The Karp Executive Wealth Management & ESOP Group of Wells Fargo Advisors. Corporate services
|
|
- Harry Parsons
- 6 years ago
- Views:
Transcription
1 The Karp Executive Wealth Management & ESOP Group of Wells Fargo Advisors Corporate services
2 The Karp Executive Wealth Management Group The Karp Executive Wealth Management Group focuses on serving the financial needs of corporations and their executives. We have a great deal of experience working with equity compensation programs, corporate cash management, and retirement plans. Through Wells Fargo Advisors, we have access to the products, platforms, and people necessary to provide a high level of service. Broker of record services The Karp Executive Wealth Management Group has been appointed as the Broker of Record for Wells Fargo s corporate clients. Our group is the largest provider of executive compensation services within Wells Fargo Advisors. Whether your company chooses to outsource the administration of your plans or run them in-house, utilizing our group as Broker of Record can add a significant amount of value to both your executives and the people responsible for maintaining the plans. As Broker of Record, our primary goals are to ensure that your executives fully understand their compensation and that transactions are processed properly. Benefits of our services are as follows: Potential benefits to executives Provide for a seamless cashless exercise. File Form 144 when necessary, and provide immediate details for Form 4. Direct access to a team of advisors who focus on working with executives and their company s equity plans. Comprehensive analysis of holdings. Hedging strategies for those who wish to lock-in certain values at companies where such transactions are permitted. Methodical execution and trading advice through our group and our executive trading desk. Educate executives regarding tax strategies related to their equity compensation and the potential rewards and risks associated with holding concentrated positions. Institutional, cents-per-share transaction rates. 1
3 Broker of record services Potential Benefits to the corporation Reduce the work-load and confusion associated with exercising through numerous, individual stock brokers many of whom may not be familiar with the procedures and requirements for processing stock option transactions. Transactions are processed with special attention paid to the impact on the stock price rarely traded at the market. Potentially reduce liability by providing a service that can help educate employees about tax consequences and risks/rewards associated with trading.* Finally, there is no cost to your firm to appoint our team as Broker of Record for your plans. The only cost is the transaction fee charged to the employees which is typically an institutional, cents per share rate. In short, The Karp Executive Wealth Management Group can be a valuable resource to your company, executives and employees. * Wells Fargo Advisors does not render legal, accounting or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences. 2
4 Access to 10b5-1 trading plans through our Corporate Office Executive Services * Under Sarbanes Oxley, Rule 10b5-1 plans are considered good corporate governance. The plan, adopted by the SEC in August 2000, allows Section 16 executives and corporate insiders, who are normally subject to periodic blackouts, to set up a prearranged trading plan for their stock options, restricted stock, and/or shares acquired through company stock purchase plans. A Rule 10b5-1 trading plan is a program for the purchase and/or sale of stock that meets the requirements of this SEC rule. These plans provide company insiders with a way to systematically and methodically diversify their interest in company stock and, hopefully, manage the media and market reaction to executive stock sales (10b5-1 trades can be clearly identified on any required Form 4 and Rule 144 filings). In general, the insider must adopt the plan while not in possession of material inside information, and the plan must: Expressly specify the amounts of shares to be purchased or sold, the price of these purchases or sales, and the dates of such transactions; Provide a formula that determines such amounts, prices, and dates; or Delegate such decision-making authority to a person not in possession of such material inside information. The Karp Executive Management Group consists of experienced professionals who are able to provide 10b5-1 services designed to meet your specific needs. * The Karp Executive Wealth Management Group does not provide legal or tax advice. However working with our Corporate Office Executive Services, we can provide you with access to 10b5-1 Plan strategies and drafting. 3
5 Liquidity management The Group provides a full suite of Liquidity Management solutions to companies. These efforts are spearheaded by senior partners Matt Dermer and Jesse Eaton. Our goal is to optimize the investment options for each client s corporate cash management. This is driven by each client s specific liquidity and risk profile. Cash management is a valued part of Wells Fargo s relationship banking and client services. We provide continuous, informed, and active professional management designed to contribute to the safety, liquidity, and net return for your portfolio. Outsourcing your cash management frees internal treasury resources for other valuable functions. The professional services of the group combined with the strength and organizational depth of Wells Fargo Advisors may assist you in meeting your reporting and Section 404 compliance requirements. Investment philosophy The management of short-term assets requires as much full-time professional attention as that of longer-term assets. The first step is to develop and review individualized investment policy guidelines incorporating each clients risk, liquidity, tax, and income requirements. We customize each portfolio to meet your short and long term needs within the constraints of your investment guidelines. We assist our clients by providing services that reduce the time needed to manage cash while enhancing the overall quality of performance and services. With more than seventy years of combined corporate cash management service, our team-based approach provides focused and value-added service further enhancing the complete corporate relationship. Investment objectives We will customize your portfolio based on your company s specific needs, investment policy, and investment objectives which include: Capital preservation emphasize highly rated issuers, distribute securities, diversify maturities Maintain liquidity manage maturity structure to meet liquidity needs and manage holdings for clients unanticipated needs Maximize tax adjusted yield determine mix of taxable, tax-exempt, and tax-advantaged securities Maintain income produce the highest level of income consistent with clients risk and liquidity profile Capitalize on market anomalies across sectors and securities Timely accounting and reporting 4
