EXCHANGE. ino BINOCOIN WHITEPAPER AN ALL-IN-ONE CRYPTO MARKETPLACE CRYPTO-TO-CRYPTO EXCHANGE CRYPTO-TO-FIAT EXCHANGE E-TRADE HUB

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1 ino EXCHANGE inocoin BINOCOIN WHITEPAPER AN ALL-IN-ONE CRYPTO MARKETPLACE CRYPTO-TO-CRYPTO EXCHANGE CRYPTO-TO-FIAT EXCHANGE E-TRADE HUB

2 inocoin TABLE Executive summary Title Page The Bino Exchange Platform Features of Bino Platform Crypto-to-Crypto Exchange Crypto-to-Fiat Exchange Coin trading pairs How does it work Escrow system E-trade Hub Binocoin (BINO) Token Distribution Pre-ICO ICO Time-Line ICO proceeds allocation Accepted coins Use Case and Revenue Stream Vesting Period System Security Customer Service Operating Strategy Supported devices Binoconomy Marketing Plan Bounty program Bonuses Roadmap Team TABLE OF CONTENTS 2 Disclaimer of Liability

3 3 EXCHANGE Executive Summary Binocoin Platform is built to be a go-to place for investors to maximize return of investment (ROI) on their Crypto assets. Since the emergence of cryptocurrency, people's yearnings have always been how to convert crypto to at and at to crypto without hiccups and at a minimal fee. Through our market research which started in 2016, we realized that basically there are two types of exchanges: crypto-to-crypto exchange and crypto-to- at exchange. A substantial part of trader's funds is often eroded by transaction fees while trying to transfer from one exchange to another, all in the process of converting coins to at or from coin to coin. We believe that an exchange that can provide both services of crypto-tocrypto and crypto-to- at exchange will drastically reduce transaction fee thereby playing a major role in liquidating crypto assets. Also, the possibility of buying and selling goods and services with crypto currencies without involvement of the traditional nancial set-up has been very elusive. Bino team is pleased to announce to you that in no distant future, you should be able to buy and sell your goods and services on our e- trade hub with purely crypto currencies. So get your wallets ready. The binocoin project is born out of the passion to restore con dence and bring sanity into the coin exchange industry. It is a platform that seeks to operate as a: Crypto-to-crypto exchange Crypto-to- at exchange and; E-trade hub Through this system, transaction costs will be next to non-existent as traders won t have to move their crypto assets from one exchange to another to have them converted to at. With Binocoin, all transactions will be at your ngertips as it leverages on the peer-to-peer feature of blockchain to create a truly decentralized exchange. The best time to join the train is now! As time is ticking. The Bino Exchange Platform Binocoin platform is a unique, allencompassing decentralized nancial hub that is designed to make cryptocurrency trading as easy as eating a pie. It is a one-of-its-kind solution that will revolutionize crypto exchange and investment. What makes Binocoin exchange standout is its never-seenbefore functionalities as depicted below: Binocoin.com Crypto-to-crypto E-Trade Hub inocoin Binoexchange.com Crypto-to- at Features of Bino Trading Bino Exchange will support trading in the following: Anonymous crypto-to-crypto instant exchange Crypto-to- at exchange Decentralized exchange Spot trading Margin trading Futures trading E-hub store and more

4 inocoin 4 Crypto-to-Crypto Exchange This unit will handle trading purely in Binocoin, Bitcoin, and other credible altcoins. It is designed to enable spot trading with great speed, exibility, and security. Supported Coins Binocoin exchange will support trading pairs in the following major coins: - Bitcoin (BTC) - Binocoin (BINO) - Ethereum (ETH) - Litecoin (LTC) - Zcash (ZEC) More coins will be added in the future as we extend our operations.this will be strictly based on certain features, such as; - Credibility - Use case - Proper license and - Liquidity - Supported devices The platform will be optimized to support both desktop and mobile devices as well as operating systems like Windows, ios, and Android. Others will be added later on to ensure seamless ow of operation and transaction for our users. Supported Languages English (US and UK) CRYPTO-FIAT EXCHANGE This is the second phase of our platform that enables a peer-to-peer exchange of crypto coins to at (paper money). This is purposefully integrated to reduce transaction cost for our clients who might want to exchange coins for cash. All this can be done on the platform without hassle. COIN TRADING PAIRS Bino coin exchange will support the following trading pairs: Bitcoin (BTC) Binocoin (Bino) Ethereum (ETH) Litecoin (LTC) ZCash (ZEC) Participating in our ICO is an added advantage for your coin to be listed on our exchange. How Does Crypto- at Exchange Work Binoexchange.com will operate as a peer-topeer crypto exchange. It will be a real-time market center where users can trade coins after they have met a certain level of identity veri cation in accordance with KYC and AML policies of different countries, depending on the locations of traders. Traders will have to create a buy or sell request with the price and mode of payment they want and have other interested users meet them for a deal. There will be different trades and payment methods and users can browse our website to select the ones they are more convenient with. Escrow System All trades online are protected by our escrow system. Whenever a trade is initiated, the amount of Bitcoin or altcoin involved is automatically held in escrow from the seller's Binoexchange wallet. Once a buyer makes payment, the seller is expected to press the release button in order to release coins to the buyer. If this is not effected within

