House Finance Select Subcommittee Hearing November 15, 2017 Richard P. Vilello, Jr., Deputy Secretary for Community Affairs and Development, DCED

Size: px
Start display at page:

Download "House Finance Select Subcommittee Hearing November 15, 2017 Richard P. Vilello, Jr., Deputy Secretary for Community Affairs and Development, DCED"

Transcription

1 House Finance Select Subcommittee Hearing November 15, 2017 Richard P. Vilello, Jr., Deputy Secretary for Community Affairs and Development, DCED Good morning, Representative Evankovich and members of the House Finance Select Subcommittee on Tax Modernization and Reform. I am Rick Vilello, Deputy Secretary for Community Affairs and Development at the Department of Community Affairs and Development. It is my pleasure to be with you today to discuss tax modernization and reform. Any discussion of the history of Pennsylvania taxes must include the taxes levied by counties, municipalities, and school districts. Because all Pennsylvania taxpayers are concurrently under the jurisdiction of county, municipal, and school taxing authorities, a sound municipal tax policy must take into consideration all taxes being levied by the school district and the county, as well as those levied by the municipality itself. All taxpayers need to understand that taxation is how they pay the expenses of carrying on the public business. The fundamental challenge of taxation is to make it yield sufficient money to pay governmental expenses. Ideally, this will be done in the most efficient manner with the least disruption to the economic decision making of households and businesses. It should also be simple enough as to be easily understood and explained. Quite often these goals are not met. Real estate taxes are the only tax authorized by law to be levied by all classes of local government in the state. Every property owner pays real estate taxes to three independent classes: the county, the municipality, and the school district. It is the leading local revenue producer in Pennsylvania, accounting for about 70% of all local revenue on a yearly basis. Non-real estate taxes Far-reaching tax enabling legislation applicable to almost all political subdivisions in Pennsylvania has given municipalities and school districts a broad range of non-real estate tax sources. The common nonreal estate taxes are: Earned Income or Wage Per Capita Occupation Occupational Privilege Real Estate Transfer Amusement Business Gross Receipts

2 Sales tax is potentially an important revenue source for local governments, but so far has only been authorized for two jurisdictions -- Philadelphia and Allegheny County. Arguments For and Against the Real Estate Tax At various times, the real estate tax has been severely criticized on these grounds: The tax is not directly related to taxpayer s ability to pay. It is costly and difficult to administer. Assessments often lack uniformity among different classes of property and among individual properties in the general class. Assessments often lag behind evident changes in value. Real estate tax revenues do not keep pace with the demands made for local government expenditures. Tax rates differ among neighboring jurisdictions, affecting the location of housing and economic activities. The tax affects the incentives to invest in housing and other forms of construction or improvement to property. Assessments are often motivated by political considerations. Defenders of the real estate tax have argued: With existing real estate taxes, prospective purchasers buy free of the tax because taxes on land are capitalized and result in reduced prices of land. Recently, it has been argued that this is also true of taxes on urban buildings. If true, the tax is economically neutral, and the questions relating to equity and ability to pay are irrelevant; no one currently bears the burden of the tax. Those who owned property when the tax was imposed bore the entire burden in reduced land values. Modern techniques have vastly improved the efficiency and economy of the administration of the tax. Because the tax is economically neutral, there is little or no intergovernmental competition, and the location of housing and other real estate investment is not affected. No alternative tax source for local governments has been shown to be superior. Any real estate tax discussion should include a discussion on real estate assessment reform, because a majority of real estate tax issues are intertwined with poor assessment practices. Property exempt from real estate taxes: All churches or actual places of regularly stated religious worship. All burial grounds not used or held for private or corporate profit. All hospitals; institutions of learning or charity, including fire and rescue stations founded, endowed, and maintained by public or private charity, provided that the entire revenue derived be applied to the support of the institution.

3 All schoolhouses belonging to any county, borough, or school district. All courthouses, jails, and poorhouses. All public parks operated for the benefit of the public and used for amusements, recreation, sports, and other public purposes without profit. All other public property used for public purposes. All property owned, occupied, and used by any branch, post, or camp of honorably discharged servicemen or servicewomen actually and regularly used for benevolent, charitable, or patriotic purposes. Real estate owned by institutions of purely public charity and actually and regularly used for the purposes of the institution. All playgrounds founded and maintained by public or private charity. All property maintained by public or private charity and used exclusively for public libraries, museums, art galleries, or concert music halls. Silos used for processing or storing animal feed on a farm. All fire and rescue stations maintained by public or private charity along with their social halls. While tax exempt property affects the overall assessed value of property in a taxing jurisdiction, another challenge is the legal limits on general purpose levies for taxing jurisdictions: Taxing Jurisdiction Counties, Second Class (Allegheny) Counties, Second Class A (Bucks, Delaware, Montgomery) Counties, Third through Eighth Class Institutional Districts Cities, Third Class Boroughs Townships, First Class Townships, Second Class School Districts, First Class A School Districts, Second, Third, and Fourth Class School District Personnel and Debt Service Rate Limit 10 mills 14 mills 32. Unlimited So, taken as a whole, the way we fund counties, school districts, and local governments with real estate and non-real estate taxes is complicated and confusing. With each jurisdiction having differing millage rates, based on differing assessments from municipality to municipality, county to county, and school district to school district, is reform needed? Absolutely. Will it be easy? No. What is the right combination of real estate and non-real estate taxes? What is fair for those living in the same county with different municipal and different school district taxes? Does our system create winners and losers? What is the proper rate for state involvement? Does the state have a role? How does this impact the fiscal health of municipalities? Can reform relieve stress on our communities? Thank you for your time and attention. I will be pleased to answer any questions.