6 Liquidity management Investment process Investment recommendations will be made within the constraints of your investment policy statement. We will analyze each client s specific risk/reward profile as well as prevailing market conditions, and then construct a portfolio based on analysis of eligible securities, cash flow and liquidity needs, and portfolio diversification. This will be overlaid with a market analysis of current credit ratings, yield curve anomalies to identify income opportunities, and sector analysis by tax and market spreads. From this rigorous process, we will tailor customized individual security selection, sector selection, and maturity decisions. Client services, communication & reporting Each client has a dedicated portfolio manager and back-up with whom you communicate directly. We will follow stated guidelines and adapt to changing circumstances as necessary. In light of changing conditions, we will review your proposed mix of securities. Special attention will be paid to each client s unique administrative and operation needs. We will visit with you regularly, either in person or via phone. Daily trade confirmations and monthly reports within one day of your month end will be provided. Monthly reports will include custody records and relevant portfolio accounting as well as reflect amortization, accrual, performance and reconciliation. These reports may be adapted to your specialized needs, and online access is available as well. 5
7 Liquidity management Retirement plan consulting A well chosen retirement plan can help set your company apart in attracting and retaining high quality people, and it offers valuable tax incentives for your employees and your company. As a plan fiduciary, you and your board members are personally liable for many aspects of your retirement plan offering. Choosing the best retirement plan for you and your employees requires careful analysis. The most critical part of the process is finding a provider that offers retirement plan expertise in administration, service, and quality investments at a reasonable cost. It s important to evaluate providers with care and then establish a partnership with a firm that will stand by you from day one and in years to come. At Wells Fargo Advisors, we take pride in being among the best in the industry in providing guidance for retirement plans for companies of all sizes and assisting them in choosing the right plan. Wells Fargo Advisors acts as consultants to many Fortune 500 companies along with start-up plans. We provide, at your request, a full review of your investment policy strategy, investment line-up and satisfaction of participant needs. Through this analysis, we can provide a check up for your current plan and potentially uncover any areas requiring improvement. We also provide, at your request, a request for proposal (RFP) retirement plan process for a new vendor search. Wells Fargo Advisors has relationships with hundreds of the top retirement plan providers and we thoroughly screen these possible contenders. We collect all relevant information and data required, allowing the top vendors to compete for your business. We will conduct a finalist vendor meeting for your critique and review. The RFP process is complimentary to our corporate clients. 6
8 The team leaders Robert L. Karp, CFP, CRPC Robert heads the group s equity compensation and private wealth management divisions. For over 17 years, Robert has served as senior relationship manager for the executive brokerage team and has served the financial interests of an elite group of CEO s, corporate executives, and institutions. Prior to joining Wells Fargo Advisors, Robert managed the corporate services teams at Oppenheimer and Company from and UBS from In 2001, Robert and his team joined Wells Fargo Advisors, and today his group is the largest provider of Corporate & Executive services within Wells Fargo Advisors. Robert holds the Series 7, 31, 63, and 65 securities registrations and insurance registrations. He has earned the CFP, Certified Financial Planner and CRPC, Chartered Retirement Planning Counselor designations, and is a member of Wells Fargo Advisors Premier Advisors. Robert graduated from the State University of New York with a bachelor s degree in accounting and a finance concentration. Matthew L. Dermer Matt is responsible for the oversight of all group cash management operations, specifically as head of client strategy and relationship coordination. Prior to joining Wells Fargo Advisors, Matt was a Senior Vice President at Lehman Brothers and JP Morgan Chase. Before JP Morgan Chase, Matt started the East Coast cash management practice at Hambrecht & Quist, growing the business from zero to $4 billion in assets in 3 years. He was also a founding member of the cash management effort at Oppenheimer and Company. Matt holds Series 7, 63 and 65 registrations, as well as a bachelor s degree from the University of Michigan. Jesse M. Eaton Jesse is responsible for cash management trade selection and portfolio compliance, as well as client strategy and reporting coordination. Prior to joining Wells Fargo Advisors, Jesse was a Vice President at Lehman Brothers and Vice President of Executive Financial Sales at Hambrecht & Quist, where he was head of East Coast fixed income trading. Jesse holds Series 6, 7, 63, and 65 registrations, as well as dual bachelor s degrees in English and history from the University of Vermont. Vincent M. DeSimone, CRPC Financial Advisor Vincent oversees operations and trading for equity compensation programs managed by the group. This includes coordination of 10b5-1 plans, block trading, and trade settlement. He acts as one of the team s relationship managers and provides additional support through client reporting and periodic insight with respect to industry best practices. Vincent holds the Series 7, 31, 63, and 65 securities registrations, insurance licenses, and holds a CRPC, Chartered Retirement Planning Counselor designation. He graduated from the Stern School of Business at New York University where he received top honors with a double major in finance and marketing. 7
