Investor Meetings. April 2010
|
|
- Karen Bruce
- 5 years ago
- Views:
Transcription
1 Investor Meetings April 2010
2 PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 FORWARD-LOOKING STATEMENT DISCLOSURE 2 This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements about Key s financial condition, results of operations, earnings outlook, asset quality trends and profitability. Forward-looking statements are not historical facts, but instead represent only management s current expectations and forecasts regarding future events, many of which, by their nature, are inherently uncertain and outside of Key s control. Key s actual results and financial condition may differ, possibly materially, from the anticipated results and financial condition indicated in these forward-looking statements. Factors that could cause Key s actual results to differ materially from those described in the forward-looking statements can be found in Key s Annual Report on Form 10-K for the year ended December 31, 2009, which has been filed with the Securities and Exchange Commission and is available on Key s website ( and on the Securities and Exchange Commission s website ( Forward-looking statements are not guarantees of future performance and should not be relied upon as representing management's views as of any subsequent date. Key does not undertake any obligation to update the forward-looking statements to reflect the impact of circumstances or events that may arise after the date of the forward-looking statements.
3 2010 Strategic Priorities 3 Return to sustainable profitability Sustain strong reserves, capital and liquidity Continue building a robust risk management culture Expand and acquire client relationships Attract and retain a capable, diverse and engaged workforce
4 Strong Franchise Geographically Diverse 4 Branches Rocky Mountain and Northwest 367 Great Lakes 343 Northeast 304 ATMs Loans (a) $10.7 $6.8 $5.8 Deposits (a) $16.2 $16.7 $15.5 Branches Corporate offices KNB offices Wealth Management (a) Community Banking average total loans and deposits for the first quarter of 2010
5 Diversified Business Mix 5 First Quarter 2010 Revenue (TE) Regional Banking Retail Banking Business Banking Private Banking Wealth Management 46% 13% 6% Real Estate Capital and Corporate Banking Services Equipment Finance 16% 10% 9% Commercial Banking Community Banking National Banking Other Segments Other Segments Corporate Treasury Principal Investing Exit Portfolios Institutional and Capital Markets Victory Capital Management TE = Taxable Equivalent
6 Focused on Client Relationship Strategies 6 COMMUNITY BANKING Enhance sales/service culture Top bank in customer service survey (a) Strengthen market share Leverage client insight model: integrated local delivery Invest for future growth People Technology Infrastructure NATIONAL BANKING Focus on specific client segments Leverage expertise in noncapital intensive businesses Reduce organizational complexity Emphasize areas that have synergy with Community Banking Robust Risk Mgmt. Culture Improving Operating Efficiency Capital Optimization (a) Key had previously been named a Customer Service Champion by BusinessWeek in its March 2009 edition. Additionally, Key received recognition from Corporate Insight s 2009 Bank Monitor which highlights firms that excel in key areas of the online banking experience.
7 Financial Review 7
8 Financial Summary First Quarter Loss from continuing operations attributable to Key common shareholders $ (.11) Performance from continuing operations Net interest margin (TE) 3.19% Return on average total assets (.26) Capital Tier 1 common equity (a) 7.53% Tier 1 risk-based capital (a) Total risk-based capital (a) Tangible common equity to tangible assets 7.37 Asset quality from continuing operations Allowance for credit losses to period-end loans 4.55% Net loan charge-offs to average loans 3.67 NPLs to EOP portfolio loans 3.69 NPAs to EOP portfolio loans + OREO + Other NPAs 4.31 TE = Taxable Equivalent, EOP = End of Period (a) Ratios are estimated.
9 Net Interest Margin (TE) 9 $ in millions Continuing Operations $ % $700 $600 $595 $591 $613 $637 $ % $ % 3.00% $400 $300 $200 $ % 2.77% 2.87% 2.38% 2.37% 2.30% 2.53% 2.71% 2.50% (a) Net Interest Income Net Interest Margin Net Interest Spread (a) 2.00% TE = Taxable Equivalent (a) The information shown in this table has been adjusted to exclude the impact of certain leveraged lease terminations, which reduced taxable equivalent net interest income by $16 million and $14 million in 2Q09 and 3Q09, respectively.
10 Average Loans 10 $ in billions Continuing Operations $80 $60 $40 $20 CF&A CRE Comml Mtg CRE Construction Leasing Home Equity Other Consumer Exit Portfolios Total Loans $71.6 $68.7 $64.8 $60.5 $57.6 $ $ $ $ $ Exit Portfolios Average Balances $12 $9 $6 $3 Leasing CRE Homebuilder Marine/RV Floor Plan Home Equity - Other Marine/RV & Other Consumer Total Exit Portfolios Held for Sale Homebuilder and Leasing Loans $10.6 $ $9.8 $8.9 $8.0 $7.2 $ $ $ $ Loans Held for Sale Total Loans and Loans Held for Sale.7 $ $ $ $ $58.0 Total Exit Portfolios and Loans Held for Sale Discontinued Operations Education Lending Business (a) $10.7 $4.2 $9.8 $4.1 $8.9 $3.8 $8.0 $3.9 $7.3 $6.7 (a) Includes discontinued operations loans held for sale.
11 Average Deposits (a) 11 $ in billions $70 $60 $ $66.8 $67.4 $ $ CDs > $100K 16% $50 $40 $30 $20 $ DDA 23% NOW/MMDA 38% CDs < $100K 20% Savings 3% CDs > $100K CDs < $100K Savings NOW/MMDA DDA (a) Excludes foreign office deposits.