5 inocoin the stipulated time, our system will automatically release the coin to the buyer. It is therefore paramount that sellers do not release coins without due con rmation of payment by the buyer. Any dispute that arrives as a result of trades will be resolved by our designated agents following due process and fair treatment of the parties involved within hours. Timing Each trade is expected to be completed within 60 minutes and trades can be canceled or disputed within the rst 30 minutes of trade. Supported Fiat Supported at currencies on the platform will include: - USD - GBP - JPY - RMB - KRX ; and other currencies that will be added over time. Countries Coverage Since this is a blockchain based platform, all countries where cryptocurrencies are accepted as a legal tender will be covered. This will be updated in the future as we have more countries join the decentralized nancial train. E-TRADE HUB The Bino E-trade Hub is a decentralized, peer-to-peer e- commerce site that is being facilitated Services Merchants Release Coin Bino Escrow System Deposit Coin Buyers Goods Agents Goods 5 by the Bino Escrow System (BES). It is an online market place where merchants display their goods and services for sale to interested buyers. All trades are carried out in 100% cryptocurrency. Below are the details of how e-commerce will function: The Bino E-Commerce Hub It comes with user-friendly interfaces for various parties using the platform. It is being designed to serve three key individuals/entities: - The merchants - The Buyers, and - Agents The engine that powers this platform is the Bino Escrow System (BES). It processes payment between trading parties. BES prompts release of funds immediately after delivery of goods is made. It brings trust and credibility into the platform.

6 6 Bmerchants Bmerchants are certi ed sellers of goods and services that accept cryptocurrencies as mode of payments on our e-trade Hub. To be a Bmerchant is quite simple, you just have to apply on the site as a Bmerchant and your application will be subject to a veri cation procedure. Once you meet certain criteria, you will be automatically approved as a Bmerchant to use our services. It must be noted that possession of Bino tokens will be an added advantage to being pre-approved as a Bmerchant. Buyers Buyers are crypto enthusiasts who are seeking ways of exchanging their crypto assets for goods and services. Bino Hub will offer them the opportunity to do just that. Buyers will be allowed access to the platform after a quick sign-up form has been lled. The site will only be available to registered users who have accepted our terms and conditions. Delivery Man (Agent) This is an agent that delivers goods to the door-step or agreed-upon location of the buyers. He/she is an agent that must be veri ed by our Identity Management System. Once a delivery man has been certi ed, he/she will be available to be appointed by a Bmerchant based on location. Criteria - Possession of funded Bino coin wallet - National mode of Identi cation - Registration on the platform DM will be paid as payment is released from the escrow to the Bmerchant. Services being offered on the platform will not need any delivery man. BINOCOIN (BINO) ICO In nancing this project, we will issue our token, the jewel of all tokens, called the Binocoin (BINO). BINO is created to operate intrinsically on the ethereum blockchain with ERC20 and a maximum of 100 million BINO will be created. Token Distribution Stakeholders Amount % Pre-ICO 10,000, ICO 40,000, Angel Investors 20,000, Marketing 5,000, Bino Foundation 5,000, Reserve 20,000, TOKEN SALE Pre-ICO 10,000, ICO 40,000, PRE-ICO ROUNDS Rounds BINO Price ($) Bonus (%) Pre-ICO 1 2,500, % Pre-ICO 2 3,500, % Pre-ICO 3 4,000, % ICO ROUNDS Units (BINO) Price ($) Bonus (%) Round 1 5,000, % Round 2 5,000, % Round 3 5,000, % Round 4 5,000, % Round 5 5,000, % Round 6 5,000, % Round 7 5,000, % Round 8 5,000, % inocoin

