New Business Underwriting Guidelines
|
|
- Reynold Richards
- 5 years ago
- Views:
Transcription
1 New Business Underwriting Guidelines All Risks Single Vehicle Multiple Vehicles Program Ultra Premier Deluxe Standard Basic licensed at least 9 years; at least 5 years, least 20 least 5 years if least 9 years. unless part of years part of family family account account Driving Experience Minimum Liability Limits Coverage Drivers age <21 and 75+ ineligible 100/300 or 300 CSL At least one vehicle must have full coverage licensed less than 5 years must be incident free; Drivers age 75+ ineligible 50/100 or 100 CSL Policy Type Companion HO2, 3, 5 Policy Monoline Auto least 3 years, unless part of family account licensed less than 3 years must be incident free; Drivers age 75+ require Physician s Statement 30/60/15 or 75 CSL All vehicles must have liability coverage At-Fault Accidents None One NAF Accidents None One Comprehensive Losses Minor Violations At-Fault Accidents None One NAF Accidents None One Comprehensive Losses Two (no more than one per driver) Minor Violations None One Two (maximum one accident) Two Three (no more than 2 per driver) Three 8/1/2014 1
2 Additional Requirements Operators with major violations within the past 3 years are ineligible for coverage. Any principal operator must be at least 19 years of age unless he/she is a resident relative of a named insured. Any driver age 75 or older must submit a Physician Statement. Operators must be U.S. residents and have been licensed at least 3 consecutive years in the United States. Operators with less than 3 years driving experience may qualify if part of a family policy. must be licensed in Maryland. Drivers may be excluded as allowed by Maryland law, but spouses may not be excluded on new business. Any risk canceled or non-renewed by any carrier within the preceding 3-year period is Any risk without prior continuous coverage for at least 6 months is Exception: This guideline does not apply if the prior writing company canceled/non-renewed coverage because it no longer offers Personal Auto coverage in Maryland. All vehicles must be registered to the named insured(s) and/or drivers rated on the policy and must be garaged in the state of Maryland. Vehicles titled in company/corporate names are Cumberland will only offer minimum limits of liability required under Maryland law where Family Day Care is provided in the named insured s residence. Policies with one or more vehicles exceeding 30 miles one way to work and/or 30,000 annual miles are eligible for the Standard or Basic Underwriting Programs. Policies with one or more vehicles exceeding 40 miles one way to work and/or 40,000 annual miles are Major Violations Operators with the following major violations within the past 3 years are ineligible for coverage: Failure to stop for school bus with flashing red lights Exceeding maximum speed by 20 or more mph Exceeding special speed limit in school zone Careless driving Leaving the scene of an accident Driving while license suspended or revoked Driving while intoxicated or under the influence of drugs Any felony arising out of the use of a motor vehicle Drag Racing Racing on highways Failure to stop when involved in a motor vehicle accident Fleeing a police officer 8/1/2014 2
3 Restricted Vehicles The following vehicle types are not eligible for coverage: Vehicles with more than two axles, or a gross weight exceeding 13,500 pounds All trailers (including campers) and pickup trucks with camper bodies exceeding 25 feet in length or rented to others Motor homes, motorcycles, mopeds, motor scooters, and motorbikes Go-carts, snowmobiles, all-terrain vehicles, dune buggies, golf carts, kit cars, grey market vehicles or any vehicle primarily designed for off-road use Vehicles used for door-to-door delivery or mail service, driver training, or emergency vehicles Physical damage coverage for antique or classic cars Vehicle Make/Models including, but not limited to: Aston Martin: All Models Ferrari: All Models Maserati: All Models Bentley: All Models Lamborghini: All Models Porsche: All Turbo Models Bugatti: All Models Lotus: All Models Rolls Royce: All Models Dodge Viper Refer to underwriter prior to binding: Model year 2010 and older with a symbol greater than 26 Model year 2011 and newer with a symbol greater than 61 Any vehicle exceeding $80,000 cost new 8/1/2014 3