9 Brokerage facts at a glance Executive Summary Wells Fargo Advisors operates one of the industry s largest retail brokerage businesses with nearly 16,000 Financial Advisors and 6,000 licensed financial specialists in retail locations across the U.S. and in Latin America. Wells Fargo Advisors administers more than $900 billion in client assets. Areas of Distinction Unique structure that combines the capabilities of a large, national firm with the best practices of several smaller, esteemed firms Dedicated to Financial Advisors and their relationships with clients Unprecedented choice and flexibility for Financial Advisors and their clients through distinct business channels supported by established products, services and technology Products and Services Advisory Services Asset Management Brokerage Services Estate Planning Strategies Retirement Planning Portfolio Analysis and Monitoring Retail Client Assets Retail Client Accounts $910 billion 7.2 million Total Employees 30,167 Registered Representatives 21,876 Financial Advisors 15,879 Licensed Financial Specialists 5,997 Correspondent Clearing Firms 113 Wells Fargo Advisors is the trade name used by three separate registered broker-dealers: Wells Fargo Advisors, LLC, Wells Fargo Advisors Financial Network, LLC and Wells Fargo Investments, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. 8
10 Contact information For additional information, please contact us toll-free at Avenue of the Americas 27th Floor New York, NY Robert L. Karp, CFP, CRPC direct fax Matthew L. Dermer direct fax Jesse M. Eaton direct fax Vincent M. DeSimone, CRPC Financial Advisor direct fax toll-free Philip Harwood Senior Registered Client Associate direct fax Stephen James Senior Registered Client Associate direct fax David Saslowsky Senior Registered Client Associate direct fax Johanna Quintanilla Senior Client Associate direct fax Investment and Insurance Products: u NOT FDIC Insured u NO Bank Guarantee u MAY Lose Value Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company Wells Fargo Advisors, LLC A [78070-v1] 9
Christopher A. Rea, CRPS. Corporate Retirement Director Financial Advisor
Christopher A. Rea, CRPS Corporate Retirement Director Financial Advisor 101 California Street 3rd Floor, San Francisco, CA 94111 415-693-6063 / MAIN 862-210-6072 / FAX https://fa.morganstanley.com/christopher.rea
More informationThe Main Line Group at Morgan Stanley. Focused on Retirement for Organizations and Individuals
The Main Line Group at Morgan Stanley Focused on Retirement for Organizations and Individuals Two Town Place Suite 100, Bryn Mawr, PA 19010 610-542-2944 / Main 855-598-6732 / toll-free 267 937-4188 / fax
More informationThe Beyer Stein Group at Morgan Stanley
BSG The Beyer Stein Group at Morgan Stanley Global Multi-Asset ETF Portfolio Management An Efficient Approach to a Diversified Investment Plan 522 Fifth Avenue 15th Floor, New York, NY 10036 212-296-1008
More informationAGENDA. 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8.
FSG STRATEGIES AGENDA 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8. Meet the Team 2 [ Thesis] Risk Approach Ideas Equities Fund Investments
More informationThe Hamilton Retirement Planning Group at Morgan Stanley. Helping clients transition into retirement
The Hamilton Retirement Planning Group at Morgan Stanley Helping clients transition into retirement 4520 Main Street, 8th Floor Kansas City, MO 64111 816-932-7856 / MAIN 800-821-6119 / TOLL-FREE 816-932-7836
More informationInvestment advisory and brokerage services
Investment advisory and brokerage services A guide to what you should know before investing with us Differences in our services Wells Fargo Advisors can offer brokerage and investment-advisory account
More informationPatrick K. McFadden, CFP, CIMA, CPM Director Investments Portfolio Manager OMEGA Portfolio Management
Patrick K. McFadden, CFP, CIMA, CPM Director Investments Portfolio Manager OMEGA Portfolio Management The OMEGA Program The OMEGA Program offers a highly personalized approach to investment management.
More informationThe Services Available to Your 401k Plan
The Services Available to Your 401k Plan Daniel R. Liff Senior Vice President Wealth Management Corporate Retirement Director Financial Planning Specialist Experience and Guidance That Make A Difference
More informationForm ADV Program Brochure Morgan Stanley Smith Barney LLC. Graystone Consulting. June 30, 2014
Form ADV Program Brochure Morgan Stanley Smith Barney LLC Graystone Consulting June 30, 2014 2000 Westchester Avenue Purchase, NY 10577 Tel: (914) 225-1000 Fax: (614) 283-5057 www.morganstanleyclientserv.com
More informationExecutive Financial Services
Executive Financial Services Strategies for Managing Your Wealth At Morgan Stanley, we understand the regulatory challenges you face as an executive and key insider when trying to access the assets within
More informationThe Services Available to Your 401(k) Plan
The Services Available to Your 401(k) Plan The Peachtree Group at Morgan Stanley Smith Barney Experience and Guidance That Make A Difference By offering your employees a retirement plan, you are providing
More informationAGENDA. 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8.
