816 E-mail: provost@temple.edu
More informationImpacts of the New Tax Law on Pension and Benefit Strategies CFO Research ABOUT THE SURVEY. June 2018
SURVEY RESULTS Impacts of the New Tax Law on Pension and Benefit Strategies CFO Research June 2018 ABOUT THE SURVEY This year marks the eighth annual survey that CFO Research has conducted in cooperation
More informationAnalysis of Financial Inclusion Opportunities and Challenges for India
18 Analysis of Financial Inclusion Opportunities and Challenges for India ABSTRACT: Dr. G. Gangaiah Lecturers in Commerce Govt. Degree College, Nagari. ggyadav2010@gmail.com Cell:9290293399 The banking
More informationFollowing Scale with Profits: Explaining Fino s Unlikely Success
Following Scale with Profits: Explaining Fino s Unlikely Success IBGC Working Paper 14-06 Nikhil Joseph and Benjamin D. Mazzotta October 2014 Following Scale with Profits: Explaining FINO s Unlikely Success
More informationRegulatory Impact Assessment (RIA) on Microinsurance Nepal. -- Stakeholders Dialogue -- Findings, Conclusions and Strategic Recommendations
Regulatory Impact Assessment (RIA) on Microinsurance Nepal -- Stakeholders Dialogue -- Findings, Conclusions and Strategic Recommendations 6 September 2017 / Kathmandu, Nepal Dante Portula / Raquel Capio
More informationFuture Trends 2017: The Shift Gains Momentum
Future Trends 2017: The Shift Gains Momentum IASA Spring Meeting April 2017 1 People Market Trend: Pressure on insurance industry driving new expectations, innovations and competition Changing customer
More informationCommittee on Development and Intellectual Property (CDIP)
E CDIP/14/7 ORIGINAL: ENGLISH DATE: SEPTEMBER 22, 2014 Committee on Development and Intellectual Property (CDIP) Fourteenth Session Geneva, November 10 to 14, 2014 PROJECT ON INTELLECTUAL PROPERTY (IP)
More informationAiro International Research Journal June, 2017 Volume XI, ISSN:
1 FINANCIAL INCLUSION THROUGH BUSINESS CORRESPONDENT MODEL IN HARYANA: A CRITICAL ANALYSIS Manoj Siwach 1 and Kavita Gahlot 2 Declaration of Author: I hereby declare that the content of this research paper
More informationThe Role of Securities Industry for the Sustainable Development Goals
The Role of Securities Industry for the Sustainable Development Goals The establishment of a sustainable and fair society has been put on the global agenda. The United Nations announced the Sustainable
More informationQUESTIONNAIRE A STUDY ON BANKING HABITS OF PEOPLE IN RURAL AREA OF INDIA. 1. Name: 2. Sex 1) Male 2) Female. 3. Age: 1)Less than 30 Yrs 2) Yrs
QUESTIONNAIRE A STUDY ON BANKING HABITS OF PEOPLE IN RURAL AREA OF INDIA Research scholar: Mr.Mujesh.J Part-I- Profile of the respondents: Research Supervisor: Dr.G.P.Raman 1. Name: 2. Sex 1) Male 2) Female
More informationGSTN Outreach & Capability Building Initiatives
Volume 1_Issue 3 GSTN Outreach & Capability Building Initiatives Newsletter (June 2017) Newsletter June 2017 OCB_Vol1_Issue 3 GST Outreach and Capability Building Initiatives by GSTN GST is not only a
More informationBUDGETING Use Money Wisely. Training of Trainers Manual Toolkit
BUDGETING Use Money Wisely Training of Trainers Manual Toolkit Financial Education for the Poor Project Washington, D.C. 2006 TABLE OF CONTENTS Budgeting: Use Money Wisely TRAINING OF TRAINERS TOOLKIT
More informationIMPACT OF GST ON FMCG SECTOR. 8 February 2018 Copyrights Reserved of 12
IMPACT OF GST ON FMCG SECTOR v 8 February 2018 Copyrights Reserved 2018 1 of 12 Index S.No Particulars Page no 1. Introduction 3 2. Tax Rates on FMCG products before GST 3. GST Rates on FMCG Goods 5 4.