12 Strong Liquidity Position 12 5% 3% 1Q09 Average Earning Assets 5% 3% 3% 3% 1Q10 1% Average Deposit & Funding Sources 1Q09 1Q10 3% 1% 3% 9% 1% 79% 19 % 66% 13% 7% 77% 9% 3% 1% 83% 1% 2% Total loans Loans held for sale Investment securities Short-term investments Other investments Education lending business Education loan securitization trusts Core deposits Deposits in foreign offices Short-term borrowings Long-term debt Education lending business Education loan securitization trusts 125% 100% 115% Loan to Deposit Ratio (a) 107% 101% 98% 93% 75% 50% 109% 101% 95% 91% 88% 25% 0% Discontinued operations Continuing operations (a) Ending balances; loans & loans held for sale (excluding securitized loans) to deposits (excluding foreign branch)
13 Capital Ratios 13 Tangible Common Equity To Tangible Assets 10.00% Tier 1 Common Equity (a) 10.00% 8.00% 7.35% 7.58% 7.56% 7.37% 8.00% 7.36% 7.64% 7.50% 7.53% 6.00% 6.06% 6.00% 5.62% 4.00% 4.00% 2.00% 2.00% 0.00% 0.00% Tier 1 Risk-Based Capital (a) Total Risk-Based Capital (a) 15.00% 12.00% 9.00% 6.00% 3.00% 11.22% 2.56% 2.39%.65% 5.62% 12.57% 12.75% 12.96% 12.61% 2.39% 1.97% 2.09% 2.16% 2.52% 2.68% 2.82% 2.92%.30%.32%.34%.35% 7.36% 7.64% 7.50% 7.53% 6.00% 18.00% 15.00% 12.00% 9.00% 6.00% 3.00% 15.18% 2.69% 1.27% 2.56% 2.39%.65% 5.62% 16.67% 16.65% 16.95% 17.11% 2.81% 2.75% 2.90% 2.87% 1.29% 1.29% 1.30% 1.28% 2.39% 1.97% 2.09% 2.16% 2.52% 2.68% 2.82% 2.92%.30%.32%.34%.35% 7.36% 7.64% 7.50% 7.53% 10.00% 0.00% 0.00% (a) ratio is estimated. Qualifying Common Convertible Preferred Capital Purchase Program Capital Securities Qualifying ALL/Unfunded Comm. Qualifying LTD Peer Median Fed-defined minimum for a well capitalized bank
14 Key s Targets for Success 14 KEY Business Model KEY Metrics (a) KEY 1Q10 Targets Action Plans Core funded Loan to deposit ratio (b) (c) 93% % Improve risk profile of loan portfolio Improve mix and grow deposit base Returning to a moderate risk profile NCOs to average loans 3.67% bps Focus on relationship clients Exit noncore portfolios Limit concentrations Focus on risk-adjusted returns Growing high quality, diverse revenue streams Net Interest Margin Noninterest income/ total revenue 3.19% 41.6% >3.50% >40% Improve funding mix Focus on risk-adjusted returns Leverage Key s total client solutions and cross-selling capabilities Creating positive operating leverage Keyvolution cost savings $191 million implemented $300-$375 million Improve efficiency and effectiveness Leverage technology Change cost base to more variable from fixed Executing our strategies Return on average assets (.26)% % Execute our client insight-driven relationship model Improved funding mix with lower cost core deposits Keyvolution savings (a) Continuing operations, unless otherwise noted (b) Consolidated operations (c) Loans & loans HFS (excluding securitized loans) to deposits (excluding foreign branch)
15 Asset Quality 15
16 Net Loan Charge-offs 16 $ in millions Continuing Operations 1Q10 Net Loan Charge-offs = $522 million Commercial, financial and agricultural 24% Consumer other 11% Home equity 9% CRE commercial mortgage 21% Net Loan Charge-Offs to Average Loans 5.00% 4.00% 3.00% 2.60% Residential mortgages 1% Commercial lease financing 4% 2.93% 3.59% 4.64% CRE construction 30% 3.67% Allowance to Period-End Loans 4.50% 3.75% 3.00% 2.88% 3.48% 4.00% 4.31% 4.34% 2.00% 1.00% 0.00% Net Charge-Offs, $ in millions CF&A & Leasing CRE - Comml Mtg CRE - Construction Consumer Exit Portfolios Total $ $460 $ $502 $ $587 $ $708 $ $ % 1.50% 0.75% 0.00% Peer Median
17 Nonperforming Assets 17 $ in millions Continuing Operations 1Q10 Nonperforming Loans = $2,065 million Commercial, financial and agricultural 27% Consumer other 1% Home equity 6% Residential mortgages 4% Commercial lease financing 5% CRE commercial mortgage 28% Nonperforming Asset Trends $3,150 $2,700 $2,250 $1,800 $1,350 $900 $450 CF&A & Leasing CRE - Comml Mtg CRE - Construction Consumer Held for Sale OREO + Other Total $1,994 $2,548 $2,799 $2,510 $2,428 $ $1,994 $ $2,548 $ $2,799 $ $2,510 $ $2,428 CRE construction 29% 6.00% 5.00% 4.00% 3.00% 2.00% Peer Median Allowance to NPLs 150% 125% 100% 75% 50% 25% 0% 116.2% 107.1% 108.5% 115.9% 117.4% NPA to Loans + OREO
18 Credit Quality by Portfolio 18 $ in millions Period-end loans Average loans Net loan charge-offs Net loan charge-offs (a) / average loans Nonperforming loans Ending allowance Allowance / period-end loans Allowance / NPLs 3/31/10 1Q10 1Q10 4Q09 1Q10 4Q09 3/31/10 12/31/09 3/31/10 3/31/10 3/31/10 Commercial, financial and agricultural $18,015 $18,796 $126 $ % 4.36 % $558 $586 $ % % Real estate - commercial mortgage 10,467 10, Real estate - construction 3,990 4, Commercial leasing financing 6,964 7, Real estate - residential mortgage 1,812 1, Home equity: Community Banking 9,892 9, Other - exit Consumer Community Banking 1,141 1, N/M Consumer Exit Marine 2,636 2, N/M Other N/M Continuing total $55,913 $57,628 $522 $ % 4.64 % $2,065 $2,187 $2, % % Discontinued operations - education lending business 6,022 6, Consolidated total $61,935 $63,822 $558 $ % 4.61 % $2,107 $2,200 $2, % % (a) Net charge-off amounts are annualized in calculation. N/M = Not Meaningful
19 Commercial Portfolio Line of Business 19 Quarterly Average Balances $ in billions $60 $53.7 $51.1 $50 $47.5 $40 $30 $20 $10 $43.5 $41.0 Net Charge-Offs $ in millions $700 $600 $500 $410 $400 $375 $492 $603 $410 Nonperforming Loans $ in millions $2,500 $2,000 $1,500 $1,560 $1,992 $2,078 $1,954 $1,843 $300 $200 $100 $1,000 $500 Other Segments Equipment Finance Commercial Banking Institutional & Capital Markets Real Estate Capital & Regional Banking Corporate Banking Services
