Maps Credit Union. Annual Report Maps Credit Union. Board of Directors. Supervisory Committee Report
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1 Chair, Maps is looking out and the internal auditor, we on the pledge to continue to do our best to Adjunct
2 Financial and Operations Report By,, and Mark Zook, Maps President and CEO Joe Phillippay Mark Zook Dear Members, We experienced exceptional growth this past year thanks to our growing membership and your commitment as a member. Loan volume grew to $581 million, 14% higher than the prior year Total deposits rose to $688 million, an increase of 12% over the preceding year Total assets reached $764 million, up 13% Our membership flourished; we now have more than 62,000 members This performance put Maps in the 50 top performing credit unions in the nation, according to S&P Global Financial. Our passion for helping others and for education continues, as does increased participation in our monthly workshops. Not only has registration increased, but also our workshop offerings. Workshop topics include new home buyer, credit builder, taxes, retirement, Medicare, emergency preparedness, and fraud awareness education, to name a few. You can find our monthly offerings at mapscu.com and through our monthly member . The digital world is moving quickly, and Maps is moving along with it. We continually evaluate our digital services to stay current with the needs of the membership. We re using more digital communications; monthly s, online applications, and workshop registrations to make your busy life a little easier. We are active on Facebook, Instagram, and Twitter, sharing our community involvement, workshops and, educa- tion. Like and follow us to see Maps involvement in the community. For the tenth year in a row, Maps was named the Best Credit Union and for the second year Best Bank in the Statesman Journal s annual Best of the Mid-Valley contest. Our Insurance team won gold for the first time, and our Mortgage team won Silver. You help support our community by using your Maps Free Community Checking debit card. This past year we reached another record, funding $83,525 for the Maps Community Foundation. Maps invests a penny in the community each time a member uses their Free Community Checking debit card. With your help the foundation gave: $16,000 in college scholarships to local students $10,000 in grants to public schools $10,500 to 9 local non-profits in the annual Community Challenge More than $37,000 to community groups, charities, and financial education We re proud of our exceptional community involvement. Without you none of this would be possible. Thank you!
3 Financial Summary (Dollars shown in thousands) Income Statement For the Fiscal Year Ended June 30, 2018, and 2017 Income Loan/Investment/Other $44,739 $36,207 Expenses Operating Expenses $31,123 $27,502 Dividend and Interest Expense Provision for Loan Losses 2,512 1,226 Non-Operating Gain (Loss) on Sale of Assets, net 0 0 Gain (Loss) on Sale of Securities, net 0 0 Non-controlling Interest (36) 238 Net Income $10,469 $7,051 Financial Summary As of June 30, 2018 and 2017 Assets Loans (Net) $579,971 $510,796 Cash and Equivalents 106,498 85,467 Investments 35,144 41,178 Accrued Income 1,503 1,269 Fixed Assets (Net) 21,819 22,961 NCUSIF Deposit 5,890 5,362 Other Assets 12,128 10,851 Total Assets $762,955 $677,885 Liabilities and Equity Accrued Expenses and Other Liabilities $14,261 $10,683 Borrowed Funds 0 0 Members Shares and Savings Accounts 684, ,873 Members Equity 63,718 53,329 Total Liabilities and Equity $762,955 $677,885 The CPA firm of Doeren Mayhew, audited the consolidated financial statements of the credit union as of June 30, 2017, using generally accepted accounting standards. The firm rendered the opinion that the financial statements presented fairly, in all respects, the consolidated financial position of Maps Credit Union for the year ended June 30, 2018.
4 Chair, Maps is looking out and the internal auditor, we on the pledge to continue to do our best to Adjunct
5 Chair, Maps is looking out and the internal auditor, we on the pledge to continue to do our best to Adjunct
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