FIXED DEPOSIT SCHEMES

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1 Regd. Office Jaykaypuram , Basantgarh, Distt. Sirohi (Rajasthan) Corporate Office. Nehru House, 4, Bahadur Shah Zafar Marg, New Delhi Tel. No / , Fax No / Website CIN L74999RJ1938PLC INVITES FIXED DEPOSITS FIXED DEPOSIT SCHEMES CREDIT RATING Credit Analysis & Research Ltd. CARE AA (FD) TWO SCHEMES TO OPT FROM T E R M S SCHEME B (Cumulative) SCHEME A (Non-Cumulative) Rate of Interest Rate of Interest Compounded Minimum Effective Yield of Deposit of Maturity Per Annum ( ) ( ) 27,061 29,435 32, % additional interest to Senior Citizen (above 60 years), Employees, Shareholders, Cement Dealers of JK Lakshmi Cement Ltd. and person investing Rs. 5 Lacs and above - max 0.50% HIGHLIGHTS MINIMUM AMOUNT OF DEPOSIT /- (Rupees twenty five thousand only) HIGHER AMOUNT In multiples of SCHEME 'A' (NON-CUMULATIVE) Interest will be paid quarterly on 31st March, 30th June, 30th Sept., 31st Dec., and on Maturity SCHEME 'B' (CUMULATIVE) Interest will be Compounded and paid on maturity. 5,000/- thereafter. PAYMENT OF INTEREST HOW & WHERE TO APPLY Kindly fill in the Application Form contained herein following the instruction noted thereon. Payment should be made by means of an 'A/C payee' Cheque / Bank Draft / RTGS / NEFT drawn in favour of 'JK LAKSHMI CEMENT LTD.' Application Form alongwith A/C payee Cheque / Bank Draft should be deposited in any of the Offices of the Company OR at the Offices of the Authorised Agents stated on the last page. Outstation applicants should send Demand Draft payable at New Delhi / Mumbai / Kolkata at the respective branch office. Depositor may also directly deposit their cheques with any of the branches of HDFC Bank Ltd. mentioning our Account No , IFSC Code HDFC and send the Counter foil of the pay-in-slip along with the Application form duly filled in to the Company at its Delhi Address. It is mandatory to mention PAN of first FD Holder in the application form.

2 Bank s Name and Branch Maturity ( ) ( ) (A) to be Renewed ( ) (B) Total Deposit (A+B in Words Rupees) Bank A/c Particulars of First Depositor Nomination details 9 Digit MICR Code I hereby nominate the following person to receive the amount payable to me, on my death. IFSC Code Nominee's Name Date of Birth, If Minor Guardian's Name (Other than Applicant) in case Nominee is a Minor Address of the Nominee / Guardian Tel. No. Signature of 1st Depositor Signature of 2nd Depositor Signature of 3rd Depositor I/We request you to keep the sum indicated above in Fixed Deposit with you in accordance with the terms and conditions of your company's fixed deposit scheme which I/We have understood and agree to abide by them. I/We also hereby declare that the amount is not being deposited out of funds acquired by borrowing or accepting deposits from any other person or nominee(s) of non-resident(s). I/We further declare that I/We am/are resident(s) and I/We have no other Fixed Deposit(s) with the Company other than mentioned above. I/We declare that the first named depositor is the beneficial owner of this deposit and as such he/she should be treated as the Payee for the purpose of deduction of tax under section 194A of the Income Tax Act Shareholders Employee Public L.F. No./ Client I.D. & D.P. I.D... 1A. PAN No. (Mandatory) 1B. In Case of Minor, Date of Birth 15 G Form Enclosed 1C. In Case of Minor, Guardian s Name in Full (Mr./ Mrs./ Miss) Yes No