7 7 ICO Proceeds Allocation Marketing 20% Tech Development 50% Human Resources 10% Administration 10% Legal 5% Bino Foundation 5% ACCEPTED COINS - Bitcoin - Ethereum Use Case and Revenue Stream Binocoin (BINO) can be used to pay for fees on our platform, which include: - Exchange Fees: 0.1% will be charged as exchange fee. - Listing Fees: BINO will select innovative courses and other assets to be listed on the exchange which may attract listing fee. - Deposit/Withdraw fees: a small fee will also be charged on both deposists and withdrawals from the exchange. - Crypto-to-Fiat Exchange: Bino will charge a small fee in facilitating crypto-to- at exchange. - E-hub Stores: Bino will charge a small fee on all transactions made on the ecommorce hub. - Advert placement: Adverts can be posted on the hub and the exchange platforms. You can also exchange BINO for cash on our crypto- at exchange. Binocoins can be traded against other altcoins on Binocoin.com and other exchanges or trade for cash on Binoexchange.com. You can also buy and hold Binocoins in your wallet for a period of time like any other assets to take advantage of its price appreciation. VESTING PERIOD To further protect and grow the value of BINO coin, vesting schedule has been set for all major token holders of the coin. This includes a ve year vesting period for founders with 1 year cliff and a three-year vesting period with 6 months cliff for advisors and partners. Initial release: 20% After 1 year: 20% After 2 years: 20% After 3 years: 20% After 4 years: 20% SYSTEM SECURITY Our system architectural developers and programming engineers have integrated the nancial and structural banking level data encryption protocol all through the coding of our platform. Our system is continually being tested with highest level of hacking skills so as to improve on security. DEDICATED CUSTOMER SERVICE Bino offers 24/7 customer care service with total dedication to resolve any pending issues within hours through our many channels including web page, , hotline and live chat. OPERATING STRATEGY Our team has decades of multi nancial experience both in developing, running and monitoring world class nancial systems. We intend to reward exchange commissions to active user, who have a large base of binocoin in their wallet. These users will have up to 70% discount in transaction fees. Invitation bonus will also be given to

8 investors when they invite new users to trade on Bino exchange. SUPPORTED DEVICE Android based clients ios based clients Web based clients PC (window) based clients Mobile HTML5 traf c to the platform. These include: Pre-ICO and Post-ICO bounties Bounties Bounty campaigns are often very intricate and prone to hackers and scammers. However, we have a professional bounty campaign manager and an expert technical team that will plan, launch, promote and manage our bounty program Price P P 8 Binoconomy Binocoin value will be determined by the principles of free market economythat is, its value will depend on the interplay of market forces, mainly demand and supply. We believe due to many use cases of Binocoin and maximum supply xed at 100 million, supply side will de nitely rule the market which will ultimately drive up Binocoin value over time. 100m Supply (Qty BINO) D 2(demand) D 1(demand) Marketing Plan The marketing plan will take the form of bounty campaigns and the employment of digital marketing strategies like social media adverts, guest posting, and back linking. Bounty Programme We shall run two bounty programmes for this project in order to create awareness and generate the desired The schedule of these campaigns will be made available whenever our campaign managers hand in their plans for the program me. Nevertheless, we have earmarked 1% of the total tokens for this and our preferred channels are: - Facebook - Twitter - Youtube - Blogs - Af liate Marketing We intend to offer attractive referral bonuses to anyone whose link is used to register and make a purchase of the token during ICO. 7% referral is guaranteed on each transaction. Other Bonuses A bonus package has also been designed for every stage of the ICO. Each purchase during the ICO attracts a certain percentage of bonus. This is depicted earlier in the ICO schedule. INVITATION BONUS Every registered trader on Bino Exchange will have a registration invite link and QR code. Direct and indirect bonus will be credited to a user when a member registers using his or her invitation link

9 ROADMAP Checklist: - Start of project November Critical research into crypto exchanges January Assemble experts and series of brainstorming sections June Meeting with professional crypto experts in e-trade Hub February Pre-ICO sale of 2,000,000 tokens starting at $0.30 for 21 days 26th March Main ICO sale of 40,000,000 tokens starting at $0.65 for 8 weeks 30th April Development of project July Listing of BINO on coinmarketcap.com August Opening of BINO exchange October Further development of platform and Security Upgrade November Opening of e-trade hub March

