Additional Tier 1 Capital Instruments Euro Trust Securities

Transcription

1 Euro Trust Securities 1 Issuer ANZ Capital Trust III 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private XS (ISIN) (Common Code) placement) 3 Governing law(s) of the instrument Delaware, New York and Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Ineligible 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary Trust Preferred Securities shares/preference shares/subordinated notes/other) 8 Amount recognised in Regulatory Capital AUD 871 million (Currency in mil, as of most recent reporting date) 9 Par value of instrument EUR 1, Accounting classification Shareholder's equity 11 Original date of issuance 13 December Perpetual or dated Perpetual 13 Original maturity date No maturity 14 Issuer call subject to prior supervisory Yes approval 15 Optional call date, contingent call dates and redemption amount 15 December 2014 Tax and Regulatory Events Redemption at par (plus any accrued and unpaid dividends or interest) 16 Subsequent call dates, if applicable At any time after 15 December 2014 Coupons/dividends 17 Fixed or floating dividend/coupon Floating 18 Coupon rate and any related index Until (but excluding) 15 December 2014: 3 month EURIBOR % From (and including) 15 December 2014 (if not redeemed): 3 month EURIBOR +1.66% 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or Fully discretionary mandatory 21 Existence of step up or other incentive to Yes redeem 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Non-convertible 24 If convertible, conversion trigger(s) N/A 25 If convertible, fully or partially N/A 26 If convertible, Conversion rate N/A 27 If convertible, Mandatory or optional N/A conversion 28 If convertible, specify instrument type N/A convertible into 29 If convertible, specify issuer of instrument N/A it converts into 30 Write-down feature No 31 If write-down, write-down trigger(s) N/A 32 If write-down, full or partial N/A

2 Euro Trust Securities 33 If write-down, permanent or temporary N/A 34 If temporary write-down, description of N/A write-up mechanism 35 Position in subordination hierarchy in Ranks behind Tier 2 capital issued after 1 liquidation (specify instrument type January 2013 and ANZ's USD300m immediately senior to instrument) Perpetual Subordinated Notes 36 Non-compliant transitioned features Yes 37 If yes, specify non-compliant features No Basel III loss absorption features and Step-up 38 Further information The securities are listed on the Luxembourg Stock Exchange.

3 CPS1 1 Issuer Australia and New Zealand Banking Group Limited (ANZ) 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) ANZPB (ASX) AU0000ANZPB7 (ISIN) 3 Governing law(s) of the instrument Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Ineligible 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary shares/preference shares/subordinated notes/other) 8 Amount recognised in Regulatory Capital (Currency in mil, as of most recent reporting date) 9 Par value of instrument AUD 100 Preference Shares AUD 454 million (AUD 627 million CPS1 were reinvested into ANZ Capital Notes 2 on 31 March 2014 and cancelled) 10 Accounting classification Liability - amortised cost 11 Original date of issuance 30 September Perpetual or dated Perpetual 13 Original maturity date No maturity 14 Issuer call subject to prior supervisory approval 15 Optional call date, contingent call dates and redemption amount Yes On 16 June 2014 if the mandatory conversion conditions are not satisfied Tax, Regulatory and Acquisition Events Redemption at par (plus any dividends determined to be payable) 16 Subsequent call dates, if applicable Each Dividend Payment Date after 16 June 2014 if not converted Coupons/dividends 17 Fixed or floating dividend/coupon Floating 18 Coupon rate and any related index (90 day Bank Bill Rate (BBSW) + 2.5%) x (1 - Tax Rate). 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or mandatory 21 Existence of step up or other incentive to redeem Fully discretionary 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Convertible No

