Open Enrollment 2018

Size: px
Start display at page:

Download "Open Enrollment 2018"

Transcription

1 Open Enrollment 2018 PLAN YEAR JULY 1, 2018 JUNE 30, 2019 ENROLLMENT SIGN-UP MAY 20 TH MAY 30TH Open Enrollment What do I Need to Know? Significant difference in claims from last year, costs more in line, efforts to save are impactful and we need to stay the course! No plan changes for 2018 NEW items: DayForce - replacing PeopleSoft Wellright - dedicated portal for the Medical Premium Incentive Health Advocate -your own personal health advocate is here to help Enrollment Sign-up in Dayforce May 20 th May 30 th Medical Premium incentive items completed by June 30 th 1

2 NEW: DAYFORCE Enrollment Prior to Open Enrollment Enter/verify your dependents (family members you are enrolling) Use the Form found in Benefits /Forms Enter/verify your beneficiaries (recipients of your life insurance or 403(b) Use the Form found in Benefits /Forms Must enter your PCP ID number in DayForce get this today! Anthem.com / find a doctor Open Enrollment - May Click on Benefits and locate the Open Enrollment link ALL MUST enter benefit selections whether you are enrolling OR waiving Plan Year, July 1, 2018 June 30, 2019 Earning your Medical Premium Incentive NEW this year, a dedicated portal Complete all three steps, in one convenient location by June 30 th Go to Registration code: EASTERSEALS Step 1 Print the PCP Form right from the portal. Once completed, upload completed form to the portal. (Biometric results must have occurred within the past 12 months) Step 2 Complete the Tobacco Affidavit Step 3 - Complete the Health Risk Assessment Complete all three steps to be eligible for the medical premium incentive ($40 per pay period). 2

3 Anthem, what s NEW? New opportunities to SAVE you money NEW: X-rays and Ultrasounds at Participating Independent Providers are subject to a $125 copayment NEW: MRI and High Diagnostic Imaging at Participating Independent Providers are subject to a $250 copayment NEW: Wellness Rewards with Anthem - can earn up to $700 in gift cards and reimbursement: Preventive Wellness Exam and Flu Shot -$100 Tobacco Free Certification-$50 On-line Wellness Tool Kit- up to $150 Gym Reimbursement- up to $400 Solera, a new preventative benefit for Anthem members. It s a lifestyle management program providing you with the tools and resources to lose weight and adopt healthier habits. If you qualify, this program is FREE. Easterseals / Anthem website: Anthem Medical Plan No changes to Plan Design TIER 1 Deductible $3000/$6,000 family max PCP Office Visit $20 copay Specialist $50 Copay RX, $5/$20/$40/$70/$100 OOP Max, $7,150/$14,300 TIER 2 Deductible $5000/$10,000 family max PCP Office Visit $30 copay Specialist $50 Copay RX, $5/$20/$40/$70/$100 OOP Max, $7,150/$14,300 3

4 All the same Ways to Save Preventive Care covered at 100% Routine physicals, Routine screenings, Routine eye exam Lab services covered in Full at Participating Independent Providers Quest, Labcorp, NorDX Live Health Online - $20 copayment Outpatient Surgery at Participating Ambulatory Surgical Center - $125 copay per admission Pharmacy Home Delivery 90 Day Supply (2x s copay) Vitals SmartShopper, earn CASH incentives to use low cost providers, see our expanded list of services! Convenient MD Urgent Care copay co-share program - $25 copayment with Convenient MD ID card ( Easterseals sponsored program) Use urgent care centers instead of Emergency Room, unless you have a life threatening emergency, you can save money by choosing an urgent care setting SAVINGS don t forget!! Using avail. Savings resources Not using all the savings Live Health Online - $20 Urgent Care - $125 Prescription - $5 Prescription - $5 PCP follow up - $20 PCP follow up - $20 Blood work - $0 Blood work - $450 X-Ray - $125 X-Ray - $250 ASC for tonsils - $125 Hospital setting - $3,000 Vitals incentive - $-150 no incentive - $0 Out of Pocket $145 Out of Pocket $3,850 4

