Crusade ABS Series Trust Collateral Pool Data

Transcription

1 31-Mar Dec Sep Jun-2018 Pool Summary Outstanding Balance (AUD) 1,320,405,365 1,493,280,673 1,676,342,131 1,870,533,655 Number of Loans 76,162 80,526 84,774 89,246 Weighted Average Rate (%) 8.12% 8.10% 8.09% 8.08% Average Loan Balance (Net Investment) (AUD) 17,337 18,544 19,774 20,959 Maximum Loan Balance (Net Investment) (AUD) 209, , , ,176 Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) 8.16% 8.05% 7.95% 7.85% Delinquencies * days ,346,868 15,771,479 15,229,141 18,293, % 1.06% 0.91% 0.98% days ,162,349 8,380,206 7,619,633 7,990, % 0.56% 0.45% 0.43% 91 + days* ,819,527 18,727,384 16,495,955 15,542, % 1.25% 0.98% 0.83% Delinquencies 2,064 1,930 1,678 1,698 44,328,744 42,879,069 39,344,729 41,826, % 2.87% 2.35% 2.24% Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) 15,175,382 13,895,607 12,263,451 12,998,217 Number of Loans in Possession Balance Amount in Possession (AUD) 2,075,078 1,954,656 1,721,587 1,532,316 Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month 757, , , ,159 Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) 11,047,416 9,294,588 7,732,881 5,953,948 Prepayment Information (CPR) 1 Month CPR (%) 13.79% 10.77% 12.34% 13.22% Profile by Loan Product () Goods Mortgage (Chattel Mortgage) 27.81% 27.85% 27.95% 27.99% Consumer Finance 55.35% 55.56% 55.80% 56.08% Hire Purchase 0.15% 0.15% 0.15% 0.16% Finance Lease 16.69% 16.44% 16.10% 15.77% Profile by Industry () Agriculture, Forestry and Fishing 2.34% 2.37% 2.37% 2.39% Mining 3.85% 3.92% 3.97% 4.05% Manufacturing 4.39% 4.38% 4.39% 4.41% Electricity, Gas and Water Supply 0.87% 0.90% 0.90% 0.92% Construction 16.43% 16.43% 16.42% 16.44% Wholesale Trade 1.23% 1.23% 1.24% 1.24% Retail Trade 7.29% 7.33% 7.36% 7.36% Accommodation, Cafes and Restaurants 3.27% 3.26% 3.24% 3.24% Transport and Storage 4.73% 4.74% 4.78% 4.82% Communication Services 0.81% 0.80% 0.81% 0.80% Finance and Insurance 1.33% 1.36% 1.37% 1.37% Property and Business Services 18.89% 18.91% 19.03% 19.10% Government Administration and Defence 6.89% 6.79% 6.69% 6.62% Education 7.99% 7.90% 7.77% 7.65% Health and Community Services 13.17% 13.13% 13.10% 13.03% Cultural and Recreational Services 0.98% 0.99% 0.99% 1.00% Personal and Services 5.53% 5.56% 5.57% 5.56% 0.01% Profile by Balance Outstanding () $ $10, % 8.53% 6.82% 5.56% $10, $20, % 31.04% 29.09% 27.05% $20, $30, % 27.73% 28.07% 28.18% $30, $40, % 16.54% 17.58% 18.43% $40, $50, % 8.46% 9.52% 10.43% $50, $60, % 3.53% 4.16% 4.90% $60, $70, % 1.40% 1.62% 1.99% $70, $80, % 0.85% 0.89% 0.96% $80, $90, % 0.61% 0.69% 0.74% $90, $100, % 0.37% 0.47% 0.51% $100, $150, % 0.73% 0.84% 0.98% $150, $200, % 0.17% 0.19% 0.21% $200, $250, % 0.04% 0.06% 0.06%

