James & Vicky XPM Protection 2 - Case Study Mortgage Protection
|
|
|
- Bruno Bates
- 5 years ago
- Views:
Transcription
1 James & Vicky XPM Protection 2 - Case Study Mortgage Protection James & Vicky are clients who are buying their first home together. They have been renting for a few years, but have found a property they wish to purchase. They have a deposit in their savings account. They now require some advice with regards to mortgage protection. Create New Client Mr James (Your NAME/SURNAME) DOB - 22/9/1987 Married Retirement Age 65 Renting Higher Rate Tax Payer Good Health Mobile home James@gmail.com No Vulnerability Assessment Needed Mr Vicky (Your NAME/SURNAME) DOB - 22/8/1987 Married Retirement Age 65 Renting Basic Rate Tax Payer Good Health Mobile home Vicky@gmail.com No Vulnerability Assessment Needed Marketing Preferences All OK tick YES to all boxes All OK tick YES to all boxes Address Summary 58 High Street Wiltshire SN1 1NN Current Address Electoral Roll YES Preferred Address YES This is their current property which they are renting. Ownership - Joint Rented property Time at the address 4 years 2 months Add NEW Address Summary 12 Whittingham Drive Wroughton SN4 0QQ NOT Current Address Electoral Roll NO Preferred Address NO This is the new property James & Vicky are purchasing. They hope to move in next month. Address for - Joint Rented property
2 Current expectations Tell me about your lifestyle? What could stop you keeping your home or maintaining your lifestyle? What are the chances? Which of these risks would you like to resolve? We are an active family and enjoy family holidays, days out and being outdoors. If either of us should die or become ill. If we couldn t work. 75% risk of anything happening over your working life. James & Vicky would like to take cover against death or serious illness. At this protection review, they want to make sure they have cover in place for their new mortgage. Dependents Mikey (Your NAME/SURNAME) Male DOB - 3/5/2016 Relationship - Son Related to BOTH Financially dependent YES English Employment Details James Employed Architect Phone JV Design Consultancy 123 Wakefield Street Wiltshire SN2 2NN Started 01/05/2010 Main Occupation Vicky Self Employed Hairdresser Phone Rough Cuts 58 High Street Wiltshire SN1 1NN Started 01/12/2015 Main Occupation Linked Incomes James Employed Salary 60,000 per annum Vicky s Self Employed Salary 20,000 per annum (net profit last year) Mortgages No mortgage at the moment James & Vicky are renting. Other liabilities James - Credit Card Status Current Outstanding Balance - 2,000 Monthly payment - 60 Credit Limit - 10,000
3 Property Details James & Vicky Semi Detached House Main Residence This is the property James & Vicky are renting Existing Other Assets James & Vicky Investment Bank/Building Society Account 43,000 Valuation date today This is James and Vicky s savings most of this money will be used for the new house deposit and associated moving costs and fees. Current Arrangements - Add Protection Policy James Term Assurance Income Protection Own Life Aviva Plan Name - James Income Protection plan Under Advice YES per month premium Owner James Start Date 1/6/2015 James has an Income Protection policy he took out a couple of years ago. Add Cover Category Income Own Life Waiting Period 26 weeks Benefit amount per month Inforce Guaranteed Premiums Pension Details None Expenditure Details Total current expenditure 3,500 per month Add Committed Expenditure for the difference between their total current expenditure and any items you have ALREADY added into XPM (Credit Card, James Income Protection policy) Add Committed Expenditure for James & Vicky Tax & National Insurance deductions - 1,600 per month. Credit History James NO to all questions Vicky NO to all questions
