Corporate banking fees. As per 1 January 2019

Transcription

1 Corporate banking fees As per 1 January 2019

2 Corporate Banking fees This brochure contains all the business payment costs for Rabobank. Your total payment costs will depend upon your particular banking set up for payments. Pagina 2/19 Corporate Banking fees As per 1 January 2019

3 Inhoudsopgave The basis of business banking 5 Business account Debit card and credit card Cash Pooling Digital banking 6 Rabo Cash Management Rabo Internetbankieren (Rabo internet banking) Rabo Corporate Connect Direct delivery Balance and account information Eurozone payment transfers 7 Cashless payments* Pay suppliers via direct debit Payments with the Rabo WereldPas and CreditCard Eurozone incoming transfers 8 Incoming transfers Collection incoming Direct debit electronic mandate maintenance* Pin receipts* Hiring a payment terminal : Rabo PinBox Huur* Rabo PinTegoed: buy Pin settlement bundles in advance* Rabo SmartPin: pin receipts via your Smartphone* Online payment products 10 Rabo Omnikassa: ideal and other payment methods in one online checkout. 10 Rabo ideal Professional: ideal for your current online checkout Rabo OmniKassa General Rabo OnlineKassa Pin receipts* Hiring a payment terminal * Rabo PinTegoed: buy Pin settlement bundles in advance* Rabo SmartPin: pin receipts via your Smartphone Cash withdrawals 13 Cash withdrawals Cash deposits (euro) Pagina 3/19 Corporate Banking fees As per 1 January 2019

4 Payment transfers and incoming transfers from outside the Eurozone 15 Outgoing worldwide payments Incoming worldwide payments Cheque receipts Payments with the Rabo WereldPas and CreditCard International 16 ICM Partnerbanking* Documentary Payments 17 Documentary Collection Import Documentary collection Export Letter of Credit Import Letter of Credit Export Incoming bank guarantees Outgoing bank guarantees and Stand-by Letters of Credit Pagina 4/19 Corporate Banking fees As per 1 January 2019

5 The basis of business banking The business account, the international bank card (WereldPas) and internet banking (RIB) form the basis of your business banking set up. Business account Current account monthly/per account Foreign currency account monthly/per account G-account monthly/per account Debit card and credit card Rabo WereldPas, debit card monthly/per card 1.65 Replacement WereldPas monthly/per card 3.95 Rabo CreditCard monthly/per card 2.75 Rabo Filiaalpas monthly/per card 2.75 Cash Pooling Cashpool structure Set-up cashpool structure one-off upon request Cash Concentration Target Balancing Target Balancing Domestic monthly* / per account Target Balancing Rabo Network monthly* / per account Target Balancing Multi Bank** monthly* / per account IntercompanyLoan Administration Zero Balancing monthly per structure/ currency Zero Balancing monthly* / per account c/w Target Balancing Domestic monthly* / per account c/w Balance set-off monthly* / per account c/w Reverse Sweeping monthly* / per account IntercompanyLoan Administration Balance- and interest compensation monthly per structure/ currency Balance- and interest compensation monthly / per account Balance compensation monthly / per account *With the exception of the master account. **Indicated tariffs exclude third party-bank charges. Pagina 5/19 Corporate Banking fees As per 1 January 2019

6 Digital banking Rabo Cash Management one-off Rabo Cash Management module monthly 6.00 Per gebruiker/per pas monthly 5.00 Rabo Internetbankieren (Rabo internet banking) Rabo Internetbankieren Professional* monthly 6.00 Extra user Rabo Internetbankieren Professional** monthly 1.75 Extra Rabo Scanner per scanner *Included 1 user. card reader and the use of the Rabo Bankieren App **Included Online key Rabo Corporate Connect Rabo Corporate Connect* *For the transaction services within the Rabo Corporate Connect portal costs may be applicable. Direct delivery Rabo Direct Connect/SWIFT FileAct Standard subscription RDC/SWIFT FileAct one-off monthly Other Via Equens Internet Services/Equens CPS monthly / per account 4.92 Balance and account information Information costs via RIB (Pro), RCM, RDC and SWIFT FileAct per record Download settlement records Rabo Alerts: notification per alert Rabo Alerts: SMS notification per alert 0.15 Account statement, electronic delivery via RIB (Pro) per statement Account statement, hardcopy Domestic (incl. postage) Account statement, hardcopy International (incl. postage) per statement 1.75 per statement 3.50 Copy of account statement* per statement 2.89 *Excluding 21% VAT. Pagina 6/19 Corporate Banking fees As per 1 January 2019

