1. Copyright, Licenses and Idea Submissions.

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1 The Precious Richardson Web Site (the "Site") is an online information service provided by LYS Publishing Inc. ("Precious Victoria Richardson "), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Precious Richardson MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT. 1. Copyright, Licenses and Idea Submissions. The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Precious Richardson, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to Precious Richardson a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by to Precious Richardson by all means and in any media now known or hereafter developed. You also grant to Precious Richardson the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Precious Richardson for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Precious Richardson. TRADEMARKS. Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Precious Richardson. Other product and company names mentioned in the Site may be the trademarks of their respective owners. 2. Use of the Site.

2 You understand that, except for information, products or services clearly identified as being supplied by Precious Richardson, Precious Richardson not operate, control or endorse any information, products or services on the Internet in any way. Except for Precious Richardson - identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, which are not affiliated with Precious Richardson. a. You also understand that Precious Richardson cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Precious Richardson PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Precious Richardson SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Precious Richardson DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED. YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. Precious Richardson HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS. LIMITATION OF LIABILITY IN NO EVENT WILL Precious Richardson BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO,

3 DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Precious Richardson OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, Precious Richardson LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. Precious Richardson makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non- Precious Richardson web site, please understand that it is independent from Precious Richardson, and that Precious Richardson has no control over the content on that web site. In addition, a link to a Precious Richardson web site does not mean that Precious Richardson endorses or accepts any responsibility for the content, or the use, of such web site. EARNINGS DISCLAIMER: Any reference or income examples of our businesses and/or the examples of others on any of our web pages are exceptional results, which do not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. We do not sell business opportunities. The income or financial examples given are in no way meant as a representation of actual or possible earnings, nor are they meant as an inducement, promise, guarantee or prediction of income of any kind. No income claims, promises, predictions or guarantees are made of any kind. We have no idea if you ll use this information or not. If you just have the information and don t study and apply, or just allow it to sit around, or read it ever so often, we can tell you that you won t make or gain any money. Even if you do use it, we do not know how much money you'll make or if you'll make any money at all. In fact, you may lose money. We are not predicting or implying that you'll make money. There are some risks involved, included but not limited to your personal situation, current skills, lack of time and etc. What we are sharing is the tools and techniques that work for us. We do not sell business opportunities, it s up to you to apply any information we share to your business. Any reference or income examples of my businesses and/or the examples of others are exceptional results, which do not apply to the average person and are not intended to represent or guarantee that

4 anyone will achieve the same or similar results. When I mention specific income or dollar amounts that I or others may have earned I do NOT do so to imply that you should expect to have similar success. I hate hype. I hate gimmicks and money games. This is not a business opportunity. The income or financial examples given are in no way meant as a representation of actual or possible earnings, nor are they meant as an inducement, promise, guarantee or prediction of income of any kind. No income claims, promises, predictions or guarantees are made of any kind. I have no idea how much money you ll make or if you ll make any money at all. I m not promising, predicting, implying or even hinting that you ll make a dime. Every business or marketing venture involves some degree of risk. It s up to you to decide what s right for you. All I can do is share what works for me. This is INFORMATION to educate you. Nothing offered by LYS Publishing Inc. ( Precious Richardson ) should be considered personalized investment advice. What you do with it is up to you. Every effort has been made to accurately represent our product(s) and its potential. Any claims made or examples given are believed to be accurate, however, should not be relied on in any way in making a decision whether or not to purchase. Any testimonials and examples used are exceptional results, don t apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual s success depends on his or her background, dedication, desire and motivation-as well as other factors not always known and sometimes out beyond your control. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money. Please read all agreements, notices and disclaimers before purchasing anything. Information related to income or financial success provided on any web site owned or operated by Company/Seller is simply information and is not directly related to any MLM or business opportunity of any kind. This publication provides the collective company s opinion in regards to the subject matter contained herein. Neither the Company, Publisher not the Author intends, with this information, to render legal, accounting or other professional advice. With regards to the licensing of a business enterprise, income generation or any other legal or accounting matters, the Publisher and Author recommend that the reader seek the advice of an appropriately licensed professional. The Company, Publisher and Author disclaim any personal liability, both tangible and intangible, loss or risk incurred as a consequence of the use and application, either directly or indirectly, of any advice, information or methods presented herein.

