RMG ROUNDUP. Residential Management Industry News and Updates RMG RETAINS INVESTORS IN PEOPLE NEW RMG WEBSITE LAUNCHED

Size: px
Start display at page:

Download "RMG ROUNDUP. Residential Management Industry News and Updates RMG RETAINS INVESTORS IN PEOPLE NEW RMG WEBSITE LAUNCHED"

Transcription

1 RMG ROUNDUP rmgltd.co.uk Residential Management Industry News and Updates SUMMER 2016 Welcome to the summer issue of the Residential Management Group newsletter. In this issue RMG is pleased to announce the launch of our new corporate website and update you on the work we do to support a range of charities. We also provide details of the latest important regulatory and legislative changes which impact the industry. Remember, our new Paperless system means that you can opt to receive all your correspondence from us by including this newsletter. So if you haven t already, sign up today by visiting: RMG RETAINS INVESTORS IN PEOPLE Since 1991 Investors in People has set the standard for better people management. The Investors in People Standard defines what it takes to lead, support and manage people well for sustainable results. RMG recognise the importance of investing in the training and career development of its staff and we are proud to announce that we have successfully retained the accreditation following a recent reassessment. Hugh McGeever Managing Director, RMG NEW RMG WEBSITE LAUNCHED RMG are delighted to announce that our new corporate website is now live. I hope you agree that the layout is much clearer and easier to navigate. The new design allows you to easily interact with us via live chat, Twitter and access your RMG Living account. You can also read previous versions of our newsletter, catch up on our latest news and read important industry updates. You can check out the new site by visiting: rmgltd.co.uk 01

2 THE IMMIGRATION ACT 2016 The Immigration Act 2016 (IA 2016) is to introduce further new sanctions to enforce immigration laws and has particular relevance to those of you who sublet a property. The provisions in the IA 2016 develop the right to rent measures that were introduced by the Immigration Act 2014, prohibiting private landlords of residential properties from allowing certain people to occupy those properties, based on their immigration status. It is intended to make it easier for landlords to evict illegal immigrant tenants. In some circumstances, landlords will be able to evict without a court order. Landlords will obtain a notice issued by the Home Office confirming that the tenant is disqualified from renting in the UK as a result of the tenant s immigration status. On receipt of the notice, the landlord will be expected to ensure that the illegal immigrant leaves the property. The IA 2016 will also introduce four new criminal offences targeted at landlords who repeatedly fail to carry out right to rent checks and fail to take steps to remove illegal immigrants from their properties. Landlords and agents could face fines, imprisonment and additional sanctions under the Proceeds of Crime Act FOREIGN COMPANIES THAT OWN PROPERTY IN THE UK HOUSING AND PLANNING ACT 2016 On 19 th May 2016 it was announced that any foreign company that wants to buy UK property or bid for central government contracts will have to join a new public register of beneficial ownership information before they can do so. This will be the first register of its kind anywhere in the world. For the first time, foreign companies that already hold or want to buy property in the UK will be forced to reveal who really owns them. 40 jurisdictions, including a number of Overseas Territories and Crown Dependencies with major financial centres will automatically share beneficial ownership information. The register will also include companies who already own property in the UK. It is estimated overseas companies own 100,000 properties in England and Wales, with more than 44,000 of them in London. On 12 th May 2016 the Housing and Planning Act 2016 was passed. The Act has the strategic objectives of increasing the output of new build homes, and improving the affordability of home ownership for first time buyers. However, it also has some implications for existing landlords and tenants: Starter Homes are to be introduced as an affordable housing category on new build developments. Banning orders are being introduced for rogue landlords and agents, together with a database of landlords and letting agents subject to banning order convictions. The Secretary of State now has the power to impose duties on private landlords of residential premises in England to ensure that properties that they let comply with electrical safety standards (no date has been set for implementation). rmgltd.co.uk 02

3 PERSONS OF SIGNIFICANT CONTROL (PSC) REGISTER From 6 th April 2016, the Register of People with Significant Control Regulations 2016 brought into force aspects of the Small Business Enterprise and Employment Act This legislation introduced a new statutory register for companies to maintain. The Persons with Significant Control Register must contain details of all persons who satisfy one of five tests for significant control. The tests for significant control are if a person (or company): 1. Owns more than 25% of the company s shares (directly or indirectly); 2. Owns more than 25% of the company s voting rights (directly or indirectly); 3. Has the right to appoint or remove a majority of the board of directors of the company; 4. Has significant influence or control over the company; and/or 5. Has significant influence or control over a trust or firm which has significant control over the company. All affected companies must: 1. Identify any Persons with Significant Control; and 2. Obtain the information to be entered into its PSC Register and confirm its accuracy. If the company does not have the information it must take certain steps to try and obtain it. If you are a client or customer and have any questions on these new requirements then please contact Hertford Company Secretaries via hcs@rmg.gb.com. If you do not currently make use of our company secretarial services and would like some further information then please contact Hertford Company Secretaries via hcs@rmg.gb.com. NEW CUSTOMER SERVICE MANAGER APPOINTED Earlier this year, RMG appointed a new Head of Customer Service, Darren Alexander. Darren has an extensive background in customer service businesses and has managed many customer service centres in his career, both large and small. Darren firmly believes in empowering staff to deliver a great customer experience. Darren comments: Excellent customer service is about listening to our customers and ensuring that they all get that personal touch. As has been said on many occasions Customers may forget what you said but they ll never forget how you made them feel. That s the ethos I want to instil in my team. By working with our customers and resolving their concerns at the earliest opportunity, we can all benefit. rmgltd.co.uk 03