4 RENEWAL UNDERWRITING GUIDELINES Renewal Underwriting Guidelines The following are applicable to all Underwriting Programs: At-Fault Accidents Any risk with more than one at-fault accident within the preceding 3-year period is NAF Accidents Any risk with more than two not-at-fault accidents within the preceding 3-year period is Single Any risk with more than three paid comprehensive claims within the preceding 3- Comprehensive Losses Vehicle year period is Minor Violations Any risk with more than three minor moving violations within the preceding 3-year period is Any risk with a total of more than three individual incidents from any combination of the above items is At-Fault Accidents Any risk with more than two at-fault accidents within the preceding 3-year period is NAF Accidents Any risk with more than three not-at-fault accidents within the preceding 3-year period is Multiple Any risk with more than three paid comprehensive claims within the preceding 3- Comprehensive Losses Vehicles year period is Minor Violations Any risk with more than four minor moving violations within the preceding 3-year period is Any risk with a total of more than four individual incidents from any combination of the above items is Operators with major violations within the past 3 years are ineligible for coverage. Any risk where there is a failure to provide requested information critical to the underwriting or rating of the policy is Any principal operator must be at least 19 years of age unless he/she is a resident relative of a named insured. Any driver age 75 or older must submit a Physician Statement. must be licensed in Maryland. Drivers may be excluded as allowed by Maryland law. Any risk canceled or non-renewed by any carrier within the preceding 3-year period is Any risk without prior continuous coverage for at least 6 months is Exception: This guideline does not apply if the prior writing company canceled/non-renewed coverage because it no longer offers Personal Auto coverage in Maryland. All vehicles must be registered to the named insured(s) and/or drivers rated on the policy and must be garaged in the state of Maryland. Vehicles titled in company/corporate names are Cumberland will only offer minimum limits of liability required under Maryland law where Family Day Care is provided in the named insured s residence. Policies with one or more vehicles exceeding 40 miles one way to work and/or 40,000 annual miles are 8/1/2014 4
5 RENEWAL UNDERWRITING GUIDELINES Major Violations Operators with the following major violations within the past 3 years are ineligible for coverage: Failure to stop for school bus with flashing red lights Exceeding maximum speed by 20 or more mph Exceeding special speed limit in school zone Careless driving Leaving the scene of an accident Driving while license suspended or revoked Driving while intoxicated or under the influence of drugs Any felony arising out of the use of a motor vehicle Drag Racing Racing on highways Failure to stop when involved in a motor vehicle accident Fleeing a police officer Restricted Vehicles The following vehicle types are not eligible for coverage: Vehicles with more than two axles, or a gross weight exceeding 13,500 pounds All trailers (including campers) and pickup trucks with camper bodies exceeding 25 feet in length or rented to others Motor homes, motorcycles, mopeds, motor scooters, and motorbikes Go-carts, snowmobiles, all-terrain vehicles, dune buggies, golf carts, kit cars, grey market vehicles or any vehicle primarily designed for off-road use Vehicles used for door-to-door delivery or mail service, driver training, or emergency vehicles Physical damage coverage for antique or classic cars Vehicle Make/Models including, but not limited to: Aston Martin: All Models Ferrari: All Models Maserati: All Models Bentley: All Models Lamborghini: All Models Porsche: All Turbo Models Bugatti: All Models Lotus: All Models Rolls Royce: All Models Dodge Viper Refer to underwriter prior to binding: Model year 2010 and older with a symbol greater than 26 Model year 2011 and newer with a symbol greater than 61 Any vehicle exceeding $80,000 cost new 8/1/2014 5
OREGON MUTUAL INSURANCE COMPANY CUSTOM SHIELD RULES AND UNDERWRITING
DRIVER RULES AND DEFINITIONS D-1 Use Classifications Defined 1. "Pleasure Use" means there is no business use of the automobile and it is not used in the course of driving to or from work or school a distance
More informationHow Auto Rental Collision Damage Waiver works with other insurance. How to use Auto Rental Collision Damage Waiver
Your Guide to Benefit describes the benefit in effect as of 4/1/17. Benefit information in this guide replaces any prior benefit information You may have received. Please read and retain for Your records.
More informationFlorida. Umbrella Product Guide. What s New Effective Date of Revised Material Updates
Table of Contents Florida Umbrella Product Guide What s New Effective Date of Revised Material Updates Product Overview Description of Coverage Policy Term Retained Limit Insured Eligibility Home Care
More informationConnections DriveSmart Advantage - Massachusetts
Connections DriveSmart Advantage - Massachusetts For an increased premium, coverage is changed to that as shown below. Ultimate Towing and Labor When the Roadside Assistance Coverage endorsement is on
More informationAuto Rental Collision Damage Waiver YOUR GUIDE TO CARD BENEFIT M visa.com
visa.com 00001057411 M-124767 YOUR GUIDE TO CARD BENEFIT Your Guide to Benefit describes the benefit in effect as of 6/1/18. Benefit information in this guide replaces any prior benefit information You
More informationSynovus Classic & Cash Rewards Visa Guide to Benefits
Synovus Classic & Cash Rewards Visa Guide to Benefits Auto Rental Collision Damage Waiver AUTO RENTAL COLLISION DAMAGE WAIVER What is the Auto Rental Collision Damage Waiver ( Auto Rental CDW ) benefit?
