Equip MyPension Application

Transcription

1 Equip MyPension Application About this form We need you to fill out this form to let us know: your personal details how much you d like to invest your pension amount the preservation status of your super your payment details who you d prefer to receive your super if you die while you re a member of Equip Once you ve finished the form, don t forget to sign it and return it to Equip, GPO Box 4303, Melbourne VIC If you re unsure of your decisions, we recommend that you see an authorised financial planner. Please ensure you ve read the Equip MyPension Product Disclosure Statement (PDS) and our Financial Services Guide before completing this form. Step 1 Complete your personal details Please print in black or blue pen, in uppercase. Title Mr Mrs Ms Miss Other Male Female Date of birth / / Given names Surname (must be provided) Residential address Suburb State Postcode (if different to above) Postal address Suburb State Postcode Daytime Phone Mobile* * * Providing your contact information The Trustee may use your contact information, including your address and/or mobile phone number, to provide you with news bulletins and product information relevant to your superannuation and/or retirement income as well as marketing material on other financial services. If you do not wish to receive this information please advise us by logging into your super account via our website and updating your communication preferences in the Personal Details section or by contacting Member Services on between 9:00am and 5:00pm (AEST) Monday to Friday. You will still receive your benefit statements, notices of significant events or material changes and other information we must send to you by law. Step 2 Preservation status of your super I declare that: (Select one option only) I am no longer in paid employment due to total and permanent disablement (the Trustee will require supporting evidence). I have reached preservation age*, ceased employment and permanently # retired from the workforce. I am at least 60 years of age and I have ceased employment since attaining age 60. I am at least 65 years of age. * Your preservation age depends on your date of birth see the table below: Date of birth Preservation age Before 1 July July 1960 to 30 June July 1961 to 30 June July 1962 to 30 June July 1963 to 30 June July 1964 or after 60 # Permanently retired is defined as never being gainfully employed again for more than 10 hours per week. Gainful employment means employed or self-employed for gain or reward in any business, trade, profession, calling, occupation or employment. Issued by Equipsuper Pty Ltd ABN AFSL as Trustee for Equipsuper Superannuation Fund ABN SPIN EPL0100AU

2 Step 3 Make your initial investment I wish to invest the following amount(s): 1. Transfer from my Equip accounts Member number: Specified amount $ Maximum amount available Please leave minimum amount in superannuation account And/or Approx value of transfer: Member number: 2. Transfer from $ Transfer from $ Transfer from $ Total initial investment (minimum $50,000) Note: Please complete a Rollover Authority form for any external transfer. Your pension will not commence until all of your listed transfers have been received. Step 4 Your pension payment options 1. Select your payment frequency How often do you wish to receive income payments? Fortnightly Monthly Quarterly Six Monthly* Annually* * For six monthly and annual payments, please nominate the first month in which your payment is to commence. M M / Y Y 2. Select your payment amount I wish to receive pension payments as follows: (Select one option only) Option 1 Minimum amount permitted, OR Option 2 Nominated amount of $, * per period as indicated above. I would also like to receive the full pension payment as above for the remainder of the financial year. * This amount must be at least the minimum amount permitted and will be gross of tax where application. Please note: If you have not ticked an option above, payments will be made at the minimum amount permitted Your first pension payment will be paid on the first available pay period after your pension account has been established. Step 5 Complete your payment details My bank account details are as follows: Name of institution BSB Account number Account name Note: Payments can only be made to your account or joint account to which you are party. Please provide a copy of your bank statement as proof of your bank account details. Payments to your account cannot commence until this proof is received. By completing this application form I acknowledge that: My investments will be rebalanced each year in accordance with the information in the PDS.