20 Commercial Portfolio Continuing Ops. Average Loans, NCOs and NPLs 20 First Quarter 2010 $ in millions Regional Banking Commercial Banking Real Estate Capital & Corp. Bank Srvs. Equipment Finance Institutional & Capital Markets Other Segments Total Average Loans Commercial, financial and agricultural $3,080 $5,697 $2,742 $741 $5,200 $1,336 $18,796 Commercial real estate 2,712 2,585 9, ,967 Commercial lease financing , ,815 7,195 Total commercial loans $5,986 $8,971 $12,336 $4,573 $5,526 $3,566 $40,958 Net Charge-Offs Commercial, financial and agricultural $23 $13 $5 $7 $26 $52 $126 Commercial real estate Commercial lease financing Total commercial loan NCOs $45 $19 $207 $18 $26 $95 $410 Nonperforming Loans Commercial, financial and agricultural $58 $135 $15 $18 $106 $226 $558 Commercial real estate ,186 Commercial lease financing Total commercial NPLs $144 $265 $796 $108 $106 $424 $1,843 Fourth Quarter 2009 $ in millions Average Loans Commercial, financial and agricultural $3,137 $5,801 $3,072 $592 $5,595 $1,620 $19,817 Commercial real estate 2,843 2,680 9, ,099 Commercial lease financing , ,943 7,598 Total commercial loans $6,185 $9,202 $13,249 $4,610 $6,143 $4,125 $43,514 Net Charge-Offs Commercial, financial and agricultural $25 $46 $104 ($3) $9 $37 $218 Commercial real estate Commercial lease financing Total commercial loan NCOs $31 $67 $381 $22 $9 $93 $603 Nonperforming Loans Commercial, financial and agricultural $52 $106 $28 $42 $102 $256 $586 Commercial real estate ,255 Commercial lease financing Total commercial NPLs $144 $223 $868 $118 $102 $499 $1,954
21 Commercial Real Estate 21 $ in millions Period-end loans Nonperforming loans Net loan charge-offs Q10 4Q09 Retail properties $2,504 $2,557 $227 $290 $32 $90 Multifamily properties 2,442 2, Office builldings 1,319 1, Health facilities 1,220 1, Residential properties 938 1, (a) Land and development Other CRE 1,405 1, Total nonowner-occupied 10,227 10,725 1,010 1, Owner-occupied 4,230 4, Total $14,457 $15,196 $1,186 $1,255 $263 $346 (a) Nonresidential land and development loans.
22 Commercial Real Estate Loans March 31, $ in millions Geographic Region % of Commercial West Southwest Central Midwest Southeast Northeast Total Total CRE Mortgage Construction Nonowner-occupied: Retail properties $405 $248 $325 $678 $606 $242 $2, % $1,519 $985 Multifamily properties , , Office buildings , Health facilities , , Residential properties Warehouses (a) Land and development Hotels/Motels Manufacturing facilities Other Total nonowner-occupied $2, ,659 1,634 2,173 1,755 10, ,634 3,593 Owner-occupied 1, , , Total $3,787 $993 $2,056 $2,608 $2,350 $2,663 $14, % $10,467 $3,990 Nonowner-occupied: March 31, 2010 Nonperforming loans $147 $185 $169 $68 $286 $155 $1,010 N/M $419 $ days past due N/M days past due N/M Nonowner-occupied: December 31, 2009 Nonperforming loans $169 $108 $142 $92 $416 $161 $1,088 N/M $460 $ days past due N/M days past due N/M (a) Nonresidential land and development loans. N/M = Not Meaningful
23 Commercial Real Estate 23 Period-end Balances $ in billions $20 $16 $18.3 $17.9 $16.6 $15.2 $14.5 $12 $8 $4 Nonperforming Loans Net Charge-Offs $ in millions $ in millions $346 $1,400 $1,268 $350 $1,255 $1,170 $1,186 $1,200 $297 $300 $263 $1,000 $856 $250 $220 $800 $200 $600 $150 $125 $400 $100 $200 $50 Retail properties Office buildings Residential properties Other CRE Multifamily properties Health facilities Land and development Owner occupied
24 Reducing Risk CRE Residential Properties 24 $ in millions Reduced the Residential Properties (Homebuilder) portfolio by 74% since 1Q08 Initiated process in 2Q08 to aggressively sell at-risk homebuilder loans Reduced exposure to the California market by 93% and the Florida market by 81% since 1Q08 Total Period-end Loans (a) $4,000 $3,000 $2,000 $1,000 $3,638 $2,715 $2,356 $2,154 $1,839 $1,641 $1,492 $1,131 $938 1Q08 2Q08 3Q08 4Q08 California (a) $ $600 $428 $400 $367 $280 $236 $200 $177 $134 $107 $46 1Q08 2Q08 3Q08 4Q08 Performing loans Florida (a) $800 $614 $600 $524 $400 $381 $335 $271 $224 $200 $183 $145 $116 1Q08 2Q08 3Q08 4Q08 Nonperforming loans (a) Non-owner occupied
25 Home Equity Loans March 31, $ in millions, except average loan size Loan Balances Average Loan Size ($) Average FICO Average LTV (a) % of Loans LTV>90% Vintage (% of Loans) 2010 and Regional Banking Home Equity loans and lines First Lien $ 5,197 $ 57, %.5 % 16 % 13 % 9 % 9 % 53 % Second Lien 4,695 43, Total Home Equity loans and lines $ 9,892 $ 49, Nonaccrual Loans First Lien $ 60 $ 84, % - 1 % 3 % 16 % 12 % 68 % Second Lien 51 56, % Total Home Equity nonaccrual loans $ 111 $ 68, First quarter net charge-offs $ 30 1 % 11 % 35 % 14 % 39 % Net loan charge-offs to average loans 1.22 % Other - Exit Home Equity Loans First Lien $ 34 $ 23, %.5 % - 1 % 25 % 15 % 59 % Second Lien , Total Home Equity loans $ 795 $ 26, Nonaccrual Loans First Lien $ 1 $ 21, % % 3 % 15 % 79 % Second Lien 17 27, % Total Home Equity nonaccrual loans $ 18 $ 27, First quarter net charge-offs $ % 34 % 23 % Net loan charge-offs to average loans 8.45 % 2005 and prior (a) Average LTVs are at origination. Current average LTVs for Regional Banking total home equity loans and lines is approximately 81%.