More informationVisa Card Auto Rental Collision Damage Waiver
Your Guide to Benefit describes the benefit in effect as of 4/1/16. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationNew York Personal Auto Revised August 26, 2017
New York Personal Auto Revised August 26, 2017 Underwritten by: National General Insurance Company Table of Contents Contact Information... 1 Eligibility Rules... 2 Insureds and Drivers... 3 Vehicle Usage...
More informationEXCESS PERSONAL UMBRELLA LIABILITY UNDERWRITING GUIDELINES. NON- ADMITTED LIMITS: $1,000,000 - $10,000,000 (not available in CA)
EXCESS PERSONAL UMBRELLA LIABILITY UNDERWRITING GUIDELINES PRODUCT LINE: EXCESS PERSONAL UMBRELLA ADMITTED LIMITS: $1,000,000 - $5,000,000 (see chart of products by state & company) $1,000,000 - $10,000,000
More informationTOURIST AUTOMOBILE INSURANCE UNDERWRITING GUIDELINES QUÁLITAS COMPAÑÍA DE SEGUROS, S.A.B. DE C.V.
TOURIST AUTOMOBILE INSURANCE UNDERWRITING GUIDELINES QUÁLITAS COMPAÑÍA DE SEGUROS, S.A.B. DE C.V. 15/12/09 1/7 UNDERWRITING RULES SCOPE Tourist Automobile Insurance Policy designed to provide coverage
More informationALABAMA PRIVATE PASSENGER AUTO. June 1, 2015 TABLE OF CONTENTS
ALABAMA PRIVATE PASSENGER AUTO June 1, 2015 TABLE OF CONTENTS 1. Definitions 2 2. Personal Automobile Policy-Eligibility. 2-3 3. Premium Determination 3 4. Classifications. 4-8 5. Driving Record Points...
More information7. Target Risks Entertainment, Political, or Sports Personalities. 10. Risks with an open liability claim please provide reserves and loss details
1 2 3 CHARGEABLE VIOLATIONS: 7. Target Risks Entertainment, Political, or Sports Personalities 8. Requested limit above $5,000,000 9. UM/UIM requested limit above $2,000,000 10. Risks with an open liability
More informationVisa USA Personal Auto Rental Collision Damage Waiver Program Personal
Home Personal Small Business Merchants Mid-Size & Large Companies Government Search: Find a Card Using Visa Discounts Visa Security & Protection Visa Student Visa Brings You Visa Signature Card Advisor
More informationFor questions about your account, balance, or rewards points please call the customer service number on your Visa Commercial card statement.
Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationAuto Rental Collision Damage Waiver
Your Guide to Benefit describes the benefit in effect as of 4/1/17. Benefit information in this guide replaces any prior benefit information You may have received. Please read and retain for Your records.
More informationLowest rate reflects our relationship discount, which takes.25% off your vehicle loan if you have the following:
CONSUMER LOANS Rates effective as of October 17, 2016 and may change at any time. Lowest rate reflects our relationship discount, which takes.25% off your vehicle loan if you have the following: *10% Down
More informationNorth Carolina (085) Riders Choice Off Road Program. Underwriting Guidelines. American Modern Select. New Business
American Modern Select Insurance Company (085) New Business 11-01-06 Riders Choice Off Road Program Underwriting Guidelines American Modern Insurance Group North Carolina TABLE OF CONTENTS SECTION PAGE(S)
More informationUtah FlexAuto 2.0 Product Manual. FlexAuto is a registered service mark of QBE Regional Companies (N.A.), Inc.
Utah FlexAuto 2.0 Product Manual FlexAuto is a registered service mark of QBE Regional Companies (N.A.), Inc.! " # $ # Utah Automobile 1 Program Placement Available Programs Insurance Bureau Score New
More informationPreferred Personal Umbrella Personal Lines
Preferred Personal Umbrella Personal Lines This product targets households without youthful drivers that have clean driving records. The HIT ZONE Our highest hit ratio Violation and accident free in the
More information:.: 1(1 RT LAND - "':. FEDERAL CREDIT UNION
VISA YOUR GUIDE TO CARD BENEFIT Your Guide to Benefit describes the benefit in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please
More informationYour Guide to Card Benefits
Your Guide to Card Benefits Your Guide to Card Benefits ( Guide ) describes the benefits in effect as of 10/1/17. Benefit information in this guide replaces any prior benefit information you may have received.
