Kentucky Teachers Retirement System Statistical Section
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1 Kentucky Teachers Retirement System Statistical Section
2 This section of the Kentucky Teachers' Retirement System Comprehensive Annual Financial Report (KTRS CAFR) presents detailed information as a context for understanding the information in the financial statements, note disclosures, and required supplementary information regarding the System's overall financial health. CONTENTS Financial Trends... page 161 These schedules contain trend information to help the reader understand how KTRS's financial performance & well-being have changed over time. Demographic & Economic Information... page 163 These schedules offer demographic and economic indicators to help the reader understand the System's environment within which KTRS's financial activities take place. Operating Information... page 168 These schedules contain benefits, service, and employer contribution data to help the reader understand how KTRS's financial report relates to KTRS's services and activities. 16 Kentucky Teachers Retirement System Ended June 3,
3 Defined Benefit Plan Past Ten Fiscal s Employer Contributions Additions by Source Member Contributions Net Investment Income Total Additions to Plan Net 563,326,249 34,981,62 2,83,247,956 3,671,555, ,233,446 34,738,728 2,39,874,263 2,912,846, ,339,552 39,729,924 39,696,252 1,176,765,728 1,37,935,993 32,262,819 2,76,972,224 4,11,171,36 479,85,88 297,613,965 1,59,785,381 2,287,24, ,549, ,247, ,678, ,423,948 (2,2,682,522) (99,83,525) (1,284,454,23) (151,411,795) 434,89, ,687,864 2,63,878,767 2,768,457,1 41,92, ,464, ,38,2 1,386,693, ,346, ,24, ,7,556 1,581,441,512 Service Retirants Disability Retirants Survivors Deductions by Type (Including Benefits by Type) Life Insurance* TOTAL Benefits Refunds Administrative Expense Total Deductions to Plan Net ,563,634,993 1,484,132,938 1,41,38,816 1,326,33,698 1,249,272,57 1,184,75,934 1,15,78,345 1,4,3, ,18,57 92,863,42 73,51,441 69,88,291 65,297,491 6,95,214 57,782,651 54,562,38 51,842,271 48,863,876 17,239,266 16,781,695 16,26,858 15,551,81 14,754,62 14,342,435 14,48,485 13,671,586 1,654,375,7 1,57,722,924 1,482,939,165 1,42,535,713 1,321,88,77 1,252,98,47 1,17,969,11 1,12,538,879 25,461,843 22,59,94 19,549,73 17,325,387 15,31,68 15,28,419 15,965,83 14,822,827 46,75,585 44,7,71 12,943,639 12,585,248 3,894, 3,852,8 1,35,66, ,371,539 12,834,222 1,975,941 7,955,972 8,377,3 7,762,88 7,322,739 8,83,54 8,165,757 7,551,936 7,351,846 6,839,859 6,652,673 1,687,793,515 1,61,159,21 1,51,251,118 1,427,183,839 1,345,949,54 1,276,354,583 1,194,486,12 1,124,713,552 1,55,28, ,,153 * Life Insurance Plan valued separately-- see page Total Additions to Plan Net Changes in Plan Net Total Deductions to Plan Net Changes in Plan Net 3,671,555,825 2,912,846,437 1,176,765,728 4,11,171,36 2,287,24,434 (1,284,454,23) (151,411,795) 2,768,457,1 1,386,693,827 1,581,441,512 1,687,793,515 1,61,159,21 1,51,251,118 1,427,183,839 1,345,949,54 1,276,354,583 1,194,486,12 1,124,713,552 1,55,28, ,,153 1,983,762,31 1,311,687,416 (333,485,39) 2,673,987, ,254,93 (2,56,88,66) (1,345,897,915) 1,643,743, ,413,465 6,441,359 Kentucky Teachers Retirement System Ended June 3, 161