4 CPS1 24 If convertible, conversion trigger(s) Mandatory: 16 June 2014 and each subsequent Dividend Payment Date if the mandatory conversion conditions are satisfied and Change of Control of the Issuer (subject to conditions) Optional: Tax, Regulatory and Acquisition Events (subject to conditions) 25 If convertible, fully or partially Fully or partially (as applicable) 26 If convertible, Conversion rate Each security converts into a variable number of ANZ Ordinary Shares to the value of approximately AUD 102.5, subject to a maximum conversion number 27 If convertible, Mandatory or optional conversion 28 If convertible, specify instrument type convertible into 29 If convertible, specify issuer of instrument it converts into Mandatory Common Equity Tier 1 ANZ 30 Write-down feature No 31 If write-down, write-down trigger(s) N/A 32 If write-down, full or partial N/A 33 If write-down, permanent or temporary N/A 34 If temporary write-down, description of write-up mechanism 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) N/A 36 Non-compliant transitioned features Yes Ranks behind Tier 2 capital issued after 1 January 2013 and ANZ's USD300m Perpetual Subordinated Notes 37 If yes, specify non-compliant features No Basel III loss absorption features 38 Further information The securities are listed on ASX. Refer to the ASX website for further information relevant to these securities. 6,269,434 CPS1 were reinvested into ANZ Capital Notes 2 on 31 March Those CPS1 were subsequently cancelled leaving 4,542,690 CPS1 outstanding.

5 CPS2 1 Issuer Australia and New Zealand Banking Group Limited (ANZ) 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) ANZPA (ASX) AU0000ANZPA9 (ISIN) 3 Governing law(s) of the instrument Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Ineligible 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary shares/preference shares/subordinated notes/other) Preference Shares 8 Amount recognised in Regulatory Capital (Currency in mil, as of most recent reporting date) AUD 1,969 million 9 Par value of instrument AUD Accounting classification Liability - amortised cost 11 Original date of issuance 17 December Perpetual or dated Perpetual 13 Original maturity date No maturity 14 Issuer call subject to prior supervisory approval 15 Optional call date, contingent call dates and redemption amount Yes On 16 December 2016 if the mandatory conversion conditions are not satisfied Tax, Regulatory and Acquisition Events Redemption at par (plus any dividends determined to be payable) 16 Subsequent call dates, if applicable Each Dividend Payment Date after 16 December 2016 if not converted Coupons/dividends 17 Fixed or floating dividend/coupon Floating 18 Coupon rate and any related index (90 day Bank Bill Rate (BBSW) + 3.1%) x (1 - Tax Rate). 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or mandatory 21 Existence of step up or other incentive to redeem Fully discretionary 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Convertible No

6 CPS2 24 If convertible, conversion trigger(s) Mandatory: 16 December 2016 and each subsequent Dividend Payment Date if the mandatory conversion conditions are satisfied and Change of Control of the Issuer (subject to conditions) Optional: Tax, Regulatory and Acquisition Events (subject to conditions) 25 If convertible, fully or partially Fully or partially (as applicable) 26 If convertible, Conversion rate Each security converts into a variable number of ANZ Ordinary Shares to the value of approximately AUD 101, subject to a maximum conversion number 27 If convertible, Mandatory or optional conversion 28 If convertible, specify instrument type convertible into 29 If convertible, specify issuer of instrument it converts into Mandatory Common Equity Tier 1 ANZ 30 Write-down feature No 31 If write-down, write-down trigger(s) N/A 32 If write-down, full or partial N/A 33 If write-down, permanent or temporary N/A 34 If temporary write-down, description of write-up mechanism 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) N/A 36 Non-compliant transitioned features Yes Ranks behind Tier 2 capital issued after 1 January 2013 and ANZ's USD300m Perpetual Subordinated Notes 37 If yes, specify non-compliant features No Basel III loss absorption features 38 Further information The securities are listed on ASX. Refer to the ASX website for further information relevant to these securities.