5 Vitals SmartShopper This continues to be our biggest opportunity for real savings Call or shop online for cost effective choices of common medical services Avoid paying higher costs and earn cash rewards for being a Smart Shopper Health Advocate Available to you - July 1, 2018 Welcome to your NEW Health Advocate Benefit A service provided at no additional cost to you, courtesy of Easterseals Health Advocate helps you resolve healthcare and insurance related issues; Help finding a doctor Help scheduling an appointment Help in transferring medical records Help resolving benefit issues Help getting your questions answered Help with a provider bill Simply call the toll-free number or visit online HealthAdvocate.com Welcome Kits are available here today 5

When Am I Eligible? NH, VT, ME, full year. Benefits are effective on the first of the month following 60 days of employment.

When Am I Eligible? NH, VT, ME, full year. Benefits are effective on the first of the month following 60 days of employment. When Am I Eligible? NH, VT, ME, full year Benefits are effective on the first of the month following 60 days of employment. Employees must work 30+ hours a week to be eligible for benefits. INCENTIVE PROGRAM

More information

Get to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide. Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc.

Get to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide. Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc. Get to know your benefits. Bristol-Myers Squibb 2018 Benefits Guide Annual Enrollment is OCTOBER 23RD NOVEMBER 10TH, 2017 welcometouhc.com/bms Knowing your benefits helps you make more informed choices.

More information

2018 Open Enrollment Guide

2018 Open Enrollment Guide 2018 Open Enrollment Guide Important Change to Spousal Coverage Explained Inside: See page 3 What s Inside Welcome to Open Enrollment 1 What is Open Enrollment? 2 What s New for 2018 3 How to Enroll &

More information

benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage?

benefits know your 2018 City of Jacksonville Benefits Guide Do you have questions about your medical or prescription drug coverage? 2018 B E N E F I T S G U I D E We are pleased to announce that we will be renewing our medical and pharmacy benefit plans with Florida Blue for 2018. This Benefit Guide provides important information and

More information

Your Aetna catastrophic plan option

Your Aetna catastrophic plan option Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Your Aetna catastrophic plan option Catastrophic plans generally have lower monthly payments, and recommended

More information

2019 Summary of Benefits

2019 Summary of Benefits 2019 Summary of MVP Health Plan, Inc. (HMO-POS) (HMO-POS) (HMO-POS) H3305: Plan 030, Plan 015 and Plan 007 This is a summary of drug and health services covered by MVP Health Plan January 1, 2019 - December

More information

Your Plan: Anthem Bronze PPO 3250/50%/6550 Plus w/hsa Your Network: Anthem PPO

Your Plan: Anthem Bronze PPO 3250/50%/6550 Plus w/hsa Your Network: Anthem PPO Your Plan: Anthem Bronze PPO 3250/50%/6550 Plus w/hsa Your Network: Anthem PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family

2016 Plan HSA $6,000. $6,000 individual/$12,000 family. $6,000 individual/$12,000 family Benefit Changes This is an overview of some of the benefit changes for. For complete details about plans, refer to the carrier documents provided to the member upon enrollment. Refer to CBIA's Benefit

More information

Get to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida

Get to know your benefits. State of Florida 2018 Benefits Guide. welcometouhc.com/florida Get to know your benefits. State of Florida 2018 Benefits Guide welcometouhc.com/florida Knowing your benefits helps you make more informed choices. By understanding your benefits, you can select the coverage

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2019 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

HealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers

HealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers HealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers This summary of benefits is a brief outline of coverage, designed to help you with the selection

More information

Your Plan: Anthem Bronze PPO 6350/30%/6850 Plus Your Network: Anthem PPO

Your Plan: Anthem Bronze PPO 6350/30%/6850 Plus Your Network: Anthem PPO Your Plan: Anthem Bronze PPO 6350/30%/6850 Plus Your Network: Anthem PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not

More information

2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: Riverside and San Bernardino Counties, CA