4 Base Year Reassessment PDR Ratio change Act 515 C/G LERTA TIF KOZ 1. Adams % N/A NO YES NO NO NO 2.Allegheny % N/A NO YES YES YES YES 3. Armstrong % NO NO YES YES NO YES 4.Beaver % NO NO YES YES YES YES 5.Bedford % N/A 6.Berks % NO NO YES YES YES YES 7.Blair % 2010 NO NO NO NO YES 8.Bradford % NO NO YES NO NO YES 9.Bucks % 2005 NO YES YES NO YES 10.Butler % 2009 NO YES NO YES YES 11.Cambria % 2005 NO YES YES NO NO 12.Cameron % NO NO YES YES NO YES 13.Carbon % NO NO YES NO NO YES 14.Centre % NO NO YES NO NO YES 15.Chester % NO YES YES YES YES YES 16.Clarion % 2009 NO NO NO NO YES 17.Clearfield % NO NO YES YES NO YES 18.Clinton % NO NO YES YES YES YES 19.Columbia % NO NO YES NO NO NO 20.Crawford % N/A NO NO YES YES YES 21.Cumberland % NO NO YES YES NO NO 22.Dauphin % N/A NO YES YES YES YES 23.Delaware % N/A YES YES YES YES YES 24.Elk % 2006 NO YES YES NO YES 25.Erie % N/A NO YES NO NO NO 26.Fayette % 2001 NO YES YES YES YES 27. Forest % 2017 NO YES YES NO YES 28.Franklin % 2001 NO NO YES NO YES 29.Futlon % 2001 NO YES NO NO NO 30.Greene % Huntingdon % 2013 NO YES NO NO YES 32.Indiana % 2006 NO YES NO NO YES 33.Jefferson % 2005 NO NO YES NO YES 34.Juniata % Lackawanna % NO NO YES YES YES YES 36.Lancaster % NO NO YES YES YES YES 37.Lawrence % NO NO YES YES NO YES 38.Lebanon % N/A NO YES YES YES YES 39.Lehigh % 2013 YES YES NO YES YES 40.Luzerne % N/A NO YES YES YES YES 41.Lycoming % 2004 NO YES YES NO YES 42.McKean % 2005 NO YES YES YES YES 43.Mercer % 2002 NO NO YES YES YES 44.Mifflin % N/A

5 45.Monroe % NO NO YES YES YES YES 46.Montgomery % NO YES YES YES YES YES 47.Montour % 2005 NO NO NO NO YES 48.Northampton % NO 49.Northumberland % 2005 NO NO NO NO YES 50.Perry % NO NO YES NO NO YES 51.Philadelphia % NO NO NO NO NO NO 52.Pike % N/A NO YES YES NO NO 53.Potter % 2002 NO YES NO NO YES 54.Schuylkill % NO 55.Snyder % 2007 NO YES NO NO YES 56.Somerset % NO 57.Sullivan % NO NO YES NO NO NO 58.Susquehanna % NO NO YES NO NO YES 59.Tioga % NO 60.Union % N/A YES YES NO NO NO 61.Venango % N/A 62.Warren % NO NO YES NO NO NO 63.Washinhgton % N/A NO YES YES YES YES 64.Wayne % NO NO YES NO NO YES 65.Westmoreland % 1982 NO YES YES YES YES 66.Wyoming % 1997 NO YES NO NO NO 67.York % NO

PUBLIC UTILITY REALTY 2011 TAX REPORT ADDRESS FEDERAL ID (EIN) A. Tax Liability from Tax Report

PUBLIC UTILITY REALTY 2011 TAX REPORT ADDRESS FEDERAL ID (EIN) A. Tax Liability from Tax Report RCT-127 A (10-11) (I) 1271011101 Bureau of Corporation Taxes PO BOX 280704 Harrisburg PA 17128-0704 PUBLIC UTILITY REALTY 2011 TAX REPORT TAX ACCOUNT ID NAME ADDRESS FEDERAL ID (EIN) _ (Department Use

More information

A Fair Share Tax for Pennsylvania

A Fair Share Tax for Pennsylvania A Fair Share Tax for Pennsylvania About the Pennsylvania Budget and Policy Center (PBPC) We are a Harrisburg-based nonpartisan, statewide policy research project that provides independent, credible analysis

More information

EMPLOYER REGISTRATION Local Earned Income Tax Withholding

EMPLOYER REGISTRATION Local Earned Income Tax Withholding CLGS-32-4 (8-11) EMPLOYER REGISTRATION Local Earned Income Tax Withholding You are entitled to receive a written explanation of your rights with regard to the audit, appeal, enforcement, refund and collection

More information

DRIVES THE ECONOMY 2019 ECONOMIC IMPACT REPORT

DRIVES THE ECONOMY 2019 ECONOMIC IMPACT REPORT DRIVES THE ECONOMY 2019 ECONOMIC IMPACT REPORT Photo By: Bill Monaghan 41/32/5 Southeastern PA is the Commonwealth s key economic engine. THE FIVE COUNTIES GENERATE 41% OF STATE S ECONOMIC ACTIVITY WITH

More information

Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD

Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD Collections and Receipts: Collections: Monthly Total Year-to-Date Total Resident EIT From Employers/Taxpayers within

More information

Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD

Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD Earned Income Tax (EIT) Collections, Receipts, Distributions and Disbursements for TCD Collections and Receipts: Collections: Monthly Total Year-to-Date Total Resident EIT From Employers/Taxpayers within

More information

INDUSTRY MIX, WAGES, AND THE DIVERGENCE OF COUNTY INCOME IN PENNSYLVANIA

INDUSTRY MIX, WAGES, AND THE DIVERGENCE OF COUNTY INCOME IN PENNSYLVANIA RURDS Vol. 13, No. 2, July 2001 INDUSTRY MIX, WAGES, AND THE DIVERGENCE OF COUNTY INCOME IN PENNSYLVANIA David A. Latzko Business and Economics Division, Pennsylvania State University, USA Per capita incomes

