Kaizen Global Inc. s Disclosure and the. Kaizen Global Compensation Plan. Last updated April 11, 2017

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Bernice Dennis
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1 Kaizen Global Inc. s Disclosure and the Kaizen Global Compensation Plan Last updated April 11, 2017

2 Table of Contents 1.0 Risk Disclosure Earnings Disclaimer The risks of Trading, Investing Online Makes it Unsuitable For Everyone Additional Risks Associated with Forex Risks of Leverage... 8 By using this site or by clicking I agree, you (the User ) signify your agreement to the Independent Business Owner ( IBO ) Agreement, the Kaizen Global Inc. s ( Kaizen Global ) Policies and Procedures, Terms of Use, Privacy Policy, Risk Disclosure and the Kaizen Global Compensation Plan (collectively referred to as the Agreements ), all in their current form and as amended by Kaizen Global in its sole discretion. If you do not agree to these Agreements, please do not use this site and do not click I agree. Please check this Agreement periodically for changes as Kaizen Global reserves the right to revise this Agreement. Kaizen Global will change these Agreements from time to time. In the event of a change to this Agreement, your continued use of this site following the posting of any changes constitutes acceptance of such changes. Kaizen Global reserves the right to terminate a User s use of this site at any time without notice and may do so for any breach of this Agreement. 1.0 Risk Disclosure Any educational materials, posting content, opinions, news, research, analyses, prices, or other information offered by Kaizen Global does not purport to be investment advice tailored to the needs of the person or company receiving the advice. Kaizen Global does not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information. Every Member, Potential Member, Interested Customer, or Subscriber of any sort, must fully read this Agreement, understand, and agree, to the legal terms stipulated. Trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. For this reason, you must carefully review and think over your investment objectives, risks, and experience prior to participating in the Futures & Forex market AND should not invest money you cannot afford to lose. There are considerable risks in Forex and Futures transactions. Without limiting the foregoing, these risks include market volatility, leverage, lack of regulatory protection, creditworthiness, creditworthiness. Kaizen Global is not liable for any loss or damage, including, without limitation, any loss of profit, which may arise directly or indirectly from

3 use of or reliance on systems and signals provided by services of Kaizen Global and is not responsible for correctness of any signals and systems available. Due to the volatile nature of Forex and Futures trading, any market movement will have an equal effect on your deposited funds, meaning you can completely lose your initial margin funds and may be required to deposit extra funds to maintain your position. If you fail to satisfy any margin requirement, your position may be liquidated and you become responsible for any losses. To manage exposure, employ different riskreducing strategies. There are also additional risks associated with using Internetbased trading systems including, without limitation, hardware, software, and Internet connection failures. Kaizen Global is not responsible for any communication failures or delays when trading via the Internet. Any information provided by Kaizen Global to a Member, Potential Member, Interested Customer, or Subscriber does not purport to be tailored to the needs of the person receiving the information. If Kaizen Global recommends buying, selling or holding a specified security, a class of securities or the securities of a class of issuers in which (i) Kaizen Global, (ii) any partner, director or officer of Kaizen Global, or (iii) any other person that would be an insider of Kaizen Global if Kaizen Global were a reporting issuer, has a financial or other interest, Kaizen Global endeavors to disclose the interest concurrently with providing the information. For the purposes herein, financial or other interest includes the following: (a) ownership, beneficial or otherwise, in the security or in another security issued by the same issuer; (b) an option in respect of the security or another security issued by the same issuer; (c) a commission or other compensation received, or expected to be received, from any person in connection with the trade in the security; (d) a financial arrangement regarding the security with any person; (e) a financial arrangement with any underwriter or other person who has any interest in the security. If the financial or other interest of the person includes an interest in an option described in paragraph (b) above, the disclosure required will include a description of the terms of the option. 1.1 Earnings Disclaimer Every Member, Potential Member, Interested Customer, or Subscriber of any sort, must fully read this legal disclaimer, understand, and agree, to the legal terms stipulated. Trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing one s financial security or life style. Only risk capital should be