4 REDUCING ENERGY CONSUMPTION In late 2015, RMG managed Capital Square in Chelmsford underwent the first phase of a series of extensive lighting upgrades. The site has historically had very high energy bills as many lights worked 24/7. Property Manager Annie Gleeson worked together with the resident directors to deliver a solution to the issue. After a survey by contractors Lakeview and a vote at the AGM, it was decided to carry out a phased LED lighting upgrade. The first phase of the works is now complete and has resulted in a substantial reduction in the total energy costs for the site. Lighting now operates on a sensor system with contractors Lakeview commenting together with them being naturally more energy efficient, [these works] will result in energy costs reducing significantly. Residents agree that the upgrade has totally transformed the development. We are very pleased with the LED upgrade to our lighting system...the new light units use one tenth of the electricity and actually provide more light. Every resident has expressed approval. Terry Dackombe, Director. Phase 2 of the works are scheduled for later this year. F&S PROPERTY MANAGEMENT Following acquisition in June 2015, F&S Property Management in Southampton is now firmly established as part of the RMG stable. The company has retained its local and independent approach to property management and lettings and will continue to serve its existing customers from our Southampton office. Richard Wilkinson heads the F&S team and believes the company is in better shape than ever and ready for growth; Since joining RMG we have been able to continue to provide the bespoke and local service our customers expect but we now have access to the additional services and support provided by the wider RMG group. A new F&S website with access to on line services and web chat will be launched later this year. To contact F&S Property Management you can call , , customerservice@fspropertymanagement.co.uk or visit the office at 9 Carlton Crescent, Southampton, Hampshire. SO15 2EZ rmgltd.co.uk 04

5 CONTACT US If you have a query, why not give us a call? Call: (24 hours a day, 7 days a week) customerservice@rmg.gb.com Visit: and speak to one of our advisors via our chat service. RMG EMPLOYEES RAISE MONEY FOR CHARITY RMG staff across the country have been raising money for some incredible causes. Marie Vernon from the Northwich office ran the Heart FM Race for Life earlier this year and raised over 200 for cancer research. The 5K race was in Delamere Forest in Cheshire and was at times tough going but a great achievement. Well done Marie! Property Manager Denise Westbrook from our Hoddesdon office took part in the Grim Challenge in February and the Pretty Muddy race in June. The muddy obstacle courses were full of climbing, crawling and running but couldn t stop Denise who raised 195 for Cancer Research and 150 for Macmillan. Fantastic work Denise! Property Manager Alex Saddington and Regional Manager Paul Russell also ran for charity earlier this year. They took part in the Two Castles 10K and raised a fantastic 190 for Lyme Disease treatment. Great work guys! The RMG Customer Service Centre also engaged in some charity fundraising by biking 101 miles for Sport Relief earlier this year. You can read more about their efforts by visiting the Latest News page of our website, RESIDENT INVOLVEMENT Many of the developments we manage have long established resident organisations including many with resident directors. Resident representation plays an important role in the developments we manage and we are always keen to promote new resident bodies on sites without such groups. They help to promote neighbourliness and community cohesion as well as providing a channel for structured discussion between the resident population and RMG. Run by the residents, resident committees are a fantastic asset to a scheme. Information can be disseminated and feedback gathered from residents in an open and transparent manner. Resident committees, working with RMG help to: Establish agreed priorities Agree the service charge budget Give direct feedback on services Develop new and clear communication lines Property Manager Hannah Walsh has recently helped launch new resident committees on a number of the sites she manages with great success. After being approached by residents of Saxton Management Company, RMG worked with interested residents to establish a resident committee that has had a hugely positive impact on the site. The committee now have monthly meetings where residents can raise concerns confident that they are communicated to Hannah to action. Successful activities on the site including gardening events, summer parties, charity fundraisers and community regeneration days have all helped to build the sense of community. If you live on a development with an established residents group why not consider joining. If your development does not currently have a resident group and you re interested in starting one, get in touch with your property manager who will be happy to assist. rmgltd.co.uk 05

CAF CHARITABLE TRUST. Guide to your CAF Charitable Trust. Registered charity number

CAF CHARITABLE TRUST. Guide to your CAF Charitable Trust. Registered charity number CAF CHARITABLE TRUST Guide to your CAF Charitable Trust Registered charity number 268369 Contents This guide, along with the Terms and conditions, contains all the information you will need to open and

More information

Expert support for your business

Expert support for your business Expert support for your business A. LET TINGS As an award winning business ourselves, partnering with another award winner seemed a natural fit! We ve worked with for ten years now and, in that time, have

More information

Winter 2018 Credit Wise. In this issue

Winter 2018 Credit Wise. In this issue Winter 2018 Credit Wise In this issue Section 216 of the Insolvency Act 1986 Re-use of a company name The new Insolvency Rules key changes for creditors The Company Directors Disqualification Act National

More information

Pensions Newsline INSIDE THIS ISSUE. Summer. The newsletter for members of the Mineworkers Pension Scheme

Pensions Newsline INSIDE THIS ISSUE. Summer. The newsletter for members of the Mineworkers Pension Scheme Pensions Newsline The newsletter for members of the Mineworkers Pension Scheme INSIDE THIS ISSUE MPS HITS RETIREMENT AGE 2017 BONUS AND PENSION INCREASE GOVERNMENT GUARANTEE PENSIONER REPRESENTATIVE TRUSTEE

More information

Housing Systems. Training Programme Excellent training that delivered real value for money

Housing Systems. Training Programme Excellent training that delivered real value for money Housing Systems Training Programme 2016 Excellent training that delivered real value for money Introduction 3 Universal Credit courses 4 Housing Benefit courses 6 Other benefit related courses 9 Our trainers

More information

Pensions News WIN. A newsletter for members of the Royal Mail Pension Plan. Your pension, in a nutshell

Pensions News WIN. A newsletter for members of the Royal Mail Pension Plan. Your pension, in a nutshell Pensions News Your pension, in a nutshell November 2014 royalmailpensionplan.co.uk A newsletter for members of the Royal Mail Pension Plan WIN 500 High Street shopping vouchers or an M&S Christmas hamper!