FSG STRATEGIES AGENDA 1. Thesis 2. Managing Risk 3. Approach 4. Idea Generation 5. Selecting Equities 6. Investing in Funds 7. Summary 8. Meet the Team 2 [ Thesis] Risk Approach Ideas Equities Fund Investments
More informationThe Dubie Group at Morgan Stanley. Experience That Makes a Difference
The Dubie Group at Morgan Stanley Experience That Makes a Difference Water Tower Hill 105 West View Road, 5th Fl., Colchester, VT 05446 802-658-2424/MAIN 800-446-0193/Toll-Free 802-860-1623/fax morganstanleyfa.com/dubie
More information11650 Lantern Road Suite 215 Fishers, Indiana Telephone: February 6, 2017 FORM ADV PART 2A BROCHURE
11650 Lantern Road Suite 215 Fishers, Indiana 46038 Telephone: 317-813-9984 www.rlwealthmanagement.com February 6, 2017 FORM ADV PART 2A BROCHURE This firm brochure provides information about the qualifications
More informationFinancial Planning Services
UBS Financial Services Inc. SEC File Number 801-7163 1000 Harbor Boulevard March 29, 2018 Weehawken, NJ 07086 (201)352-3000 http://financialservicesinc.ubs.com Financial Planning Services This brochure
More informationCustomized Target Date Solutions
Customized Target Date Solutions Multi-asset class strategies tailored for plan-specific needs and goals J.P. Morgan Asset Management s defined contribution expertise and outcome-focused portfolio structuring
More informationThe PGP Group at Morgan Stanley Smith Barney
The PGP Group at Morgan Stanley Smith Barney 1200 Mount Kemble Ave 2nd Floor, Morristown, NJ 07962 973-539-6700 / MAIN 800-755-4253 / TOLL-FREE 973-425-2366 / FAX morganstanley.com/fa/thepgpgroup vincent.pecora@mssb.com
More informationThe Delli Carpini Group at Morgan Stanley
The Delli Carpini Group at Morgan Stanley Tactical Investment Strategy. Comprehensive Wealth Planning. 522 Fifth Avenue 10th Floor, New York, NY 10036 212-603-6204 / MAIN 212-507-8242 / FAX https://fa.morganstanley.com/frank.dellicarpini
More informationADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE
ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 JUNE 12, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities Associates,
More informationMascoma Wealth Management LLC Part 2A of Form ADV Brochure
Mascoma Wealth Management LLC Part 2A of Form ADV Brochure 80 South Main Street Hanover, NH 03755 January 23, 2018 This brochure provides information about the qualifications and business practices of
More informationChurchill Management Group
hurchillmanagement hurchillmanagement Group hurchillmanagement Group ll Management Group hurchillmanagement G hurchillmanagement Group It is the mission of to build wealth for our Clients over the long
More informationThe Shelter Bay Group at Morgan Stanley
The Shelter Bay Group at Morgan Stanley 58 South Service Road Suite 400, Melville, NY 11747 631-755-8990 / MAIN 877-752-6454 / TOLL-FREE 631-755-8999 / FAX www.morganstanleyfa.com/theshelterbaygroup The
More informationDiversified Managed Allocations
Diversified Managed Allocations Multi-strategy portfolios with a focus on flexibility Is this program right for you? DMA is designed for investors who: Want experienced, professional money managers to
More information3 What We Believe. 4 Our Wealth Management Process. 9 Beyond Your Investment Strategy. The Lenox Group at Morgan Stanley
3 What We Believe 4 Our Wealth Management Process 9 Beyond Your Investment Strategy The Lenox Group at Morgan Stanley the lenox group at morgan stanley wealth management Robertson H. Bennett Family Wealth
More informationThe Lehigh Valley Group at Morgan Stanley. Financial Planning for Businesses, Executives & Families
The Lehigh Valley Group at Morgan Stanley Financial Planning for Businesses, Executives & Families 3500 Winchester Road Suite 100, Allentown, PA 18104 610-395-7700 / MAIN 800-433-4200 / TOLL-FREE 610-395-0694
More informationGUIDING YOU Toward Financial Independence
GUIDING YOU Toward Financial Independence FULLY INVESTED IN YOU We put our clients first. Period. Building long term professional and personal relationships with our clients has been the most satisfying
More informationMorgan Stanley. Our Process. The Bjorklund Group at Morgan Stanley
Morgan Stanley Our Process The Bjorklund Group at Morgan Stanley 1 Our Team Overview Brian Bjorklund Vice President, Wealth Advisor 952.921.1906 direct brian.bjorklund@morganstanley.com Kris Bjorklund
More informationJoel Isaacson & Co., LLC
Disclosure Brochure August 1, 2017 Item 1 Cover Page Joel Isaacson & Co., LLC 546 Fifth Avenue, 20 th Floor New York, NY 10036 (212) 302-6300 www.joelisaacson.com August 1, 2017 This Brochure provides
More informationDonna L. Fisher, CFP. Senior Vice President Financial Advisor
Donna L. Fisher, CFP Senior Vice President Financial Advisor 7272 Wisconsin Avenue 4th Floor, Bethesda, Maryland 20814 301-657-6325 / Main 800-455-6622 / Toll-Free 301-656-1510 / fax donna.l.fisher@mssb.com
More informationMeeder Asset Management, Inc.
Meeder Asset Management, Inc. Wrap Fee Program Brochure Form ADV Part 2A Appendix 1 6125 Memorial Drive Dublin, Ohio 43017 (800) 325-3539 www.meederinvestment.com March 1, 2019 This wrap fee program brochure
More informationItem 1 Cover Page INVESTMENT ADVISOR. Form ADV Part 2A Appendix 1. Comprehensive Portfolio Management Wrap Fee Program Brochure
Item 1 Cover Page INVESTMENT ADVISOR Form ADV Part 2A Appendix 1 Comprehensive Portfolio Management Wrap Fee Program Brochure Auxin Group Wealth Management, LLC 2923 Smith Road, Suite 202 Akron, Ohio 44333
More informationThe Wides Group at Morgan Stanley. Shaping Your Financial Future
The Wides Group at Morgan Stanley Shaping Your Financial Future 6735 CROSSWINDS DR N ST PETERSBURG, FL 33710 727-381-1234 / MAIN 800-237-2898 / TOLL-FREE 727-343-8203 / FAX www.morganstanleyfa.com/wides
More informationDAVIS DESHOTELS GROUP
DAVIS DESHOTELS GROUP wealth Management Beyond wealth management Our goal is to continually enhance the financial well-being of clients, allowing them to focus on what is most important in their lives.