7 CPS3 1 Issuer Australia and New Zealand Banking Group Limited (ANZ) 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) ANZPC (ASX) AU0000ANZPC5 (ISIN) 3 Governing law(s) of the instrument Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Ineligible 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary shares/preference shares/subordinated notes/other) Preference Shares 8 Amount recognised in Regulatory Capital (Currency in mil, as of most recent reporting date) AUD 1,340 million 9 Par value of instrument AUD Accounting classification Liability - amortised cost 11 Original date of issuance 28 September Perpetual or dated Perpetual 13 Original maturity date No maturity 14 Issuer call subject to prior supervisory approval 15 Optional call date, contingent call dates and redemption amount Yes 1 September 2017 Tax, Regulatory and Acquisition Events Redemption at par (plus any dividends determined to be payable) 16 Subsequent call dates, if applicable Each Dividend Payment Date after 1 September 2017 Coupons/dividends 17 Fixed or floating dividend/coupon Floating 18 Coupon rate and any related index (180 day Bank Bill Rate (BBSW) + 3.1%) x (1 - Tax Rate). 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or mandatory 21 Existence of step up or other incentive to redeem Fully discretionary 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Convertible No

8 CPS3 24 If convertible, conversion trigger(s) Mandatory: 1 September 2019 and each subsequent Dividend Payment Date if the mandatory conversion conditions are satisfied, Change of Control of the Issuer (subject to conditions) and Common Equity Capital Trigger Event Optional: 1 September 2017 or Tax, Regulatory or an Acquisition Event 25 If convertible, fully or partially Fully or partially (as applicable) 26 If convertible, Conversion rate Each security converts into a variable number of ANZ Ordinary Shares to the value of approximately AUD 101, subject to a maximum conversion number 27 If convertible, Mandatory or optional conversion 28 If convertible, specify instrument type convertible into 29 If convertible, specify issuer of instrument it converts into Mandatory Common Equity Tier 1 ANZ 30 Write-down feature No 31 If write-down, write-down trigger(s) N/A 32 If write-down, full or partial N/A 33 If write-down, permanent or temporary N/A 34 If temporary write-down, description of write-up mechanism 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) N/A 36 Non-compliant transitioned features Yes Ranks behind Tier 2 capital issued after 1 January 2013 and ANZ's USD300m Perpetual Subordinated Notes 37 If yes, specify non-compliant features No Basel III loss absorption feature at the Point of Non-Viability 38 Further information The securities are listed on ASX. Refer to the ASX website for further information relevant to these securities.

9 ANZ Capital Notes 1 Issuer Australia and New Zealand Banking Group Limited (ANZ) 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) ANZPD (ASX) AU0000ANZPD3 (ISIN) 3 Governing law(s) of the instrument Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Additional Tier 1 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary shares/preference shares/subordinated notes/other) Subordinated Notes 8 Amount recognised in Regulatory Capital (Currency in mil, as of most recent reporting date) AUD 1,200 million 9 Par value of instrument AUD Accounting classification Liability - amortised cost 11 Original date of issuance 7 August Perpetual or dated Perpetual 13 Original maturity date No Maturity 14 Issuer call subject to prior supervisory approval 15 Optional call date, contingent call dates and redemption amount Yes 16 Subsequent call dates, if applicable N/A Coupons/dividends 17 Fixed or floating dividend/coupon Floating 1 September 2021 Tax and Regulatory Events Redemption at par 18 Coupon rate and any related index (180 day Bank Bill Rate (BBSW) + 3.4%) x (1 - Tax Rate). 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or mandatory 21 Existence of step up or other incentive to redeem Fully discretionary 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Convertible No