26 Exit Loan Portfolio 26 $ in millions Balance on Balance Outstanding Change vs. Net Loan Charge-offs Nonperforming Status Q10 4Q Residential properties homebuilder $269 $379 $(110) $44 $53 $167 $211 Residential properties held for sale (12) Total residential properties (122) Marine and RV floor plan (88) Commercial lease financing (a) 2,685 2,875 (190) Total commercial loans 3,333 3,733 (400) Home equity Other (43) Marine 2,636 2,787 (151) RV and other consumer (15) Total consumer loans 3,632 3,841 (209) Total loans in exit portfolio $6,965 $7,574 $(609) $153 $141 $499 $599 Discontinued operations - education (b) lending business $6,268 $3,957 $2,311 $36 $36 $42 $13 (a) Includes the business aviation, commercial vehicle, office products, construction and industrial, and Canadian lease financing portfolios; and all remaining balances related to lease in, lease out; sale in, sale out; service contract leases and qualified technological equipment leases. (b) Includes loans in Key s education loan securitization trusts consolidated upon the adoption of new consolidation accounting guidance on January 1, 2010.
27 Net Charge-offs to Average Loans 27 Continuing Operations 1Q10 4Q09 3Q09 2Q09 1Q09 Commercial, financial and agricultural 2.72 % 4.36 % 3.02 % 2.75 % 3.56 % Real estate commercial mortgage Real estate construction Commercial lease financing Total commercial Real estate residential mortgage Home equity: Community Banking Other exit Total home equity Consumer Community Banking Consumer exit Marine Other Total consumer exit Total consumer Net loan charge-offs to average loans 3.67 % 4.64 % 3.59 % 2.93 % 2.60 %
First Quarter 2010 Review April 21, Speakers: Henry Meyer Jeff Weeden
First Quarter 2010 Review April 21, 2010 Speakers: Henry Meyer Jeff Weeden PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 FORWARD-LOOKING STATEMENT DISCLOSURE 2 This presentation contains forward-looking
More informationInvestor Meetings. August 2010
Investor Meetings August 2010 PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995 FORWARD-LOOKING STATEMENT DISCLOSURE 1 This presentation contains forward-looking statements within the meaning of the Private
More informationKeyCorp Focused Forward
Investor Meetings: July 2013 KeyCorp Focused Forward Don Kimble Chief Financial Officer Vern Patterson EVP Investor Relations FORWARD-LOOKING STATEMENTS AND ADDITIONAL INFORMATION DISCLOSURE This presentation
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 8-K
Section 1: 8-K (FORM 8-K) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of
More informationKey Corp (Exact name of registrant as specified in its charter)
KEY 8-K 1/25/2011 Section 1: 8-K (FORM 8-K) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act
More informationKeyCorp Beth E. Mooney Don Kimble
KeyCorp Fourth Quarter 2017 Earnings Review January 18, 2018 Beth E. Mooney Chairman and Chief Executive Officer Don Kimble Chief Financial Officer FORWARD-LOOKING STATEMENTS AND ADDITIONAL INFORMATION
More informationFirst Quarter 2018 Earnings Presentation. April 24, 2018
First Quarter 2018 Earnings Presentation April 24, 2018 Forward looking statements Certain statements contained in this presentation are forward-looking statements within the meaning of Section 27A of
More informationKeyCorp. Third Quarter 2017 Earnings Review. Don Kimble Chief Financial Officer. Beth E. Mooney Chairman and Chief Executive Officer.
KeyCorp Third Quarter 2017 Earnings Review October 19, 2017 Beth E. Mooney Chairman and Chief Executive Officer Don Kimble Chief Financial Officer FORWARD-LOOKING STATEMENTS AND ADDITIONAL INFORMATION
More informationThird Quarter 2018 Earnings Conference Call
Third Quarter 2018 Earnings Conference Call October 18, 2018 Kelly S. King Chairman and Chief Executive Officer Daryl N. Bible Chief Financial Officer Forward-Looking Information This presentation contains
More informationThird Quarter 2017 Earnings Conference Call
Third Quarter 2017 Earnings Conference Call October 19, 2017 Kelly S. King Chairman and Chief Executive Officer Daryl N. Bible Chief Financial Officer Forward-Looking Information This presentation contains
More informationSecond Quarter 2018 Earnings Conference Call
Second Quarter 2018 Earnings Conference Call July 19, 2018 Kelly S. King Chairman and Chief Executive Officer Daryl N. Bible Chief Financial Officer Forward-Looking Information This presentation contains
More informationFourth Quarter 2018 Earnings Conference Call
Fourth Quarter 2018 Earnings Conference Call January 17, 2019 Kelly S. King Chairman and Chief Executive Officer Daryl N. Bible Chief Financial Officer Forward-Looking Information This presentation contains
More informationFINANCIAL SUPPLEMENT TO FIRST QUARTER 2008 EARNINGS RELEASE. Summary
Summary Quarterly earnings of $0.48 per diluted share (GAAP); excluding $0.07 in after-tax merger charges, earnings were $0.55 (non-gaap - see page 17 for additional details) First quarter earnings included
