1*1. Canad'a. i ^-e^ ^, '2cT ^ CERTIFICATION. 90 Elgin K1R 7A1. Department of Justice Ministere de la Justice Canada Canada

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1 1*1 Department of Justice Ministere de la Justice Canada Canada Ottawa, Canada K1AOH8 CERTIFICATION The photocopy attached is a true copy of the original document (the "Second 2017 Agreement Amending the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans"/ which comes into force on November 15, 2017), which has not been altered in anyway. Julien Bissonnette Date i ^-e^ ^, '2cT ^ Counsel/ Finance-General Legal Services Department of Justice Canada 90 Elgin Ottawa/ ON K1R 7A Canad'a

2 MULTILATERAL AGREEMENT RESPECTING POOLED REGISTERED PENSION Between Canada, represented by the Minister of Finance; British Columbia, represented by the Minister of Finance; Nova Scotia, represented by the Minister of Finance and Treasury Board; The government of Quebec, represented by the Minister of Finance and by the Minister responsible for Canadian Relations and the Canadian Francophonie; The Autorite des marches financiers, represented by the President and Chief Executive Officer; Saskatchewan, represented by the Minister of Justice and Attorney General; and Ontario, represented by the Minister of Finance; RECITALS Whereas Canada, British Columbia, Nova Scotia, Quebec, the Autorite des marches financiers and Saskatchewan entered into the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans which came into effect on June 15, 2016; Whereas Quebec and the Autorite des marches financiers agree to be bound by only Parts I, with the exception of subsections 2(6) and (7), II, VI, and VII of that agreement; Whereas Ontario became a party to the Agreement, as amended by the 2017 Agreement Amending the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans (hereinafter referred to as the "First 2017 Agreement") attached as Annex 1), on March 31, 2017; Whereas any subsequent mention of the Agreement means the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans as amended by the First 2017 Agreement; Whereas, in accordance with Section 18 of the Agreement, Manitoba wishes to become a party to the Agreement as it will be amended by the Second Agreement Amending the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans (hereinafter referred to as the "Second 2017 Agreement"); Whereas, in accordance with Section 18 of the Agreement, Canada, British Columbia, Nova Scotia, Quebec, the Autorite des marches financiers, Saskatchewan, and Ontario (hereinafter referred to as the parties") unanimously consent to Manitoba becoming a party to the Agreement, as it will be amended by the Second 2017 Agreement; Whereas the parties unanimously consent to entering into the Second 2017 Agreement, in accordance with Section 21 of the Agreement; Now, therefore, the parties agree as follows:

3 Additional Party 1. The parties, in accordance with Section 18 of the Agreement unanimously consent to Manitoba becoming a party to the Agreement, as amended by the Second 2017 Agreement. Amendments to the Agreement 2. In the list of parties to the Agreement appearing directly before the recitals to the Agreement: (1) The word "and" is deleted; and (2) The following words are included at the end of the list: and Manitoba, represented by the Minister of Finance; 3. Schedule A of the Agreement is amended by adding the following at the end of the list of "Provincial PRPP Acts": Manitoba P94.6 rt}\g Pooled Registered Pension Plans (Manitoba) Act, C.C.S.M. c. Execution in Counterparts 4. The Second 2017 Agreement maybe executed in counterparts. Execution in English and French 5. The Second 2017 Agreement shall be executed in both English and French, each text being equally authoritative. Effective Date 6. The Second 2017 Agreement comes into force onnovember 15, Upon its coming into force, and providing Manitoba has signed a signature page agreeing to join the Agreement (as amended by the Second 2017 Agreement), Manitoba will become one of the parties, and its signed signature page will be included as Annex 2 to the Second 2017 Agreement. Agreement Unaffected 7. Except as set forth in the Second 2017 Agreement, the Agreement is unaffected and shall continue in full force and effect in accordance with its terms.

4 For Canada IN WITOESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Ottawa, The l3^ day ofo^^f,20\^. y^ ^ Minister of Finance

5 For British Columbia FN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Victoria, The /^ day of PC /7,7 /" '/ ;'' W^ {^h.^^/,l._i_.-r^: ~~~^ r-f- '.[vlinister offinafice

6 For Nova Scotia IN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Halifax, The c? I day of ^pp^ ^^^ /^ Minister of Finance and Treasury Bo

7 IN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Quebec, The E^day of ftuw < 20 Jg:. For the government of Quebec. ^ Minister of Finance Minister responsible for Ca^adia^i I^lations and the Canadian Francophonie / \'/ / For the Autorite des marches financiers President and Chief Executive Officer

8 PLANS^AND VOLUNTARY RETIREMENT SAVINGS PLANS For Saskatchewan IN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Regina, The day of, nu du S^ 20 P. MiirfeteF-GUuEitiae-) &id. AttoT^ev General ^^^.

9 For Ontario IN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Signed at Toronto, The^g_day ofs^m^r 20J1. Minister of Finance

10 ^i^mqf^nanc NOV V FINANCIAL INSTITUTIONS COMMISSION ANNEX 2

11 AS AMENDED BY THE 2017 AGREEMENT AND THE SECOND 2017 AGREEMENT AMENDING THE For Manitoba Manitoba hereby agrees to become a party to the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans as amended by the 2017 Agreement Amending the Multilateral Agreement Respectmg Pooled Registered Pension Plans and Voluntary Retirement Savings Plans and the Second 2017 Agreement Amending the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans; IN WITNESS WHEREOF, the undersigned, being duly authorized, has signed the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans as amended by the 2017 Agreement Amending the Multilateral Agreement Respecting Pooled Registered Pension Plans and Voluntary Retirement Savings Plans and the Second 2017 Agreement Amending the Multilateral Agreement Respecting Pooled Effective November 15,2017. Signed at Winnipeg, The^day of,m4s&_ 20J^_. L^UA-UVWU ^ Mini^er of Finance