Retirement Income Options For Your Lifetime
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2 Making The Most Of Your Annuity Income With Auto-Owners Is a comfortable retirement one of your goals? Auto-Owners can help with retirement income planning. To improve financial security throughout retirement, more and more people look to Auto-Owners for quality products and the best service. In this guide, you will find information that will help you make decisions that you ll understand fully and feel comfortable about. Relax And Enjoy The Flexibility and Control Over Your Retirement Income You may withdraw a portion of your annuity income benefits at any time. This feature offers you income flexibility you control. Annuity income benefits can also be received through systematic withdrawals made at intervals you choose: Monthly Quarterly Semiannually Annually For added safety and security you can receive funds either by a check or by direct deposit through Electronic Funds Transfer (EFT). Tax Planning Is Also An Advantage Of Retirement Income from Auto-Owners Selecting how much and when to receive annuity income benefits lets you control income tax planning. And your annuity will continue to earn competitive interest that is tax deferred until you need it. Prefer A Guaranteed Fixed Income? No problem! Your annuity will provide a series of guaranteed payments for a defined period of time you select, even for your lifetime! The monthly, quarterly, semiannual, or annual series of payments can be a fixed amount, with or without inflation protection. In addition, you can also elect to have a portion of Federal income taxes withheld from each benefit payment you are receiving. Fixed Income Advantages Receiving a guaranteed fixed income can: Provide income for your lifetime, including your spouse s lifetime and even beyond Reduce record keeping Spread income taxes over short or long periods What Are Some Of Your Choices For A Fixed Income? Auto-Owners has a variety of income options available. Consider the following: Joint and Survivor Income Your funds are paid to you for as long as you live. In the event of your death, your spouse would continue to receive payments for the remainder of his or her lifetime as well. In addition, there are optional provisions you can use to provide payments to others after both of your deaths Life Income With Installment Refund Your funds are paid to you for as long as you live; or, continue to a beneficiary until an amount equal to your total original sum has been paid Life With Period Certain Payments are made to you for as long as you live guaranteeing a minimum number of payments such as, 10 years Safe. Sound. Secure.
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