2 31-Mar Dec Sep Jun-2018 Profile by Seasoning () 5.63% 10.76% 16.01% 21.90% 27.44% 38.51% 50.84% 54.50% 51.76% 42.09% 31.81% 23.59% 15.15% 8.63% 1.34% 0.01% 0.01% 0.01% 0.01% Profile by Term to Maturity () 1.82% 1.41% 0.77% 0.59% 3.03% 2.42% 2.48% 1.92% 28.04% 22.52% 16.43% 11.50% 35.80% 38.76% 38.13% 33.62% 16.05% 18.09% 21.55% 28.07% 10.50% 10.96% 13.08% 13.75% 4.76% 5.84% 7.56% 10.55% Profile by Balloon/Residual Amount () % 66.85% 67.48% 68.07% 00.01% % 0.25% 0.26% 0.27% 10.01% % 11.89% 11.47% 11.09% 20.01% % 13.74% 13.44% 13.15% 30.01% % 6.27% 6.27% 6.22% 40.01% % 0.90% 0.94% 1.02% 50.01% % 0.10% 0.14% 0.18% Profile by Equipment State () Australian Capital Territory 2.11% 2.09% 2.07% 2.05% New South Wales 29.17% 29.02% 29.07% 29.00% Northern Territory 0.24% 0.23% 0.24% 0.24% Queensland 28.02% 28.03% 27.84% 27.70% South Australia 8.06% 8.07% 8.07% 8.07% Tasmania 1.39% 1.41% 1.44% 1.47% Victoria 18.47% 18.47% 18.49% 18.54% Western Australia 12.54% 12.68% 12.78% 12.93% Profile by Vehicle Category () Cars/Station Wagon 74.27% 74.33% 74.41% 74.55% Hire/Travellers Cars 0.06% 0.06% 0.06% 0.07% Utes/Vans 23.28% 23.24% 23.19% 23.12% Luxury Cars 2.39% 2.37% 2.34% 2.26% Vehicles Profile by Vehicle Condition () New 76.69% 76.40% 76.04% 75.76% Used 23.31% 23.60% 23.96% 24.24% Profile by Novation Type () Novated Lease 16.48% 16.23% 15.90% 15.56% Non Novated Lease 83.52% 83.77% 84.10% 84.44% Profile by Vehicle Make () Audi 0.93% 0.93% 0.95% 0.95% BMW 0.99% 1.01% 1.00% 1.00% Ford 9.71% 9.70% 9.74% 9.75% Holden 15.88% 15.92% 15.91% 15.96% Honda 3.84% 3.85% 3.85% 3.85% Hyundai 9.53% 9.50% 9.45% 9.43% Isuzu 2.82% 2.79% 2.76% 2.74% Jeep 2.61% 2.65% 2.67% 2.70% Kia 3.74% 3.70% 3.66% 3.63% Land Rover 2.40% 2.38% 2.42% 2.41% Mazda 15.36% 15.43% 15.43% 15.45% Mercedes-Benz 0.96% 0.96% 0.95% 0.95% Mitsubishi 6.29% 6.27% 6.22% 6.17% Nissan 4.38% 4.35% 4.34% 4.34% 3.20% 3.20% 3.23% 3.23% Porsche 0.37% 0.38% 0.38% 0.38% Range Rover 3.23% 3.17% 3.19% 3.17% Skoda 0.18% 0.18% 0.18% 0.19% Subaru 3.54% 3.53% 3.55% 3.56% Suzuki 1.60% 1.62% 1.62% 1.63% Toyota 5.69% 5.71% 5.74% 5.70% Volkswagen 2.30% 2.30% 2.30% 2.30% Volvo 0.45% 0.47% 0.46% 0.51%