More informationSeparately Managed Accounts. Investment Advisory Solutions for Today s Complex Markets
Separately Managed Accounts Investment Advisory Solutions for Today s Complex Markets Contents Consulting Group Overview Resources The GIC and Global Investment Manager Analysis Separately Managed Accounts
More informationGlobal Stock Plan Services
Global Stock Plan Services Understanding Your Equity Compensation Needs Company-sponsored equity plans not only represent a significant investment in your employees and your company, but also may be challenging
More informationFirm Brochure (Part 2A of Form ADV) HANLEY CAPITAL MANAGEMENT, LLC. 121 Summit Avenue, 2 nd Floor Summit, New Jersey 07901
Firm Brochure (Part 2A of Form ADV) HANLEY CAPITAL MANAGEMENT, LLC. 121 Summit Avenue, 2 nd Floor Summit, New Jersey 07901 Telephone: 908-598-2648 Fax: 908-273-6282 Email: shanley@hanleycapital.com This
More informationADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE
ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 NOVEMBER 14, 2017 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities
More informationGenerations Wealth, LLC CRD#
Brochure Form ADV Part 2A Item 1 - Cover Page Generations Wealth, LLC CRD# 173352 5947 Deerfield Blvd Suite 202 Mason, Ohio 45040 (513) 834-8056 www.generationswealth.com August 10, 2018 This Brochure
More informationJIMENEZ & PATE FINANCIAL GROUP
JIMENEZ & PATE FINANCIAL GROUP 945 Houston Northcutt Blvd. Mt. Pleasant, SC 29464 843-722-7806 office 843-577-9937 fax JimenezPate.BBTScottStringfellow.com JimenezPate@BBTScottStringfellow.com OUR TEAM
More informationExecutive Financial Services Group Capabilities
Morgan Stanley Wealth Management Timothy Davis, CFP Senior Vice President Executive Financial Services Group Director Financial Advisor Executive Financial Services Group Capabilities Morgan Stanley Smith
More informationDan Goldfarb CRD No
Item 1 - Cover Page Registered as: Planned Financial Services, LLC CRD No. 112879 Dan Goldfarb CRD No. 5012141 7000 Fitzwater Road, Suite 300 Cleveland, Ohio 44141 Telephone (440) 740-0130 Fax (440) 740-0339
More informationInvest With A Plan. A process to help you achieve what s important to you and your family
Invest With A Plan A process to help you achieve what s important to you and your family INVESTMENT AND INSURANCE PRODUCTS ARE: NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A DEPOSIT
More informationSeaCrest Wealth Management, LLC. Form ADV Part 2A Disclosure Brochure
Form ADV Part 2A Disclosure Brochure Effective: March 30, 2016 This Form ADV 2A ( Disclosure Brochure ) provides information about the qualifications and business practices of ( SWM or the Advisor ). If
More informationADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: DISCLOSURE BROCHURE
ADVISORY SERVICES - WRAP FEE PROGRAMS SEC Number: 801-43561 AUGUST 15, 2016 DISCLOSURE BROCHURE This Brochure provides information about the qualifications and business practices of Century Securities
More informationRetirement Plan Advisors, LLC Client Brochure
Retirement Plan Advisors, LLC Client Brochure Updated March 31, 2018 This brochure provides information about the qualifications and business practices of Retirement Plan Advisors, LLC. If there are any
More informationForm ADV Part 2A: Firm Brochure March 10, 2017
Form ADV Part 2A: Firm Brochure March 10, 2017 80 Washington Street, Building E-13 Norwell, MA 02061 (781) 792-0440 www.dfmwealth.com This brochure provides information about the qualifications and business
More informationYour advisor s trusted clearing provider
Your advisor s trusted clearing provider RBC Correspondent Services Introducing RBC Correspondent Services As an investor, you want the best professional support available to help you reach your financial
More informationPrivate Client Solutions
Private Client Solutions At a Glance Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value For Institutional Investors and Financial Advisors Only TABLE OF CONTENTS At Your Service...