4 used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. Kaizen Global has and will make every effort to accurately represent their services and website. Kaizen Global does not take any responsibility for your actions. You are responsible for your trading decisions. This Kaizen Global website does not recommend or provide a "make money scheme or "get rich scheme". The examples and demonstrations provided are not a guarantee or promise that an individual will make financial gains of any kind. Rather, examples and demonstrations are for educational purposes only. The potential for earnings is totally dependent on the person using Kaizen Global s website, services, methods and ideas. Kaizen Global provides absolutely no guarantee that you will earn any money or achieve your financial goal using the methods, information and suggestions in the content provided. Moreover, Kaizen Global provides no guarantees that you will obtain results such as ours or anyone else's. Furthermore, no guarantees are given that you will achieve any results whatsoever from Kaizen Global s website, methods, suggestions or Kaizen Global s other content. Various factors will affect your returns and results. Your level of success in obtaining the financial gain claimed in Kaizen Global s materials depends on your own financial resources, the time you devote to the methods, uncontrollable market forces, the investing ideas provided, your various experiences, your risk tolerance, skills, know-how and your own knowledge. If requested verification for any specific claims of actual earnings or examples of actual results can be provided. These factors will vary between individuals. All information being provided by Kaizen Global is of a general nature and not tailored to the needs of the recipient, thus returns and results will certainly vary. Content and functionality included in Kaizen Global s services and Kaizen Global s website may contain information that include or are based on forward-looking statements. Kaizen Global s website and content may contain "forward-looking statements" that is, statements related to future, not past, events. Forward-looking statements often address Kaizen Global s expected future business and financial performance and financial condition, and often contain words such as "expect," "anticipate," "intend," "plan," "believe," "seek," "see," "will," "would," estimate, forecast or "target.", or other similar terms. Forward-looking statements indicate Kaizen Global s forecasts or expectations of future events. These statements can also be identified in that they do not relate strictly to current or historical facts. Any and all forward-looking statements used on Kaizen Global s website or on any of Kaizen Global s sales and marketing content are solely to express Kaizen Global s own opinion of income potential. Any results or financial performance you may see on Kaizen Global s website or contained within any of Kaizen Global s content are not typical. Since all of the information provided by Kaizen Global does not purport to be tailored to the needs of the person receiving the information, your individual results will vary from others. You

5 must do your own independent research prior to engaging in any kind of business activity including any activity when you have expectations of specific results or financial returns. 1.2 The risks of Trading, Investing Online Makes it Unsuitable For Everyone By creating an account and logging onto and using information provided on Kaizen Global or submitting an application for any of Kaizen Global s services you become an member of Kaizen Global (hereafter referred to as "member" OR "subscriber"), the subscriber hereby agrees unconditionally to the legal terms and conditions stated below: 1. The subscriber understands and agrees that Kaizen Global reserves the right to cancel the subscriber s subscription at its absolute sole discretion, and no form of refund will be due to the subscriber for whatever reason. 2. The subscriber agrees and understands that they have the right to cancel the subscriber s membership by the terms stipulated in the Terms or Use page. 3. The subscriber agrees that deciding to terminate their membership before the expiration date of their current subscription entitles the subscriber to no form of credits or refunds for their unused subscription. 4. The subscriber understands that if the subscriber cancels the subscriber s membership prior to the subscriber s current subscription period being completed, the subscriber is not entitled to any credits or refunds for the subscriber s unused subscription term. 5. Kaizen Global reserves the right to approve or deny the reactivation of a canceled membership and Kaizen Global is under no legal obligation to disclose reasoning for such denials. 6. Kaizen Global reserves the legal right to review and make changes to its fees at any time it deems necessary without prior notification to subscribers of such adjustments. 7. The subscriber accepts sole responsibility for day trading, online trading, or online trading decisions, and accept that such decisions are made by the subscriber alone. All transactions that occur in their trading account with their preferred broker are their responsibility and they accept all legal responsibility for the subscriber. 8. The subscriber understands that large losses can be incurred when buying or selling FOREX, Stocks, Futures, or Equities, and that they should carefully analyze their financial condition to determine if trading FOREX, Stocks, Futures, or Equities Contracts is financially prudent for the subscriber. 9. The subscriber understands that buying or selling FOREX, Futures, Equities, or Stocks can expose the subscriber to severe risks and that they can suffer a loss of a percentage, if not greater than 100%, of their capital, cash, and/or assets pledged to trade Stocks, FOREX Lots, Futures Contracts, or Equities through their legal preferred broker. 10. The subscriber agrees and understands that while the profits of day trading Stocks, Futures, FOREX, or Equities can be substantial, the subscriber is also

