Super/Pension to pension transfer

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1 Super/Pension to pension transfer Voyage Superannuation Master Trust 26 April 2016 Oasis Fund Management Limited (Trustee) ABN: AFSL: RSE Licence: L Oasis Superannuation Master Trust (Trust) ABN: RSE Registration: R Client Services Phone This form is to be used to transfer a Voyage super and/or pension account to a new Voyage pension account. If you are under 60 years of age and are applying for an allocated pension or a Transition to Retirement allocated pension you should complete a Tax File Number Declaration and forward it with this form. Acceptable certified identification must also be provided, if not already supplied. If you have deferred fees on your current account these will be deducted in full prior to the transfer. Please ensure you complete every section of this form to avoid any delays in establishing your pension account. Please complete this form in BLOCK CAPITALS using dark ink and post to Voyage at Locked Bag 1000, Wollongong DC NSW 2500 or fax or voyageclientservices@onepath.com.au 1. Member s details If the information below differs to the details on your Certified identification or FSC/FPA (IFSA) identification form, we will use the details on your identification as a default. Surname: Given names: Title: Mr Mrs Miss Ms Other: Residential address: State: Postcode: Postal address: State: Postcode: Date of birth: Occupation: Primary Citizenship: Secondary Citizenship: 2. Account details Accounts to be transferred: Account no.1: AND (if applicable) Account no.2: 1

2 3. Account option You cannot open a Transition to Retirement allocated pension if you are over 65. If you tick this option below we will open an Allocated Pension account as default. Please note that funds used to invest in a Transition to Retirement allocated pension will become fully preserved regardless of their prior preservation status. Select the account type to be established (select one of the following): Transition to Retirement allocated pension and I am between preservation age and 64 years of age (inclusive). Allocated pension (select one of the following) I have reached my preservation age and have permanently retired from the workforce*. I am aged 60 to 64 (inclusive) and ceased an arrangement of gainful employment on or after attaining age 60*. I am aged 65 or older. I am permanently incapacitated or have a terminal medical condition. Two copies of the Certificate of Medical Attendant form are required. Each form will need to be completed by a separate medical practitioner, one being a specialist where the pension is commenced due to terminal illness. This form is available on the website or by contacting Client Services. * I have retired from the workforce or ceased employment on: I would also like to claim a tax deduction for personal contributions in my existing superannuation account: Yes you must complete Step 4 No go to Step 5 4. Claiming a tax deduction for personal contributions in existing superannuation account Please only complete this section if you are transferring from a super account and wish to claim a tax deduction on your personal contributions in your superannuation account. Amendments to personal contributions can only be made on or before the day you lodge your income tax return, or the end of the next income year, whichever occurs first. Once your funds are transferred to a pension account, you are no longer able to claim a deduction on those contributions. Do you intend to claim a tax deduction on personal contributions made during the financial year? Yes Complete the section below. No Please proceed to Step 5. Note: A tax deduction for personal contributions may only be allowed on a proportional basis where we receive a Notice of intent to claim or vary a deduction for personal super contributions after we have paid a partial withdrawal or rollover. Please see your tax adviser for independent taxation advice taking into account your individual circumstances. Contribution details You must complete this section if you intend to claim a taxation deduction for part or all of your personal superannuation contributions. Financial year ended 30 June 20 My personal contributions to the Trust covered by this notice that I will be claiming as a tax deduction $ Please note: A tax deduction for personal superannuation contributions may only be claimed by people in certain circumstances. Please refer to your tax adviser to determine if you are eligible to claim a personal tax deduction. Declaration In signing the declaration below, you should be aware that the law has changed to expand the administrative penalty provisions to include penalties for making false or misleading statements that do not result in a shortfall amount. This may include making false or misleading statements to an entity other than the ATO if the statement is required or allowed to be made under tax law, for example, a notice of intent to deduct super contributions given to a super fund. For more information about these penalties, refer to Superannuation and false or misleading statements which do not result in a shortfall amount at ato.gov.au 2 Intention to claim a tax deduction I am lodging this notice before both of the following dates: the day that I lodged my income tax return for the year stated above, and the end of the financial year after the year stated above.