More informationCopper Beech Wealth Management
Copper Beech Wealth Management 33 Bloomfield Hills Parkway Suite 100 Bloomfield Hills, MI 48304 248.203.2030 www.copperbeechwm.com Disclosure Brochure April 25, 2011 This brochure provides information
More informationBacon Financial Management, Inc. dba Financial Strategies Group Client Brochure
Bacon Financial Management, Inc. dba Financial Strategies Group Client Brochure This brochure provides information about the qualifications and business practices of Bacon Financial Management, Inc. dba
More informationThe Ellsworth Group at Morgan Stanley Smith Barney
The Ellsworth Group at Morgan Stanley Smith Barney 36 East Streetsboro Street Suite 101, Hudson, Ohio 44236 234-380-4800 / Main 234-380-4801 / fax fa.morganstanleyindividual.com/theellsworthgroup/ The
More informationForm ADV Part 2A Disclosure Brochure. WrapManager, Inc. 703 Market Street, 18th Floor San Francisco, CA
Form ADV Part 2A Disclosure Brochure WrapManager, Inc. 703 Market Street, 18th Floor San Francisco, CA 94103 415-541-7774 www.wrapmanager.com Date of Brochure: March 2014 This brochure provides information
More informationComprehensive plan services with an eye toward tomorrow
Comprehensive plan services with an eye toward tomorrow Schwab Retirement Plan Services, Inc. Always put the client first. No matter what. Charles Schwab Our culture of service At Schwab Retirement Plan
More informationThe Calabretta Group at Morgan Stanley. passionately committed to managing your wealth
The Calabretta Group at Morgan Stanley passionately committed to managing your wealth 204 North George St. Suite 300, York, PA 17401 717-854-5553 / MAIN 800-343-5235 / TOLL-FREE 717-852-4101 / FAX www.morganstanleyfa.com/thecalabrettagroup
More informationFirm Brochure Part 2A of Form ADV
Firm Brochure Part 2A of Form ADV Foundation Services LLC 640 West Putnam Avenue, 3 rd Floor Greenwich, CT 06830 Attn: Geoffrey Parkinson Jr. info@fsllc.net (203) 629-8552 www.foundationservicesllc.com
More informationThe Watts Group at Morgan Stanley. Investment Management Financial Counsel
The Watts Group at Morgan Stanley Investment Management Financial Counsel 222 Central Park Avenue Suite 1800, Virginia Beach, VA 23462 757-493-2100 / MAIN 800-622-3430 / TOLL-FREE 866-766-4930 / FAX http://www.morganstanleyfa.com/thewattsgroup
More informationSuccess on Your Terms
Success on Your Terms How We Help You Achieve Your Financial Goals The North Atlantic Group at Morgan Stanley Smith Barney David W. Wright, CFP Senior Vice President Senior Investment Management Consultant
More informationThe Brewer Harding Group at Morgan Stanley Smith Barney
The Brewer Harding Group at Morgan Stanley Smith Barney 705 SW Bonnett Way Suite 1200, Bend, OR 97702 541-617-6000 / MAIN 866-960-6007 / TOLL-FREE 541-382-7329 / FAX www.morganstanley.com/fa/thebrewerhardinggroup
More informationBrochure. Form ADV Part 2A. Item 1 - Cover Page Commerce Advisors, LLC CRD# Poplar Avenue Suite 2020 Memphis, Tennessee 38157
Brochure Form ADV Part 2A Item 1 - Cover Page Commerce Advisors, LLC CRD# 151439 5050 Poplar Avenue Suite 2020 Memphis, Tennessee 38157 901-260-6050 www.commerceadvisorsllc.com March 31, 2015 This brochure
More informationThe Spiro Group at Morgan Stanley
The Spiro Group at Morgan Stanley 1100 Poydras Street Suite 1900, Energy Centre, New Orleans, Louisiana 70163 504-585-3973 / Main 800-227-6121 / Toll-Free 504-910-9755 / fax www.morganstanleyfa.com/ spirogroup/
More informationThe Main Line Group at Morgan Stanley. Helping Clients To and Through Retirement
The Main Line Group at Morgan Stanley Helping Clients To and Through Retirement Two Town Place Suite 100, Bryn Mawr, PA 19010 855-598-6732 / toll-free 610-542-2944 / main 267-744-4100 / fax www.morganstanleyfa.com/themainlinegroup
More informationCorporate Retirement Services
Corporate Retirement Services Treasury Partners is a team of 20 investment professionals. We ve been representing the financial interests of corporate clients for more than 30 years, and have ranked in
More informationNFP Executive Benefits
NFP Executive Benefits NFP Executive Benefits ranked in the top five providers in four out of six categories in the 2011 PLANSPONSOR Buyer s Guide. NFP Executive Benefits The right solution for your company
More informationThe Seaview RED Group at Morgan Stanley
The Seaview RED Group at Morgan Stanley 2400 East Commercial Blvd. 12th Floor, Ft. Lauderdale, FL 33308 954-267-5631 / Main Robert.Lavin@morganstanley.com The Seaview RED Group at Morgan Stanley Institutional
More informationPeter Y. Choy, CRPC Investment Management Consultant Senior Vice President - Wealth Management Portfolio Manager
Peter Y. Choy, CRPC Investment Management Consultant Senior Vice President - Wealth Management Portfolio Manager 80 East Rio Salado Parkway Suite 810, Tempe, AZ 85281 480-345-4704 / MAIN 800-227-3645 /
More informationThe Cresfort Investment Group at Morgan Stanley Capabilities Overview
The Cresfort Investment Group at Morgan Stanley Capabilities Overview Table of Contents I. The Cresfort Investment Group Overview II. Equity Management Overview III. Fixed Income Management Overview IV.
More informationInstitutional Wealth Services. Helping organizations maximize institutional assets and bolster their employee financial benefits.