3 Pool Summary Outstanding Balance (AUD) Number of Loans Weighted Average Rate (%) Average Loan Balance (Net Investment) (AUD) Maximum Loan Balance (Net Investment) (AUD) Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) Delinquencies * days days 91 + days* Delinquencies Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) Number of Loans in Possession Balance Amount in Possession (AUD) Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) Prepayment Information (CPR) 1 Month CPR (%) Profile by Loan Product () Goods Mortgage (Chattel Mortgage) Consumer Finance Hire Purchase Finance Lease Profile by Industry () Agriculture, Forestry and Fishing Mining Manufacturing Electricity, Gas and Water Supply Construction Wholesale Trade Retail Trade Accommodation, Cafes and Restaurants Transport and Storage Communication Services Finance and Insurance Property and Business Services Government Administration and Defence Education Health and Community Services Cultural and Recreational Services Personal and Services Profile by Balance Outstanding () $ $10, $10, $20, $20, $30, $30, $40, $40, $50, $50, $60, $60, $70, $70, $80, $80, $90, $90, $100, $100, $150, $150, $200, $200, $250, Mar Dec Sep Jun ,724,103,195 1,900,741,017 1,766,565,555 1,930,315,919 81,429 84,833 76,577 79, % 8.09% 8.06% 8.06% 21,173 22,406 23,069 24, , , , , % 7.43% 7.57% 7.44% ,464,932 15,470,518 12,838,046 15,402, % 0.81% 0.73% 0.80% ,230,672 6,812,921 5,332,629 4,949, % 0.36% 0.30% 0.26% ,716,171 11,249,334 8,852,868 5,850, % 0.59% 0.50% 0.30% 1,497 1, ,411,775 33,532,773 27,023,543 26,201, % 1.76% 1.53% 1.36% ,789,223 8,175,132 6,297,840 3,697, ,197, , , , , , , , ,831,803 2,613,632 1,474, , % 10.05% 10.77% 10.13% 31.24% 31.10% 30.08% 29.87% 55.88% 56.30% 55.63% 56.12% 0.19% 0.19% 0.19% 0.19% 12.69% 12.41% 14.10% 13.82% 2.52% 2.52% 2.53% 2.52% 4.05% 4.11% 4.11% 4.15% 4.53% 4.54% 4.43% 4.45% 0.93% 0.92% 0.94% 0.96% 17.36% 17.31% 16.87% 16.80% 1.28% 1.30% 1.29% 1.29% 7.56% 7.61% 7.44% 7.48% 3.40% 3.40% 3.27% 3.27% 4.93% 4.96% 4.95% 4.98% 0.81% 0.81% 0.78% 0.78% 1.37% 1.38% 1.38% 1.38% 19.13% 19.09% 19.06% 19.07% 5.47% 5.44% 5.75% 5.71% 6.98% 6.94% 7.28% 7.22% 12.82% 12.81% 13.03% 13.04% 1.08% 1.08% 1.09% 1.10% 5.77% 5.78% 5.80% 5.79% 0.01% 0.01% 5.13% 4.22% 3.83% 3.15% 27.11% 24.77% 23.65% 21.43% 28.62% 28.45% 28.50% 28.17% 18.68% 19.72% 20.33% 20.88% 10.10% 10.97% 11.27% 12.35% 4.45% 5.26% 5.80% 6.49% 1.87% 2.29% 2.36% 2.77% 1.08% 1.11% 1.19% 1.42% 0.76% 0.79% 0.76% 0.88% 0.58% 0.63% 0.63% 0.55% 1.24% 1.33% 1.19% 1.41% 0.29% 0.36% 0.39% 0.40% 0.09% 0.10% 0.10% 0.10%

4 31-Mar Dec Sep Jun-2017 Profile by Seasoning () Profile by Term to Maturity () Profile by Balloon/Residual Amount () % % % % % % - Profile by Equipment State () Australian Capital Territory New South Wales Northern Territory Queensland South Australia Tasmania Victoria Western Australia Profile by Vehicle Category () Cars/Station Wagon Hire/Travellers Cars Utes/Vans Luxury Cars Vehicles Profile by Vehicle Condition () New Used Profile by Novation Type () Novated Lease Non Novated Lease Profile by Vehicle Make () Audi BMW Ford Holden Honda Hyundai Isuzu Jeep Kia Land Rover Mazda Mercedes-Benz Mitsubishi Nissan Porsche Range Rover Skoda Subaru Suzuki Toyota Volkswagen Volvo 0.45% 0.78% 6.01% 8.55% 28.67% 55.37% 62.73% 68.38% 57.76% 41.59% 31.24% 23.05% 13.12% 2.26% 0.02% 0.02% 0.51% 0.43% 0.25% 0.21% 1.16% 0.85% 0.95% 0.74% 7.21% 5.66% 5.53% 4.34% 34.45% 27.55% 22.62% 15.50% 38.00% 43.08% 48.79% 44.34% 9.16% 10.85% 10.63% 21.90% 9.51% 11.58% 11.23% 12.97% 69.25% 69.89% 69.06% 69.71% 0.30% 0.29% 0.30% 0.30% 9.88% 9.59% 10.49% 10.20% 13.57% 13.29% 13.29% 12.97% 5.86% 5.75% 5.67% 5.54% 1.02% 1.06% 1.06% 1.09% 0.12% 0.13% 0.13% 0.19% 1.78% 1.76% 1.82% 1.80% 28.96% 28.99% 28.58% 28.66% 0.05% 0.06% 0.06% 0.06% 27.63% 27.46% 27.90% 27.69% 7.93% 8.00% 7.60% 7.65% 1.73% 1.74% 1.88% 1.90% 18.66% 18.62% 18.62% 18.63% 13.26% 13.37% 13.54% 13.61% 74.52% 74.69% 74.81% 74.90% 0.06% 0.06% 0.06% 0.06% 23.46% 23.35% 23.02% 22.97% 1.96% 1.90% 2.11% 2.07% 75.53% 75.21% 74.86% 74.52% 24.47% 24.79% 25.14% 25.48% 12.47% 12.19% 13.87% 13.60% 87.53% 87.81% 86.13% 86.40% 0.91% 0.93% 0.96% 0.95% 0.99% 0.99% 1.05% 1.05% 9.84% 9.85% 9.57% 9.60% 16.40% 16.47% 16.31% 16.31% 3.75% 3.75% 3.72% 3.73% 9.24% 9.19% 9.27% 9.26% 2.80% 2.79% 2.71% 2.71% 2.88% 2.91% 3.07% 3.11% 3.36% 3.36% 3.35% 3.33% 2.78% 2.75% 2.61% 2.58% 15.22% 15.26% 15.11% 15.12% 0.86% 0.87% 0.91% 0.92% 5.68% 5.68% 5.92% 5.91% 4.33% 4.32% 4.40% 4.40% 3.47% 3.47% 3.49% 3.47% 0.40% 0.40% 0.40% 0.40% 3.75% 3.70% 3.30% 3.28% 0.14% 0.14% 0.15% 0.15% 3.33% 3.34% 3.43% 3.45% 1.66% 1.68% 1.67% 1.68% 5.49% 5.47% 5.73% 5.73% 2.24% 2.24% 2.40% 2.40% 0.48% 0.44% 0.47% 0.46%