10 TEAM Edikan Anana Co founder CEO of Volhard Corporation and the founder of Studio57, a chief strategist and a veteran of blockchain and crypto trading. Edikan started his career in marketing; he has trained and managed well over 200+ marketers for corporate institutions. Edikan is indefatigable, result oriented and a dedicated researcher with a Masters degree. Usoroh I. A Co founder Usoroh is an international turn around manager with an eye on improving shareholder value. As an astute investor in different innovative businesses and other concerns, she enjoys pioneering new ideas, employing sharp negotiating and managerial skills for organizations under her supervision. She has a nose for excellence, believing in change as a constant denominator in all human endeavours. Usoro is indefatigable and focused on results. She has 7+ years practical experience in FOREX spot trading and over 10 years of managerial experience. Ashish Chamoli Chief Engineer Rohit Agarwal Chief Security Of cer Push Sharma Chief Architect Konstantyn Kudin Head marketing 10 A Blockchain expert with exceptional skills in Core matching Engine performance with well over 10 years experience in developing exchange systems and nancial exchange application. A software developer, ethical hacker and a cyber security expert. Rohit has been developing security software s and applications for corporate and nancial institutions for over 10 years. He has the responsibility to lead the team of experts to secure the exchange site. He is an architect and designs the core matching engine and its interface. Push has well Over 10 years experience professional trading exchange design. A marketing specialist with more than 7 years experience in marketing and advertising at a strategic and operational level. He has a strong background in business management, improvement and brand development.

11 Daniel A. Lagoszniak Block chain and Trading Exchange Expert An experienced programmer in automated trading strategies development and optimization trading environment, multi thread optimized algorithm for trading and analysis of nancial data. Damilola O. Marshall Chief Financial Of cer Marshall is the Managing Director of Crisdamms Global Resources and the Chief Financial Of cer of Citybuild Global Marketing Corporation. He has over 7 years experience in nance, accounting and corporate management. He has since honed his skills in blockchain and crpto currency economics. He holds a master degree in accounting and management. Yusuf Adegoke Content Developer An expert content writer and researcher with an impeccable writing style and tone. He has a very strong expertise in blockchain, ICO and cryptocurrency content writing. He believes that the disruptive effect of the distributed ledger technology will soon take over other industries apart from tech. Johnson Ofonimeh Blockchain and Trading Exchange Expert CEO of Jayrep Systems and the founder of Jayscience Tech. He has years of experience in safety, project management and technology consulting, He has led 5+ exchange systems projects and provided comprehensive consulting for strategy, operations, risk control and system development. Ombo Malumbe Legal Consultant Ombo Malumbe is a legal specialist and strategist in Information Communication Technology Law and Cyber, Space and Telecommunications Law. These areas of law go hand in hand with the regulatory framework that underpins Blockchain Technology, inclusive of cryptocurrency ventures. He recently completed his Post Graduate Diploma in Law and holds a Bachelor of Law In addition, he has advised at least 8 ICOs and acts as a Legal Consultant to 4 ICOs. 11