More information

David Cox, Chief Executive of ARLA Propertymark joined the Board in September 2017.

David Cox, Chief Executive of ARLA Propertymark joined the Board in September 2017. The Dispute Service launched in 2003 as a voluntary tenancy deposit scheme working with letting agents. TDS now operates statutory deposit schemes across the United Kingdom. TDS is owned by the key industry

More information

Background. Questions. Principle

Background. Questions. Principle Response to Department for Business Innovations & Skills Beneficial Ownership Transparency discussion paper from National Association of Estate Agents (NAEA) April 2016 Background 1. National Association

More information

The regulator s perspective on the regulation of SMSFs

The regulator s perspective on the regulation of SMSFs The regulator s perspective on the regulation of SMSFs A speech by Greg Tanzer, Commissioner, Australian Securities and Investments Commission CPA Australia SMSF Conference 2014 16 July 2014 CHECK AGAINST

More information

Top 3 phenomenal ways to deliver impeccable Customer Service

Top 3 phenomenal ways to deliver impeccable Customer Service Top 3 phenomenal ways to deliver impeccable Customer Service Excellent support service always helps to get loyal customers for life. This is so because high-quality support service shows how much you care

More information

TRIO OF ACCOUNTANTS CELEBRATE PROMOTION

TRIO OF ACCOUNTANTS CELEBRATE PROMOTION N E W S L E T T E R APRIL 2018 TRIO OF ACCOUNTANTS CELEBRATE PROMOTION Trio of accountants promoted to become managers within the Audit and Accounts department PLUS: NEW HELPLINE FOR CHARITIES PREPARING

More information

Financial implications of the Renting Homes (Fees etc.) (Wales) Bill

Financial implications of the Renting Homes (Fees etc.) (Wales) Bill National Assembly for Wales Finance Committee Financial implications of the Renting Homes (Fees etc.) (Wales) Bill October 2018 www.assembly.wales The National Assembly for Wales is the democratically

More information

HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES AND DETAILS OF HOW TO SWITCH FUNDS ONLINE

HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES AND DETAILS OF HOW TO SWITCH FUNDS ONLINE HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES AND DETAILS OF HOW TO SWITCH FUNDS ONLINE PUTTING THE PERSONAL TOUCH INTO CORPORATE PENSIONS PAGE 1 ONLINE MEMBER SERVICES

More information

NAVWEALTH NEWS. Contact us

NAVWEALTH NEWS. Contact us NAVWEALTH NEWS After 27 years of working in the financial services industry I have learnt that it is never dull, and 2017 certainly didn t disappoint in that regard. In 2017 we saw the most comprehensive

More information

member update summer 2017 WELCOME POLICY AND ADVOCACY

member update summer 2017 WELCOME POLICY AND ADVOCACY member update summer 217 WELCOME What a year! Our final Member Update for 217 brings you highlights from the year (see the Year in Review infographic on pages 6 7), an update on our exciting KiwiSaver

More information

Reporting Notifiable Events to OSCR

Reporting Notifiable Events to OSCR Reporting Notifiable Events to OSCR We aim to support public confidence in charities and their work. Part of our role is to try and prevent problems from happening, by providing guidance and advice to

More information

AT OUR PROPOSAL A CLOSER LOOK. Your guide to what we want to offer

AT OUR PROPOSAL A CLOSER LOOK. Your guide to what we want to offer A CLOSER LOOK AT OUR PROPOSAL Your guide to what we want to offer All literature about products that carry the Royal London brand is available in large print format on request to the Marketing Department

More information

ALL THAT S LEFT TO DO NOW IS TAKE THE LEAP!

ALL THAT S LEFT TO DO NOW IS TAKE THE LEAP! A tandem skydive is the most popular and frequently chosen type of jump by novice and first time thrill-seekers you don t need any previous experience at all to do this jump! For this particular skydive

More information

INFORMATION FOR MORTGAGE CUSTOMERS.

INFORMATION FOR MORTGAGE CUSTOMERS. INFORMATION FOR MORTGAGE CUSTOMERS. WELCOME TO YOUR GUIDE TO HALIFAX MORTGAGES. Fold back this page for a brief summary of key mortgage features. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP

More information

Employer Maritime Super is 50! EmPower program: enabling you to excel. February 2017 THE NEWSLETTER FOR MARITIME SUPER EMPLOYERS

Employer Maritime Super is 50! EmPower program: enabling you to excel. February 2017 THE NEWSLETTER FOR MARITIME SUPER EMPLOYERS Employer THE NEWSLETTER FOR MARITIME SUPER EMPLOYERS February 2017 IN THIS EDITION: 2 3 6 Maritime Super is 50! EmPower program: enabling you to excel An update from Mick What s new for members Employer