More informationProgram Placement. Verification. Vehicle Information. Driver Information. Driving Record. Coverage Options
! " # $ # Washington Automobile 1 Program Placement Available Programs Insurance Bureau Score New Business Renewal Verification Application Claims History/MVRs Policy File Maintenance Prior Insurance Vehicle
More informationPickups with a Canopy Pickups with Camper Body. Vehicle Photo Requirements and Inspections Vehicle Use Business Use
California Auto Product Guide Safeco Insurance Companies 2015 Liberty Mutual Insurance What s New Effective Date of New and Revised Material Companies and Copyrights Summary of the California Auto Product
More informationINDEX BY SUBJECT TABLE OF CONTENTS
RESIDUAL MARKET Section B - Private Passenger Vehicles INDEX BY SUBJECT Subject Rule Page Class Descriptions 106 4 Clean Driver Discount 102 4 Coverages 100 2 Deductibles 100 2 Definitions 101 2 Driving
More informationVoluntary Automobile Class Coding Revision for Low Speed Vehicles
December 20, 2018 Bulletin No. 2018-AU-07 Topic: ISS Contacts: Voluntary Automobile Class Coding Revision for Low Speed Vehicles iss.support@pciaa.net In previous Statistical Bulletins, ISS introduced
More informationVisa Rate Advantage/Rate Advantage Secured Credit Card BENEFITS GUIDE
Visa Rate Advantage/Rate Advantage Secured Credit Card BENEFITS GUIDE Please retain this guide for the future. It describes in detail some of the important benefits available to you as a member. Note:
More informationILLINOIS PRIVATE PASSENGER AUTO. September 1, 2015 TABLE OF CONTENTS
ILLINOIS PRIVATE PASSENGER AUTO September 1, 2015 TABLE OF CONTENTS 1. Definitions 2 2. Personal Automobile Policy-Eligibility. 2 3. Premium Determination 3 4. Classifications. 4-9 5. Driving Record Points...
More informationUnigard Insurance Company. Washington. Automobile Manual
Unigard Insurance Company Washington Automobile Manual Indicates Revision Program Placement Available Programs Insurance Bureau Score New Business Renewal 2 Verification Application Claims History/MVRs
More informationDriving Policy Section 3.35
This policy defines the process by which an individual receives approval to operate a vehicle in connection with his/her university responsibilities. Biola University has numerous faculty, staff, and students
More informationThe Personal Liability Umbrella Insurance Plan Offered exclusively to our members
The American College of Obstetricians and Gynecologists Personal Liability Umbrella Insurance Plan The Personal Liability Umbrella Insurance Plan Offered exclusively to our members Unfortunately, lawsuits
More informationProgram Placement. Verification. Vehicle Information. Driver Information. Driving Record. Coverage Options
! " # $ # Arizona Automobile 1 Program Placement Available Programs Insurance Bureau Score New Business Verification Application Claims History/MVRs Policy File Maintenance Prior Insurance Vehicle Information
More informationYour Visa Card Guide to Benefits
General Electric Credit Union Auto Rental Collision Damage Waiver Your Visa Card Guide to Benefits Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide
More informationAUTOMOBILE. NYCM Preferred. Prism Plus: NYCM s Preferred Business Rating Program
AUTOMOBILE NYCM Preferred Prism Plus: NYCM s Preferred Business Rating Program Underwriting Rules and Rates Effective: 3/01/2017 New Business and Renewals NYCM INSURANCE PERSONAL VEHICLE MANUAL TABLE OF
More informationFor questions about your account, balance, or rewards points please call the customer service number on your Visa Signature card statement.
M-121241 Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for
More informationBasic Protection Package
This Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationPERSONAL UMBRELLA LIABILITY INSURANCE APPLICATION RLI INSURANCE COMPANY
PERSONAL UMBRELLA LIABILITY INSURANCE APPLICATION RLI INSURANCE COMPANY Please fully complete and print the Application, obtain the insured s signature and forward it to your Program Administrator for
More informationVisa cardholders with this benefit may obtain the Auto Rental Insurance, if this coverage is provided by the card issuer, at no additional cost each
Visa cardholders with this benefit may obtain the Auto Rental Insurance, if this coverage is provided by the card issuer, at no additional cost each time they rent an automobile using their Visa card.
More informationVISA AUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE Sep 12, Certificate of Insurance
VISA AUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE Sep 12, 2017. Certificate of Insurance Please read this certificate carefully. It outlines what Collision/Loss Damage Insurance is and what is covered along
More informationGAP Procedure Manual
GAP Procedure Manual Effective January 2004 GAP Procedure Manual Table of Contents Introduction... 1 Underwriting Guidelines... 2-6 Purchased or Leased Vehicles... 2 Examples of Ineligible Vehicles...
