Procuration fees Sponsored by

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1 Procuration fees Sponsored by Lender Gross Net Min/ Paid direct or via Timescales Standard/Offset % Buy to let % Standard/Offset % Buy to let % Min 200 Min 190 Procuration fees paid weekly to SimplyBiz, usually around days after Ported Cases % of top up amount only Ported Cases % of top up amount only Additional Loan % Additional Loan % Min 50 (payable on loans over 5,000 only) All residential & standard BTL products % All residential & standard BTL products % Procuration fees are paid weekly, generally in the week following Specialist BTL & Commercial 0.75% Specialist BTL & Commercial 0.75% Standard % Standard % Paid weekly, usually around 2 weeks after Offset % Offset % Buy to Let % Buy to Let % Retention % Retention %

2 Residential products 0.50% Residential products 0.45% Fees paid 14 days after month end. BTL products 0.60% BTL products 0.55% Buy to Let (including further advances and product transfers) % Buy to Let (including further advances and product transfers) % Procuration fees will reach SimplyBiz within 7 days of the mortgage completing or in the case of Product Transfers, the account being transferred. Mainstream 0.37% Mainstream 0.35% Usually paid within a week of BTL 0.50% BTL 0.48% Standard 0.43% BTL 0.43% Standard 0.40% BTL 0.40% No min 4,000 (all) Procuration fees are paid on the second Monday after National Counties Building Society Standard mainstream products 0.37% National Counties Building Society Standard mainstream products % Min Fees will be paid weekly to SimplyBiz. BTL products 0.52% BTL products 0.50% Family Building Society Low start mortgage gross 0.47% Offset mortgage 0.52% Family mortgage 0.57% Family Building Society Low start mortgage 0.45% Offset mortgage 0.50% Family mortgage 0.55% No min or

3 All products 0.50% All products 0.45% No min / Paid weekly on a Thursday. Depending on when completion takes place the time elapsed can be up to of two weeks. All products 0.40% All products 0.38% Furness procuration fees are paid within 15 days of Standard Products (including further advances and product transfers) % Standard Products (including further advances and product transfers) % Procuration fees are paid weekly with the exception of Product Transfers which are paid monthly (around the 10 th ). All products - Fee by arrangement, please refer to All products - Fee by arrangement, please refer to Fees are paid in the week following All products % & 20 All products % min 225/no Usually procuration fee cheques are issued within 2 weeks of Million Plus Range 0.50% Professional Residential Range 750 Professional BTL Range - 1,000 Million Plus Range 0.47% Professional Residential Range 700 Professional BTL Rate ,000 Procuration fees are usually paid within 7 days of proc fee invoice. Residential & BTL products % Residential & BTL products % min 150 no Procuration fees are usually paid within 2 weeks of Further advances Further advances All products % All products % Paid weekly. Kensington will pay procuration fees out for a case in the third week following Completion as long as the member has provided bank details.

4 Residential 0.40% Retention 0.25% Buy-to-Let 0.50% Residential 0.35% Retention 0.23% Buy-to-Let 0.45% No min / Completions between 1 st & 15 th will be paid on or around the 24 th. Completions between 16 th & end of month will be paid on or around the 14 th of following month. Residential % Buy to Let & Holiday lets 0.50% Residential % Buy to Let & Holiday lets 0.45% Aim to pay the procuration fee no later than the 15th of the following month from Usually paid on the Friday after Residential 0.40% & 25 Buy-to-Let 0.50% & 25 Residential 0.40% Buy-to-Let 0.50% Marsden pay procuration fees weekly and aim to pay the fee 10 working days after Older borrowers/retired range 0.60% & 25 Older borrowers/retired range 0.60% Lending to professionals 0.40% & 25 Lending to professionals 0.40% Expat (residential) 0.40% & 25 Expat (residential) 0.40% Expat (BTL) 0.50% & 25 Expat (BTL) 0.50% Residential 0.40% Buy-to-Let 0.43% Residential 0.38% Buy-to-Let 0.41% Procuration fees paid weekly, usually around 7 days after Rate switch (residential and BTL applications) 0.20% Rate switch (residential and BTL applications) 0.19% All products % + 25 All products % No min or Both TMW and Nationwide procuration fees are paid monthly, on or before the 15 th of the month following the calendar month of