3 Regd. Office Jaykaypuram , Basantgarh, District Sirohi (Rajasthan) Corporate Office Nehru House, 4 Bahadur Shah Zafar Marg, New Delhi Tel. No , ; Fax / Website CIN L74999RJ1938PLC FORM DPT-1 CIRCULAR OR CIRCULAR IN THE FORM OF ADVERTISEMENT INVITING DEPOSITS [Pursuant to section 73(2)(a) and Section 76 and Rule 4(1) and 4(2) of the Companies (Acceptance of Deposits) Rules, 2014] The circular in the form of advertisement shall contain the following 1. GENERAL INFORMATION a. Name, Address, Website and other contact details of the Company Name JK Lakshmi Cement Ltd., Regd. Off. Jaykaypuram , Basantgarh, District Sirohi (Rajasthan) Corporate Office Nehru House, 4 Bahadur Shah Zafar Marg, New Delhi Tel. No , , Fax / Website & kamal@jkmail.com, jklc.customercare@jkmail.com b. Date of Incorporation of the Company 6th August, c. Business carried on by the Company and its subsidiaries (direct or indirect) with the details of branches or units, if any The Company is engaged in Manufacturing / Production and sale of Cement and Cementious Products. By its Subsidiaries (i) Udaipur Cement Work Ltd., Shripati Nagar, P.O.CFA , Udaipur, Rajasthan (Cement Manufacturer) (ii) Hansdeep Industries & Trading Company Ltd., Patriot House, 4th Floor, 3, Bahadur Shah zafar Marg, New Delhi (Trading of Cementios Materials) (iii) Ram Kanta Properties Private Limited, 7, Council House Street, Kolkata (Acquiring Developing, Constructing, Maintaining the Land & Buildings, Flats, Apartments etc.) Units & other Offices Cement Plant Vill. Moti Bhoyan, Tah. Kalol(NG), Dist. Gandhinagar (Gujarat) Vill. Bajitpur, P. O. Jhamri, Tah. Matenhail. Distt. Jhajjar (Haryana) Vill. Dastan, Palsana Taluka, Distt. Surat (Gujarat) Vill. Ghantikhal-Radheyshyampur, Distt. Cuttack (Odisha) Regional Off. ADDRESS Shri Bharat Hari Singhania, Chairman & Managing Director Smt. Vinita Singhania, Vice Chairman & Managing Director Dr. Raghupati Singhania (Non Executive Director) 19, The Greens, Rajokari, New Delhi DIN 101, Friends Colony (East), , Friends Colony (East) New Delhi Dr. Shailendra Chouksey (Whole Time Director) C-18, Sec - 44, Noida Gautam Budh Nagar, U.P Service Shri S. K. Wali (Whole Time Director) F/2578, Ansals Palam Vihar, Gurgaon Service Shri B. V. Bhargava B-1201, Gulmohar Appt., Ceaser Road, Near Filmalaya Studio, Amboli, Andheri (W), Mumbai Company Director Shri Kashi Nath Memani 177 C, Western Avenue, Lane W-7, Sainik Farm, New Delhi Self Employed Shri Nand Gopal Khaitan 3, Queen s Park, Kolkata Attorney at Law Shri Pradeep Dinodia A-9A, Maharani Bagh, Professional (C.A.) Shri Ravi Jhunjhunwala 63, Friends Colony (East) OCCUPATION f. Management s perception of risk factors High Degree of safety regarding timely servicing of financial obligations, such instrument carry very low credit risk. 305, Apex Mall, IInd Floor, Lal Kothi Scheme, Tonk Road, Jaipur g. Details of default, including the amount involved, duration of default and present status, in repayment of i) Statutory dues None, the Company is generally regular in depositing statutory dues with the appropriate authorities other than those which are sub-judice ii) Debenture and interest thereon None iii) Loan from any bank or financial institution and interest thereon None Kasturi Building, Jamshedji Tata Road, Mumbai PARTICULARS OF THE DEPOSIT SCHEME 304, Dev Arc Mall, Near Fun Republic, Iskon Circle, S G Highway, Ahmedabad A, G. T. Road, Near Ganesh Basti Bus Stop, Bhatinda 1/3, Rakesh Marg, Near R. K. Banquet Hall, G.T. Road, Ghaziabad 5th Floor, ACE Global, G.E. Road, Telebandha, Raipur HIG 25, BDA Colony, Jaydev Vihar, Bhubneshwar SAS Business Centre, Evel 5, Landmark Wardha Road, Ramdaspeth, Nagpur th Floor, Officee No in "CONTINENTAL" at 83/2/1, Topsia Road (South), Kolkata RMC Plants NAME Jaykaypuram, , Basantgarh, Distt. Sirohi (Rajasthan) Vill. Malpuri, Khurd Khasodih, P.O. Ahiwara, Tehsil Dhandana, Distt. Durg (Chattisgarh) Grinding Unit e. Name, address, DIN and occupations of the directors Plot No. 563/2/2, Ashwamegh Ind. Estate, Opp. M N Desai Petrol Pump, Changodar, Ahmedabad Plot No. 754, Dumad-Savli Road, Vill. Dumad, Vadodara Plot No. D-25, Site B, Surajpur Indl. Area, Greater Noida E-123, Malviya Indl. Area, Malviya Nagar, Jaipur Block No. 240P, Near Essar Petrol Pump, Jolva, Kadodara - Bardoli Road, Surat Plot No. G 788, 789 & 832 Indl. Area, Phase - IV, Baronada, Jodhpur a. Date of passing of board resolution The Board Resolution for recommending to Shareholders the acceptance of deposit from members and/or public u/s 73 & 76 of the Companies Act, 2013 was passed on 11th August b. Date of passing of resolution in the general meeting authorised the invitation of such deposits At the Annual General Meeting (AGM) held on 4th September, 2014 c. Type of Deposits, i.e., Whether secured or unsecured Unsecured d. which the company can raise by way of deposits as per the Act and the rules made thereunder, and the aggregate of the deposits actually held on the last day of the immediately preceding financial year and on the date of issue of the circular or advertisement and amount of deposit proposed to be raised and amount of deposit repayable within next twelve months The amount which the Company can raise by way of deposits as per the Companies Act, 2013 and the rule thereunder. (i) From Members (10% of the aggregate of the paid-up share capital,( /Crores) free reserves and Securities Premium Account) B-50, Phase - VI, Opp. Verka Milk Plant, Mohali Plot No , Phase - III, GIDC Estate, NH No. 8, Naroda, Ahmedabad B-126, Road No. 2, Madari indl. Area, Udaipur, Rajasthan Plot No. A-16/3, Ichchapora, GIDC Village, Bhatpore, Surat free reserves and Securities Premium Account) TOTAL Brief particulars of the management of the Company The Company is managed by Chairman & Managing Director, Vice Chairman & Managing Director, the Whole-time Director under the superintendence, control and direction of the Board of Directors of the aggregate of deposits actually held on the last day of the immediately preceding financial year (i.e., 31/03/2017) d (ii) Other Deposits (25% of the aggregate of the paid-up share capital, of deposit held on the date of issue of circular or advertisement of deposit proposed to be raised of deposit repayable within the next twelve months