More informationTruMark Financial Credit Union. 335 Commerce Drive Fort Washington, PA Disclosure
Equity Access Card 335 Commerce Drive Fort Washington, PA 19034 Disclosure Transactions which can be made using your TruMark Financial Equity Access Card are indicated below. Please read this disclosure
More informationCOMPANY TARIFF FOR THE MOTOR VEHICLE LIABILITY INSURANCE Tariff Provisions (ITALY)
COMPANY TARIFF FOR THE MOTOR VEHICLE LIABILITY INSURANCE Tariff Provisions (ITALY) 1. Scope of Application For insurance contracts in Motor Vehicle Liability Insurance of private motor vehicles admitted
More informationOREGON MUTUAL INSURANCE COMPANY PERSONAL UMBRELLA POLICY PROGRAM INDEX
INDEX UMBRELLA PROGRAM TERRITORIES General Description... UP-1 Application... UP-1 Change Procedures... UP-1 Cancellation of Insurance... UP-1 Rounding Rule... UP-1 Binding Authority... UP-2 Ineligible
More informationDELAWARE AGENT S MANUAL
AMERICAN INDEPENDENT INSURANCE COMPANY 1000 RIVER ROAD, SUITE 300 CONSHOHOCKEN, PA 19428 WE STRIVE FOR EXCELLENCE. DELAWARE AGENT S MANUAL 7/25/2013 AMERICAN INDEPENDENT INSURANCE COMPANY American Independent
More informationTexas. Personal Auto Program SPECIALTY PERSONAL LINES. New Business: 12/15/2014 Renewal Business: 2/13/2015. Hallmark 123 Hallmark 612
SPECIALTY PERSONAL LINES Texas New Business: 12/15/2014 Renewal Business: 2/13/2015 Personal Auto Program Hallmark 123 Hallmark 612 BINDING AUTHORITY: AGENT S OBLIGATION It is the agent s obligation to
More informationGENERAL INFORMATION. Camper Trailers (pull type)
Motorcycle & Recreational Vehicle Dealers Garage Application (Motorhomes not included) COLUMBIA INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL LIABILITY
More informationWyoming XM Auto Personal and Farm Lines Product Manual. National Farmers Union Property and Casualty Company
Wyoming XM Auto Personal and Farm Lines Product Manual National Farmers Union Property and Casualty Company Effective Dates: New Business April 12, 2018 Renewal Business April 12, 2018 QBE and the links
More informationAMERICAN COMMERCE INSURANCE COMPANY GEAR - PRIVATE PASSENGER AUTOMOBILE RHODE ISLAND RULE PAGES
AMERICAN COMMERCE INSURANCE COMPANY GEAR - PRIVATE PASSENGER AUTOMOBILE RHODE ISLAND RULE PAGES EDITION DATE: June 01, 2018 TABLE OF CONTENTS RULE 1 - POLICY TYPES... 5 RULE 2 - POLICY TERMS... 5 RULE
More informationPartners Mutual Insurance. Private Passenger Auto Manual - Wisconsin
Partners Mutual Insurance Private Passenger Auto Manual - Wisconsin PRIVATE PASSENGER AUTO MANUAL WISCONSIN PPA - 1 INDEX Table Page General Rules PPA 2 - PPA - 15 Scorecard PPA 16 PPA - 19 Supreme Plan
More informationPERSONAL LINES MOTORCYCLE /ATV/SNOWMOBILE UNDERWRITING GUIDE
8655 E Via De Ventura Scottsdale, AZ 85258-3321 (800) 535-1333 (480)483-8666 A.M. Best Rated A, Excellent PERSONAL LINES MOTORCYCLE /ATV/SNOWMOBILE UNDERWRITING GUIDE (Information in your State specific
More informationCERTIFICATE OF INSURANCE
1 CERTIFICATE OF INSURANCE VISA AUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE POLICY NUMBER: VC200101 Name and Address of Insurer: Royal & Sun Alliance Insurance Company of Canada Claims Management Services
More informationVenture General Agency, LLC P.O. Box 1970 Marble Falls, Texas 78654
Venture General Agency, LLC P.O. Box 1970 Marble Falls, Texas 78654 Private Passenger Automobile Underwriting Rules and Guidelines 1, 2, 3 and 6-month Term Programs New business effective *November 1,
More informationVirginia (085) Riders Choice Motorcycle Program. American Modern Select. Program Manual. New Business Renewal Business
American Modern Select Insurance Company (085) New Business 11-24-12 Renewal Business 01-12-13 Riders Choice Motorcycle Program Program Manual American Modern Insurance Group Virginia TABLE OF CONTENTS
More informationSUB-SECTION 1 ENDORSEMENTS APPLICABLE TO POL 1 (OWNER S POLICY)
FACILITY ASSOCIATION Section S - s Notes: 1. No endorsements, no special wordings and no changes to standard forms are permissible except as approved by or on behalf of the Superintendent(s) of Insurance.