More information

A word from our Chief Executive, Alan Rubenstein

A word from our Chief Executive, Alan Rubenstein Member Focus Our annual look at the performance of the Pension Protection Fund December 2014 A word from our Chief Executive, Alan Rubenstein It s been another year of growth for the PPF. We grew not only

More information

Any questions, call

Any questions, call Any questions, call 020 7424 5522 Ok, I m interested in being a Santa skydiver but what exactly is a tandem skydive? A tandem skydive is the most popular and frequently chosen type of jump by novice and

More information

Housing Rights Service and Law Centre (NI) Joint Response to a Consultation Paper on a Rate Rebate Replacement Scheme

Housing Rights Service and Law Centre (NI) Joint Response to a Consultation Paper on a Rate Rebate Replacement Scheme Housing Rights Service and Law Centre (NI) Joint Response to a Consultation Paper on a Rate Rebate Replacement Scheme February 2015 1 1.0 Introduction This is a joint response between Housing Rights Service

More information

Contents. Old Mutual Wealth Old Mutual House Portland Terrace Southampton SO14 7AY T

Contents. Old Mutual Wealth Old Mutual House Portland Terrace Southampton SO14 7AY T Mr 1 le Dorset AB12 3CD Old Mutual Wealth Old Mutual House Portland Terrace Southampton SO14 7AY T 0808 141 5070 www.oldmutualwealth.co.uk WELCOME TO YOUR HALF-YEARLY STATEMENT FROM OLD MUTUAL WEALTH Inside

More information

Getting started. Introducing your account

Getting started. Introducing your account Getting started Introducing your account 2 Welcome to banking designed to suit your taste When it comes to banking, we don t believe one size fits all. That s why in addition to our regular Bank Account,

More information

NFA response to government consultation on social housing fraud

NFA response to government consultation on social housing fraud NFA response to government consultation on social housing fraud March 2012 Introduction The National Federation of ALMOs (NFA) represents 55 ALMOs which manage over 800,000 council homes across 54 local

More information

Getting started. Introducing your account

Getting started. Introducing your account Getting started Introducing your account 2 Welcome to banking designed to suit your taste When it comes to banking, we don t believe one size fits all. That s why in addition to our regular Bank Account,

More information

Case Study Hafod Housing

Case Study Hafod Housing Insight allowed us to quickly access the correct information Smooth implementation of Insight supports sustainable tenancies at Hafod Hafod is a not-for-profit social landlord established in 1968 and is

More information

Your Offset savings with us

Your Offset savings with us Your Offset savings with us Your statement explained 12345678901 3 Account Balance ( ) 123456789 - Offset Savings 15 88,182.65 Account Holders: A N EXAMPLE J J EXAMPLE Total Balance of the Accounts 88,182.65

More information

MORE CHOICE MORE FREEDOM. A guide to Income Release. Pension Portfolio

MORE CHOICE MORE FREEDOM. A guide to Income Release. Pension Portfolio MORE CHOICE MORE FREEDOM A guide to Income Release Pension Portfolio 2 INCOME RELEASE CONTENTS 03 Welcome A few words from our CEO 06 Share our success How your ProfitShare works 12 Clear charges Product

More information

Your savings with us

Your savings with us Your savings with us What s inside Hello 3 Your statement explained 4 Our General Terms are clear and simple 8 Changes to our General Terms 9 Changes to our Specific Terms 10 ISA information and updates

More information

Newsletter Summer 2017

Newsletter Summer 2017 Newsletter Summer 2017 Welcome to our first employers newsletter of 2017. I don t know about you but it really lifts my spirits to see the summer flowers in my garden and enjoy the longer days. It was

More information

your IWDC pension Understanding: Don t forget issue 02

your IWDC pension Understanding: Don t forget issue 02 2015 issue 02 Understanding: your IWDC pension Welcome to Insight the annual newsletter for members of the IWDC Section of the Railways Pension Scheme. Remember: it s never too early or late to start planning

More information

Programme Development and Funding Officer

Programme Development and Funding Officer Programme Development and Funding Officer Candidate Pack Thank you for showing an interest in working for Age International. Age International is a subsidiary charity of Age UK. As such, it is supported

More information

Workplace pensions AUTO ENROLMENT HAS TAKEN OFF

Workplace pensions AUTO ENROLMENT HAS TAKEN OFF Workplace pensions AUTO ENROLMENT HAS TAKEN OFF INTRODUCTION The Government introduced auto enrolment to help more people save for their future. It means your employer will have to give you access to a

More information

Your Pension Helping you plan ahead, whatever the future holds

Your Pension Helping you plan ahead, whatever the future holds Your Pension 2009 2010 Helping you plan ahead, whatever the future holds Inside this issue: Pension changes in 2010 that may affect you Preparing for retirement Accounts and investments Events Scheme overview

More information

Tenancy Policy. The Tenancy Standard sets out the following required outcome for all Registered providers:

Tenancy Policy. The Tenancy Standard sets out the following required outcome for all Registered providers: Appendix A 1. Introduction and Aims Tenancy Policy The Trust is required by The Homes and Communities Agency, under the Tenancy Standard,to publish a Tenancy policy which sets out clearly to our customers

More information

LOOK FORWARD TO MORE CHOICE MORE FREEDOM. A guide to Income Release. Pension Portfolio

LOOK FORWARD TO MORE CHOICE MORE FREEDOM. A guide to Income Release. Pension Portfolio LOOK FORWARD TO MORE CHOICE MORE FREEDOM Pension Portfolio A guide to Income Release 2 A GUIDE TO INCOME RELEASE CONTENTS 03 Welcome A few words from our CEO 06 Share our success How your ProfitShare works

More information

Stakeholder Pension. The simple way to start a pension plan. Retirement Investments Insurance Health

Stakeholder Pension. The simple way to start a pension plan. Retirement Investments Insurance Health Stakeholder Pension The simple way to start a pension plan Retirement Investments Insurance Health Introduction Any decision you make about investing for your future retirement needs careful consideration

More information

Hello. Classic Classic Plus

Hello. Classic Classic Plus Hello. Classic Classic Plus Welcome to a different kind of banking. Hello, welcome and above all, thank you for opening a current account with TSB. You ve joined a bank that isn t like any other bank.