2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: Riverside and San Bernardino Counties, CA 2019 Health Net Seniority Plus Amber II (HMO SNP) H0562: 110-003 Riverside and San Bernardino Counties, CA H0562_19_7880SB_110_003_M_Accepted 09072018 This booklet provides you with a summary of what we

More information

health. Our focus Summary of Benefits Health Partners Medicare Prime (HMO) Bucks, Chester, Delaware and Philadelphia counties

health. Our focus Summary of Benefits Health Partners Medicare Prime (HMO) Bucks, Chester, Delaware and Philadelphia counties Your health. Our focus. 2019 Summary of Benefits (HMO) Bucks, Chester, Delaware and Philadelphia counties 2019 Summary of Benefits Health Partners Medicare (H9207) (HMO) (plans 002 and 005) This is a summary

More information

Your Plan: Anthem Preferred DirectAccess gpaf Your Network: BlueCare

Your Plan: Anthem Preferred DirectAccess gpaf Your Network: BlueCare Your Plan: Anthem Preferred DirectAccess gpaf Your Network: BlueCare This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not reflect

More information

2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA

2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA 2019 Health Net Seniority Plus Amber II Premier (HMO SNP) H3561: 001 Fresno County, CA H3561_19_7838SB_001_M Accepted 09072018 This booklet provides you with a summary of what we cover and your cost-sharing

More information

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948

COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 PLAN YEAR 2018 COMPASS ROSE HEALTH PLAN PROTECTING OUR MEMBERS SINCE 1948 POWERED BY compassrosebenefits.com 1 WELCOME WE ARE HERE TO HELP YOU SOLVE THE COMPLEXITIES OF INSURANCE PLAN HIGHLIGHTS COMPASS

More information

Anthem Blue Cross and Blue Shield Your Plan: Anthem Bronze PPO 6550E/0%/6550 w/hsa Your Network: KeyCare

Anthem Blue Cross and Blue Shield Your Plan: Anthem Bronze PPO 6550E/0%/6550 w/hsa Your Network: KeyCare Anthem Blue Cross and Blue Shield Your Plan: Anthem Bronze PPO 6550E/0%/6550 w/hsa Your Network: KeyCare This summary of benefits is a brief outline of coverage, designed to help you with the selection

More information

Your Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO

Your Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO Your Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

CHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS HSA-QUALIFIED DEDUCTIBLE PLANS. What a deductible plan with an HSA option is and how it works

CHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS HSA-QUALIFIED DEDUCTIBLE PLANS. What a deductible plan with an HSA option is and how it works HSA-QUALIFIED DEDUCTIBLE PLANS CHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS What a deductible plan with an HSA option is and how it works IN THIS BROCHURE Understanding HSAs (health savings accounts) Benefit

More information

2019 Summary of Benefits

2019 Summary of Benefits 2019 Summary of MVP Health Plan, Inc. WellSelect PPO with Part D (PPO) Gold PPO with Part D (PPO) H9615: Plan 010, Plan 009 This is a summary of drug and health services covered by MVP Health Plan January

More information

Summary of Benefits. Allwell Medicare (HMO) Bexar County, TX H Benefits effective January 1, 2018 H0062_18_2962SB_Accepted

Summary of Benefits. Allwell Medicare (HMO) Bexar County, TX H Benefits effective January 1, 2018 H0062_18_2962SB_Accepted 2018 Summary of Benefits Bexar County, TX H0062 -- 001 Benefits effective January 1, 2018 H0062_18_2962SB_Accepted 09102017 This booklet provides you with a summary of what we cover and your cost-sharing.

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-888-650-4047. Important Questions

More information

KNOW your BENEFITS. Do you have questions about your medical or prescription drug coverage?