5 The information included on our web site(s) and any accompanying literature, with regard to various business or marketing methods, is for information purposes only. All money spent in setting up, running or marketing your business either as described in this manual, or otherwise is the sole responsibility of the business owner. Any purchase of marketing services or tools is non-refundable and use of such is done so at your own risk. If you make a decision to get involved in any business that is referred by, through Company/Seller or its web site(s), please be aware of the following conditions: As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual s success depends on his or her background, dedication, desire and motivation. There is no assurance that examples of past earnings can be duplicated in the future. No one cannot guarantee your future results and/or success. There are some unknown risks in every business and on the internet that you cannot foresee which can reduce results. We are not responsible for your actions. The use of our information, products and services should be based on your own due diligence and you agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services. All testimonies are a result of personal experience or were provided by each individual. They have NOT been verified for accuracy or truthfulness. These testimonies, although believed to be completely accurate, should not be used as an indication or prediction of your results. No incomes are represented or guaranteed of any amount for any participant. Some people will earn no money at all in this program. All examples are for illustration purposes only. Results of participation may vary widely. Any references to income or earnings are only for the purpose of example. Where specific income figures are used and attributed to an individual or business, we have every reason to believe that those people have earned that amount of money, however, no statements of income have been verified. There is no assurance that you will do as well financially as others may have done in the past or may be doing presently. You cannot rely upon the examples given as a prediction of what you may earn. Any and all claims or representations as to income or earnings are not to be considered average earnings, nor are they indicative of what you may expect to earn. The prior success or past results related to the income of any person or business cannot be used as an indication of your future success or results. Monetary success and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your level of commitment, your financial standing or your business skills. We DO NOT guarantee, imply or predict that you will get rich, that you will do as well as others or that you will earn

6 any money at all. If you rely upon income examples given you must fully accept the risk that you may not do as well, or that you could experience a total loss financially. Every kind of business or method of income generation involves substantial risks and are not suitable for everyone. It s your responsibility to use caution when entering any new business venture and to seek the advice of an appropriately qualified professional (accountant, lawyer, or other professional) before acting on this or other information provided to you. You are advised to do your own due diligence when it comes to making business decisions. You should not rely on mere statements or illustrations of income, or any other information provided as fact or as definitive or expert advice in reaching your decision whether or not to get involved. You agree that our company is NOT responsible for the success or failure of your business or your business decisions relating to any information presented by our company or our company products and/or services. Company/Seller makes no representations as to the accurateness or reliability of any advertising message or marketing tool offered through any referral, outside company or on this site. While we believe the people/companies we work with to be honest and ethical, we recommend you do your own due diligence relating to any specific claims or promises made in the marketing message, as it relates to your use and purchase. Company/Seller is making no offer of a business opportunity whatsoever. Company/Seller disclaims any and all liability, both tangible and intangible, loss or risk incurred as a consequence of the use and application, either directly or indirectly, of any advice, information or methods presented by company through any and all mediums including, but not limited to, oral and written direction. All money spent in setting up, running or marketing your business either as described, or otherwise is the sole responsibility of the business owner. Company/Seller does not accept responsibility for the money spent or lost. Furthermore, Company/Seller renders no legal or accounting opinion of any kind related to the legal compliance or financial soundness of any product, service or program offered by or through this web site and/or our clients or affiliated companies. 3. Indemnification. You agree to indemnify, defend and hold harmless Precious Richardson, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service. 4. Third Party Rights.

7 The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Precious Richardson and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf. 5. Term; Termination. This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement. 6. Miscellaneous. This Agreement shall all be governed and construed in accordance with the laws of The United States of America applicable to agreements made and to be performed in The United States of America. You agree that any legal action or proceeding between Precious Richardson and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in The United States of America. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Precious Richardson s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Precious Richardson may assign its rights and duties under this Agreement to any party at any time without notice to you. Any rights not expressly granted herein are reserved.

Please read these Terms and Conditions carefully before using the Service.

Please read these Terms and Conditions carefully before using the Service. Terms and Conditions Last updated: October 10, 2017 These Terms and Conditions ("Terms", "Terms and Conditions") govern your relationship with http://www.inactionphotography.ca/ website (the "Service")