More informationImpact of Guarantees: When asked if longevity guarantees would impact their purchasing decisions (meaning would the participant choose a store with gu
Impact of Guarantees: When asked if longevity guarantees would impact their purchasing decisions (meaning would the participant choose a store with guarantees over one without guarantees), 76% of participants
More informationSTART-UP NY Inclusive Entrepreneurship Self-Employment & Entrepreneurship Track Session IN PARTNERSHIP WITH
START-UP NY Inclusive Entrepreneurship Self-Employment & Entrepreneurship Track Session IN PARTNERSHIP WITH APSE Seattle, WA May 14, 2011 Me Shae Brooks-Rolling (Co-Presenter) Burton Blatt Institute at
More informationInstructor Adjunct Worksheet How to determine number of hours to be paid each month
To understand your pay, you need to know the following: Standard hour value for your classes on offer letter. Month when each class begins Fall Example A (Full semester) Course Name: Math 105 (full semester
More informationNATIONAL VOCATIONAL EDUCATIONAL QUALIFICATION FRAMEWORK (NVEQF) SECTOR: ECONOMICS & FINANCE SPECIALIZATION:BANKING: NVEQF/E&F/B/LI 1. 2.
NATIONAL VOCATIONAL EDUCATIONAL QUALIFICATION FRAMEWORK (NVEQF) SECTOR: ECONOMICS & FINANCE CERTIFICATE LEVEL- I SPECIALIZATION:BANKING: NVEQF/E&F/B/LI S.NO VOCATIONAL CONTENT (DETAIL CONTENT AT L_All_Vocational_Ed_economics&finance)
More informationManagerial Accounting Prof. Dr. Varadraj Bapat Department of School of Management Indian Institute of Technology, Bombay
Managerial Accounting Prof. Dr. Varadraj Bapat Department of School of Management Indian Institute of Technology, Bombay Lecture - 29 Budget and Budgetary Control Dear students, we have completed 13 modules.
More information18th Year of Publication. A monthly publication from South Indian Bank.
To kindle interest in economic affairs... To empower the student community... Open YAccess www.sib.co.in ho2099@sib.co.in A monthly publication from South Indian Bank 18th Year of Publication SIB STUDENTS
More informationPolicy Management Framework
Policy Management Framework University Secretariat Approved by UMT 08/11/2016 1. Purpose The Policy Management Framework establishes a standard and principles for policy development, approval, implementation
More information2018 Edelman Trust Barometer
2018 Edelman Trust Barometer Special Report: Trust in Indian Business A Global Perspective #TrustBarometer 2018 Edelman Trust Barometer Methodology Online survey in 28 markets 18 years of data 33,000+
More informationTable of Contents. Money Smart for Small Business Page 2 of 29
Table of Contents Getting Started... 4 Training Overview... 6 Welcome... 7 What Do You Know?... 9 Credit Reporting... 12 Business Credit Reports... 13 Discussion Point #1: Business Credit Reports... 14
More informationThis page intentionally left blank
This page intentionally left blank This page intentionally left blank. Table of Contents CreditSmart Module 2: Managing Your Money Welcome to Freddie Mac s CreditSmart Initiative... 6 Program Structure...
More informationPrepare and Monitor Budgets. D1.HFI.CL8.05 D1.HFA.CL7.07 D2.TRM.CL9.18 Trainer Guide
D1.HFI.CL8.05 D1.HFA.CL7.07 D2.TRM.CL9.18 Prepare and Monitor Budgets D1.HFI.CL8.05 D1.HFA.CL7.07 D2.TRM.CL9.18 Project Base William Angliss Institute of TAFE 555 La Trobe Street Melbourne 3000 Victoria
More informationBMZ Fund Note , CADREP-PMU/SLIDA Project Note , ,
TRANSPARENCY INTERNATIONAL SRI LANKA 28/1, BULLERS LANE, COLOMBO 07 NOTES TO THE ACCOUNTS Continued. Note 6 Project Receivables 2006 2005 Rs BMZ Fund Note 6.1 341,029.20 CADREPPMU/SLIDA Project Note 6.2
More informationWelcome to Empower Retirement!
Welcome to Empower Retirement! Your account has moved to Empower see inside for details about the new tools you can use! P.O. BOX 173764 DENVER, CO 80217-3764 Helping you pursue the future you want NOW
More informationThe Role Of Micro Finance In Women s Empowerment (An Empirical Study In Chittoor Rural Shg s) In A.P.
The Role Of Micro Finance In Women s Empowerment (An Empirical Study In Chittoor Rural Shg s) In A.P. Dr. S. Sugunamma Lecturer in Economics, P.V.K.N. Govt College, Chittoor Abstract: The SHG method is
More informationCUFA SROI Report Creating Value through Developing Capacity
Creating through Developing Capacity A review of CUFA donor funded program impacts Companion to CUFA Sustainability Report 2011 2 Contents Introduction Overall impact of our work What we do The approach
More informationOur Mission NEXTLEVEL LLC. Helping to Develop. Business Performance and Value. Call us at: (406)
Our Mission Successful businesses must address the challenges of the growth curve as questions arise and the means to acceptable performance change level by level. Some natural questions are: What is to
More information