KNOW your BENEFITS. Do you have questions about your medical or prescription drug coverage? 2015 BENEFITS GUIDE We are pleased to announce that we will be renewing our medical and pharmacy benefit plans with Florida Blue for 2015. This Benefit Guide provides important information and details

More information

Summary of Benefits. January 1, 2018 December 31, Providence Medicare Harbor + RX (HMO) Providence Medicare Summit + RX (HMO-POS)

Summary of Benefits. January 1, 2018 December 31, Providence Medicare Harbor + RX (HMO) Providence Medicare Summit + RX (HMO-POS) Summary of Benefits January 1, 2018 December 31, 2018 These Plans are available in Snohomish and King Counties in Washington. 2018 Advantage Plans is an HMO, HMO-POS, and HMO SNP plan with a Medicare and

More information

Summary of Benefits. Join the WELLfluent Broward County. AvMed Medicare Choice HMO H1016, Plan 021 GET FIT. EAT RIGHT. CONNECT. GROW.

Summary of Benefits. Join the WELLfluent Broward County. AvMed Medicare Choice HMO H1016, Plan 021 GET FIT. EAT RIGHT. CONNECT. GROW. Join the WELLfluent GET FIT. EAT RIGHT. CONNECT. GROW. Summary of Benefits 2019 Broward County AvMed Medicare Choice HMO H1016, Plan 021 This is a summary of drug and health services covered by AvMed Medicare

More information

Important Questions Answers Why this Matters: For preferred providers $2,500 person/$5,000 family. For nonpreferred

Important Questions Answers Why this Matters: For preferred providers $2,500 person/$5,000 family. For nonpreferred This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.thehealthplan.com or by calling 1-800-504-0443. Important

More information

Your Plan: Anthem Gold Select PPO 1000/20%/4000 Plus Your Network: Select PPO

Your Plan: Anthem Gold Select PPO 1000/20%/4000 Plus Your Network: Select PPO Your Plan: Anthem Gold Select PPO 1000/20%/4000 Plus Your Network: Select PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.crystalrunhp.com or by calling 1-844-638-6506. Important

More information

IU Health Plans: Southern Indiana Physicians HSA Medical Saver Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage:

IU Health Plans: Southern Indiana Physicians HSA Medical Saver Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

2018 Summary of Benefits

2018 Summary of Benefits 2018 Summary of MVP Health Plan, Inc. BasiCare with Part D (PPO) Gold PPO with Part D (PPO) H9615: Plan 010, Plan 009 This is a summary of drug and health services covered by MVP Health Plan January 1,

More information

Aetna Medicare 2015 Benefits at a Glance

Aetna Medicare 2015 Benefits at a Glance 02 Aetna Medicare 2015 Benefits at a Glance Colorado Aetna Medicare SM Plan (HMO) (PPO) Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Jefferson Compare our medical and prescription drug coverage

More information

MIT Affiliate Health Plans

MIT Affiliate Health Plans MIT Affiliate Health Plans 2017 2018 Overview In this book: Insurance plans and rates How to enroll Your medical benefits Commonly used terms Useful contact information 1 Insurance plans and rates MIT

More information

2019 Summary of Benefits

2019 Summary of Benefits 2019 Summary of Benefits MVP Health Plan, Inc. (HMO-POS) (HMO-POS) (HMO-POS) H3305: Plan 022, Plan 021 and Plan 020 This is a summary of drug and health services covered by MVP Health Plan January 1, 2019

More information

Summary Of Benefits. UTAH Davis, Salt Lake, Utah and Weber. Healthy Advantage Plus (HMO)

Summary Of Benefits. UTAH Davis, Salt Lake, Utah and Weber. Healthy Advantage Plus (HMO) Summary Of Benefits UTAH Davis, Salt Lake, Utah and Weber Healthy Advantage Plus (HMO) (877) 644-0344, TTY/TDD 711 7 days a week, 8 a.m. 8 p.m. local time HealthyAdvantagePlus.org 2018 H5628_18_1099_0007_HPSB

More information

Open Access Plus (OAP1/OAP1N): University of Maine System Coverage Period: 01/01/ /31/2013

Open Access Plus (OAP1/OAP1N): University of Maine System Coverage Period: 01/01/ /31/2013 Open Access Plus (OAP1/OAP1N): University of Maine System Coverage Period: 01/01/2013 12/31/2013 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual/Individual