More information

Weatherization grants-

Weatherization grants- This report is in response to a requirement of Act 1 of Special Session 1 (2007-2008), known as the Alternative Energy Investment Act. It describes the status of the Homeowner Energy Efficiency Loan Program

More information

COMMONWEALTH OF PENNSYLVANIA May 1, 2014

COMMONWEALTH OF PENNSYLVANIA May 1, 2014 COMMONWEALTH OF PENNSYLVANIA May 1, 2014 PUBLIC EMPLOYEE RETIREMENT COMMISSION ACTUARIAL NOTE TRANSMITTAL Bill ID: Senate Bill Number 1078, Printer s Number 1707 System: Subject: Act 96 County Pension

More information

Marcellus Shale and Local Economic Activity: What the 2013 Pennsylvania State Tax Data Say

Marcellus Shale and Local Economic Activity: What the 2013 Pennsylvania State Tax Data Say CENTER FOR ECONOMIC AND COMMUNITY DEVELOPMENT Marcellus Shale and Local Economic Activity: What the 2013 Pennsylvania State Tax Data Say Emily O Coonahern, Kirsten Hardy, and Timothy W. Kelsey October

More information

41% $3.4 billion in benefits in $34.4 million 4,680 11, SERS Budget Highlights. SERS paid nearly

41% $3.4 billion in benefits in $34.4 million 4,680 11, SERS Budget Highlights. SERS paid nearly 2019 SERS Budget Highlights The Pennsylvania State Employees Retirement System currently serves approximately 240,000 active, inactive, vested and retired members. Last year, the system paid nearly $3.4

More information

ODP Communication Number: Announcement

ODP Communication Number: Announcement ODP Announcement Agency With Choice (AWC) Financial Management s (FMS) Wage Ranges and and Corresponding Department established fees for Specific Participant Directed s (PDS) Effective July 1, 2016 ODP

More information

The Commonwealth s Official Source for Population and Economic Statistics. December 3, 2015

The Commonwealth s Official Source for Population and Economic Statistics. December 3, 2015 Research Brief The Commonwealth s Official Source for Population and Economic Statistics December 3, 2015 2014 ACS 5 Year Estimates Released for Pennsylvania: Dataset Marks First Non-Overlapping ACS 5-Year

More information

BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2012

BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2012 BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2012 CONTENTS INDEPENDENT AUDITOR S REPORT 1-2 FINANCIAL STATEMENT Statement of Cash Receipts,

More information

Marcellus Shale and Local Economic Activity: What the 2012 Pennsylvania State Tax Data Say

Marcellus Shale and Local Economic Activity: What the 2012 Pennsylvania State Tax Data Say CENTER FOR ECONOMIC AND COMMUNITY DEVELOPMENT Marcellus Shale and Local Economic Activity: What the 2012 Pennsylvania State Tax Data Say KIRSTEN HARDY AND TIMOTHY W. KELSEY NOVEMBER 13, 2013 CECD RESEARCH

More information

Homeowners Energy Efficiency Loan Program Report

Homeowners Energy Efficiency Loan Program Report Homeowners Energy Efficiency Loan Program Report This report is in response to a requirement of Act 1 of Special Session 1 (2007-2008), known as the Alternative Energy Investment Act. It describes the

More information

HEALTH INSURANCE MARKETPLACE TOOLKIT

HEALTH INSURANCE MARKETPLACE TOOLKIT HEALTH INSURANCE MARKETPLACE TOOLKIT The Health Insurance Marketplace Is Here A consortium of the Pennsylvania Mental Health Consumers Association (PMHCA), the Mental Health Association in Pennsylvania

More information

BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2014

BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2014 BUCKS COUNTY TAX COLLECTION COMMITTEE TAX OFFICER, KEYSTONE COLLECTIONS GROUP FINANCIAL REPORT DECEMBER 31, 2014 CONTENTS INDEPENDENT AUDITOR S REPORT 1-2 FINANCIAL STATEMENT Statement of Cash Receipts,

More information

VENDOR COPY. LOW-INCOME HOME ENERGY ASSISTANCE PROGRAM VENDOR AGREEMENT Vendor Name and Address

VENDOR COPY. LOW-INCOME HOME ENERGY ASSISTANCE PROGRAM VENDOR AGREEMENT Vendor Name and Address LOW-INCOME HOME ENERGY ASSISTANCE PROGRAM VENDOR AGREEMENT Vendor Name and Address Vendor Number VENDOR COPY Federal I.D. Number Telephone Number E-mail Address This Agreement is entered into for the purpose

More information

Wheat Crop Insurance Program Yield Protection (YP) & Revenue Protection (RP) Plans of Insurance - Small Grain Crop Provisions

Wheat Crop Insurance Program Yield Protection (YP) & Revenue Protection (RP) Plans of Insurance - Small Grain Crop Provisions Wheat Crop Insurance Program Yield Protection (YP) & Revenue Protection (RP) Plans of Insurance - Small Grain Crop Provisions 17-0011 - IMPORTANT DATES Sales Closing Date September 30 th Acreage Report

More information

Pennsylvania. Housing Availability & Affordability Report

Pennsylvania. Housing Availability & Affordability Report Pennsylvania Housing Availability & Affordability Report Produced by the Pennsylvania Housing Finance Agency September 212 Table of Contents Acknowledgement... 4 Preface... 5 Executive Summary... 6 Data