4 Medical Insurance Plan Past Ten Fiscal s Employer Contributions Additions by Source Member Contributions Recovery Income Net Investment Income Total Additions to Plan Net 157,688, ,576, ,966, ,241,22 158,761, ,48,37 148,929, ,233,784 89,319,498 79,22, ,19, ,795,78 1,346,7 84,147,337 63,85,573 58,688,767 55,42,83 53,99,678 51,697,167 51,576,31 4,879,981 34,976 3,781, ,312 14,618,348 13,683,83 11,936,887 1,337,338 6,117,979 67,741,63 3,718,836 (3,989,22 ) 8,334,296 12,312,999 11,296,28 8,128,179 6,722,8 6,84,286 6,57, ,5, ,126,36 274,14, ,216, ,498, ,76, ,397, ,392,88 153,938,93 137,16,13 Insurance Benefit Expense Under Age 65 Age 65 & Over Deductions by Type (Including Benefits by Type) Administrative Expense Total Insurance Benefits Expense Refunds* Total Deductions to Plan Net ,963,28 142,17, ,228, ,544,45 136,72, ,819,475 15,17,323 98,761,18 72,746,945 8,89,958 1,675,376 81,37,647 1,1,133 1,275,26 1,21,629 1,186,29 243,17, ,26,824 23,176, ,621, ,377,528 24,857, ,17, ,26,824 23,176, ,621, ,377,528 24,857,122 17,437,45 14,828,254 12,97,29 82,186,847 71,838,765 69,4,843 66,66,16 64,233, ,276, ,229,97 169,63, ,42,329 1,14 5,834 5,143 9,72 179,286, ,234, ,635, ,429,41 *Refunds are netted against member contributions beginning fiscal year. Changes in Plan Net Total Additions to Plan Net Total Deductions to Plan Net 365,5, ,126,36 274,14, ,216, ,498, ,76, ,397, ,392,88 153,938,93 137,16,13 243,17, ,26,824 23,176, ,621, ,377,528 24,857, ,286, ,234, ,635, ,429,41 Changes in Plan Net 122,329,685 74,919,212 43,927,958 53,594,755 12,12,825 43,219,792 45,11,989 9,157,949 (15,696,69) (9,323,271) 162 Kentucky Teachers Retirement System Ended June 3,
5 Life Insurance Plan Past Eight Fiscal s Additions by Source Employer Net Contributions Investment Income 1,6,91 4,572,845 1,68, ,76 1,684,711 6,45,22 1,668,822 3,94,776 1,966,826 5,383,644 5,455,473 5,282,958 5,411,249 6,321,491 5,22,137 (3,413,537) Total Additions to Plan Net 5,578,936 2,355,255 8,134,733 4,763,598 7,35,47 1,738,431 11,732,74 1,68,6 Deductions by Type (Including Benefits by Type) Life Insurance Total Deductions to Plan Net Changes in Plan Net Total Additions to Plan Net Total Deductions to Plan Net Changes in Plan Net 4,692, 4,614,718 4,397,281 4,12, 4,148,511 3,694, 4,3, 4,245, 4,713,324 4,639,143 4,42,167 4,141,511 4,148,511 3,694, 4,3, 4,245, 5,578,936 2,355,255 8,134,733 4,763,598 7,35,47 1,738,431 11,732,74 1,68,6 4,713,324 4,639,143 4,42,167 4,141,511 4,148,511 3,694, 4,3, 4,245, 865,612 (2,283,888) 3,714, ,87 3,21,959 7,44,431 7,729,74 (2,636,4) Distribution of Active Contributing Members as of June 3, Age By Age Male Female s of Service By Service Male Female & over TOTAL 235 1,556 2,266 2,414 2,533 2,169 1,898 1,523 1,297 1,9 16, ,458 6,918 7,273 11,417 7,477 5,936 4,741 3,677 2,56 56,426 Less than or more TOTAL 1,185 3,981 3,453 2,87 2,467 1,684 1, ,981 6,43 13,2 1,843 9,148 7,672 5,326 3, ,426 Kentucky Teachers Retirement System Ended June 3, 163
6 Principal Participating Employers Current and Nine s Ago Covered Employees 25 Rank Percentage of Total System Covered Employees Rank Percentage of Total System Jefferson County Schools Fayette County Public Schools Boone County Schools Hardin County Schools Kenton County Schools Bullitt County Schools Warren County Schools Oldham County Schools Daviess County Schools Madison County Schools All Other* 1,255 4,58 1,872 1,343 1,327 1,318 1,262 1,192 1,13 1,11 5, % ,646 3,889 1,47 1,27 1,126 1,31 1, ,54 1,61 51, % TOTAL (28 Employers) 76,69 1.% 73,878 1.