More informationThird Quarter 2018 Earnings Conference Call October 18, 2018
Third Quarter 2018 Earnings Conference Call October 18, 2018 WBS 3Q18 Earnings Highlights ($ in millions, except EPS data) Continued progress on our key strategic initiatives: 36 consecutive quarters of
More informationRegions Financial Corporation and Subsidiaries. Financial Supplement. Third Quarter 2011
Regions Financial Corporation and Subsidiaries Financial Supplement Third Quarter 211 Regions Financial Corporation and Subsidiaries Table of Contents Consolidated Balance Sheets 1 Consolidated Statements
More informationFourth Quarter 2017 Earnings Conference Call January 23, 2018
Fourth Quarter 2017 Earnings Conference Call January 23, 2018 WBS 4Q17 Earnings Highlights ($ in millions, except EPS data) Significant progress against our key strategic initiatives: Quarterly Overview:
More informationSecond Quarter 2018 Earnings Conference Call July 19, 2018
Second Quarter 2018 Earnings Conference Call July 19, 2018 WBS 2Q18 Earnings Highlights ($ in millions, except EPS data) Significant progress on our key strategic initiatives: 35 consecutive quarters of
More informationFINANCIAL COMMUNITY PRESENTATION
FINANCIAL COMMUNITY PRESENTATION FEBRUARY 2017 DISCLAIMER Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform
More informationThird Quarter 2017 Earnings Presentation. October 24, 2017
Third Quarter 207 Earnings Presentation October 24, 207 Forward looking statements This presentation contains forward-looking statements made pursuant to the safe harbor provisions of the Private Securities
More information4Q 18 EARNINGS PRESENTATION
4Q 18 EARNINGS PRESENTATION January 18, 2019 2019 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read
More informationInvestor Presentation NASDAQ: BOKF
Investor Presentation NASDAQ: BOKF 1 Forward-Looking Statements: This presentation contains statements that are based on management s beliefs, assumptions, current expectations, estimates, and projections
More informationFourth Quarter and Full Year 2016 Investor Presentation. January 25, 2017
Fourth Quarter and Full Year 2016 Investor Presentation January 25, 2017 FOURTH QUARTER AND FY 2016 Safe harbor statement When used in filings by LegacyTexas Financial Group, Inc. (the "Company ) with
More informationForward-Looking Information
Forward-Looking Information This presentation contains forward-looking statements with respect to the financial condition, results of operations and businesses of BB&T. Statements that are not historical
More informationHUNTINGTON BANCSHARES INCORPORATED REPORTS 2017 FIRST QUARTER EARNINGS
FOR IMMEDIATE RELEASE April 19, 2017 Analysts: Mark Muth (mark.muth@huntington.com), 614.480.4720 Media: Matt Samson (matt.b.samson@huntington.com), 312.263.0203 Brent Wilder (brent.wilder@huntington.com),
More informationQuarterly Investor Update March 16, 2018
Quarterly Investor Update March 16, 2018 Positioning for Organic Growth and Selective Acquisitions Forward Looking Statements This presentation has been prepared by Fidelity Southern Corporation ( we,
More informationINVESTOR PRESENTATION
INVESTOR PRESENTATION JUNE 2017 DISCLAIMER Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These
More information4Q14 and FY 2014 Financial Results. January 26, 2015
4Q14 and FY 2014 Financial Results January 26, 2015 Forward-looking statements This document contains forward-looking statements within the Private Securities Litigation Reform Act of 1995. Statements
More informationFIFTH THIRD ANNOUNCES FIRST QUARTER 2018 NET INCOME TO COMMON SHAREHOLDERS OF $689 MILLION, OR $0.97 PER DILUTED SHARE
CONTACTS: Sameer Gokhale (Investors) News Release (513) 534-2219 Larry Magnesen (Media) FOR IMMEDIATE RELEASE (513) 534-8055 April 24, 2018 FIFTH THIRD ANNOUNCES FIRST QUARTER 2018 NET INCOME TO COMMON
More informationBB&T reports strong core results Earnings reduced by mortgage and tax-related charges
BB&T Corporation Corporate Communications 2400 Reynolda Road Winston-Salem, NC 27106-4606 July 21, 2014 FOR IMMEDIATE RELEASE Contacts: ANALYSTS MEDIA Alan Greer Tamera Gjesdal Cynthia Williams Executive
More informationFifth Third Bancorp 1Q18 Earnings Presentation
Fifth Third Bancorp Q8 Earnings Presentation April 24, 208 Refer to earnings release dated April 24, 208 for further information. Fifth Third Bancorp All Rights Reserved Cautionary statement This presentation
More information4Q17 and FY2017 Financial Results. January 19, 2018
4Q17 and FY2017 Financial Results January 19, 2018 Forward-looking statements and use of key performance metrics and non-gaap Financial Measures This document contains forward-looking statements within
More informationRurban Financial Corp. Announces Second Quarter 2011 Results
Rurban Financial Corp. Announces Second Quarter 2011 Results DEFIANCE, Ohio, July 27, 2011 (GlobeNewswire) -- Rurban Financial Corp. (NASDAQ: RBNF) ( Rurban or the Company ), a diversified financial services
More informationJuly 21, Wells Fargo & Company. All rights reserved.
