SBA One SBA SB A s N ew Streamlilined O nliline L endi ding Platform

Transcription

1 SBA One SBA s New Streamlined donline Lending Platform

2 Agenda I. Overview II. Getting Started III. My Workspace IV. Loan Origination Solution & RAPID V. Document Management & E Signature VI. VII. PARRIS Additional Information

3 I. Overview Key Features: End to end Loan Origination Solution that currently supports 7a Standard, 7a Small and SBA Express loans Intuitive screens that offer context-sensitive help Platform use at no cost to lenders

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8 III. My Workspace Features Ability to assess and take action on the loan pipeline Alerts to notify Lender on items that need their attention Easy access to SBA communications

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12 Iv. Loan Origination Solution (LOS) & RAPID LOS Online, no additional software needed Currently supports 7a Standard, 7a Small and SBA Express loans; Community Advantage loans available at the end of May Intelligent Dynamic Data Capture Automated form building reduces time, cost and errors RAPID Efficient online capability to collect principal responses necessary to generate SBA Form 1919 Optional, lender initiated process Secure adjunct database that populates SBA One for lender review and updates

13 LOS: Create new loan 13

14 LOS: Eligibility Check

15 LOS: Help Features (Tool Tip)

16 LOS: Help Features (Help Text)

17 LOS: Intuitive Screens

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19 RAPID

20 RAPID

21 RAPID

22 RAPID

23 RAPID: Principal receives Request and Access Code

24 RAPID: Log in

25 RAPID: Gathering Eligibility Info

26 RAPID: Gathering Eligibility Info (cont d)

27 RAPID: Gathering Eligibility Info (cont d)

28 V. Document Management & E Signature Document Management Document upload with drag and drop feature Document Search Document version tracking Electronic Signature SBA One e-signature will incorporate Level 3 authentication and attribution through access code, signer identification via Lexis Nexis and Knowledge Based Authentication E-signature is provided by SBA approved sub-contractor DocuSign

29 Document Tab Search & Select Loan 29

30 Documents Tab Selected Loan

31 E Signature: Signer Info Verified Via Lexis Nexis 31

32 Documents Tab Manual Upload 32

33 My Workspace (cont d)

34 Documents Tab Manual Upload 34

35 Documents Tab Form

36 Documents Tab Form

37 E Signature Send request

38 E Signature: Review E mail

39 E Signature: Access Code Validation

40 E Signature: Signer Info Verified Via Lexis Nexis 40

41 E Signature: Lexis Nexis Knowledge Based Authentication

42 E Signature: Review Options

43 E Signature: Signing the Document

44 VI. PARRIS Features Current and Historical Risk Information Peer Portfolio analytics Loan level data exports

45 PARRIS

46 PARRIS

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48 VII. Additional Information For more information i on SBA One: SBA.One@BNYMellon.com , Option 5 Or visit our office web site at one

49 APPENDIX 49

50 II. Getting Started System access requirements for SBA One functionality Request Access to CAFS Lender s Location ID is required

51 II. Getting Started PIMS/SBAOneRoleDescription E Tran Origination E Tran Origination PIMS

52 II. Getting Started: PARTNER INFORMATION MANAGEMENT SYSTEM Check View Partner Information Enter Lender s Location ID AO s Only should check Update Partner Information

53 II. Getting Started: SBAONE PARTNER ENROLLMENT From Settings Menu Request Access to CAFS Systems Select SBA One Access level by checking appropriate box Location ID/PIMS/ETRAN is a prerequisite

54 LOS System Generated Forms Forms / Certificate / Agreement Current Planned Form 1050, Settlement Sheet Form 147, SBA Note Form 148, Unconditional Guarantee Form 148L, Unconditional Limited Guarantee Form 155, Standby Creditor s Agreement System Generated System Generated System Generated System Generated System Generated Form 159 (7a), Compensation Agreement System Generated End of April, ability to generate or manually upload Form without going through the Loan Origination first Form 1846, Statement Regarding Lobbying System Generated Form 1919, Borrower Information Form Form 1920, Lender Application for Guaranty and Eligibility Checklist Form 413, Personal Financial Statement Form 601, Agreement of Compliance Form 912, Statement of Personal History Form 1059, Security Agreement IRS Form 4506 T, Request for Transcript of Tax Return Borrower s Certification Loan Agreement Form 1971, Religious Eligibility Loan Authorization Form 1624 System Generated System Generated Manual Uploaded System Generated System Generated System Generated System Generated Manual Upload System Generated System Generated Can generate a draft System generated Final Authorization Form 722, Equal Opportunity Policy Manual Uploaded Will be system generated FEMA Form 81 93: Standard Flood Hazard Determination Form 1502, Guaranty Loan Status & Lender Remittance Form Manual Uploaded Manual Uploaded Credit Memo Manual Uploaded Will be system generated Debt Schedule Manual Uploaded 54

55 My Workspace (cont d)