4 e. Terms of raising of deposits TERMS SCHEME A SCHEME B (Non-Cumulative) (Cumulative) Rate of Interest Rate of Interest Minimum Effective Yield Compounded of Deposit on Maturity Per Annum () () 27, , , % additional interest to Senior Citizen (above 60 years), Employees, Shareholders, Cement Dealers of JK Lakshmi Cement Ltd. and person investing Rs. 5 Lacs and above - max 0.50% c. A summary of the financial position of the Company as in the three audited balance sheets immediately preceding the date of issue of circular or advertisement Particulars (a) Property, Plant & Equipment (Including CWIP) (b) Financial Assets (c) Other Non Current Assets (2) Current Assets (a) Inventories (b) Financial Assets (c) Current Tax Assets (Net) (d) Other Current Assets TOTAL ASSETS Cheque / Draft / RTGS / NEFT Date of opening of the scheme and the circular is valid up to the date of the next AGM or within Six months from the close of the next Financial Year, whichever is earlier. h. Credit rating obtained Date on which rating was obtained i. Extent of deposit insurance } b. Date of acceptance d. Rate of interest 1 Yr. 2 Yrs. 3 Yrs. 8.50% p.a. 8.75% p.a. 9.00% p.a. (0.50% additional interest to Senior Citizen (above 60 Yrs.), Employees, Shareholders, Cement Dealers of JK Lakshmi Cement Ltd. and person investing Rs. 5 lacs and above - max 0.50% ) e. Total number of depositors 1815 f. Default, if any, in repayment of deposits and payment of interest thereon, if any, including number of depositors, amount & duration of default involved None g. Any waiver by the depositors, of interest accrued on deposits None 4. FINANCIAL POSITION OF THE COMPANY a. Profits of the Company, before and after making provision for tax, for the three financial years immediately preceding the date of issue of circular or advertisement Profit Before Tax Profit After Tax 31st March (49.68) (7.62) b. Dividends declared by the Company in respect of the said three financial years; interest coverage ratio for last three years (Cash profit after tax plus interest paid) 31st March EQUITY AND LIABILITIES EQUITY (a) Equity Share Capital (b) Other Equity LIABILITIES Non-Currrent Liabilities (a) Financial Liability (b) Provisions (c) Deferred Tax Liabilities (Net) (d) Other Non-Current Liabilities TOTAL EQUITY AND LIABILITIES (415.61) (70.00) (406.17) Net Cash From / (Used in) Financial Activities (231.08) Increase / (Decrease) in Cash and Cash Equivalents (2.78) (3.53) (21.13) Cash and Cash Equivalents as at the beginning of the year Cash and Cash Equivalents as at the closing of the year PARTICULARS Dividend Declared e. Any change in accounting policies during the last three years & their effect on the profits and the reserves of the Company None a. c. Total amount accepted Financial Year Ended A DECLARATION BY THE DIRECTORS THAT - on or before 31st March, 2017 Financial Year Ended d. Audited Cash Flow Statement for the three years immediately preceding the date of issue of circular or advertisement The Deposit Insurance, if applicable, will be obtained as per applicable laws. 3. DETAILS OF ANY OUTSTANDING DEPOSITS Net Cash From / (Used in) Investing Activities j. Short particulars of charge created or to be created for securing such deposits, if any N/A k. Any financial or other material interest of the directors, promoters or key managerial personnel in such deposits and the effect of such interest in so far as it is different from the interest of other person None a. Outstanding Net Cash From Operating Activities Name of the insurance company Terms of the Insurance Coverage Duration of coverage Extent of coverage Procedure for claim in case of defaults, etc. 1st April Current Liabilities (a) Financial Liabilities (b) Other Current Liabilities (c) Provisions (d) Current Tax Liabilities (Net) g. Reasons or objects of raising the deposits To support business operations. Credit analysis & Research