3 Step 6 Nominate your beneficiaries Who ll get your super if you die while you re in Equip? If you die while there is money in your Equip account, this money will be paid out to your spouse, dependants or estate. You have the option of: 1) nominating a reversionary beneficiary (see Step 8). OR 2) making a preferred death benefit nomination by completing the Nominating your preferred beneficiaries form available from our website. OR 3) making a valid binding death benefit nomination by completing the Binding death benefit nomination form. If you do not nominate a reversionary beneficiary or make a valid binding death benefit nomination, Equip ( the Trustee ) will determine to which of your dependants and/or your estate the benefit will be paid. If you have completed a Nominating your preferred beneficiaries form this will be taken into account when the Trustee makes a determination; however it is not legally binding on the Trustee. Step 7 Reversionary beneficiary nomination Before your pension starts, you can choose to nominate an eligible dependant as a reversionary beneficiary. This means that if you die with money in your account, your dependant will continue to receive your pension (or have the option of cashing out your account balance as a lump sum), as long as he or she is eligible at the time of your death. You cannot change your reversionary beneficiary once your pension starts. If you do not wish to nominate a reversionary beneficiary (or the nominated reversionary beneficiary dies before you or ceases to be your dependant) you may make a binding death benefit nomination to determine which of your dependants (or your legal personal representative) the balance of your account is to be paid to and in what proportion. If you wish to nominate a reversionary beneficiary please provide details below. Family name Given name Date of birth / / Relationship to you Step 8 Attach proof of identity For identification purposes, you MUST attach a certified copy of either your driver s licence or passport (or acceptable alternatives). See the Completing proof of identity section for details of certification and acceptable alternative documents. Failure to provide appropriate proof of identification may result in delays in the processing of your payment(s). Step 9 Complete Tax File Number declaration I have completed and attached the Tax File Number declaration from the Australian Tax Office (if under age 60). Privacy We collect, use and disclose personal information about you in order to manage your superannuation benefits and give you information about your super. We may also use it to supply you with information about the other products and services offered by us and our related companies. If you do not wish to receive marketing material, please contact us on You can also change your preferences and opt out at any time via the secure website. Our Privacy Statement is available to view at or you can obtain a copy by contacting us on This details how we deal with your personal information and who you can talk to if you wish to access and seek correction of the information we hold about you. It includes details on how we collect, disclose and manage your personal information, including other entities and offshore locations that may receive or provide your information. Our administrator, Mercer Outsourcing (Australia) Pty Ltd will also handle your personal information. You can view Mercer s Privacy Policy online at If you have any other queries in relation to privacy issues, you may contact us on or write to our Privacy Officer, GPO Box 4303 Melbourne VIC 3001

4 Step 10 Sign the form Your application will not be accepted unless you have signed this declaration. By signing this form I: apply to become a member of Equip MyPension consent to the yearly rebalancing by the Trustee acknowledge that I cannot make any changes to my investment options and allocation understand that lump sum amounts will be withdrawn from the Growth and Conservative options in equal proportions understand that any changes to my investment options, investment allocation and lump sum options or proportion will revert Equip MyPension to a standard Equip Account Based Pension and I will be personally responsible for managing my investment strategy have attached a completed Tax File Number declaration form from the Australian Tax Office (if under age 60) have attached a copy of a bank statement relating to the account nominated by me at Step 5 acknowledge that I have read and understood the attached PDS and agree to be bound by it acknowledge that I have received all information I require in order to exercise the choices I have made accept that I will be bound by the provisions of the Trust Deed and rules which govern the operation of Equip understand that my personal information will be handled by the Trustee to provide and manage my super. Without this information it may not be able to provide my super and choices. For this purpose, my personal information may pass between the Trustee of Equip and its administrator, professional advisers, insurers, government agencies and other parties as required, including the Trustee of any other super fund that my super is transferred to consent to the handling of my personal information in this manner. I can access my information by contacting the Privacy Officer of Equip acknowledge that if I ve provided my address and/or mobile number in this application form, the Trustee may, at its discretion, in future use that address and/or mobile number to send information related to my pension, including any annual reports, member and exit statements and notices of any material changes or the occurrence of significant events, by electronic means. Signature: Date: / / Please return your completed form together with a copy of your bank statement, your proof of identity and the Tax File Number Declaration form (if under age 60) to Equip, GPO Box 4303, Melbourne VIC 3001