More information

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2016 and 2015

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2016 and 2015 Financial Statements and Supplementary Information June 30, 2016 and 2015 Table of Contents June 30, 2016 and 2015 Page INDEPENDENT AUDITOR S REPORT 1 and 2 FINANCIAL STATEMENTS Statement of Financial

More information

A proposal: Real Tax Relief. for. Cumberland County Homeowners

A proposal: Real Tax Relief. for. Cumberland County Homeowners A proposal: Real Tax Relief for Cumberland County Homeowners. 2 012. A proposal: Penny on a Dollar Sales Tax for Cumberland County Homeowner Property Tax Relief by Jim Hertzler Cumberland County Commissioner

More information

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2017 and 2016

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2017 and 2016 Financial Statements and Supplementary Information June 30, 2017 and 2016 Table of Contents June 30, 2017 and 2016 Page INDEPENDENT AUDITOR S REPORT 1 and 2 FINANCIAL STATEMENTS Statement of Financial

More information

Property Tax Alert. Don t Miss Your Chance To Appeal Your Company s Real Property Tax Assessment. Introduction

Property Tax Alert. Don t Miss Your Chance To Appeal Your Company s Real Property Tax Assessment. Introduction July 2007 Authors: Jacqueline E. Bedard +1.717.231.5877 jacqueline.bedard@klgates.com Evan A. Bloch +1.412.355.6234 evan.bloch@klgates.com David R. Cohen +1.412.355.8682 david.cohen@klgates.com Raymond

More information

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2018 and 2017

Pennsylvania Coalition Against Rape. Financial Statements and Supplementary Information June 30, 2018 and 2017 Financial Statements and Supplementary Information June 30, 2018 and 2017 Table of Contents (continued) June 30, 2018 and 2017 Page INDEPENDENT AUDITOR S REPORT 1 and 2 FINANCIAL STATEMENTS Statement of

More information

DEPARTMENT OF ENVIRONMENTAL PROTECTION BUREAU OF WASTE MANAGEMENT DIVISION OF MUNICIPAL and RESIDUAL WASTE GENERAL PERMIT WMGR156

DEPARTMENT OF ENVIRONMENTAL PROTECTION BUREAU OF WASTE MANAGEMENT DIVISION OF MUNICIPAL and RESIDUAL WASTE GENERAL PERMIT WMGR156 DEPARTMENT OF ENVIRONMENTAL PROTECTION BUREAU OF WASTE MANAGEMENT DIVISION OF MUNICIPAL and RESIDUAL WASTE GENERAL PERMIT WMGR156 BENEFICIAL USE OF BAUXITE RESIDUE IN NATURAL ENGINEERED Issued: March 21,

More information

Testimony of Jennifer Hatcher Senior Vice President, Government and Public Affairs Food Marketing Institute

Testimony of Jennifer Hatcher Senior Vice President, Government and Public Affairs Food Marketing Institute Testimony of Jennifer Hatcher Senior Vice President, Government and Public Affairs Food Marketing Institute Before the House Oversight and Government Reform Committee Food Stamp Fraud as a Business Model:

More information

2016 PEBTF Open Enrollment October 24, 2016 to November 11, 2016 For Medicare Eligible Retirees and COBRA Members

2016 PEBTF Open Enrollment October 24, 2016 to November 11, 2016 For Medicare Eligible Retirees and COBRA Members IMPORTANT REHP MEDICARE CHANGES FOR 2017 2016 2016 PEBTF Open Enrollment October 24, 2016 to November 11, 2016 For Medicare Eligible Retirees and COBRA Members The Retired Employees Health Program (REHP)

More information

U.S. DEPARTMENT OF HUD 05/2016 STATE: PENNSYLVANIA HOUSING TRUST FUND PROGRAM RENTS

U.S. DEPARTMENT OF HUD 05/2016 STATE: PENNSYLVANIA HOUSING TRUST FUND PROGRAM RENTS STATE: PENNSYLVANIA --------- 2016 HOUSING TRUST FUND PROGRAM RENTS --------------- Allentown-Bethlehem-Easton, PA-NJ MSA Allentown-Bethlehem-Easton, PA HMFA HOUSING TRUST FUND RENT 362 388 504 659 814

More information

Career Opportunities with the Bureau of Audits

Career Opportunities with the Bureau of Audits Career Opportunities with the Bureau of Audits An Equal Opportunity Employer DIRECTOR S INVITATION Dear Prospective Employee, Please accept this invitation to learn more about employment opportunities

More information

Recent Changes in the Housing and Mortgage Markets of Pennsylvania; Working Paper #1-2011

Recent Changes in the Housing and Mortgage Markets of Pennsylvania; Working Paper #1-2011 I. Introduction The Business Cycle Dating Committee of the National Bureau of Economic Research (NBER) is the authority relied upon to date the US economy s business cycles. The NBER defines a recession

More information

DEVELOPMENTAL PROGRAMS BULLETIN COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE

DEVELOPMENTAL PROGRAMS BULLETIN COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE DEVELOPMENTAL PROGRAMS BULLETIN COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE DATE OF ISSUE April 10, 2008 EFFECTIVE DATE April 10, 2008 NUMBER 00-08-05 SUBJECT: Due Process and Fair Hearing

More information

TICKET TO WORK PROGRAM: A BENEFICIARY S GUIDE

TICKET TO WORK PROGRAM: A BENEFICIARY S GUIDE (800) 692-7443 (Voice) (877) 375-7139 (TDD) www.disabilityrightspa.org TICKET TO WORK PROGRAM: A BENEFICIARY S GUIDE What Is the Ticket To Work and Work Incentives Improvement Act of 1999? The Ticket to

More information

PEBTF OPEN ENROLLMENT

PEBTF OPEN ENROLLMENT PEBTF OPEN ENROLLMENT 2015 PEBTF Open Enrollment October 19 to November 6, 2015 For Non-Medicare Eligible Retiree and COBRA Members It s Open Enrollment time your annual opportunity to review your medical

More information

Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102

Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102 PLEASE FAX YOUR ORDER FORM TO 717-238-5060 Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102 Phone: 717-238-2513 - Fax 717-238-5060 Letting Date 10/19/17 Company Name: Date:

More information

Overview for Contract Prior to utilizing a contract, the user should read the contract in it's entirety.