12 DISCLAIMER OF LIABILITY 12 To the maximum extent permitted by the applicable laws, regulations and rules, neither the Company nor the Team shall be liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or pro ts, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this White Paper or any part thereof by you. NO REPRESENTATIONS AND WARRANTIES The Company does not make or purport to make, and hereby disclaims, any representation, warranty or undertaking in any form whatsoever to any entity or person, including any representation, warranty or undertaking in relation to the truth, accuracy and completeness of any of the information set out in this White Paper. REPRESENTATIONS AND WARRANTIES BY YOU By accessing and or accepting possession of any information in this White Paper or such part thereof (as the case may be), you represent and warrant to the Company as follows: (a) you agree and acknowledge that the BINO tokens do not constitute securities in any form in any jurisdiction; (b) you agree and acknowledge that this White Paper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities in any jurisdiction or a solicitation for investment in securities and you are not bound to enter into any contract or binding legal commitment and no cryptocurrency or other form of payment is to be accepted on the basis of this White Paper; (c) you agree and acknowledge that no regulatory authority has examined or approved of the information set out in this White Paper, no action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction and the publication, distribution or dissemination of this White Paper to you does not imply that the applicable laws, regulatory requirements or rules have been complied with; ; (d) you agree and acknowledge that this White Paper, the undertaking and/or the completion of the BINO token sale, or future trading of the BINO tokens on any cryptocurrency exchange, shall not be construed, interpreted or deemed by you as an indication of the merits of the Company, the BINO tokens, the BINO token sale and the underlying assets (each as referred to in this White Paper); (e) the distribution or dissemination of this White Paper, any part thereof or any copy thereof, or acceptance of the same by you, is not prohibited or restricted by the applicable laws, regulations or rules in your jurisdiction, and where any restrictions in relation to possession are applicable, you have observed and complied with all such restrictions at your own expense and without liability to the Company; (f) you agree and acknowledge that in the case where you wish to purchase any BINO tokens, the BINO tokens are not to be construed, interpreted, classi ed or treated as: (i) any kind of currency other than cryptocurrency; (ii) debentures, stocks or shares issued by any person or entity; (i) rights, options or derivatives in respect of such debentures, stocks or shares; (ii) rights under a contract for differences or under any other contract the purpose or pretended purpose of which is to secure a pro t or avoid a loss; (iii) units in a collective investment scheme; (iv) units in a business trust; (v) derivatives of units in a business trust; or (vi) any other security or class of securities. (g) you are fully aware of and understand that you are not eligible to purchase any BINO tokens if you are a citizen, resident to any country that prohibits or requires taxing of the context that the White Paper addresses. (h) you have a basic degree of understanding of the operation, functionality, usage, storage, transmission mechanisms and other material characteristics of cryptocurrencies, blockchain-based software systems, cryptocurrency wallets or other related token storage mechanisms, blockchain technology and smart contract technology; (i) you are fully aware and understand that in the case where you wish to purchase any BINO tokens, there are risks associated with the Company and its respective business and operations, the BINO tokens, BINO token sale and the underlying assets (each as referred to in the White Paper); (j) you agree and acknowledge that the Company or any of the BINO Team is not liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or pro ts, and loss of use or data), arising out of or in connection with any acceptance of or reliance on this White Paper or any part thereof by you; and (k) all of the above representations and warranties are true, complete, accurate and nonmisleading from the time of your access to and/or acceptance of possession this White Paper or such part thereof (as the case may be). CAUTIONARY NOTE ON FORWARD-LOOKING STATEMENTS All statements contained in this White Paper, statements made in press releases or in any place accessible by the public and oral statements that may be made by the Company or any of the BINO Team on behalf of the Company, that are not statements of historical fact, constitute forwardlooking statements. Some of these statements can be identi ed by forward-looking terms such as aim, target, anticipate, believe, could, estimate, expect, if, intend, may, plan, possible, probable, project, should, would, will or other similar terms. However, these terms are not the exclusive means of identifying forward-looking statements. All statements regarding the Company s nancial position, business strategies, plans and prospects and the future prospects of the industry which the Company is in are forward-looking statements. These forward-looking statements, including but not limited to statements as to the Company s revenue