% * In, all other consisted of: Type Number Employees Local School Districts ,68 Higher Education 6 4,23 State Agencies 15 1,64 Regional Coops 8 34 Other 6 15 TOTAL 198 5, Adair 2. Allen 3. Anderson 4. Ballard 5. Barren 6. Bath 7. Bell 8. Boone 9. Bourbon 1. Boyd 11. Boyle 12. Bracken 13. Breathitt 14. Breckinridge 15. Bullitt 16. Butler 17. Caldwell 18. Calloway 19. Campbell 2. Carlisle 21. Carroll 22. Carter 23. Casey 24. Christian 25. Clark 26. Clay 27. Clinton 28. Crittenden 29. Cumberland 3. Daviess 31. Edmonson 32. Elliott 33. Estill 34. Fayette 35. Fleming 36. Floyd 37. Franklin 38. Fulton 39. Gallatin 4. Garrard 41. Grant 42. Graves 43. Grayson 44. Green 45. Greenup 46. Hancock 47. Hardin 48. Harlan KTRS Schedule of Participating Employers School Districts: County Schools 49. Harrison 5. Hart 51. Henderson 52. Henry 53. Hickman 54. Hopkins 55. Jackson 56. Jefferson 57. Jessamine 58. Johnson 59. Kenton 6. Knott 61. Knox 62. Larue 63. Laurel 64. Lawrence 65. Lee 66. Leslie 67. Letcher 68. Lewis 69. Lincoln 7. Livingston 71. Logan 72. Lyon 73. Madison 74. Magoffin 75. Marion 76. Marshall 77. Martin 78. Mason 79. McCracken 8. McCreary 81. McLean 82. Meade 83. Menifee 84. Mercer 85. Metcalfe 86. Monroe 87. Montgomery 88. Morgan 89. Muhlenberg 9. Nelson 91. Nicholas 92. Ohio 93. Oldham 94. Owen 95. Owsley 96. Pendleton 97. Perry 98. Pike 99. Powell 1. Pulaski 11. Robertson 12. Rockcastle 13. Rowan 14. Russell 15. Scott 16. Shelby 17. Simpson 18. Spencer 19. Taylor 11. Todd 111. Trigg 112. Trimble 113. Union 114. Warren 115. Washington 116. Wayne 117. Webster 118. Whitley 119. Wolfe 12. Woodford 164 Kentucky Teachers Retirement System Ended June 3,
7 KTRS Schedule of Participating Employers (continued) School Districts: City Schools 1. Anchorage 2. Ashland 3. Augusta 4. Barbourville 5. Bardstown 6. Beechwood 7. Bellevue 8. Berea 9. Bowling Green 1. Burgin 11. Campbellsville 12. Caverna 13. Cloverport 14. Corbin 15. Covington 16. Danville 17. Dawson Springs 18. Dayton 19. East Bernstadt 2. Elizabethtown 21. Eminence 22. Erlanger-Elsmere 23. Fairview 24. Fort Thomas 25. Frankfort 26. Fulton 27. Glasgow 28. Harlan 29. Hazard 3. Jackson 31. Jenkins 32. Ludlow 33. Mayfield 34. Middlesboro 35. Murray 36. Newport 37. Owensboro 38. Paducah 39. Paintsville 4. Paris 41. Pikeville 42. Pineville 43. Raceland 44. Russell 45. Russellville 46. Science Hill 47. Silver Grove 48. Somerset 48. Southgate 5. Walton-Verona 51. West Point 52. Williamsburg 53. Williamstown Universities & Community/ Technical Colleges 1. Eastern Kentucky 2. Kentucky State 3. Morehead State 4. Murray State 5. Western Kentucky 6. Kentucky Community & Technical College System State of Kentucky/ Other Organizations 1. Education and Workforce Development Cabinet 2. Legislative Research Commission 3. Finance and Administration Cabinet Other Organizations 1. Education Professional Standards Board 2. Kentucky Education Association 3. Kentucky Academic Association 4. Kentucky Educational Development Cooperative 5. Kentucky High School Athletic Association 6. Kentucky School Boards Association 7. Kentucky Valley Educational Cooperative 8. Northern Kentucky Cooperative for Educational Services 9. Ohio Valley Educational Cooperative 1. West Kentucky Education Cooperative 11. Green River Regional Education Cooperative 12. Central Kentucky Special Education Cooperative 13. Southeast South-Central Educational Cooperative Kentucky Teachers Retirement System Ended June 3, 165
8 Number of Payments in United States , ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS LOUISIANNA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING Distribution of Retirement and Medical Payments Worldwide As of June 3, Number of Payments Outside United States 7 DIST COLUMBIA 3 MILITARY APO 1 AUSTRALIA 1 BARBADOS 5 CANADA 1 ENGLAND 1 PHILIPPINES 1 SWEDEN 1 SWITZERLAND TOTALS Number of Out of State Payments... 5,47 Out of State Payments ,464,568 Number of Payments... 49,856 Amount of Payments... 1,816,125, Kentucky Teachers Retirement System Ended June 3,