Overview for Contract Prior to utilizing a contract, the user should read the contract in it's entirety. Overview for Contract Prior to utilizing a contract, the user should read the contract in it's entirety. CONTRACT DESCRIPTION This Contract provides all using Commonwealth agencies extermination services

More information

The Distribution of Poverty in the Third District * Jake Carr May 2010

The Distribution of Poverty in the Third District * Jake Carr May 2010 The Distribution of in the Third District * Jake Carr May 2010 It would be beneficial to examine how households in the Third District have been affected by the recent economic downturn. Thinking locally,

More information

HOME CONSTRUCTION 5 Steps to Planning & Financing Your Project

HOME CONSTRUCTION 5 Steps to Planning & Financing Your Project HOME CONSTRUCTION 5 Steps to Planning & Financing Your Project Build Your Country Living Dreams Living in the country provides endless opportunities. You can purchase livestock, plant crops or just sit

More information

Next Generation Farmer Loan Program

Next Generation Farmer Loan Program Next Generation Farmer Loan Program Program Guidelines June 2016 Commonwealth of Pennsylvania Tom Wolf, Governor Department of Agriculture Department of Community & Economic Development dced.pa.gov Commonwealth

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2019 plan information for: Geisinger Gold Classic Advantage Geisinger Gold Classic Advantage Rx Geisinger Gold Classic Complete Rx Geisinger Gold Classic Essential Rx

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of contains 2019 plan information for: Geisinger Gold Preferred Advantage Rx Geisinger Gold Preferred Enhanced Rx Geisinger Gold Preferred Complete Rx For full details of services and costs

More information

F.N.B. Corporation. Macquarie Capital (USA) Inc. Small- & Mid- Cap Conference 2010 New York, NY June 16, Stephen Gurgovits President & CEO

F.N.B. Corporation. Macquarie Capital (USA) Inc. Small- & Mid- Cap Conference 2010 New York, NY June 16, Stephen Gurgovits President & CEO F.N.B. Corporation Macquarie Capital (USA) Inc. Small- & Mid- Cap Conference 2010 New York, NY June 16, 2010 Stephen Gurgovits President & CEO Brian Lilly Chief Operating Officer Forward-Looking Statements

More information

Benefit Plan Summaries

Benefit Plan Summaries Benefit Plan Summaries For groups with 2-50 employees Effective January 1, 2018 Benefit Plan Summaries for groups with 2-50 employees What s inside Network options... 2 Medical plan descriptions... 6 2018

More information

Benefit Plan Summaries. For groups with 2 to 50 employees. Effective January 1, 2016

Benefit Plan Summaries. For groups with 2 to 50 employees. Effective January 1, 2016 Benefit Plan Summaries For groups with 2 to 50 employees Effective January 1, 2016 Network options UPMC Health Plan offers the following network options for our 2-100 market portfolio. Erie Warren McKean

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2018 plan information for: Geisinger Gold Classic Advantage Geisinger Gold Classic Advantage Rx Geisinger Gold Classic Complete Rx Geisinger Gold Essential Rx For full

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2019 plan information for: Geisinger Gold Classic - Verizon For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com

More information

RESEARCH BRIEF. The State of Industry: County Business Patterns Show Changing Economic Landscape

RESEARCH BRIEF. The State of Industry: County Business Patterns Show Changing Economic Landscape RESEARCH BRIEF The : County Business Patterns Show Changing Economic Landscape HARRISBURG The release of the 2015 County Business Patterns from the U.S. Census allows for an opportunity to assess both

More information

Pennsylvania 2013 Standard State All-Hazard Mitigation Plan

Pennsylvania 2013 Standard State All-Hazard Mitigation Plan 4.3.16.9. State Facility Loss Estimation Winter storm hazards can cause a range of damage to state critical facilities that will depend on the magnitude and duration of storm events. Losses may be as small

More information

REQUEST FOR PROPOSALS FOR MEDICAID EXTERNAL QUALITY REVIEW ORGANIZATION ISSUING OFFICE

REQUEST FOR PROPOSALS FOR MEDICAID EXTERNAL QUALITY REVIEW ORGANIZATION ISSUING OFFICE REQUEST FOR PROPOSALS FOR MEDICAID EXTERNAL QUALITY REVIEW ORGANIZATION ISSUING OFFICE Commonwealth of Pennsylvania Department of Human Services Bureau of Financial Operations Division of Procurement and

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2018 plan information for: Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold Preferred Complete Rx (PPO) For full details of services and costs for each plan,

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2017 plan information for: Geisinger Gold Advantage (HMO) Geisinger Gold Advantage Rx (HMO) Geisinger Gold Complete Rx (HMO) For full details of services and costs for

More information

COMPREHENSIVE EMPLOYMENT REPORT PENNSYLVANIA OFFICE OF DEVELOPMENTAL PROGRAMS (ODP) August 2018

COMPREHENSIVE EMPLOYMENT REPORT PENNSYLVANIA OFFICE OF DEVELOPMENTAL PROGRAMS (ODP) August 2018 COMPREHENSIVE EMPLOYMENT REPORT PENNSYLVANIA OFFICE OF DEVELOPMENTAL PROGRAMS (ODP) August 2018 Pennsylvania Office of Developmental Programs (ODP) Comprehensive Employment Report July 2018 I want to work