10 ANZ Capital Notes 24 If convertible, conversion trigger(s) Mandatory: 1 September 2023 and each subsequent Distribution Payment Date if the mandatory conversion conditions are satisfied, Change of Control of the Issuer (subject to conditions), Non-Viability Trigger Event (as determined by APRA) and Common Equity Capital Trigger Event Optional: 1 September 2021or Tax or Regulatory Event 25 If convertible, fully or partially Fully or partially (as applicable) 26 If convertible, Conversion rate Each security converts into a variable number of ANZ Ordinary Shares to the value of approximately AUD 101, subject to a maximum conversion number 27 If convertible, Mandatory or optional conversion 28 If convertible, specify instrument type convertible into 29 If convertible, specify issuer of instrument it converts into Mandatory Common Equity Tier 1 ANZ 30 Write-down feature Yes 31 If write-down, write-down trigger(s) Following a Non-Viability Trigger Event or a Common Equity Capital Trigger Event if converson is not able to occur within 5 business days 32 If write-down, full or partial Fully or partially (as applicable) 33 If write-down, permanent or temporary Permanent 34 If temporary write-down, description of write-up mechanism 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) N/A 36 Non-compliant transitioned features No 37 If yes, specify non-compliant features N/A Ranks behind Tier 2 capital issued after 1 January 2013 and ANZ's USD300m Perpetual Subordinated Notes 38 Further information The securities are listed on ASX. Refer to the ASX website for further information relevant to these securities.

11 ANZ Capital Notes 2 1 Issuer Australia and New Zealand Banking Group Limited (ANZ) 2 Unique identifier (eg CUSIP, ISIN or Bloomberg identifier for private placement) ANZPE (ASX) AU0000ANZPE1 (ISIN) 3 Governing law(s) of the instrument Victoria, Australia Regulatory Treatment 4 Transitional Basel III rules Additional Tier 1 5 Post-transitional Basel III rules Additional Tier 1 6 Eligible at solo/group/group & solo Solo & Group (Levels 1 & 2) 7 Instrument type (ordinary shares/preference shares/subordinated notes/other) Subordinated Notes 8 Amount recognised in Regulatory Capital (Currency in mil, as of most recent reporting date) AUD 1,610 million 9 Par value of instrument AUD Accounting classification Liability - amortised cost 11 Original date of issuance 31 March Perpetual or dated Perpetual 13 Original maturity date No Maturity 14 Issuer call subject to prior supervisory approval 15 Optional call date, contingent call dates and redemption amount Yes 16 Subsequent call dates, if applicable N/A Coupons/dividends 17 Fixed or floating dividend/coupon Floating 24 March 2022 Tax and Regulatory Events Redemption at par 18 Coupon rate and any related index (180 day Bank Bill Rate (BBSW) %) x (1 - Tax Rate). 19 Existence of a Dividend Stopper Yes 20 Fully discretionary, partial discretionary or mandatory 21 Existence of step up or other incentive to redeem Fully discretionary 22 Noncumulative or cumulative Non-cumulative 23 Convertible or non-convertible Convertible No

12 ANZ Capital Notes 2 24 If convertible, conversion trigger(s) Mandatory: 24 March 2024 and each subsequent Distribution Payment Date if the mandatory conversion conditions are satisfied, Change of Control of the Issuer (subject to conditions), Non-Viability Trigger Event (as determined by APRA) and Common Equity Capital Trigger Event Optional: 24 March 2022 or Tax or Regulatory Event 25 If convertible, fully or partially Fully or partially (as applicable) 26 If convertible, Conversion rate Each security converts into a variable number of ANZ Ordinary Shares to the value of approximately AUD 101, subject to a maximum conversion number 27 If convertible, Mandatory or optional conversion 28 If convertible, specify instrument type convertible into 29 If convertible, specify issuer of instrument it converts into Mandatory Common Equity Tier 1 ANZ 30 Write-down feature Yes 31 If write-down, write-down trigger(s) Following a Non-Viability Trigger Event or a Common Equity Capital Trigger Event if conversion is not able to occur within 5 business days 32 If write-down, full or partial Fully or partially (as applicable) 33 If write-down, permanent or temporary Permanent 34 If temporary write-down, description of write-up mechanism 35 Position in subordination hierarchy in liquidation (specify instrument type immediately senior to instrument) N/A 36 Non-compliant transitioned features No 37 If yes, specify non-compliant features N/A Ranks behind Tier 2 capital issued after 1 January 2013 and ANZ's USD300m Perpetual Subordinated Notes 38 Further information The securities are listed on ASX. Refer to the ASX website for further information relevant to these securities.