4 Account Details Add Account James & Vicky Bank Account Santander Preferred YES Account number Sort Code Surname - (Your NAME/SURNAME) Forename James & Vicky Save a copy of your Fact Find Save a copy of your Fact Find Save in your James & Vicky Client Folder (bottom LEFT corner of the XPM menu panel) Create NEW CASE XPM Restricted Protection Add Protection Quote Reference your initials Check applicant 1 non smoker Check applicant 2 non smoker Quote for Joint policy Mortgage Protection Policy details 25 years term 175,000 sum assured / initial loan amount Include Critical Illness - 175,000 sum assured Accelerated Cover Include TPD Total Permanent Disability benefit (Own Occupation) Quote type System Guaranteed Premiums Frequency Monthly Gross Interest Rate (Mortgage) 1.79% Include Accidental Death Benefit Include Terminal Illness Benefit Include Waiver of Premium benefit Commission Do not change details. Results Choose LEGAL & GENERAL policy
5 Document Downloads View details of policy Show Documentation Download the L&G Key Facts Document Save this in your James & Vicky Client folder ADD Legal & General policy to your Product Browser this is your advice. Illustrations Generate Documents Download Key Features Illustration Save this in your James & Vicky client folder Download the Comparison Report Save this in your client folder. Illustrations Demands & Needs Download the Demands & Needs Template Save this in your James & Vicky client folder Illustrations Demands & Needs Apply for the product Choose Provider via Legal & General Illustrations Implement your advice Implement your advice Policy number Case Summary Checklist - Document Uploads to Intrinsic Disclosure Docs AML/Source of Funds Protection Fact Find Protection Sourcing List Final Demands & Needs Letter Application Submission form Authority to Proceed Document Attach client ID for James Attach client ID for Vicky Attach Protection Fact Find Attach Comparison Report Attach Demands and Needs letter Attach Legal & General Application form.
6 Launch XPLAN (don t close down XPM) Select JAMES from the Adviser Dashboard Select ADVICE PROCESSES, CASES Show ALL ENTITIES VIEW DETAIL of case (EYE ICON) ADVICE SUMMARY TAB RED traffic light OFFICEWEB Officeweb Lodgement Protection Legal & General Mortgage Protection Monthly Premiums Save & Launch OfficeWeb Officeweb Set Remuneration NOT a replacement contract Initial & Renewal Commission Indemnity Enter Commission expectation SAVE
Officeweb Adviser Charging. User Guide
Officeweb Adviser Charging User Guide 1 INTRODUCTION... 3 PROVIDER FACILITATED CHARGE... 4 How to add a Provider Facilitated Charge Initial Fee... 4 How to add a Provider Facilitated Charge - On-Going
Wealth Induction Course Mortgage & Protection Day eworkbook January 2018 v1.3
Wealth Induction Course Mortgage & Protection Day eworkbook January 2018 v1.3 Name Course Trainer Week Commencing 1 Induction Course Agenda The Wealth Induction course is a 3 day course which is followed
Mortgage and Protection Induction Course eworkbook Version 2.6 May 2018
Mortgage and Protection Induction Course eworkbook Version 2.6 May 2018 Name Course Trainer Week Commencing 1 Induction Course Agenda Day 1 Start 10am Day 2 Day 3 Day 4 Session 1 - Course introduction
Guide to working with NEST via pensionsync
Guide to working with NEST via pensionsync Contents Open an account with NEST... 1 How to apply for a new pension scheme with NEST... 2 Can I apply for a pension scheme with NEST directly?... 2 How do
SF318MAY2018 Page 1 of 5. Authorisation for a Manual Transfer to a Current Account ( Transfer )
Authorisation for a Manual Transfer to a Current Account ( Transfer ) Use this Form to transfer to a Nationwide current account from one of the following: a current account with another UK bank or building
Scan and Upload. User Guide
Scan and Upload User Guide Aviva s new scan and upload in WriteNow creates greater efficiencies, improves the speed of submitting documents to Aviva and reduces the elapsed time of new protection applications.
