Genesis Crypto Blockchain Investment Bank. A Blockchain Platform for Cryptocurrency-based Financial Services

Transcription

1 Genesis Crypto Blockchain Investment Bank A Blockchain Platform for Cryptocurrency-based Financial Services

2 : Genesis Crypto Blockchain Investment Bank A Blockchain Platform for Cryptocurrency-based Financial Services The Cryptocurrency Market is Growing Exponentially. Cryptocurrency Market Cap Blockchain Wallet Users Avg. Monthly Turnover Approx. Approx. Approx. US$ 287 Billion 24 Million US$ 450 Billion As of July, 2018 As of March, 2018 Jan to Mar, 2018 Between January to March, 2018, the 24-hour trading volume for the four dominant cryptocurrencies ranged between US$6 billion to US$25 billion per day, and the average monthly turnover of the cryptocurrency market was approximately US$450 billion. Market Cap US$ billions Jan 14 Jan 15 Bitcoin Jan 16 Jan 17 Jan 18 Alt-Coins This Business Deck has been prepared for the Initial Coin Offering, Copyright All Rights Reserved.

3 More People own Cryptocurrency now than ever before. According to a study conducted by The University of Cambridge, around 5.8 million cryptocurrency wallets were considered active out of a total of 35 million. Compared to 2013, that number has increased by more than four times. 6 m Financial consulting firm Capgemini identified a growing interest in cryptocurrencies among High Net Worth Individuals (HNWI). About 29% of the surveyed HNWI expressed a high interest in cryptocurrencies, while more than 27% had a general interest. Estimated Number of Unique Active Users of Cryptocurrency Wallets 5.5 m 5 m 4.5 m 4 m 3.5 m 3 m 2.5 m 2 m 1.5 m 1 m 0.5 m 0 m

4 : Genesis Crypto Blockchain Investment Bank A Blockchain Platform for Cryptocurrency-based Financial Services There are many barriers to the mass adoption of cryptocurrencies. A major factor affecting the crypto industry is with regards to governments and banks adopting an opposition towards cryptocurrencies and their exchanges. Complex Process Limited Liquidity Options Crypto to fiat liquidity options can be considered as one of the more serious barriers to mass adoption and acceptance of Cryptocurrencies. If cryptocurrencies fail to provide easy liquidity, one of the principal roles of money, then they will most likely fail as a medium of exchange Lack of Awareness Traditional Market Pushback Global adoption and wider implementation of Cryptocurrencies Long Validation Period Fraudulent Exchanges Growing Transaction Costs Legal Restrictions This Business Deck has been prepared for the Initial Coin Offering, Copyright All Rights Reserved.

5 : The Bridge between Traditional & Emerging Financial Markets Powered by a combination of Blockchain, Smart Contracts and Artificial Intelligence, establishes the necessary regulatory and technological framework, essential to the interoperability between existing and future financial paradigms. will be licensed under the financial regulation laws of the European Union (EU) and undertake complete regulatory compliance for its service offerings. All users creating an account with, whether private or commercial, will have to submit the necessary KYC/AML documents for approval before they can start making any transactions. Technology Infrastructure Regulatory Framework Traditional Financial Services Banking Platform Crypto Currency Market

6 THE ECOSYSTEM Savings Account Corporate Account Built for the Global Triple-Entry Accounting ICO Domicile Services Auditors Financial Economy ICO Issuers Accounting Teams Crypto Investors Market Traders Merchants Technology Companies Index Cryptocurrency Exchange Crypto-Fiat Exchange Crypto Debit Card Cryptocurrency Transfers Investment Advice Traditional Banking Products & Services Corporate Account Auditing API Books Crypto-Payment Gateway POS Payment Integration Auditing API Books Online & Offline Banking Services Corporate Banking Solutions General Banking Solutions In addition, provides its customers most of the products & services that can be accomplished through a regular bank. General Banking Solutions Corporate Banking Solutions Crypto Banking Products & Services Personal Account Services Triple-Entry Accounting Trading & Investment Bots Debit and Credit Card Currency Transfers Asset Management Investment Products Investment Advice leverages its unique license to innovate novel solutions for various segments of the financial services sector including, crypto-debit cards, PoS & crypto-payment integration services, tripleentry accounting, Investment banking services, insurance products and more. Long-term Investors The innovative offerings of the bank are exclusively developed to provide crypto friendly services to emerging financial markets that are otherwise lacking in the traditional banking sphere. Secure Financial Asset Management Based On Algorytm Life Insurance Unit Linked Collective Life Insurance Capital Redemption Bond Life Insurance Portfolio Management Asset Protector Life Insurance Life Insurance Products Traditional Insurance Products & Services