More informationCALIFORNIA Private Passenger Automobile Liability and Physical Damage Insurance Underwriting and Rate Manual
CALIFORNIA Private Passenger Automobile Liability and Physical Damage Insurance Underwriting and Rate Manual Underwritten By: Western General Insurance Company Calabasas, CA (800) 758-3311 Effective: 01/02/2014
More information21 st Century General Agency Inc Managing General Agency for Old American County Mutual Fire Insurance Company
PRIVATE PASSENGER AUTOMOBILE LIABILITY & PHYSICAL DAMAGE INSURANCE New Business Effective 11/01/14 Renewal Business Effective 11/01/14 21 st Century General Agency Inc Managing General Agency for Old American
More information(To be completed by TAS) Business Name (if applicable) FEIN: Daytime Phone: Fax: Trailer Type: (flatbed, tanker, refrigerated, box, etc:)
Application and Request for Quote The Association of Professional Truck Drivers of America Serving Long Haul Owner-Operators Administered by Avant Brokerage LLC (FKA TAS Insurance) PO Box 1540 Lee s Summit,
More informationFor questions about your account, balance, or rewards points please call the customer service number on your Visa Business card statement.
YOUR GUIDE TO CARD BENEFITS Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please
More informationR.M.I.S. ROBERT MORENO INSURANCE SERVICES SAVI RANCH PARKWAY YORBA LINDA, CA PHONE:
R.M.I.S. ROBERT MORENO INSURANCE SERVICES 22860 SAVI RANCH PARKWAY YORBA LINDA, CA 92887 PHONE: 714-738-1383 213-383-5590 Harco National Insurance Company Private Passenger Auto Program - General Rules
More informationWho is eligible for these benefits? To be eligible for these benefits, you must be a valid cardholder of an eligible U.S.-issued Visa Business card.
This Guide to Benefits describes the benefits in effect as of 4/1/11. These benefits and descriptions supersede any prior benefits and descriptions you may have received earlier. Please read and retain
More informationMASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL
The filing of a financial responsibility certificate of insurance as the result of a conviction of a motor vehicle violation requires the following premium adjustments to be added to the otherwise applicable
More informationStrickland General Agency of LA, Inc.
Strickland General Agency of LA, Inc. 201 Evans Rd., Suite 212 * Harahan, LA 70123 504-738-8352 * Fax: 504-738-8359 www.sgainla.com Professional Insurance Wholesaler LOUISIANA GARAGE DEALER / NON - DEALER
More informationStrickland General Agency, Inc.
Strickland General Agency, Inc. P. O. Box 4084 * Duluth, GA 30096 678-259-3700 * 800-825-5742 * Fax: 678-259-3701 www.sgainga.com Professional Insurance Wholesaler ALABAMA GARAGE DEALER / NON - DEALER
More information(070) New & Renewal Business Riders Choice Motorcycle Program. Program Manual. Maryland. American Modern Insurance Group
American Famil amily Home Insurance Company (070) New & Renewal Business 01-01-11 Riders Choice Motorcycle Program Program Manual American Modern Insurance Group Maryland TABLE OF CONTENTS SECTION PAGE(S)
More informationPERSONAL UMBRELLA APPLICATION
Home Office: 6 North Carroll Street, Suite 209 Madison, Wisconsin 53703-2783 Property/Casualty Division: 8877 North Gainey Center Drive Scottsdale, Arizona 858-800-423-76 Fax (480) 483-62 PERSONAL UMBRELLA
More informationPennsylvania (085) Riders Choice Motorcycle Program. American Modern Select. Program Manual. New Business Renewal Business
American Modern Select Insurance Company (085) New Business 01-26-13 Renewal Business 04-02-13 Riders Choice Motorcycle Program Program Manual American Modern Insurance Group Pennsylvania TABLE OF CONTENTS
More informationNew York. November 11, Underwritten by Integon National Insurance Company
New York November 11, 2014 Underwritten by Integon National Insurance Company Table of Contents Contact Information... 1 Unacceptable Risks... 2 Coverages... 3 Discounts... 5 Surcharges... 6 Quote Information...