9 Kentucky Teachers Retirement System Ended June 3, 167 Distribution of Retirement and Medical Payments Statewide as of June 3, County Name Number of Recipients Adair Allen Anderson Ballard Barren Bath Bell Boone Bourbon Boyd Boyle Bracken Breathitt Breckinridge Bullitt Butler Caldwell Calloway Campbell Carlisle Carroll Carter Casey Christian Clark Clay Clinton Crittenden Cumberland Daviess Edmonson Elliott Estill Fayette Fleming Floyd Franklin Fulton Gallatin Garrard Grant Graves Grayson Green Greenup Hancock Hardin Harlan Harrison Hart Henderson Henry Hickman Hopkins Jackson Jefferson Jessamine Johnson Kenton Knott Knox Larue 6,925,893 6,44,822 7,691,376 4,613,421 15,7,47 4,231,65 13,873,4 34,614,35 7,23,947 19,985,55 17,77,351 3,811,88 8,371,99 6,867,16 17,187,449 3,56,428 6,768,176 24,9,369 27,368,619 1,589,726 2,981,51 13,11,273 5,671,52 19,688,721 12,144,662 1,787,1 5,284,797 2,35,528 3,52,4 4,512,111 3,66,53 2,24,946 5,193,497 16,597,756 6,118,58 19,598,61 27,26,75 2,697, ,914 7,41,269 6,936,366 15,289,313 9,73,562 4,3,995 13,894,337 2,927,283 31,73,32 14,874,1 7,466,847 5,234,91 15,888,232 6,698,84 1,457,783 17,73,864 4,631, ,811,19 12,729,141 12,974,195 34,162,691 8,567,431 9,573,1 6,36, , , , Total Payments Laurel Lawrence Lee Leslie Letcher Lewis Lincoln Livingston Logan Lyon Madison Magoffin Marion Marshall Martin Mason McCracken McCreary McLean Meade Menifee Mercer Metcalfe Monroe Montgomery Morgan Muhlenberg Nelson Nicholas Ohio Oldham Owen Owsley Pendleton Perry Pike Powell Pulaski Robertson Rockcastle Rowan Russell Scott Shelby Simpson Spencer Taylor Todd Trigg Trimble Union Warren Washington Wayne Webster Whitley Wolfe Woodford 22,589,262 5,231,66 2,691,83 5,473,467 11,91,63 6,48,833 1,647,715 3,233,784 9,676,713 3,97,255 5,567,45 6,428,112 6,463,63 13,474,756 4,877,716 7,293,246 26,532,985 7,248,989 4,16,341 7,86,65 2,115,473 8,715,93 3,75,944 5,53,34 11,949,69 6,51,47 11,715,321 14,775,172 2,12,143 7,44,3 18,212,692 3,131,627 4,61,17 4,735,761 13,722,88 29,233,788 4,751,288 25,22, ,833 7,135,145 17,329,787 8,32,597 14,598,196 17,57,564 6,63,999 5,44,122 1,952,56 3,19,73 6,322,545 2,68,824 4,235,548 58,496,633 3,93,197 8,331,428 4,777,432 24,432,161 4,81,862 1,673,898 1,667,661, , , ,386 County Name Number of Recipients Total Payments Total in Kentucky
10 Growth in Annuitants as of June 3, Fiscal Service Retirees Disabilities Beneficiaries of Retired Members Survivors Eligible to Retire ,618 34,462 35,55 36,684 37,67 38,75 4,17 41,255 42,581 2,39 2,86 2,155 2,29 2,284 2,379 2,478 2,582 2,641 1,631 1,722 1,778 1,837 1,915 2,3 2,126 2,27 2, Amount of Monthly Benefit () , 1,1-1,5 1,51-2, 2,1-2,5 2,51-3, 3,1-3,5 3,51-4, 4,1-4,5 4,51-5, 5,1 & OVER Schedule of Annuitants by Type of Benefit as of June 3, Number of Annuitants 3,519 2,734 3,38 3,666 5,424 8,636 7,542 5,15 3,349 2,63 3,43 2,56 2,89 2,228 2,928 4,69 7,89 6,797 4,52 2,996 1,767 2,925 Type of Benefit* TOTAL** 48,551 41,255 2,641 *Type of Benefit 3-Survivor Payment - Active Member 1-Normal Retirement for Age & Service 4-Beneficiary Payment - Retired Member 2-Disability Retirement 5-Disabled Adult Child 429 2,9 316 ** Retirees in waiver program are not included. Schedule of Annuitants by Option Selected as of June 3, Amount of Monthly Benefit () Option