Mortgage Licensing Course eworkbook Version 2.3 June 2018
Mortgage Licensing Course eworkbook Version 2.3 June 2018 Name Course Trainer Week Commencing 1 Mortgage Licensing Course Agenda Session 1 - Course introduction Housekeeping Course Aims and Objectives
Accumulation account. Contents. Product Disclosure Statement (PDS) About LGIAsuper 1. How super works 2. Benefits of investing with LGIAsuper
Accumulation account Product Disclosure Statement (PDS) Date prepared: 18 January 2019 Date issued: 21 January 2019 Contents About LGIAsuper 1 How super works 2 Benefits of investing with LGIAsuper 3 Risks
Liberty National Enrolling the Employee Script
Introduce Liberty National & Introductory Offers Agent: Hi, thanks for coming by today. I m with Liberty National and you are? Build Rapport After you introduce yourself to the employee, verify their eligibility
Active Money Personal Pension
For office use only R P Who this form is for Active Money Personal Pension Application form For transfer, single or regular payments 0817 Use this form to take out an Active Money Personal Pension (AMPP)
Mortgage Application Form
Mortgage Application Form Product applied for Network Incentives Introducer/Advisor Fees (Society use only) Company name & address Application Fee PAID ADD TO LOAN Product Fee Valuation Fee Mortgage Account
Options application form
For customers Whole of Life Options application form This is an application to use an option on your Whole of Life policy. Guaranteed insurability option. Joint-life separation option. Gift inter vivos
Guide to working with Aviva
Retirement Investments Insurance Health Guide to working with Aviva via pensionsync Contents Open an account with Aviva 3 How to apply for a new pension scheme with Aviva 4 Can I apply for an Aviva scheme
Changing your name. Complete Section 1. Changing your bank account details. Complete Section 2. Changing your address. Complete Section 3.
Secure Advantage+ Pension Plan Alterations Form Lifetime Income Alterations to your Plan This form should be used to make any of the changes to your Plan listed below. You should only fill out the Sections
We understand you want financial flexibility while saving for your future. PRUflexicash
We understand you want financial flexibility while saving for your future PRUflexicash Life has a habit of springing surprises on you. So it s good to know you re prepared in the event you need to access
Occupation. Occupation Class Employment status Annual income. Total monthly premium $ Total yearly premium $200.52
Asteron Life Limited Level 13 Asteron Centre, 55 Featherston Street Wellington 6011 Prepared by: Succession First robbie@successionfirst.co.nz 04 939 6748 Client summary - Example One Date of Birth Gender
Cofunds Pension Account Data Capture Form
Cofunds Pension Account Data Capture Form The Cofunds Pension Account is provided by Suffolk Life This form is for your internal use only DO T send to Aegon or Suffolk Life. Use this form to gather details
If it has do you know the employer ID? Has the pension scheme already been set up within Star Payroll Professional? o
pensionsync is a third party provider of integration solutions which connects payroll to pensions so you can send your pension feed to the pension provider at the click of a button. pensionsync offer a
Guarantor Information Form
Guarantor Information Form (Please write inside the boxes in BLOCK CAPITALS using black ink.) Before you complete this form, please see How The Mortgage Works and Nationwide use your information by visiting
OMNILIFE USER GUIDE 1.0 QUOTE... 2
OMNILIFE USER GUIDE 1.0 QUOTE... 2 1.1 QUOTE SETTINGS... 2 1.2 PREMIUMS... 2 1.3 SPLIT PREMIUM FERQUENCIES... 3 1.4 ACTIONS DROPDOWN... 3 1.5 GRAPHS... 4 1.6 ACCIDENT ONLY... 6 1.7 SUPERLINK / FLEXILINK...