7 Eurozone payment transfers Payment transfers in euro within all SEPA countries. Cashless payments Transfer, electronic delivery* per item 0.09 per batch 2.00 Written transfer 3.00 Periodic payment order out (via bank) 0.09 Acceptgiro (in writing) 2.50 Express payment, electronic delivery 5.00 Express payment, in writing Euro Payment Enquiry Handling *Using RCM option Importeren Equens batches and direct delivery by means of Equens CPS, batches are subject to a fee of Pay suppliers via direct debit Direct debit 0.11 Cancellation of direct debit (credit)* 0.40 *We may charge you any additional costs incurred by debit banks for the processing of transaction reversals. Payments with the Rabo WereldPas and CreditCard Transaction in euros via payment terminal using Rabo WereldPas Transaction in euros via payment terminal using Rabo Creditcard Pagina 7/19 Corporate Banking fees As per 1 January 2019

8 Eurozone incoming transfers Incoming payments in euro within all SEPA countries. Incoming transfers Incoming payment 0.15 Acceptgiro 0.40 Express payment (without advice by telephone) 0.15 Collection incoming Collection incoming via RIB (Pro)/ RCM/ Rabo Direct Connect/ SWIFT Fileact per item 0.11 per batch* 2.00 Cancellation of direct debit (debit) 0.40 Granted unauthorised direct debit report (MOI) per request *Collection incoming via Equens CPS 4.00 per batch Direct debit electronic mandate maintenance* Electronic Direct debit mandate subscription monthly New, amended or withdrawn electronic Direct debit mandate *Excluding 21% VAT Pagina 8/19 Corporate Banking fees As per 1 January 2019

9 Pin receipts* Subscription payment terminal for pin** monthly 3.60 Subscription payment terminal pin refund** monthly 3.60 Change contract Payment terminal per change Pin receipts via Maestro and V PAY per settlement Pin refund per settlement 0.06 *The batch receipts via Maestro and V PAY settlements are charged as Electronic transfer incoming. **Excluding 21% VAT Hiring a payment terminal : Rabo PinBox Huur* Subscription PinBox Compact** monthly Subscription PinBox Vast** monthly Subscription PinBox Mobiel** monthly *Indien de Rabo PinBox na afloop van de huurtermijn niet wordt geretourneerd, zal een vergoeding voor de geleden schade in rekening worden gebracht. Deze vergoeding is afhankelijk van de gehuurde Rabo PinBox: Rabo PinBox Compact ; Rabo PinBox Vast ; Rabo PinBox Mobiel Ook als de bijbehorende materialen niet worden geretourneerd, zal een vergoeding voor de geleden schade in rekening worden gebracht. **Exclusief 21% btw. Rabo PinTegoed: Buy Pin settlement bundles in advance* 100 settlements monthly settlements monthly settlements monthly settlements monthly settlements** monthly Additional Pin settlements *The batch receipts via Maestro and V PAY settlements are charged as Electronic transfer incoming. **Not available for Rabo PinBox. Rabo SmartPin: Pin receipts via your Smartphone* Subscription** (incl. 1 card reader) monthly Rabo SmartPin settlement (Maestro/V PAY) settlements monthly per settlement settlements monthly per settlement settlements > monthly per settlement Extra card reader monthly / per unit Guarantee card reader per unit *The batch receipts via Maestro and V PAY settlements are charged as Electronic transfer incoming. **Excluding 21% VAT. Pagina 9/19 Corporate Banking fees As per 1 January 2019

