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1 Real Estate Investors December 2008 Quarterly Subscription $99 Start Investing in Your Future Through Real Estate. Realestate-Extreme can help you do just that with meetings, classes and mentorship programs. Don t procrastinate! Create your future! INSIDE RX Your Horoscope Page 2 Sell-EZ-1 Realty Page 2 Commodore Vanderbilt Page 3 RX Master Minds Page 3 Calendar of Events Page 4 Tax Saving Tips You Can Take In December Page 5 Rules Change For Tax Break On Sale Of Vacation Homes Page 5 Home Design Page 6 Jump Start Marketing Kit Page 6 Realestate-Extreme Class s on CD Page 6 This material is for information only and should not be considered a substitute for professional advice. All Rights Reserved. Paul V. Xavier, CEO Laura Yamada, CFO Randall Fujinaka, COO Realestate-Extreme, LLC Hekaha Street Suite 44 Aiea, HI T Merry Christmas! Happy New Year! Happy Hanukkah! Happy Kwanzaa! Happy holidays to all! he significance of Christmas has been analyzed for more than two thousand years. For Christians, December 25 is the most joyous day of the year because it's the day when Jesus Christ was born. For many others, it is most significant as a joyful day spent exchanging gifts, visiting family and friends, and dining. At Realestate-Extreme & Sell-EZ-1 Realty, Laura, Randy and I send you on the holiday break with our best wishes for a wonderful time, whether you celebrate Christmas, Hanukkah, Kwanzaa or the arrival of Santa. In business, Christmas reminds us that the end of the year is coming, time to add up the numbers to see how 2008 turned out. That's significant. Many organizations, in the U.S. and around the world, had a difficult year. Here, hope for the future runs high. Our plans are in place and, if we all work together, the numbers at the end of 2009 will be even better than for 2008! Happy Holidays from Laura, Randy and Paul EXCITING ANNOUNCEMENT coming later this month! Watch for details! 1
2 ARIES: Blame the winter solstice on December 21 for that feeling of being in the middle and not knowing which way to turn. It's the solstice with equal light and darkness that's to blame. Soon you'll feel better. TAURUS: The holidays make you feel lonely if family members are far away. Check to see which fellow workers and friends are holiday orphans as well. Get together, if possible. At least treat yourself. GEMINI: Use your fabulous imagination in every part of your life. It won't take you very long to come up with a solution, a gift selection, or a breakthrough idea on that project at work. Imagine that! CANCER: It's easy to see what a vital force you are in the lives of others. It may sometimes seem that too many depend on you, but such involvement is what makes life so interesting. Live it with joy. LEO: The full moon on December 12 will put you into a romantic mood, but ease into its aura with your partner. Go slow and be sweet, in order to develop the same mood in your sweetheart. VIRGO: Evaluate a statement, because your first reaction could be wrong. Even if you are flat-out sure you are right, step back and think again. When a statement is partially right, discuss the pros and cons. LIBRA: Be ready with a few great conversation starters. Whether at work or at a social function, you will be meeting new people this month. Being prepared can be a step toward a friendship or a new contact. SCORPIO: Take time to look your best, especially when the event is at your place. No one will remember if you haven't burned the trash out back or if dinner is late. Everyone will remember if you look exhausted. SAGITTARIUS: You're tempted to wing it, and that might turn out to be OK, but planning could bring a better result. Get into it in order to decide what steps you can take to get the result you want. CAPRICORN: Your talent for observation helps you draw the right conclusions. Because you remember details that others pass over, you are in a better position to know what comes next. AQUARIUS: Your world could seem to be swirling now, with demands coming from every side. Remember that you really are in control of what you will do and how you will feel. Meditate, pray or exercise to relax. PISCES: The stars predict that you will save the day again. They don't say when it will happen or how it will happen, but when the time comes, you will recognize that you are the only one who can do it. Sell-EZ-1 Realty Laura Nakatani Realtor Are you tired of Realtors telling you something can t be done? Would you rather hear how it can be done? Are you an agent that is tired of the restrictions of your Broker? If you re looking for a real estate company that understands real estate investors, then look no further! SELLEZ1 was established to work with real estate investors and agents that understand real estate investing. If you work with an agent from SELLEZ1, you can be assured they understand the mindset of real estate investors and the concepts of real estate investing. SELLEZ1 has over 15 years of combined real estate investing experience and they understand what a real estate investor needs! If you have a property that needs to be sold, we know how to get it done!!! Investors looking for a GREAT Realtor or Agents looking for a GREAT Broker can call Laura Nakatani, Realtor and Broker- In-Charge of SELLEZ1 at (808) or visit our Also check out our other web site at for TONS of FREE information!!! 2
