Effective from: 29/03/2018

Transcription

1 Commissions and Charges Table should be consulted for information on all fees and charges STANDARD S CURRENT A) CURRENT S 65,00 75, ,90%/4,16% 24 Dormant accounts2 Balance inquiriest3 Issue of statements B) IN DEPOSITS AND WITHDRAWALS Cash Cheques C) WITHDRAWALS Local currency withdrawals (standard cheques) Local currency withdrawals (counter cheques)t Issue of duplicate documents justifying debits or credits D) ANONYMOUS ( NO NAME ) READYTOUSE DEBIT CARDS Annual fees5 E) PERSONALISED DAKI DEBIT CARDS Annual feest5 F) TAKO CREDIT CARD Annual feest5 Annual/monthly interest rates G) PREPAID TAKOPAGO CARD Annual fees5 24 H) s Cash withdrawals from s in Mozambique Balance inquiries (printed in Mozambique) Balance inquiries (printed abroad) Printouts of BBAN/IBAN PIN changes 9,508 1

2 Intrabank between accounts with different accountholders Intrabank via Interbank between accounts with different accountholders Interbank via 2

3 O) BANKING 80,60 USD 0,25% (min.2 USD e máx. 255,00 USD) + 116,60 USD 40,60 USD Application for service Monthly/annual charges P) ELECTRONIC CURRENCY Opening of accounts Transfers Q) IMPORT REMITTANCES Service setup charge Documentary remittance payments R) EXPORT REMITTANCES Service setup charge Documentary remittance payments Service setup charge BCI customers with 100% net coverage OCI customers with 100% net coverage Service setup charge BCI customers Confirmed: 0,50% (min. 102,00 USD) + 61,20 USD; Not confirmed: 126,20 USD; Not domiciled: 0,15% (min. 122,40 USD) + 61,20 USD Service setup charge OCI customers Confirmed: 0,50% (min. 102,00 USD) + 61,20 USD; Not confirmed: 126,20 USD; Not domiciled: 0,15% (min. 122,40 USD) + 61,20 USD U) DOMESTIC BANK GUARANTEES S) IMPORT DOCUMENTARY CREDIT 0,75% (min.76,50 USD) + 61,20 USD14 T) EXPORT DOCUMENTARY CREDIT Service setup charge with 100% net coverage Service setup charge with part coverage V) INTERNATIONAL BANK GUARANTEES Bank guarantees issued Bank guarantees received Tenders: 1,25% (min.1.02) ; Advances: 2,25% (min.1.02) ; Good performance. Court. Customs: 2,00% (min.1.02) Tenders: 1,25% (min.1.02) ; Advances: 2,25% (min.1.02) ; Good performance. Court. Customs: 2,00% (min.1.02) ,75% (min.102,00 USD) + 163,20 USD 153,00 USD W) OTHER Letters of recommendation/creditworthiness15 Statements of financial capacity

4 Commissions and Charges Table should be consulted for information on all fees and charges. STANDARD S1 URRENT FREE SERVICES Deposit accounts: (viii) Opening of bank accounts or setting up of a deposit account Bank account maintenance fees Bank accounts dormant for a period of 12 months Failure to comply with minimum balance requirements on current accounts Supply of one deposit account statement per month covering the last thirty days, starting from date of request Closure of bank accounts Two inbranch balance inquiries per month Two inbranch balance movements inquiries per montht Deposits and withdrawals: Cash deposits in local and foreign currency Cheque deposits in local and international currency Inbranch local currency cash withdrawals Bank cards: First normal debit card issue Text alerts, incountry, internet banking, mobile banking, POS and other electronic channel operations: (viii) Balance inquiries (without printouts) BBAN or IBAN inquiries (without printouts) Statements, ministatements and movements (without printouts) inquiries on s and POS terminals First two balance printouts per month on s and POS terminals First two balance printouts of movements per month on s First two balance printouts of statements and ministatements per month on s and POS terminals First two withdrawals, per month, from s First two PIN changes per month POS terminals and other electronic media: Use of bank cards to pay for goods and services Cheques: Inbranch local currency withdrawals using standard cheques Return to payee of cheques ineligible for payment Cancellation or voiding of cheques 4

5 Commissions and Charges Table É daqui. should be consulted for information on all fees and charges. STANDARD S1 CURRENT S FREE SERVICES Transfers between accounts in the same bank: Two inbranch and transfers per month One transfer per day, on any electronic channel Direct debits and standing instructions: Requests or authorisation for acceptance of direct debits or standing instructions Electronic currency: Opening of accounts Issue of electronic currency PIN changes Account maintenance charges Closure of accounts Balance inquiries one per day Dormant accounts with balances of less than MT 20 for a period of up to 6 months Credit operations: Notes: Loan simulationst Precontractual information on approved conditions from:de 29/03/2018 Data de Entrada em Vigor: 29Effective de Março 2018 Prices in meticais, except when another currency is specified. Prices include stamp duty; Dormant accounts are accounts with a balance of less than MT without any movements over a period of 12 months; 2 free inquiries per month; No charge for first monthly statement covering last 30 days beginning from the date of the request; Please see full price list for information on other debit/credit/prepaid cards; No charge for first normal issue. This fee applies to all cards except for Readytouse Miners and EU card (see full price list); Please see full price list for information on annual fees for second and following years; No charge for the first 2 withdrawals per month, when card is associated with a current account; Other credit institutions; No charge for the first 2 inbranch or transfers per month; 1 free transfer per day; Applicable on transfers from current or mobile accounts to a card account in the name of the same accountholder or a mobile account associated with another bank; The annual interest rate is calculated on the Mozambique Financial System s Prime Rate (P_RATE_SIS) plus a spread, in line with the specified maturity?. The monthly interest rate is calculated by dividing the annual interest rate by 12 months; Applicable to individual customers. Please see full price list for corporate customers; An additional fee for Following months or part thereof (see full price list) will be charged on customers who exceed the specified time If in English please see full price list; Price list produced in compliance with Official Notice 13/GBM/2017 of 9 June, as amended by official notice 19/GBM/2017 of 26 December. 5