10 Online payment products Rabo Omnikassa: ideal and other payment methods in one online checkout * Subscription (Included 50 checkout settlements monthly)** ideal per settlement 0.25 MasterCard of the settlement amount 2.25% Visa of the settlement amount 2.25% V PAY of the settlement amount 1.50% Bancontact of the settlement amount 1.50% Terugbetaling door webwinkel (excluding checkout settlement) Chargeback door consument Checkout settlement** 0 50*** > *The batch receipts via Maestro, V PAY and Rabo OmniKassa settlements are charged as Electronic transfer incoming. **Excluding 21% VAT. **Including with subscription. Rabo ideal Professional: ideal voor uw huidige online kassa Subscription* one-of monthly Incoming payment per settlement 0.25 *Excluding 21% VAT. Pagina 10/19 Corporate Banking fees As per 1 January 2019

11 Rabo OmniKassa 2.0 Access to the Rabo Omnikassa Dashboard is free of charge when you arrange your online payments via Rabo OnlineKassa or a pin product of Rabobank. General Rabo Dashboard Daily Turnover incoming payment* 0.25 Shifted Turnover incoming payment** *1 payment for any payment method in Rabo OmniKassa. ** This additional rate will be charged if you opt for a different closing time. Standard shutdown time is 24.00, but you can choose every hour as the closing time. Rabo OnlineKassa Subscription* (incl. 3 webshops) monthly Extra shops* monthly 3.60 Checkout costs ideal per settlement 0.25 MasterCard of the settlement amount 2.25% Visa of the settlement amount 2.25% Maestro/V PAY of the settlement amount 1.50% Bancontact of the settlement amount 1.50% PayPal** per settlement 0.15 (+ PayPal rate) Afterpay per settlement Refund by webshop 0.25 Charge-back by consumer *Excluding 21% VAT. **PayPal charges an additional rate on top of the transaction (+ 2.9% of transaction amount) Pin receipts* Subscription payment terminal for pin** monthly 3.60 Subscription payment terminal pin refund** monthly 3.60 Pin receipts via Maestro and V PAY per settlement Pin refund per settlement 0.06 *Succesful Maestro and VPAY transactions are part of Rabo Omnikassa Daily Turnover incoming payment. **Excluding 21% VAT Pagina 11/19 Corporate Banking fees As per 1 January 2019

12 Rabo PinBox Koop: Buying a payment terminal* PinBox Compact SmartPin PinBox Mobiel** SmartPin purchase plug and play monthly purchase plug and play monthly purchase plug and play monthly purchase plug and play monthly 3.00 *Monthly costs are for the service contract of the terminals. Hiring a payment terminal * Subscription PinBox Compact** monthly Subscription PinBox Vast (wired)** monthly Subscription PinBox Mobiel (mobile)** monthly *Indien de Rabo PinBox na afloop van de huurtermijn niet wordt geretourneerd, zal een vergoeding voor de geleden schade in rekening worden gebracht. Deze vergoeding is afhankelijk van de gehuurde Rabo PinBox: Rabo PinBox Compact ; Rabo PinBox Vast ; Rabo PinBox Mobiel Ook als de bijbehorende materialen niet worden geretourneerd, zal een vergoeding voor de geleden schade in rekening worden gebracht. **Exclusief 21% btw. Rabo PinTegoed: Buy Pin settlement bundles in advance* 100 settlements monthly settlements monthly settlements monthly settlements monthly settlements monthly settlements monthly Additional Pin settlements *Succesful Maestro and VPAY transactions are part of Rabo OmniKassa Daily Turnover incoming payment. Rabo SmartPin: Pin receipts via your Smartphone* Subscription** (incl. 1 card reader) monthly Rabo SmartPin settlement (Maestro/V PAY) settlements monthly per settlement settlements monthly per settlement settlements > monthly per settlement Extra card reader monthly / per unit *Succesful Maestro and VPAY transactions are part of Rabo Omnikassa Daily Turnover incoming payment. **Excluding 21% VAT. If the Rabo Smartpin card reader is not returned following the rental period, a 75 euro compensation charge will be incurred. Pagina 12/19 Corporate Banking fees As per 1 January 2019