Financial Planning Client Summary
Financial Planning Client Summary Name: Mrs. & Mr. Agenda: Plan for Retirement At Retirement Estate Planning Savings & Investments Long Term Care Lifestyle Protection Mortgage Protection Factfind For:
Financial Planning Questionnaire A
Financial Planning Questionnaire A Personal Details Are you fluent in English? Yes No Yes No Do you require the assistance of an interpreter? Yes No Yes No Title (e.g. Mr, Mrs) Surname Given name Preferred
Protecting Families. Getting the conversation started. Retirement Investments Insurance Health
Retirement Investments Insurance Health Protecting Families Getting the conversation started For financial adviser use only. Not approved for use with customers. Unearthing opportunities in an ever-changing
Your super application and change form
United Technologies Corporation Retirement Plan Your super application and change form Accumulation members UTC gives you a number of options for your super. Use this form to: < Join the Plan if you are
Title Surname Forename(s) D.O.B. 1% AMC. Please select if you do not have an Agent or where your Agent is not paid trail commission.
K Fundsmith Equity Fund Please complete this form in ink using BLOCK CAPITALS. Return the form to your adviser or Fundsmith LLP, PO Box 10846, Chelmsford, CM99 2BW. The Key Investor Information Document
CORE INVESTMENTS (PERSONAL PENSION) WITH INCOME RELEASE
65A50 CORE INVESTMENTS (PERSONAL PENSION) WITH INCOME RELEASE Application form Thank you for choosing a Pension Portfolio Plan with Royal London. You ll need to complete this application form to apply
Your retirement and beyond
Your retirement and beyond Harmsworth Pension Scheme www.dmgtpensions.com This guide will help you choose the most suitable options from the company pension scheme. Flexible retirement You don t have to
Opening a pensionsync account for the first time
Set-up user guide Table of contents Opening a pensionsync account for the first time... 2 How to open an Account... 2 Understanding your Account... 4 Viewing your account... 4 Account Details... 5 Payroll
Employee Accident Cover and Employee Life Cover from B&CE
Employee Accident Cover and Employee Life Cover from B&CE Application form For construction employers who would like to offer financial protection for employees by providing employee accident and life
Adviser name Company name FCA Reg. No Tel. No
Adviser name Company name FCA Reg. No Tel. No Lifetime Mortgage Application Form Our Lifetime Mortgages are advanced and administered by LV Equity Release Limited. If you proceed with this application
The OneSIPP/Sanlam Portal Personal Pension Top Up Form
The OneSIPP/Sanlam Portal Personal Pension Top Up Form Regular/Single Contributions to an existing Personal Pension Section 1. Account details Your account number Title (Mr/Mrs/Miss/Ms/other) Surname Forename(s)
PERSONAL PENSION (TOP UP PLAN) APPLICATION FORM
PERSONAL PENSION (TOP UP PLAN) APPLICATION FORM CHECKLIST TO BE COMPLETED BY YOUR FINANCIAL ADVISER Have you fully completed your company details on page 2? Yes No Have you completed and enclosed a separate
and the details of anyone complaining with you surname title title first name(s) occupation (if retired, previous occupation)
our ref Financial Ombudsman Service Ltd, July 2011 complaint form Please use this form to tell us about your complaint so we can see if we re able to help you. If you re not sure about anything or have
PROTECTION PLANS KEY FEATURES DOCUMENT
This Key Features Document contains a summary of the main features of your Plan. Please read it carefully so that you understand what you are buying and the risks involved. Registered Address: MAPFRE MSV
Llandrindod Wells and District U3A Membership Application Form v0.6w
Llandrindod Wells and District U3A Membership Application Form v0.6w Please read the accompanying notes section before completing this form. If completing this form on paper, please print clearly. If you
Active Money Self Invested Personal Pension
Active Money Self Invested Personal Pension Application form For transfer, single or regular payments or immediate income drawdown Who this form is for Use this form to take out an Active Money Self Invested
BIG UL and Lifefirst Software Illustration User Guide
BIG UL and Lifefirst Software Illustration User Guide Page 1 of 19 Contents Getting Started... 3 Web version...3 Desktop Version...3 Minimum Download Requirements...3 Arrows...4 Tabs...4 Setting your System
APPLICATION DETAILS. Please complete as many details as you can, in BLOCK CAPITALS if we require any further information we will contact you by phone.