13 DISCLAIMER OF LIABILITY and pro tability, prospects, future plans, other expected industry trends and other matters discussed in this White Paper regarding BINO are matters that are not historic facts, but only predictions. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual future results, performance or achievements of funds, cryptocurrencies, or the Company to be materially different from any future results, performance or achievements expected, expressed or implied by such forward-looking statements. These factors include, amongst others: (a) changes in political, social, economic and stock or cryptocurrency market conditions, and the regulatory environment in the countries in which the Company conducts its respective businesses and operations; (b) the risk that the Company may be unable or execute or implement their respective business strategies and future plans; (c) changes in interest rates and exchange rates of at currencies and cryptocurrencies; (d) changes in the anticipated growth strategies and expected internal growth of the Company; 14 (e) changes in the availability and fees payable to the Company in connection with their respective businesses and operations; (f) changes in the availability and salaries of employees who are required by the Company to operate their respective businesses and operations; (g) changes in preferences of customers of the Company; (h) changes in competitive conditions under which the Company operate, and the ability of the Company to compete under such conditions; (i) changes in the future capital needs of the Company and the availability of nancing and capital to fund such needs; (j) war or acts of international or domestic terrorism; (k) occurrences of catastrophic events, natural disasters that affect the businesses and/or operations of the Company; (l) other factors beyond the control of the Company; and (m) any risk and uncertainties associated with the Company and its business and operations, the BINO tokens, the BINO token sale and the underlying assets (each as referred to in the White Paper); (n) the company could still pursue the development of the project if the team judges that the amount raised is suf cient to start the project. All forward-looking statements made by or attributable to the Company and of the BINO Team or other persons acting on behalf of the Company are expressly quali ed in their entirety by such factors. The actual results, performance or achievements of BINO may differ materially from those anticipated in these forward-looking statements. Nothing contained in this White Paper is or may be relied upon as a promise, representation or undertaking as to the future performance or policies of the Company. Further, the Company disclaims any responsibility to update any of those forward-looking statements or publicly announce any revisions to those forward-looking statements to re ect future developments, events or circumstances, even if new information becomes available or other events occur 13 in the future. MARKET AND INDUSTRY INFORMATION AND NO CONSENT OF OTHER PERSONS: This White Paper includes market and industry information and forecasts that have been obtained from internal surveys, reports and studies, where appropriate, as well as market research, publicly available information and industry publications. Such surveys, reports, studies, market research, publicly available information and publications generally state that the information that they contain has been obtained from sources believed to be reliable, but there can be no assurance as to the accuracy or completeness of such included information. Neither the Company nor any of the BINO Team has conducted any independent review of the information extracted from third party sources, veri ed the accuracy or completeness of such information or ascertained the underlying economic assumptions relied upon therein. Consequently, neither BINO nor its directors, executive of cers and employees acting on its behalf makes any representation or warranty as to the accuracy or completeness of such information and shall not be obliged to provide any updates on the same. TERMS USED To facilitate a better understanding of the BINO tokens being offered for purchase by the Company, and the businesses and operations of the Company, certain technical terms and abbreviations, as well as, in certain instances, their descriptions, have been used in this White Paper. These descriptions and assigned meanings should not be treated as being de nitive of their meanings and may not correspond to standard industry meanings or usage. Words importing the singular shall, where applicable, include the plural and vice versa and words importing the masculine gender shall, where applicable, include the feminine and neuter genders and vice versa. References to persons shall include corporations. NO ADVICE No information in this White Paper should be considered to be business, legal, nancial or tax advice regarding the Company, the BINO tokens and BINO token sale and the underlying assets (each as referred to in the White Paper). You should consult your own legal, nancial, tax or other professional adviser regarding the Company and its business and operations, the BINO tokens, the BINO token sale and the underlying assets (each as referred to in the White Paper). You should be aware that you may be required to bear the nancial risk of any purchase of BINO tokens for an inde nite period of time. to the Company or any member of the BINO Team. NO FURTHER INFORMATION OR UPDATE No person has been or is authorised to give any information or representation not contained in this White Paper in connection with the Company and its

14 DISCLAIMER OF LIABILITY business and operations, the BINO tokens, the BINO token sale and the underlying assets (each as referred to in the White Paper) and, if given, such information or representation must not be relied upon as having been authorised by or on behalf of the Company. BINO token sale (as referred to in the White Paper) shall not, under any circumstances, constitute a continuing representation or create any suggestion or implication that there has been no change, or development reasonably likely to involve a material change in the affairs, conditions and prospects of BINO or in any statement of fact or information contained in this White Paper since the date hereof. RESTRICTIONS ON DISTRIBUTION AND DISSEMINATION The distribution or dissemination of this White Paper or any part thereof may be prohibited or restricted by the laws, regulatory requirements and rules of any jurisdiction. In the case where any restriction applies, you are to inform yourself about, and to observe, any restrictions which are applicable to your possession of this White Paper or such part thereof (as the case may be) at your own expense and without liability to the Company or any member of the BINO Team. Persons to whom a copy of this White Paper has been distributed or disseminated, provided access to or who otherwise have the White Paper in their possession shall not circulate it to any other persons, reproduce or otherwise distribute this White Paper or any information contained herein for any purpose whatsoever nor permit or cause the same to occur. NO OFFER OF SECURITIES OR REGISTRATION This White Paper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. No person is bound to enter into any contract or binding legal commitment and no cryptocurrency or other form of payment is to be accepted on the basis of this White Paper. Any agreement in relation to any sale and purchase of BINO tokens (as referred to in this White Paper) is to be governed by only the terms and conditions of such agreement and no other document. In the event of any inconsistencies between the terms and conditions and this White Paper, the former shall prevail. No regulatory authority has examined or approved of any of the information set out in this White Paper. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of this White Paper does not imply that the applicable laws, regulatory requirements or rules have been complied with. Importantly to note, the amount issued to us is not refundable. RISKS AND UNCERTAINTIES Prospective purchasers of BINO tokens (as referred to in this White Paper) should carefully consider and evaluate all risks and uncertainties associated with the Company and its business and operations, the BINO tokens, the BINO token sale and the underlying assets (each as referred to in the White Paper), all information set out in this White Paper and the terms and conditions prior to any purchase of BINO tokens. If any of such risks and uncertainties develops into actual events, the business, nancial condition, results of operations and prospects of the Company could be materially and adversely affected. In such cases, you may lose all or part of the value of the BINO tokens. 14 inocoin