2Q10 Quarterly Supplement July 21, 2010 2010 Wells Fargo & Company. All rights reserved. Forward-looking statements and additional information Forward-looking statements: This Quarterly Supplement contains
More information1Q19 Financial Results. April 18, 2019
1Q19 Financial Results April 18, 2019 Forward-looking statements and use of key performance metrics and non-gaap financial measures This document contains forward-looking statements within the meaning
More informationFIFTH THIRD ANNOUNCES SECOND QUARTER 2017 NET INCOME TO COMMON SHAREHOLDERS OF $344 MILLION, OR $0.45 PER DILUTED SHARE
CONTACTS: Sameer Gokhale (Investors) News Release (513) 534-2219 Larry Magnesen (Media) FOR IMMEDIATE RELEASE (513) 534-8055 July 21, 2017 FIFTH THIRD ANNOUNCES SECOND QUARTER 2017 NET INCOME TO COMMON
More informationInvestor Presentation NASDAQ: BOKF
Investor Presentation NASDAQ: BOKF 1 Forward-Looking Statements: This presentation contains statements that are based on management s beliefs, assumptions, current expectations, estimates, and projections
More information1Q 18 EARNINGS PRESENTATION
1Q 18 EARNINGS PRESENTATION April 20, 2018 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read
More informationSAN DIEGO PRIVATE BANK ANNOUNCES THE OPENING OF ITS PRIVATE BANK OF AMERICA BRANCH IN BEVERLY HILLS AND RELEASES UPDATED FINANCIAL TABLES
SAN DIEGO PRIVATE BANK ANNOUNCES THE OPENING OF ITS PRIVATE BANK OF AMERICA BRANCH IN BEVERLY HILLS AND RELEASES UPDATED FINANCIAL TABLES La Jolla, California August 2, 2017 (GlobeNewswire) Private Bancorp
More informationNYSE BBX. November 2008
November 2008 Prepared: November 3, 2008 BANKATLANTIC BANCORP (NYSE:) September 30, 2008 Assets Equity Capital Tangible Book Value/Share Share Price Price to Tangible Book $6.2 Billion $400 Million $29.47
More informationBoston Bank Conference. Spokane, Washington
Keefe, Bruyette &W Woods Boston Bank Conference February 27-28, 28, 2013 NASDAQ Ticker: STSA NASDAQ Ticker: STSA Spokane, Washington www.sterlingfinancialcorporation.com Safe Harbor In the course of our
More informationFourth Quarter and Full Year 2017 Investor Presentation. January 24, 2018
Fourth Quarter and Full Year 2017 Investor Presentation January 24, 2018 FOURTH QUARTER AND FY 2017 Safe harbor statement When used in filings by LegacyTexas Financial Group, Inc. (the "Company ) with
More informationLakeland Financial Reports Record First Quarter Performance Net Income Increases 26% and Dividend Increases 18%
NEWS FROM LAKELAND FINANCIAL CORPORATION FOR IMMEDIATE RELEASE Contact Lisa M. O Neill Executive Vice President and Chief Financial Officer (574) 267 9125 lisa.oneill@lakecitybank.com Lakeland Financial
More informationState Bank Corp. Earnings Grow to $700,000, or $0.12 per Diluted Share, in First Quarter 2016
Contact: Brian M. Riley, President & CEO Craig Wenner, EVP & CFO 928 855 0000 www.mohavestbank.com NEWS RELEASE State Bank Corp. Earnings Grow to $700,000, or $0.12 per Diluted Share, in First Quarter
More informationHUNTINGTON BANCSHARES INCORPORATED REPORTS 2018 FIRST QUARTER EARNINGS
FOR IMMEDIATE RELEASE April 24, 2018 Analysts: Mark Muth (mark.muth@huntington.com), 614.480.4720 Media: Matt Samson (matt.b.samson@huntington.com), 312.263.0203 HUNTINGTON BANCSHARES INCORPORATED REPORTS
More informationPark Sterling Corporation. 2012Q4 Earnings Conference Call February 8, 2013
Park Sterling Corporation 2012Q4 Earnings Conference Call February 8, 2013 Forward Looking Statements and Non-GAAP Measures Forward Looking Statements This presentation contains,, and Park Sterling and
More informationPNC REPORTS FIRST QUARTER NET INCOME OF $811 MILLION AND $1.44 DILUTED EPS. Growth in Customers, Loans and Revenue
CONTACTS: MEDIA: Fred Solomon (412) 762-4550 corporate.communications@pnc.com INVESTORS: William H. Callihan (412) 762-8257 investor.relations@pnc.com PNC REPORTS FIRST QUARTER NET INCOME OF $811 MILLION
More informationLakeland Financial Reports Record Performance Second Quarter Net Income Increases 31%
NEWS FROM LAKELAND FINANCIAL CORPORATION FOR IMMEDIATE RELEASE Contact Lisa M. O Neill Executive Vice President and Chief Financial Officer (574) 267 9125 lisa.oneill@lakecitybank.com Lakeland Financial
More informationSunTrust Banks, Inc. 4Q 2007 Earnings Presentation. January 23, 2008
SunTrust Banks, Inc. 4Q 2007 Earnings Presentation January 23, 2008 The following should be read in conjunction with the financial statements, notes and other information contained in the Company s 2006
More informationFirst Quarter 2018 Earnings Conference Call April 19, 2018
First Quarter 2018 Earnings Conference Call April 19, 2018 WBS 1Q18 Earnings Highlights ($ in millions, except EPS data) Significant progress on our key strategic initiatives: 34 consecutive quarters of
More informationBankUnited, Inc. February 2019
BankUnited, Inc. February 2019 Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that reflect the
More informationI N V E S TO R P R E S E N TAT I O N M AY
I N V E S TO R P R E S E N TAT I O N M AY 2 0 1 5 Forward Looking Statements This presentation contains certain forward-looking statements, including without limitation, statements concerning our operations,
More information4TH QUARTER 2017 EARNINGS CONFERENCE CALL JANUARY 25, 2018
4TH QUARTER 2017 EARNINGS CONFERENCE CALL JANUARY 25, 2018 FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform
More informationBank of America Merrill Lynch Banking & Financial Services Conference
Bank of America Merrill Lynch Banking & Financial Services Conference November 15, 2011 Forward-Looking Statements This presentation contains statements that relate to the projected performance of Zions
More informationCONTACTS: Sameer Gokhale (Investors) FOR IMMEDIATE RELEASE (513) January 24, 2017 Larry Magnesen (Media) (513)
News Release CONTACTS: Sameer Gokhale (Investors) FOR IMMEDIATE RELEASE (513) 534-2219 January 24, 2017 Larry Magnesen (Media) (513) 534-8055 FIFTH THIRD ANNOUNCES FOURTH QUARTER EARNINGS PER DILUTED SHARE
More informationForward-Looking Information. Non-GAAP Information
Forward-Looking Information This presentation contains forward-looking statements with respect to the financial condition, results of operations and businesses of BB&T. Statements that are not historical
More informationRegions Financial Corporation and Subsidiaries. Financial Supplement. Second Quarter 2011
Regions Financial Corporation and Subsidiaries Financial Supplement Second Quarter 2011 Regions Financial Corporation and Subsidiaries Table of Contents Consolidated Balance Sheets 1 Consolidated Statements
More informationOld National s 2016 net income is highest in the Company s history, increasing 15% over 2015, with organic loan growth over 7%
NASDAQ: ONB oldnational.com FOR IMMEDIATE RELEASE January 24, 2017 Contacts: Media: Kathy A. Schoettlin (812) 465-7269 Executive Vice President Communications Old National s 2016 net income is highest
More informationNorthern Trust Corporation
P R I N C I P L E S T H A T E N D U R E Service Expertise Integrity Northern Trust Corporation Fourth Quarter 20 Quarterly Earnings Review January 8, 202 202 Northern Trust Corporation northerntrust.com
More informationA Natural Partnership. December 22, 2010
A Natural Partnership December 22, 2010 Safe Harbor Statement SAFE HARBOR STATEMENT UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995: Congress passed the Private Securities Litigation Act of
More informationSecond Quarter INVESTOR PRESENTATION
Second Quarter INVESTOR PRESENTATION Statement Regarding Forward-Looking Information The information disclosed in this document includes various forward-looking statements that are made in reliance upon
More informationSupplemental Information Fourth Quarter 2009
Supplemental Information Fourth Quarter 2009 It speaks only as of the particular date or dates included in the accompanying pages. Bank of America does not undertake an obligation to, and disclaims any
More informationFifth Third Bancorp 3Q18 Earnings Presentation
Fifth Third Bancorp 3Q8 Earnings Presentation October 23, 208 Refer to earnings release dated October 23, 208 for further information. FORWARD-LOOKING STATEMENTS This communication contains forward-looking
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION FORM 10-Q. UnionBanCal Corporation
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 È FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended
More informationHUNTINGTON BANCSHARES INCORPORATED REPORTS 2018 THIRD QUARTER EARNINGS OF $0.33 PER COMMON SHARE
FOR IMMEDIATE RELEASE October 23, 2018 Analysts: Mark Muth (mark.muth@huntington.com), 614.480.4720 Media: Matt Samson (matt.b.samson@huntington.com), 312.263.0203 HUNTINGTON BANCSHARES INCORPORATED REPORTS
More informationINVESTOR PRESENTATION NOVEMBER 2018
INVESTOR PRESENTATION NOVEMBER 2018 0 DISCLAIMER Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.