Ltd. CARE AA (FD) (Double A(Fixed Deposit)) Instruments are considered to have high Degree of Safety regarding timely servicing of financial obligation. Such instruments carry very low credit risk ASSETS (1) Non-Current Assets f. Mode of Payment and Repayment Proposed time schedule mentioned the date of opening of the Scheme and the time period for which the circular or advertisement is valid. Name of the Credit Rating Agencies Rating Obtained Meaning of the rating obtained Interest Coverage Ratio Excluding Dividend Distribution Tax of Rs Crs. Rs Crs. & Rs Crs. for F.Y , , respectively. The Company has not defaulted in the repayment of deposits accepted either before or after the commencement of the Act or payment of interest thereon; b. The board of directors have satisfied themselves fully with respect to the affairs and prospects of the company and that they are of the opinion that having regard to the estimated future financial position of the Company, the Company will be able to meet its liabilities as and when they become due and that the company will not become insolvent within a period of year from the date of issue of the circular or advertisement; c. The Company has complied with the provisions of the Act and the rules made there under; d. The compliance with the Act and the rules does not imply that repayment of deposits is guaranteed by the Central Government; e. The deposits accepted by the company before the commencement of the Act have been repaid (or will be repaid along with interest within one year and until they are repaid, they shall be treated as unsecured and ranking pari passu with other unsecured liabilities) f. In case of any adverse change in credit rating, depositors will be given a change to withdraw deposits without any penalty. g. The deposits shall be used only for the purpose indicated in the Circular or circular in the form of advertisement; h. The deposits accepted by the Company (other than the secured deposits, if any, aggregate amount of which to be indicated) are unsecured and rank pari passu with other unsecured liabilities of the Company. This CIRCULAR OR CIRCULAR IN THE FORM OF ADVERTISEMENT INVITING DEPOSITS is being issued under the authority and in the name of the Board of Directors of the Company and its text has been duly approved by the Board of Directors at its meeting held on and a copy thereof signed by majority of Directors on the board of the Company has been delivered to the Registrar of Companies, Rajasthan for registration. By order of the Board For JK Lakshmi Cement Ltd. Place New Delhi Date 07th September 2017 (B. K. Daga) VP & Company Secretary DISCLAIMER It is to be distinctly understood that filing of circular or circular in the form of advertisement with the Registrar should not in any way be deemed or construed that the same has been cleared or approved by the Registrar or Central Government does not take any responsibility either for the financial soundness of any deposit scheme for which the deposit is being accepted or invited for the correctness of the statements made or options expressed made or opinions expressed in the circular or circular in the form of advertisement. The deposits should exercise due diligence before investing in the deposit scheme.

5 1. Deposits shall be for a minimum of 5,000/- thereafter. /- and in multiple of 2. / NEFT / RTGS Nehru House, 4, Bahadur Shah Zafar Marg, New Delhi Phone , & Fax ramesh@jkmail.com / gktewari@jkmail.com Almondz Global Securities Ltd., 3, Scindia House, 2nd Floor, Janpath, New Delhi Ph. No ,

KORES (INDIA) LIMITED Where value is Tradition Regd. Office: 301/ 302, Ashford Chambers, Lady Jamshedji Road, Mahim (West), Mumbai

KORES (INDIA) LIMITED Where value is Tradition Regd. Office: 301/ 302, Ashford Chambers, Lady Jamshedji Road, Mahim (West), Mumbai-400 016. DIVERSIFIED COMPANY OFFICE PRODUCTS, FOUNDRY, ENGINEERING, PHARMACEUTICALS