Selected* None , 1,1-1,5 1,51-2, 2,1-2,5 2,51-3, 3,1-3,5 3,51-4, 4,1-4,5 4,51-5, 5,1 & OVER 1,831 1,443 1,481 1,939 2,567 4,29 3,943 2,643 1,696 1,49 1, ,43 1, TOTAL 24,632 5,66 4,79 1, , 4,689 1,346 *Option selected: 1 - Straight-life annuity with refundable balance 2 - Period certain benefit and life thereafter 3 - Joint-survivor annuity 4 - Joint-survivor annuity, one-half benefit to beneficiary 5 - Other payment - special option 6 - Joint-survivor annuity with pop-up option 7 - Joint-survivor annuity, one-half benefit to beneficiary with pop-up option 168 Kentucky Teachers Retirement System Ended June 3,
11 Defined Benefit Plan Average Benefit Payments for the Past Ten s By s of Service Credit Retirement Effective Dates >= TOTAL 7/1/24 TO 6/3/ , , , ,488 4, ,978 4, ,892 4, ,86 5, ,883 4,724 2,197 7/1/25 TO 6/3/ , , ,19 4, ,493 4, ,37 4, ,998 4, ,63 5, ,827 4,773 1,873 7/1/26 TO 6/3/ 178 4, , ,59 9 1,559 4, ,136 4, ,14 4, ,263 5, ,9 4,916 1,577 7/1/ TO 6/3/ 199 3, , ,117 4, ,658 4, ,276 4, ,279 5, ,319 5, ,984 5,17 1,831 7/1/ TO 6/3/ 2 4, , ,5 3, ,725 4, ,436 4, ,368 5, ,496 5, ,941 5,164 1,824 7/1/ TO 6/3/ 185 3, , ,14 4, ,7 4, ,427 4, ,468 5, ,67 6, ,222 5,316 1,647 7/1/ TO 6/3/ 149 3, , ,225 4, ,781 4, ,513 5, ,621 5, ,827 6, ,24 5,392 1,854 7/1/ TO 6/3/ 175 3, , ,17 4, ,897 4, ,613 5, ,674 5, ,726 6, ,148 5,331 2,2 7/1/ TO 6/3/ 161 3, , ,186 4, ,963 4, ,781 5, ,811 5, ,162 6, ,149 5,476 2,14 7/1/ TO 6/3/ 192 4, , ,27 4, ,68 5, ,797 5, ,847 5, ,362 6, ,126 5,589 1,853 Ten s Ended June 3, 184 3, ,592 1,546 1,111 4,22 1,257 1,751 4,638 1,288 2,499 5,82 2,298 3,46 5,283 6,223 4,494 5,935 5,771 3,42 5,169 18,87 Kentucky Teachers Retirement System Ended June 3, 169
12 Medical Insurance Plan Average Insurance Premium Supplements for the Last Ten s By s of Service Credit Retirement Effective Dates >= TOTAL 7/1/24 to 6/3/ ,768 1,967 7/1/25 to 6/3/ ,44 1,623 7/1/26 to 6/3/ ,111 7/1/ to 6/3/ ,153 7/1/ to 6/3/ ,329 1,522 7/1/ to 6/3/ ,276 1,484 7/1/ to 6/3/ ,36 1,531 7/1/ to 6/3/ ,568 1,799 7/1/ to 6/3/ ,373 1,596 7/1/ TO 6/3/ ,227 1, Kentucky Teachers Retirement System Ended June 3,
13 Summary of Fiscal - Retiree Sick Leave Payments ACTUARIAL RATE Grand total members retiring Total members receiving sick leave payments Total amount of sick leave % contribution rate Average payment per retiree Total increase in final 3/5 average salary base Average increase in final average salary Total service credit of 1,548 retirees Average service credit of 1,548 retirees 2,228 1,548 19,692,958 12,722 5,433,667 3,51 38, ANTICIPATED LIFETIME PAYOUT OF ADDITIONAL ANNUITY Actuarial cost of sick leave as salary credit 45,174,969 Funding of Additional Payments Member contributions 9.15% x 19,692,958 = Employer contributions 12.35% x 19,692,958 = DEFICIT: Total Contributions Anticipated additional payout Less total contributions Subtotal unfunded debt Less current year appropriation TOTAL DEFICIT (overpayment)* 1,793,44 2,423,218 4,216,262 45,174,969 4,216,262 4,958,77 4,44,3 36,518,47 * NOTE: Actuarial factors used for sick leave calculations changed effective July 1, Sick leave deficits are amortized over 2 year periods. Kentucky Teachers Retirement System Ended June 3, 171
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Statistical Section for Fiscal ending June 3, This section of the Kentucky Teachers' Retirement System Comprehensive Annual Financial Report (KTRS CAFR) presents detailed information as a context for understanding
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