More informationThird Quarter 2018 Financial Review
Third Quarter 2018 Financial Review October 22, 2018 Forward-Looking Statements; Use of Non-GAAP Financial Measures Forward Looking Information The attached presentation includes forward-looking statements
More informationNews Release Contacts: Steve Dale Judith T. Murphy Investors/Analysts (612) (612)
News Release Contacts: Steve Dale Judith T. Murphy Media Investors/Analysts (612) 303-0784 (612) 303-0783 U.S. BANCORP REPORTS NET INCOME FOR THE SECOND QUARTER OF 2010 Achieves Record Total Net Revenue
More informationTCF Financial Corporation Fourth Quarter Investor Presentation
TCF Financial Corporation 04 Fourth Quarter Investor Presentation Cautionary Statements for Purposes of the Safe Harbor Provisions of the Securities Litigation Reform Act Any statements contained in this
More information3Q 18 EARNINGS PRESENTATION
3Q 18 EARNINGS PRESENTATION October 19, 2018 2018 SunTrust Banks, Inc. SunTrust is a federally registered trademark of SunTrust Banks, Inc. IMPORTANT CAUTIONARY STATEMENT This presentation should be read
More informationSecond Quarter 2017 Earnings Conference Call. July 21, 2017
Second Quarter 2017 Earnings Conference Call July 21, 2017 WBS 2Q17 Earnings Highlights ($ in millions, except EPS data) $50.6 $48.4 $0.53 ROACE: 8.31% 9.43% 9.63% ROATCE: Net Income $59.5 $57.3 $0.62
More information3Q17 Quarterly Supplement
3Q17 Quarterly Supplement October 13, 2017 2017 Wells Fargo & Company. All rights reserved. Table of contents 3Q17 Results 3Q17 Highlights Year-over-year results Page 2 Balance Sheet and credit overview
More informationNEWS FOR IMMEDIATE RELEASE
NEWS FOR IMMEDIATE RELEASE KEYCORP REPORTS SECOND QUARTER 2016 NET INCOME OF $193 MILLION, OR $.23 PER COMMON SHARE; EARNINGS PER COMMON SHARE OF $.27, EXCLUDING $.04 OF MERGER-RELATED EXPENSE Positive
More informationFY 2017 Q2 Investor Call January 31, 2017
FY 2017 Q2 Investor Call January 31, 2017 Safe Harbor Statement Certain statements in this presentation are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933,
More information2019 ANNUAL SHAREHOLDERS MEETING
2019 ANNUAL SHAREHOLDERS MEETING W.T.B. Financial Corporation Our Mission We will be the best at understanding and meeting the financial needs of our customers. We will focus our unique strengths as a
More informationFIFTH THIRD ANNOUNCES SECOND QUARTER 2018 NET INCOME TO COMMON SHAREHOLDERS OF $563 MILLION, OR $0.80 PER DILUTED SHARE
CONTACTS: Sameer Gokhale (Investors) News Release (513) 534-2219 Larry Magnesen (Media) FOR IMMEDIATE RELEASE (513) 534-8055 July 19, 2018 FIFTH THIRD ANNOUNCES SECOND QUARTER 2018 NET INCOME TO COMMON
More informationThe ICBK Story Q Holding Company for:
The ICBK Story Q3 2017 Holding Company for: Q3 2017 Forward Looking Statements EXCEPT AS OTHERWISE INDICATED, THIS PRESENTATION SPEAKS AS OF THE DATE HEREOF.THE DELIVERY OF THIS PRESENTATION SHALL NOT,
More informationFifth Third Announces Fourth Quarter 2018 Results
Fifth Third Announces Fourth Quarter 2018 Results Diluted earnings per share of $0.64, including a negative $0.05 impact from certain items on page 2 Key Financial Data $ millions for all balance sheet
More information2Q17 Financial Results. July 21, 2017
2Q17 Financial Results July 21, 2017 Forward-looking statements and use of key performance metrics and Non-GAAP financial measures This document contains forward-looking statements within the Private Securities
More informationPNC Financial Services Group (PNC)
PNC Financial Services Group (PNC) Claudina Tesouro and David Leighton November 11 th, 2009 Company Profile PNC Financial Services Group (PNC) is one of the largest diversified financial service companies
More informationCOMERICA REPORTS THIRD QUARTER 2007 EARNINGS
COMERICA REPORTS THIRD QUARTER 2007 EARNINGS Strong Loan Growth in High Growth Markets As Corporate Headquarters Relocates to Texas DALLAS/October 17, 2007 -- Comerica Incorporated (NYSE: CMA) today reported
More informationSupplemental Information First Quarter 2008
Supplemental Information First Quarter 2008 This information is preliminary and based on company data available at the time of the presentation. It speaks only as of the particular date or dates included
More informationU.S. Bancorp Reports Net Income for the Third Quarter of 2008
undefined U.S. Bank Home Customer Service Contact Us Locations Careers About U.S. Bancorp Investor/Shareholder Information > News and Events > Related Links Careers at U.S. Bancorp Community Relations
More informationSupplemental Information Second Quarter 2008
Supplemental Information Second Quarter 2008 This information is preliminary and based on company data available at the time of the presentation. It speaks only as of the particular date or dates included