5 Buy to Let % Residential % Min (all) Pay SimplyBiz weekly with fees being sent 7-14 days following Residential % Buy to Let % Buy to Let % No min or Pay SimplyBiz weekly with fees being sent 7-14 days following All products 0.37% All products 0.35% Min 125 3,500 Paid by cheque 24 hours after Residential 0.40% Buy to Let % Residential 0.39% Buy to Let -0.47% No min or Procuration fees are paid by BACS weekly on a Wednesday except for the first working week of each month as no BACS run is done then. Fees are paid 4 weeks after All products 0.40% All products 0.38% Min 200 2,000 Paid soon after completion, usually the week after.

6 All products 0.50% All products 0.40% Mainstream 0.40% BTL 0.48% Mainstream 0.37% BTL 0.43% Payments are made once a week and usually within 10 days of Residential Mortgages % Residential Mortgages % Precise process two payment runs a week. Fees usually paid within five working days of Buy to Let % Buy to Let % Bridging % Bridging % Bridging (0% facility fee product) 1% Bridging (0% facility fee product) 0.75% Second charges 1.50% Second charges 1.35% Procuration fees are paid within the first 10 days of the month following Standard Mortgage with initial product term of less than 5 years % Standard Mortgage with initial product term of less than 5 years % Paid weekly to SimplyBiz. Standard Mortgage with initial product term of 5 years or more (with K product code prefix only) % Buy to Let- 0.50% Flexible Plus % Standard Mortgage with initial product term of 5 years or more (with K product code prefix only) % Buy to Let- 0.47% Flexible Plus %

7 Standard (including product transfers) % + 50 Standard (including product transfers) % No Min/ 5000 Procuration fees are paid monthly on the 2 nd of the month following completion (or next working day if the 2 nd falls on a weekend). Further Advance Further Advance Standard % Standard % Min / 4,000 Procuration fees are paid either weekly or monthly (depending on what the adviser chose when registering). Buy to let 0.50% Loans must be a minimum of 25,000 to receive a procuration fee. Where a product is ported Skipton Intermediaries do not pay a procuration fee on the ported amount Buy to let 0.45% Min 125 / 3,750) Weekly fees are paid within 10 days of completion and monthly fees are paid on the first working day of the month (unless completion was within last 5 days of a month). All products 0.58% + 300* All products 0.50% + 300* Procuration fees will be paid to SimplyBiz on a weekly basis. *(TML) will be paying an additional 300 procuration fee for all applications received via SimplyBiz Mortgages between 3 rd October and 31 st December 2016 that subsequently complete. *As per the note on the left, the whole 300 bonus fee will be passed to advisers. Buy to Let % Buy to Let % Both TMW and Nationwide procuration fees are paid monthly, on or before the 15 th of the month following the calendar month of

8 Residential products 0.42% Residential products 0.40% Min 225 2,100 Procuration fees are paid monthly, payment is issued within the first 10 days of the month following BTL products 0.45% BTL products 0.43% Min 225 2,250 Mainstream 0.45% Mainstream 0.40% No min / Buy-to-Let 0.50% Buy-to-Let 0.45% All products % Product transfers 0.38% All products % Product transfers 0.35% Procuration fees are paid monthly - usually around the middle of the month following Ported Cases Flat Fee Ported Cases Flat Fee The following lenders have geographical restrictions on their lending Lender Gross Net Min/ Paid direct or via Timescales All products % All products % 2,000 Payments are made on the 7 th of the month following completion

9 All products 0.40% All products 0.40% 1,500 Procuration fees are paid within 2 weeks of All products 0.40% All products 0.35% Procuration fees are paid once Swansea have received the completion notification from the acting Solicitors. This can vary on a case by case basis but on average is usually 7 days after All products 0.35% All products 0.34% Procuration fees are normally paid in/around the first week of the month following Last updated 23 November 2016