A S P I R E A C T A C H I E V E

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1 THE ART OF FINANCIAL INDEPENDENCE A S P I R E A C T A C H I E V E MENU OF SERVICES At AspireWealth Planners, our mission is to assist our clients in living a life with confidence and financial dignity. We believe in a holistic approach that addresses all facets of the planning, as it relates to the areas of investment management, personal financial planning, protection, retirement, as well as maximizing the accumulation, preservation and distribution of their. WEALTH ADVISORY SERVICES F i n a n c i a l P l a n n i n g Comprehensive Fee Based Financial Review Retirement Analysis Wealth Transfer Special Needs Charitable & Legacy Educational Asset Protection Strategies R i s k M a n a g e m e n t Lifetime Cash Income Income Protection Long-Term Care Property Casualty Risk I n v e s t m e n t M a n a g e m e n t Investment Advisory Services Tax Advantaged Retirement Plans Qualified Plans B u s i n e s s P l a n n i n g Business Succession Executive Benefits Business Exit Strategy

2 What do you aspire to achieve now and in the future? OUR FINANCIAL PLANNING PROCESS Y o u l i f e ' s g o a l s w i t h a p l a n. T h r o u g h o u r f i n a n c i a l p l a n n i n g p r o c e s s, o u r t e a m o f r e s o u r c e s w i l l h e l p y o u i d e n t i f y y o u r g o a l s a n d i n t e g r a t e t h e m i n t o a c u s t o m i z e d p l a n. 1. CLIENT-PLANNER RELATIONSHIP: The first step begins with the both of us. We will explain the services to be provided, how we will be compensated, discuss expectations regarding the roles of each party and duration of our relationship. 2. GATHERING INFORMATION: This step will allow us to uncover and understand your goals, preferences, and overall personal situation. 3. ANALYZING DATA: We will review the financial data (both quantitative and qualitative) to develop a customized financial plan based on your time horizon, liquidity needs, goals and objectives. 4. DEVELOPING A PLAN: During this step we will develop a customized plan and collaborate with your other advisors or strategic relationships. 5. IMPLEMENTING YOUR PLAN: We will discuss your plan and begin implementing the recommendations featured to achieve your specific financial objectives. 6. MONITORING YOUR PLAN: Our final step will allow us to evaluate progress and proactively address changing life situations to keep you on track.

3 OUR CLIENT EXPERIENCE W e s e e k t o u n d e r s t a n d y o u r f i n a n c i a l n e e d s a n d p r o v i d e a d v i c e t o s t r e n g t h e n y o u r f i n a n c i a l p o r t r a i t. Our offerings: 1. Specialized Capabilities: Our team of experts brings together broad ranges of solutions and professional experience. 2. Personalized Solutions: Through our Financial Process, we provide advice and solutions tailored to your unique needs. 3. High Standards, Exceptional Service: Our team holds itself to a high standard and we act with the highest integrity to help service your best interest. 4. Our Commitment to You: We are committed to providing personalized, planning solutions to help you achieve your financial goals and objectives now and for future generations to come.

4 FEE BASED FINANCIAL PLANNING PROCESS Protection accumulation preservation debt management distribution Cash Flow Financial Estate A fee-based plan is ideal for someone who is ready to clarify, simplify and organize their financial life. We will prepare a comprehensive written plan based on your financial objectives. During the process, we will cover all facets of your planning, as it relates to the areas of cash flow and debt management, retirement planning, investments, risk management, as well as discuss strategies to help maximize the accumulation, preservation and distribution of your. Once your plan is complete, we will meet on an ongoing basis to monitor the progress and adjust as necessary due to changes in your life and /or economic circumstances

5 FINANCIAL REVIEW PROCESS life insurance disability long-term care education funding investments Financial review A financial review is deal for someone who is seeking guidance on specific area in their financial life, such as education planning, life insurance, disability protection, long-term care or investment management. We will prepare a review of your financial situation to help you determine the most appropriate solution for your specific circumstances and goals. We will prepare ongoing service and support as it relates only to the work performed. Additional services will be determined separately as requested and/or recommended I n v e s t m e n t a n d A d v i s o r y s e r v i c e s o f f e r e d t h r o u g h H o r n o r, T o w n s e n d, & K e n t, I n c. ( H T K ). R e g i s t e r e d I n v e s t m e n t A d v i s o r. M e m b e r F I N R A / S I P C. H T K i s a w h o l l y o w n e d s u b s i d i a r y o f P e n n M u t u a l. A s p i r e W e a l t h P l a n n e r s i s i n d e p e n d e n t o f H T K. 4 N o r t h P a r k D r i v e, H u n t V a l l e y, M D * H T K d o e s n o t o f f e r t a x o r l e g a l a d v i c e. A l w a y s c o n s u l t a q u a l i f i e d p r o f e s s i o n a l f o r s p e c i f i c i n f o r m a t i o n r e g a r d i n g y o u r p e r s o n a l s i t u a t i o n M S _ F e b 2 0