3 The advice of Commodore Vanderbilt John Steele Gordon, author of An Empire of Wealth, says he has always admired Cornelius Vanderbilt's advice to a young reporter: "Don't buy anything you don't want or sell anything you ain't got." Vanderbilt was warning against speculation in business. He must have followed his own advice because he died the richest self-made man in the world. Gordon and Vanderbilt were quoted in Money magazine. Realestate-Extreme Master Mind s LIVE VIA THE INTERNET! That s right...live! On December 9th you can attend our Master Mind Meeting LIVE via the Internet or in person at our office in Aiea. There is a nominal fee of $5 to cover our cost of providing live Internet access. Go to for details. What s In It For You? -Wealth Principles and Multiple Streams of Income- -Work with Realtors who Understands Investing- -Learn Strategies from Experienced Investors- -Realize Your Financial Goals and Dreams- -Networking, Motivation, Support- -Comps When You Need Them- -Cashflow Deals- 3
4 Decmeber 2008 Sun Mon Tue Wed Thu Fri Sat *Livinity Business Opportunity 7:00p 4 Honolulu HiREI Meeting 6:30p *RX Master Minds 6:30p 10 *HiREI Cashflow Game 6:00p Hilo HiREI Meeting 6:30p 17 *Livinity Business Opportunity 7:00p *Indicates meeting held at Sell-EZ-1 Realty office Hekaha St #44 in Aiea. Details at 4
5 Tax-saving steps you can take in December During the holiday season, the last thing you want to think about is taxes. But by acting before the end of the year, you or your business could get some significant tax relief. * Income and expense. The most fundamental steps include deferring income and accelerating deductible expenses. If you can delay taxable income until January 1 and pay for invoices and expenses not usually handled until the following month or two, you will save on your income tax. * Contributions. Year-end planning also involves maximizing contributions to qualified retirement plans such as a 401(k). They must be made before the end of each year. (IRAs have a later date.) * Portfolio. If you have planned to sell your losers, do it before January 1. Losses in excess of gains can be used to offset up to $3,000 in ordinary income, or $1,500 for a married couple filing separately. in capital gains, which would bring your income to the $32,550 limit. This break is very helpful for investments that have been held for some years while their value has risen. * Gifts. You can transfer $12,000 per person as gifts and reduce your income by that amount. A couple can reduce their income by $24,000 per person. (The person who receives it doesn't have to pay income tax on the money.) One tax break available in 2008 through 2010: Couples with incomes of $65,000 or less ($32,000 for singles) are exempt from capital gains tax. Example: If you are single and after deductions and exemptions have $22,000 in income from wages and interest, you would pay no tax on up to $10,550 * Learning credits. People with adjusted gross incomes between $7,000 and $57,000 may be able to claim a lifetime learning credit of up to $2,000 for qualified education expenses paid for all of their students who are enrolled in eligible educational institutions. Rules change for tax break on sale of vacation homes If you want to avoid prorating the capital gains tax on the sale of your vacation house, better make it your home address before January 1, After that, you may not get the full capitalgains tax exclusion of up to $500,000 per couple ($250,000 for singles) that applies to primary homes. Under new rules passed recently, the exclusion will be prorated by the amount of time you actually used the home as a primary residence. If you owned the home for 10 years, but lived in it only the last two, you would be able to exclude only 20 percent of the profit from the sale of the home. January 1, 2009 is the starting date for the calculation, so longtime homeowners won't have to worry about the years before that date. If you bought a beach house in 2000 and moved into it on January 1, 2011, then sell it in 2013 you will get to exclude about half of the capital gain. The home will have been your primary residence for half of the years when the measure was effective. If you move to your second home before January 1, assuming you lived in your primary residence for two years before that, you will have three years to sell that home and use the full exemption. 5
6 JUMP START MARKETING KIT CAN PEOPLE FIND YOU? ARE YOU A SECRET AGENT? IS YOUR BUSINESS BRANDED? Well now you can stop being a secret agent and let everyone know where to find you. We have created a Jump Start Marketing Kit with a retail value of over $2,000. Available to you for only $995. See Randy for details as this offer can t last forever! 1. Custom Logo $1,000 Value 3 Sessions: Clean 2 color scheme 2. Real Estate Investing Website $1,000 Value Featured Logo 2 addresses Real Estate Software: Put property information directly on to website Project Management Contact Forms (investors, sellers, buyers) Business card with Logo $100 Value 4. 2-Embroidered Polo Shirts $100 Value TOTAL $2,200 VALUE DID YOU MISS ONE OF OUR CLASSES? Now available on audio CD Creative Financing, Discount Notes and Mortgages, Commercial Real Estate Essentials ONLY $ each Visit for details and ordering! 6
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