More information

All you need to know Optional Payment Lifetime Mortgage

All you need to know Optional Payment Lifetime Mortgage All you need to know Optional Payment Lifetime Mortgage Contents Section 1 All about our Lifetime Mortgages 3 Section 2 Applying for a lifetime mortgage 11 Section 3 What happens if your circumstances

More information

Join us online! Get started. inside this issue: reasons to register. More than 34,000 RPS members have registered online for myrps have you?

Join us online! Get started. inside this issue: reasons to register. More than 34,000 RPS members have registered online for myrps have you? February 2017 issue 68 Join us online! More than 4,000 RPS members have registered online for myrps have you? MyRPS is a secure area of your railways pensions website, where you can find your own personal

More information

SAMPLE ESSENTIALLY MORTGAGES HOUSE PRICE HISTORY HOW THE MARKET HAS CHANGED WILL YOU BE PAYING YOUR MORTGAGE AT 70? BUY-TO-LET DO YOUR HOMEWORK

SAMPLE ESSENTIALLY MORTGAGES HOUSE PRICE HISTORY HOW THE MARKET HAS CHANGED WILL YOU BE PAYING YOUR MORTGAGE AT 70? BUY-TO-LET DO YOUR HOMEWORK FINANCIAL LEGAL ACCOUNTANCY This is a sample please contact us on 01279 657555 for more information. ESSENTIALLY MORTGAGES Q4 2018 ISSUE 10 The Outsourced Marketing Department Ltd. Studio F20, Allen House,

More information

when sports betting and casino gaming: a guide

when sports betting and casino gaming: a guide Justice for Punters Know your rights when sports betting and casino gaming: a guide It s often a muddy and slippery world dealing with gambling companies! Contents (section number) 1. Introduction 2. Take

More information

Autumn Budget 2017: The Budget, in full

Autumn Budget 2017: The Budget, in full www.ukbudget.com 22 November 2017 Autumn Budget 2017: The Budget, in full Contents Introduction 1 Tackling tax avoidance, evasion and non-compliance 2 Real estate 2.1 UK real estate 2.2 CGT payment deadline

More information

Corporate Plan

Corporate Plan Corporate Plan 2016-2019 Contents Introduction 3 Our services 4 Looking back 5 Vision for the future 6 Priorities 7 Raising customer awareness Developing services Sharing customer insight Resources 8 Finance

More information

inside University of Newcastle upon Tyne Retirement Benefits Plan welcome help with retirement planning pension reforms pension people plan news

inside University of Newcastle upon Tyne Retirement Benefits Plan welcome help with retirement planning pension reforms pension people plan news inside welcome help with retirement planning pension reforms pension people plan news updates and reminders PENSION MATTERS University of Newcastle upon Tyne Retirement Benefits Plan December 2015 Caroline

More information

SOCIAL INVESTMENT TAX RELIEF

SOCIAL INVESTMENT TAX RELIEF SOCIAL INVESTMENT TAX RELIEF PROPOSED CHANGES TO THE RULES IN 2017 June 2017 For more information and resources on SITR, please visit www.bigsocietycapital.com/sitr. This note has been prepared to help

More information

SME. Trading SME Business Electronically with Zurich

SME. Trading SME Business Electronically with Zurich SME Trading SME Business Electronically with Zurich Trading SME Business Electronically with Zurich Print It s never been easier to place SME business with Zurich Helping SMEs and brokers grow together

More information

DEVELOPING THE HOMES AND CREATING THE PLACES THAT LONDON NEEDS INTERIM REPORT AND ACCOUNTS 2017

DEVELOPING THE HOMES AND CREATING THE PLACES THAT LONDON NEEDS INTERIM REPORT AND ACCOUNTS 2017 DEVELOPING THE HOMES AND CREATING THE PLACES THAT LONDON NEEDS INTERIM REPORT AND ACCOUNTS 2017 HIGHLIGHTS 01 WE ARE CONFIDENT THAT WE CAN DELIVER ON OUR ASPIRATIONS AND CONTINUE TO GROW TELFORD HOMES

More information

Performance Measurement in the UK Justice Sector

Performance Measurement in the UK Justice Sector Performance Measurement in the UK Justice Sector We have a long and proud legal history in England and Wales (Scotland and Northern Ireland have a similar history but separate courts systems). Our common

More information

[ more ] insight. think workplace pension

[ more ] insight. think workplace pension [ more ] insight think workplace pension reform contents Part one employer duties 4 7 Part two implementing the reforms 8 13 Part three administering the reforms 14 17 glossary 18 19 useful resources 20

More information

RIGHT UP YOUR STREET.