More informationWest Virginia (085) Riders Choice Motorcycle Program. Program Guidelines. American Modern Select. New Business
American Modern Select Insurance Company (085) New Business 02-15-07 Riders Choice Motorcycle Program Program Guidelines American Modern Insurance Group West Virginia TABLE OF CONTENTS SECTION PAGE(S)
More informationCHECKING SLIP IMPORTANT KENTUCKY AUTOMOBILE INSURANCE PLAN MANUAL
CHECKING SLIP IMPORTANT KENTUCKY AUTOMOBILE INSURANCE PLAN MANUAL KY 2016 Revision 003 NEW PAGES ENCLOSED R-3 R-4, C-9 C-12, C-21 C-24, C-45 C-48, CR-3 CR-14, (a) (c) SUPERSEDED REMOVE All previous Checking
More informationNORTH DAKOTA AUTO PRODUCT MANUAL
NORTH DAKOTA AUTO PRODUCT MANUAL EFFECTIVE 03/23/2018 NEW BUSINESS EFFECTIVE 04/12/2018 RENEWAL BUSINESS Table of Contents IMPORTANT CONTACT INFORMATION... 2 PROGRAM DESCRIPTION... 3 UNACCEPTABLE RISKS...
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 8 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 14 Auto
More informationTennessee (085) Riders Choice Motorcycle Program. American Modern Select. Program Manual. New Business Renewal Business
American Modern Select Insurance Company (085) New Business 05-01-10 Renewal Business 05-01-10 Riders Choice Motorcycle Program Program Manual American Modern Insurance Group Tennessee TABLE OF CONTENTS
More informationFor questions about your account, balance, or rewards points please call the customer service number on your Visa Signature card statement.
Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationFOR QUESTIONS OR ASSISTANCE 24 HOURS A DAY, 365 DAYS A YEAR, CALL THE TOLL-FREE NUMBER ON THE BACK OF YOUR VISA BUSINESS CARD, OR VISA-911.
This Guide to Benefits describes the benefits in effect as of 8/19/12. These benefits and descriptions supersede any prior benefits and descriptions you may have received earlier. Please read and retain
More informationKansas Private Passenger Auto Program Underwriting Guide
Underwritten by: Benchmark Insurance Company Kansas Private Passenger Auto Program Underwriting Guide New Business Effective Date: 2014/07/14 Renewals Effective: 2014/08/14 TABLE OF CONTENTS IMPORTANT
More informationAUSTIN MUTUAL PERSONAL AUTO COVERAGE PROGRAM MANUAL. Sec. 7 Personal Auto MN 02-17
AUSTIN MUTUAL PERSONAL AUTO COVERAGE PROGRAM MANUAL Sec. 7 MN 02-17 PERSONAL AUTO INDEX Underwriting Guidelines... Binding Authority Ineligible Risks Ineligible Automobiles Submission Risks (Non-Binding)
More informationCALIFORNIA AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE INSURANCE
CALIFORNIA AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE INSURANCE Underwriting & Rating Manual OFFERED BY: Insurance Services, Inc. P. O. Box 5081 San Ramon, CA 94583 (925) 275-1177 (800) 937-3965 (925) 275-0680
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 8 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 14 Auto
More informationVISION INSURANCE COMPANY
VISION INSURANCE COMPANY PRIVATE PASSENGER AUTOMOBILE PROGRAM Rating Guidelines Vision Monthly Limited - VML VISION INSURANCE COMPANY 1800 Lee Trevino, 2 nd Floor El Paso, Texas 79936 877.987.7466 EFFECTIVE:
More informationColgate University Driver Safety and Motor Vehicle Use Policy
Purpose Colgate University Driver Safety and Motor Vehicle Use Policy This policy provides employee and student requirements for operation of Colgate University owned, leased, or rented motor vehicles,
More informationBusiness Card. Auto Rental Collision Damage Waiver
W342A Your Guide to Benefit describes the benefit in effect as of 4/1/17. Benefit information in this guide replaces any prior benefit information You may have received. Please read and retain for Your
More informationMississippi. November 11, Underwritten by National General Insurance Company
Mississippi November 11, 2013 Underwritten by National General Insurance Company Table of Contents Contact Information... 1 Unacceptable Risks... 2 Coverages... 5 Discounts... 7 Surcharges... 9 Quote Information...