ONBOARDING CALL AGENT SIGNATURE & COMPANY NAME : Time: No: 1 APPLICATION DETAILS Please complete as many details as you can, in BLOCK CAPITALS if we require any further information we will contact you
MORTGAGE SUITABILITY REPORT
CONTENTS MORTGAGE SUITABILITY REPORT 1. Summary of my mortgage recommendation to you 2. Why the recommendation is suitable for you 3. Alternatives considered 4. Possible disadvantages 5. Affordability
Guide to working with Smart Pension via pensionsync
Guide to working with Smart Pension via pensionsync Contents Open an account with Smart Pension... 2 How to apply for a new pension scheme with Smart Pension... 2 Can I apply for a pension scheme with
Business Banking/Savings application form
Business Banking Page 1 of 12 Business Banking/Savings application form For use by Sole Traders, Partnerships, LLP s, Limited Companies, Charities, Clubs, Societies and Unincorporated Associations This
MORTGAGE AND PROTECTION QUESTIONNAIRE
VERSION 0.4 NOVEMBER 1, 2017 MORTGAGE AND PROTECTION QUESTIONNAIRE NEVILLE GREEN MORTGAGES 76a STATION ROAD CLACTON ON SEA ESSEX CO15 1SP TEL: 01255 473046 Our initial advice is free however, Neville Green
Bank Reconciliation Help File
Page 1 of 7 Bank Reconciliation Help File Bank Reconciliation: Basically this is your bank statement in Palace. It is highly recommended that the Trust Account is reconciled daily after the receipting
Guidance notes for OPTING OUT/CEASING ACTIVE MEMBERSHIP You should detach and retain these for future reference
Guidance notes for OPTING OUT/CEASING ACTIVE MEMBERSHIP You should detach and retain these for future reference These guidance notes are for members of the National Health Service Superannuation Scheme
What you need to do next before we can assess the application
Submission Guide What you need to do next before we can assess the application Follow these 4 simple steps: SIGN APPLICATION DOCUMENTS: Applicants to sign the Customer Declarations and DDI. Adviser to
CORE INVESTMENTS (PERSONAL PENSION) WITH INCOME RELEASE
65A50 CORE INVESTMENTS (PERSONAL PENSION) WITH INCOME RELEASE Application form Thank you for choosing a Pension Portfolio Plan with Royal London. You ll need to complete this application form to apply
INSURANCE Training Guide
INSURANCE Training Guide Group Insurance premium calculator May 2015 Training Guide Group Insurance premium calculator Before you are able to use the Group Insurance premium calculator you must have: 1.
Income Protection Plus Application Form
www.pgmutual.co.uk Income Protection Plus Application Form Please note: In order to become a Member you must be residing and working in the UK and working a minimum of 16 hours per week You must have been
Sun Life Illustrations - Sun Par Accelerator case study
Case study Important! Please read the Sun Life Illustrations module before completing this case study. Use Sun Life Illustrations to illustrate a Sun Par Accelerator with the following information: Kaitlyn
Financial Statement for Legal Aid in Criminal Proceedings
Form CDS15 Financial Statement for Legal Aid in Criminal Proceedings MAAT Reference Form enclosed? Protect - Personal About you 1 Mr Mrs Miss Ms Other title Your forenames or other names (in b l o c k
Cofunds Pension Account Application form
Cofunds Pension Account Application form SELF-DIRECTED This form is to be used for Self-directed clients only. Please use this form if you want to set up a new Cofunds Pension Account by making a single
Group Personal Pension Flex
Application Form (For employed individuals) Who this form is for When we refer to Standard Life we mean Standard Life Assurance Limited This form is for employees who wish to join a Group Personal Pension
Employee Accident Cover and Employee Life Cover from B&CE
Employee Accident Cover and Employee Life Cover from B&CE Application form For construction employers who would like to offer financial protection for employees by providing employee accident and life
Micropay Professional Payroll Year End 2012 User Guide
Micropay Professional Payroll Year End 2012 User Guide This guide covers the Payroll Year End 2012 process. You can read it onscreen or print it out. For additional PYE advice, select the Year End Tax
Personal Pension Plan
Application to increase payments Who this form is for When we refer to Standard Life we mean Standard Life Assurance Limited This form can be used for Personal Pension Plan and Personal Pension One contracts
Group Personal Pension
Application Form (For employed or self-employed individuals) Who this form is for When we refer to Standard Life we mean Standard Life Assurance Limited This form is for employees, or self-employed individuals
Disability Income Choice Portfolio
Mutual of Omaha Insurance Company Disability Income Choice Portfolio SM MC34306_CA_1211 While many workers have group disability coverage through an employer, it often covers only 50 to 60 percent of their
Stakeholder Pension Plan
Application form Who this form is for 0817 When we refer to Standard Life we mean Standard Life Assurance Limited. This form is for people who want to become members of the Standard Life Stakeholder Pension
edentree investment management APPLICATION FORM EDENTREE INVESTMENT FUNDS
edentree investment management APPLICATION FORM EDENTREE INVESTMENT FUNDS EdenTree Please complete all sections and return to: EdenTree Investment Management Limited, PO Box 3733, Swindon SN4 4BG If your
MyOMinsure Claims Registration Broker Guide
MyOMinsure Claims Registration Broker Guide Acknowledgements Designed by: Learning & Development Date implemented Feb 2018 Copyright: Source Material Supplied by Old Mutual Insure Jason van der Byl 2 P
Initial Charge waived ISA. Class R GBP Application forms 2017/2018 Terms and conditions
Initial Charge waived 0% ISA Class R GBP Application forms 2017/2018 Terms and conditions ISA terms and conditions Definitions Account Account holding your Investments in an ISA. Additional Permitted Subscription
Your retirement. A guide for members of the defined contribution section of Pace. April 2017
Your retirement A guide for members of the defined contribution section of Pace April 0 Contents 0. Thinking about retirement?. How to decide when to retire So, when s the right time to retire? Budgeting
PPI Consumer Questionnaire
PPI Consumer Questionnaire Providing as much information as possible about the sale of your PPI will assist us in conducting a thorough investigation of your PPI complaint. If you can't remember all the
Washington Wealth Advisors Financial Planning Data Gathering Worksheet
Washington Wealth Advisors Financial Planning Data Gathering Worksheet Client: Date: Washington Wealth Advisors 300 N. Washington Street, Suite 101 Falls Church, VA 22046 (703) 584-2700 phone (703) 752-0465
Application for Tenancy
Application for Tenancy This form must be completed and signed before any application for tenancy can be formally considered. Applicants are reminded that in addition to the reference information requested
Changing your bank account details. Complete Section 1. Changing your address. Complete Section 2.
Secure Advantage+ Pension Plan Alterations Form Alterations to your Plan This form should be used to make any of the changes to your Plan listed below. You should only fill out the Sections of the form
Micropay Professional Payroll Year End 2011 User Guide
Micropay Professional Payroll Year End 2011 User Guide This guide covers the Payroll Year End 2011 process. You can read it onscreen or print it out. For additional PYE advice, select the Year End Tax
Review form. For customers Retirement Control. Please read these notes before filling in this form
For customers Retirement Control Review form Please read these notes before filling in this form About this form You should use this form where you want to make any of the following alterations to your
Your guide to. Equity Release. with no obligation
Your guide to Equity Release EXPERT ADVICE with no obligation Your introduction to equity release Your retirement should give you the freedom to do all the things in life you haven t had time for. However,
Group Stakeholder Pension Plan
Shortened application form (For employed or self employed individuals) Who this form is for When we refer to Standard Life we mean Standard Life Assurance Limited This form is for employees, or self employed
Tax Exempt Savings Plans With Life Cover Option
Tax Exempt Savings Plans With Life Cover Option Here for everyone Kingston Unity is a Friendly Society. We re totally different to banks, because we re owned by our members. We re run for the benefit of
STELLAR AIM IHT ISA ISA ADVISED APPLICATION PACK BROCHURE
STELLAR AIM IHT ISA ISA ADVISED APPLICATION PACK BROCHURE APPLICATION CHECKLIST NOTES ON APPLICATION Please contact Stellar on 020 3195 3500 if you have any questions relating to the completion of the
Request to change your insurance cover
Crescent Wealth Superannuation Fund Request to change your insurance cover Crescent Wealth Superannuation Fund will reduce or cancel your Death, Total and Permanent Disablement (TPD) and/or Income Protection
inheritance options the flexible approach to inheritance tax planning
inheritance options the flexible approach to inheritance tax planning more options for your future 055 About us Founded in 1939, we have been taking care of our customers' financial futures for over 60
Family Income Supplement (FIS)
Application form for Family Income Supplement (FIS) Social Welfare Services FIS 1 How to complete application form for Family Income Supplement. Please tear off this page and use as a guide to filling
THE THREADNEEDLE ISA RANGE Authority & Transfer Form 2013/2014
THE THREADNEEDLE ISA RANGE Authority & Transfer Form 2013/2014 threadneedle.com Individual Savings Account (ISA) Transfer Authority 2013/2014 Please complete the authority below to transfer your ISA to
*PPPPEN01* Amending your Personal Pension/ Personal Retirement. change of status and reinstatement. A Member s personal details and eligibility
Financial adviser stamp Amending your Personal Pension/ Personal Retirement Account change of status and reinstatement Please enter your business postcode Agency reference number *PPPPEN01* Please use
Smart Exit Digital Process for FundsAtWork
Smart Exit Digital Process for FundsAtWork Help guide At Momentum we are always innovating and looking for ways to improve our processes and make our clients lives easier. With that in mind we ve developed
The Sanlam Portal ISA Application Form
Application under The Sanlam Portal Please note in this Application, we, us means Sanlam Financial Services UK Limited (SFS). In certain instances we use Sanlam Investments and Pensions which is a trading
Switch on application form
65A53 CORE INVESTMENTS (PERSONAL PENSION) WITH INCOME RELEASE Switch on application form You ll need to complete this application form to switch on the Income Release facility within your Royal London
AIA Vitality Adviser FAQs
AIA Vitality Adviser FAQs VIT3094 Advisor FAQs Contents General Questions 2 Eligibility 3 Sign Up and Registration 3 Commissions and Premiums 4 Integrated Product 5 New Business 9 eapp Express 10 Partners
CHANGE OF EMPLOYMENT FORM APPROPRIATE PERSONAL PENSION SCHEME/ PERSONAL PENSION SCHEME
CHANGE OF EMPLOYMENT FORM APPROPRIATE PERSONAL PENSION SCHEME/ PERSONAL PENSION SCHEME SW Policy No. THIS FORM SHOULD BE COMPLETED IF YOU ARE A MEMBER OF THE SCOTTISH WIDOWS APPROPRIATE PERSONAL PENSION
Application and income payment form B.
Annuities Application and income payment form A Below Standard Lifetime Allowance Please use black ink and write in CAPITAL LETTERS or tick 4 as appropriate. Any corrections must be initialled. Please
*PPPPEN01* Applying for your
Financial adviser stamp Financial adviser agency number Please enter your business postcode Are you enclosing a cheque with this application? Applying for your Group Personal Pension *PPPPEN01* Please
Payment instruction form
Payment instruction form Please complete and sign this form to provide your payment instructions. Mail the completed form to: Plum Super, Reply Paid 63, Melbourne Vic 8060. If you need assistance in completing
Beyond the mortgage. September 2016 FOR ADVISER USE ONLY. NOT TO BE SHOWN TO RETAIL CUSTOMERS
Beyond the mortgage September 2016 Q. What is the purpose of protection? A. Pay off the mortgage in the event of death? Or A. To maintain you and your dependent's standard of living or lifestyle in the
payment protection insurance: consumer questionnaire
our ref: By completing the PPI Questionnaire we will have all the information we need to assess your complaint. Don t worry if you can t remember all of the information, or you do not have any paperwork,
Asteron Life Personal Insurance at a Glance
Asteron Life Personal Insurance at a Glance What s available under Asteron Life s Personal Insurance Policy? Life Covers Trauma Covers TPD Covers Benefit payment type Lump Sum Lump Sum Stand Alone Accelerated
INDIVIDUAL STAKEHOLDER PENSION PLAN APPLICATION FORM TO SET UP A NEW PLAN TO RECEIVE ADVISED TOP-UPS
INDIVIDUAL STAKEHOLDER PENSION PLAN APPLICATION FORM TO SET UP A NEW PLAN TO RECEIVE ADVISED TOP-UPS WHEN TO USE THIS FORM This application form is to set up a new Individual Stakeholder Pension Plan into
Retirement claim form Tax-free cash and annuity. Individual pension plans
Retirement claim form Tax-free cash and annuity Individual pension plans How to fill in this form To make sure any payment is not delayed, it is important to fully complete the sections relevant to you
Income insurance. Protect your income and your lifestyle
Income insurance Protect your income and your lifestyle Your ability to earn an income is likely to be your most valuable asset in life. Insuring your income can give you peace of mind that your family
Aegon ISA transfer application form
For customers Aegon Platform Aegon ISA transfer application form In this form, Aegon means Cofunds Limited. Use this form to transfer investments from an ISA held with another ISA manager to an Aegon ISA.
Prudential Investment Plan Application form3rd line heading
Prudential Investment Plan Application form3rd line heading Some important information before you start If you have any questions when completing this application please speak to your Financial Adviser.
Because your time matters. Ebix LifeSpeed Ticket PRODUCER GUIDE
PRODUCER GUIDE Ebix LifeSpeed Ticket Because your time matters Policies issued by American General Life Insurance Company, except in New York, where issued by The United States Life Insurance Company in
Stocks and Shares ISA and ISA Transfer Application Form
Octopus Portfolio Manager Stocks and Shares ISA and ISA Transfer Application Form How to complete this application form ➊ Please read the current Octopus Inheritance Tax Service brochure. ➋ Write in BLOCK
Lifetime Mortgages Application Form
Lifetime Mortgages Application Form Interest Payment Notes for completing this form If you are completing this form manually: Case ID ооplease complete each section of this form, in black ink using BLOCK
ASTUTE SIPP APPLICATION FORM
ASTUTE SIPP APPLICATION FORM Please complete in block capitals and in black ink, ticking boxes where appropriate Type of SIPP Applied for : Simple SIPP Complex SIPP Group SIPP 1. PERSONAL DETAILS TITLE
Selected Investment Funds (SIF) Plan and SIF Individual Savings Account (ISA) New Investment Application Form
Selected Investment Funds (SIF) Plan and SIF Individual Savings Account (ISA) New Investment Application Form Notes on completing this Application Form This Application Form should only be used for the
BBPadmin s WebCOBRA On Demand Employer User s Guide. BBPadmin s Employer User s Guide to
BBPadmin s Employer User s Guide to 1 Table of Contents Introduction to Employers... 5 Chapter 1: Getting Started... 6 Purpose of WebCOBRA... 6 For Employers... 6 For Participants... 6 Getting Started
Selected Investment Funds (SIF) Stocks and Shares ISA Transfer Form
HNTRIN Selected Investment Funds (SIF) Stocks and Shares ISA Transfer Form Notes on completing this form This Application Form should only be used for the following reasons: If you don't already hold a