RIGHT UP YOUR STREET. BUY TO LET LANDLORDS GUIDE RIGHT UP YOUR STREET. More and more people are renting. As a landlord you ve got enough to think about, without worrying if you ve made the right financial choices. Our advisers

More information

Following the above changes, the full Trustee board looking after members interests is: Member Nominated. Paul Jackson Rachel Potarzycka

Following the above changes, the full Trustee board looking after members interests is: Member Nominated. Paul Jackson Rachel Potarzycka Chairman s Letter PENSIONS news Electrocomponents Pension Scheme Newsletter JANUARY 2016 Member Nominated Directors (Trustees) (MNTD) The Triennial MNTD election took place during the summer of 2015. Five

More information

Charity. How transparent is your senior executive pay? Use your Trustees report to promote your charity. Gift Aid and subsidiaries

Charity. How transparent is your senior executive pay? Use your Trustees report to promote your charity. Gift Aid and subsidiaries Charity How transparent is your senior executive pay? Use your Trustees report to promote your charity Gift Aid and subsidiaries Changes to the annual return for charities 2015 Filing accounts with the

More information

Business Application Form

Business Application Form Insurance Protection Business Application Form! If you take a deposit from your tenant on an Assured Shorthold Tenancy agreement in England and Wales, you must protect it with a government-authorised tenancy

More information

[ Private Investors ] Achieve Your investment goals

[ Private Investors ] Achieve Your investment goals [ Private Investors ] Achieve Your investment goals About Us Cornhill Capital is a leading independent investment company based in the heart of the city of London. As a client of Cornhill you will gain

More information

MORTGAGE CENTRE CANADA HOMEBUYERS GUIDE. Your Complete Manual to Home Financing. Copyright, MCC Mortgage Centre Canada Inc.

MORTGAGE CENTRE CANADA HOMEBUYERS GUIDE. Your Complete Manual to Home Financing. Copyright, MCC Mortgage Centre Canada Inc. MORTGAGE CENTRE CANADA HOMEBUYERS GUIDE Your Complete Manual to Home Financing Table of Contents My Service Pledge to You 3 Your Professional Team 4-5 Types of Mortgages 6 The Process 7 What is Considered

More information

Annual Meetings Remarks May 3, Paul Mahon. President and CEO Great-West Lifeco Inc.

Annual Meetings Remarks May 3, Paul Mahon. President and CEO Great-West Lifeco Inc. Annual Meetings Remarks May 3, 2018 Paul Mahon President and CEO Great-West Lifeco Inc. Paul Mahon President and CEO Great-West Lifeco Inc. Contents Overview 1 Financial performance highlights 1 Creating

More information

First Home Buyer Guide.

First Home Buyer Guide. First Home Buyer Guide. CONTENTS 3. Where to Start 4. What to expect from you LoanSeeker broker 5. Government Help 6. Credit History Check 7. Deposit Talk 8. Finding the right loan 9. Home loan types 10.

More information

BUDGET 2018 PETER HUGHES CHARTERED ACCOUNTANT

BUDGET 2018 PETER HUGHES CHARTERED ACCOUNTANT This summary outlines the principal tax measures announced in the Budget on 29 October 2018. Except where stated, the changes take effect for the 2019/20 tax year. The Saturday money sections of the newspapers

More information

An update from Pace. What s inside this issue? Autumn 2014

An update from Pace. What s inside this issue? Autumn 2014 An update from Pace Autumn 2014 Welcome to our annual update. The big news this year is that the Government wants to change the pensions rules to give you even more flexibility and freedom to use your

More information

Draft Registration of Overseas Entities Bill

Draft Registration of Overseas Entities Bill 17 September 2018 To: transparencyandtrust@beis.gov.uk Introduction 1. The British Property Federation (BPF) represents the commercial real estate sector. We promote the interests of those with a stake

More information

Why new thinking on capturing land value uplift is needed The public sector needs to be smarter in capturing the increased land value generated by reg

Why new thinking on capturing land value uplift is needed The public sector needs to be smarter in capturing the increased land value generated by reg Whitehill & Bordon Regeneration Land value: creating it, capturing it and keeping it in the community Why new thinking on capturing land value uplift is needed The public sector needs to be smarter in

More information

1) Agent goes out of business, funds are not protected

1) Agent goes out of business, funds are not protected Briefing from the Federation of Private Residents Association The Communities and Local Government Committee will take evidence from the new ministers at Department for Communities and Local Government

More information

Getting started as an investor. A guide for investors

Getting started as an investor. A guide for investors Getting started as an investor A guide for investors MAKE A RETURN AND A DIFFERENCE You can earn attractive, stable returns by lending to businesses through Funding Circle. Set up your account in minutes,

More information

BLICK ROTHENBERG UK reporting obligations and UK Taxation of offshore structures

BLICK ROTHENBERG UK reporting obligations and UK Taxation of offshore structures BLICK ROTHENBERG UK reporting obligations and UK Taxation of offshore structures 1. Introduction 2. Headline changes to UK tax 3. IHT Trip Wires for Trustees 4. Touch points for UK reporting 5. UK register

More information

Schemes spotlight 2016 First Edition

Schemes spotlight 2016 First Edition SCHEMES SPOTLIGHT 2016 Schemes spotlight 2016 First Edition The UK schemes market insight: An in-depth review of the schemes market Published by The number 1 UK brand for schemes 1 A foreword from UK General

More information

SELF-INVESTED PERSONAL PENSION (SIPP)

SELF-INVESTED PERSONAL PENSION (SIPP) SELF-INVESTED PERSONAL PENSION (SIPP) About Us Logic Investments is an independent advisor providing stockbroking and investment management services to private investors, pension trusts and corporations.