More informationMarshall & Ilsley Corporation Credit Quality Fourth Quarter 2008
Credit Quality Fourth Quarter 2008 Forward-looking statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation
More informationGreat Western Bancorp, Inc. Announces Fiscal Year 2015 Second Quarter Financial Results
Great Western Bancorp, Inc. Announces Fiscal Year 2015 Second Quarter Financial Results Financial Highlights Second quarter net income was $19.7 million, or $0.34 per share, bringing fiscal year-to-date
More informationThird Quarter 2018 Earnings Release Presentation
Third Quarter 2018 Earnings Release Presentation October 23, 2018 RAISING STANDARDS TOGETHER Safe Harbor Statement From time to time, our comments and releases may contain forward-looking statements within
More information- Record Fourth Quarter Operating Earnings of $.97 Per Share Compared With $.77 in the Prior Year Fourth Quarter -
News Release Contact Bev Fleming, Investor Relations or John O'Connell, Public Relations (312) 444-7811 (312) 444-2388 http://www.northerntrust.com FOR IMMEDIATE RELEASE NORTHERN TRUST CORPORATION REPORTS
More informationFOR IMMEDIATE RELEASE
FOR IMMEDIATE RELEASE January 23, 2018 Analysts: Mark Muth (mark.muth@huntington.com), 614.480.4720 Media: Matt Samson (matt.b.samson@huntington.com), 312.263.0203 Michael Sherman (michael.sherman@huntington.com),
More informationKBW Community Bank Investor Conference August 1, 2017
KBW Community Bank Investor Conference August 1, 2017 Positioning for Organic Growth and Selective Acquisitions Forward Looking Statements This presentation has been prepared by Fidelity Southern Corporation
More informationAt September 30, 2008 $16.5 billion financial holding company headquartered in Minnesota 34 th largest U.S. based bank by asset size
Corporate Profile At September 30, 2008 $16.5 billion financial holding company headquartered in Minnesota 34 th largest U.S. based bank by asset size 445 bank branches, 112 branches opened since January
More informationWelcome. Huntington Bancshares Incorporated 2016 Fourth Quarter Earnings Review. January 25, 2017
Welcome Huntington Bancshares Incorporated 2016 Fourth Quarter Earnings Review January 25, 2017 2016 Huntington Bancshares Incorporated. All rights reserved. (NASDAQ: HBAN) Disclaimer CAUTION REGARDING
More informationNews Release Contacts: Steve Dale Judith T. Murphy Investors/Analysts (612) (612)
News Release Contacts: Steve Dale Judith T. Murphy Media Investors/Analysts (612) 303-0784 (612) 303-0783 U.S. BANCORP REPORTS NET INCOME FOR THE FIRST QUARTER OF 2011 Achieves Total Net Revenue of $4.5
More information838 Market Street, Wilmington, Delaware October 24, 2006 (302) WSFS ANNOUNCES INCREASED 3Q 06 EPS OF $1.16
1 PRESS RELEASE FOR IMMEDIATE RELEASE Contact: Stephen A. Fowle October 24, 2006 (302) 571-6833 WSFS ANNOUNCES INCREASED 3Q 06 EPS OF $1.16 WSFS Financial Corporation (NASDAQ/NMS: WSFS), the parent company
More informationHancock reports fourth quarter 2016 EPS of $.64 Beat Core Pre-Tax Pre-Provision Income Goal for 2016 by $11 Million; Up 25% vs.
For Immediate Release January 17, 2017 For More Information Trisha Voltz Carlson SVP, Investor Relations Manager 504.299.5208 trisha.carlson@hancockwhitney.com Hancock reports fourth quarter 2016 EPS of
More informationFOR IMMEDIATE RELEASE
News Release CONTACT: Bradley S. Adams (Analysts) FOR IMMEDIATE RELEASE (513) 534-0983 April 14, Roberta R. Jennings (Media) (513) 579-4153 FIFTH THIRD BANCORP REPORTS FIRST QUARTER RESULTS Fifth Third
More informationMedia: Maureen Brown
FOR IMMEDIATE RELEASE April 22, 2015 Analysts: Mark Muth (mark.muth@huntington.com), 614.480.4720 Media: Maureen Brown (maureen.brown@huntington.com), 614.480.5512 HUNTINGTON BANCSHARES INCORPORATED REPORTS
More informationSupplemental Information First Quarter 2016
Supplemental Information This information is preliminary and based on company data available at the time of the earnings presentation. It speaks only as of the particular date or dates included in the
More information2017 Annual Meeting of Shareholders May 22, 2017
2017 Annual Meeting of Shareholders May 22, 2017 Safe harbor statement When used in filings by LegacyTexas Financial Group, Inc. (the "Company ) with the Securities and Exchange Commission (the SEC ),
More informationIndependent Bank Group Reports Third Quarter Financial Results
Press Release For Immediate Release Independent Bank Group Reports Third Quarter Financial Results McKINNEY, Texas, October 23, 2017 /GlobeNewswire/ -- Independent Bank Group, Inc. (NASDAQ: IBTX), the
More informationBank of America Second Quarter 2009 Results
Bank of America Second Quarter 2009 Results Ken Lewis CEO and President Joe Price Chief Financial Officer July 17, 2009 Forward Looking Statements Bank of America and its management may make certain statements
More information