More information

2018 Summary of Benefits

2018 Summary of Benefits 2018 Summary of Benefits Benton, Crawford, Sebastian, Washington Counties, AR H9630--001 Benefits effective January 1, 2018 H9630_18_2913SB Accepted 09302017 This booklet provides you with a summary of

More information

Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $750/Individual; $1,500/Family

Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $750/Individual; $1,500/Family This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-421-1880. Important Questions

More information

Your Plan: Bronze Pathway X HMO Plus w/hsa Your Network: Pathway X HMO

Your Plan: Bronze Pathway X HMO Plus w/hsa Your Network: Pathway X HMO Your Plan: Bronze Pathway X HMO Plus w/hsa Your Network: Pathway X HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not reflect

More information

The Harvard Pilgrim Best Buy HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

The Harvard Pilgrim Best Buy HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts The Harvard Pilgrim Best Buy HMO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 12/01/2017 11/30/2018 Coverage for: Individual

More information

Summary of Benefits. Allwell Medicare (HMO) Duval, Lake, Pinellas, Polk and Volusia Counties, Florida H H9276_18_2858SB _A Accepted

Summary of Benefits. Allwell Medicare (HMO) Duval, Lake, Pinellas, Polk and Volusia Counties, Florida H H9276_18_2858SB _A Accepted 2018 Summary of Benefits Duval, Lake, Pinellas, Polk and Volusia Counties, Florida H9276-001 Benefits effective January 1, 2018 H9276_18_2858SB _A Accepted 09172017 This booklet provides you with a summary

More information

Geisinger Health Plan: Qualified High Deductible Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage:

Geisinger Health Plan: Qualified High Deductible Coverage Period: 01/01/ /31/2014 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.thehealthplan.com or by calling 1-800-504-0443. Important

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975 Important

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.crystalrunhp.com or by calling 1-844-638-6506. Important

More information

COVERAGE INFORMATION. $2,400 Person/$4,800 Family - Aggregate As Noted Below $2,400 Person/$4,800 Family - Aggregate 0% coinsurance* 0% coinsurance*

COVERAGE INFORMATION. $2,400 Person/$4,800 Family - Aggregate As Noted Below $2,400 Person/$4,800 Family - Aggregate 0% coinsurance* 0% coinsurance* Vermont VM: Plan Name: MVP VT Gold 3 HDHP Plus 2400 Plan Form: FRVT-HMOH-G-003-N (2018) Plan Status: Active MVP VT Gold 3 HDHP Plus 2400 Plan Cost-Sharing Highlights Annual Deductible Coinsurance Annual

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

2018 Summary of Benefits. BlueCross Secure SM (HMO)

2018 Summary of Benefits. BlueCross Secure SM (HMO) 2018 Summary of Benefits BlueCross Secure SM (HMO) Jan. 1, 2018 Dec. 31, 2018 855-204-2744 TTY 711 Seven Days a Week, 8 a.m. to 8 p.m. (Oct. 1, 2017, to Feb. 14, 2018) Monday-Friday, 8 a.m. to 8 p.m. (All

More information

The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts The Harvard Pilgrim PPO Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 12/01/2017 11/30/2018 Coverage for: Individual + Family

More information

Touro University Student Health Insurance Plan Overview

Touro University Student Health Insurance Plan Overview Touro University 2017-2018 Student Health Insurance Plan Overview Health Insurance Basics Because the U.S. does not offer free medical care to the general public, and medical care is very expensive, having

More information

Having a plan designed to work for you.

Having a plan designed to work for you. YOUR ADVANTAGE: Having a plan designed to work for you. Northwestern University Post- 65 Retiree 2018 Benefit Plans Y0066_170927_092703 Proprietary information of UnitedHealth Group. Do not distribute

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.thehealthplan.com or by calling 1-866-379-4489. Important

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-855-333-5735. Important Questions

More information

Western Kentucky University Anthem BlueCross BlueShield Basic PPO Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage:

Western Kentucky University Anthem BlueCross BlueShield Basic PPO Plan Coverage Period: 01/01/ /31/2018 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://eoc.anthem.com/eocdps/aso or by calling 1-888-650-4047.

