/):\WESTERN ~ ROCKIES

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1 /):\WESTERN ~ ROCKIES Federal Credit Union & WESTER ~ ROCKIES Sprint Summer Of Hundreds Western Rockies has teamed up with Sprint and Love My Credit Union to bring you some really amazing member benefits. As a Western Rockies Member, you can get a $100 cash reward for each new line you activate, up to three lines. That's Sprint's best plan with unlimited talk, text, data, and HD-streaming including Hulu! Make summer picture-perfect with a new phone and a $100 cash reward! It's just one more benefit of Western Rockies membership. More Information On The Next Page

2 It's summer lovin' for Western Rockies members. When you switch to Sprint, you can get a S100 cash reward for each new line you activate, up to three lines. That's Sprint's best plan with unlimited talk, text, data, and HD-streaming including Hulu! During The Summer of Hundreds, you get: $100 cash reward for each new line activated with Sprint* $50 loyalty cash reward every year for each line activated or transferred* Current Sprint customers receive a $50 cash reward for lines transferred into the program* 25% discount on eligible accessories *Three lines total, including all activated and transferred lines. Here's how to sign up for Sprint cash rewards: 1. Become a Sprint customer and mention that you're a credit union member 2. Register at LoveMyCreditUnion.org/SprintRewards 3. Allow six to eight weeks to see cash rewards directly deposited into your credit union account 1 Make summer picture-perfect with a new phone and a $100 cash reward! It's just one more benefit of credit union membership. Sprint I a a I I I

3 The Best Ways to Use a Fe"'~Hundred Dollars Sometimes it can feel like you need thousands of dollars to move the needle on your finances even a little bit. So if you find yourself with a few hundred dollars--say from a tax refund or an unexpected windfall--the temptation to spend it can be great. After all, how much difference can $500 make? But used wisely, even a few hundred dollars can put you on the road to a more financially secure future. Here are some ways to make even a small amount of money count: - Start an emergency fund. Ideally you want six months of living expenses stashed to cover unforeseen expenses, but $500 is a good start. And once you have a good start, it can spur you to keep contributing. - Take advantage of compound growth. Before spending that money, consider putting it into your IRA (individual retirement account). Not only will compounding increase your balance over time, but increasing your pretax contributions can cut your tax bill. - Save for a bigger-ticket expense. Whether it's for a major house renovation or a dream vacation, put the money in a credit union savings account ; whenever you have a little extra money come in, set it aside as well. You could end up with a gift the whole family will cherish for years. - Donate to charity. If you itemize deductions on your tax return, consider helping an organization whose works you admire. Not only can you deduct the gift, but it might ultimately mean more to you than spending the money on yourself. Copyright 2018 Credit Union National Association Inc North Ave, Grand Junction, CO marketing@westernrockiesfcu.org

4 F i n d t he Perfect Ve hi c 1 e To start learning financial literacy ESTER B z., OCKIES + an a.j North Ave, Grand Junction, CO marketing@westernrockiesfcu.org

5 ~ WESTERN ly'rockies Federal Credit Union Refinance Your Auto Loans Today Did you know that you can refinance your auto loans at Western Rockies? Even if your original loan wasn't with us, you have the option of potentially refinancing with us. There is a good chance that we can save you money on your existing loans. Come in and talk with one of our loan officers to see if we are able to save you money on any of your existing auto loans. Search For The Perfect Vehicle Right From Our Website You can now search for a vehicle by make, model, year, and price from local dealers. If you are searching for the perfect new vehicle, you can now search through local inventory from all local dealers, right from the Western Rockies Website. Just visit and start your search today. Our loan officers can help you determine how much you are prequalified for, which means you can find the best vehicle for you right from your cell phone, tablet, or computer. Just one more benefit of membership at Western Rockies! Banzai Financial Literacy From Home Prepare yourself and your family for the future through the Banzai Financial Literacy Program from home, completely free. Western Rockies sponsors over 121 Western Colorado Schools with our Financial Literacy Program, and now we are bringing the program to your living room through Banzai Direct. Banzai Direct includes lessons for children, teens, and adults, so everyone in your household can take advantage of this cutting edge Financial Literacy Program. Just visit our website at for more information and to sign up for free North Ave, Grand Junction, CO I I marketing@westernrockiesfcu.org I