More information

Young People and Money Report

Young People and Money Report Young People and Money Report 2018 marks the Year of Young People, a Scottish Government initiative giving young people a platform to voice issues that affect their lives and allowing us to celebrate their

More information

first direct Single Trip and Annual Multi-trip Travel Insurance Important Information

first direct Single Trip and Annual Multi-trip Travel Insurance Important Information first direct Single Trip and Annual Multi-trip Travel Insurance Important Information Travel Insurance Important Information Please read this information carefully and keep it for your future reference.

More information

THREADNEEDLE LOW-CARBON WORKPLACE TRUST COMPLETES FIRST PRE-LET AND SIGNS FOURTH ACQUISITION

THREADNEEDLE LOW-CARBON WORKPLACE TRUST COMPLETES FIRST PRE-LET AND SIGNS FOURTH ACQUISITION THREADNEEDLE LOW-CARBON WORKPLACE TRUST COMPLETES FIRST PRE-LET AND SIGNS FOURTH ACQUISITION (London, 18 January 2011) The Threadneedle Low-Carbon Workplace Trust (LCW) has successfully completed four

More information

Big Society Capital Our strategy for the next three years. May 2014

Big Society Capital Our strategy for the next three years. May 2014 Big Society Capital Our strategy for the next three years May 2014 Introducing our strategy Big Society Capital is an independent financial institution with a social mission, set up to help grow the social

More information

HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES

HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES HOW TO MANAGE YOUR PENSION ONLINE ALL YOU NEED TO KNOW ABOUT ONLINE MEMBER SERVICES PUTTING THE PERSONAL TOUCH INTO CORPORATE PENSIONS PAGE 1 4 REASONS TO MAKE THE MOST OF SCOTTISH WIDOWS MEMBER SERVICES

More information

Mortgage advice you can depend on

Mortgage advice you can depend on Mortgage advice you can depend on Whether buying your first home, buying to let, or remortgaging it s a big commitment. This guide aims to help you understand what you need to think about making you feel

More information

A Brief Guide to Your Pension. A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS)

A Brief Guide to Your Pension. A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS) A Brief Guide to Your Pension A guide to the benefits available to you as a member of the Local Government Pension Scheme (LGPS) APRIL 2015 Introduction Your Local Government Pension Scheme (LGPS) pension

More information

The future of the UK REIT regime - who will benefit? kpmg.co.uk/realestate

The future of the UK REIT regime - who will benefit? kpmg.co.uk/realestate The future of the UK REIT regime - who will benefit? kpmg.co.uk/realestate 1 The Future of the REIT Regime Earlier this year, the UK Government announced a significant consultation on changes to the UK

More information

Group Pension Policy 75POINT3

Group Pension Policy 75POINT3 Group Pension Policy 75POINT3 Contents 03 RSK s commitment 04 Aegon Scottish Equitable 06 75point3 07 Should you be in? 08 Additional advice services 09 Aegon, by us 09 Customer care 10 Information 02/10

More information

GUIDE TO OUR MORTGAGE & PROTECTION SERVICES. Affordable and sustainable solutions designed for you

GUIDE TO OUR MORTGAGE & PROTECTION SERVICES. Affordable and sustainable solutions designed for you GUIDE TO OUR MORTGAGE & PROTECTION SERVICES Affordable and sustainable solutions designed for you 2 GUIDE TO OUR MORTGAGE & PROTECTION SERVICES Contents Intrinsic shares our values and beliefs about being

More information

Meeting Minutes. Board Meeting. Present (Board) In attendance (Staff) Apologies

Meeting Minutes. Board Meeting. Present (Board) In attendance (Staff) Apologies Meeting Minutes Board Meeting When: 10:30-12:45 15 September 2016 Where: Meeting Room 1, 1 st floor, Kinnaird House, London, SW1Y 5BP Present (Board) Michael Bichard, Chair Alex Fox Sally Warren Terry

More information

Prospective LGPS Employer

Prospective LGPS Employer Prospective LGPS Employer Local Government Pension Scheme A Guide for Prospective Scheme Employers Issue 3 : December 2017 Copyright Norfolk Pension Fund 2017 http://portal.norfolkpensionfund.org Contents

More information

Click here to read the NHS Pensions Employers Charter detailing the high level roles and responsibilities of Scheme Employers

Click here to read the NHS Pensions Employers Charter detailing the high level roles and responsibilities of Scheme Employers Gateway No. 07/NHSBSA/03/13 March 2013 n e w s l e t t e r Contact : Tel : 0845 610 1119 Fax : 01253 774412 www.nhsbsa.nhs.uk/pensions www.nhsbsa.nhs.uk/injury Click here to read the NHS Pensions Employers

More information

Pension. Your. Welcome to the latest edition of the Local

Pension. Your. Welcome to the latest edition of the Local Your Pension Welcome to the latest edition of the Local Government Pension Scheme (LGPS) Councillors Newsletter from the Cheshire Pension Fund. This edition of Your Pension is specifically for current

More information

COMMUNICATIONS & ENGAGEMENT STRATEGY

COMMUNICATIONS & ENGAGEMENT STRATEGY COMMUNICATIONS & ENGAGEMENT STRATEGY 2018 Communications & engagement strategy Contents 1 Introduction to GMPF Who we are What we do What our core values are 2 The purpose of our strategy Why we have developed

More information

Failure to prevent the facilitation of tax evasion

Failure to prevent the facilitation of tax evasion Failure to prevent the facilitation of tax evasion Corporate Criminal Offences: Overview The corporate criminal offence of failure to prevent the facilitation of tax evasion became law in April 2017 as