3 4. Claiming a tax deduction for personal contributions in existing superannuation account (continued) At the time of completing this notice: I intend to claim the personal contributions above as a tax deduction. I am a member of the Voyage Superannuation Master Trust. Voyage Superannuation Master Trust currently holds these contributions and has not begun to pay a superannuation income stream based in whole or part on these contributions. I have not included any of these contributions in an earlier valid notice. The information given on this form is correct and complete. Name of member: Member signature: Date: 5. Details of transfer Account 1 transfer details Full transfer transfer all of the investments in this account (members with insurance will have their cover cancelled) OR Super account to be left open with cash account minimum requirement only OR Partial transfer* partially transfer an amount of $ as follows: Investment(s) to be transferred from all managed investments in proportion to their balance (default) OR Investment(s) to be transferred from the following: APIR/ASX code Investment name Amount ($ or ) * Share holdings will be rounded to the nearest dollar. Total 3

4 5. Details of transfer (continued) Account 2 transfer details (if applicable) Full transfer transfer all of the investments in this account (members with insurance will have their cover cancelled) OR Super account to be left open with cash account minimum requirement only OR Partial transfer* partially transfer an amount of $ as follows: Investment(s) to be transferred from all managed investments in proportion to their balance (default) OR Investment(s) to be transferred from the following: APIR/ASX code Investment name Amount ($ or ) * Share holdings will be rounded to the nearest dollar. Total 6. Investment instructions Use this step to copy existing investment instructions to your new pension account. If you would like to establish new investment instructions please complete an Account alteration form. If you do not make a selection below we will transfer your existing account 1 investment instructions to your new pension account. Transfer my existing Account 1 investment instructions to my new account Transfer my existing Account 2 investment instructions to my new account I will provide new investment instructions 7. Nomination of reversionary pensioner You can choose to complete only one beneficiary option either (A) or (B). (A) Reversionary pension option Surname: Given names: Date of birth: Occupation: Relationship: Primary Citizenship: Secondary Citizenship: OR (B) Death benefit nomination If you wish to nominate a non-lapsing binding or non-binding beneficiary please complete a Nomination of Beneficiaries form. 4

5 8. Pension payment details I nominate the following features for my pension: If you nominate a payment frequency of quarterly, half yearly or annually please ensure you nominate a payment date below. Payment frequency Monthly OR Quarterly OR Half yearly OR Annually Payment date You have a choice of four possible dates to receive your pension payments the 7th, 14th, 21st or 28th day of the month. Please select ONE of the options below. If you do not nominate one of these dates, your pension will be paid at the next payment date following the processing of your application. Payment to commence: 07 OR 14 OR 21 OR 28 Payment amount Please select ONE of the options below. Minimum 1 a pro-rated portion of this amount will be paid if commenced after 1 July OR Maximum 2 OR Annual amount 1 : $ a pro-rated portion of this amount will be paid if commenced after 1 July OR Specific amount per payment frequency 3 : $ (gross) 1. If the pension is commenced in June, no payment is required for that financial year. 2. Transition to Retirement allocated pensions only. The maximum amount will not be pro-rated. 3. This amount will not be pro-rated. Annual adjustment If no selection is made or a conflicting or invalid selection is provided we will apply your nominated payment amount, subject to it meeting the minimum and maximum requirements. You may choose to alter your pension amount each year by ticking one of the options below. Minimum pension OR Maximum pension (TTR pensions only) OR CPI OR Percentage 9. Financial institution details Complete this section to nominate where your pension payments will be paid. Separate written confirmation or a statutory declaration is required for payments to third party bank accounts, please include your full name, account number, residential address, date of birth and your signature and include the following statement I give permission to pay my pension payments into the following third party bank account. Financial Institution: Branch: Account name: BSB number: Account number: 5

6 10. Fees and adviser details Switching fee^ Unlimited Switching Service default: $ p.a. ($16.66 per month) Switch transaction fee: $29.00 per managed investment transaction OR Adviser Service fee one-off ~ Flat dollar $ (including GST) OR Percentage # (including GST) Adviser Service fee ongoing ~ * Flat dollar p.a. $ (including GST) AND/OR Percentage p.a. (including GST) OR Tiered percentage p.a. (including GST) First $100,000 Next $150,000 Next $250,000 Amount over $500,000 ^ If you do not make a selection we will apply the Unlimited Switching Service by default. + If no amount is nominated, the maximum amount will apply. ~ If no amount is nominated, a nil amount will apply. # Applies to account balance. * The flat dollar Adviser Service fee is added to the nominated percentage Adviser Service fee at each half monthly fee collection. Fee declaration Member I confirm that the fees above have been disclosed to me, I have read and understood the section of the PDS headed `Adviser remuneration, and I consent to and authorise the giving of these fees to or for the benefit of my adviser. I also confirm that the Adviser fees nominated above: 1. will be used solely for advice in relation to my interest in the Trust 2. will not be used as a part of an early release scheme, and 3. are negotiable with my adviser and can be cancelled at any time. Member s signature: Date: Fee declaration Adviser I confirm that I have specifically drawn the applicant s attention to the fees above and I have explained the implications and effects of those fees for them. I also declare that the Adviser fees nominated above: 1. will be used solely for advice in relation to the member s interest in the Trust 2. will not be used as a part of an early release scheme, and 3. are reasonable and are commensurate with the type and scope of the services being provided. Adviser s signature: Date: Adviser s details Adviser company: Adviser name: Adviser code: Phone: address: 6