More information

PENNSYLVANIA PLAN GUIDE

PENNSYLVANIA PLAN GUIDE Aetna Avenue Your Destination for Small Business Solutions SM PENNSYLVANIA PLAN GUIDE For businesses with 2-50 eligible employees Plans effective December 1, 2008 14.02.970.1-PA (8/09) PENNSYLVANIA PLAN

More information

Quality coverage for you and your family

Quality coverage for you and your family Quality coverage for you and your family We ll help you every step of the way. Call 800-918-5154 to speak to our dedicated team of trained advisors. November 1 through December 15 Hours: Monday Friday,

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2017 plan information for: Geisinger Gold For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us

More information

Report on Economic and Financial Developments

Report on Economic and Financial Developments Report on Economic and Financial Developments Loretta J. Mester Executive Vice President and Director of Research July, 1 *The views expressed here are those of the author and do not necessarily reflect

More information

SUBPRIME LENDING OVER TIME: THE ROLE OF RACE

SUBPRIME LENDING OVER TIME: THE ROLE OF RACE Discussion Papers COMMUNITY AFFAIRS DEPARTMENT SUBPRIME LENDING OVER TIME: THE ROLE OF RACE Marvin M. Smith Federal Reserve Bank of Philadelphia and Christy Chung Hevener Formerly, Federal Reserve Bank

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2017 plan information for: Geisinger Gold Advantage Rx (PPO) Geisinger Gold Complete Rx (PPO) For full details of services and costs for each plan, please consult the

More information

Overlooked and Undercounted

Overlooked and Undercounted Overlooked and Undercounted How the Great Recession Impacted Household Self-Sufficiency in Pennsylvania Prepared for PATHWAYS PA PathWays PA was founded in 1978 as the Women s Association for Women s Alternatives.

More information

Pennsylvania 2013 Standard State All-Hazard Mitigation Plan

Pennsylvania 2013 Standard State All-Hazard Mitigation Plan Table 4.3.4-7 Estimated jurisdictional losses in Extreme Cold Temperature areas COUNTY 2010 POPULATION NUMBER OF IMPACTED BUILDINGS DOLLAR VALUE OF EXPOSURE, BUILDING AND CONTENTS (THOUSANDS $) Juniata

More information

Report on Economic and Financial Developments

Report on Economic and Financial Developments Report on Economic and Financial Developments Loretta J. Mester Executive Vice President and Director of Research June 1, 1 *The views expressed here are those of the author and do not necessarily reflect

More information

Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program. If You Are Eligible for. Medicare

Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program. If You Are Eligible for. Medicare Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program If You Are Eligible for Medicare 2014 PSERS sponsors the Health Options Program for the sole benefit of PSERS retirees

More information

EVIDENCE OF COVERAGE CLASSIC ADVANTAGE RX (HMO) GEISINGER GOLD. Geisinger Gold Member Services

EVIDENCE OF COVERAGE CLASSIC ADVANTAGE RX (HMO) GEISINGER GOLD. Geisinger Gold Member Services Geisinger Gold Member Services 1-800-498-9731 Toll-Free October 1 - February 14 8am - 8pm 7 days a Week February 15 - September 30 8am - 8pm Monday - Friday GEISINGER GOLD CLASSIC ADVANTAGE RX (HMO) EVIDENCE

More information

Pennsylvania IOLTA Board. Survey of the Provision of Civil Legal Assistance of IOLTA Funded Organizations

Pennsylvania IOLTA Board. Survey of the Provision of Civil Legal Assistance of IOLTA Funded Organizations Survey of the Provision of Civil Legal Assistance of IOLTA Funded Organizations For the Applicable Calendar Year 2009, or Fiscal Year Ending in 2010 In August 2006, the American Bar Association adopted

More information

2018 Guidelines for Pastoral Compensation (Instructions to complete the Eastern Regional Conference Pastoral Agreement Form (PAF)

2018 Guidelines for Pastoral Compensation (Instructions to complete the Eastern Regional Conference Pastoral Agreement Form (PAF) 2018 Guidelines for Pastoral Compensation (Instructions to complete the Eastern Regional Conference Pastoral Agreement Form (PAF) The base range cash salary for full-time pastors (See Guidelines Pg. 5)

More information

Foreclosure Mitigation Counseling Initiative

Foreclosure Mitigation Counseling Initiative Foreclosure Mitigation Counseling Initiative Legal Aid Counseling Referral Form Available to anyone using FMCI Legal Agency Check Here to Expedite Services If Foreclosure/Sheriff Sale Date is within two

More information

NAME COUNTY GAME PRIZE AMOUNT Randy Northumberland SUPER GEMS $ 100,000. Tobias York CASH BUSTER EXTREME $ 4,000

NAME COUNTY GAME PRIZE AMOUNT Randy Northumberland SUPER GEMS $ 100,000. Tobias York CASH BUSTER EXTREME $ 4,000 NAME COUNTY GAME PRIZE AMOUNT Randy Northumberland SUPER GEMS $ 100,000 Tobias York CASH BUSTER EXTREME $ 20,000 Tobias York CASH BUSTER EXTREME $ 20,000 Brianne Luzerne FAST BUCK LUCKY $ 20,000 Rosina

More information

ADVOCATE LEAD EDUCATE INNOVATE

ADVOCATE LEAD EDUCATE INNOVATE PENNSYLVANIA STATE EDUCATION ASSOCIATION ADVOCATE LEAD EDUCATE INNOVATE T H E P O W E R O F A G R E A T E D U C A T I O N What is PSEA? You are PSEA. Our Association is 180,000 members strong members who