More information

Landlord Direct Payments Application Form for Local Housing Allowance - Guidance notes

Landlord Direct Payments Application Form for Local Housing Allowance - Guidance notes Introduction Landlord Direct Payments Application Form for Local Housing Allowance - Guidance notes Local Housing Allowance (LHA) payments will be made directly to tenants. However, you can have payments

More information

THE CODE COMPLIANCE PANEL OF PHONEPAYPLUS TRIBUNAL DECISION. Housing support information telephone line

THE CODE COMPLIANCE PANEL OF PHONEPAYPLUS TRIBUNAL DECISION. Housing support information telephone line THE CODE COMPLIANCE PANEL OF PHONEPAYPLUS TRIBUNAL DECISION Thursday 10 May 2012 TRIBUNAL SITTING No. 99 / CASE 3 CASE REFERENCE: 04891 Level 2 provider: Type of service: Network operator: London & Southern

More information

An employee s guide to auto enrolment

An employee s guide to auto enrolment RETIREMENT An employee s guide to auto enrolment So, what is auto enrolment? Auto enrolment is the UK s workplace pensions initiative geared towards motivating the working population into saving towards

More information

Why we re jumping for the dads.

Why we re jumping for the dads. hq 4 Yvery Court, Castle Road Cowes, Isle of Wight PO31 7QG t +44 (0)1983 292 405 e hq@brainstrust.org.uk www.brainstrust.org.uk www.braintumourhub.org.uk twitter.com/brainstrust facebook.com/brainstrust

More information

Improving the home buying and selling process: UK Finance response to the DCLG call for evidence

Improving the home buying and selling process: UK Finance response to the DCLG call for evidence Improving the home buying and selling process: UK Finance response to the DCLG call for evidence 15 December 2017 Introduction UK Finance represents around 300 firms in the UK providing credit, banking,

More information

venture matters Summer The European Commission and UK Treasury create more certainty for VCT investors. In this issue VCT News Fundraising and Results

venture matters Summer The European Commission and UK Treasury create more certainty for VCT investors. In this issue VCT News Fundraising and Results In this issue VCT News Fundraising and Results venture matters Summer Investment Portfolio News Cinema Offer Important Dates for the Diary 2012 The European Commission and UK Treasury create more certainty

More information

Leaving the. A guide to the options and benefits available to you on leaving the Local Government Pension Scheme (LGPS)

Leaving the. A guide to the options and benefits available to you on leaving the Local Government Pension Scheme (LGPS) Leaving the LGPS A guide to the options and benefits available to you on leaving the Local Government Pension Scheme (LGPS) April 2014 Introduction Your Local Government Pension Scheme (LGPS) pension is

More information

Helping the unconventional with buy-to-let. Example scenarios

Helping the unconventional with buy-to-let. Example scenarios Helping the unconventional with buy-to-let Example scenarios Contents Buy-to-let range 4 Octopus Property, a property company with a difference 5 Client scenarios Helping foreign nationals obtain finance

More information

An introduction to investing your retirement savings The Trust Investment Guide

An introduction to investing your retirement savings The Trust Investment Guide An introduction to investing your retirement savings The Trust Investment Guide Investing in your future The aim of this guide is to help you understand a little more about investing your retirement savings,

More information

AUTUMN BUDGET 2017: FUTURE TAX CHANGES

AUTUMN BUDGET 2017: FUTURE TAX CHANGES AUTUMN BUDGET 2017: FUTURE TAX CHANGES The following briefing contains a summary of all tax policy measures which were announced yesterday at Autumn Budget 2017 for inclusion in a later Bill. Autumn Budget

More information

Subcontracting. Module 7

Subcontracting. Module 7 Subcontracting A guide to the legal implications of the Industry Standard Partnering Agreement for voluntary, community and social enterprise organisations Module 7 Dispute resolution, implications of

More information

protecting yourself Money Management SESSION #6

protecting yourself Money Management SESSION #6 Money Management SESSION #6 protecting yourself The Money Management sessions have been developed for the HSBC Opportunity Partnership in collaboration with Catch22, St Giles Trust, The Prince's Trust,

More information

PensionUpdate. A newsletter for members of the Local Government Pension Scheme participating in the Cheshire Pension Fund

PensionUpdate. A newsletter for members of the Local Government Pension Scheme participating in the Cheshire Pension Fund Summer 2016 PensionUpdate A newsletter for members of the Local Government Pension Scheme participating in the Cheshire Pension Fund The New Single Tier State Pension and the removal of Contracting Out

More information

THE METAL BOX PENSION SCHEME METAL BOX NEWSLETTER MEMBERS REPORT WINTER 2013/14. In this issue... AUTO-ENROLMENT SCHEME UPDATE

THE METAL BOX PENSION SCHEME METAL BOX NEWSLETTER MEMBERS REPORT WINTER 2013/14. In this issue... AUTO-ENROLMENT SCHEME UPDATE THE METAL BOX PENSION SCHEME METAL BOX NEWSLETTER MEMBERS REPORT WINTER 2013/14 DEFINED CONTRIBUTION SECTION In this issue... AUTO-ENROLMENT Investment update SCHEME UPDATE Pensions update Your contacts

More information

Managing your money and paying your rent

Managing your money and paying your rent Managing your money and paying your rent How to make the most of your Universal Credit payments This guide can help you Get the right bank account Draw up a budget Pay your rent Deal with rent arrears

More information