7 THE ECOSYSTEM Stakeholder General User Merchant ICO Issuer Corporate Customer 3rd Party Exchange Affiliate Partner Investor GXB Growth pool GXB Reserve Pool GXB Payout Pool General User Merchant ICO Issuer Corporate Customer 3rd Party Exchange Affiliate Partner Investor GXB Growth pool GXB Reserve Pool GXB Payout Pool A Dynamic & Incentivized Token Economy Events Incentivized Services Update KYC Cross Exchange Transaction Fee Auditing Services 0.3% of transferred amount Keep Minimum Wallet Balance Referring New User Account GXBooks Incentive Rewards High Transaction Volume Reward API Access fees Subscribe to GXBooks Subscribe to Spend Analyzer E-Commerce Services Payment Gateway Subscription Banking Services ICO Services The Token (GXB) will be launched through an ICO in order to facilitate the crypto-based transactions within the platform. The dynamic flow of the GXB token within the ecosystem is highlighted in the tables shown here. Conversion Fee (Crypto to GXB) Conversion Fee (GXB to Fiat) Transfer GXB to other user (Outgoing Transfer) Debit Card Transaction Fee ATM Transaction Fee Subscribe to Cold Storage Facility Subscribe to Triple Entry Accounting Platform Exchange Services Trading Fee Social Trading Earnings 0.2% of Redeemed Amount 0.2% of Converted Amount 0.2% of Transferred Amount 0.1% of Transaction Amount 0.1% of Transaction Amount 0.2% of Redeemed Amount 0.2% of earnings Domicile Service Application ICO Review Application Listing on GXB Exchange Loyalty Program Affiliate Partner Integration Voucher Redemption Transfer Loyalty Points Exchange Loyalty Points for Crypto Loyalty Point Redemption PoS Services Soſtware Subscription 0.2% of Redeemed Amount 0.1% of Transferred Amount 0.1% of converted amount

8 THE ECOSYSTEM A Permissioned Blockchain Network Platform PoS Validator Nodes Validated Transactions utilizes a hybrid PoA (Proof-of- Authority) / PoS (Proof-of-Stake) consensus algorithm in order to validate transactions on the Blockchain network. The initial participating nodes will be and its banking partners. Non-Sensitive Transactions Sensitive Transactions PoA Nodes Network Consensus For staking nodes that are not direct partners of, block rewards in the form of GXB tokens are provided as incentives for validating transactions on the network. The staked tokens will be locked up for a period of 12 months. New Block added to the chain.

9 : Genesis Crypto Blockchain Investment Bank A Blockchain Platform for Cryptocurrency-based Financial Services PRODUCTS & SERVICES The Exchange BTC to USD Conversion USD to BTC Conversion Customer 1 Customer 2 s customers can trade traditional financial assets such as stocks, bonds, commodities etc., while being able to maximize the potential of trading cryptocurrencies on the same platform. Fiat Holdings Crypto Holdings Fiat Holdings Crypto Holdings GXB GXB USD BTC USD BTC Customer 1 converts BTC to USD and pays the transaction fee in GXB. Platform Customer 2 converts USD to BTC and pays the transaction fee in GXB. A user chooses to invest through the Platform The Bot invests in the desired markets to ensure maximum returns. Forex Markets USD Fiat Reserve GXB Reserve Crypto Reserve allows its customers to exchange their cryptocurrency for fiat and vice versa, through its internal exchange. Initially, will support conversions for the top 25 cryptocurrencies*. GXB BTC The user selects the desired risk factor and the desired markets to invest in. Crypto Markets Traditional Markets *Based on trading volume during the time of development.

10 PRODUCTS & SERVICES Crypto-Debit Card provides its customers with a Crypto-Debit Card that allows them to access their crypto savings on the go. manages the conversion of crypto to fiat as required by the customer. What really sets the Debit Card apart is the considerably lower fees that are charged in comparison to other debit card services providers, especially with regards to international transactions. Customers can withdraw fiat from supported ATMs while only having crypto in their bank account. The banking platform converts GXB tokens to any fiat currency as needed via Smart Contract operations and processes the payment.

11 PRODUCTS & SERVICES Crypto-Payment Gateway for E-Commerce E-commerce merchants opting for the Payment gateway service will incur considerably lower charges when transactions are made in foreign countries. They would therefore be able to transfer the benefit of these lower charges to their customers. s crypto-payment gateway solution makes it easy for e-commerce merchants to receive money from their customers with traditional cards as well as cryptocurrency. Credit Card Debit Card Net Banking Cryptocard The user chooses to pay through the Payment Gateway. Utilizing the latest w3 standards and inter-ledger protocols, provides its account holders with a strong suite of components to leverage their banking infrastructure with their e-commerce businesses. A User makes a purchase on an E-commerce platform that is integrated with s Payment Gateway. confirms the payment and the transaction is recorded on Blockchain.

12 PRODUCTS & SERVICES Point of Sale Crypto- Payment Integration To further encourage cryptocurrencies as a method of payment, the PoS system integrates generated receipts to combat the unpredictable mishaps that come with purchasing any given item. will provide an integrative solution that allows PoS systems to accept cryptocurrencies as a form of payment. By integrating this system, merchants can not only accept cryptocurrencies as payment, but also credit cards, debit cards, and mobile wallets as well. A customer makes a purchase at a store that has integrated with s PoS API. The user can choose from multiple payment options. The user chooses to use the crypto debit card to pay the bill on the POS System. confirms the payment and the transaction is recorded on Blockchain.