More information

ANNUAL REPORT

ANNUAL REPORT 20162017 ANNUAL REPORT Dear Fellow Pennsylvanians: On behalf of the Tuition Account Program Advisory Board, I am pleased to present the annual report of the Pennsylvania 529 College Savings Program (PA

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of UPMC for Life Dual (HMO SNP) This booklet gives you the details

More information

2016 Summary of Benefits. Preferred Advantage Rx (PPO) Preferred Complete Rx (PPO)

2016 Summary of Benefits. Preferred Advantage Rx (PPO) Preferred Complete Rx (PPO) 2016 Summary Of Benefits January 1, 2016 - December 31, 2016 This booklet gives you a summary of what we cover and what you pay. It doesn t list every service that we cover, or list every limitation or

More information

PEBTF OPEN ENROLLMENT

PEBTF OPEN ENROLLMENT PEBTF OPEN ENROLLMENT 2016 PEBTF Open Enrollment October 17 to November 4, 2016 For Active and COBRA Members Your benefits are changing for 2017! Open Enrollment is your annual opportunity to review your

More information

Y0097_1303_M Accepted Summary of Benefits

Y0097_1303_M Accepted Summary of Benefits Y0097_1303_M Accepted 2019 Summary of Benefits How to Contact Gateway Health 1-877-GATEWAY (428-3929) (TTY 711) How to Find a Provider or Pharmacy GatewayHealthPlan.com Hours of Operation From October

More information

Unleaded Gasoline Contract ( ) - Overview Prior to utilizing a contract, the user should read the contract in it's entirety.

Unleaded Gasoline Contract ( ) - Overview Prior to utilizing a contract, the user should read the contract in it's entirety. Unleaded Gasoline Contract (9130-03) - Overview Prior to utilizing a contract, the user should read the contract in it's entirety. DESCRIPTION - Types of Delivery - Tank Wagon and Truck Transport - A supplier

More information

PENNSYLVANIA LABOR FORCE STATISTICS APRIL 2014 EDITION. Unemployment Rate

PENNSYLVANIA LABOR FORCE STATISTICS APRIL 2014 EDITION. Unemployment Rate PENNSYLVANIA LABOR FORCE STATISTICS 11.0 Unemployment Rate 10.0 9.0 8.0 CWIA-18 Each of the following sections is a quick snapshot of Pennsylvania s many different labor market and economic data sets Labor

More information

American Gas Association May 5-7, May 5-7,

American Gas Association May 5-7, May 5-7, American Gas Association May 5-7, 2013 May 5-7, 2013 1 About This Presentation This presentation ti contains certain forward-looking statements t t that t management believes to be reasonable as of today

More information

Pennsylvania Homeowners Atlantic States Insurance Company

Pennsylvania Homeowners Atlantic States Insurance Company STATE LINE OF BUSINESS UNDERWRITING COMPANY Pennsylvania Homeowners Atlantic States Insurance Company EFFECTIVE DATE(S) NEW BUSINESS: June 1, 2016 DESCRIPTION OF CHANGES RENEWALS: June 15, 2016 For details

More information

SENATE APPROPRIATIONS COMMITTEE FISCAL NOTE

SENATE APPROPRIATIONS COMMITTEE FISCAL NOTE BILL NO. House Bill 245 PRINTER NO. 3951 AMOUNT No Fiscal Impact DATE INTRODUCED January 28, 2015 FUND General Fund PRIME SPONSOR Representative Dunbar DESCRIPTION AND PURPOSE OF BILL House Bill 245 would

More information

Race and Housing in Pennsylvania

Race and Housing in Pennsylvania w w w. t r f u n d. c o m About this Paper TRF created a data warehouse and mapping tool for the Pennsylvania Housing Finance Agency (PHFA). In follow-up to this work, PHFA commissioned TRF to analyze

More information

2018 SEASON PARTICIPATING PROCESSOR AGREEMENT

2018 SEASON PARTICIPATING PROCESSOR AGREEMENT 2018 SEASON PARTICIPATING PROCESSOR AGREEMENT Please check and complete all that apply and return ASAP. Highlighted areas are IMPORTANT! I/we are inspected or licensed. If yes, please attach a copy of

More information

Pennsylvania Homeowners Donegal Mutual Insurance Company

Pennsylvania Homeowners Donegal Mutual Insurance Company STATE LINE OF BUSINESS UNDERWRITING COMPANY Pennsylvania Homeowners Donegal Mutual Insurance Company EFFECTIVE DATE(S) NEW BUSINESS: June 1, 2016 DESCRIPTION OF CHANGES RENEWALS: June 15, 2016 For details

More information

Education Funding in Fully Enacted 2015/16 Budget: Spreadsheet Basic Education, Ready to Learn Block Grant & Special Education

Education Funding in Fully Enacted 2015/16 Budget: Spreadsheet Basic Education, Ready to Learn Block Grant & Special Education Education Funding in Fully Budget: Spreadsheet Basic Education, Ready to Learn Block Grant & Special Education The fully enacted budget includes: $5.93 billion for basic education, a $200 million or 3.5

More information

REQUST FOR INFORMATION FOR SAME-DAY DELIVERY ISSUED BY:

REQUST FOR INFORMATION FOR SAME-DAY DELIVERY ISSUED BY: REQUST FOR INFORMATION FOR SAME-DAY DELIVERY ISSUED BY: PENNSYLVANIA LIQUOR CONTROL BOARD PURCHASING AND CONTRACT ADMINISTRATION ROOM 316, NORTHWEST OFFICE BUILDING HARRISBURG, PENNSYLVANIA 17124 RFI 20170831

More information

2013 Freedom Blue PPO Enrollment Application

2013 Freedom Blue PPO Enrollment Application 2013 Freedom Blue PPO Enrollment Application Residents of the following counties: Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour,