6 exposed to the risk of heavy losses of their cash, capital, or assets, and therefore agree not to hold Kaizen Global, and any of its subsidiaries, responsible for any losses, no matter how large they may be. 11. The subscriber agrees that there may be other risks involved in the Buying/Selling of Stocks, FOREX, Futures, and Equities, online, not stated in this DISCLAIMER and it is their absolute legal responsibility to know, investigate, research, and assume, all additional risks inherent in trading. 12. The subscriber also agrees that past performance of any of the services offered by Kaizen Global should NOT be the basis for expected results of the subscriber s trading. 13. The subscriber understands as a trader that the subscriber is fully responsible for the orders that the subscriber placed; the subscriber s orders filled; the subscriber s Stocks, FOREX Lots, Futures Contracts, or Equities sold; the subscriber s Stocks, FOREX Lots, Futures Contracts, or Equities bought; the subscriber s earned profits or the subscriber s incurred losses. 14. Information provided in any of the services provided by Kaizen Global is solely for educational purposes only and no legal responsibility is assumed by Kaizen Global for and the accuracy or reliability of information, quotes, opinions, or advice that results from any of Kaizen Global s services is not guaranteed. 15. The subscriber assumes sole legal responsibility for their subscriber s decisions to follow suggestions made in any of Kaizen Global s services to BUY or SELL Stocks, FOREX Lots, Futures, or Equities. 16. Kaizen Global, kaizenglobal.com, and any of Kaizen Global s subsidiaries, do not guarantee or represent that any subscriber who follow any suggestions or advice given in any of Kaizen Global s services, will be making profits and will not be held responsible to subscribers, or any other parties, for incurred losses, costs or expenses, loss of use, and damages (consequential/incidental or both) resulting from mistakes in, omissions from, or changes to, information, links, downloaded material or other materials, a subscriber may receive or come into contact with, while accessing the website. 17. Kaizen Global does not provide any guarantees for the accuracy or validity of information provided in any of our services generated from generally reliable sources due to the refusal of such companies to provide legal guarantees for their information. 18. Kaizen Global does not represent itself as a registered Advisor, or investing in Stocks, Futures, or Equities. Kaizen Global therefore does not provide any kind, whatsoever, of personalized investing advice. All information provided by Kaizen Global to Members, Potential Members, Interested Customers, or Subscribers is of a general nature concerning the merits and risks of different securities and is delivered through investment newsletters, websites, , Internet chat rooms and bulletin boards. 19. The subscriber acknowledges that any information provided by Kaizen Global is not tailored to the needs and circumstances of any recipient. 20. The website, kaizenglobal.com, advises all subscribers to practice Demo Trading (trading accounts that do not use real money) prior to the subscriber developing a strategy that ensures consistent profit. Real trading is substantially different