7 11. Declaration and authorisation I have received and read the current Product Disclosure Statement (PDS) and undertake to observe and be bound by the disclosure contained in the current PDS and the provisions of the Trust Deed dated 24 March 2000, as amended. I consent to the collection, use, storage and disclosure of my personal information (including health information where applicable) as described in the Privacy section of the PDS and ANZ s Privacy Policy which is available by calling Client Services. If I have provided information about another person (for example a beneficiary or life insured), I declare that I have the consent of that person to do so. I understand that the Trustee requires me to inform the person concerned that I have done so and direct them to the Privacy Policy which is available by contacting Client Services. I understand that this offering is only made to persons receiving the PDS in Australia. I confirm that I am able to contribute to a superannuation fund under current legislative requirements (where applicable). I confirm that I am eligible to join the fund under current legislative requirements, and that any charges and brokerage including those set out in Step 10 of this Application form have been disclosed to me. I declare that I have obtained from the website at voyagewrap.com.au (or by some other means) a copy of all PDS documents relevant to my chosen investment(s) in the Trust, which I have read. When acquiring investments through the trust, I agree that I will obtain all necessary disclosure documents for the investments and any updated information either by contacting Client Services on , by at voyageclientservices@onepath.com.au or by visiting the website at voyagewrap.com.au. I understand that my access to and use of the Voyage website is subject to my acceptance of the terms and conditions available at voyagewrap.com.au and acknowledge that I can obtain confirmation of transactions on my account via this website. Terms and conditions are also available by contacting Client Services on I have read and understand the terms and conditions and I undertake to observe and be bound by them. Where I have an adviser, I authorise my adviser to transact on my behalf including transacting in listed securities, managed investments and term deposits but excludes making withdrawals, and to receive information from the Trustee on my behalf. Upon the adviser providing these instructions to the Trustee, the Trustee will act on those instructions without consulting me. I agree not to hold the Trustee responsible in any way for any transactions entered into by my adviser on my behalf. I acknowledge that an investment in the Trust is not a deposit or liability of ANZ or its related group companies and none of them stands behind or guarantees the Trustee or the capital or performance of an investment in the Trust, and that such an investment is subject to investment risk, including possible repayment delays and loss of income and principal invested. I declare that the information completed on this form is true and correct. I acknowledge that I am not aware and have no reason to suspect that my investment is derived from, related to or used to fund money laundering, terrorism financing or other similar activities and my instructions in relation to my investment will not result in ANZ or any of its related group of companies breaching any related laws or regulation in Australia or any other country. I acknowledge that the Trustee may be required to pass on my personal information or information about my investment to relevant regulatory authorities in compliance with the Anti-Money Laundering and Counter-Terrorism Finance Act 2006 (Cth) and we can delay or decline to process a transaction and report it to relevant regulatory authorities if we are required to do so under the law. You can request a paper copy of this Application form, PDS and any supplementary document from the Trustee or your adviser if this Application form is offered to you electronically (e.g. via or the Internet). The PDS and any supplementary document must be provided by the Trustee or your adviser at the same time and by the same means as this Application form. This will be provided at no extra cost to you. By signing this Application form, I the applicant, whose signature appears below, confirm that I have read and understood the above declarations.this step continues on the next page. Member s signature: Date: 7

8 Checklist Please ensure you attach the following documents with your Application (where applicable). Certified* identification or a copy of a completed FSC/FPA (IFSA) identification form (mandatory if not previously provided) An original Tax File Number Declaration form (mandatory if you are under 60 years and it cannot be a copy) Two copies of the Certificate of Medical Attendant form (mandatory if you are commencing a pension because you are permanently incapacitated or have a terminal illness) Nomination of Beneficiaries form (optional) Account alteration form (optional) Family Discount form (optional) Statutory declaration or letter of authority for third party payments (mandatory for payments to a third party) *A certified copy means a document that has been certified as a true copy of an original document by a person authorised to make such a certification. The person making the endorsing statement must ensure all pages have been certified as true copies by writing or stamping certified true copy followed by their signature, printed name, qualification/profession, contact details and the date on the actual copy of the document. Certified copies more than three months old cannot be accepted. For more information, please see the Completing proof of identity document on our website. OAVO390/0216 8

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