More information

Health Law PA News. Dental Limits for Adults on Fee-for-Service Medicaid Start September 30th

Health Law PA News. Dental Limits for Adults on Fee-for-Service Medicaid Start September 30th Health Law PA News Newsletters of the Pennsylvania Health Law Project Harrisburg Philadelphia Pittsburgh Statewide Helpline: 1-800-274-3258 On the Internet: www.phlp.org Volume 14, Number 5 Dental Limits

More information

CALENDAR YEAR 2017 FINANCIAL RESULTS AND SYSTEM HIGHLIGHTS. February 28, 2018

CALENDAR YEAR 2017 FINANCIAL RESULTS AND SYSTEM HIGHLIGHTS. February 28, 2018 CALENDAR YEAR 2017 FINANCIAL RESULTS AND SYSTEM HIGHLIGHTS February 28, 2018 Strong balance sheet allows UPMC to thrive as the region s most preferred provider, best serving needs of patients and businesses

More information

2018 Community Blue Medicare PPO Summary of Benefits

2018 Community Blue Medicare PPO Summary of Benefits 2018 Community Blue Medicare PPO Summary of Benefits Residents of the following counties: Allegheny, Beaver, Butler, Erie, Greene, Fayette, Washington, Westmoreland, please click here. Residents of the

More information

Disaster Programs Available for the 2011 Crop Year

Disaster Programs Available for the 2011 Crop Year Dear Friends of Agriculture: With the massive flooding experienced due to recent storms, I know many of you have sustained significant damages to your homes, farms and agricultural businesses. As you begin

More information

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information.

For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com or call us for more information. This Summary of Benefits contains 2019 plan information for: Geisinger Gold Secure Rx (HMO SNP) For full details of services and costs for each plan, please consult the Evidence of Coverage at GeisingerGold.com

More information

Aetna Advantage Plans for Individuals, Families and the Self-Employed

Aetna Advantage Plans for Individuals, Families and the Self-Employed Aetna Advantage Plans for Individuals, Families and the Self-Employed Pennsylvania A Guide to Understanding Your Choices and Selecting a Quality Health Benefits or Insurance Plan 13.02.311.1-PA (7/07)

More information

PEBTF OPEN ENROLLMENT

PEBTF OPEN ENROLLMENT PEBTF OPEN ENROLLMENT 2016 PEBTF Open Enrollment October 17 to November 4, 2016 For Non-Medicare Eligible Retiree Members Your benefits are changing for 2017! Open Enrollment is your annual opportunity

More information

Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102

Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102 PLEASE FAX YOUR ORDER FORM TO 717-238-5060 Associated Pennsylvania Constructors 800 North Third Street, Harrisburg PA 17102 Phone: 717-238-2513 - Fax 717-238-5060 Letting Date 10/4/18 Company Name: Date:

More information

- David Black, President & CEO Harrisburg Regional Chamber & CREDC

- David Black, President & CEO Harrisburg Regional Chamber & CREDC Testimony for the September 25, 2018 Hearing of the House Finance, Local Government and Urban Affairs Committees concerning the Special Taxing Authority and Act 47 in the City of Harrisburg - David Black,

More information

Summary of Benefits. Community Blue Medicare HMO. Western Pennsylvania. January 1, 2018 December 31, Service Area

Summary of Benefits. Community Blue Medicare HMO. Western Pennsylvania. January 1, 2018 December 31, Service Area Western Pennsylvania Community Blue Medicare HMO Summary of Benefits January 1, 2018 December 31, 2018 Service Area Our service area includes the following counties in Pennsylvania: Allegheny, Armstrong,

More information

2016/17 Basic Education Funding (BEF), Ready to Learn Block Grant Funding (RTL), and Special Education Funding (SEF) in SB1073, PN2000

2016/17 Basic Education Funding (BEF), Ready to Learn Block Grant Funding (RTL), and Special Education Funding (SEF) in SB1073, PN2000 2016/17 RTL Total Statewide Total: $ 5,695,079,002 $ 5,895,078,991 $ 199,999,989 3.5% $ 241,998,486 $ 994,285,824 $ 1,012,985,824 $ 18,700,000 1.9% Bermudian Springs SD Adams $ 5,980,480 $ 6,114,259 $

More information

UPMC Health Plan For Individuals and Families

UPMC Health Plan For Individuals and Families UPMC Health Plan For Individuals and Families 2 UPMC Health Plan knows how important it is to understand and choose the most affordable coverage for yourself and your family. You need to enroll in the

More information

Pennsylvania 2 50 Plan guide

Pennsylvania 2 50 Plan guide Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Pennsylvania 2 50 Plan guide Like playing a symphony, the key to creating the right health plan is unlocking

More information

Estimated Basic Education Funding and Ready-to-Learn Block Grant. Page 1

Estimated Basic Education Funding and Ready-to-Learn Block Grant. Page 1 Estimated and Total $ 5,527,862,547 $ 5,680,079,003 $ 152,216,456 2.8% $ 191,998,656 $ 241,998,656 $ 50,000,000 26% $ INC % INC Bermudian Springs SD Adams $ 5,878,310 $ 5,992,955 $ 114,645 2.0% $ 261,223

More information

The Governor's Proposed FY Student Achievement Education Block Grant (Preliminary Estimates)

The Governor's Proposed FY Student Achievement Education Block Grant (Preliminary Estimates) TOTALS $ 5,354,522,913 $ 460,958,270 $ 533,375,732 $ 76,194,195 $ 6,425,051,110 $ 6,479,216,381 $ 54,165,271 Bermudian Springs SD Adams $ 5,746,022 $ 418,943 $ 1,020,271 $ 26,565 $ 7,211,801 $ 7,269,119

More information