13 Cash withdrawals Cash withdrawals or cash deposits on your business account. Cash withdrawals Notes ATM withdrawal (banknotes) with Rabo WereldPas* ATM withdrawal (banknotes) with Rabo Creditcard* ATM withdrawal of foreign currency with Rabo WereldPas* ATM withdrawal of foreign currency with Rabo Creditcard* % koersopslag % koersopslag BankNotes order via Rabo Internetbankieren (pro) per order 4.50 BankNotes order via your bank office per order 8.50 Coins Coins order via RIB (Pro) / Rabo TransAct/ coin machine Coins order via your bank office per roll 0.35 per withdrawal 7.50 per roll 0.35 Coins delivered via secured transport per roll 0.30 *A foreign bank may charge for withdrawing cash from ATMs outside the Netherlands. Pagina 13/19 Corporate Banking fees As per 1 January 2019

14 Cash deposits (euro) Cash deposits with seal bags Via seal bag machine pre-notified via internet* 3.50 Via seal bag machine without pre-notification via internet* 8.00 Fee per banknote via seal bag machine Via cash deposit system inside the bank branch (coins and notes) Fee per deposit 3.75 Additional per banknote Additional per 100 coins 0.60 Third-party deposit 9.00 Via security transport Quality deposit of banknote Coin deposit in seal bag** per deposit 4.00 per note per deposit 8.00 per 100 coins 0.35 Order new seal bags/deposit forms Counting discrepancies 4.50 Settlement Rabo KassaKluis Service 1.00 * To qualify a cash deposit as quality (sorted) deposit, the deposit must contain one seal bag and one correctly filled out Rabobank specification form inside the seal bag. The cash must be machine-countable. Deposits that do not qualify as a quality deposit are subject to a surcharge of 0.03 per note. ** When using a coin container, a fee of 9.20 per deposit applies. Pagina 14/19 Corporate Banking fees As per 1 January 2019

15 Payment transfers and incoming transfers from outside the Eurozone Payments outside the SEPA countries or in foreign currency Outgoing worldwide payments Worldwide payment SHA Worldwide payment OUR surcharge OUR Worldwide payment BEN (all costs carried by beneficiary) Surcharges Manual 5.00 Priority order Other instructions Supplement BIC OUR: 0.1% of the amount minimum 5.00 maximum Incoming worldwide payments Worldwide payment (options SHA and BEN) Worldwide payment OUR Surcharges Priority order Cheque receipts Cheque crediting under usual reserve Cheque crediting after collection * Unpaid notification under usual reserve Unpaid notification 'after collection' Stop payment *Indicated tariff exclude foreign bank charges. Payments with the Rabo WereldPas and CreditCard Transaction in foreign currency via payment terminal using Rabo WereldPas Transaction in foreign currency via payment terminal using Rabo Creditcard 1.2% exchange rate mark-up 2.0% exchange rate mark-up Pagina 15/19 Corporate Banking fees As per 1 January 2019

16 International Banking worldwide with Rabobank products ICM Partnerbanking * Account opening Partnerbank one-off per account Account maintenance Partnerbank monthly per account Account maintenance Partnerbank with lockbox monthly per account Available for companies who bank with Rabobank and use RCM, RIB (Pro) and RDC to manage accounts held with a Partnerbank Beta Payment initiation Partnerbank per order 0.50 ICM transaction** per transaction 5.00 Available for companies who use an e-banking solution issued by a third party-bank to manage Rabobank accounts ICM transaction** per transaction 5.00 Send MT940(s) subscription*** monthly / per account Send MT942(s) subscription*** monthly / per account Sent MT942(s) message per message 1.00 *Indicated tariffs exclude partner bank charges. **Relates to credit- and debit entries and settlements Overlay Banking (former product name). ***Max transactions monthly. In case of larger volumes, a tailor-made fee applies. Pagina 16/19 Corporate Banking fees As per 1 January 2019