More information

Maine's Choice HSA HMO 5000 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Maine's Choice HSA HMO 5000 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Maine Maine's Choice HSA HMO 5000 Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual + Family Plan

More information

Coverage for: Single Enrollee Plan Type: TRAD/PPO. Important Questions Answers Why This Matters: $2,500/single Network $5,000/single Non-Network

Coverage for: Single Enrollee Plan Type: TRAD/PPO. Important Questions Answers Why This Matters: $2,500/single Network $5,000/single Non-Network Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 STRS OHIO : Basic Plan with Medicare Part B Only Coverage for: Single

More information

Anthem Blue Cross Blue Shield: Anthem Silver DirectAccess - cbka Coverage Period: 01/01/ /31/2014

Anthem Blue Cross Blue Shield: Anthem Silver DirectAccess - cbka Coverage Period: 01/01/ /31/2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-888-231-5046. Important Questions

More information

2018 Independence Blue Cross Medicare Group Options

2018 Independence Blue Cross Medicare Group Options 2018 Independence Blue Cross Medicare Group Options Medical Coverage Keystone 65 Select HMO Value Standard Enhanced CovID H672, 10010705, QN, Y H673, 10010706, QN, Y H675, 10013103, QN, Y Plan premium

More information

Medicare Advantage HMO plans

Medicare Advantage HMO plans 2018 Medicare Advantage HMO plans Promise Rx (HMO-POS) Surety Rx (HMO-POS) Medicare coverage that works with and for you Y0117_MC-778-2822-C-10-17 approved Why choose a plan from Security Health Plan?

More information

Summary of Benefits. Allwell Medicare (HMO) Palm Beach, Manatee, Marion and Seminole Counties, Florida H

Summary of Benefits. Allwell Medicare (HMO) Palm Beach, Manatee, Marion and Seminole Counties, Florida H 2018 Summary of Benefits Palm Beach, Manatee, Marion and Seminole Counties, Florida H9276-003 Benefits effective January 1, 2018 H9276_18_2860SB_A Accepted 09172017 This booklet provides you with a summary

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Anthem Elements Choice PPO 6000 / Generic Premium $15/$35/30% 500 Deductible Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015

More information

You don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers.

You don t have to meet deductibles for specific services, but see the chart starting on page 2 for other costs for services this plan covers. Massachusetts The Harvard Pilgrim HMO Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2017 12/31/2017 Coverage for: Individual + Family Plan Type: HMO This

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://eoc.anthem.com/eocdps/fi or by calling 1-800-542-9402.

More information

The chart on page 2 describes any limits that may be applicable. See the chart on page 2 for information about excluded services.

The chart on page 2 describes any limits that may be applicable. See the chart on page 2 for information about excluded services. This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.werally.com or by calling 1-855-293-9774. Important Questions

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://eoc.anthem.com/eocdps/fi or by calling (855) 333-5735.

More information

Even though you pay these expenses, they don t count toward the out-ofpocket limit.

Even though you pay these expenses, they don t count toward the out-ofpocket limit. Anthem HealthKeepers Premier POS: Henrico County General Government and Public Schools Coverage Period: 1/1/2017-12/31/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Classic PPO 250/20/20 / $10/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 10/01/2013-09/30/2014 Coverage For: Individual/Family Plan

More information

Summary of Benefits and Insurance Offerings

Summary of Benefits and Insurance Offerings Summary of Benefits and Insurance Offerings Effective March 1, 2018 December 31, 2018 Table of Contents Health Plan - Examples and Explanations... 2 Healthcare Plan Offerings... 6 Dental Plan Offerings...

More information

Summary of Benefits. Join the WELLfluent Miami-Dade County. AvMed Medicare Choice HMO H1016, Plan 001 GET FIT. EAT RIGHT. CONNECT. GROW.