Institutional Wealth Services Helping organizations maximize institutional assets and bolster their employee financial benefits. 2 Morgan Stanley 2016 A Message From Marc Brookman Over the past 80 years,
More informationJames Carpentier-Levy, CFP Financial Advisor Financial Planning & Management for Medical, Dental, & Veterinary Private Practices
James Carpentier-Levy, CFP Financial Advisor Financial Planning & Management for Medical, Dental, & Veterinary Private Practices 101 W BROADWAY SUITE 1800, SAN DIEGO, CA 92101 619-544-6535 / MAIN 800-473-1331
More informationHEWINS FINANCIAL ADVISORS, LLC SEC File Number:
Item 1: COVER PAGE HEWINS FINANCIAL ADVISORS, LLC SEC File Number: 801 56865 Firm Brochure (Part 2A of Form ADV) May 17, 2013 Contact: Diane Kelvie, Chief Compliance Officer 400 South El Camino Real, Suite
More informationFIXED INCOME INVESTING WITH MORGAN STANLEY
FIXED INCOME INVESTING WITH MORGAN STANLEY FIXED INCOME INVESTING WITH MORGAN STANLEY At Morgan Stanley, we bring the global resources of our investment banking, underwriting and trading organizations
More informationCreating an investment plan as unique as you
Creating an investment plan as unique as you Richard S. Groscost Senior Financial Advisor - Wealth Management Ray V. Pearl, CFP Financial Advisor Gloria Rodriguez WM Senior Registered Client Relationship
More informationTAMAR SECURITIES, LLC VENTURA BOULEVARD, SUITE 1101 WOODLAND HILLS, CA 91364
ITEM 1. COVER PAGE FOR PART 2A OF FORM ADV: FIRM BROCHURE DATED: August 2018 TAMAR SECURITIES, LLC 21031 VENTURA BOULEVARD, SUITE 1101 WOODLAND HILLS, CA 91364 FIRM CONTACT: AMIT STAVINSKY, MANAGING DIRECTOR
More informationGlobal Stock Plan Services. Maximize your return on equity plans
Global Stock Plan Services Maximize your return on equity plans Corporate equity plans may represent a significant investment in your employees and in your company. But getting them right in an increasingly
More informationLegacy s business activities have not changed materially since the time of the last filing.
Item 1 Cover Page Part 2A of Form ADV Brochure Legacy Wealth Management, Inc. 1715 Aaron Brenner Drive, Suite 301 Memphis, TN 38120 901-758-9006 www.legacywealth.com March 21, 2017 This Brochure provides
More informationDefining the Fine Line Mitigating Risk with 10b5-1 Plans
Defining the Fine Line Mitigating Risk with 10b5-1 Plans Since the adoption of Rule 10b5-1 in 2000, the number of plans has grown steadily. Insiders at 51% of S&P 500 companies used 10b5-1 plans in 2015
More informationGlobal ETF Portfolios
The Leaders In Pactive Management Richard Bernstein Advisors Global ETF Portfolios Richard Bernstein Advisors The Leaders In Pactive Management It is startling that so many investors focus on short-term
More informationFORM ADV, PART 2A APPENDIX 1 WRAP FEE PROGRAM BROCHURE J.P. MORGAN CORE ADVISORY PORTFOLIO
FORM ADV, PART 2A APPENDIX 1 WRAP FEE PROGRAM BROCHURE J.P. MORGAN CORE ADVISORY PORTFOLIO J.P. Morgan Securities LLC October 2, 2017 277 Park Avenue New York, NY 10172 800-392-5749 http://www.chase.com/jpmcap
More informationF OCUSED ON Y OUR F INANCIAL F UTURE
F OCUSED ON Y OUR F INANCIAL F UTURE CM COBURN & MEREDITH, INC. Established 1934 Our mission and dedication is to give you financial peace of mind. The Coburn & Meredith Value Coburn & Meredith, Inc. was
More informationTax Management Services for Select UMA
Tax Management Services for Select UMA Seeking to Improve After-Tax Returns With Unified Managed Accounts According to the Investment Company Institute, Mutual Funds distributed $398 billion in capital
More informationCustom Portfolio Group LLC 2011 Form ADV Part 2A Disclosure Brochure
Custom Portfolio Group LLC 2011 Form ADV Part 2A Disclosure Brochure This Brochure provides information about the qualifications and business practices of Custom Portfolio Group LLC ( Custom Portfolio
More informationThe Harbor Group at Morgan Stanley
The Harbor Group at Morgan Stanley Back row left to right: Aaron Sheehy, Jeffrey DiNapoli, Steven Greenberg, Alan Preto, John Vessa, Jeffrey Winik Middle row left to right: Corey Fleisher, Andrew Alessandrini
More informationGrowth & Income Strategy. 12/31/ Vanderbilt Beach Road, Suite 102 Naples, Florida V:
Growth & Income Strategy 12/31/2015 999 Vanderbilt Beach Road, Suite 102 Naples, Florida 34108 V: 866-459-9998 About Us Founded in 2006, Gyroscope Capital Management Group ( Gyroscope Capital ) focuses
More informationRCA Capital Group, LLC Independent Advisors Focused on Your Success
RCA Capital Group, LLC Independent Advisors Focused on Your Success RCA Capital Group, LLC 1325 Franklin Avenue, Suite 105 Garden City, NY 11530 Securities and Advisory Services offered through Commonwealth
More informationMeeder Asset Management, Inc.