5 Pool Summary Outstanding Balance (AUD) Number of Loans Weighted Average Rate (%) Average Loan Balance (Net Investment) (AUD) Maximum Loan Balance (Net Investment) (AUD) Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) Delinquencies * days days 91 + days* Delinquencies Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) Number of Loans in Possession Balance Amount in Possession (AUD) Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) Prepayment Information (CPR) 1 Month CPR (%) Profile by Loan Product () Goods Mortgage (Chattel Mortgage) Consumer Finance Hire Purchase Finance Lease Profile by Industry () Agriculture, Forestry and Fishing Mining Manufacturing Electricity, Gas and Water Supply Construction Wholesale Trade Retail Trade Accommodation, Cafes and Restaurants Transport and Storage Communication Services Finance and Insurance Property and Business Services Government Administration and Defence Education Health and Community Services Cultural and Recreational Services Personal and Services Profile by Balance Outstanding () $ $10, $10, $20, $20, $30, $30, $40, $40, $50, $50, $60, $60, $70, $70, $80, $80, $90, $90, $100, $100, $150, $150, $200, $200, $250, Mar ,808,158,533 72, % 25, , % 227 6,620, % 64 1,928, % , % 320 9,476, % 7 316, , , , % 30.96% 56.75% 0.21% 12.08% 2.60% 4.24% 4.56% 1.01% 17.32% 1.33% 7.62% 3.29% 5.05% 0.81% 1.40% 19.12% 5.02% 6.85% 12.77% 1.13% 5.86% 0.02% 2.80% 20.21% 28.20% 21.28% 12.80% 6.68% 3.02% 1.60% 0.85% 0.56% 1.50% 0.40% 0.10%

6 31-Mar-2017 Profile by Seasoning () Profile by Term to Maturity () Profile by Balloon/Residual Amount () % % % % % % - Profile by Equipment State () Australian Capital Territory New South Wales Northern Territory Queensland South Australia Tasmania Victoria Western Australia Profile by Vehicle Category () Cars/Station Wagon Hire/Travellers Cars Utes/Vans Luxury Cars Vehicles Profile by Vehicle Condition () New Used Profile by Novation Type () Novated Lease Non Novated Lease Profile by Vehicle Make () Audi BMW Ford Holden Honda Hyundai Isuzu Jeep Kia Land Rover Mazda Mercedes-Benz Mitsubishi Nissan Porsche Range Rover Skoda Subaru Suzuki Toyota Volkswagen Volvo 0.66% 41.07% 55.13% 3.14% 0.28% 0.39% 3.13% 8.54% 44.41% 28.74% 14.51% 70.92% 0.31% 9.48% 12.86% 5.11% 1.07% 0.25% 1.51% 28.21% 0.06% 27.93% 7.79% 2.08% 18.59% 13.83% 74.67% 0.07% 23.41% 1.85% 74.17% 25.83% 11.84% 88.16% 0.90% 1.00% 9.67% 16.43% 3.72% 9.11% 2.70% 3.28% 3.27% 2.62% 15.14% 0.87% 5.99% 4.43% 3.41% 0.40% 3.31% 0.14% 3.38% 1.69% 5.72% 2.38% 0.44%