Economics & Personal Finance

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1 1 Economics & Personal Finance 3 rd 9 weeks 2016 Monday, January 4 (Edgenuity) Lesson: Understanding Net Worth Objective: Students will be able to differentiate between assets and liabilities Tuesday, January 5 (Edgenuity) Lesson: Budgeting Objective: Students will be able to describe the process involved in creating a budget Wednesday, January 6 (Edgenuity) Lesson: Spending Objective: Students will be able to explain strategies consumers can use to make good spending choices Thursday, January 7 (Edgenuity) Lesson: Taxes Objective: Students will be able to analyze important tax documents that are required to pay taxes Friday, January 8 (text) Lesson: Individual Checking and Savings Objective: Students will be able to explain how individuals use checking accounts, including the costs and benefits Assignment: Chapter 9-1 Review Monday, January 11 (Everfi) Lesson: Lesson 1- Savings Objective: Students will be able to describe the power of interest, and be able to explain how a few smart financial habits can help you reach your savings goals Tuesday, January 12 (Everfi) Lesson: Lesson 2- Banking Objective: Students will be able to analyze the fundamentals of the U.S. banking system and how to select, use, and monitor their own bank accounts

2 2 Wednesday, January 13 (Everfi) Lesson: Lesson 3- Payment Types Objective: Students will explore the wide variety of payment types, and delve into the world of how to select and use credit cards Thursday, January 14 Lesson: Banking Video Objective: Students will explore the history of banking in the United States Friday, January 15 (Edgenuity) Lesson: Banking- How to Manage Your Money Objective: Students will be able to compare checking and savings accounts and the benefits of each Monday, January 18 MLK, NO SCHOOL Tuesday, January 19 (Edgenuity) Lesson: Understanding Checking and Debit Accounts Objective: Students will be able to compare checking accounts and debit cards offered by different financial institutions Wednesday, January 20 (Edgenuity) Lesson: Investing Objective: Students will be able to identify types of investments available to consumers Thursday, January 21 (FFFL) Lesson: Lesson 11- What is Credit? Objective: Students will be able to define particular types of loans including home mortgage loans, car loans, college loans, personal loans, and credit card loans Friday, January 22 (text) Lesson: Consumer Buying and Credit Objective: Students will describe the steps of preparing a good buying plan Assignment: Chapter 10-1 Review

3 3 Monday, January 25 (FFFL) Lesson: Lesson 12- Making Credit Choices Objective: Students will be able to examine the advantages and disadvantages of using credit, and be able to determine if the advantages outweigh the disadvantages. Assignment: Sharp Financial Advisors Tuesday, January 26 (text) Lesson: Consumer Loans and Credit Scores Objective: Students will be able to list and describe the types of loans and sources of credit available to consumers Assignment: Chapter 10-2 Review Wednesday, January 27 (Everfi) Lesson: Lesson 4- Credit Scores Objective: Students will be able to describe how a credit score is calculated, why it matters, and how to effectively monitor their credit history Thursday, January 28 (FFFL) Lesson: Lesson 13- Applying for Credit Objective: Students will evaluate a sample credit history to be able to use the information to determine creditworthiness Assignment: Evaluating a Credit Report Friday, January 29 (text) Lesson: Consumer Debt and Bankruptcy Objective: Students will be able to list and explain ways to reduce debt and avoid the high costs of credit Assignment: Chapter 10-3 Review Monday, February 1 (FFFL) Lesson: Lesson 14- All About Interest Objective: Students will be able to compute finance charges, how to differentiate between add-on and annual percentage rates, and how the annual percentage rate and loan repayment period affect the cost of a loan. Assignment: Computing Interest Tuesday, February 2 (Everfi) Lesson: Lesson 5- Higher Education Objective: Students will be able to review the financial aid application process, and describe ways they can pay for higher education

4 4 Wednesday, February 3 (FFFL) Lesson: Lesson 15- Applying for Credit Objective: Students will be able to differentiate credit cards based on terms of annual fees, annual percentage rates, grace periods, and credit limits Thursday, February 4 (FFFL) Lesson: Lesson 18- Consumer Credit Protection Objective: Students will examine federal laws designed to protect consumers in the case of certain problems arising from credit transactions Friday, February 5 (text) Lesson: CREDIT TEST Objective: Students will be assessed over key concepts and terminology from unit on CREDIT Assignment: CREDIT TEST Monday, February 8 - Parent Conferences, NO SCHOOL Tuesday, February 9 (text) Lesson: Rent or Own a Home Objective: Students will be able to evaluate the costs and benefits of renting or buying a home Assignment: Chapter 16-1 Review Wednesday, February 10 (Everfi) Lesson: Lesson 6- Renting vs. Owning Objective: Students will be able to determine if renting or owning is a better choice within a given circumstance Thursday, February 11 (text) Lesson: Lease or Buy a Car Objective: Students will be able to describe the process of buying a car, including financing the purchase and responsibilities of car loan debt Assignment: Chapter 16-2 Review Friday, February 12 (text) Lesson: Risk Management and Insurance Objective: Students will be able to explain the process of identifying risks and strategies to protect income and assets Assignment: Chapter 16-3 Review

5 5 Monday, February 15 (Everfi) Lesson: Lesson 7- Insurance and Taxes Objective: Students will examine the benefits and positives of insurance and taxes Tuesday, February 16 (text) Lesson: Purchase, Use, and Dispose of Property Objective: Students will be able to explain the costs and benefits of buying, using, and selling property Assignment: Chapter 16-4 Review Wednesday, February 17 (text) Lesson: Chapter 16 Review Objective: Students will be assessed over key concepts and terminology from chapter 16 Assignment: Chapter 16 Assessment Thursday, February 18 (text) Lesson: Investing in Stocks Objective: Students will be able to explain the concepts of direct investing in stocks, including examples of how to reduce risk Assignment: Chapter 17-1 Review Friday, February 19 (text) Lesson: Investing in Bonds Objective: Students will be able to describe types of corporate bond investments, including risks, rewards, and economic impact Assignment: Chapter 17-2 Review Monday, February 22 (text) Lesson: Other Investing Options Objective: Students will be able to describe real estate investment choices, including their unique features and requirements Assignment: Chapter 17-3 Review Tuesday, February 23 (text) Lesson: Retirement Planning and Philanthropy Objective: Students will be able to explain the concept of setting aside money in individual and employer-provided retirement accounts Assignment: Chapter 17-4 Review Wednesday, February 24 (text) Lesson: Chapter 17 Review Objective: Students will be assessed over key concepts and terminology from chapter 17 Assignment: Chapter 17 Assessment

6 6 Thursday, February 25 (Everfi) Lesson: Lesson 8- Consumer Protection Objective: Students will be able to explain what actions can put an individual at risk for identity theft & consumer fraud and how to best protect against it. Friday, February 26 (text) Lesson: Chapter 16 & 17 TEST Objective: Students will be assessed over key concepts and terminology from chapters 16 & 17 Assignment: Chapter 16 & 17 TEST Monday, February 29 (Everfi) Lesson: Lesson 9 - Investing Objective: Students will re-examine the basics of investing Tuesday, March 1 (Edgenuity) Lesson: Credit and Loans Objective: Students will be able to describe the types of credit available to consumers Wednesday, March 2 (Edgenuity) Lesson: The Cost of Credit Objective: Students will be able to identify and compare different types of credit Thursday, March 3 (Edgenuity) Lesson: Insurance Objective: Students will be able to identify various types of insurance and their purposes Friday, March 4 Lesson: Make-up day Objective: Students will be given the opportunity to catch up on any missing assignments Assignment: Anything missing

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