Summary of Benefits. Join the WELLfluent Miami-Dade County. AvMed Medicare Choice HMO H1016, Plan 001 GET FIT. EAT RIGHT. CONNECT. GROW. Join the WELLfluent GET FIT. EAT RIGHT. CONNECT. GROW. Summary of Benefits 2018 Miami-Dade County AvMed Medicare Choice HMO H1016, Plan 001 This is a summary of drug and health services covered by AvMed

More information

Summary of Insurance and Benefits Offerings Effective March 1, 2017 February 28, 2018

Summary of Insurance and Benefits Offerings Effective March 1, 2017 February 28, 2018 Summary of Insurance and Benefits Offerings Effective March 1, 2017 February 28, 2018 Table of Contents Health Plan - Examples and Explanations... 2 Healthcare Plan Offerings... 6 Dental Plan Offerings...

More information

Your Plan: Anthem Platinum Priority Select HMO 10/10%/2500 Plus Your Network: Priority Select HMO

Your Plan: Anthem Platinum Priority Select HMO 10/10%/2500 Plus Your Network: Priority Select HMO Your Plan: Anthem Platinum Priority Select HMO 10/10%/2500 Plus Your Network: Priority Select HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process.

More information

Medical Plan Summary: PPO Core Plan

Medical Plan Summary: PPO Core Plan Medical Plan Summary: PPO Core Plan Healthcare is one of the most important and necessary parts of your benefit package. The following is a summary of our benefit plan. For a more detailed explanation

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Classic PPO 250/20/20 / $10/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015 Coverage For: Individual/Family Plan

More information

Anthem Blue Cross: Anthem Silver DirectAccess, a Multi-State Plan Coverage Period: 01/01/ /31/2014

Anthem Blue Cross: Anthem Silver DirectAccess, a Multi-State Plan Coverage Period: 01/01/ /31/2014 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca or by calling 1-855-333-5730. Important

More information

Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Standard Bronze Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual + Family Plan Type:

More information

Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Standard Gold Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 12/31/2018 Coverage for: Individual + Family Plan Type:

More information

Embrace it 2019 Aetna Federal Plans

Embrace it 2019 Aetna Federal Plans Embrace it 2019 Aetna Federal Plans The health plan that gets you 19.02.308.1-FED K (9/18) aetnafeds.com From the comfort of your home. Getting in touch is easier than ever. Whether it s a health plan

More information

Anthem BlueCross BlueShield Christian Care Communities Blue Access PPO Coverage Period: 01/01/ /31/2015 Summary of Benefits and Coverage:

Anthem BlueCross BlueShield Christian Care Communities Blue Access PPO Coverage Period: 01/01/ /31/2015 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-888-650-4047. Important Questions

More information

Glossary of Terms. Adjudication: The way a health plan decides how much it will pay for certain expenses.

Glossary of Terms. Adjudication: The way a health plan decides how much it will pay for certain expenses. Page 1 Glossary of Terms Adjudication: The way a health plan decides how much it will pay for certain expenses. Affordable Care Act (ACA): The comprehensive health care reform law enacted in March 2010.

More information

Your Plan: Anthem HealthKeepers Essential Guided Access Plus w/dental gcpa Your Network: HealthKeepers

Your Plan: Anthem HealthKeepers Essential Guided Access Plus w/dental gcpa Your Network: HealthKeepers Your Plan: Anthem HealthKeepers Essential Guided Access Plus w/dental gcpa Your Network: HealthKeepers This summary of benefits is a brief outline of coverage, designed to help you with the selection process.

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: Anthem BlueCross Solution PPO 1500/15/20 / $15/$30/$50/30% Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 11/01/2014-10/31/2015 Coverage For: Individual/Family

More information

The Real Estate Agent Medical Plan

The Real Estate Agent Medical Plan The Real Estate Agent Medical Plan The Process: What You Need to Do and What You Will Get WHAT MAKES THIS PLAN DIFFERENT? Six (6) Different Medical Plans From Which to Choose (see below summary) All Applicants

More information

CHRISTUS Health Plan Generations (HMO) Summary of Benefits. Finally, access to the doctor and hospital you know and trust. christushealthplan.