7 from Demo Trading which mitigates actual market conditions. An estimated 40% of the subscriber s profits during demo trading should be deducted from the subscriber s profits as this gives the subscriber a realistic view of possible earnings in actual trading. There are no guarantees as to how much profits the subscriber will earn when trading with the subscriber s own money, even after the 40% deduction. The subscriber is fully responsible for any risks inherent in the subscriber s trades, and any online trading techniques the subscriber develops by using any of Kaizen Global s services can expose the subscriber to risks. 21. The website, kaizenglobal.com, does not accept any liability or legal responsibility for, arising out of use, any investment, online trades, interpretation, or acceptance, of any information available on this website. The subscriber agrees to access this website at the subscriber s own risk and Kaizen Global does not provide any legal warranty that information available or obtained on this website is accurate and reliable, or that accessing Kaizen Global s servers cannot expose the subscriber to viruses or other forms of harm. The subscriber understands that the subscriber is solely responsible for damages or costs arising from damage to the subscriber s computer and any of its components. 22. The website, kaizenglobal.com, which is wholly-owned by Kaizen Global, is an independent website providing information for online traders, day traders, day trading subscribers, momentum traders, etc., to distribute and exchange information in various forms on subjects including but not limited to FOREX, Futures, and Equities Trading. 23. The subscriber understands that Kaizen Global is not responsible in any way, whatsoever, for any trading transactions that occur in the subscriber s trading account between the subscriber and the subscriber s preferred broker. 24. The subscriber agrees that there may be periods when the market turns against the subscriber, or unfavorable market forces arise which make it difficult, if not impossible, for the subscriber to liquidate a position, and they assume full legal responsibility should this occur. 25. Kaizen Global has zero tolerance for defamatory, abusive and/or hateful language, the promotion of stocks or specific investments, or any other acts that Kaizen Global deems disruptive in any area of Kaizen Global s website and reserves the right to terminate, at its sole and absolute discretion, subscribers found in breach of this policy. 26. Kaizen Global recommends that every subscriber seeks information from his or her preferred financial or investment advisor before getting into trading FOREX, Futures, Equities, or Stocks. Kaizen Global is not providing any personalized professional services, whether financial or investment, and every potential subscriber is recommended to seek fundamental trading education. 27. The subscriber agrees that the absolute risk of the subscriber s trading technique in the trading of FOREX, Futures, Equities, or Stocks lies solely with the subscriber and the subscriber accepts full legal responsibility for the trades. All of the subscriber s actions are solely the subscriber s legal decision and Kaizen Global, or any of its subsidiaries, will not be held responsible. 28. The subscriber agrees to refrain from copying, duplicating, and/or soliciting information, material, and other properties owned by kaizenglobal.com, or any of

8 the services Kaizen Global provides unless Kaizen Global grants the subscriber prior written authorization. 1.3 Additional Risks Associated with Forex Trading foreign currencies can be a challenging and potentially profitable opportunity for investors. However, before deciding to participate in the Forex market, you should carefully consider your investment objectives, level of experience, and risk appetite. Most importantly, do not invest money you cannot afford to lose. There is considerable exposure to risk in any foreign exchange transaction. Any transaction involving currencies involves risks including, but not limited to, the potential for changing political and/or economic conditions that may substantially affect the price or liquidity of a currency. Investments in foreign exchange speculation may also be susceptible to sharp rises and falls as the relevant market values fluctuate. The leveraged nature of FOREX trading means that any market movement will have an equally proportional effect on your deposited funds. This may work against you as well as for you. Not only may investors get back less than they invested, but in the case of higher risk strategies, investors may lose the entirety of their investment. It is for this reason that when speculating in such markets it is advisable to use only risk capital. Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. Past performance is not indicative of future results. The high degree of leverage can work against you as well as for you. Before deciding to invest in foreign exchange you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with foreign exchange trading, and seek advice from an independent financial advisor if you have any doubts. 1.4 Risks of Leverage Leverage allows traders the ability to enter into a position worth many times the account value with a relatively small amount of money. This leverage can work with you as well as against you. Even though the FOREX market offers traders the ability to use a high degree of leverage, trading with high leverage may increase the losses suffered. Please use caution when using leverage in trading or investing. The use of our information, products and services should be based on your own due diligence and you agree that Kaizen Global is not liable for any success or failure that is directly or indirectly related to the purchase and use of our information, products and services.

Risk Disclosure 1. Trading Is Very Speculative and Risky. 2. High Leverage And Low Margin Can Lead To Quick Losses.

Risk Disclosure 1. Trading Is Very Speculative and Risky. 2. High Leverage And Low Margin Can Lead To Quick Losses. Risk Disclosure RISK DISCLOSURE STATEMENT This brief statement does not disclose all of the risks and other significant aspects of spot foreign currency and options trading on margin (collectively "Spot