5 Completing proof of identity Primary photographic identification You will need to provide a certified copy of one of the following primary identification documents: Current Australian or foreign driver s licence (including the back of the driver s licence if your address has changed) Australian passport Current foreign passport 1, or similar document issued for the purpose of international travel 1 Current card issued under a State or Territory for the purpose of proving a person s age Current national identity card issued by a foreign government for the purpose of identification 1 Identification documents must not be expired (excepting an Australian passport which may be expired within 2 years). Alternative identification If you are unable to provide any primary photographic identification, you will need to provide two certified identification documents, one from each of the following lists: Birth certificate or birth extract 1 Citizenship certificate issued by the Commonwealth Pension card issued by the Department of Human Services (Centrelink) that entitles the person to financial benefits AND Letter from the Department of Human Services (Centrelink) or other Government body in the last 12 months regarding a Government assistance payment Tax Office Notice of Assessment issued in the last 12 months Rates notice from local council issued in the last 3 months Electricity, gas or water bill issued in the last 3 months Landline phone bill issued in the last 3 months (mobile phone bills will not be accepted) Name change If you have changed your name, you must provide a certified copy of the relevant name change document 1, for example, a Marriage Certificate issued by the Registry of Births Deaths & Marriages, Decree Nisi or Deed Poll (in addition to the above identification). If your legal name or date of birth does not match exactly to our records (excluding aforementioned name changes), please contact us for further instructions. Signing on behalf of another person If you are signing on behalf of the applicant you will need to provide the following: A certified copy of the Guardianship papers or Power of Attorney; and A certified copy of the appropriate proof of identity for the holder of the Guardianship or Power of Attorney; and A certified copy of the appropriate proof of identity for the applicant. 1 Translation If your identification is written in a language other than English, the identification must be accompanied by an English translation prepared by a translator accredited by the National Accreditation Authority for Translators and Interpreters Ltd. (NAATI) at the level of Professional Translator or higher (or an equivalent accreditation), to translate from a language other than English into English. How to certify documents After sighting the original and the copy and making sure both documents are identical, the certifier must include on EACH page: Written or stamped certified true copy Signature and printed full name Qualification (such as Justice of the Peace, Australia Post employee, etc) Date (the date of certification must be within the 12 months prior to our receipt) IDENTIFICATION Certified true copy J. Sample Mr John Sample Justice of Peace Registration No Date: 01/07/2014 A clear copy of the document that identifies you (i.e. your driver s licence (front and back) or passport); Write or stamp certified true copy of the original document; The authorised person s signature; Full name, qualification and registration number (if applicable) of the authorised person; and Date of authorisation (within 12 months of receipt). Verification A verification of the certifying party may be performed. If a discrepancy arises, you may be requested to re-certify documentation. Important Note The information in this document is a guide only and we may request additional documentation prior to any payment.

6 Completing proof of identity Who can certify documents in Australia? Australia Post permanent employee or agent (who is currently employed with the post office & has at least two continuous years of service or is in charge of supplying postal services to the public) Australian Consular Officer or Australian Diplomatic Officer (within the meaning of the Consular Fees Act 1955) Bailiff Bank officer, building society officer or credit union officer (with two or more continuous years of service) Commissioner for Affidavits or Declarations Court Officer, Registrar or Deputy Registrar of a Court, Judge, Clerk, Magistrate, Master of a Court, Chief Executive Officer of a Commonwealth Court Fellow of the National Tax Accountant s Association Finance Company Officer (with two or more continuous years of service with one or more finance companies) Justice of the Peace Legal practitioner on the roll of the Supreme Court of a State or Territory, or the High Court of Australia Marriage celebrant (registered under Subdivision C of Division 1 of Part IV of the Marriage Act 1961) Medical practitioner, chiropractor, dentist, nurse, optometrist, physiotherapist, psychologist Member of Chartered Secretaries Australia Member of Engineers Australia (other than at the grade of student) Member of the Association of Taxation and Management Accountants Member of the Australasian Institute of Mining and Metallurgy Member of the Australian Defence Force (who is an officer; or a non-commissioned officer within the meaning of the Defence Force Discipline Act 1982 with two or more years of continuous service or a warrant officer within the meaning of that Act) Member of the Institute of Chartered Accountants in Australia, the Australian Society of Certified Practising Accountants or the National Institute of Accountants Member of Commonwealth Parliament, State Parliament, Territory Legislature or a Local Government Authority (State or Territory) Minister of Religion (under Subdivision A of Division 1 of Part IV of the Marriage Act 1961) Notary Public Officer with, or Authorised Representative of an Australian Financial Services Licensee (who has had at least two years of continuous service with one or more licensees) Officer with, or a credit representative of, a holder of an Australian credit licence (who has had at least two years of continuous service with one or more licensees) Permanent employee of the Commonwealth (or Commonwealth Authority) or a State or Territory (or State or Territory Authority) or a Local Government Authority with two or more years of continuous service Person before whom a statutory declaration may be made under the law of the State or Territory in which the declaration is made Pharmacist Police Officer or Sheriff Senior Executive Service Employee of the Commonwealth (or Commonwealth Authority) or a State or Territory (or State or Territory Authority) Teacher employed on a full-time basis at a school or tertiary education institution Trade marks attorney Veterinary surgeon Who can certify documents outside of Australia an authorised staff member of an Australian Embassy, High Commission or Consulate an authorised employee of the Australian Trade Commission who is in a country or place outside Australia an authorised employee of the Commonwealth of Australia who is in a country or place outside Australia a Member of the Australian Defence Force who is an officer or a non-commissioned officer with 5 or more years of continuous service a Notary Public from a country ranked 129 or below in the latest Transparency International Corruptions Perception Index: