Schwab Retirement Technologies
|
|
|
- Lauren Patterson
- 5 years ago
- Views:
Transcription
1 1
2 Mapping of Plan Sources 1. System level User Defined Description should match Global Source Description 2. Plan level Map to Source Type allows plan sources to map to an source; sources mapped to same type aggregate participant data into one source (i.e. allows multiple sources to show as one source) Ex. sources 1 and 6 map to source 1 (401k) 3. Sources must be mapped to send over plan and participant data Ex. source 5 does not share data with 2
3 Plan Settings 1. Name = Plan Name 2. Client No = Plan ID 3. Valuation Date = Plan Year End 4. Plan Year Begin is determined using Plan Year End 3
4 If Plan setting for CMA Export Prior Year NHC Ratios is selected 1. Prior Year Non-HCE ADP = NHC ADP Average Ratio 2. Prior Year Non-HCE ACP = NHC ACP Average Ratio 4
5 Plan Source Match Steps 1. Levels 1 st 4th = 1 st 4 th Steps and Rate The value in the each Step accumulates based on Step settings 5
6 If Plan CMA Top Heavy test is selected 1. Key Employee One Year Prior = Total Plan Key Employee Amount calculated by 2. Non-Key Employee One Year Prior = Total Plan non-key Employee Amount calculated by 6
7 Participant Census 1. Name = Name 2. SSN = SSN 3. * Location = Division *Only numeric locations available on. is alphanumeric. Non-numeric values will not map to correctly. 7
8 Participant Beneficiary 1. Beneficiary Primary = Alternate ID 8
9 Participant Compliance Status 1. Officer= Officer 2. Ownership Pct = Percent of Ownership 3. Top Heavy Family Code = Top Heavy Family Code Status information is exported from Participant Historical records for plan year end cycle. Participant Historical records are found in C039 Periodic Participant Maintenance. If plan year end is 12/31/2011, then will use the 01/2012 record if it exists. If there are no historical records, then uses current participant data found in C004 Participant Maintenance. 9
10 Participant Dates 1. Birth = Birth 2. Hire = Service 3. Rehire = Rehire 4. Termination = Termination 10
11 Participant Hours 1. Service Hours = Year to Date Hours information is exported from Participant Historical record for plan year end cycle. Participant Historical records are found in C039 Periodic Participant Maintenance. If plan year end is 12/31/2011, then will use the 01/2012 record if it exists. If there are no historical records, then uses current participant data found in C004 Participant Maintenance. If plan uses Compensation and Hours Tracking, then uses the Hour records found during the testing cycle to determine the YTD total. 11
12 Participant Plan Compensation 1. Plan = Participant Compensation mapped to Current W-2 Based on mapping of salary fields or Compensation formulas. In this case, Salary Field 1 is used from participant historical record for testing cycle. Participant Historical records are found in C039 Periodic Participant Maintenance. If plan year end is 12/31/2011, then will use the 01/2012 record if it exists. If there are no historical records, then uses current participant data found in C004 Participant Maintenance. If plan uses Compensation and Hours Tracking, then uses the formula assigned to CMA and formulates the total for the testing cycle. 12
13 Participant Testing Compensation 1. Testing Compensation = Compensation based on Test mapping Ex. Top Heavy Minimum Based on mapping of salary fields or Compensation formulas. In this case, Salary Field 2 is used from participant historical record for testing cycle. Participant Historical records are found in C039 Periodic Participant Maintenance. If plan year end is 12/31/2011, then will use the 01/2012 record if it exists. If there are no historical records, then uses current participant data found in C004 Participant Maintenance. If plan uses Compensation and Hour Tracking, then uses the formula assigned to CMA and formulates the total for the testing cycle. 13
14 Participant Source Vesting 1. Source Vesting Percent = Source Vesting Percent Participant Historical records are found in C039 Periodic Participant Maintenance. If plan year end is 12/31/2011, then will use the 01/2012 record if it exists. If there are no historical records, then uses current participant data found in C004 Participant Maintenance. 14
15 1. Prior Balance 2. Current Contributions g Contributions for off calendar plans. Participant Data Calculated by These fields do not have a corresponding field in. They are calculated using Transaction History for the participant. 15
How to Understand Your Testing Cover Letter Materials
How to Understand Your Testing Cover Letter Materials Your test results cover letter consists of your letter and several enclosures. We encourage you to read your letter and all of the material included.
11 ½ months after plan year-end: Last day of plan year following plan year-end: Last day of plan year: Same date for all plan years:
Important Approaching Deadlines December 15, 2015 11 ½ months after plan year-end: Deadline to distribute the 2014 Summary Annual Report to participant if the Form 5500 filing deadline was extended. December
How to Understand Your Compliance Testing Summary
How to Understand Your Compliance Testing Summary Abbreviations and acronyms used in this summary: ACP Actual Contribution Percentage test ADP Actual Deferral Percentage test DOL Department of Labor HCE
Guide to your Year End Compliance Test Package
ADP Retirement Services Guide to your Year End Compliance Test Package Refer to page 4 for important deadlines. ADP, the ADP logo and ADP A more human resource are registered trademarks of ADP, LLC. All
Periodic Compliance Test Package Guide
ADP Retirement Services Periodic Compliance Test Package Guide ADP, the ADP logo and ADP A more human resource are registered trademarks of ADP, LLC. All other trademarks and service marks are the property
ADP Testing: Conquering the Calculations
ADP Testing: Conquering the Calculations presented by: Rajean M. Bosier, CPC, QPA, CEBS presented to: American Society of Pension Actuaries 2001 Summer Conference July 22-25, 2001 Noteworthy Caution: This
2011 Year-End Compliance Information
2011 Year-End Compliance Information Compliance testing and reporting are annual requirements that are part of the ongoing qualified tax status of a retirement plan. American United Life Insurance Company
ftwilliam.com Compliance Software Troubleshooting Common User Errors
ftwilliam.com Compliance Software Troubleshooting Common User Errors Area Issue Possible Solutions 1. Census & Data Scrub Task Participant has an incorrect original hire date Overriding initial eligibility
GENERAL INFORMATION... 2 PLAN CONTRIBUTIONS... 2 PLAN DISTRIBUTIONS... 3 PLAN LOANS... 4 ENROLLMENTS... 4 PLAN YEAR-END COMPLIANCE TESTING...
PLAN SPONSOR S GUIDE GENERAL INFORMATION... 2 PLAN CONTRIBUTIONS... 2 PLAN DISTRIBUTIONS... 3 PLAN LOANS... 4 ENROLLMENTS... 4 PLAN YEAR-END COMPLIANCE TESTING... 5 FORM 5500... 6 DATES TO REMEMBER...
ftwilliam.com Compliance Module Refresher February 2, 2017
1 ftwilliam.com Compliance Module Refresher February 2, 2017 2 Conference Line PLEASE CALL THIS NUMBER 1-888-619-1583 Attendee Passcode: 634609 You will be asked for your first and last name and your email
RESOURCE. Plan Sponsor Guide. saving : investing : planning. For plan sponsor use only. Not for public distribution.
RESOURCE Plan Sponsor Guide saving : investing : planning Contents Chapter 1: Introduction... 5 Overview... 6 Employee Retirement Income Security Act (ERISA)... 6 Defined Contribution Plans... 7 Defined
DATAIR 401(k) with Cash Balance Plan Design 1
DATAIR 401(k) with Cash Balance Plan Design 1 123 N. Main Street Anytown, IL 10000 (630) 325-2600 sales@datair.com www.datair.com Three Digit Plan Number: 100 Employee Census Key SVC Ages Dates Percent
EQUITY QUESTIONNAIRE YEAR ENDING DECEMBER 31, 2012 AMBROSE MULTIPLE EMPLOYER RETIREMENT SAVINGS PLAN
EQUITY QUESTIONNAIRE YEAR ENDING DECEMBER 31, 2012 AMBROSE MULTIPLE EMPLOYER RETIREMENT SAVINGS PLAN IMPORTANT NOTICE (PLEASE READ) IN ORDER FOR AMBROSE TO COMPLETE THE RETIREMENT PLAN TESTING 1 AS REQUIRED
Plan Sponsor Payroll Troubleshooting Guide
Plan Sponsor Payroll Troubleshooting Guide Troubleshooting Common s and s Common s Hire Date Must Be Greater Than Prior Separation From Service Date... p 2 Separation From Service Date Must Be Greater
Compliance Testing User Guide Table of Contents
Compliance Testing User Guide Table of Contents I. General Testing Information II. Completing and Uploading the Census Information a. Census Submission Checklist b. How to Obtain the Compliance Data Summary
Chapter 17 3/31/2011. Agenda. Fundamentals of Private Retirement Plans. Employee Benefits: Retirement Plans
Chapter 17 Employee Benefits: Retirement Plans Agenda 2 Defined Contribution Plans Defined Benefit Plans Section 401(k) () Plans Section 403(b) Plans Profit-sharing Plans Retirement Plans for the Self-Employed
Comprehensive Guide to Yearly Compliance Activities
1 Comprehensive Guide to Yearly Compliance Activities Table of Contents Plan Sponsor Webstation (PSW )... 3 Contacting Testing & Reporting... 4 What is Nondiscrimination Testing?... 5 What Services Does
Sample Plan Sponsor Profit Sharing Plan Valuation as of December 31, 2015 IRC401(k) ADP Test
Salary Group Sample Plan Sponsor IRC401(k) ADP Test Number of Participants Average* Deferral As %Pay Highly Compensated 1 6.48% Non-Highly Compensated 1 2.13% Total Plan 2 4.31% IRC401(k) Average Deferral
Understanding Nondiscrimination Testing
Understanding Nondiscrimination Testing A WHITE PAPER BY Pentegra Retirement Services 2 Enterprise Drive, Suite 48 Shelton, CT 6484-4694 8.872.3473 tel 23.925.674 fax www.pentegra.com Nondiscrimination
Background. 401(k) Plans Automatic Enrollment & Safe Harbor after PPA
401(k) Plans Automatic Enrollment & Safe Harbor after PPA Pam Thein Partner, Oppenheimer Wolff & Donnelly LLP Kim Wright - Vice President, Regional Director, Wachovia Retirement Services September 10,
Errors and acceptable correction methods Revised May 2017
Revised May 2017 SCP and VCP Error Index Error Description 01 Failure to properly provide the minimum top-heavy benefit or contribution to non-key employees. 02 Failure to satisfy the ADP test, the ACP
Employee Benefit Plan Section 401(k) Requirements (Worksheet Number 12 Determination of Qualification)
Form 9002 (November 2006) See Explanation Number 12 (Rev. 11-2006) for guidance in completing this form. Employee Benefit Plan Section 401(k) Requirements (Worksheet Number 12 Determination of Qualification)
Best Practices for Multiple Vendor Plans. Remittance and Census Data Elements. Version RC1.0. June 30, 2009 SHAPING AMERICA S RETIREMENT
Best Practices for Multiple Vendor Plans Remittance and Census Data Elements Version RC1.0 June 30, 2009 Best Practices for Multiple Vendor Plans Remittance and Census Data Elements June 30, 2009 (Version
Introduction January 31st, January 15th January 31st
Introduction Nondiscrimination testing is one of the most critical aspects of plan administration. Maintaining a tax-qualified plan provides significant tax advantages to both the plan sponsor and the
Section. Payroll Changes SPONSOR CENTER REPORTS GUIDE FOR DEFINED CONTRIBUTION PLANS
Section A Payroll Changes SPONSOR CENTER REPORTS GUIDE FOR DEFINED CONTRIBUTION PLANS Payroll Changes Table of Contents Topic Page What are Payroll Changes? A-1 Payroll Changes (2 types) Contribution Rate
ADOPTION AGREEMENT FOR THE DATAIR MASS-SUBMITTER PROTOTYPE SHORT FORM NON-STANDARDIZED CASH OR DEFERRED PROFIT SHARING PLAN
ADOPTION AGREEMENT FOR THE DATAIR MASS-SUBMITTER PROTOTYPE SHORT FORM NON-STANDARDIZED CASH OR DEFERRED PROFIT SHARING PLAN 01-041 ADOPTION AGREEMENT FOR THE DATAIR MASS-SUBMITTER PROTOTYPE SHORT FORM
QUALIFIED PLAN DESIGN. Salmon Enterprises Inc. 252 Wall St Belmar, NJ PREPARED BY:
QUALIFIED PLAN DESIGN FOR Salmon Enterprises Inc. 252 Wall St Belmar, NJ 07719 PREPARED BY: 12345 Spring Street Denver, CO 97874 DATE PREPARED: 02/07/2018 EFFECTIVE AS OF 01/01/2018 EMPLOYEE CENSUS S Employee
ADP Retirement Services. Conversion Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC.
ADP Retirement Services Conversion Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC. Thank you for choosing ADP Retirement Services Welcome to ADP Retirement Services.
STRATEGIC PLAN DESIGN: SMART SOLUTIONS FOR OVERCOMING FAILED ADP/ACP TESTING
STRATEGIC PLAN DESIGN: SMART SOLUTIONS FOR OVERCOMING FAILED ADP/ACP TESTING Q&A FROM THE JULY 19, 2018 WEBINAR Does Newport Group offer combined qualified and non-qualified plan solutions that can provide
Errors and Acceptable Correction Methods, Index
Errors and Acceptable Correction Methods, Index Error Index Error Description SCP Failure to properly provide the minimum top-heavy benefit or contribution to non-key employees. AND VCP Failure to satisfy
Pension Plan 1. Offers Financial Security to Your Family in Case of Your Death
Pension Plan 1 PLAN HIGHLIGHTS The Employees Retirement Plan of USEC Inc. (the Pension Plan ) helps build financial security and provide you with a dependable source of income throughout your retirement
Multiple Employer Plans - Their Nuances and Working with Them Monday, April 29, 2013
Multiple Employer Plans - Their Nuances and Working with Them Monday, April 29, 2013 S. Derrin Watson, JD, APM Jean Ackerman, DOL Code 413(c) definition A single retirement plan under Code 414(l) Maintained
ADMINISTRATIVE DUTIES FOR SERVICE PROVIDERS
**Please review the assignment of responsibility for the administration of the plan and indicate any changes. 1. IDENTITY OF RESPONSIBLE PARTIES 1. Identity of People in Each Header Category 2. Point person
Workshop 13: International Employees and Employers: Retirement Plan Issues
Workshop 13: International Employees and Employers: Retirement Plan Issues Virginia Sutton, QKA, QPFC VKS Consulting; Johnson & Dugan Virginia is a Investment advisory representative of Global Retirement
Pro-Rata Contribution Allocation Maximum Compensation and Contribution Limits Based on 2015 Plan Year
Pro-Rata Contribution Allocation Name Job Age Comp. Rate Allocation Garcia Nurse 41 $ 55,000 20% $ 11,000 Dr. Johnson Doctor, HCE 46 $ 265,000 20% $ 53,000 Koop Nurse 33 $ 45,000 20% $ 9,000 Parish Orderly
QUALIFIED RETIREMENT PLAN ORGANIZER FORM 5500
QUALIFIED RETIREMENT PLAN ORGANIZER FORM 5500 PLAN NAME PLAN YEAR CONTACT PERSON PHONE # FAX # SPONSOR NAME PLAN # SPONSOR ADDRESS FEDERAL ID # TYPE OF ENTITY PLAN ADMINISTRATOR ADMINISTRATOR ADDRESS FEDERAL
Conference Line PLEASE CALL THIS NUMBER (800)
Conference Line PLEASE CALL THIS NUMBER (800)811-8824 Participant Passcode: 239352 You will be asked for your first and last name and your email address. You will be put on hold until the presentation
Explanation of Census Data
Explanation of Census Data 1. Employee Name Column A Please provide the name of anyone employed at any time during the plan year in the following format: LAST, FIRST. This should include all employees,
Introduction January 31st, January 15th January 31st
Introduction Nondiscrimination testing is one of the most critical aspects of plan administration. Maintaining a tax-qualified plan provides significant tax advantages to both the plan sponsor and the
Important Approaching Deadlines Please make note of these important approaching deadlines for calendar year plans:
Important Approaching Deadlines Please make note of these important approaching deadlines for calendar year plans: December 31, 2018 Final deadline for processing corrective actual deferral percentage
PENSION EDUCATOR SERIES GLOSSARY
PENSION EDUCATOR SERIES GLOSSARY 2 1% Owner An employee who owns more than 1% of the outstanding stock or more than 1% of the total combined voting power of all stock in a corporation; or more than 1%
Presented By: Terry Smith CPC, QPA, QKA Assistant Vice President, Account Manager Amanda Wielk CEBS Assistant Vice President, Account Manager
Presented By: Terry Smith CPC, QPA, QKA Assistant Vice President, Account Manager Amanda Wielk CEBS Assistant Vice President, Account Manager Today s Agenda Eligibility Trends and Considerations Roth 401(k)
BASIC ADMINISTRATION. Tri-Chapter Regional Conference and Golf Tournament March 25 27, 2012 Pinehurst Resort, North Carolina
Tri-Chapter Regional Conference and Golf Tournament March 25 27, 2012 Pinehurst Resort, North Carolina BASIC ADMINISTRATION Monday, March 26 th 10:15 am Karen Hurley SES Advisors Carla Klingler PyraStar
9/21/2015. Short Plan Year Issues 1. Disclaimer
Short Plan Year Issues 1 Disclaimer The information and opinions presented today are those of the presenter and do not necessarily represent the opinions or positions of ASPPA. Short Plan Year Issues 2
Plan Administration Manual
Plan Administration Manual P a g e 1 Thank you for choosing American United Life Insurance Company (AUL), a OneAmerica company, as the funding vehicle and administrative services provider for your retirement
Understanding the 401(k) & (m) Internal Revenue Service (IRS) Regulation Changes
RETIREMENT SERVICES MassMutual ERISA Advisory Services SM Understanding the 401(k) & (m) Internal Revenue Service (IRS) Regulation Changes INVEST INSURE RETIRE Contents Overview.....................................................................................1
Workshop 30: It s Greek To Me Real Life Mergers & Acquisitions
Workshop 30: It s Greek To Me Real Life Mergers & Acquisitions Presented by Sal Koumantaro s Yannis Tripodi 1 Case Study #1 Duty Trumps Loyalty? Trump Corp 245 employees 401k plan, ADP-tested 50% on first
A SUMMARY PLAN DESCRIPTION OF THE UNIVERSAL TECHNICAL INSTITUTE, INC. 401(K) PLAN
A SUMMARY PLAN DESCRIPTION OF THE UNIVERSAL TECHNICAL INSTITUTE, INC. 401(K) PLAN October 2007 TABLE OF CONTENTS Introduction...1 Type of Plan... 1 Plan Sponsor... 1 Purpose of This Summary... 1 Plan Administration...1
Important Approaching Deadlines
Important Approaching Deadlines Please make note of these important approaching deadlines for calendar year plans: November 15, 2016: 45 days prior to 12 month deadline to complete testing: Deadline for
EACA/QACA Summary of Material Modifications
EACA/QACA Summary of Material Modifications Name of Plan University of Portland Defined Contribution And Tax Deferred Annuity Name of Adopting Employer University of Portland Plan Sequence Number 001 Plan
Forfeiture Stories for a Late Night Campfire Workshop #27, October 19, 2015
Forfeiture Stories for a Late Night Campfire Workshop #27, October 19, 2015 Presented by: Adam C. Pozek of DWC ERISA Consultants, LLC and Bill Presson of EGPS, Inc. What forfeitures aren t What forfeitures
1/6/2016. Compliance Issues: When Molehills become Mountains. 1. Reporting or using incorrect compensation
Compliance Issues: When Molehills become Mountains Presented by: Marilyn Ryding, AIF Elizabeth Hopkins, Department of Labor 1. Reporting or using incorrect compensation Compliance testing may be wrong
Enhanced Employee Census Report for Plan Sponsors and Advisors
Schwab Retirement Technologies, Inc. Plan Sponsor/Advisor Schwab RT Enhanced Employee Census Report for Plan Sponsors and Advisors Schwab RT Enhanced Employee Census Report for Plan Sponsors and Advisors
Make ADP/ACP Testing Great Again. Steve Riordan, CPC, QPA, QKA Director of Testing and Reporting Services Fidelity Investments
Make ADP/ACP Testing Great Again Steve Riordan, CPC, QPA, QKA Director of Testing and Reporting Services Fidelity Investments Steve.Riordan@fmr.com 1 Agenda ADP/ACP Testing Overview Compensation Disaggregation
Some important limitations that must be taken into consideration with plan design (limits described below are 2019 limits and do change for COLA):
PLAN DESIGN CONSIDERATIONS - INITIAL PLAN DESIGN Objective: Optimize contributions for owners/partners Provide options for plans with multiple owners/partners to allow each owner/partner to determine their
Building a Plan Administration Timeline
Building a Plan Administration Timeline The ESOP Association Southwest Chapter Spring Conference Grapevine, TX March 24, 2017 Wendy Lankes SES Advisors, Inc. San Antonio, TX Wendy Lankes / SES Advisors,
QUALIFIED PLAN DESIGN. Salmon Enterprises PENDEAS - Pension Ideas Illustration System Sample DB Reports PREPARED BY:
QUALIFIED PLAN DESIGN FOR Salmon Enterprises PENDEAS - Pension Ideas Illustration System Sample DB Reports PREPARED BY: BLAZE SSI Corp Box 333, Brielle, NJ 08730 732-223-5575 DATE PREPARED: 03/01/2016
Version RC2.0. Best Practices for 403(b) and Related Retirement Plans. Remittance and Census Data Elements
Best Practices for 403(b) and Related Retirement Plans Remittance and Census Data Elements Version RC2.0 May 31, 2012 Effective Date February 1, 2013 Best Practices for 403(b) and Related Retirement Plans
pg. 1 ERISA 3(16) SERVICES
pg. 1 ERISA 3(16) SERVICES THE AMERICAN PENSION BENEFITS 3(16) ADVANTAGE WHAT IS 3(16) AND THE ADMINISTRATOR ROLE? 3(16) refers to the section of the Employee Retirement Income Security Act of 1974 that
A Guide to Multiple Employer Plans
A Guide to Multiple Employer Plans A recent examination of your current ownership structure has shown that you may need to update the administration of your retirement plan(s). Ascensus can help. Changes
403(b) IDP Employer Contributions & Elective Deferrals Plan 05/15/2017 Checklist
403(b) IDP Employer Contributions & Elective Deferrals Plan 05/15/2017 1. EMPLOYER; PLAN (1.27; 1.50). Name: Employer's Address: (Street - Physical not P.O. Box) 5. EFFECTIVE DATE (1.21). The Employer
Ohio Police and Fire Pension Fund Employer s Work Report Export Specification for Electronic Payroll Reporting
Ohio Police and Fire Pension Fund s Work Report Export Specification for Electronic Payroll Reporting 1. Business Overview Each month employers are required to submit payroll reports to the Ohio Police
X-TREME CROSS-TESTING
X-TREME CROSS-TESTING Presented by: Charles Lockwood, J.D., LL.M. www.asc-net.com clockwood@asc-net.com Coverage and Nondiscrimination Limits extent to which plans can be designed in favor of HCEs = must
The Plan Sponsor s Guide to Eligibility
The Plan Sponsor s Guide to Eligibility In order for a company to maintain a qualified retirement plan, the plan document must be written so it adheres to all requirements of the Internal Revenue Code.
Important Contacts Treasurer s Office Judy Entinger Lora Hunt Rick Knapp Human Resources Vicki Baptist Nichole Walters
Important Contacts Treasurer s Office Judy Entinger Payroll (Classified and Supplemental Staff) Judy_Entinger@plsd.us / 614.834.2138 Lora Hunt Payroll (Certified Staff and Substitute Teachers) Lora_Hunt@plsd.us
We look forward to providing services to you. Should you have any questions regarding any items, please do not hesitate to contact.
Organizer Employee benefit plan This organizer is designed to assist you in gathering the information necessary to prepare the current year s annual return/report. Please complete it in full and provide
Compliance Tests What Are They and How Do I Interpret the Results? By: Janice Herrin & Melissa Howard, CPC, QPA, QKA
Compliance Tests What Are They and How Do I Interpret the Results? By: Janice Herrin & Melissa Howard, CPC, QPA, QKA Agenda Prerequisites Highly Compensated Employees (HCEs) Key Employees 410b Coverage
2019 Plan Sponsor ERISA Compliance Calendar
January 2019 Plan Sponsor ERISA Compliance Calendar 15 Deadline for defined benefit (DB) plans to make their last required quarterly contribution for 2018 to the plan trust i.e., due 15 days after the
TRISTAR PENSION CONSULTING
TRISTAR PENSION CONSULTING 2/1/2006 Responsibilities of a Plan Sponsor Introduction Allocation of Duties Employee Notifications Plan Summaries Beneficiary Forms Deferral Elections Plan Contributions Safe
IDP Profit Sharing 05/15/2017 Checklist
DOCUMENT PACKAGE a. Volume Submitter Plan and Trust as one document b. Volume Submitter Plan and Trust as separate documents c. Volume Submitter Plan Only-No Trust: (select one) Separate trust specifically
QUALIFIED PLAN DESIGN. Salmon Enterprises PENDEAS - Pension Ideas Illustration System Sample DC Reports PREPARED BY:
QUALIFIED PLAN DESIGN FOR Salmon Enterprises PENDEAS - Pension Ideas Illustration System Sample DC Reports PREPARED BY: BLAZE SSI Corp Box 333, Brielle, NJ 08730 732-223-5575 DATE PREPARED: 03/01/2016
Administrative guidelines and activity schedule for plan sponsors
making it personal Administrative guidelines and activity schedule for plan sponsors every step of the way Guidelines to assist you with plan administration Products and financial services provided by
Contact us. Dear Eligible CareFirst Associate:
Dear Eligible CareFirst Associate: THE CAREFIRST 401(k) PLAN NOTICE OF SAFE HARBOR MATCHING CONTRIBUTION AND QUALIFIED AUTOMATIC CONTRIBUTION ARRANGEMENT FOR THE PLAN YEAR BEGINNING JANUARY 1, 2017 This
ENROLLED ACTUARIES PENSION EXAMINATION, SEGMENT B
SOCIETY OF ACTUARIES AMERICAN SOCIETY OF PENSION ACTUARIES JOINT BOARD FOR THE ENROLLMENT OF ACTUARIES ENROLLED ACTUARIES PENSION EXAMINATION, SEGMENT B MAY EA-2, SEGMENT B, EXAMINATION E2B-10-04 Printed
Plan Sponsor Webcast Series
Plan Sponsor Webcast Series Roth 401(k) Contributions, Safe Harbor 401(k) Plans and Automatic Enrollment Amy Pocino Kelly Julia L. Bringhurst www.morganlewis.com May 5, 2010 Roth 401(k) Contributions 2
Volume Submitter 401(k) Profit Sharing Plan Adoption Agreement
Volume Submitter 401(k) Profit Sharing Plan Adoption Agreement EMPLOYER INFORMATION Name of Adopting Employer STRATFOR ENTERPRISES LLC Address _ 221 W 6TH ST STE 400 City AUSTIN State TX Zip 78701-3426
Web Benefits Admin User Guide
Web Benefits Admin User Guide. Table of Contents Navigate to Web Benefits... 3 Accessing Employee User Accounts... 4 Employee profile... 4 Active coverage... 5 Event history... 6 Family... 6 Adding a New
Anonymous Sample Retirement Plan
Anonymous Sample Retirement Plan Analysis Type: Optimized Cash /Profit Sharing with 401(k) Plan Effective Date: January 1, 2012 Plan Valuation Date:January 1, 2012 Consulting Actuarial Group Consulting
UPS/IBT Full-Time Employee Pension Plan and Central States Pension Fund Retirement Processing Request Form
1. Retirement Processing Request Form Instructions This document provides information to help with your request for personalized retirement information. Please review the information in this document to
Ernst & Young Defined Benefit Retirement Plan. and. Ernst & Young Inactive Defined Benefit Retirement Plan
Ernst & Young Defined Benefit Retirement Plan and Ernst & Young Inactive Defined Benefit Retirement Plan January 2017 Contents Introduction... 1 Terms... 2 Eligibility, vesting and types of retirement...
Defined Benefit Volume Submitter Plan Checklist DO NOT USE THIS CHECKLIST IN LIEU OF THE PLAN DOCUMENT. SAMPLE
Defined Benefit Volume Submitter Plan Checklist DO NOT USE THIS CHECKLIST IN LIEU OF THE PLAN DOCUMENT. 1. Adopting Employer: (Enter primary adopting Employer here. Enter other members of a controlled
1. Welcome to RecordkeeperDirect
1. Welcome to RecordkeeperDirect American Funds is pleased to play a role in helping your employees plan and save for retirement through our RecordkeeperDirect retirement plan program. American Funds manages
WHEREAS, the proposed amendments have been reviewed by the Personnel Committee and found to be appropriate; and
10876. RESOLUTION 14-38 AUTHORIZES THE AMENDMENTS TO THE RESTATED DELAWARE RIVER AND BAY AUTHORITY EMPLOYEES RETIREMENT PLAN, DEFINED CONTRIBUTION PLAN, AND MEDICAL AND LIFE INSURANCE RETIREMENT PLANS
NON-STANDARDIZED SHORT FORM PROTOTYPE ADOPTION AGREEMENT FOR THE DATAIR MASS-SUBMITTER PROTOTYPE SHORT FORM CASH OR DEFERRED PROFIT SHARING PLAN
NON-STANDARDIZED SHORT FORM PROTOTYPE ADOPTION AGREEMENT FOR THE DATAIR MASS-SUBMITTER PROTOTYPE SHORT FORM CASH OR DEFERRED PROFIT SHARING PLAN 03-007 NON-STANDARDIZED SHORT FORM PROTOTYPE ADOPTION AGREEMENT
Summary Plan Description Land O Lakes 401(k) Savings Plan
Summary Plan Description Land O Lakes 401(k) Savings Plan This document is a Summary Plan Description (SPD), which is a summary of the benefits under the Land O Lakes Employee Savings and Supplemental