13 : Genesis Crypto Blockchain Investment Bank A Blockchain Platform for Cryptocurrency-based Financial Services PRODUCTS & SERVICES Triple-entry Accounting System Stage 1: Business Phase Triple-entry accounting is an enhancement to the traditional double-entry system in which all accounting entries on the platform involving outside parties are cryptographically sealed by a third entry on blockchain. Thus, placed side by side, the book-keeping entries of both parties to a given transaction are congruent. Stage 2: Invoice Generation Stage 3: Payment Processing Org Org Org. 2 Org Request a certificate with the details of Organization2 Org Issue 1 invoice 1. Recording on Blockchain 2 - Acknowledge on Blockchain 1. Request to make a payment 2 - Issue the certificate 2. Sending money 3 - Sending the product 3. Recording on Blockchain 3 - Recording on Blockchain 4. Acknowledge on Blockchain Org Confirmed This Business Deck has been prepared for the Initial Coin Offering, Copyright All Rights Reserved.

14 PRODUCTS & SERVICES Life Insurance Products s Life Insurance will be Unit Linked: the unit-linked business is growing much faster, and based on historical trends, has room for significant growth. In fact, during the period, the unit-linked new business rose in Italy by 125%, reaching an amount of EUR 31 billion in 2017 and in France by 164%. In Europe, Life Insurance as an investment wrapper is becoming the most popular wealth and tax planning tool. With assets under management of respectively EUR 621 billion in Italy (2016) and EUR 1,676 billion in France (2017), life insurance represents respectively 20% to 39% of private financial wealth. Secure Financial Asset Management Based On Algorythm Life Insurance Unit Linked Collective Life Insurance Capital Redemption Bond Life Insurance Portfolio Management Asset Protector Life Insurance

15 PRODUCTS & SERVICES Additional Value Added Services Multi-Currency Wallet Confidently store over 25 cryptocurrencies with extra security features implemented to permit for multiple methods of wallet restoration in the event of misplaced private keys. Transfer Facility The exchange platform will support currency transfers between account holders on the platform for the top 20 cryptocurrencies and select fiat currencies, including EUR and USD. The core value proposition of the ecosystem will be the ability to provide a higher degree of liquidity for cryptocurrency holders, very likely becoming a game changer for the market. In addition to traditional banking products and services, will introduce a wide range of crypto-exclusive services designed to favor various segments of the financial sector. Index The Index provides an automated trading interface for investors to maintain investments across the top 20 cryptocurrencies. The index is managed via s proprietary Quant trading algorithm Auditing API s blockchain-based auditing API utilizes the soſtware components of the private Blockchain, making auditing possible in conjunction with Triple Entry Accounting. Books Books is a blockchain-based financial accounting interface that will allow customers to manage their books for business transactions and generate reports for the same ICO Services From crowdfunding liquidation to reviews and advisory services. Entities seeking to launch a fully compliant crowd sale can structure their corporate banking and ICO domicile with full transparency via s support.

16 The Revenue Model will employ a trading bot to constantly mobilize crypto and fiat funds held in reserve pools in order to generate profits on otherwise dormant holdings. One of the key revenue generating streams for is through fees charged to individuals and corporate account holders for various transactions and services processed within the banking ecosystem. Sale/Subscription of PoS Soſtware Conversion Fees Transaction Fees Internal Trading Bot Profits Debit/Credit Card Sales Affiliate Loyalty Integration Fees Sale/Subscription of ICO Services will also earn revenue through sale and subscription of products that include crypto-debit Cards, PoS Payment Integration Soſtware, API Auditing tools and more Auditing API Access Fees Cold Storage Service Fees Books Sale & Subscription Fees

17 Vs The Rest will bridge the gap between emerging and traditional financial services by being the first fully compliant crypto-friendly bank having the necessary regulatory framework and technology infrastructure. Though there are other financial institutions, banks and crypto-exchanges operating in the same space, many are not fully compliant with prevailing banking laws, while some lack a strong technological backing.

18 The Initial Coin Offering One of the key drivers behind launching the ICO will be to gain the support of an active community, that will ensure the usage and growth of s blockchain-based platform. will introduce the token (GXB) which will be an ERC20 compliant token hosted on the Ethereum Mainnet. The utility token will be used to facilitate all monetary transactions and incentivized payments within the ecosystem. The GXB token will have no utility outside the platform excluding the fact that the token could potentially be traded in the secondary market once listed on external exchanges.

19 Token and Funds Allocation The ecosystem will have a total supply of 2 Billion GXB tokens which will be allocated as shown in the chart on the right. ICO Supply Reserve Pool Developer Pool Payout Pool Promotional Pool Bounty Pool Token Supply Allocation 43% 30% 9% 9% 7% 2% has already produced a strong business foundation and expertise in the banking industry, a significant operational structure, and corporate governance. The funds raised through the ICO will be used towards further development and marketing of the platform. Development Marketing Administration Legal Contingency ICO Funds Allocation 65% 15% 5% 5%

20 Milestones of the Project By providing a crypto friendly bank first, will seek to increase demand, transparency, acceptance, and collaboration in the financial services sector. The next step in evolution is clear - to build a robust community behind the network.

21 Participate in the Token Offering