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 8 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 14 Auto
More informationADDENDUM C VEHICLE OPERATIONS POLICY
ADDENDUM C VEHICLE OPERATIONS POLICY 1 VEHICLE OPERATIONS POLICY (from the Shasta County Personnel Rules, Chapter 33) SECTION 33.1. PURPOSE. Vehicle accidents pose a significant threat to public and personal
More information(070) New Business Renewal Business Riders Choice Motorcycle Program. Program Manual. New Jersey. American Modern Insurance Group
American Famil amily Home Insurance Company (070) New Business 09-01-12 Renewal Business 11-09-12 Riders Choice Motorcycle Program Program Manual American Modern Insurance Group New Jersey TABLE OF CONTENTS
More informationGAP Procedure Manual
GAP Procedure Manual Effective January 2004 GAP Procedure Manual Table of Contents Introduction... 1-2 Supplies...1 E-Contracting (QuikContract)...1 Underwriting Guidelines... 3-7 Purchased or Leased Vehicles...
More informationDEPARTMENT OF MOTOR VEHICLE (DMV) AUTHORIZATION FORM
To the University of the Pacific: DEPARTMENT OF MOTOR VEHICLE (DMV) AUTHORIZATION FORM It is understood that my job position requires me to drive on University business. I understand that the insurance
More informationAUTOMOBILE PHYSICAL DAMAGE INSURANCE COMMERCIAL VEHICLES (U.S.A.) APPLICATION
AUTOMOBILE PHYSICAL DAMAGE INSURANCE COMMERCIAL VEHICLES (U.S.A.) APPLICATION 1. Name of Applicant: 2. Address City State Zip 3. Address of Principal Terminal if other than above: 4. Radius of Operation:
More informationYour Guide to Card Benefits Visa Business Card
Your Guide to Benefits describes the benefits in effect as of 4/1/16. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationService is our Hallmark.
South Carolina New Business: 6/18/08 Motorcycle Program 6 & 12 Month Terms Service is our Hallmark. BINDING AND EFFECTIVE DATES Producer must be properly appointed and issued a producer number prior to
More informationAttachment #3 DRAFT 9/24/04 PRINCETON UNIVERSITY FLEET SAFETY PROGRAM DESCRIPTION
DRAFT 9/24/04 PRINCETON UNIVERSITY FLEET SAFETY PROGRAM DESCRIPTION Purpose To establish a mechanism for the development of policies, procedures and safety guidelines relating to the use of Princeton University
More informationTexas. Product Guide PPA. Kemper Personal And Commercial Lines. Mailing Address. Important Phone Numbers:
Mailing Address For applications, endorsement requests and other mail: Kemper Personal and Commercial Lines PO Box 223687 Dallas, TX 75222-3687 For Payments: Kemper Personal and Commercial Lines PO Box
More informationBoomerang Transport, LLC Independent Contractor Agreement
Boomerang Transport, LLC Independent Contractor Agreement This independent contractor agreement is made and entered into as of this day of 20. By and between Boomerang Transport, LLC a North Carolina Limited
More informationMONTHLY BILLING PROGRAM IMPORTANT UPDATES AND CHANGES TO OUR DIRECT BILL PLANS
February 2, 2009 TO ALL CONNECTICUT AGENTS MONTHLY BILLING PROGRAM IMPORTANT UPDATES AND CHANGES TO OUR DIRECT BILL PLANS We are very excited to announce our newest billing enhancement designed to provide
More informationCHECKING SLIP IMPORTANT KENTUCKY AUTOMOBILE INSURANCE PLAN MANUAL
CHECKING SLIP IMPORTANT KENTUCKY AUTOMOBILE INSURANCE PLAN MANUAL KY 2017 Revision 002 NEW PAGES ENCLOSED R-3 R-4 SUPERSEDED REMOVE Pages R-3 R-4 CORRECTION RETAIN PRIOR CHECKING SLIP ELECTRONIC MANUAL
More informationSAFE Partner for Change Visa Credit Card
SAFE Partner for Change Visa Credit Card PRICING INFORMATION Variable rates are based on the Prime Rate as of March 28, 2018 Annual Percentage Rate (APR) for Purchases Rates based on the Prime Rate Annual
More informationGovernment Employees Insurance Company Executive Summary Late Update 2/18/2010
Government Employees Insurance Company Executive Summary Late Update 2/18/2010 Initial Filing May 18, 2009 Policy Changes Towing and Labor replaced by Mechanical Breakdown Insurance (Part 13) 5. Your Auto
More informationSecurity Protection Package
Your Guide to Benefits describes the benefits in effect as of 4/1/14. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More informationGuide to Benefits Travelocity Rewards American Express Cardmember Benefits
Guide to Benefits Travelocity Rewards American Express Cardmember Benefits Important information. Please read and save. This Guide to benefits contains detailed information about protection services you
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 9 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 17 Auto
More informationVisa Card Auto Rental Collision Damage Waiver
Your Guide to Benefit describes the benefit in effect as of 4/1/16. Benefit information in this guide replaces any prior benefit information you may have received. Please read and retain for your records.
More information