China Life SaveReward 101 Series II Endowment Plan (RMB and SGD)

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1 China Life SaveReward 101 Series II Endowment Plan (RMB and SGD) Lifelong Promise. Lifelong Partner

2 Benefit Snapshot: 100% Capital Guaranteed upon Maturity Rewarding Guaranteed Maturity Yield 3.62% p.a. (RMB Plan) or 2.25% p.a. (SGD Plan) No Medical Underwriting 3 Years Premium Payment Portfolio diversification with Renminbi (for RMB plan) Protection against Death 1 China Life SaveReward 101 Series II endowment plan is a 5-year insurance savings policy available in both Renminbi (RMB) and Singapore Dollars (SGD). Whether you choose the RMB or SGD plan, you are guaranteed an attractive maturity yield and capital guarantee upon maturity. What s more, you only need to make 3 yearly premium payments to reap the guaranteed lump sum in 5 years. Features: Guaranteed 3.62% p.a. (RMB Plan) or 2.25% p.a. (SGD Plan) Maturity Yield Let your savings grow with our rewarding guaranteed yield plus get 100% of your capital back when your plan matures. 3 Years Premium Payment You do not have to pay premiums till the plan ends. With our 3-year premium payment term, you can free up your funds to fulfill other financial obligations or interests sooner. No Medical Underwriting No lengthy medical questionnaire, no medical check-up is needed for you to enjoy the benefits of this plan.

3 Portfolio diversification with Renminbi With our RMB plan, you have the opportunity to diversify your portfolio with Renminbi and potentially earn higher returns if Renminbi appreciates when you receive the maturity benefit under the plan. Affordable Yearly Premium We have made it easier for you to kick start by requiring only a low minimum yearly premium for our endowment plan: - RMB plan: RMB10,000 yearly - SGD plan: SGD3,000 yearly Protection against Death 1 Be covered against death throughout the plan duration. Speak with us today: Customer Care Hotline: (Mon-Fri, 9am-5.30pm) CustomerCare@chinalife.com.sg Footnote: 1. In the event of death of the life insured, we will pay 101% of the total premiums due and paid, less amounts owing to us (if any). * This is a limited tranche product and we will stop accepting applications 6 months after the product launch date or when the tranche is fully subscribed, whichever is earlier.

4 Examples: For RMB Plan Mr Lim (age 57) is keen to diversify his portfolio with Renminbi. He decides to sign up for a China Life SaveReward 101 Series II (RMB) endowment plan as it offers capital guarantee and a guaranteed yield upon maturity. By putting aside RMB120,000 yearly for 3 years, he will enjoy a guaranteed maturity payout of RMB415,200 in 5 years. Guaranteed Maturity Benefit: RMB415,200 Yield: 3.62% p.a. Age Yearly Premium: RMB120,000 Total Premium Amount (3 Years): RMB360,000 Protection against Death 1 For SGD Plan Mrs Tan (age 57) wants to grow her retirement nest egg and decides to take up a China Life SaveReward 101 Series II (SGD) endowment plan with a yearly premium of SGD25,000. When her plan matures in 5 years, Mrs Tan will receive a guaranteed maturity payout of SGD82,000. Guaranteed Maturity Benefit: SGD82,000 Yield: 2.25% p.a. Age Yearly Premium: SGD25,000 Total Premium Amount (3 Years): SGD75,000 Protection against Death 1

5 Exchange Rate and Currency Risk Exposure (for RMB Plan): This plan s currency is in Renminbi (RMB). Premium payment and any value paid under the plan will be in RMB. Any exchange rate fluctuations will have a direct impact on the value of your benefits. If RMB depreciates when a benefit becomes payable under the plan, the value earned from our plan may be lower. Note: Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. The information in this brochure is for general circulation and does not take into account the specific investment objectives, financial situation or particular needs of any specific person. You should seek advice from a financial adviser regarding the suitability of the policy before committing to purchase. If you choose not to do so, you should consider whether the product in question is suitable for you. This brochure is not a contract of insurance. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions. This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme and the limits of coverage, where applicable, please contact us or visit the Life Insurance Association, Singapore or SDIC websites ( or In case of discrepancy between the English and Chinese versions of this brochure, the English version shall prevail. Information is correct as at December 2016.

6 About China Life Insurance (Singapore) Pte. Ltd. China Life Insurance (Singapore) Pte. Ltd. is a wholly-owned subsidiary of China Life Insurance (Overseas) Company Limited ( China Life Overseas Company ), which is whollyowned by China Life Insurance (Group) Company. China Life Insurance (Group) Company is the largest financial insurance corporation in China. It is also a Fortune Global 500 company, ranked 54 in 2016, for 14 consecutive years with brand value of over RMB 253 billion*. China Life Overseas Company has been providing financial services in Hong Kong and Macau since 1984 and 1989 respectively. Its business covers 3 main categories, namely life insurance, investment as well as provident fund services. In 2015, its premium income exceeded HKD40 billion, with a breakthrough in agency force of over 3,300. At present, China Life Overseas Company is a leading life insurance company in both Hong Kong and Macau with an asset value of more than HKD170 billion as at December In January 2016, China Life Overseas Company s prudent financial management and stable outlook are underscored by the rating accredited by international rating agencies, including Moody s A1 (insurance financial strength rating) and Standard & Poor s A+ (long-term local currency issuer credit rating and insurer financial strength rating). As part of China Life Insurance (Group) Company, China Life Insurance (Singapore) Pte. Ltd. is committed to offering a full suite of value-added financial solutions to clients to fulfill their protection, savings and investment needs. We proactively assimilate into the society, and hope to bring the growth and enjoy the success with Singapore through the collaboration between China and Singapore. * Source: Top 500 Most Valuable Chinese Brands 2016 by World Brand Lab China Life Insurance (Singapore) Pte. Ltd. (Reg No N) 138 Market Street #13-01 CapitaGreen Singapore Tel : Website :