HengFeng Bank Retail Business Service Charging Standard

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1 HengFeng Bank Retail Business Service Charging Standard Pricing Method No. Service Name Service Items Applicable Customer Charging Standard Charging Basis Note SDPC Price 2014 No. 268 About Commission fee of remote counter personal cash withdrawing within the bank Withdrawing cash commission fee Less than 0.5% of the amount of withdrawing cash, maximum 50 Yuan. printing Commercial bank service (Government Guided- price) free pricing category notice Government Guided-price Standard Class: Less than 0.35% of the transaction SDPC Price Debit Card, 2016 No. maximum 13yuan. 557 Notice Card issuing bank service fee Acquiring fee merchant Less than 0.45% of the transaction about perfecting the fees Credit Card. pricing Discounted class: mechanism Less than 0.273%

2 Debit Card, maximum 10.14yuan. Less than 0.351% Credit Card Network service fee Acquiring fee merchant Standard Class: Less than % amount per deal, maximum 3.25yuan. Discounted class: Less than % amount per deal, maximum 2.54yuan. SDPC Price 2016 No. 557 Notice about perfecting the fees pricing mechanism Brand service fee Acquiring fee merchant Charges 0.02% of the transaction amount per deal.

3 Charge Charge 1 of the according to Agent to issue and cash national debt Mention commission fee Cash for in advance redeemed principal as commission fee when redeem in relevant regulations of Ministry of advance. Finance and PBC Bank annual fee Account management Change of bank Magnetic stripe Chip damaged Chip expired Changing cost 15 Yuan/one Market Adjusted Price Report loss of Reporting loss commission fee Reset password of Reporting loss commission fee Classic : The first six times per month for free, from the seventh time, 4 Yuan each time in Commercial bank service measures for the administration of the price When withdraw abroad, the free and charging standards all exclude the ATM cross-bank withdrawals in China and abroad ATM cross-bank withdrawals commission fee China, 15 Yuan each time abroad (including Hong service charge of ATM abroad. The free and Kong, Macao and charging Taiwan). standards will be Gold : The first effective in zero 10 times per month o'clock,15 th for free, from the December,2016.

4 eleventh time,4 Yuan each time in China, 15 Yuan each time abroad (including HongKong,Macao and Taiwan). Platinum Card: Diamond Card: Remote counter depositing Remote counter depositing within the bank commission fee Remote ATM depositing and withdrawing money Remote ATM depositing and withdrawing money within the bank commission fee Report loss of deposit receipt deposit book password Reporting loss commission fee Depositing Agent insurance Buy poundage Personal Market Report loss of Reporting loss commission fee 5 Yuan each business Commercial bank service Adjusted Price Replacement of magnetic stripe chip Card replacement cost 3 Yuan/one 15 Yuan/one measures for the administration

5 Local inter-bank 3 of the price Yuan each business;remote ATM local, remote inter-bank transfer Inter-bank ATM transfer commission fee inter-bank transaction amount's 0.5% as commission fee, minimum 5 Yuan, maximum 50 Yuan Report loss of deposit certificate (deposit receipt deposit book) Reporting loss commission fee Depositing 5 Yuan each business Personal bank deposit certificate Issuing bank deposit certificate commission fee Depositing 20 Yuan each certificate Magnetic stripe Opening for the first Opening Chip time The same Bank cost kind of not 15 Yuan/one for the first time Commercial bank Market Adjusted Price Acquiring fee Acquiring fee merchant Adjusted by the pricing agreement service measures for the administration of the price

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Banking. Opening a bank account in China - especially an RMB-only account - is a. very straightforward process. The only actual needed document for a

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