Topics to be Covered
in Prototype and Volume Submitter Documents: March 17, 2015 Richard A. Hochman, APM, GFS Managing Director, McKay Hochman Consulting 1 Topics to be Covered New Design Issues for Pre-Approved Plans with
Chapter 6 Contribution Remittance Overview
Chapter 6 Contribution Remittance Overview Once deductions have been established on your payroll system, contributions and participant contribution data should be submitted to Transamerica. Employee deferrals
Instructions on how to complete Enrollment/Change for: I divorced my spouse
Instructions on how to complete Enrollment/Change for: I divorced my spouse 1. Log into the enrollment site at: https://trustmark.benselect.com/enroll Employee ID or SSN PIN: Last 4 of SSN and last 2 of
New Comparability 2 - Advanced Design and Testing
New Comparability 2 - Advanced Design and Testing Norman Levinrad, EA, FSPA, MAAA 1 Restructuring A plan may be restructured into two or more component plans if: The plan passes 410(b) pre-restructuring,
SAVE MART SUPERMARKETS RETIREMENT SAVINGS PLAN SUMMARY PLAN DESCRIPTION
SAVE MART SUPERMARKETS RETIREMENT SAVINGS PLAN SUMMARY PLAN DESCRIPTION TABLE OF CONTENTS INTRODUCTION TO YOUR PLAN What kind of Plan is this?... 1 What information does this Summary provide?... 1 ARTICLE
Chapter Eight Provisions and Requirements
Chapter Eight Provisions and Requirements Chapter Eight Highlights This chapter provides basic information about plan provisions, reporting requirements, disclosure requirements, compliance testing, contribution
BenefitSolver. Employee. Manual
BenefitSolver Employee Manual 1 TABLE OF CONTENTS New Hire Enrollment Page 3 Life Event Changes Page 8 Change in Beneficiary Page 13 Note: The system will time out after 10 minutes of inactivity. 2 New
MFS SARSEP Plan Employer forms kit
MFS SARSEP Plan MFS SARSEP Plan Employer forms kit Please note: As of December 31, 1996, no new SARSEP plans may be established. Employer Instructions For completion of MFS SARSEP forms. Documents are
( ERIP ) Summary Plan Description. The University of Chicago Retirement Income Plan for Employees
The University of Chicago Retirement Income Plan for Employees ( ERIP ) Summary Plan Description July 2005 The University of Chicago Retirement Income Plan for Employees Table of Contents Your ERIP Benefits...
401(k) Employer Guide
401(k) Employer Guide The Solution for Your Company s Retirement Plan 1 Highlights of the Slavic401k Retirement Savings Plan 1. Plan Custody Plan funds are held in custody by Fidelity Investments and
Workday Benefits Training
Workday Benefits Training Reporting and Processing Leslie Ruth Sr Consultant June 15, 2016 Reflection Always have eyes that see the best in people, a heart that forgives the worst, a mind that forgets
Alcatel-Lucent Retirement Income Plan Service Based Program Summary Plan Description March 31, 2011
Alcatel-Lucent Retirement Income Plan Service Based Program Summary Plan Description March 31, 2011 Alcatel-Lucent Retirement Income Plan - Service Based Program Disclaimer This is a summary of the benefits
Employee Retirement Income Plan Summary Plan Description / 2003 Edition
Employee Retirement Income Plan Summary Plan Description / 2003 Edition Salaried Employees Plan Highlights The Employee Retirement Income Plan of McDonnell Douglas Corporation Salaried Plan (Plan number
Entrust. New. Instructions STEP STEP STEP STEP. SUBMIT BY MAIL The Entrust Group SUBMIT BY FAX
Entrust t Individual 401(k) Plan New Account Kit (Part 1) Instructions STEP 1 Review Plan Documents Review Plan and Trust Document and Adoption Agreement (watermark version), as well as the Opinion Letter
ADOPTION AGREEMENT FOR FIS BUSINESS SYSTEMS LLC STANDARDIZED MONEY PURCHASE PLAN
ADOPTION AGREEMENT FOR FIS BUSINESS SYSTEMS LLC STANDARDIZED MONEY PURCHASE PLAN CAUTION: Failure to properly fill out this Adoption Agreement may result in disqualification of the Plan. EMPLOYER INFORMATION