CHRISTUS Health Plan Generations (HMO) Summary of Benefits. Finally, access to the doctor and hospital you know and trust. christushealthplan. CHRISTUS Health Plan Generations Summary of Benefits Finally, access to the doctor and hospital you know and trust. christushealthplan.org Summary of Benefits CHRISTUS Health Plan Generations H1189 This

More information

2018 Summary of Benefits

2018 Summary of Benefits 2018 Summary of Benefits Allwell Medicare Select (HMO) Benton, Washington counties, AR H9630--003 Benefits effective January 1, 2018 H9630_18_2915SB Accepted 09302017 This booklet provides you with a summary

More information

UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide

UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide UnitedHealthcare Choice Plus Health Savings Account (HSA) Plans User Guide Tips for Healthy Saving and Spending CHOOSE HEALTH. SPEND WISELY. We are committed to offering you a comprehensive benefits program

More information

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HMO 2000 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 03/31/2018 Coverage for: Individual + Family

More information

Important Questions Answers Why this Matters: What is the overall deductible?

Important Questions Answers Why this Matters: What is the overall deductible? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.denverhealthmedicalplan.org or by calling 1-800-700-8140.

More information

Health Plan Update Open Enrollment 2017

Health Plan Update Open Enrollment 2017 Health Plan Update Open Enrollment 2017 Health Plan Update Health Plan rates will increase by 5.7% overall effective October 1, 2017 True increase is closer to 11% Subsidy of $1.6 million voted by Plan

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.myiuhealthplans.com or by calling 1.866.895.5975. Important

More information

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HSA HMO 3100 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 03/31/2018 Coverage for: Individual +

More information

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?

Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.avmed.org/go/state or by calling 1-888-762-8633 Important

More information

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HMO 500 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 04/01/2018 03/31/2019 Coverage for: Individual + Family

More information

Important Questions Answers Why this Matters: What is the overall deductible?

Important Questions Answers Why this Matters: What is the overall deductible? HMO Blue New England Premier Value with HCCS Coverage Period: on or after 01/01/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual and Family Plan Type:

More information

Benefit Highlights. CALIFORNIA Alameda, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Joaquin, Santa Clara 01/01/ /31/2016

Benefit Highlights. CALIFORNIA Alameda, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Joaquin, Santa Clara 01/01/ /31/2016 2016 Benefit Highlights CALIFORNIA Alameda, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Joaquin, Santa Clara 01/01/2016 12/31/2016 TO ENROLL OR LEARN MORE: CALL 1-866-999-3945 (TTY 1-800-735-2929)

More information

HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts HMO - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2019 12/31/2019 Coverage for: Individual + Family Plan Type:

More information

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services

Best Buy HSA HMO FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Massachusetts Best Buy HSA HMO 2000 - FLEX Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018 03/31/2018 Coverage for: Individual +

More information

Summary Of Benefits. Optima Medicare. January 1, December 31, Optima Medicare Basic HMO Optima Medicare Enhanced HMO

Summary Of Benefits. Optima Medicare. January 1, December 31, Optima Medicare Basic HMO Optima Medicare Enhanced HMO Summary Of Benefits January 1, 2015 - December 31, 2015 Optima Medicare Optima Medicare Basic HMO Optima Medicare Enhanced HMO www.optimahealth.com/medicare Table of Contents 4 Letter from Michael Dudley,

More information

Part-Time Employees BENEFITS GUIDE

Part-Time Employees BENEFITS GUIDE 2015-2016 Part-Time Employees BENEFITS GUIDE We are excited to offer you a robust, comprehensive and flexible benefits package that can fit your needs and those of your family. Our most important goal

More information

What is the overall deductible? Are there other deductibles for specific services?

What is the overall deductible? Are there other deductibles for specific services? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-624-6300. Important Questions Answers Why this

More information

Important Questions Answers Why this Matters: For in-network providers Deductible is not applicable innetwork

Important Questions Answers Why this Matters: For in-network providers Deductible is not applicable innetwork This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-922-6621. Important Questions

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://eoc.anthem.com/eocdps/aso or by calling 1-888-650-4047.

More information