17 Documentary Payments Documentary Collection Import Issuance - Via Rabo Trade Access/ By written order of instruction on paper Amendments - Via Rabo Trade Access/by written order of instruction on paper Options Partial Payment Guarantee on a bill of exchange* Protest of a bill of exchange Postal, courier and/or communication charges Release of goods Courier costprice Urgency surcharge Support and advise per hour All other actions *Guarantee commission also applies to an avalised bill of exchange of an import collection. Documentary Collection Export Issuance: - Via Rabo Trade Access/ By written order of instruction of paper Amendments: - Via Rabo Trade Access/by written order of instruction on paper Options Direct Collection Discounting of a bill of exchange* Postal, courier and/or communication charges Courier costprice Urgency Surcharge Support and advise per hour All other actions *In case of discounting bill of exchange, a commission is applicable, of which you will be informed beforehand. Pagina 17/19 Corporate Banking fees As per 1 January 2019

18 Letter of Credit Import Issuance - Via Rabo Trade Access/ By written order of instruction on paper Amendments - Via Rabo Trade Access/by written order of instruction on paper Options Examination of documents (per set of documents) % of the amount of the document Postal, courier and/or communication costs Release of goods Courier kostprijs Urgency surcharge Support and advice per uur All other actions L/C Transfer (per Letter of Credit excl. examination of documents) min Commissions* - Letter of Credit commission* min % *Commissions are calculated on a daily basis using a percentage of the amount of the Letter of Credit % of the amount of the documents Letter of Credit Export Collect - Via Rabo Trade Access/ By written order of instruction on paper Amendments - Via Rabo Trade Access/by written order of instruction on paper Options Examination of documents (per set of documents) % of the amount of the documents Discounting bills of exchange* Postal, courier and/or communication costs Courier costprice Urgency surcharge Support and advise per hour Pre-checking of documents** All other actions L/C Transfer (per Letter of Credit excl. examination of documents) Commissions*** min Conformation commission from % of the amount of the documents - Acceptance/deferred payment commission from *In case of discounting of a bill of exchange, a commission is applicable, of which you will be informed beforehand. **Excluding 21% VAT. ***Commissions are calculated on a daily basis using a percentage of the document s amount. The commission depends on the settlement amount on the credit and country risks. When multiple commissions are applicable, the minimum amount of applies only once. Pagina 18/19 Corporate Banking fees As per 1 January 2019

19 Outgoing Bank Guarantees and Stand-by Letters of Credit Issuance & amendments - New bank guarantee Standard* New bank guarantee Tailor-made Bank guarantee amendments Bank guarantee commissions** - Bank guarantee Standard against limit restriction 1.5% - Bank guarantee Standard against cash collateral 1.0% - Other bank guarantees from Options Claim handling*** Postal, courier and/or communication costs Courier costprice Urgency surcharge Support and advise per hour All other actions *Standard texts for international bank guarantees can be found on rabobank.nl. ** Fixed percentage of the guarantee amount, unless otherwise agreed. Commissions are calculated on daily basis using a percentage of the document s amount. *** For any extra work, the support fee will apply additionally. These costs are excluding external costs, which will be calculated by costprice. Incoming Bank Guarantees Receive, amendments & takeover Advising fee Bank guarantee by takeover credit and country risks Amendments Commission takeover* from Options Postal, courier and/or communication costs Courier costprice Urgency surcharge Support and advise per hour Claim Handling** All other actions *The commission depends on the settlement amount and the credit and country risks. **For any extra work, the support fee will apply additionally. These costs are excluding external costs, which will be calculated by costprice. Pagina 19/19 Corporate Banking fees As per 1 January 2019