Meeder Asset Management, Inc. Advisory Services Brochure Form ADV Part 2A 6125 Memorial Drive Dublin, Ohio 43017 (800) 325-3539 www.meederinvestment.com March 29, 2019 This brochure provides information
More informationUBS Select for Corporate Retirement Plans Platform
UBS Select for Corporate Retirement Plans Platform Important information and disclosures for plan fiduciaries The UBS Select for Corporate Plans Platform is a brokerage arrangement offered by UBS Financial
More informationWe ve Got You Covered Executive Benefit Resources
We ve Got You Covered Executive Benefit Resources EXECUTIVE BENEFITS You want top talent that adds value to your company, and that talent wants long-term financial stability. A forward-thinking executive
More informationFirm Brochure Parkland Boulevard, Suite 306 Mayfield Heights, Ohio, (216)
Firm Brochure This brochure provides information about the qualifications and business practices of St. Clair Advisors, LLC. If you have any questions about the contents of this brochure, please contact
More informationBrochure. Form ADV Part 2A. Item 1 - Cover Page CRD# Cicero Drive Suite 650 Alpharetta, Georgia (678)
Brochure Form ADV Part 2A Item 1 - Cover Page CRD# 148284 11175 Cicero Drive Suite 650 Alpharetta, Georgia 30022 (678) 527-2800 www.redwoodwm.com March 6, 2018 This Brochure provides information about
More informationForm ADV Part 2A Brochure and Form ADV Part 2B Brochure Supplement
Item 1 Cover Page Hutchinson & Ziegler Financial Advisors, Inc. Form ADV Part 2A Brochure and Form ADV Part 2B Brochure Supplement Updated: March 31, 2014 1010 B Street, Suite 325 San Rafael, CA 94901
More information1st Global Advisors, Inc Merit Drive, Suite 1200 Dallas, TX 75251
1st Global Advisors, Inc. 12750 Merit Drive, Suite 1200 Dallas, TX 75251 This Part 2A Appendix 1 of Form ADV: Wrap Fee Program Brochure provides information about qualifications and business practices
More informationCarolina Financial Advisors, Inc.
FORM ADV Uniform Application for Investment Adviser Registration Part 2A: Investment Adviser Brochure Item 1: Cover Page Carolina Financial Advisors, Inc. CRD # 118823 100 East Lake Drive, Suite 100 Greensboro,
More information1 Our Commitment. 3 Our Mission. 8 Our People. The Lonske Group at Morgan Stanley
1 Our Commitment 3 Our Mission 8 Our People The Lonske Group at Morgan Stanley Our Commitment: To help preserve your wealth and enhance your life Those with the skills and determination to create significant
More informationL.M. Kohn & Company WRAP Fee Program Brochure
L.M. Kohn & Company WRAP Fee Program Brochure 10151 Carver Rd. Suite 100 Cincinnati, OH 45242 (513) 792-0301 or 800-478-0788 www.lmkohn.com December 1, 2018 This wrap fee program brochure provides information
More informationStrategic. Financial. Solutions. The Advantage of Personal Professional Money Management
Strategic Financial Solutions The Advantage of Personal Professional Money Management 2 S t r a t e g i c F i n a n c i a l S o l u t i o n s Having financial goals is one thing. Achieving them is another,
More informationPOGSON & MATT WEALTH MANAGEMENT GROUP, LLC WRAP BROCHURE
POGSON & MATT WEALTH MANAGEMENT GROUP, LLC WRAP BROCHURE 6930 E. CHAUNCEY LANE, SUITE 295 PHOENIX, AZ 85054 (602) 282-0189 March 30, 2018 This wrap fee program brochure provides information about the qualifications
More informationTAMAR SECURITIES, LLC VENTURA BOULEVARD, SUITE 1101 WOODLAND HILLS, CA 91364
ITEM 1. COVER PAGE FOR PART 2A OF FORM ADV: FIRM BROCHURE DATED: MARCH 2017 TAMAR SECURITIES, LLC 21031 VENTURA BOULEVARD, SUITE 1101 WOODLAND HILLS, CA 91364 FIRM CONTACT: AMIT STAVINSKY, MANAGING DIRECTOR
More informationRetirement Plan Services. Consulting Services for Employer-Sponsored Retirement Plans
Retirement Plan Services Consulting Services for Employer-Sponsored Retirement Plans Introduction The Retirement Plan Services Group at HighTower is a multi-disciplinary team of fiduciaries combining expertise
More informationUBS Select for Corporate Retirement Plans Platform
UBS Select for Corporate Retirement Plans Platform Important information and disclosures for plan fiduciaries The UBS Select for Corporate Plans Platform is a brokerage arrangement offered by UBS Financial
More informationForm ADV Part 2A Disclosure Brochure
Form ADV Part 2A Disclosure Brochure Effective: March 28, 2016 This Disclosure Brochure provides information about the qualifications and business practices of Connecticut Wealth Management, LLC ( CTWM
More informationTHE SPROUL-GOUGH GROUP at Morgan Stanley
THE SPROUL-GOUGH GROUP at Morgan Stanley 4205 BALMORAL DRIVE SUITE 100 HUNTSVILLE, AL 35801 256-650-4003 / MAIN 800-877-0380 / TOLL-FREE 256-650-4046 / FAX www.morganstanley.com/fa/thesproulgoughgroup
More information